PNY ' s card is nothing special . And that ' s not a bad thing . <| sep |> CDs have a very low return rate now . Assuming you ' re okay not having the money for awhile , max your IRA 401 k and buy a total market index . The wiki also has good books about investing basics . <| sep |> But with a sword and an armor and the ability to take it off and shoot your sword is still way more than just punch ghost . Polnareff was faster than SP and almost as precise . And again , that ' s not counting the fact that it has a sword and an armor . <| sep |> As someone who wrote one of the complaints to Charities Services , I would start by saying I know the argument is questionable . There ' s a wider picture that , should the DIA feel meets enough of a threshold , one or more of the registered charities related to Destiny Church could be deregistered , or at least be warned that they are in breach of policy and could be deregistered in the future . In all honesty though , I feel there ' s a good chance this won ' t go further as a matter of public policy it may just be placed on the too hard basket , to do this without creating a precedent for removing all churches from the register . For anyone who ' s interested , here ' s a link to my complaint , with my personal details removed obviously . 7 ea 82 f 2 f 81 c 106 d 8 id 7 EA 82 F 2 F 81 C 106 D 8 % 2192107 ithintfile , pdfauthkey ! AKHGqeHGPOujXVI