‘ Wealthiest ’ Cities : How Income , Home Values and Credit Limits Stack Up Around the USCOURTNEY MILLER & VERONICA RAMIREZMay 23 , 2016 Personal FinanceWealth is relative to where you live . Some folks in San Francisco could have mortgage payments that force them to pinch pennies , even though their income would have them living large in Evanston , Illinois . So where are people actually wealthy in terms of income , home value and credit availability ? To find out , NerdWallet analyzed 475 American cities with at least 65 , 000 people . We looked at : The median household income and percent of homes without amortgage , as reported by the U . S . Census Bureau ’ s 2014 American Community Survey . The monthly median home value as reported in February 2016 by Zillow Research . The average credit limit for credit card holders as reported in 2016 by credit bureau Experian . NerdWallet ’ s analysisCalifornia cities were at the top of every category , and nine of the 10 of what our analysis is terming the “ wealthiest ” cities in the nation were in California . one Southern city made the top 10 : Bethesda , Maryland . Its median home value of $ 808 , 800 topped that of several California cities in the top 10 , and the city placed second among all cities measured for average credit limit and median household income . The average credit card limit offers insight into how much credit an average resident has access to from day to day . The average credit limit for all 475 cities measured was around $ 35 , 800 . Newport Beach , California , ranked highest , with an average credit limit of almost $ 83 , 000 for credit card holders . While Californians could access more credit than cardholders anywhere else , the average credit limit for the top 10 cities in each region fell between $ 45 , 000 and $ 69 , 000 . Northeasterners had the lowest credit limits , with four of the top 10 cities in that region falling below $ 40 , 000 . Midwestern cities were among the most affordable for housing . The Midwest top 10 contains five suburbs of Chicago , which is the third most populous city in America . These suburbs had lower median home values and strong median household incomes compared with the rest of the country . This means residents of these places spend less on housing , giving them more buying power compared with other regions . Let ’ s take a look , region by region : Wealthiest cities in the NortheastIn the table below , scroll down and across to see data on the region ’ s top 20 cities . RANKCITYMEDIAN HOUSEHOLD INCOMEMEDIAN HOME VALUEPERCENT OF HOMES WITH NO MORTGAGEAVERAGE CREDIT LIMITTOTAL SCORE 1 . Newton , Massachusetts $ 102 , 796 $ 886 , 40035 %$ 70 , 82282 . 822 . Stamford , Connecticut $ 88 , 686 $ 447 , 90028 %$ 50 , 90464 . 133 . New Rochelle , New York $ 72 , 353 $ 629 , 60032 %$ 52 , 15959 . 714 . Cambridge , Massachusetts $ 84 , 249 $ 649 , 00032 %$ 39 , 99758 . 805 . Norwalk , Connecticut $ 75 , 285 $ 373 , 30027 %$ 47 , 73656 . 916 . Framingham , Massachusetts $ 64 , 213 $ 347 , 20027 %$ 45 , 89151 . 177 . Somerville , Massachusetts $ 74 , 048 $ 537 , 50030 %$ 31 , 96750 . 408 . Boston , Massachusetts $ 56 , 902 $ 480 , 00025 %$ 33 , 54850 . 389 . Danbury , Connecticut $ 69 , 394 $ 245 , 70026 %$ 38 , 62847 . 4810 . Toms River , New Jersey $ 72 , 236 $ 251 , 70031 %$ 46 , 64246 . 9711 . Brentwood , New York $ 65 , 032 $ 243 , 50019 %$ 21 , 25446 . 2512 . Quincy , Massachusetts $ 68 , 409 $ 375 , 40031 %$ 36 , 36344 . 5013 . Nashua , New Hampshire $ 70 , 521 $ 236 , 80030 %$ 40 , 11344 . 3014 . Warwick , Rhode Island $ 64 , 455 $ 187 , 60028 %$ 40 , 60042 . 7915 . Jersey City , New Jersey $ 60 , 497 $ 346 , 50026 %$ 27 , 16942 . 6116 . Clifton , New Jersey $ 67 , 191 $ 304 , 20032 %$ 37 , 26041 . 7017 . New York , New York $ 52 , 996 $ 614 , 50038 %$ 41 , 03841 . 4318 . Lynn , Massachusetts $ 52 , 481 $ 271 , 20023 %$ 25 , 72540 . 3219 . Manchester , New Hampshire $ 53 , 082 $ 196 , 90026 %$ 32 , 57538 . 9420 . Cranston , Rhode Island $ 51 , 520 $ 208 , 50030 %$ 44 , 94338 . 92 In the Northeast , Newton , a suburb west of Boston , topped the list . Newton ’ s high average credit limit and high median home value placed it well ahead of the other top 10 cities . The average credit limit in Newton was $ 70 , 822 , almost $ 19 , 000 higher than the city with the next highest figure , New Rochelle . Newton ’ s median home value was $ 886 , 400 — over $ 200 , 000 more than Cambridge , which had the second - highest median home value in the Northeast , at $ 649 , 000 . Boston and its suburbs comprise half of the top 10 in the Northeast . Three of the Massachusetts cities are college towns : Cambridge is home to MIT and Harvard ; Somerville to the research university Tufts ; and Boston to Boston University . Connecticut took three spots in the Northeast ’ s top 10 . All three cities — Stamford , Norwalk and Danbury — are in Fairfield County and are part of the New York metropolitan area . Each of these cities is home to at least one Fortune 500 company . Charter Communications is headquartered in Stamford , Xerox has its main offices in Norwalk , and industrial gas company Praxair is in Danbury . Wealthiest cities in the SouthIn the table below , scroll down and across to see data on the region ’ s top 20 cities . RANKCITYMEDIAN HOUSEHOLD INCOMEMEDIAN HOME VALUEPERCENT OF HOMES WITH NO MORTGAGEAVERAGE CREDIT LIMITTOTAL SCORE 1 . Bethesda , Maryland $ 149 , 623 $ 808 , 80033 %$ 78 , 53986 . 622 . Ellicott City , Maryland $ 114 , 801 $ 488 , 20023 %$ 65 , 73869 . 243 . Arlington , Virginia $ 109 , 266 $ 606 , 40021 %$ 46 , 72064 . 834 . Flower Mound , Texas $ 125 , 378 $ 337 , 90019 %$ 51 , 14262 . 205 . Centreville , Virginia $ 102 , 331 $ 376 , 2009 %$ 45 , 72561 . 816 . Frisco , Texas $ 115 , 603 $ 359 , 10016 %$ 43 , 98559 . 797 . Alexandria , Virginia $ 86 , 809 $ 491 , 60020 %$ 44 , 55755 . 918 . Mount Pleasant , South Carolina $ 82 , 358 $ 388 , 80021 %$ 55 , 02955 . 499 . Columbia , Maryland $ 99 , 719 $ 329 , 70019 %$ 47 , 88455 . 2010 . Rockville , Maryland $ 90 , 606 $ 458 , 90026 %$ 50 , 49755 . 0511 . Franklin , Tennessee $ 80 , 536 $ 393 , 40023 %$ 56 , 07854 . 8512 . Gaithersburg , Maryland $ 79 , 988 $ 338 , 30017 %$ 50 , 02353 . 7213 . Allen , Texas $ 102 , 466 $ 272 , 00017 %$ 44 , 37753 . 6114 . Cary , North Carolina $ 92 , 000 $ 306 , 70021 %$ 51 , 65153 . 4715 . Roswell , Georgia $ 80 , 125 $ 324 , 50023 %$ 57 , 31252 . 7816 . Germantown , Maryland $ 82 , 527 $ 282 , 60012 %$ 39 , 44450 . 3017 . Waldorf , Maryland $ 80 , 069 $ 262 , 1009 %$ 31 , 85147 . 6718 . Silver Spring , Maryland $ 72 , 412 $ 364 , 30022 %$ 38 , 27145 . 1419 . Frederick , Maryland $ 69 , 476 $ 252 , 70017 %$ 40 , 33544 . 5020 . Pearland , Texas $ 101 , 211 $ 216 , 40024 %$ 35 , 33543 . 98 Bethesda claimed the top spot in this category . The median income for Bethesda households was almost $ 150 , 000 , the second - highest of all U . S . cities reviewed for this study . It trailed only Newport Beach , California , for the highest average credit limit for credit card holders . And Bethesda ’ s median home value was $ 808 , 800 , the highest among any Southern city by a mile . only Arlington came close , with a median home value of $ 606 , 400 , still just 75 % of the median in Bethesda . Bethesda is home to the National Institutes of Health and the Walter Reed National Military Medical Center , as well as hospitality companies Host Hotels & Resorts , Marriott International and Ritz - Carlton . Nearby Rockville is home to Choice Hotels and other hospitality and health companies . Bethesda , Arlington and Alexandria are all “ inside the Beltway , ” which means they ’ re within Interstate 495 near Washington , D . C . Arlington is home to federal government agencies , including the Department of Defense , and Alexandria is the location of the U . S . Patent and Trademark Office . Wealthiest cities in the MidwestIn the table below , scroll down and across to see data on the region ’ s top 20 cities . RANKCITYMEDIAN HOUSEHOLD INCOMEMEDIAN HOME PRICEPERCENT OF HOMES WITH NO MORTGAGEAVERAGE CREDIT LIMITTOTAL SCORE 1 . Naperville , Illinois $ 104 , 419 $ 364 , 30023 %$ 67 , 07593 . 062 . Carmel , Indiana $ 109 , 375 $ 296 , 60022 %$ 62 , 91088 . 413 . Arlington Heights , Illinois $ 78 , 988 $ 312 , 00033 %$ 57 , 42670 . 894 . Evanston , Illinois $ 73 , 671 $ 315 , 60028 %$ 53 , 50270 . 605 . Fishers , Indiana $ 91 , 262 $ 209 , 70015 %$ 40 , 44169 . 976 . Troy , Michigan $ 83 , 921 $ 269 , 10031 %$ 48 , 94166 . 437 . Palatine , Illinois $ 70 , 328 $ 237 , 90028 %$ 54 , 06364 . 578 . Olathe , Kansas $ 77 , 008 $ 204 , 30018 %$ 38 , 16462 . 529 . Bolingbrook , Illinois $ 73 , 333 $ 197 , 40015 %$ 36 , 43962 . 4410 . Ann Arbor , Michigan $ 60 , 337 $ 320 , 90032 %$ 43 , 29660 . 1911 . Skokie , Illinois $ 76 , 867 $ 255 , 30035 %$ 45 , 71658 . 9312 . Schaumburg , Illinois $ 71 , 946 $ 207 , 10028 %$ 46 , 05658 . 8613 . Minneapolis , Minnesota $ 50 , 791 $ 206 , 70024 %$ 40 , 20452 . 3014 . Waukesha , Wisconsin $ 57 , 179 $ 190 , 00025 %$ 39 , 10451 . 6915 . Aurora , Illinois $ 68 , 304 $ 152 , 80018 %$ 28 , 86351 . 6516 . Madison , Wisconsin $ 55 , 829 $ 209 , 20027 %$ 34 , 62549 . 4017 . Livonia , Michigan $ 68 , 668 $ 168 , 10032 %$ 37 , 55447 . 9818 . Bismarck , North Dakota $ 60 , 752 $ 264 , 40041 %$ 37 , 97147 . 4619 . Elgin , Illinois $ 60 , 810 $ 158 , 90024 %$ 28 , 78746 . 1020 . Bloomington , Illinois $ 59 , 614 $ 152 , 30030 %$ 35 , 77744 . 91 Chicago is the largest city in the Midwest , and five of its suburbs — Arlington Heights , Bolingbrook , Evanston , Naperville and Palatine — made the region ’ s top 10 . The Midwest is the most affordable region if you ’ re looking to live in one of the wealthiest cities . Modest home values characterize the Midwest ; all of the cities in the top 10 had a median home value between $ 197 , 000 and $ 365 , 000 . It may not sound “ modest ” to everyone , but Naperville ’ s median home value , at close to $ 365 , 000 , is less than half that of Carlsbad , California , the city with the lowest median home value in the West ’ s top 10 . Based on these home values , one might assume that median household income in the Midwest would also be lower , but income for all of the top 10 Midwest cities was competitive with that of other cities at the top of our lists . Wealthiest cities in the WestIn the table below , scroll down and across to see data on the region ’ s top 20 cities . RANKCITYMEDIAN HOUSEHOLD INCOMEMEDIAN HOME VALUEPERCENT OF HOMES WITH NO MORTGAGEAVERAGE CREDIT LIMITTOTAL SCORE 1 . Palo Alto , California $ 151 , 370 $ 2 , 503 , 60034 %$ 71 , 69679 . 802 . San Ramon , California $ 135 , 355 $ 931 , 30012 %$ 64 , 39272 . 383 . Pleasanton , California $ 122 , 652 $ 961 , 00019 %$ 73 , 55769 . 064 . Newport Beach , California $ 106 , 801 $ 1 , 561 , 40031 %$ 82 , 81166 . 945 . Yorba Linda , California $ 117 , 368 $ 781 , 50019 %$ 72 , 39565 . 206 . Laguna Niguel , California $ 96 , 732 $ 776 , 60018 %$ 72 , 82361 . 987 . Redondo Beach , California $ 110 , 451 $ 916 , 30020 %$ 55 , 99158 . 718 . Redwood City , California $ 87 , 255 $ 1 , 247 , 20024 %$ 67 , 10258 . 349 . Carlsbad , California $ 104 , 424 $ 740 , 20021 %$ 62 , 55557 . 2510 . San Clemente , California $ 98 , 710 $ 851 , 20024 %$ 66 , 66356 . 7011 . Thousand Oaks , California $ 97 , 291 $ 668 , 80021 %$ 66 , 74856 . 6312 . Fremont , California $ 106 , 921 $ 890 , 40023 %$ 56 , 09955 . 4113 . San Mateo , California $ 101 , 229 $ 1 , 044 , 00028 %$ 62 , 38055 . 0614 . Mission Viejo , California $ 103 , 607 $ 659 , 60021 %$ 57 , 86954 . 4715 . Mountain View , California $ 100 , 318 $ 1 , 417 , 70029 %$ 51 , 03253 . 5616 . Chino Hills , California $ 99 , 601 $ 586 , 60017 %$ 51 , 32153 . 2217 . Santa Monica , California $ 82 , 096 $ 1 , 311 , 30028 %$ 58 , 74552 . 2818 . Lake Forest , California $ 96 , 655 $ 649 , 10017 %$ 46 , 92751 . 7419 . Irvine , California $ 90 , 743 $ 784 , 50022 %$ 55 , 71551 . 3720 . Livermore , California $ 87 , 815 $ 692 , 30018 %$ 52 , 01051 . 29 In the Western states , California dominated the list of wealthiest cities . At the top was Palo Alto , home to Stanford University and tech companies such as Tesla Motors , VMware and Palantir Technologies . The rest of the cities were divided among the San Francisco Bay Area — San Ramon , Pleasanton and Redwood City are all home to tech companies and their executives — and Southern California . Four cities in Orange County made the list : Newport Beach , Yorba Linda , Laguna Niguel and San Clemente . The average credit limit for Newport Beach residents was $ 82 , 811 , almost $ 10 , 000 higher than Pleasanton , the West ’ s runner - up in that category . Palo Alto boasted the highest median home value among all the U . S . cities analyzed , at $ 2 . 5 million . Despite that high price tag , 34 % of those homes were owned without a mortgage , the highest percentage in the West ’ s top 10 and comparable to any other region in the country . In San Ramon , only 12 % of homes were mortgage - free , which was the second - lowest among all Western cities and fourth - lowest nationwide . Wealthiest cities nationwideIn the table below , scroll down and across to see data on the nation ’ s top 100 cities . RANKCITYMEDIAN HOUSEHOLD INCOMEMEDIAN HOME VALUEPERCENT OF HOMES WITH NO MORTGAGEAVERAGE CREDIT LIMITTOTAL SCORE 1 Palo Alto , California $ 151 , 370 $ 2 , 503 , 60034 %$ 71 , 69681 . 942 San Ramon , California $ 135 , 355 $ 931 , 30012 %$ 64 , 39272 . 683 Pleasanton , California $ 122 , 652 $ 961 , 00019 %$ 73 , 55770 . 254 Newport Beach , California $ 106 , 801 $ 1 , 561 , 40031 %$ 82 , 81169 . 615 Bethesda , Maryland $ 149 , 623 $ 808 , 80033 %$ 78 , 53967 . 606 Yorba Linda , California $ 117 , 368 $ 781 , 50019 %$ 72 , 39566 . 647 Laguna Niguel , California $ 96 , 732 $ 776 , 60018 %$ 72 , 82363 . 568 Redwood City , California $ 87 , 255 $ 1 , 247 , 20024 %$ 67 , 10160 . 779 Redondo Beach , California $ 110 , 451 $ 916 , 30020 %$ 55 , 99160 . 4510 Carlsbad , California $ 104 , 424 $ 740 , 20021 %$ 62 , 55559 . 2311 San Clemente , California $ 98 , 710 $ 851 , 20024 %$ 66 , 66359 . 0512 Ellicott City , Maryland $ 114 , 801 $ 488 , 20023 %$ 65 , 73858 . 9013 Thousand Oaks , California $ 97 , 291 $ 668 , 80021 %$ 66 , 74858 . 6914 San Mateo , California $ 101 , 229 $ 1 , 044 , 00028 %$ 62 , 38057 . 8215 Fremont , California $ 106 , 921 $ 890 , 40023 %$ 56 , 09957 . 6416 Mission Viejo , California $ 103 , 607 $ 659 , 60021 %$ 57 , 86956 . 5417 Mountain View , California $ 100 , 318 $ 1 , 417 , 70029 %$ 51 , 03256 . 5018 Flower Mound , Texas $ 125 , 378 $ 337 , 90019 %$ 51 , 14256 . 0719 Naperville , Illinois $ 104 , 419 $ 364 , 30023 %$ 67 , 07555 . 8020 Newton , Massachusetts $ 102 , 796 $ 886 , 40035 %$ 70 , 82255 . 7121 Centreville , Virginia $ 102 , 331 $ 376 , 2009 %$ 45 , 72555 . 4422 Carmel , Indiana $ 109 , 375 $ 296 , 60022 %$ 62 , 91055 . 4123 Santa Monica , California $ 82 , 096 $ 1 , 311 , 30028 %$ 58 , 74555 . 3124 Chino Hills , California $ 99 , 601 $ 586 , 60017 %$ 51 , 32154 . 9425 Sunnyvale , California $ 104 , 681 $ 1 , 366 , 40032 %$ 48 , 78154 . 5326 Irvine , California $ 90 , 743 $ 784 , 50022 %$ 55 , 71553 . 7927 Frisco , Texas $ 115 , 603 $ 359 , 10016 %$ 43 , 98553 . 7328 Lake Forest , California $ 96 , 655 $ 649 , 10017 %$ 46 , 92753 . 5229 Livermore , California $ 87 , 815 $ 692 , 30018 %$ 52 , 01053 . 3030 Arlington , Virginia $ 109 , 266 $ 606 , 40021 %$ 46 , 72052 . 9631 Kirkland , Washington $ 94 , 332 $ 521 , 50022 %$ 56 , 46252 . 3532 Milpitas , California $ 102 , 917 $ 818 , 10024 %$ 45 , 90451 . 7233 Folsom , California $ 100 , 348 $ 467 , 10018 %$ 45 , 71951 . 3534 Bellevue , Washington $ 95 , 146 $ 660 , 40031 %$ 62 , 43950 . 8835 Alameda , California $ 86 , 888 $ 845 , 90027 %$ 53 , 54750 . 2136 San Francisco , California $ 85 , 070 $ 1 , 115 , 70030 %$ 51 , 47350 . 0137 Columbia , Maryland $ 99 , 719 $ 329 , 70019 %$ 47 , 88449 . 8238 Santa Clara , California $ 91 , 080 $ 988 , 50025 %$ 43 , 73849 . 8139 Allen , Texas $ 102 , 466 $ 272 , 00017 %$ 44 , 37749 . 7340 San Jose , California $ 87 , 210 $ 810 , 00024 %$ 48 , 32449 . 4641 Santa Barbara , California $ 62 , 340 $ 1 , 073 , 00030 %$ 63 , 12249 . 3942 Santa Clarita , California $ 81 , 577 $ 468 , 30018 %$ 48 , 86548 . 7543 Mount Pleasant , South Carolina $ 82 , 358 $ 388 , 80021 %$ 55 , 02948 . 5544 Cary , North Carolina $ 92 , 000 $ 306 , 70021 %$ 51 , 65148 . 50845 Simi Valley , California $ 82 , 168 $ 514 , 20019 %$ 47 , 94848 . 50746 Gaithersburg , Maryland $ 79 , 988 $ 338 , 30017 %$ 50 , 02348 . 2947 Camarillo , California $ 85 , 640 $ 564 , 60026 %$ 55 , 63148 . 2348 Huntington Beach , California $ 84 , 915 $ 735 , 60029 %$ 55 , 06548 . 2149 Franklin , Tennessee $ 80 , 536 $ 393 , 40023 %$ 56 , 07847 . 7750 Temecula , California $ 80 , 753 $ 408 , 40013 %$ 40 , 14147 . 7651 Berkeley , California $ 70 , 364 $ 1 , 001 , 70031 %$ 55 , 70047 . 3352 Roswell , Georgia $ 80 , 125 $ 324 , 50023 %$ 57 , 31247 . 2253 Alexandria , Virginia $ 86 , 809 $ 491 , 60020 %$ 44 , 55747 . 1454 South San Francisco , California $ 86 , 191 $ 812 , 00029 %$ 49 , 05346 . 9955 Walnut Creek , California $ 76 , 311 $ 781 , 60037 %$ 67 , 01946 . 8856 Germantown , Maryland $ 82 , 527 $ 282 , 60012 %$ 39 , 44446 . 7557 Rockville , Maryland $ 90 , 606 $ 458 , 90026 %$ 50 , 49746 . 6458 Fishers , Indiana $ 91 , 262 $ 209 , 70015 %$ 40 , 44146 . 3559 Union City , California $ 83 , 861 $ 707 , 80026 %$ 46 , 88746 . 2860 Orange , California $ 75 , 803 $ 613 , 00022 %$ 46 , 58646 . 0361 Gilbert , Arizona $ 84 , 153 $ 282 , 30014 %$ 39 , 35845 . 9462 Scottsdale , Arizona $ 73 , 387 $ 412 , 40030 %$ 65 , 00445 . 7363 Pasadena , California $ 70 , 873 $ 714 , 90025 %$ 50 , 60745 . 7264 Stamford , Connecticut $ 88 , 686 $ 447 , 90028 %$ 50 , 90445 . 2665 Waldorf , Maryland $ 80 , 069 $ 262 , 1009 %$ 31 , 85145 . 0866 Elk Grove , California $ 81 , 768 $ 360 , 00015 %$ 35 , 99044 . 3767 Tustin , California $ 67 , 344 $ 638 , 50021 %$ 43 , 65744 . 2168 Rancho Cucamonga , California $ 71 , 742 $ 445 , 20016 %$ 39 , 12343 . 9569 Daly City , California $ 80 , 885 $ 750 , 30027 %$ 40 , 91843 . 5970 Burbank , California $ 65 , 398 $ 691 , 40023 %$ 44 , 06043 . 4871 Tracy , California $ 77 , 798 $ 413 , 70015 %$ 33 , 15443 . 4272 Roseville , California $ 80 , 658 $ 390 , 90022 %$ 42 , 57543 . 2673 Boulder , Colorado $ 62 , 797 $ 631 , 20032 %$ 60 , 20642 . 7774 Chandler , Arizona $ 73 , 062 $ 265 , 30018 %$ 41 , 88342 . 6775 Seattle , Washington $ 70 , 975 $ 536 , 70025 %$ 46 , 04742 . 1476 League City , Texas $ 98 , 578 $ 214 , 90022 %$ 35 , 26641 . 9977 Pearland , Texas $ 101 , 211 $ 216 , 40024 %$ 35 , 33541 . 9578 New Rochelle , New York $ 72 , 353 $ 629 , 60032 %$ 52 , 15941 . 9279 Torrance , California $ 80 , 198 $ 730 , 50031 %$ 44 , 20941 . 8580 Napa , California $ 68 , 307 $ 537 , 60027 %$ 48 , 38541 . 8181 Frederick , Maryland $ 69 , 476 $ 252 , 70017 %$ 40 , 33541 . 76782 Bolingbrook , Illinois $ 73 , 333 $ 197 , 40015 %$ 36 , 43941 . 699583 Corona , California $ 69 , 407 $ 416 , 50016 %$ 34 , 85641 . 699184 Evanston , Illinois $ 73 , 671 $ 315 , 60028 %$ 53 , 50241 . 4785 Arlington Heights , Illinois $ 78 , 988 $ 312 , 00033 %$ 57 , 42641 . 4686 Chino , California $ 79 , 218 $ 426 , 10019 %$ 33 , 26341 . 4487 Lakewood , California $ 81 , 106 $ 502 , 70024 %$ 36 , 24941 . 2988 Norwalk , Connecticut $ 75 , 285 $ 373 , 30027 %$ 47 , 73641 . 2089 Olathe , Kansas $ 77 , 008 $ 204 , 30018 %$ 38 , 16441 . 1390 Murrieta , California $ 76 , 766 $ 371 , 20019 %$ 34 , 67541 . 0791 Renton , Washington $ 67 , 626 $ 359 , 60022 %$ 43 , 27340 . 6792 Palatine , Illinois $ 70 , 328 $ 237 , 90028 %$ 54 , 06340 . 6693 Sandy , Utah $ 83 , 399 $ 266 , 10027 %$ 44 , 24440 . 3594 Virginia Beach , Virginia $ 68 , 816 $ 248 , 50020 %$ 41 , 82640 . 1695 Glendale , California $ 51 , 020 $ 718 , 60024 %$ 43 , 56340 . 1496 Costa Mesa , California $ 66 , 820 $ 698 , 00025 %$ 38 , 26140 . 1297 Troy , Michigan $ 83 , 921 $ 269 , 10031 %$ 48 , 94140 . 1198 Cambridge , Massachusetts $ 84 , 249 $ 649 , 00032 %$ 39 , 99739 . 9599 Silver Spring , Maryland $ 72 , 412 $ 364 , 30022 %$ 38 , 27139 . 90100 San Diego , California $ 67 , 799 $ 531 , 70025 %$ 40 , 96639 . 84 MethodologyWe analyzed data from 475 U . S . cities with populations of at least 65 , 000 that had data available for all four categories . We calculated overall scores using four measures , each weighted as 25 % of the score : Average credit limit for those with credit cards as of 2016 was taken from the latest data reported by Experian . Monthly median home value in a particular geographical region in February 2016 as reported by Zillow Research . Median household income , from the 2014 U . S . Census Bureau ’ s American Community Survey . Percentage of homes without a mortgage , also from the 2014 American Community Survey . Courtney Miller is a data analyst at NerdWallet , a personal finance website . Email : courtney . miller @ nerdwallet . com . Veronica Ramirez is a staff writer at NerdWallet . Email : vramirez @ nerdwallet . com . Twitter : @ veraudreyPalo Alto , San Ramon , Pleasanton , Newport Beach and Yorba Linda are the five wealthiest communities in America , according to a new report . Palo Alto , CABy DAVE COLBY ( Patch Staff ) - May 26 , 2016 12 : 09 pm ET PALO ALTO - Palo Alto , San Ramon , Pleasanton , Newport Beach and Yorba Linda are the five wealthiest communities in America , according to a new report issued this week . The report says Palo Alto is the wealthiest American community of all towns that have a population of at least 65 , 000 citizens . According to NerdWallet research , the median household income for Palo Alto residents is $ 151 , 370 . The median home value is $ 2 , 503 , 600 . More than one third of Palo Alto residents - 34 perecent - have no mortgage . And the average credit limit for those roaming downtown ' s University Avenue is $ 71 , 696 . Those four pieces of aggregated data give Palo Alto a # 1 ranking for American well - to - do towns , according to NerdWallet . California cities led all four categories when comparing similar data to the rest of the country . Nine of the 10 NerdWallet - termed “ wealthiest ” cities in the nation were in California . one Southern city made the top 10 : Bethesda , Maryland . San Ramon was ranked the second most affluent city in the United States . The median household income in the East Bay city is $ 135 , 355 . The California cities of Pleasanton , Newport Beach and Yorba Linda round out the top five communities of the well - to - do in America . Newport Beach ranked highest in the country in average credit limits , almost $ 83 , 000 for credit card holders . The median home value in the seaside community is $ 1 , 561 , 400 . You can read the full NerdWallet report here . Nerdwallet lists the following information as the statistical basis for their findings : MethodologyWe analyzed data from 475 U . S . cities with populations of at least 65 , 000 that had data available for all four categories . We calculated overall scores using four measures , each weighted as 25 % of the score : Average credit limit for those with credit cards as of 2016 was taken from the latest data reported by Experian . Monthly median home value in a particular geographical region in February 2016 as reported by Zillow Research . Median household income , from the 2014 U . S . Census Bureau ’ s American Community Survey . Percentage of homes without a mortgage , also from the 2014 American Community Survey . 사업자 정보 표시 | | | 사업자 등록 번호 : -- | TEL : -- | 사이버 몰의 이용 약관 바로 가 기