American banks don ' t issue cards ? ? That would be a major difference . My bank handed me a debit and a credit card , which are both linked to my only bank account . I don ' t have to reload anything when using either card . That sounds annoying . I still don ' t see how you ' d rather max out a credit card than ask for a loan . <| sep |> Spanish designer Dionisio Gonzales creates a surreal fort meant to endure natural disasters such as hurricanes . This fictional structure made of iron and concrete is a hybrid of beach houses , bunkers and space shipsReminds me of the Gorillaz Plastic Beach album cover <| sep |> Personally , I love Clarke . I think she ' s a great leader . She ' s so young and has been through so much on her short time on the ground . She ' s not perfect and doesn ' t always make the best decisions but that ' s what makes her a great character .