Has there been a reason that has kept you from pulling the trigger ? Ha , yes . I am 33 and finished college at 29 late starter on a psych degree . yeah , jobs are scarce and pay little . So My wife BSCS grad with no luck getting hired in software engineering and I make 40 kyear in assisting the mentally ill and developmentally disabled and we cumulatively owe about 100 k in loans from our studies . So , we are just slowly accumulating cash for land down payment for financing the build moving to the area we want to build PNW just in case funds . It might never materialize , but the idea came to me the first time I saw the models in a home depot parking lot all those years ago , so maybe planning for 15 years was the wrong way to phrase that . The wife and I just began discussing it seriously this last year because there is a non zero chance our financial situation may never improve , and I ' m all about contingencies . We just want to build a place where the prospect of being homeless again is much less likely , even if that means living in what amounts to an elaborately appointed shed . We have no kids and don ' t plan on it , I ' m sorry but I have no actual wisdom to draw from beyond noting the pitfalls I ' ve heard other small home builders encounter in their journeys . PS sorry some people were rude here , they don ' t represent all of us .