sheilds are garbage in all souls games if you aren ' t parrying with them , blocking is for casuls . <| sep |> Shard looks away . Well , I think you look much nicer as a dragon . But we would be the same size as humans . <| sep |> Mine have gotten better as I ' ve gotten older , but I got a standing ovation on a plane once I hiccuped so loudly . It was embarrassing . Funny to look back on now though . And I mentioned once before I have an uncle that broke a rib hiccuping . I hope you ' re ease up as you get older too . Mine are still somewhat loud but not as often or as painful as they used to be . <| sep |> Most of those people aren ' t defaulting on purpose , but because they have no choice . What you may not realize is as long as we ' re talking federal loans , the government isn ' t super worried about you not paying . You want to know why ? Because if you don ' t , they ' ll withhold your IRS refunds , they ' re garnish any future benefits due to you , they ' ll withhold Social Security and other such things . That ' s assuming they don ' t but liens on your home if you own one or simply sweep your bank accounts and leave you without a cent . Or garnish your wages . Depending on what kind of work you do 1099 or w 2 they can ' t take 25 to 100 % of what you ' re owed . Totally possible . They will get their money from you . This is a stupid , stupid game to play .