Thanks for touching yourself at night friend ! You are a valuable part of the Seminole Nation <| sep |> should be avoided as instances of classes should be created using a constructor . This is bad advice as you can use both initializers and constructors in the same instantiation . If you don ' t include the constructor , the default constructor is used automatically . Not all properties are required to create an object , so this gives shorthand for setting up additional properties that otherwise would be defaults . <| sep |> Well put ! It ' s also interesting that progressive states like California still are pretty far from what most Europeans take for granted . The working poor kind of leads me to my next reflection that you can work fulltime and not survive on that income .