Russia 4 . 1 % compulsory insurance , paid by employer . If you need something more than receiveng a sick note you have to go to private . <| sep |> Yeah , I know . I fucked up . <| sep |> Incredible , though I ' m upset it didn ' t get to finish . I want a print of a final version I can hang up . <| sep |> I paid a total of $ 1 , 500 USD two years ago for a clothing manufacturing sourcing guide in China with the owner of a multimillion manufacturing business . Through networking with people I used to work with when I was a consultant for a major clothing line in NYC , I was lucky to met a owner of a multimillion clothing manufacturer . I worked with her on a project for close to 6 months and found her to be really friendly and informative . Once the project was over , I was having ideas of jumping into business and wanting to selling clothes but had no idea how to source . So one day , I straight up asked her if I could fly to Guangzhou and spend two weeks with her shadowing her . I ' m ChineseAmerican so speaking wasn ' t an issue . Lucky she said she said she had downtime in December when the Chinese were out for New Year , so I hopped on a plane and spent the next two weeks picking her brains out . From fabric sourcing , fabric quality , pattern making , negotiating with manufacturers , understanding market prices , shippingtaxing , and everything else you can imagine .