And no one wants to be the guy who interfered with the championship <| sep |> I got my first credit cardlegit credit card , not a secured card or a student card with a super low limit right after I turned 18 limit was $ 1 , 500 . A few years later my credit limit was increased to $ 2 , 750 . No clue why . Whatever . I ' ve always been pretty frugal with money . Got a second card with a $ 3 k limit a few years later , which was increased to $ 4 k a year or so ago . Got a third travel rewards card through Capital One with a $ 10 k limit . I have $ 17 k in combined credit . That ' s more than I make in a year . <| sep |> Stay safe and don ' t drive anywhere friend <| sep |> I have a rule . Don ' t rock the boat if you aren ' t wearing a life jacket . By all means , ask for a promotion or a raise and threaten to walk if need be . But have a offer in your pocket when you do so . It gives you security and makes you confident when you walk in to ask for what you want . Also , it ' s always better to job hop during your junior years . As you get older , you ' ll have more responsibilities and it ' ll get more tougher to take risks . Right now , you can still recover if something goes bad . That ' d not always the case .