thanks , you too <| sep |> yes , easily . crit boost would be a 15 % ish boost , where AuL would be a ~ 10 % boost . and , I ' ve not had any issues with roarwind with IG , personally . <| sep |> First of all welcome YNAB will be a fun and rewarding journey ! The first few months will be a bit jarring , especially if you are used to living paycheck to paycheck something we all considered normal before YNAB . Before getting too entrenched , sign up for and take a YNAB class they are free . Figuring this all out on your own is tough ! Once you have the basics , this forum is a great place to ask questions . <| sep |> Yeah it ' s definitely annoying . I understand it can take a while to figure out what ' s causing it and how to fix it , but I don ' t understand why they don ' t just make everyone autoleave whenever someone leaves as a temporary solution . It ' s not like yes please , crash my game and don ' t give me mission rewards is an option anyone would miss .