Are you sure they are not looking at Chexsystems history ? That would be more common . But if they say they are looking at credit score , that would be as you describe . <| sep |> damn , can you point out which ones ? <| sep |> indeed , when the modding community brings all the actual content they can just sit back and see the money come in . <| sep |> Yes that ' s how you stop the Vfib . Supposedly . <| sep |> Leaf bow It is the only nonpiercing bow . It ' s what makes it special . It ' s damage could be upped , but nonpiercing should be kept . Cutlass Again , it ' s short range is what sets it apart . It ' s the reason it is a UT . I believe Cutlass is fine as it is . Annoying Firecracker Katana I agree . Ray Katana Sure . Tablet An mp usage lowering would do this good , but I disagree with buffing it ' s damage . Leaf Hide Same Water Dragon It may just be my bias , having gotten 3 of these while still having recieved 0 FDBAs and 0 leaf hides , but I believe this item is garbage and deserves to remain garbage . Sphinx I don ' t think you understand ' defensive '. Replacing the dex instead of the wis would make more sense following the idea of defensive , while also keeping it an ability class assassin focused ring .