I have to say it sounds like you ' ve got a dodgy SSD . Return it for a replacement and see how you get on . <| sep |> I just started after playing from the beta to about 2006 . I ' m so lost lol . Whats heirloom gear ? Items you pass down from higher level alts or some thing ? <| sep |> Hey , I might be interested in one of those victini codes free redempion . <| sep |> Wth ? How the heck does a 5 year have that kind of crazy already . <| sep |> I would recommend putting part of it in a savings account . There are some that pay 1 % or so interest . Try Discover Bank or Synchrony . You can open these accounts online . You can invest the rest in index funds or individual stocks , but this requires more research . Schwab and ShareBuilder are good online brokerages .