Not just cash equivalents are mentioned . They specifically call out prepaid cards in minimum spend terms language . I think it is the same for points earnings . Would have to check but I am too lazy . Anyways they say purchases or reloading of prepaid cards or purchases of other cash equivalents in terms for min spend for sure . <| sep |> Well if you are demanding justifications for any price increases and auditing hospitals that will cost a lot of money to enforce . Furthermore , there are legitimate reasons to give discounts . If I am sure I ' m getting paid by an insurance company or someone paying cash up front , I can charge less than a customer on account . <| sep |> I know that none of my posts contain any substance , but I may start the same thing .