Glad you took inspiration from the portfolio I commented under your previous post . Yes that was great advice The savings plan approach sounds interesting , but here in Spain I havent found a bank that offers low fees for such a service , thats why I chose DeGiro to start with Ill reconsider when I have 20 k invested . With DeGiro you actually have to make the choices when and how to invest market order vs limit order , daily limit or permanent limit . I suppose that generally the effects should be minimal for long term investors , but since Im just starting out I prefer to do it right . <| sep |> I made it to lite 3 last weekend for the first time , need 5 wins for gold 3 monthly , but will try to hit at least gold 1 D