Are we having a what are we moment ? <| sep |> Nikki ' s first rule Everyone in the US portion of the UN now has to answer the phones with It ' s a great day at the UN . <| sep |> 1 . 5 mil or best offer <| sep |> It ' s assumed 5 % is the drop rate , but could be lower . If you spent 2400 stam with just greaters , and 600 stam with 3 crystals in it , you are currently above the average crystal rate until you get to 4800 stam without another crystal dropping . Unless you ' re willing to refresh just be happy that you ' ll get your R 2 meltdown sooner than most . <| sep |> the best value is buying a program car . we bought 2015 Equinox , fully loaded and 11 , 000 miles for $ 22 , 500 . the MSRP was $ 33 , 500 . the car was a corporate fleet car . There are dealerships that specialize in selling these great deals . buying a new car . you take a 2025 % hit the moment you drive it off the dealer ' s lot and 0 % interest doesn ' t help one bit