Some people who do understand the concept , still have multiple junctures in life that wipes out whatever savings they have . Three of them so far in my own life , two for my parents , my grandparents had both the great depression and world war 2 , and my grandmother had all that plus world war one . It ' s too easy to save or invest and have it all wiped out . How am I supposed to believe in it or understand the concept as something beneficial ? <| sep |> Having watched quite a few episodes of the pokemon anime , when you fall you get caught by some pokemonheroplot without even getting scratched . Small spoiler To add to that , in sunmoon you actually get caught by Tapu Koko in the first 30 minutes . Your point still stands though .