Banks ' loan delinquency rate edges up in Jan . SEOUL , Feb . 27 ( Yonhap ) -- The delinquency rate of domestic banks ' won - denominated loans edged up in January from a month earlier , South Korea ' s financial watchdog said Monday . The delinquency rate for bank loans came to 0 . 53 percent in January , up from 0 . 47 percent in December , according to the Financial Supervisory Service ( FSS ) . The rate stood at 0 . 81 percent in October and 0 . 64 percent in November . The delinquency rate of loans extended to large firms stood at 0 . 71 percent in January , down 0 . 06 percentage point from a month earlier . Meanwhile , that of loans to small and midsized firms and households rose 0 . 11 percentage point and 0 . 02 percentage point , respectively , on - month to 0 . 74 percent and 0 . 28 percent in January . entropy @ yna . co . kr ( END )