Are you living on your own ? Your rent is more than half your monthly income , the first thing you could do is find cheaper housing . Difficult in your location , but sadly you may have to move with your current income or find a better job . Begin with that . Also , if you have no lines of credit , how has your credit score been so low , advice would be to open a secured line of credit and make on time payments . <| sep |> I see what you did there . <| sep |> Give what five years ? <| sep |> Wow . Fuck uSpez for allowing that to go on . Fucking disgusting . # uSpez is a pedophile sympathizer ! !<| sep |> im a miami phi delt . other miami tho i ' m gonna take the compliment <| sep |> Great work ! Just wanted to mention I picked up Ratchet Clank at WalMart for $ 15 but it ' s listed as $ 25 .