Ontario has significantly more claim costs per passenger vehicle than any other province , which is going to make insurance more expensive regardless of how it ' s delivered . Of the four most expensive provincial car insurance rates in Canada . three of them are government monopolies . Only Ontario is not . The cheapest insurance rates are all in provinces with market insurance . Standard privatization tactic . Cue the conspiracy theories that shut down all critical thought . <| sep |> Shiny . Still downvoted cause of bullshit title though . <| sep |> Me too . It was funny while it lasted but it ' s definitely time for him to embrace it . <| sep |> Yes , Thursday 2359 is the same as Thursday 1159 PM <| sep |> Just wasting time