Hmm , I too am wondering why he did not use this . <| sep |> It can ' t be level 5 though . <| sep |> At 14 , I would have felt two things at the same time 1 Wow this is lame . I could use this for the PS 2 I want right now . It ' s taking so long to save up my $ 5 week allowance for it . 2 Wait a sec , this isn ' t bad . I ' m already working hard for these straight As in school . If my parents are willing to build an investment for me in return for me keeping this up , sure . Maybe it ' ll be useful later . I think this makes an excellent bonus gift . Something for them to keep in the back of their mind as incentive for hard work . Just make sure you ' re able to keep it up . My parents told me my college was paid for with RESPs but then when I turned 18 and inquired they admitted they lied the whole time and there was no savings for my school .