passwords everywhere or otp for every txn isn ' t security that ' s just bad ux . by security i mean stuff like others ' can ' t see my wallet , malicious app on phone can ' t compromise my wallet , somebody else can ' t spend my money without me knowing etc . all of which are 100 % true in case of a physical wallet but aren ' t as obvious in case of digital wallets based on shoddy security fails we ' ve seen over the years in case of other digital alternatives to cash You are kindof mixing security with regulations to keep black money in check . The limit exists so that a user can ' t use a lot without KYCno , i understand that ' s why i said signalling . <| sep |> I think they are just now finidng extra inventory . I heard Target also had unacounted inventory .