Depends on what you are looking for . Both games offer high replay ability but in a completely different way . Want to get lost in a game where you can forge the story and customize your character ? Get skyrim . Want a shooter game with blazing fast multiplayer that ' s a blast to play ? Go for titanfall . I never got into skyrim but I have played titanfall extensively and really enjoy it . Skyrim is a fantastic game but it wasn ' t my cup of tea . <| sep |> Hang on . are you sure about that ? I don ' t have collision coverage on my shitty car and all this means is if I crash into someone and it ' s my fault , ICBC does not repair my car but they will repair the other car and it doesn ' t come out of my pocket . So , the basic insurance cost will cover repair of your vehicle if you are in a notatfault accident . In which case these basic premiums need to be WAY higher for luxury cars .