And pixel ships in a nonsellable account per user agreement somehow does hold value ? <| sep |> Using a friends experience as what will happen to you is not a good thing . It ' s planning for the best . There ' s and old phrase which fits here . Hope for the best but plan for the worst . That ' s why you ' re getting the advice that if you can ' t save money then you ' re not ready for a house . What will you do if you buy a house and the HVAC system goes ? Will you have the $ 5 k to replace it ? What if the hot water heater goes ? Will you have the $ 1 k to fix that ? Your friend will run in to large items and maintenance issues eventually . It ' s not a question of if . It ' s a matter of when . Every single thing in any house is getting closer to breaking every single day .