It ' s deadly civil war , I had that problem too . The mod description has a warning not to install it until after you ' ve chosen a side after Helgen . Any character you ' ve created while it ' s active is corrupted , it seems to change your faction in some way that makes guards hostile . Disabling or deleting it and starting a new character should fix the problem . <| sep |> I ' m in Canada so USDA doesn ' t really apply . but yea , I figured it was hogwash , enough that I was excited to get it haha . Actually , I drive by that same taco bell sometimes but now it ' s a pay day loan place but it still has the classic taco bell building shapestucco hah . <| sep |> Okay , now I need to know what these are . <| sep |> pay off the car loan first , then make calculated payments on the 0 % CC debt . According to some quick calculations , that ' ll be about 654 a month over 13 months if you want to pay it off before the promo period which you definitely do ! . Good on ya for getting second jobs and working hard towards your goal of being debt free ! Edit for correct numbers