Fact CRA loans were less than 1 % of all loans and did not default at higher rates than conforming loans in general . Fact The poorly performing loans that grew to 20 % marketshare around 2004 to 2007 were nonconforming , alta , liar loans , no doc , interest only highly exotic private label loans . They were packaged as AAA despite being dogshit . Nobody forced banks to make these loans . In your haste to blame everything on the liberals you disregard basic facts . If you had respect for the truth we wouldn ' t be having this discussion . Anyway it ' s thanksgiving and I don ' t have time to deal with AEI propaganda . <| sep |> Little more crates and discos I ' ll take for both <| sep |> I ' m intrigued . What do you think is the reason behind upperclass mexicans keeping the de ?