This makes sense and all , but one person ' s debt is another ' s asset . If you borrow money from the bank , their asset is your debt . so it balances out . Also , if you lend the bank money into your savings account , their debt is now your asset . I ' m not certain if the example you cite works here since there are two transactions to consider when we say you put money into the bank and they lend it back out . Since you ' re the only one with a citation , is there any more you can give to clarify ? <| sep |> I ' ve read that but they ' re talking about gaming loads , I ' m talking about compute loads on prolonged periods of time <| sep |> This really is uplifting news <| sep |> une ristourne c ' est qu ' ils te font payer moins cher ou bien qu ' ils talent l ' impt ?