Andre Arguably Better Than Nothing Roberts <| sep |> With no credit history , the Journey card should be great given your goals . Plus it effectively gives you 1 . 25 % cash back . One thing to watch out for though is to make it a top priority to always pay the entire balance every month . If you don ' t that ~ 20 % APR will hit you . One thing that I did with my first student card was to consider it as if it was a debit card and never spend more money than I had in my bank account . That helped my get completely debt free by 26 . Enjoy your trip ! edit typo <| sep |> If you like it then like it . <| sep |> I don ' t believe so I advocate and participate irl but it ' s more of a behindthescenes action . As far as politically my trans stance is fairly middle of the road . Refusing to date a nonop trans woman isn ' t bigotry imo , as an example . The radical comment was more directed at the leftright sides of the American political distribution , not at gender issues .