I see your question to me got answered by u 8675309 , but to explain it another wayYes , your home insurance covers your house if a tree suddenly falls and hits your house . But if your neighbour is cutting down a tree and misjudges , his insurance is what is going to pay for the damage to your house . Your insurance would only pay if he was uninsured in which case the insurance company would then have the option to pursue damages from him via the courts . <| sep |> Got mine FROM toy Tokyo booth at NYCC and paint is super lackluster compared to metallic blue ranger pop <| sep |> I ' m pissed that it had to be delayed because his FL was acting up , but I appreciate that he ' s taking the time to make sure everything is perfect . Christmas Eve is still a great date . Also , uyoungkippur , is the release gonna be more about quantity or quality ? Because 20 songs is a number that not even a lot of accomplished artists can do without hella filler . I ' m hyped nonetheless .