I am sorry , it seems my sarcasm and jovialness upset you . That was not the point . The bigger points were A you aren ' t really looking the in correct indexs as a comparison and b you neglect risk in your argument . As for your points in the rebuttal , sorry never read a dave ramsey book . Also the sharpe of rsp 3 , 5 is . 73 , 1 . 21 and voo is . 83 , 1 . 28 . So close but not the same . Alpha , and beta as well as Sortino ratio are all different as well as the . 35 % in fee between the two . That all said I actually think there is a case to be made that NWS smallest of the 500 and market cap of 7 billion , might not act so completely different than a mega cap . It isn ' t like we are talking about micro caps . That said I am not sure you can treat them as completely equal . That said I am just a drunk guy on thanksgiving so what do I know