This application is amazing . <| sep |> It doesn ' t breed people in college who don ' t know how to drink really . At least not where I ' m from . However , it breeds a lot of high school drinking 1518 where kids get super blacked out . Then college is a whole different thing . 21 is too old . Every cop I talk to at my university says it because they waste so much time policing that and not real crimes . <| sep |> Hafr Jlus Bjrnsson <| sep |> I hurt myself today . <| sep |> Now this is some militant level ignorance and smugness right here <| sep |> Lenin ' s ' Imperialism The Highest Stage of Capitalism ' analogized banks to cartels . In reference to German banks the money capital of the nation united in the banks the banks themselves combined into cartels the investment capital of the nation cast in the shape of securities . Combining various aspects of production as part of the development of a monopoly could be cartelesque for any industry though .