What are those things used for ? Are they just for looks ? <| sep |> thats a lesson about studying <| sep |> You like that ! ?<| sep |> It is a trap . Remember her hormones are all kinds of fucked up for a year . <| sep |> No investment is safe that ' s pretty clear as is don ' t panic sell , anyone who lost money in 2008 lost money by themselves due to personal weakness and fear , the target date funds already recovered nicely and anyone who stuck with their plans wouldn ' t have had any problems because the allocations of a target date fund are set to weather things like 2008 . If you cut your hand off using a table saw I don ' t think you get to blame the saw , everyone knows they ' re risky <| sep |> I just watched that movie for the first time