I read the sources , where do any of them specifically state that long term decision making is directly affected by changes in the prefrontal cortex ? Every day life decisions are not the same as a long term goal and none of those sources go in depth of HOW the decision making process is affected or give quantity to it . An inference made from scientific literature is not a fact and saying that people who are younger don ' t have the understanding or decision making capabilities to be financially responsible disadvantages our youth in the economy and is frankly a load of bullshit . <| sep |> Gonna trigger a lot of basket dwellers with this one ! <| sep |> This is reposted repeatedly , but I say repost it until it gets added back .