lmao rite this nigga thought we were an investment sub <| sep |> I was worried we weren ' t talking enough about how amazing Dak was but fox made sure to correct that <| sep |> TWILL on the crossing route ! <| sep |> Dude , you gotta promote it and stuff , tell people . <| sep |> Fuck sakes , again ? <| sep |> Yep , before I started working for a hospital I had no clue this is how it worked . Insurance contracts see most bills adjusted down to 30 % or less of the original bill , and in most cases the insurance pays LESS than the patient ' s copay or deductible . The few exceptions are huge bills of 50 k or so , where the insurance may pay 2 k to the patients 500 or something like that . You ' re absolutely right , the bill only starts that high because hospitals know it ' s going to have to be mostly written off to loss because of insurance contracts . Your best option in the US is to find a job that offers a good insurance policy . I currently pay $ 60 month for a policy with a $ 1000 annual deductible , but before I had this job I had never had insurance . could never have afforded it . I ' m a pretty healthy 31 year old , so it never hurt me , but if you have any sort of health issues that require medical care you can be looking at a rough time in the US .