Jay Gruden looks like every single person from western MD I ' ve ever met <| sep |> Virgin says what ? <| sep |> For the third time in 3 years , my car ' s been hit by a 20 year old guy . The first time I didn ' t even report . he just messed up my crappy bumper some more . The second time , when they guy crossed 2 lanes chatting on his cell and bashing into my car , no one was hurt and the insurance co . gave me some cash for my crappy vehicle , which I kept driving cuz I can ' t afford a new one . and I ended up using a bunch of the cash to get it recertified . Now , a guy Tbones my car running a red light . My spouse has whiplash , a concussion and post concussion syndrome . I didn ' t think I was hurt , but my already crappy knee got worse after the accident , and after 2 weeks of pain and antiinflammatories , I went to the doctor . Yay . a torn ligament . Fuck . And they ' re writing off my vehicle for real this time . I get a whole $ 2 , 000 to buy a new one . Oh . and I ' m in Canada , so I ' m sure we won ' t be getting any huge insurance settlements . Spouse has called a lawyer . I really don ' t need any of this . Sigh .