I tried looking it up some , but sources are unclear , at least some amount of it is small businesses becoming creditors , but banks also can loan money to campaigns , and interestingly those loans can ' t be forgiven , because banks cannot give political contributions . Other loans can only be forgiven if a good faith effort to collect has been made . Campaigns can repay their own candidates loans up to 250 , 000 dollars . Which is crazy to me , that they can repay themselves before the little guys . <| sep |> Why ? Because that is NOT how the game is supposed to be played . If you personally chose to limit yourself fine , but others should not be encouraged to play that way . If people prefer to play the game without trading , the current ' balance ' really won ' t matter very much . Granted , there are those who , to compensate for the current trade oriented ' balance ', would like to see changes to things like drop rates , but quite honestly , doing this wouldn ' t really help in any significant way . We have enough idiots now that cry about not being able to get gear selffound . Adding SSF mode will just fuel their complaints , because they ' d be able to claim that this mode if officially supported . And if they actually rebalance drop rates in SSF for it would be even worse , since a lot of people who only trade a bit will move to SSF which will fuck economy in leagues .