I ' m not sure if it would be a felony in Germany , but it is not illegal here . The government requires a certain amount of auto insurance , and all companies like Papa Johns , etc . will not hire someone without auto insurance . They are legal to drive their vehicle , but unless you inform your insurance company that you are using your personal vehicle to conduct business ie . delivery , uber , etc . if they find out they will not cover your accident . Similar to if you tell your insurance company that you only use your vehicle to drive to school and back home , you will get a lower rate than if you tell them you drive 30 k miles per year touring the country on road trips . <| sep |> I ' m making a joke about Glendale fight club .