Well your father is correct that you wouldn ' t lose money . The part about risk , is that it is a gamble . You are under 30 , so I suggest putting half of your savings into a CD . Then invest the rest elsewhere . The only better investment you could make right now , is purchasing a house and renting it out , while you live with your parents <| sep |> i love this game ! been playing it for a few weeks <| sep |> I like dodge , they make solid cars . <| sep |> Money is a motivator until money is no longer an issue in your life then you start making work decisions for other reasons as well worklife balance , location , flexibility , status , ethics of employer etc . Last few jobs I ' ve turned down significant short term money because it wasn ' t the only motivating factor . But my first few jobs were 110 % taken because of money , and I chased it hard . Same thing happens to most RL players the young guys chase the cash . As they get older they may take hits to stay at the club they want , or move to a club where family is close etc . Money is everything . until it isn ' t .