Unless he does a good job and the people are happy but I ' m not holding my breath . <| sep |> Shit . That ' s some Narutolevel TNJ . <| sep |> Mutual funds are definitely the way to go . A lot of banks have low risk funds , which would invest a majority of your money in bonds Low risk low yield and a bit into the equity market riskier . You ' ll be earning more from a low risk mutual fund , compared to just having your money sitting in savings account , which earns hardly anything for you . Also , consider investing in property . I ' m not to sure how the real estate market is where you are located , but this is always a good idea . Lastly , talk to an investment advisor at your local bank , they are really knowledgable and will work with you to maximize return .