A brain hemorrhage as a result of an aneurysm . I was 13 moving my head felt like someone was squeezing directly on my brain . The worst part was , I went to the hospital after my second thunderclap headache and they thought it was migraines , gave me Valium and sent me home . The next day , the pain was so bad that it was impossible to keep my head still for the 23 minutes required for a CAT scan . It ended up taking 30 minutes , and revealed a small rupture in the brain . Then came the morphine , and that was nicer . <| sep |> Well , I don ' t want to die , but I do have life insurance . From a selfish perspective If you can set it up so that you ' ll profit when you fall at the cost of someone else , why wouldnt you ? I ' ll give another example . American express gives you purchase protection for 90 days . So if I break my new phone they will replace it no hassle . Now do I want to break my phone ? No . But am I far far more reckless with it during the first 90 days . yes .