That ' s what retirement will be for . <| sep |> Only a simpleton thinks that people would have their own money if there were no taxes . The functioning of the economy depends massively on law and order , national defense , transportation public health , sewage treatment , drinking water , basic regulations like building codes that are there because they prevent chaotic situations that preceded them , and yes , social programs that feed and clothe and house people so that people who spout right wing nonsense aren ' t routinely strung up from lampposts by starving mobs . We can to some degree debate how taxes should be distributed , but anyone who thinks that their pretax earnings are their own money is extremely dense .