What the hell , man . I just realized the dinner makers here forgot the peas ! And the green beans . <| sep |> You have to look at the big picture . Not in short steps , but in long journeys . When I was freshly married I had a few business opportunities that my wife was terrified of so we never followed up on them . They ' d each have paid off in the multi thousands of dollars range and would have helped us greatly in our life . Shortly after that I had a wonderful job opportunity , but would have had to move and would have to start in a completely alien city all alone with my wife and then baby son . She wanted me to do it , but I was too afraid . By now I ' d probably have been making 100 k and we would be a lot better off than we are . If either of us had looked at the long run more carefully , We ' d be better off than we are now . Talk to your husband and your parents . This is a decision all need to make together .