With this boss timer you will know when ever there is a world event going up and will never miss one again <| sep |> It was meant as a compliment . Gallowboob is a hunk <| sep |> Mondays . Nobody likes Mondays . <| sep |> using mantra is fucking hilarious LOL <| sep |> Heatwave and crimson lightning , did i win name random items ? <| sep |> I am ALL me on this blessed day . <| sep |> I don ' t mean like editing the work though I mean like a full alternate art <| sep |> what a bunch of bullshit . I hate how my peers are constantly shifting the blame of their potential failure on others . Avoiding debt isnt some impossible feat that we ' re all doomed to deal with . There ' s plenty of reasons why we get stuck with debt , and alot of it is our own fault . To start off , I cant begin to tell you how many of my peers from highschool chose what college they went to based on where their friends went , what school felt more like home , which place was most exiting to go , etc . basically they were deciding where to go for all the wrong reasons . If kids used tuition rates and living expenses as their major keys to making a decision , it would go a long way to avoiding debt . And on a similar note , if more kids quit looking down on community colleges are realized its a great way to get your AA without going broke instead of seeing it as where just dumb kids go then again they could avoid debt . No reason to pay university rates for the 1 st 2 years of college if its not necessary . next , don ' t pick a shitty major . youre education is a lot like buying stocks . would you invest money in a dying business ? fuck no . No one would take out a loan and buy block buster stocks , so why are there swaths of kids taking out loans to get a shitty business degree that every fucker down the street is getting . Think ahead on this one youre spending money on a career that supposed to make you money . so choose a career that will actually make you enough money to pay back your loans . third , if you can then live at home . I know it sucks , and I know not everyone ' s parents allow it . but the longer you can milk that free rent from mum and pop , the more money youre saving . dont live on campus if you dont need to , its too expensive . finally , and this doesnt go for every one . maybe even a minority of college kids . But for fuck sake get a job while youre in school . pay off as much as you can with the own money youre earning . treat loans as a last resort . I know of too many other students who only go to school and dont work and will still complain about their loans stacking up . start whittling away at them now ! if any highschoolers are reading this then just know youre not doomed . make smart financial decisions . be careful and be humble . you can be very successful and not come out in crippling debt .