So . when are you getting banned ? <| sep |> That ' s not the point your vehicle has costs . Some are per mile and some are per monthyear . Regardless , those are the costs of owning the vehicle . If your insurance is say , $ 1000 a year and you expect the car to last for approximately 6 years 200 k miles that ' s about 33 k a year for you math majors , then that $ 6000 can be broken down on a per mile basis . You might not pay more insurance for driving another mile but your car is that much closer to dead . There is a reason the IRS allows a deduction of 55 cents a mile or whatever it ' s going up to this year . It ' s exactly this type of deception that keeps Uber in business . People trading equity in their vehicle in exchange for immediate pay , and who are either in denial or unable to figure out what is really going on .