You poor child . The next 8 years are going to be very difficult for you . <| sep |> Nice snipe ! I ' ve never seen someone kill with Quick Attack . <| sep |> I know lmao . Genji also responds to that line , fun fact . <| sep |> I had full HP and wanted to try Whis Passive , I should have read his passive correctly . lol <| sep |> This is absolutely correct ! I would also say I keep it . Ice the card . hide it away . forget about it , but keep it open . Contrary to a lot of the responses here , it actually can have negative implications on your credit history . You score will more than likely be fine , but a lack of longevity in your credit can be hurtful . Like MadCowMCD said , this is a huge thing that lenders look at . When it comes time to buying a house , you have the history , and you have a higher amount of available credit . Having open , yet paid off , cards accounts trade lines shows that other lending companies are willing to lend you money . So it makes you look more favorable .