I much prefer the original L 4 D . <| sep |> Damn that one really gets me going . thanks , I ' m gonna play this during my first time . <| sep |> I remember seeing these a while ago at 20 % plus . And there are set up fees too which push the rate up by 5 % or more . Always short term with escalating rates if you don ' t pay them out . These don ' t target new buyers they ' re for people in deep trouble who think they can turn it around shortly like this couple . Often they can ' t . They are payday loans on a big scale with less scruples . EDIT here ' s Alpine Credit ' s rates they ' re the ones who advertise on the hockey broadcasts with those approved ! spots examplesFirsts at 10 . 9 % to 10 . 4 % after fees . Seconds at 17 . 2 % to 15 . 8 % after fees . fees are big . so the advertised interest rate is really misleading .