Codeine is a great medicine and many people die from that <| sep |> sorry for late reply i know its a illigal combo but im going to transfer to sun moon and it wont be <| sep |> The chain matters for IVs , I ' m not sure if the chain actually increases the chances . Either way it ' s a monotonous task and I failed it <| sep |> strong Saber vibes from this femRen <| sep |> No meaningful reform ? Does Dodd Frank not count ? I ' ve worked for a bank precrisis and post . The difference is night and day . Bonuses are way down . The amount of compliance and regulation workers must be 5 fold . The amount of committees one has to seek input from to close a deal went from 0 to 5 . It ' s universally taken as a given in the industry that it ' s dramatically harder to do business than it was before . I ' d say , very roughly , half of this is due to regulation and the other half from fines against banks for various reasons money laudering , mortgage crisis , fx rigging , etc . It ' s gotten too expensive to screw up . Regardless of what anyone says , those hurt and impacted the banks thoroughly .