Godwin nuffy kick count # 3 <| sep |> I think that when Federal law changes the mj stock game changes completely . For op , I still like SGBY , it ' ll probably react around quarterly releases as I think it will show good results . <| sep |> Just don ' t traveling after graduation with no savings , no credit , no job prospects and relying entirely on a credit card is a recipe for financial disaster . Consider that you ' ll be thousands of dollars in debt with a very high APR due to a lack of credit after you return and the job market is incredibly competitive for new grads in any field . Unless you have job prospects already lined up for when you return , I think you ' ll find yourself struggling to pay it off afterwards instead of building credit . The best way to build credit is making small purchases now each month and paying them off , not maxing out a card in one month . Creditors will frown upon this kind of thing in your credit history for a while .