I feel like part 7 stands like Civil War , Catch the rainbow and Chocolate Disco don ' t get enough love , i mean they are situational , but hell they are useful used right <| sep |> Average median . The average is skewed by those attending professional schools with $ 100 , 000 plus loan balances . As of 2014 Further , the median student loan balance meaning half the people owe more and half owe less is only $ 8 , 500 , again only for those who have any student loans at all . That implies that about 82 percent of households headed by those between 20 and 40 owe less than $ 8 , 500 in student loans including those who owe nothing . t o s t o p t h e s o b s t oriesaboutstudentloandebt # 4 e 17628775 fcAnother source with a higher medianThe average balance of outstanding student loan debt for households with some debt was $ 25 , 700 . The median debt was $ 13 , 000 , and seventyfive percent of borrowers had less than $ 29 , 000 . t y p i c a l h o u s e holdwithstudentloandebtMy experience is actually more typical than yours .