Depends . We get crazy table charts with services of each type . Then there is the cost per month . And then something about deductibles which has something to do with how shitty or good your insurance is . Then at the end of the day if you do have to stay in the hospital it will still cost a trip to Disneyland . Edit and god forbid you have vision or dental issues . Insurance for that is separate . Oh your insurance isn ' t in our network we are going to have to charge you full price . And I sit back and wonder , really wtf is the point of insurance if I have to deal with this bullshit . Double edit and let ' s not forget the ACA aka Obamacare mandating you HAVE to have medical insurance if not we are going to penalize you through your taxes . But don ' t worry if you don ' t make enough money to buy insurance in the first place we will subsidize that leaving what little money is left over from all the other expenses to force buy insurance . Fuck saving amiright ? Can ' t afford medical insurance ? Maybe you qualify for medicaid , but not so fast looks like you qualify for medicaid federally , but your state says you don ' t so fuck you you ' re denied . Enjoy your penalty . Shit is fucked .