Seems like you have never generated a world s <| sep |> I am a landlord too , we ' re one of the most hated people publicly but I can say that my tenants are very happy with their homes and the services I provide . This year I ' ve had a 100 % occupancy with 0 % turnover of tenants . My houses are on interest only mortgages and have been bought post 2008 . That means I had to use my own , salary earned cash to buy them and not loop holes . The hope gamble is that after 25 years house prices have appreciated enough to cover the cost of the mortgage and along the way I enjoy a small profit off each property . The truth is that each property will require work at some point over that 25 year period that will likely wipe out any rental profits I make . Single let property is not a lucrative investment anymore , it used to be when you could buy property with no money down , however now the risk isn ' t worth the reward . The market has developed significantly and there are growth areas still around , so I ' m now shifting my focus to these . Ultimately there is still some money to be made in property , just not single let investments and it ' s definitely not as simple as buy a house and have it paid off in 25 years . Today most accidental casual landlords lose money rather than make money from their investments . I hope this has made you see a slightly bigger tip of the iceberg !