I am willing to help you out . Love to help small devs when give the opportunity <| sep |> I don ' t . We ' re equal partners and we ' re happy , we don ' t have some sort of constant power struggle to get the upper hand . <| sep |> Ummm . Where I live at least , many private banks seem to have two lines . One for members and the other for non members looking to exchange their notes . You could probably join the former to open an account . Those lines are pretty short . Also regional banks tend to have smaller lines I . e banks affiliated to a particular state as long as you aren ' t present in that state eg Andhra Bank . It helped my grandfather a lot , because we don ' t live in our native state . Try to figure out when an atm near where you ' re staying will open , ask the guard . They ' re usually helpful . The one near my hostel , opens at 5 pm everyday and I ' m there 450 , and have tea at the adjacent shop . There ' s usually no line or a ten minute wait at most , if you ' re early . After 530 its hopeless , at this particular atm atleast . With respect to those guys who took you to the travel agency , never trust someone who approaches you on the street , regardless of how official they look . As with most tourist destinations touts are ready to screw over foreigners or visitors from other states . If someone at an official location like the foerign exchange gives you an address its fine . For small things like that we don ' t usually use official stationery or many times , they just might not have a business card at hand . Which is why you ' ll see the use of scraps of paper a lot . Apps like Paytm are your friends , they ' ll allow you to book tickets , pay for cabs , meals etc . some small stores are also starting to accept them as valid means of payment . Finally , welcome to India you ' ll either love it or hate it . It ' d be awesome if you loved it , but we wouldn ' t begrudge you if you didn ' t , after all this is a land of many contradictions and extremities , heck many of us can ' t stand our own country as soon as we leave our native state 😂 , or as a good friend put it no curd rice , no dice !