Where is this phase you speak of documented ? Is this in the roadmap ? I dont recall hearing about this before . The halving every 4 years compensates mining profits increased scarcity though supply and demand . If the new bitcoins in circulation is cut in half , the market value of those bitcoins effectively doubles which increases their value leveling things out for miners and their profits . This is Satoshis design . <| sep |> It ' s not a holiday here in the UK . Also I ' m not whining ? I ' m merely pointing out that you wouldn ' t expect a Pokemon ' s CP to go backwards after an Evolution . <| sep |> I understand the frustration . But there ' s a difference between lying and being evasive . Saying this is the only bank account that I know of is perhaps lying , but perhaps just being evasive . So is immediately emptying all accounts at that bank and moving your money to another bank . Focus on getting what you need . If he owns property , then you might be able to find out who holds the mortgage on the property , and you could subpoena them to find out what bank the mortgage payments come from . There are LOTS of different ways to find someone ' s bank accounts . I don ' t know how your debtor ' s examinations work . Are they written interrogatories , or before a judge , or what ? Can you ask him ahead of time to bring with him the most recent copies of the statements for any and all depository accounts ? That way he can ' t claim that X is the only bank that he knows of , etcetera .