Reading these comments reinforces my feeling that there are all types of learners as well as teachers . Still the rising cost of education is going to force the universities to reduce the overhead cost of infrastructure . One way of doing it will be to have blended classes where the courses will comprise of both online and offline face to face classes . <| sep |> Jumped on the 100 k Amex Plat offer last night . Like many others , I had trouble adding it to my existing Amex account , so I created a new account , figuring I would combine accounts later . Now , thinking about frozen points , clawbacks , etc . , I am wondering if keeping the Plat sequestered in its own account has its advantages , and I ' m thinking of waiting to combine accounts until long after any dust settles . Will the Plat have its own MR account ? If it gets frozen will I still be able to use my other MR account ? Can you think of other pros and cons to this approach ? I don ' t need the 100 k right away .