We ' re gonna break records tonight . Disclaimer This user cannot verify whether or not this comment has been edited by uspez <| sep |> Thats a science over there , brilliant man <| sep |> Actually it is , there is a threat of economic or freedom loss behind the OHRC ruling . You can be compelled by law to be imprisoned or fined or both . <| sep |> TJ neither . His tittle fight against cruz was on free tv <| sep |> Sorry guys , I ' m fixing the issue , things should be back to normal by tomorrow . <| sep |> leasing cars is by far the most expensive way to drive . because a lease isn ' t technically a loan , it ' s exempt from usual disclosure requirements . when you lease , it ' s the equivalent to a car loan at about 14 % interest . bad hoodoo . the general consensus on this sub is that you should pay cash for a used car . I will be making 48 k a yearbecause vehicles go down in value , the basic rule of thumb is that the total value of all cars , motorcycles , jetskis and anything else with a motor should be no more than ~ 50 % of you gross annual salary . for you , this means the absolute max price for a car is about $ 24 k . this rule prevents you from being carpoor . student loans and car debt are the main ways younger people are getting in financial trouble . avoid both , and you ' ll be in a very strong position . cars go down in value . new cars lose about 3040 % of their value in the first few years of ownership . this is how people get upside down on their car loan . say you buy a new car for $ 30 k , and get the smallest monthly payment . 4 years later , you still owe $ 25 on the loan , but the car ' s value is only $ 20 k . to avoid being stuck in this situation , you save cash and pay for a quality used car after some other chump has paid the price for the first few years of loss in value . you read consumer reports to learn which used cars have the best reliability ratings , and which are lemons to avoid . my advice is to drive the old car for a while longer and aggressively save money to buy a used car . you can get a very nice , reliable car for $ 6 k to $ 10 k , if you look around and do little research . getting into the habit of monthly payments now is not the way to build wealth in the future .