I ' ve seen the H 1 for $ 80 on BH , and it ' s pretty compact , so that ' s an enticing item as well . <| sep |> The problem is although you may be right with your statement , that ETF prices vary , setting up a savings plan saves you the order costs of otherwise 4 . 95 , which I guess is not worth waiting for in volatility . Atleast with the amounts I ' m currently investing . <| sep |> That comments chain is pretty good too . <| sep |> Did you say commies ? Did you SAY COMMIES ? <| sep |> So based on your first post , as long as Payment Due date is before Jan 26 or maybe Jan 20 , the Travel Credit will apply to 2016 and then roll over again after that date for a 2017 Travel Credit ? <| sep |> I ' m sure I saw the same convo on a poster in this sub too .