Thanks , I really appreciate the replies . My partner covers living expenses at the minute but its not sustainable long term imo . I did look into what benefits I ' d be entitled too but because of my partners income I wouldn ' t get anything . While this is terrible in my current financial situation , I feel its probably a blessing given my mental health situation as I ' d probably just end up relying on it , which I don ' t want to do . After reading your first reply I did a quick google and the coop have a phone number if you ' re struggling with repayments which I ' m going to ring <| sep |> What ive learned from VR reviews <| sep |> Basically how Howard Lederer played . Howard is such a super nit . <| sep |> High floor and ceiling w Robinson plus game script Thomas 10 targets in 5 straight . Kelley is tempting by that T . O . P . is scary plus you ' re PPR