I ' m not an insurance agent but I have never signed up for the protection programs . They seem to be very expensive for what you get and you might as just get the personal insurance and not attached to some card . <| sep |> back in 2010 you had to call the owner directly and give them your CC info that way . since their system never workedit ' s like 7 years of the same issue now <| sep |> This ain ' t hardcore <| sep |> The business teacher who wore a tracksuit and thought he was a PE teacher . Absolute nob . <| sep |> yes i knew that . the problem is that i am not getting any pity pull . and i see that a lot of people are in my same situation . seems like RD and RTG picks gives pity pulls , but as my RTG deck is wm , if i get a pick there i end up getting a WM instead of a SS