transaction r initiated pay app buy gold locker mmtc transaction shown failed gold not deposited gold locker amount r deducted sbi account linked pay unfortunately refund supposed credited back bank account not yet credited back till date even repeated persuasion customer support team absolutely non co operative not taking due care problem requested already sent updated bank statement support claim several time called customer support helpline quite number time no use unfortunate socalled reputed company like lost faith pay apprehending pay fraudulently cheating customer like awaiting fruitful resolution immediately without delay amiabha ghosh