need upgrade bug fix broadband recha specially place network weak app not work reason need keep backup payment apps like gpay paytm always case not work icici mobile pay also similar rge not work well show bill instead recharge case bb not work well low network like paytm gpay app crash lot low network region need lite version option pay without network not sure paytm gpay work anywhere everywhere come long way time still need flexibility like gpay paytm work qr code terrain