Hello , this is IBA Bank . Maria speaking , how may I help ?
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user
Hi , I'm looking into your loans and I'm a little confused about the interest rates . Could you give me some advice ?
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assistant
Not a problem . Which loan was it you were interested in ? Sorry , I must ask , because the interest rates can depend on the type of loan you apply for .
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user
I understand . I'm interested in the Petty Consumer Loan .
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assistant
One of our most popular ! The usual interest rate is fixed by the PBC . That is The People's Bank of China . But of course , with some loans , credit rating and loan amount come into play , too .
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user
So , the rate could fluctuate a little , depending on the amount given by the PBC ?
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assistant
That is correct .
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user
I'm going to have to do some more research into this . Thanks for your help , bye for now .
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assistant