Loans Department , how can I help you ?
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user
Hello . Could you give me some details about your Personal Pledge Loans , please ?
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assistant
Certainly , Sir . I'd be happy to . The Personal Pledge Loan is a loan secured by undue certificates , Time Deposits , for example , or Visible Treasury Bonds .
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user
So , as long as I have one of those , I can apply for a Personal Pledge Loan ?
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assistant
That's correct , Sir . The bank will issue receipt to you and also take care of all the pledged securities .
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user
Mmmm ... how about the period of repayment ?
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assistant
The maximum maturity period is a year , but it also cannot exceed the maturity on the certificates used as collateral .
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user
And the maximum loan amount ?
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assistant
The initial amount is just 2,000 RIB , but we can go up to 100,000 RIB . But remember , it cannot exceed the amount on the certificates you are using as collateral .
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user
OK . I'll have a look at what I've got exactly in certificates and get back to you . Thanks for your help . Bye .
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assistant