Excuse me , is this the Auto Consumer Loan Center ?
neutral
user
Yes . Is there anything I can do for you ?
neutral
assistant
Could you tell me something about the terms and interest rates for personal automobile consumer loan ?
neutral
user
The deadline is normally no more than 5 years with the interest adopted according to the corresponding lending rates announced by the PBC .
neutral
assistant
I plan to take the loan for 3 years .
neutral
user
Well , the yearly interest rate is 5.49 % for 3 years . I'm sure you are qualified to apply for this loan .
neutral
assistant
What about the loan repayment ?
neutral
user
You may choose a repayment pattern by consulting with our bank , for example , payment of equal amount of principal or of principal and interest on monthly installments .
neutral
assistant
Does that mean I should deposit sufficient money to my account prior to the monthly payment date so that you can directly deduct the repayment of the principal and interest ?
neutral
user
Exactly . You are permitted to effect and early payment in part or in full with the consent of our bank .
neutral
assistant
That's very thoughtful of you . Thank you so much .
happiness
user
You're welcome .
happiness
assistant