Non-Judicial Foreclosure Debt Collection Clarification Act
This bill applies requirements for debt collectors to businesses engaged in nonjudicial foreclosures (i.e., the enforcement of security interests). These requirements include debt verification and prohibitions on the means of debt collection.
To amend the Fair Debt Collection Practices Act to clarify that the 
 definition of a debt collector includes, in all cases, a person in a 
business the principal purpose of which is the enforcement of security 
                               interests.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Non-Judicial Foreclosure Debt 
Collection Clarification Act''.

SEC. 2. ENFORCEMENT OF SECURITY INTERESTS.

     Section 803(6) of the Fair Debt Collection Practices Act (15 
U.S.C. 1692a(6)) is amended by striking ``For the purpose of section 
808(6), such term also includes any person who uses any instrumentality 
of interstate commerce or the mails in any business the principal 
purpose of which is the enforcement of security interests.''.
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Non-Judicial Foreclosure Debt Collection Clarification Act
To amend the Fair Debt Collection Practices Act to clarify that the definition of a debt collector includes, in all cases, a person in a business the principal purpose of which is the enforcement of security interests.
Non-Judicial Foreclosure Debt Collection Clarification Act
Rep. Auchincloss, Jake