This bill eliminates the exemption of short-term, limited-duration health insurance plans from the federal requirements for individual health insurance coverage beginning on January 1, 2023.
Currently, short-term, limited-duration plans may offer coverage for a limited amount of time and are exempt from the market requirements of the Patient Protection and Affordable Care Act (e.g., coverage of individuals with preexisting conditions).
To amend title XXVII of the Public Health Service Act to eliminate the 
    short-term limited duration insurance exemption with respect to 
                 individual health insurance coverage.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. ELIMINATING THE SHORT-TERM LIMITED DURATION INSURANCE 
              EXEMPTION WITH RESPECT TO INDIVIDUAL HEALTH INSURANCE 
              COVERAGE.

    Section 2791(b)(5) of the Public Health Service Act (42 U.S.C. 
300gg-91(b)(5)) is amended by inserting ``(other than such insurance 
that is issued, sold, or renewed on or after January 1, 2023)'' before 
the period at the end.
                                 <all>
To amend title XXVII of the Public Health Service Act to eliminate the short-term limited duration insurance exemption with respect to individual health insurance coverage.
To amend title XXVII of the Public Health Service Act to eliminate the short-term limited duration insurance exemption with respect to individual health insurance coverage.
Official Titles - House of Representatives
Official Title as Introduced
To amend title XXVII of the Public Health Service Act to eliminate the short-term limited duration insurance exemption with respect to individual health insurance coverage.
Rep. Castor, Kathy