Retirement Freedom Act
This bill allows an individual to opt out of Medicare hospital services benefits without also having to opt out of Old Age, Survivors, and Disability Insurance benefits and without having to repay Medicare hospital services benefits already received. The bill also allows an individual to opt back in with no penalty.
To allow individuals to choose to opt out of the Medicare part A 
                                benefit.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Retirement Freedom Act''.

SEC. 2. ALLOWING INDIVIDUALS TO CHOOSE TO OPT OUT OF THE MEDICARE PART 
              A BENEFIT.

    Any individual who is otherwise entitled to benefits under part A 
of title XVIII of the Social Security Act may elect (in such form and 
manner as may be specified by the Secretary of Health and Human 
Services) to opt out of such entitlement. Notwithstanding any other 
provision of law, in the case of an individual who makes such an 
election, such individual--
            (1) may (in such form and manner as may be specified by the 
        Secretary) subsequently choose to end such election and opt 
        back into such entitlement (in accordance with a process 
        determined by the Secretary) without being subject to any 
        penalty;
            (2) shall not be required to opt out of benefits under 
        title II of such Act as a condition for making such election; 
        and
            (3) shall not be required to repay any amount paid under 
        such part A for items and services furnished prior to making 
        such election.
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Retirement Freedom Act
To allow individuals to choose to opt out of the Medicare part A benefit.
Retirement Freedom Act
Rep. Palmer, Gary J.