Fair Indexing for Health Care Affordability Act
This bill revises the method for determining the annual per capita change in health insurance premiums for the purpose of determining the premium adjustment percentage that is used to establish the annual limits on cost sharing for health insurance plans.
To amend the Patient Protection and Affordable Care Act to require the 
    Secretary of Health and Human Services to set forth a method of 
determining maximum out-of-pocket limits and annual updates to premium 
                        tax credit eligibility.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Fair Indexing for Health Care 
Affordability Act''.

SEC. 2. PREMIUM ADJUSTMENT PERCENTAGE.

    Section 1302(c)(4) of the Patient Protection and Affordable Care 
Act (42 U.S.C. 18022(c)(4)) is amended by striking ``calendar year)'' 
and inserting ``calendar year, based on estimates and projections for 
the applicable calendar year of the percentage (if any) by which the 
average per enrollee premium for employer-sponsored insurance exceeds 
such average per enrollee premium for the preceding calendar year, as 
published in the National Health Expenditure Accounts)''.
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Fair Indexing for Health Care Affordability Act
To amend the Patient Protection and Affordable Care Act to require the Secretary of Health and Human Services to set forth a method of determining maximum out-of-pocket limits and annual updates to premium tax credit eligibility.
Fair Indexing for Health Care Affordability Act
Rep. Axne, Cynthia