Preventing Racial Profiling in Lending Act
This bill prohibits a federal agency from requiring any person or entity to estimate a borrower's race or ethnicity through visual observation or surname when extending credit.
To prohibit Federal agencies from requiring lenders to estimate a 
    borrower's race or ethnicity via visual observation or surname.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Preventing Racial Profiling in 
Lending Act''.

SEC. 2. PROHIBITION ON ESTIMATING RACE OR ETHNICITY.

    A Federal agency may not require any person or entity, when 
extending credit, to estimate a borrower's race or ethnicity via visual 
observation or surname.
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Preventing Racial Profiling in Lending Act
To prohibit Federal agencies from requiring lenders to estimate a borrower's race or ethnicity via visual observation or surname.
Preventing Racial Profiling in Lending Act
Rep. Williams, Roger