Student Loan Rehabilitation and Credit Score Improvement Act of 2022
This bill provides for the removal of any adverse credit history related to a federal student loan from a borrower's credit history once the borrower has completed loan rehabilitation.
To amend the Higher Education Act of 1965 to remove all adverse credit 
history related to a loan from the credit history of a borrower who has 
                        rehabilitated the loan.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Student Loan Rehabilitation and 
Credit Score Improvement Act of 2022''.

SEC. 2. DEFAULT REDUCTION PROGRAM.

    Section 428F(a)(1)(C) of the Higher Education Act of 1965 (20 
U.S.C. 1078-6(a)(1)(C)) is amended by striking ``to remove the record 
of the default from the borrower's credit history'' and inserting ``to 
remove any adverse item of information relating to such loan from the 
borrower's credit history''.
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Student Loan Rehabilitation and Credit Score Improvement Act of 2022
To amend the Higher Education Act of 1965 to remove all adverse credit history related to a loan from the credit history of a borrower who has rehabilitated the loan.
Student Loan Rehabilitation and Credit Score Improvement Act of 2022
Rep. Williams, Nikema