This bill prohibits from inclusion in a consumer credit report information related to an eviction occurring during the COVID-19 national emergency or occurring in the 30 days after the termination of such emergency.
To amend the Fair Credit Reporting Act to exclude information relating 
  to certain evictions from consumer reports, and for other purposes.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. EXCLUSION OF INFORMATION RELATING TO CERTAIN EVICTIONS FROM 
              CONSUMER REPORTS.

    (a) In General.--Section 605(a) of the Fair Credit Reporting Act 
(15 U.S.C. 1681c(a)) is amended by adding at the end the following:
            ``(9)(A) Any information related to a covered eviction 
        (including information related to a debt collection for a 
        covered eviction) for which notice was given during the period 
        beginning March 13, 2020, and ending on the date that is 30 
        days after the termination date of the national emergency 
        concerning the novel coronavirus disease (COVID-19) outbreak 
        declared by the President on March 13, 2020, under the National 
        Emergencies Act (50 U.S.C. 1601 et seq.)
            ``(B) In this paragraph, the term `covered eviction' means 
        any action by a landlord, owner of a residential property, or 
        other person legally authorized to remove or cause the removal 
        of a tenant or lessee from a residential property and does not 
        include foreclosure on a home mortgage.''.
    (b) Applicability.--This Act and the amendments made by this Act 
shall apply to any consumer report (as defined in section 603 of the 
Fair Credit Reporting Act (15 U.S.C. 1681a)) issued on or after the 
date of the enactment of this Act.
                                 <all>
To amend the Fair Credit Reporting Act to exclude information relating to certain evictions from consumer reports, and for other purposes.
To amend the Fair Credit Reporting Act to exclude information relating to certain evictions from consumer reports, and for other purposes.
Official Titles - House of Representatives
Official Title as Introduced
To amend the Fair Credit Reporting Act to exclude information relating to certain evictions from consumer reports, and for other purposes.
Rep. Cohen, Steve