ZIP code 38352 Area Home Supply Charts
This page looks at a variety of ZIP code 38352 Tennessee housing market data taken from the most recent 2020 American Community Survey census data. Housing units are structures such as a single family home, apartment community, mobile home park, public housing, etc. where a person or family live and live separately from other residents of the building. Figure 1 shows the total number of housing units for each city. 38352 shows it has a Housing Units of 244 which is the second smallest in order of housing units of all the other zip codes in the local area.
Figure 2 illustrates the housing density in the ZIP code 38352 housing market as measured by housing units per square land mile (includes single family homes, apartments, etc.) ZIP code 38352 shows it has a Housing Density of 12.8 which is the second smallest when ranked by housing density of all the other zip codes in the surrounding region. The zip code with the highest housing density in the area is 38347 which shows a density of 35.8 (approximately 2.8 times bigger). Comparing housing density to the United States average of 38.9, ZIP code 38352 is approximately a third the size. Also, in comparison with the state of Tennessee, housing density of 71.7, ZIP code 38352 is approximately a sixth the size.
In Figure 4, ZIP code 38352 area change in the number of housing units and is a forward gauge (along with population change) for any potential housing shortage. ZIP code 38352 shows it has a Housing Unit Change of 13.0% which is the third most housing units of all other zip codes in the greater ZIP code 38352 region. The zip code with the highest change in the housing units in the area is 38332 which shows a housing units of 19.4% (49.5% larger). Comparing change in the housing units to the United States average of 5.7%, ZIP code 38352 is approximately 2.3 times bigger. Also, measured against the state of Tennessee, change in the housing units of 5.4%, ZIP code 38352 is approximately 2.4 times bigger.
Figure 5 shows the percentage of rental property based on that they are occupied by renters as a percent of the total number of households in the community (including homes, apartments, etc.) ZIP code 38352 depicts it has a Renter Percent of 20.1% which is the third most renter percent of all other zip codes in the greater ZIP code 38352 region. Figure 6 illustrates the total number of housing units that are occupied by owners. it has a Owner Percent of 79.9% which is less than most other zip codes in the metropolitan area.
ZIP code 38352 Home Cost Charts
Looking at the housing data provided in Figure 7, the average ZIP code 38352 home price is illustrated for this community and a useful analysis of affordable housing. 38352 shows it has a Median Home Value of $113,800 which is in the intermediate range of other zip codes in the area. The zip code with the highest median home price in the area is 38347 which depicts a home price of $129,400 (13.7% larger).
Figure 9 provides the frequency distribution of home prices for the area and is useful for understanding affordable housing fund. ZIP code 38352 has the percentage of home price worth less than $50,000 in the mid point range of other zip codes in the local area at 26% of the total. Second, it has one of the largest proportions of home price worth between $50,000 to $100,000 at 44% of the total and is ranked #3. Only #2 38313 (44%), and #1 38332 (53%) are larger.
Median owner costs for the real estate market are shown in Figure 10 and include the costs associated with any mortgage, utility expenses, insurance, and other miscellaneous costs. ZIP code 38352 shows it has a Median Owner Cost of $862 which is the largest of all zip codes in the greater region. Figure 11 shows the median amount of cost as a percent of total household income for people who own homes in the ZIP code 38352 metro area. it has a Owner Cost as % of HH Income of 16% which is the second most cost as a percent of household income of all the zip codes in the greater ZIP code 38352 region.
The next chart, Figure 12, provides a comparison chart of the median home cost as a percent of a median worker take home earnings and is thus a valuable measure of affordable housing. ZIP code 38352 shows it has a Median Home Value as Percent of Median Earnings of 297% which is the second most median home value as a percent of median worker earnings of all the zip codes in the greater ZIP code 38352 region.
Figure 14 depicts the median cost of housing for owners with also have a mortgages (versus those who do not have a mortgage because mortgage cost is included.) ZIP code 38352 indicates it has a Median Owner Costs-With Mortgage of $888 which is less than most other zip codes in the local area.
Figure 16 shows the distribution in total housing cost for owners of property (so not renters.) This cost includes mortgages, lines of credit interest, utilities, taxes, insurance, etc. ZIP code 38352 has the percentage of owner cost less than $300 less than most other zip codes in the greater region at 11% of the total. Second, it has one of the largest proportions of owner cost between $300 and $500 at 20% of the total and is ranked #2. The only larger zip code being 38345 with 26%. Third, it has the largest proportion of owner cost between $500 and $700 at 52% of the total and is ranked #1. Also, it has one of the largest proportions of owner cost between $1,000 and $1,500 at 16% of the total and is ranked #2. The only larger zip code being 38347 with 23%.
Next shown in Figure 17 is the housing cost as a percent of household income for people who own their homes and have a mortgages (thus the cost of financing the home is included.) ZIP code 38352 shows it has a % of Income Owner Costs-With Mortgage of 17% which is less than most other zip codes in the local area. The zip code with the highest cost as a percent of household income in the area is 38332 which shows a cost as a percent of household income of 38% (about twice as large).
Figure 19 looks at the cost of rent for rental property using the percent of total household income which is a valuable measure of financial health for the area. (The higher the proportion of rent payments to total household income is a sign of greater financial stress. Also, rent can be covered by rent assistance and rent assistance programs in the form of rent assistance.) ZIP code 38352 has the largest proportion of rent as a percent of income is between 10pct to 20pct at 51% of the total and is ranked #1. Second, it has the largest proportion of rent as a percent of income is between 30pct to 40pct at 24% of the total and is ranked #1.
Figure 20 shows the total housing cost for both home owners and apartment community renters in the area. ZIP code 38352 has one of the largest proportions of housing cost between $500 and $700 at 42% of the total and is ranked #2. The only larger zip code being 38347 with 52%. Second, it has the largest proportion of housing cost between $1,000 and $1,500 at 13% of the total and is ranked #1.
Figure 21 shows median amount of real estate taxes paid for home owners in the region. it has a Median Real Estate Taxes Paid of $583 which is in the intermediate range of other zip codes in the greater region. The zip code with the highest median real estate taxes paid in the area is 38347 which shows a taxes paid of $910 (56.1% larger). Comparing median real estate taxes paid to the United States average of $2,471, ZIP code 38352 is approximately a quarter the size. Also, benchmarked against the state of Tennessee, median real estate taxes paid of $1,190, ZIP code 38352 is approximately half the size.
Figure 23 shows the rental rate distribution for this area. ZIP code 38352 Tennessee has the largest proportion of rent less than 300 dollars at 76% of the total and is ranked #1.
ZIP code 38352 Home Financing Charts
The analysis in Figure 25 shows the detailed distribution of owned homes by mortgage status. 38352 has the largest proportion of both 2nd mortgage and heloc at 88% of the total and is ranked #1. Second, it has the smallest proportion of no 2nd mortgage and no heloc at 12% of the total.
Figure 26 shows the proportion of houses with a mortgage versus those without a mortgage. ZIP code 38352 has the smallest proportion of houses with mortgages at 12% of the total.
ZIP code 38352 Home Characteristics Charts
Figure 28 shows the household size for families living in the area and it has a Family size of 2.9 which is the second smallest in order of family members per housing unit of all the other zip codes in the metro area. The zip code with the highest family members per housing unit in the area is 38347 which depicts a family members per housing unit of 4.3 (51.4% larger). Comparing family members per housing unit to the United States average of 3.3, ZIP code 38352 is about 16.6% smaller. Also, benchmarked against the state of Tennessee, family members per housing unit of 3.2, ZIP code 38352 is about 11.7% smaller.
Figure 29 show the median number of rooms in a typical home for each location in this area. it has a Median Number of Rooms of 5.4 which is the smallest when sorted by average number of rooms in a house of all the other zip codes in the surrounding region. The zip code with the highest average number of rooms in a house in the area is 38347 which depicts an average number of rooms in a house of 7.5 (38.9% larger). Figure 30 shows, for the average house in each location, the median year that a house was built. This can be useful for understanding the relative age of one neighborhood versus another for a real estate investor. it has a Median Year Built of 2000 which is the largest of all zip codes in the local area.
Figure 31 looks at the distribution of housing units by the median age that the homes were built. it has the largest proportion of homes built in 2014 or later at 16% of the total and is ranked #1. Second, it has the largest proportion of homes built between 2010 to 2013 at 34% of the total and is ranked #1. Third, it has the smallest proportion of homes built between 2000 to 2009 at 8% of the total. Also, it has one of the largest proportions of homes built between 1960 to 1969 at 10% of the total and is ranked #2. The only larger zip code being 38332 with 18%.
Figure 32 shows the difference in the number of housing units based on whether they are occupied by owners versus occupied by renters. has the percentage of owner housing units the second smallest in terms of owner-occupied housing units of all the other zip codes in the surrounding region at 49 of the total.
The next two charts show both the average household size of homeowners versus the average household size of renters. Starting with Figure 36 we see the household size of homeowners for ZIP code 38352 residents. it has a Owner-Household Size of 2.9 which is the highest of all zip codes in the local area.
Figure 37 shows the household size for renters. ZIP code 38352 depicts it has a Renter-Household Size of 1.7 which is the second smallest in order of renter household size of all the other zip codes in the greater region. The zip code with the highest renter household size in the area is 38347 which depicts a renter household sizes of 5.2 (approximately 3.1 times bigger). Figure 38 shows the year that people who own homes moved into this region. it has the largest proportion of owners moved in 2015 to 2016 at 52% of the total and is ranked #1. Second, it has the smallest proportion of owners moved in 2000 to 2009 at 6% of the total. Figure 39 shows the year that people who rent moved into the area. ZIP code 38352 has the percentage of renters moved in 2015 to 2016 the second smallest when sorted by renters moved in 2017 or later of all the other zip codes in the greater region at 15% of the total. Second, it has one of the largest proportions of renters moved in 2010 to 2014 at 51% of the total and is ranked #2. The only larger zip code being 38345 with 53%. Third, it has the largest proportion of renters moved in 2000 to 2009 at 34% of the total and is ranked #1.
Figure 40 compares the median year that home owners moved into their home. it has a Owner Median Year Moved In of 2009 which is the highest of all zip codes in the greater ZIP code 38352 region. Figure 41 compares the median year that renters moved into their home. ZIP code 38352 depicts it has a Renter Median Year Moved In of 2005 which is the second smallest in order of median year that a renter moved in of all the other zip codes in the local area.
Figure 42 shows the frequency distribution of various types of energy sources used for homes in the community. it has the largest proportion of home using bottled, tank, or lp gas at 74% of the total and is ranked #1.
Zip code 38352, Tennessee Housing Data
Area Home Supply
Home Cost
Home Characteristics
Figure 1: 38352, TN Area Total Housing Units
Figure 2: 38352, TN Housing Density (Houses per Sq. Mile)
Figure 3: Advertisement
Figure 4: Change in Housing Units from 2010 to 2020
Figure 5: Rental Homes in 38352, TN
Figure 6: Owned Homes in 38352, TN
Figure 7: 38352, TN Median Home Prices
Figure 8: 38352, TN Median Monthly Rent Amounts
Figure 9: 38352, TN Home Price Distribution
Figure 10: 38352, TN Median Monthly Owner Cost
Figure 11: Monthly Owner Cost as % of Household income
Figure 12: Median Home Cost As % of Median Earnings
Figure 14: 38352, TN Median Monthly Owner Cost with Mortgage
Figure 15: 38352, TN Median Monthly Owner Cost without Mortgage
Figure 16: Distribution of Monthly Owner Costs in 38352, TN
Figure 17: Owner Cost as % of Household Income (With Mortgage)
Figure 18: Owner Cost as % of Household Income (Without Mortgage)
Figure 19: 38352, TN Rent as a percent of Household Income
Figure 20: Monthly Housing Cost for Owners or Renters in 38352, TN
Figure 21: 38352, TN Median Annual Real Estate Taxes Paid
Figure 22: 38352, TN Utilities Included with amenities or Excluded in Rent
Figure 23: 38352, TN Monthly Median Rent Rates
Figure 24: 38352, TN Monthly Median Rent Rates by Size of Rental in Bedrooms
Figure 25: 38352, TN Detailed Mortgage Status
Figure 26: 38352, TN Houses With vs. Without a Mortgage
Figure 27: Average Household Size in 38352, TN
Figure 28: Average Family Size in 38352, TN
Figure 29: Average Number of Rooms in a House
Figure 30: 38352, TN Median Year House Built
Figure 31: 38352, TN Year that House Built Distribution
Figure 32: Number of Owners vs. Renters in 38352, TN and Area
Figure 33: 38352, TN Area Housing Types
Figure 34: 38352, TN Median Home Value By Year Structure Built
Figure 35: Occupied and Vacant Housing units in 38352, TN
Figure 36: Homeowner Household Size
Figure 37: 38352, TN Renter Household Size
Figure 38: Year Moved In For Home Owners
Figure 39: Year Moved In For Renters
Figure 40: Median Year Moved In for Owners
Figure 41: Median Year Moved In for Renters
Figure 42: 38352, TN Fuel Used to Heat Home
Figure 43: Total in Group Quarters
Figure 44: 38352, TN Population in Group Quarters
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