http://scigraph.springernature.com/pub.10.1186/s40497-018-0128-0
Accessing finance among women-owned small businesses: evidence from lower Manya Krobo municipality, Ghana View Full Text
Ontology type: schema:ScholarlyArticle Open Access: True
Simon Boateng, Kwabena Osei Poku
The study examined the constraints to accessing finance among women-owned small businesses in the Lower Manya Krobo Municipality in the Eastern Region, Ghana. We employed largely qualitative methods using the case study approach. The purposive and simple random sampling techniques were used to select 50 respondents. In-depth interview guide and focused group discussion were used to gather data from participants. The data were thematically analysed. The study revealed that there are constraints of poor market demand and lack of capital and credit. In furtherance, although collaterals exist for small businesses, they are being discriminated against women micro-entrepreneurs due to the patrilineal inheritance system of the area. Again, it was found that the financial institutions generally considered giving loans as risky as a result of lack of codified business strategy and plan, proper costing of business and informational asymmetries about business owners and their businesses. The study, therefore, recommends that the activities of women micro businesses in the private sector of the economy should be urgently recognised within the lending models and structures as they constitute a valuable area of economic growth. The National Board for Small Scale Industries (NBSSI) through the Business Advisory Centre (BAC) should organise educational and training seminars regularly to educate women micro-entrepreneurs on business management to be able to negotiate effectively on the various landed properties in such a patriarchal system to reduce high start-up mortality of women micro businesses. The study further recommends to the National Identification Authority to take cogent action to fast-track the identification system of citizens as it remains one of the major factors to reduce loan risks and interest rates. More... »
References to SciGraph publications
Journal of Global Entrepreneurship Research
FOR: Business And Management
FOR: Commerce, Management, Tourism And Services
https://app.dimensions.ai/details/publication/pub.1111105182
Indexing Status Check whether this publication has been indexed by Scopus and Web Of Science using the SN Indexing Status Tool
Incoming Citations Browse incoming citations for this publication using opencitations.net
"about": [
"id": "http://purl.org/au-research/vocabulary/anzsrc-for/2008/1503",
"inDefinedTermSet": "http://purl.org/au-research/vocabulary/anzsrc-for/2008/",
"name": "Business and Management",
"type": "DefinedTerm"
"id": "http://purl.org/au-research/vocabulary/anzsrc-for/2008/15",
"name": "Commerce, Management, Tourism and Services",
"author": [
"name": [
"Social Sciences Department, St. Monica\u2019s College of Education, P.O Box M 250, Mampong, Ashanti, Ghana"
"familyName": "Boateng",
"givenName": "Simon",
"https://app.dimensions.ai/discover/publication?and_facet_researcher=ur.011022772435.86"
"alternateName": "University of Reading",
"Graduate Institute of International Development and Applied Economics, University of Reading, Reading, UK"
"familyName": "Poku",
"givenName": "Kwabena Osei",
"citation": [
"id": "sg:pub.10.1007/s10843-008-0025-7",
"https://app.dimensions.ai/details/publication/pub.1000609141",
"https://doi.org/10.1007/s10843-008-0025-7"
"type": "CreativeWork"
"id": "https://doi.org/10.1080/15228910802052880",
"https://app.dimensions.ai/details/publication/pub.1025347501"
"id": "https://doi.org/10.1016/j.jfineco.2006.03.004",
"id": "https://doi.org/10.1300/j156v05n01_03",
"id": "https://doi.org/10.1177/1558689812454457",
"id": "sg:pub.10.1007/s11365-006-0007-y",
"https://doi.org/10.1007/s11365-006-0007-y"
"id": "https://doi.org/10.3390/ijfs1010001",
"id": "https://doi.org/10.1016/j.socec.2012.04.020",
"id": "https://doi.org/10.1093/wber/lhr026",
"id": "https://doi.org/10.1126/science.1212973",
"id": "https://doi.org/10.20525/ijfbs.v1i1.131",
"id": "https://doi.org/10.5367/000000006776928627",
"id": "https://doi.org/10.5539/ibr.v1n3p130",
"id": "https://doi.org/10.5539/ijbm.v3n8p169",
"id": "https://doi.org/10.4102/ac.v17i1.426",
"id": "https://doi.org/10.1080/00036846.2017.1400651",
"datePublished": "2019-12",
"datePublishedReg": "2019-12-01",
"description": "The study examined the constraints to accessing finance among women-owned small businesses in the Lower Manya Krobo Municipality in the Eastern Region, Ghana. We employed largely qualitative methods using the case study approach. The purposive and simple random sampling techniques were used to select 50 respondents. In-depth interview guide and focused group discussion were used to gather data from participants. The data were thematically analysed. The study revealed that there are constraints of poor market demand and lack of capital and credit. In furtherance, although collaterals exist for small businesses, they are being discriminated against women micro-entrepreneurs due to the patrilineal inheritance system of the area. Again, it was found that the financial institutions generally considered giving loans as risky as a result of lack of codified business strategy and plan, proper costing of business and informational asymmetries about business owners and their businesses. The study, therefore, recommends that the activities of women micro businesses in the private sector of the economy should be urgently recognised within the lending models and structures as they constitute a valuable area of economic growth. The National Board for Small Scale Industries (NBSSI) through the Business Advisory Centre (BAC) should organise educational and training seminars regularly to educate women micro-entrepreneurs on business management to be able to negotiate effectively on the various landed properties in such a patriarchal system to reduce high start-up mortality of women micro businesses. The study further recommends to the National Identification Authority to take cogent action to fast-track the identification system of citizens as it remains one of the major factors to reduce loan risks and interest rates.",
"genre": "research_article",
"inLanguage": [
"en"
"isAccessibleForFree": true,
"isPartOf": [
"id": "sg:journal.1136263",
"issn": [
"2228-7566",
"2251-7316"
"name": "Journal of Global Entrepreneurship Research",
"type": "Periodical"
"issueNumber": "1",
"type": "PublicationIssue"
"type": "PublicationVolume",
"volumeNumber": "9"
"name": "Accessing finance among women-owned small businesses: evidence from lower Manya Krobo municipality, Ghana",
"pagination": "5",
"productId": [
"name": "readcube_id",
"9abb580bd0e07ac5808f30cdd5b059cd411a11f1642bc20bf860a48ccb4ee021"
"name": "doi",
"10.1186/s40497-018-0128-0"
"name": "dimensions_id",
"pub.1111105182"
"https://doi.org/10.1186/s40497-018-0128-0",
"sdDataset": "articles",
"sdSource": "s3://com-uberresearch-data-dimensions-target-20181106-alternative/cleanup/v134/2549eaecd7973599484d7c17b260dba0a4ecb94b/merge/v9/a6c9fde33151104705d4d7ff012ea9563521a3ce/jats-lookup/v90/0000000311_0000000311/records_55486_00000000.jsonl",
"type": "ScholarlyArticle",
"url": "https://link.springer.com/10.1186%2Fs40497-018-0128-0"
curl -H 'Accept: application/ld+json' 'https://scigraph.springernature.com/pub.10.1186/s40497-018-0128-0'
curl -H 'Accept: application/n-triples' 'https://scigraph.springernature.com/pub.10.1186/s40497-018-0128-0'
curl -H 'Accept: text/turtle' 'https://scigraph.springernature.com/pub.10.1186/s40497-018-0128-0'
curl -H 'Accept: application/rdf+xml' 'https://scigraph.springernature.com/pub.10.1186/s40497-018-0128-0'
133 TRIPLES 21 PREDICATES 47 URIs 19 LITERALS 7 BLANK NODES
1 sg:pub.10.1186/s40497-018-0128-0 schema:about anzsrc-for:15
2 ″ ″ anzsrc-for:1503
3 ″ schema:author Nff62fe3047904817bfcba41d31532003
4 ″ schema:citation sg:pub.10.1007/s10843-008-0025-7
5 ″ ″ sg:pub.10.1007/s11365-005-2602-8
6 ″ ″ sg:pub.10.1007/s11365-006-0007-y
7 ″ ″ https://doi.org/10.1016/j.jfineco.2006.03.004
8 ″ ″ https://doi.org/10.1016/j.socec.2012.04.020
9 ″ ″ https://doi.org/10.1080/00036846.2017.1400651
10 ″ ″ https://doi.org/10.1080/08276331.2017.1388952
11 ″ ″ https://doi.org/10.1080/15228910802052880
12 ″ ″ https://doi.org/10.1093/wber/lhr026
14 ″ ″ https://doi.org/10.1126/science.1212973
15 ″ ″ https://doi.org/10.1177/1558689812454457
16 ″ ″ https://doi.org/10.1300/j156v04n01_03
18 ″ ″ https://doi.org/10.20525/ijfbs.v1i1.131
19 ″ ″ https://doi.org/10.3390/ijfs1010001
20 ″ ″ https://doi.org/10.4102/ac.v17i1.426
21 ″ ″ https://doi.org/10.5367/000000006776928627
22 ″ ″ https://doi.org/10.5539/ibr.v1n3p130
23 ″ ″ https://doi.org/10.5539/ijbm.v3n8p169
24 ″ schema:datePublished 2019-12
25 ″ schema:datePublishedReg 2019-12-01
26 ″ schema:description The study examined the constraints to accessing finance among women-owned small businesses in the Lower Manya Krobo Municipality in the Eastern Region, Ghana. We employed largely qualitative methods using the case study approach. The purposive and simple random sampling techniques were used to select 50 respondents. In-depth interview guide and focused group discussion were used to gather data from participants. The data were thematically analysed. The study revealed that there are constraints of poor market demand and lack of capital and credit. In furtherance, although collaterals exist for small businesses, they are being discriminated against women micro-entrepreneurs due to the patrilineal inheritance system of the area. Again, it was found that the financial institutions generally considered giving loans as risky as a result of lack of codified business strategy and plan, proper costing of business and informational asymmetries about business owners and their businesses. The study, therefore, recommends that the activities of women micro businesses in the private sector of the economy should be urgently recognised within the lending models and structures as they constitute a valuable area of economic growth. The National Board for Small Scale Industries (NBSSI) through the Business Advisory Centre (BAC) should organise educational and training seminars regularly to educate women micro-entrepreneurs on business management to be able to negotiate effectively on the various landed properties in such a patriarchal system to reduce high start-up mortality of women micro businesses. The study further recommends to the National Identification Authority to take cogent action to fast-track the identification system of citizens as it remains one of the major factors to reduce loan risks and interest rates.
27 ″ schema:genre research_article
28 ″ schema:inLanguage en
29 ″ schema:isAccessibleForFree true
30 ″ schema:isPartOf N7671b3e62e034e3ea2543712464f91ab
31 ″ ″ Ndd688aa860ff4fe29133a56a8d3ae807
32 ″ ″ sg:journal.1136263
33 ″ schema:name Accessing finance among women-owned small businesses: evidence from lower Manya Krobo municipality, Ghana
34 ″ schema:pagination 5
35 ″ schema:productId N05ef8f0c40504db4b48e2022fc6b94fe
36 ″ ″ N4873f50cff9c4d209c0da66fe623926d
37 ″ ″ Ne04fdacf3af94b36bc2e1b92c0d011b4
38 ″ schema:sameAs https://app.dimensions.ai/details/publication/pub.1111105182
39 ″ ″ https://doi.org/10.1186/s40497-018-0128-0
40 ″ schema:sdDatePublished 2019-04-11T08:35
41 ″ schema:sdLicense https://scigraph.springernature.com/explorer/license/
42 ″ schema:sdPublisher N7347674c281749f3b32144fb20550096
43 ″ schema:url https://link.springer.com/10.1186%2Fs40497-018-0128-0
45 ″ sgo:sdDataset articles
46 ″ rdf:type schema:ScholarlyArticle
47 N05ef8f0c40504db4b48e2022fc6b94fe schema:name doi
48 ″ schema:value 10.1186/s40497-018-0128-0
50 N1a65061de55d4159bb5911585b16e116 schema:name Social Sciences Department, St. Monica's College of Education, P.O Box M 250, Mampong, Ashanti, Ghana
52 N4873f50cff9c4d209c0da66fe623926d schema:name readcube_id
53 ″ schema:value 9abb580bd0e07ac5808f30cdd5b059cd411a11f1642bc20bf860a48ccb4ee021
55 N7347674c281749f3b32144fb20550096 schema:name Springer Nature - SN SciGraph project
57 N7671b3e62e034e3ea2543712464f91ab schema:volumeNumber 9
58 ″ rdf:type schema:PublicationVolume
59 N8b5a42a050f44f21aa7aaab28e35dfba rdf:first sg:person.015526656466.65
60 ″ rdf:rest rdf:nil
61 Ndd688aa860ff4fe29133a56a8d3ae807 schema:issueNumber 1
62 ″ rdf:type schema:PublicationIssue
63 Ne04fdacf3af94b36bc2e1b92c0d011b4 schema:name dimensions_id
64 ″ schema:value pub.1111105182
66 Nff62fe3047904817bfcba41d31532003 rdf:first sg:person.011022772435.86
67 ″ rdf:rest N8b5a42a050f44f21aa7aaab28e35dfba
68 anzsrc-for:15 schema:inDefinedTermSet anzsrc-for:
69 ″ schema:name Commerce, Management, Tourism and Services
70 ″ rdf:type schema:DefinedTerm
71 anzsrc-for:1503 schema:inDefinedTermSet anzsrc-for:
72 ″ schema:name Business and Management
74 sg:journal.1136263 schema:issn 2228-7566
75 ″ ″ 2251-7316
76 ″ schema:name Journal of Global Entrepreneurship Research
77 ″ rdf:type schema:Periodical
78 sg:person.011022772435.86 schema:affiliation N1a65061de55d4159bb5911585b16e116
79 ″ schema:familyName Boateng
80 ″ schema:givenName Simon
81 ″ schema:sameAs https://app.dimensions.ai/discover/publication?and_facet_researcher=ur.011022772435.86
83 sg:person.015526656466.65 schema:affiliation https://www.grid.ac/institutes/grid.9435.b
84 ″ schema:familyName Poku
85 ″ schema:givenName Kwabena Osei
88 sg:pub.10.1007/s10843-008-0025-7 schema:sameAs https://app.dimensions.ai/details/publication/pub.1000609141
90 ″ rdf:type schema:CreativeWork
94 sg:pub.10.1007/s11365-006-0007-y schema:sameAs https://app.dimensions.ai/details/publication/pub.1034350878
95 ″ ″ https://doi.org/10.1007/s11365-006-0007-y
97 https://doi.org/10.1016/j.jfineco.2006.03.004 schema:sameAs https://app.dimensions.ai/details/publication/pub.1026413580
99 https://doi.org/10.1016/j.socec.2012.04.020 schema:sameAs https://app.dimensions.ai/details/publication/pub.1051496920
100 ″ rdf:type schema:CreativeWork
101 https://doi.org/10.1080/00036846.2017.1400651 schema:sameAs https://app.dimensions.ai/details/publication/pub.1092730882
105 https://doi.org/10.1080/15228910802052880 schema:sameAs https://app.dimensions.ai/details/publication/pub.1025347501
107 https://doi.org/10.1093/wber/lhr026 schema:sameAs https://app.dimensions.ai/details/publication/pub.1060065087
111 https://doi.org/10.1126/science.1212973 schema:sameAs https://app.dimensions.ai/details/publication/pub.1062465592
113 https://doi.org/10.1177/1558689812454457 schema:sameAs https://app.dimensions.ai/details/publication/pub.1033643341
115 https://doi.org/10.1300/j156v04n01_03 schema:sameAs https://app.dimensions.ai/details/publication/pub.1034958639
119 https://doi.org/10.20525/ijfbs.v1i1.131 schema:sameAs https://app.dimensions.ai/details/publication/pub.1068794795
121 https://doi.org/10.3390/ijfs1010001 schema:sameAs https://app.dimensions.ai/details/publication/pub.1045128350
123 https://doi.org/10.4102/ac.v17i1.426 schema:sameAs https://app.dimensions.ai/details/publication/pub.1085791925
125 https://doi.org/10.5367/000000006776928627 schema:sameAs https://app.dimensions.ai/details/publication/pub.1072794579
127 https://doi.org/10.5539/ibr.v1n3p130 schema:sameAs https://app.dimensions.ai/details/publication/pub.1072949066
129 https://doi.org/10.5539/ijbm.v3n8p169 schema:sameAs https://app.dimensions.ai/details/publication/pub.1072953347
131 https://www.grid.ac/institutes/grid.9435.b schema:alternateName University of Reading
132 ″ schema:name Graduate Institute of International Development and Applied Economics, University of Reading, Reading, UK
133 ″ rdf:type schema:Organization