Premiums stay the same throughout the whole of the term.
Dealing with same person from start to finish setting up your policy.
In The Right Hands
Assurance of our years of experience.
Prepare Yourself For The Unexpected
Everyone should seriously consider life and critical illness cover. It's easy to think that you will never die (at least not until a very old age!) or be diagnosed with a critical illness, particularly when feeling healthy and energetic. But this can change with little or no warning.
Death or Critical Illness can have a serious impact not only on your life, but also on the lives of your children and spouse/partner. So it's important to make sure that you financially protect yourself and your family.
Protecting You and Your Loved Ones
Obviously it's entirely up to you how you choose to spend the money, but you could use it to pay off your mortgage or other debts, maybe a holiday to help you recuperate or for home modifications, such as building ramps or widening doorways for wheelchair access. Knowing you don't have to worry about your financial commitments, if you're unable to work, can give you peace of mind.
If you were critically ill you may think your monthly outgoings would come down. However you could find yourself with additional costs for treatment or needing to make alterations to your home. Savings that could have taken you years to accumulate could disappear quickly. Critical Illness cover could give you money for the short term and help protect your hard earned savings for your future.
It may be worth considering these questions:
How will my mortgage be paid if I suffer a critical illness?
Are my existing provisions, from my employer, the state and savings, sufficient to cover my financial obligations for an indefinite period?
Would my dependents be able to look after themselves if I was incapacitated due to illness or would they need support?
Once you've considered these points, the 'need' may become more apparent. If so, get in touch with us and we can arrange for a specialist to contact you and discuss how critical illness cover could protect your finances if such a scenario were to occur.
How much does a coffee cost these days? How often do people pop into their favourite café for a latte or a cappuccino? These inexpensive pleasures soon add up. Cutting out on one or two a week you can save enough to buy a substantial amount of protection.
Get Started with your cover
All you need to do is get in touch and we will get back to you shortly
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R.K. Henshall © 2022
R K Henshall & Co Ltd are Independent Intermediaries and are authorised and regulated by the Financial Conduct Authority. Directors: J.R. Henshall B.A.(Hons) ACII Cert CII (FS), A.J.Simpson ACII, A.Brown FCCA. Director/Company Secretary R.K. Henshall ACII. Registered No. 1285024
R K Henshall are very proud to support Lupus UK. Lupus UK is a charity very close to our hearts. Unfortunately, Nita Davies who had been a stalwart of our company from it's very beginning lost her battle against this terrible illness in 2013. Lupus UK is the only National Charity which supports people with the immune system illness. (Registered charity nos. 1051610, SC039682) Click here to read more about Lupus UK.
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