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Two restaurants in North Carolina are being investigated after allegedly serving alcohol to multiple underage patrons on Nov. 27, including one 18-year-old who later crashed their vehicle into a ditch and hit a tree in Currituck County. The driver, who suffered serious injuries in the crash and caused an estimated $17,000 in damage, was reportedly one of five teens who…
The last two years have been among the most uncertain the world has ever experienced by any standard. The Excess and Surplus (E&S) Lines insurance marketplace has stepped up to meet the challenge experiencing strong growth and perseverance in the face of a global pandemic, extraordinary natural catastrophes, increasing cyber-attacks, excessive jury verdicts, supply chain disruptions, political unrest, labor shortages…
A massive fire at a QVC warehouse in Rocky Mount, North Carolina, on Dec. 19 destroyed 75% of the 1.5 million-square-foot facility and killed one worker, according to news reports. The five-alarm blaze rendered the site inoperable and has reportedly prompted the company, a major employer in the area, to plan to lay off all of its more than 1,900…
6 New Year's Resolutions to Reduce Your Risks in 2022
Have you made your New Year's resolutions? About 44% of adults surveyed in a recent Medifast poll said they planned to set a resolution for 2022, compared to 50% in 2021. Top resolutions for the new year include financial health, holistic health and wellness, and focusing on self-care or body positivity, the survey found. While not everyone will make a…
2021 Insurance Timeline: Navigating Risks in the New Normal
In 2021, the rollout of COVID-19 vaccines marked a turning point in the pandemic for many North American organizations and individuals. As industries from construction to hospitality resumed operations, the economic rebound also brought its own challenges as businesses navigated a new normal defined by continued COVID-19 surges, supply chain concerns and worker shortages— on top of existing risks like…
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Rising Risks: Amazon Responds to Supply Chain Problems and Shipping Deadlines
The supply chain crisis is overwhelming companies on a global scale, causing industry giants like Amazon to turn to high-risk delivery methods like chartered ships and long-haul planes. And while that gives companies more control over the path of their own deliveries, it also opens them up to new forms of liability in the already volatile transportation industry. A recent…
Ask the Expert Q&A: Architects & Engineers Insurance, Canada
Labor shortages, supply chain issues and cybersecurity concerns are among the challenges currently facing Canada's architects and engineers. To learn more about how Architects & Engineers Insurance can help, we spoke with Paula Lansky, Manager, Professional Liability, Burns & Wilcox, Toronto, Ontario. What are some of the greatest risks facing architects and engineers in Canada today? P.L. The risks that…
Supply chain shortages linked to seaport backlogs, a lack of truck drivers and other constraints could mean toy stores are unable to keep up with holiday shopping demands this year, setting up business owners and consumers for a season that some say will be "unlike any other." Although President Joe Biden told retailers Nov. 29 that the White House would…
Restaurant & Bar Insurance Market Overview
Rising premiums, decreased capacity, an enhanced focus on details and fallout from labor shortages are the main trends facing clients requiring Restaurant & Bar Insurance more than halfway through 2021. A hard market that first began in 2018 accelerated during the first several months of the pandemic, with tens of thousands of restaurants and bars around North America closing either…
6 Ways to Avoid Holiday Hosting Accidents, Other Seasonal Perils
Holiday festivities are expected to be back in full swing for many families this year, with about 80% of American consumers and 66% of Canadian consumers planning to spend the 2021 holiday season normally, according to a recent Numerator survey. Over 46% of American adults plan to eat Thanksgiving dinner at a friend or relative's house, a new survey by…
Laptop Charging on Bed Ignites Apartment Fire in Northwest Austin
A bedroom fire at an apartment complex in northwest Austin, Texas, on Nov. 4 was reportedly caused by a laptop left charging on a bed. The blaze, which displaced one resident but caused no injuries, was extinguished by a sprinkler system and caused an estimated $8,000 in property damage, CBS Austin reported. Just days later in the same city, a…
The accidental shooting that resulted in the tragic death of cinematographer Halyna Hutchins on the set of the film Rust could lead to a "tremendous legal fallout," Time magazine recently reported. Reports indicate that Hutchins died after producer and actor Alec Baldwin fired a prop gun that contained a live round. Director Joel Souza was also injured in the shooting…
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