3 Lifetime plans to choose from!
Aviva Insurance is one of the Britain's largest insurance companies and also does pet insurance! In this article, I explain everything you wanted to know about the three options for Aviva Pet Insurance.
Aviva insurance coverage for pets is very comprehensive. With lifetime plans and many more benefits.
• Third party liability: up to £1million!
• Access to 4 Helplines such as vet finder, bereavement counseling, pet legal and pet minder.
• Coverage for travel to other EU countries.
When I e-mailed Aviva Insurance for answers to some of the questions that aren't answered on their site, they responded quickly, however they only told me to call their switchboard.
When they were phoned, the man was very helpful.
Aviva Insurance plans have annual coverage and so will re-new each year to give you the same amount the following year.
On this page you will find answers to most of your questions about Aviva Pet Insurance. From What is covered to common important questions.
**No maximum age limit for Aviva Insurance. Aviva insurance will insure your pet no matter it's age (but will not cover death due to illness for dogs over 9, and cats over 11).
*Excess-pets under 7yrs old, excess is only £75/condition/year. For pets over 7 years old, excess is £75/condition/year plus a further 15% of the remaining cost of treatment.
You can also choose an additional extra excess so that you're monthly amount is lower.
Excess for third party liability is 100.
Vet fees- Illness or Accidents are covered.
Routine/Preventative care- are not covered.
Death- Will cover replacement price of pet if dies from accident or illness (for dogs less than 9yrs, cats less than 11yrs) for gold and platinum plans only.
Boarding- If you go to hospital for more than 48hrs, boarding is covered for gold and platinum plans only.
Holiday- cancel holiday due to pet accident, you are reimbursed for gold and platinum plans only.
Cover abroad- you can travel to EU countries according to PETS travel scheme for upto 6 months.
Quarantine Costs- are not covered.
Behavioral problems- if prescribed/ referred by vet they are covered upto 200/ year.
Prescription Meds- are not covered.
Alternative treatment- included in vet fees.
Breeding, Fertility, Pregnancy- are not covered.
Lost/Stolen Pet –Advertising to find pet if lost/stolen/strays are covered for gold and platinum plans only.
Third party liability(dogs only)- you can get upto 1 million coverage.
Accidental Damage- is not covered.
Grooming and Bathing- are not covered.
Pet food, Nutritional supplements, vitamins, natural remedies- are not covered.
Pet legal- help answer your pet legality questions.
Are Congenital and hereditary disorders covered?
Yes, each year the annual amount will renew.
You can go to your regular vet.After hours vets?If it is necessary for your pets health. Out of hours fees vets are looked at an individual basis.
Yes, you just need to contact Aviva and they will contact your vet so you don't have to pay first.
Generally they aim for 2 weeks. Sometimes it takes longer or less time.
Does Aviva Insurance cover examination fee (if it relates to the injury or illness) ?
Working dogs such as sheep dogs, gun dogs, dogs for the blind and other assistant dogs are covered….….. however, pets used for purposes of commercial, guard, security or training or dogs under the Dangerous dog act are not covered.-Will not insure dogs that are a breed under the "Dangerous Dogs act 1991 or Dangerous dogs act 1991(Northern Ireland)" o These dogs include: Pit Bull Terrier, Japanese Tosa, Dogo Argentino, Fila Brasileiro and pets described similar in type and characteristic. They may not even be of this breed, but if they're described to be the same. o This is described as a type and characteristic, NOT breed, meaning any dogs that have characteristics as the above breeds.
You'll keep getting coverage no matter your pets age.
When the dog is 7 years old and above there is a 15 percent co-insurance so basically you have to pay 15% of the claim yourself.
Does Aviva Insurance you put the monthly price up every year? By how much?
Does Aviva Insurance serve all of the UK? Is the monthly amount more depending on where I live?
All of the UK is covered.The Monthly amount is the same all over the country.
Premiums are NOT based on you individually, only on statistics… if thousands of people are making more claims, then the price will go up on this fact, but not on the number of claims you make individually. There are a lot of factors to determine the rate.
For pets over 7 years old, excess is £75/condition/year plus a further 15% of the remaining cost of treatment.
trial period No. There is no Money back guarantee at the beginning of signing on.
• Pre-existing conditions (10 days prior to getting policy).
• Will cover injury and illness from year to year (Thus is a "lifetime insurer").
• No coverage for activities that result from: commercial, guard, security or training.