Coverage for offices and retail businesses.
American National Property And Casualty Company's, ANPAC®, Businessowner's Advantage policy is designed to provide affordable quality protection for retail businesses and offices. It contains a host of special optional coverages to address your specific needs.
Businessowner's Advantage includes coverage for your buildings, permanently installed equipment, outdoor fixtures, business personal property, including computer systems, electronic media and records, and your interest in tenant improvements and betterments.
Liability coverage is valuable protection in the event you are sued due to a negligent act in the course of your business. This important protection is an automatic feature of Businessowner's Advantage, and is available in various amounts to serve your needs.
Your business income is paid, up to twelve months, when your business is interrupted by an insured peril. Businessowner's Advantage also pays for certain extra expenses needed to resume normal business operations.
Equipment Breakdown Coverage - Covers physical and financial damage from an insured equipment failure. Coverage for many types of equipment including: electrical distribution systems, HVAC, telephone and electronic systems and equipment.
Peak Season Coverage - Increases your limit for business personal property automatically - a valuable feature if your inventory fluctuates seasonally.
Deductible Options - Allows you to choose higher deductibles for additional savings.
Premium Discounts - Lowers your payments with credit for qualified security systems.