Semcac Community Development Department staff provide the administration for the Bluff Country Housing and Redevelopment Authority (BCHRA), which was formed in 1991 to serve Fillmore and Houston counties. Both counties' commissioners appoint two residents to serve on the governing board of the BCHRA.
Bluff Country HRA is helping to provide first time homebuyer loans.
To find a participating lender, please see lender list through MN Housing.
Another great resource is: MN Homeownership Center.
Family of 2 or less cannot earn more than $74,000.
Family of 3 or more cannot earn more than $85,100.
Assets are not included in the income calculation. For more information about this project contact Vonda Budde at (507) 864-8241 vonda.budde@semcac.org. For information about buying a lot contact J.C. Nerstad of Four Season Maintenance at (507) 498-3567 or fourseason@springgrove.coop.
Bluff Country HRA and Semcac partner with local governments to administer Small Cities Development Program projects in Fillmore and Houston counties. These projects offer no interest, deferred loans for eligible homeowners to make necessary home repairs. A homeowner could use the loan funds for general improvements, including the foundation, siding, gutters, electrical system, plumbing or heating system. Lead assessment and abatement is also a special focus, especially for households with young children. Other state and local funds are leveraged to help with additional improvements.