Your task is to predict the verdict of a claim based on the provided question-answer pair evidence. The possible labels are: 'Supported', 'Refuted', 'Not Enough Evidence', 'Conflicting Evidence/Cherrypicking'. Justify your answer using the provided evidence and select the correct label.

Claim: Number one reason for why American families go broke is the cost of healthcare

Q1: Is healthcare the number one reason for personal bankruptcy in America
A1: Our findings suggest that medical factors play a much smaller role in causing U.S. bankruptcies than has previously been claimed. Overemphasizing 'medical bankruptcies' may distract from understanding the true nature of economic hardship arising from high-cost health problems,” wrote researchers of the 2018 study

Q2: Can medical debt lead to personal bankruptcy
A2: The fact that, according to a 2014 report from the Consumer Financial Protection Bureau, about 20% of Americans have substantial medical debt yet in a given year less than 1% of Americans file for personal bankruptcy suggests that this assumption is problematic. Clearly, many people face medical debt but do not go bankrupt. Even after correcting for overly broad definitions of “medical” expenses,3 the existing, widely cited evidence on medical bankruptcy is built on the fallacy that when two things occur together there is necessarily a causal relationship between them.

Q3: Are medical bills the main reason why people in the United States file for bankruptcy?
A3: A study published in the New England Journal of Medicine in 2018 indicated that while hospital costs had an impact on bankruptcy, they were frequently just one of many contributing factors.

"...our findings suggest that medical factors play a much smaller role in causing U.S. bankruptcies than has previously been claimed. Overemphasizing “medical bankruptcies” may distract from understanding the true nature of economic hardship arising from high-cost health problems."

Q4: What are the common causes of bankruptcies in the United States?
A4: The common causes of bankruptcy include:

Divorce

Expensive Medical Bills caused by a disability or illness

Poor Financial Management related to student loans, purchasing a car or home, etc.

Reduced income or job loss

Unexpected emergencies, such as a car breaking down or catastrophic damage to your property

Q5: What is the percentage of bankruptcies caused by medical bills?
A5: More than 60 percent of bankruptcies are linked to medical bills
user
justification: Q7A 1 shows that contrary to what is claimed medical factors play a much smaller role in causing U.S. bankruptcies than has previously been claimed
Q&A 2 is also contrary to the claim showing that evidence on medical bankruptcy is built on the fallacy that when two things occur together there is necessarily a causal relationship between them. along with Q&A's 4 also not agreeing with the claim
However Q&A 5 shows that 60 percent of bankruptcies are linked to medical bills which conflicts with the other Q&A's so this is problematic for judging the claim.


verdict: 'Conflicting Evidence/Cherrypicking'
assistant