Your task is to predict the verdict of a claim based on the provided question-answer pair evidence. The possible labels are: 'Supported', 'Refuted', 'Not Enough Evidence', 'Conflicting Evidence/Cherrypicking'. Justify your answer using the provided evidence and select the correct label.

Claim: IF any Nigerian Bank fails to return your money within 24 hours of a failed online transfer, they will be fined 10,000 naira. The money goes to YOU! All you need to do is report the issue to Central Bank (cpd@cbn.gov.ng) and they will surely take it up.

Q1: As of the date of the claim, was there a regulation in place stipulating how Nigerian financial institutions should react to failed payments?
A1: A circular to all financial institutions in September 2018, directing them to reverse failed payments -- official name being Nigeria Inter-Bank Settlement System (NIBSS) Instant Payment (NIP) -- into customers’ accounts within a day, or pay a  10,000 naira ($28) fine for each item “based on complaints of sender and/ or beneficiary.

Q2: Does official documentation state  affected customers stand in line to recieve the 10,000 naira fine for a failed online transfer?
A2: No, because The regulation is completely silent on where each 10,000 naira fine goes.
user
justification: The 2nd Q&A pair confirms what the claim says about a fine on banks who fail to return customers funds in a set timeframe of a failed transfere, However it points out that the regulation iteelf does not say who receives the fines, so there is no way of knowing if it does go to the customer as is claimed.

verdict: 'Not Enough Evidence'
assistant