Your task is to predict the verdict of a claim based on the provided question-answer pair evidence. The possible labels are: 'Supported', 'Refuted', 'Not Enough Evidence', 'Conflicting Evidence/Cherrypicking'. Justify your answer using the provided evidence and select the correct label.

Claim: Mayor Bloomberg blamed African Americans & Latinos for the housing crash of 2008.

Q1: was there a housing crash in the U.S in 2008?
A1: The financial crisis of 2008 created the biggest disruption to the U.S. housing market since the Great Depression.

Q2: What were the causes of the 2008 Housing crises in the U.S?
A2: - Borrowers were encouraged to take out
imprudent loans
-  Lenders were
encouraged to make risky loans they
never would have made if they could not
have been bundled into securities and
passed on to someone else.
- . Investment
banks were permitted to leverage their
capital irresponsibly because regulations treated housing loans more favorably than other loans

Q3: Did a single thing cause the 2008 U.S housing crises?
A3: the crisis was caused by a "perfect storm" of economic factors with lots of blame to go around, both in the private sector and government quarters.
user
justification: Evidence doesn't mention African Americans or Latinos and their effect on the housing crash of 2008.

verdict: 'Refuted'
assistant