Your task is to predict the verdict of a claim based on the provided question-answer pair evidence. The possible labels are: 'Supported', 'Refuted', 'Not Enough Evidence', 'Conflicting Evidence/Cherrypicking'. Justify your answer using the provided evidence and select the correct label.

Claim: Transactions by Google Pay are not protected by the Reserve Bank of India nor by Indian law.

Q1: Who is responsible for operating retail payments and settlement systems in India?
A1: National Payments Corporation of India (NPCI), an umbrella organisation for operating retail payments and settlement systems in India, is an initiative of Reserve Bank of India (RBI) and Indian Banks’ Association (IBA)

Q2: Is google pay registared with the NCPI?
A2: Yes, because Google pay is registared as a 3rd party payments app.

Q3: Are transactions made with Google pay protected by the reserve Bank of India?
A3: All transactions made via Google Pay are fully protected by redressal processes laid out by applicable guidelines of the RBI/NPCI

Q4: Does Google Pay operate within the laws of India?
A4: Google Pay operates completely within the law. We work as a technology service provider to partner banks, to allow payments via UPI. UPI apps in the country are categorized as 'third party apps', and are not required to be 'payment systems operators'.
user
justification: All transactions made via Google Pay are fully protected by redressal processes laid out by applicable guidelines of the RBI/NPCI

verdict: 'Refuted'
assistant