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Congressional Research Service, Library of Congress
This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.
text/xml
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House
Finance and Financial Sector
2022-06-21
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
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HR
G000587
29
Sylvia
Rep. Garcia, Sylvia R. [D-TX-29]
N
Garcia
R.
D
TX
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2021-05-07
Introduced in House
 <p><strong>Improving Language Access in Mortgage Servicing Act of 2021 </strong></p> <p>This bill establishes language translation requirements related to residential mortgage applications and servicing. </p> <p>The Consumer Financial Protection Bureau (CFPB) must create a standard language preference form. Creditors and servicers must provide this form to consumers along with residential mortgage applications and certain notices related to a mortgage loan. </p> <p>Upon notice of a consumer's language preference, creditors and servicers must provide (1) oral interpretation services; and (2) translated documents, if available. </p> <p>The CFPB and the Federal Housing Finance Agency must publish translated documents used in association with a residential mortgage. </p>
2021-09-14T18:09:45Z
00
2022-06-15
Reported to House, Part I
 <p><strong>Improving Language Access in Mortgage Servicing Act of 2021 </strong></p> <p>This bill establishes language translation requirements related to residential mortgage applications and servicing. </p> <p>The Consumer Financial Protection Bureau (CFPB) must create a standard language preference form. Creditors and servicers must provide this form to consumers along with residential mortgage applications and certain notices related to a mortgage loan. </p> <p>Upon notice of a consumer's language preference, creditors and servicers must provide (1) oral interpretation services; and (2) translated documents, if available. </p> <p>The CFPB and the Federal Housing Finance Agency must publish translated documents used in association with a residential mortgage. </p>
2022-07-15T19:07:44Z
08
2022-06-15T04:00:00Z
Reported in House
https://www.govinfo.gov/content/pkg/BILLS-117hr3009rh/xml/BILLS-117hr3009rh.xml
2021-05-07T04:00:00Z
Introduced in House
https://www.govinfo.gov/content/pkg/BILLS-117hr3009ih/xml/BILLS-117hr3009ih.xml
Improving Language Access in Mortgage Servicing Act of 2021
Improving Language Access in Mortgage Servicing Act of 2021
Display Title
RH
Reported in House
H
House
Improving Language Access in Mortgage Servicing Act of 2021
Short Title(s) as Reported to House
IH
Introduced in House
To amend the Truth in Lending Act and the Real Estate Settlement Procedures Act of 1974 to establish language access requirements for creditors and servicers, and for other purposes.
Official Title as Introduced
IH
Introduced in House
Improving Language Access in Mortgage Servicing Act of 2021
Short Title(s) as Introduced
HR
2023-12-05T14:56:20Z
2023-12-05T14:56:20Z
3.0.0
2022-06-21
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
CRS
Related bill
Federal Reserve Racial and Economic Equity Act
HR
H12410
2022-06-15
2
House floor actions
Placed on the Union Calendar, Calendar No. 281.
Calendars
H12300
2022-06-15
Veterans' Affairs Committee
hsvr00
2
House floor actions
Committee on Veterans' Affairs discharged.
Discharge
5500
2022-06-15
Veterans' Affairs Committee
hsvr00
9
Library of Congress
Committee on Veterans' Affairs discharged.
Committee
H12200
2022-06-15
Financial Services Committee
hsba00
2
House floor actions
Reported (Amended) by the Committee on Financial Services. H. Rept. 117-370, Part I.
Committee
5000
2022-06-15
Financial Services Committee
hsba00
9
Library of Congress
Reported (Amended) by the Committee on Financial Services. H. Rept. 117-370, Part I.
Committee
2021-07-26
Economic Opportunity Subcommittee
hsvr10
1
House committee actions
Referred to the Subcommittee on Economic Opportunity.
Committee
2021-05-12
Financial Services Committee
hsba00
1
House committee actions
Ordered to be Reported in the Nature of a Substitute (Amended) by the Yeas and Nays: 29 - 24.
Committee
2021-05-12
Financial Services Committee
hsba00
1
House committee actions
Committee Consideration and Mark-up Session Held.
Committee
H11100
2021-05-07
Veterans' Affairs Committee
hsvr00
2
House floor actions
Referred to the Committee on Financial Services, and in addition to the Committee on Veterans' Affairs, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
IntroReferral
H11100
2021-05-07
Financial Services Committee
hsba00
2
House floor actions
Referred to the Committee on Financial Services, and in addition to the Committee on Veterans' Affairs, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
IntroReferral
Intro-H
2021-05-07
9
Library of Congress
Introduced in House
IntroReferral
1000
2021-05-07
9
Library of Congress
Introduced in House
IntroReferral
G000587
29
Sylvia
Rep. Garcia, Sylvia R. [D-TX-29]
N
Garcia
R.
D
TX
G000553
9
Al
Rep. Green, Al [D-TX-9]
Green
D
2021-05-12
TX
Administrative law and regulatory procedures Advisory bodies Congressional oversight Consumer Financial Protection Bureau Consumer credit Foreign language and bilingual programs Government information and archives Government studies and investigations Housing finance and home ownership
2021-05-07
Introduced in House
 <p><strong>Improving Language Access in Mortgage Servicing Act of 2021 </strong></p> <p>This bill establishes language translation requirements related to residential mortgage applications and servicing. </p> <p>The Consumer Financial Protection Bureau (CFPB) must create a standard language preference form. Creditors and servicers must provide this form to consumers along with residential mortgage applications and certain notices related to a mortgage loan. </p> <p>Upon notice of a consumer's language preference, creditors and servicers must provide (1) oral interpretation services; and (2) translated documents, if available. </p> <p>The CFPB and the Federal Housing Finance Agency must publish translated documents used in association with a residential mortgage. </p>
2021-09-14T18:09:45Z
00
2022-06-15
Reported to House, Part I
 <p><strong>Improving Language Access in Mortgage Servicing Act of 2021 </strong></p> <p>This bill establishes language translation requirements related to residential mortgage applications and servicing. </p> <p>The Consumer Financial Protection Bureau (CFPB) must create a standard language preference form. Creditors and servicers must provide this form to consumers along with residential mortgage applications and certain notices related to a mortgage loan. </p> <p>Upon notice of a consumer's language preference, creditors and servicers must provide (1) oral interpretation services; and (2) translated documents, if available. </p> <p>The CFPB and the Federal Housing Finance Agency must publish translated documents used in association with a residential mortgage. </p>
2022-07-15T19:07:44Z
08
Improving Language Access in Mortgage Servicing Act of 2021
Improving Language Access in Mortgage Servicing Act of 2021
Display Title
RH
Reported in House
H
House
Improving Language Access in Mortgage Servicing Act of 2021
Short Title(s) as Reported to House
IH
Introduced in House
To amend the Truth in Lending Act and the Real Estate Settlement Procedures Act of 1974 to establish language access requirements for creditors and servicers, and for other purposes.
Official Title as Introduced
IH
Introduced in House
Improving Language Access in Mortgage Servicing Act of 2021
Short Title(s) as Introduced
2022-06-15
Placed on the Union Calendar, Calendar No. 281.