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   &lt;pre&gt;[Congressional Record Volume 167, Number 47 (Friday, March 12, 2021)][House]From the Congressional Record Online through the Government Publishing Office [&lt;a href="https://www.gpo.gov"&gt;www.gpo.gov&lt;/a&gt;]By Ms. SCHAKOWSKY:H.R. 1890.Congress has the power to enact this legislation pursuantto the following:Article I, Section 8, Clause 3.[Page H1365]&lt;/pre&gt;
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     &lt;p&gt;&lt;strong&gt;Health Insurance Consumer Protection Act&lt;/strong&gt;&lt;br /&gt; &lt;br /&gt; This bill requires health insurance exchanges to establish network adequacy standards for health insurance plans to meet. It also expands the review process for potentially unreasonable health insurance rates, including premiums.&lt;br /&gt; &lt;br /&gt; The review process, which currently covers only premium increases, is expanded to include the annual review of potentially excessive, unjustified, or unfairly discriminatory rates for health care coverage. If a rate is determined to be unreasonable, the Department of Health and Human Services (HHS), or the relevant state agency, must take corrective action before, or as soon as possible after, the rate takes effect. Corrective actions may include denying or modifying a rate or requiring the insurer to issue a rebate to consumers.&lt;br /&gt; &lt;br /&gt; HHS may apply civil monetary penalties to health insurers that fail to comply with a corrective action. Additionally, HHS may decertify the plan as a qualified health plan (i.e., a plan that is certified for sale on a health insurance exchange, is eligible for premium subsidies, and meets the requirements for minimum essential coverage).&lt;/p&gt;
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   Health Insurance Consumer Protection Act
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     Health Insurance Consumer Protection Act
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     To amend the Patient Protection and Affordable Care Act to require Exchanges to establish network adequacy standards for qualified health plans and amend the Public Health Service Act to provide protections for consumers against excessive, unjustified, or unfairly discriminatory increases in premium rates.
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2021-03-16
Health Subcommittee
hsif14
1
House committee actions
Referred to the Subcommittee on Health.
Committee
H11100
2021-03-12
Energy and Commerce Committee
hsif00
2
House floor actions
Referred to the House Committee on Energy and Commerce.
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2021-03-12
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Introduced in House
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2021-03-12
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Library of Congress
Introduced in House
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2021-03-12T15:32:30Z
Referred to
House
Energy and Commerce Committee
2021-03-16T14:30:28Z
Referred to
Health Subcommittee
hsif14
hsif00
Standing
Congressional Research Service, Library of Congress
This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.
text/xml
EN
Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.
2021-03-12
2021-03-16
Referred to the Subcommittee on Health.
House
Health
S001145
9
JANICE
Rep. Schakowsky, Janice D. [D-IL-9]
N
SCHAKOWSKY
D.
D
IL
Consumer affairs Disability and health-based discrimination Health care costs and insurance Insurance industry and regulation State and local government operations
2021-03-12
Introduced in House
 <p><strong>Health Insurance Consumer Protection Act</strong><br /> <br /> This bill requires health insurance exchanges to establish network adequacy standards for health insurance plans to meet. It also expands the review process for potentially unreasonable health insurance rates, including premiums.<br /> <br /> The review process, which currently covers only premium increases, is expanded to include the annual review of potentially excessive, unjustified, or unfairly discriminatory rates for health care coverage. If a rate is determined to be unreasonable, the Department of Health and Human Services (HHS), or the relevant state agency, must take corrective action before, or as soon as possible after, the rate takes effect. Corrective actions may include denying or modifying a rate or requiring the insurer to issue a rebate to consumers.<br /> <br /> HHS may apply civil monetary penalties to health insurers that fail to comply with a corrective action. Additionally, HHS may decertify the plan as a qualified health plan (i.e., a plan that is certified for sale on a health insurance exchange, is eligible for premium subsidies, and meets the requirements for minimum essential coverage).</p>
2022-02-03T00:22:54Z
00
2021-03-12T05:00:00Z
Introduced in House
https://www.govinfo.gov/content/pkg/BILLS-117hr1890ih/xml/BILLS-117hr1890ih.xml
Health Insurance Consumer Protection Act
Health Insurance Consumer Protection Act
Display Title
IH
Introduced in House
To amend the Patient Protection and Affordable Care Act to require Exchanges to establish network adequacy standards for qualified health plans and amend the Public Health Service Act to provide protections for consumers against excessive, unjustified, or unfairly discriminatory increases in premium rates.
Official Title as Introduced
IH
Introduced in House
Health Insurance Consumer Protection Act
Short Title(s) as Introduced
IH
Introduced in House
No More Narrow Networks Act of 2021
Short Title(s) as Introduced for portions of this bill
IH
Introduced in House
Protecting Consumers from Unreasonable Rates Act
Short Title(s) as Introduced for portions of this bill
HR
2023-01-11T13:48:15Z
2023-01-11T13:48:15Z
3.0.0
2021-03-16
Health Subcommittee
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2021-03-12
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Referred to the House Committee on Energy and Commerce.
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2021-03-12
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2021-03-12
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S001145
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JANICE
Rep. Schakowsky, Janice D. [D-IL-9]
N
SCHAKOWSKY
D.
D
IL
Consumer affairs Disability and health-based discrimination Health care costs and insurance Insurance industry and regulation State and local government operations
2021-03-12
Introduced in House
 <p><strong>Health Insurance Consumer Protection Act</strong><br /> <br /> This bill requires health insurance exchanges to establish network adequacy standards for health insurance plans to meet. It also expands the review process for potentially unreasonable health insurance rates, including premiums.<br /> <br /> The review process, which currently covers only premium increases, is expanded to include the annual review of potentially excessive, unjustified, or unfairly discriminatory rates for health care coverage. If a rate is determined to be unreasonable, the Department of Health and Human Services (HHS), or the relevant state agency, must take corrective action before, or as soon as possible after, the rate takes effect. Corrective actions may include denying or modifying a rate or requiring the insurer to issue a rebate to consumers.<br /> <br /> HHS may apply civil monetary penalties to health insurers that fail to comply with a corrective action. Additionally, HHS may decertify the plan as a qualified health plan (i.e., a plan that is certified for sale on a health insurance exchange, is eligible for premium subsidies, and meets the requirements for minimum essential coverage).</p>
2022-02-03T00:22:54Z
00
Health Insurance Consumer Protection Act
Health Insurance Consumer Protection Act
Display Title
IH
Introduced in House
To amend the Patient Protection and Affordable Care Act to require Exchanges to establish network adequacy standards for qualified health plans and amend the Public Health Service Act to provide protections for consumers against excessive, unjustified, or unfairly discriminatory increases in premium rates.
Official Title as Introduced
IH
Introduced in House
Health Insurance Consumer Protection Act
Short Title(s) as Introduced
IH
Introduced in House
No More Narrow Networks Act of 2021
Short Title(s) as Introduced for portions of this bill
IH
Introduced in House
Protecting Consumers from Unreasonable Rates Act
Short Title(s) as Introduced for portions of this bill
2021-03-16
Referred to the Subcommittee on Health.