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     &lt;p&gt;&lt;b&gt;Prohibit Auto Insurance Discrimination Act or the PAID Act&lt;/b&gt;&lt;/p&gt; &lt;p&gt;This bill prohibits an automobile insurer from considering specified factors when determining a consumer's insurance rates or eligibility. These prohibited factors include &lt;/p&gt; &lt;ul&gt; &lt;li&gt;gender, &lt;/li&gt; &lt;li&gt;employment status, &lt;/li&gt; &lt;li&gt;zip code, &lt;/li&gt; &lt;li&gt;census tract, &lt;/li&gt; &lt;li&gt;marital status, and &lt;/li&gt; &lt;li&gt;credit score. &lt;/li&gt; &lt;/ul&gt; &lt;p&gt;Automobile insurers must make underwriting rules and rate filings available to the public. &lt;/p&gt; &lt;p&gt;The Federal Trade Commission may enforce a violation of these requirements as an unfair or deceptive act or practice. &lt;/p&gt;
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   Congressional Research Service, Library of Congress
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2021-02-24
Innovation, Data, and Commerce Subcommittee
hsif17
1
House committee actions
Referred to the Subcommittee on Consumer Protection and Commerce.
Committee
H11100
2021-02-23
Energy and Commerce Committee
hsif00
2
House floor actions
Referred to the Committee on Financial Services, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
IntroReferral
H11100
2021-02-23
Financial Services Committee
hsba00
2
House floor actions
Referred to the Committee on Financial Services, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
IntroReferral
Intro-H
2021-02-23
9
Library of Congress
Introduced in House
IntroReferral
1000
2021-02-23
9
Library of Congress
Introduced in House
IntroReferral
2021-02-23T19:00:35Z
Referred to
House
Energy and Commerce Committee
2021-02-24T23:02:06Z
Referred to
Innovation, Data, and Commerce Subcommittee
hsif17
hsif00
Standing
2021-02-23T19:00:30Z
Referred to
House
Financial Services Committee
hsba00
Standing
T000481
13
Rashida
Rep. Tlaib, Rashida [D-MI-13]
Tlaib
D
2021-02-23
MI
T000472
41
Mark
Rep. Takano, Mark [D-CA-41]
Takano
D
2021-02-23
CA
T000193
2
BENNIE
Rep. Thompson, Bennie G. [D-MS-2]
THOMPSON
D
2021-02-23
MS
H001081
5
Jahana
Rep. Hayes, Jahana [D-CT-5]
Hayes
D
2021-02-23
CT
J000306
17
Mondaire
Rep. Jones, Mondaire [D-NY-17]
Jones
D
2021-02-23
NY
O000172
14
Alexandria
Rep. Ocasio-Cortez, Alexandria [D-NY-14]
Ocasio-Cortez
D
2021-02-23
NY
G000586
4
Jesus
Rep. Garcia, Jesus G. "Chuy" [D-IL-4]
Garcia
G.
D
2021-02-23
IL
L000551
13
BARBARA
Rep. Lee, Barbara [D-CA-13]
LEE
D
2021-02-23
CA
N000147
0
ELEANOR
Del. Norton, Eleanor Holmes [D-DC-At Large]
NORTON
HOLMES
D
2021-02-23
DC
B000490
2
SANFORD
Rep. Bishop, Sanford D., Jr. [D-GA-2]
BISHOP
D.
D
2021-02-23
GA
H000324
20
ALCEE
Rep. Hastings, Alcee L. [D-FL-20]
HASTINGS
L.
D
2021-02-23
FL
O000173
5
Ilhan
Rep. Omar, Ilhan [D-MN-5]
Omar
D
2021-03-02
MN
Congressional Research Service, Library of Congress
This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.
text/xml
EN
Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.
2021-02-23
2021-02-24
Referred to the Subcommittee on Consumer Protection and Commerce.
House
Finance and Financial Sector
W000822
12
Bonnie
Rep. Watson Coleman, Bonnie [D-NJ-12]
N
Watson Coleman
D
NJ
Administrative law and regulatory procedures Civil actions and liability Federal district courts Fraud offenses and financial crimes Legal fees and court costs Life, casualty, property insurance Motor vehicles State and local courts State and local government operations
2021-02-23
Introduced in House
 <p><b>Prohibit Auto Insurance Discrimination Act or the PAID Act</b></p> <p>This bill prohibits an automobile insurer from considering specified factors when determining a consumer's insurance rates or eligibility. These prohibited factors include </p> <ul> <li>gender, </li> <li>employment status, </li> <li>zip code, </li> <li>census tract, </li> <li>marital status, and </li> <li>credit score. </li> </ul> <p>Automobile insurers must make underwriting rules and rate filings available to the public. </p> <p>The Federal Trade Commission may enforce a violation of these requirements as an unfair or deceptive act or practice. </p>
2021-03-29T17:56:30Z
00
2021-02-23T05:00:00Z
Introduced in House
https://www.govinfo.gov/content/pkg/BILLS-117hr1270ih/xml/BILLS-117hr1270ih.xml
PAID Act
PAID Act
Display Title
IH
Introduced in House
To prohibit private passenger automobile insurers from using certain income proxies to determine insurance rates and eligibility.
Official Title as Introduced
IH
Introduced in House
PAID Act
Short Title(s) as Introduced
IH
Introduced in House
Prohibit Auto Insurance Discrimination Act
Short Title(s) as Introduced
HR
2023-01-11T13:47:11Z
2023-01-11T13:47:11Z
3.0.0
2021-02-24
Innovation, Data, and Commerce Subcommittee
hsif17
1
House committee actions
Referred to the Subcommittee on Consumer Protection and Commerce.
Committee
H11100
2021-02-23
Energy and Commerce Committee
hsif00
2
House floor actions
Referred to the Committee on Financial Services, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
IntroReferral
H11100
2021-02-23
Financial Services Committee
hsba00
2
House floor actions
Referred to the Committee on Financial Services, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
IntroReferral
Intro-H
2021-02-23
9
Library of Congress
Introduced in House
IntroReferral
1000
2021-02-23
9
Library of Congress
Introduced in House
IntroReferral
W000822
12
Bonnie
Rep. Watson Coleman, Bonnie [D-NJ-12]
N
Watson Coleman
D
NJ
T000481
13
Rashida
Rep. Tlaib, Rashida [D-MI-13]
Tlaib
D
2021-02-23
MI
T000472
41
Mark
Rep. Takano, Mark [D-CA-41]
Takano
D
2021-02-23
CA
T000193
2
BENNIE
Rep. Thompson, Bennie G. [D-MS-2]
THOMPSON
D
2021-02-23
MS
H001081
5
Jahana
Rep. Hayes, Jahana [D-CT-5]
Hayes
D
2021-02-23
CT
J000306
17
Mondaire
Rep. Jones, Mondaire [D-NY-17]
Jones
D
2021-02-23
NY
O000172
14
Alexandria
Rep. Ocasio-Cortez, Alexandria [D-NY-14]
Ocasio-Cortez
D
2021-02-23
NY
G000586
4
Jesus
Rep. Garcia, Jesus G. "Chuy" [D-IL-4]
Garcia
G.
D
2021-02-23
IL
L000551
13
BARBARA
Rep. Lee, Barbara [D-CA-13]
LEE
D
2021-02-23
CA
N000147
0
ELEANOR
Del. Norton, Eleanor Holmes [D-DC-At Large]
NORTON
HOLMES
D
2021-02-23
DC
B000490
2
SANFORD
Rep. Bishop, Sanford D., Jr. [D-GA-2]
BISHOP
D.
D
2021-02-23
GA
H000324
20
ALCEE
Rep. Hastings, Alcee L. [D-FL-20]
HASTINGS
L.
D
2021-02-23
FL
O000173
5
Ilhan
Rep. Omar, Ilhan [D-MN-5]
Omar
D
2021-03-02
MN
Administrative law and regulatory procedures Civil actions and liability Federal district courts Fraud offenses and financial crimes Legal fees and court costs Life, casualty, property insurance Motor vehicles State and local courts State and local government operations
2021-02-23
Introduced in House
 <p><b>Prohibit Auto Insurance Discrimination Act or the PAID Act</b></p> <p>This bill prohibits an automobile insurer from considering specified factors when determining a consumer's insurance rates or eligibility. These prohibited factors include </p> <ul> <li>gender, </li> <li>employment status, </li> <li>zip code, </li> <li>census tract, </li> <li>marital status, and </li> <li>credit score. </li> </ul> <p>Automobile insurers must make underwriting rules and rate filings available to the public. </p> <p>The Federal Trade Commission may enforce a violation of these requirements as an unfair or deceptive act or practice. </p>
2021-03-29T17:56:30Z
00
PAID Act
PAID Act
Display Title
IH
Introduced in House
To prohibit private passenger automobile insurers from using certain income proxies to determine insurance rates and eligibility.
Official Title as Introduced
IH
Introduced in House
PAID Act
Short Title(s) as Introduced
IH
Introduced in House
Prohibit Auto Insurance Discrimination Act
Short Title(s) as Introduced
2021-02-24
Referred to the Subcommittee on Consumer Protection and Commerce.