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     &lt;p&gt;&lt;b&gt;Promoting Access to Credit for Homebuyers Act of 2021&lt;/b&gt;&lt;/p&gt; &lt;p&gt;This bill requires Freddie Mac, Fannie Mae, and the Department of Housing and Urban Development to purchase or insure single-family mortgages originated on or after February 1, 2020, on the same terms as they otherwise would despite a borrower entering into, or inquiring about, forbearance due to a COVID-19 (i.e., coronavirus disease 2019) related hardship. This requirement begins 5 days after enactment of this bill and ends 60 days after the end of the period of time a borrower may request a COVID-19 related forbearance. &lt;/p&gt; &lt;p&gt;The Federal Housing Finance Agency may not increase fees or otherwise restrict access to credit during the COVID-19 emergency without congressional notice. &lt;/p&gt; &lt;p&gt;The Government Accountability Office must report on COVID-19-related assistance to consumers by Freddie Mac, Fannie Mae, and the Federal Housing Administration mortgage insurance programs. &lt;/p&gt;
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   Promoting Access to Credit for Homebuyers Act of 2021
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H11100
2021-01-28
Financial Services Committee
hsba00
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House floor actions
Referred to the House Committee on Financial Services.
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2021-01-28
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Library of Congress
Introduced in House
IntroReferral
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2021-01-28
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Library of Congress
Introduced in House
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2021-01-28T14:15:30Z
Referred to
House
Financial Services Committee
hsba00
Standing
W000187
43
MAXINE
Rep. Waters, Maxine [D-CA-43]
WATERS
D
2021-01-28
CA
V000081
7
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Rep. Velazquez, Nydia M. [D-NY-7]
VELAZQUEZ
M.
D
2021-01-28
NY
C001061
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Rep. Cleaver, Emanuel [D-MO-5]
Cleaver
D
2021-01-28
MO
L000551
13
BARBARA
Rep. Lee, Barbara [D-CA-13]
LEE
D
2021-01-28
CA
H001081
5
Jahana
Rep. Hayes, Jahana [D-CT-5]
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D
2021-01-28
CT
E000296
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Rep. Evans, Dwight [D-PA-3]
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2021-01-28
PA
B001300
44
Nanette
Rep. Barragan, Nanette Diaz [D-CA-44]
Barragan
Diaz
D
2021-01-28
CA
Congressional Research Service, Library of Congress
This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.
text/xml
EN
Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.
2021-01-28
2021-01-28
Referred to the House Committee on Financial Services.
House
Housing and Community Development
V000130
51
Juan
Rep. Vargas, Juan [D-CA-51]
N
Vargas
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CA
Bank accounts, deposits, capital Cardiovascular and respiratory health Congressional oversight Emergency medical services and trauma care Financial literacy Foreign language and bilingual programs Fraud offenses and financial crimes Government corporations and government-sponsored enterprises Government information and archives Government lending and loan guarantees Government studies and investigations Housing discrimination Housing finance and home ownership Infectious and parasitic diseases Low- and moderate-income housing Rural conditions and development User charges and fees
2021-01-28
Introduced in House
 <p><b>Promoting Access to Credit for Homebuyers Act of 2021</b></p> <p>This bill requires Freddie Mac, Fannie Mae, and the Department of Housing and Urban Development to purchase or insure single-family mortgages originated on or after February 1, 2020, on the same terms as they otherwise would despite a borrower entering into, or inquiring about, forbearance due to a COVID-19 (i.e., coronavirus disease 2019) related hardship. This requirement begins 5 days after enactment of this bill and ends 60 days after the end of the period of time a borrower may request a COVID-19 related forbearance. </p> <p>The Federal Housing Finance Agency may not increase fees or otherwise restrict access to credit during the COVID-19 emergency without congressional notice. </p> <p>The Government Accountability Office must report on COVID-19-related assistance to consumers by Freddie Mac, Fannie Mae, and the Federal Housing Administration mortgage insurance programs. </p>
2021-02-24T15:22:28Z
00
2021-01-28T05:00:00Z
Introduced in House
https://www.govinfo.gov/content/pkg/BILLS-117hr618ih/xml/BILLS-117hr618ih.xml
Promoting Access to Credit for Homebuyers Act of 2021
Promoting Access to Credit for Homebuyers Act of 2021
Display Title
IH
Introduced in House
To promote access to mortgage credit during the COVID-19 pandemic by preventing restrictions on providing Federal backing for single-family mortgage loans in forbearance, and for other purposes.
Official Title as Introduced
IH
Introduced in House
Promoting Access to Credit for Homebuyers Act of 2021
Short Title(s) as Introduced
HR
2023-03-08T19:58:39Z
2023-03-08T19:58:39Z
3.0.0
H11100
2021-01-28
Financial Services Committee
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Referred to the House Committee on Financial Services.
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Intro-H
2021-01-28
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Library of Congress
Introduced in House
IntroReferral
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2021-01-28
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Library of Congress
Introduced in House
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Rep. Vargas, Juan [D-CA-51]
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CA
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Rep. Waters, Maxine [D-CA-43]
WATERS
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2021-01-28
CA
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Rep. Velazquez, Nydia M. [D-NY-7]
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2021-01-28
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Rep. Cleaver, Emanuel [D-MO-5]
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2021-01-28
MO
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Rep. Lee, Barbara [D-CA-13]
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2021-01-28
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2021-01-28
CT
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2021-01-28
PA
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44
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Rep. Barragan, Nanette Diaz [D-CA-44]
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2021-01-28
CA
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2021-01-28
Introduced in House
 <p><b>Promoting Access to Credit for Homebuyers Act of 2021</b></p> <p>This bill requires Freddie Mac, Fannie Mae, and the Department of Housing and Urban Development to purchase or insure single-family mortgages originated on or after February 1, 2020, on the same terms as they otherwise would despite a borrower entering into, or inquiring about, forbearance due to a COVID-19 (i.e., coronavirus disease 2019) related hardship. This requirement begins 5 days after enactment of this bill and ends 60 days after the end of the period of time a borrower may request a COVID-19 related forbearance. </p> <p>The Federal Housing Finance Agency may not increase fees or otherwise restrict access to credit during the COVID-19 emergency without congressional notice. </p> <p>The Government Accountability Office must report on COVID-19-related assistance to consumers by Freddie Mac, Fannie Mae, and the Federal Housing Administration mortgage insurance programs. </p>
2021-02-24T15:22:28Z
00
Promoting Access to Credit for Homebuyers Act of 2021
Promoting Access to Credit for Homebuyers Act of 2021
Display Title
IH
Introduced in House
To promote access to mortgage credit during the COVID-19 pandemic by preventing restrictions on providing Federal backing for single-family mortgage loans in forbearance, and for other purposes.
Official Title as Introduced
IH
Introduced in House
Promoting Access to Credit for Homebuyers Act of 2021
Short Title(s) as Introduced
2021-01-28
Referred to the House Committee on Financial Services.