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   &lt;pre&gt;[Congressional Record Volume 167, Number 65 (Thursday, April 15, 2021)][House]From the Congressional Record Online through the Government Publishing Office [&lt;a href="https://www.gpo.gov"&gt;www.gpo.gov&lt;/a&gt;]By Mr. CLEAVER:H.R. 2572.Congress has the power to enact this legislation pursuantto the following:Article I, Section 8 of the United States Constitution[Page H1843]&lt;/pre&gt;
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     Comprehensive Debt Collection Improvement Act
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     117
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     2547
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     Referred to the House Committee on Financial Services.
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      Consumer credit
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     Introduced in House
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     &lt;p&gt;&lt;b&gt;Stop Debt Collection Abuse Act of 2021&lt;/b&gt;&lt;/p&gt; &lt;p&gt;This bill applies certain consumer protections regarding debt collection to debt owed to a federal agency and to debt buyers. &lt;/p&gt; &lt;p&gt;A federal agency that is a creditor may not sell or transfer a debt to a debt collector until&amp;nbsp;90 days after the obligation becomes delinquent or defaults. Specified notice to the consumer of such a sale or transfer is required.&lt;/p&gt; &lt;p&gt;A&amp;nbsp;collector of debt owed to a federal agency may not collect any&amp;nbsp;interest, fee, charge, or expense&amp;nbsp;that is (1) unreasonable in relation to&amp;nbsp;actual costs, (2) not authorized by a contract between the debt collector and the federal agency,&amp;nbsp;or (3) greater than 10% of the amount collected. &lt;/p&gt; &lt;p&gt;The Government Accountability Office must report on&amp;nbsp;the use of debt collectors by federal, state, and local government agencies.&lt;/p&gt;
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   Stop Debt Collection Abuse Act of 2021
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     Stop Debt Collection Abuse Act of 2021
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     To amend the Fair Debt Collection Practices Act to restrict the debt collection practices of certain debt collectors.
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    Referred to the House Committee on Financial Services.
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   Congressional Research Service, Library of Congress
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   This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.
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H11100
2021-04-15
Financial Services Committee
hsba00
2
House floor actions
Referred to the House Committee on Financial Services.
IntroReferral
Intro-H
2021-04-15
9
Library of Congress
Introduced in House
IntroReferral
1000
2021-04-15
9
Library of Congress
Introduced in House
IntroReferral
2021-04-15T16:06:25Z
Referred to
House
Financial Services Committee
hsba00
Standing
Congressional Research Service, Library of Congress
This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.
text/xml
EN
Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.
2021-04-15
2021-04-15
Referred to the House Committee on Financial Services.
House
Finance and Financial Sector
2021-05-17
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
CRS
Related bill
Comprehensive Debt Collection Improvement Act
HR
C001061
5
Emanuel
Rep. Cleaver, Emanuel [D-MO-5]
N
Cleaver
D
MO
Congressional oversight Consumer credit Debt collection Government lending and loan guarantees Government studies and investigations State and local government operations User charges and fees
2021-04-15
Introduced in House
 <p><b>Stop Debt Collection Abuse Act of 2021</b></p> <p>This bill applies certain consumer protections regarding debt collection to debt owed to a federal agency and to debt buyers. </p> <p>A federal agency that is a creditor may not sell or transfer a debt to a debt collector until&nbsp;90 days after the obligation becomes delinquent or defaults. Specified notice to the consumer of such a sale or transfer is required.</p> <p>A&nbsp;collector of debt owed to a federal agency may not collect any&nbsp;interest, fee, charge, or expense&nbsp;that is (1) unreasonable in relation to&nbsp;actual costs, (2) not authorized by a contract between the debt collector and the federal agency,&nbsp;or (3) greater than 10% of the amount collected. </p> <p>The Government Accountability Office must report on&nbsp;the use of debt collectors by federal, state, and local government agencies.</p>
2021-09-13T21:30:43Z
00
2021-04-15T04:00:00Z
Introduced in House
https://www.govinfo.gov/content/pkg/BILLS-117hr2572ih/xml/BILLS-117hr2572ih.xml
Stop Debt Collection Abuse Act of 2021
Stop Debt Collection Abuse Act of 2021
Display Title
IH
Introduced in House
To amend the Fair Debt Collection Practices Act to restrict the debt collection practices of certain debt collectors.
Official Title as Introduced
IH
Introduced in House
Stop Debt Collection Abuse Act of 2021
Short Title(s) as Introduced
HR
2023-03-08T20:26:28Z
2023-03-08T20:26:28Z
3.0.0
2021-05-17
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
CRS
Related bill
Comprehensive Debt Collection Improvement Act
HR
H11100
2021-04-15
Financial Services Committee
hsba00
2
House floor actions
Referred to the House Committee on Financial Services.
IntroReferral
Intro-H
2021-04-15
9
Library of Congress
Introduced in House
IntroReferral
1000
2021-04-15
9
Library of Congress
Introduced in House
IntroReferral
C001061
5
Emanuel
Rep. Cleaver, Emanuel [D-MO-5]
N
Cleaver
D
MO
Congressional oversight Consumer credit Debt collection Government lending and loan guarantees Government studies and investigations State and local government operations User charges and fees
2021-04-15
Introduced in House
 <p><b>Stop Debt Collection Abuse Act of 2021</b></p> <p>This bill applies certain consumer protections regarding debt collection to debt owed to a federal agency and to debt buyers. </p> <p>A federal agency that is a creditor may not sell or transfer a debt to a debt collector until&nbsp;90 days after the obligation becomes delinquent or defaults. Specified notice to the consumer of such a sale or transfer is required.</p> <p>A&nbsp;collector of debt owed to a federal agency may not collect any&nbsp;interest, fee, charge, or expense&nbsp;that is (1) unreasonable in relation to&nbsp;actual costs, (2) not authorized by a contract between the debt collector and the federal agency,&nbsp;or (3) greater than 10% of the amount collected. </p> <p>The Government Accountability Office must report on&nbsp;the use of debt collectors by federal, state, and local government agencies.</p>
2021-09-13T21:30:43Z
00
Stop Debt Collection Abuse Act of 2021
Stop Debt Collection Abuse Act of 2021
Display Title
IH
Introduced in House
To amend the Fair Debt Collection Practices Act to restrict the debt collection practices of certain debt collectors.
Official Title as Introduced
IH
Introduced in House
Stop Debt Collection Abuse Act of 2021
Short Title(s) as Introduced
2021-04-15
Referred to the House Committee on Financial Services.