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   &lt;pre&gt;[Congressional Record Volume 167, Number 20 (Wednesday, February 3, 2021)][House]From the Congressional Record Online through the Government Publishing Office [&lt;a href="https://www.gpo.gov"&gt;www.gpo.gov&lt;/a&gt;]By Mr. COHEN:H.R. 745.Congress has the power to enact this legislation pursuantto the following:Article I, Section 8, Clause 18 of the United StatesConstitution[Page H324]&lt;/pre&gt;
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     San Nicolas
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     2021-03-05T21:36:36Z
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     &lt;p&gt;&lt;b&gt;Fair Access to Credit Scores Act of 2021&lt;/b&gt;&lt;/p&gt; &lt;p&gt;This bill requires certain consumer reporting agencies to disclose, upon request, as part of a consumer's free annual disclosure (1)&amp;nbsp;the consumer's&amp;nbsp;current credit score, (2) other information in the consumer's file regarding risk scores or predictors, and (3) any other consumer information the Consumer Financial Protection Bureau considers appropriate with respect to consumer financial education.&lt;/p&gt; &lt;p&gt;Consumer reporting agencies must maintain these scores or predictors in a&amp;nbsp;consumer's file for at least one year after the data is generated.&lt;/p&gt;
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   Fair Access to Credit Scores Act of 2021
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     Fair Access to Credit Scores Act of 2021
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     To amend the Fair Credit Reporting Act to require the inclusion of credit scores with free annual credit reports provided to consumers, and for other purposes.
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   This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.
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H11100
2021-02-03
Financial Services Committee
hsba00
2
House floor actions
Referred to the House Committee on Financial Services.
IntroReferral
Intro-H
2021-02-03
9
Library of Congress
Introduced in House
IntroReferral
1000
2021-02-03
9
Library of Congress
Introduced in House
IntroReferral
2021-02-03T18:04:10Z
Referred to
House
Financial Services Committee
hsba00
Standing
N000147
0
ELEANOR
Del. Norton, Eleanor Holmes [D-DC-At Large]
NORTON
HOLMES
D
2021-02-03
DC
S001204
0
Michael
Del. San Nicolas, Michael F. Q. [D-GU-At Large]
San Nicolas
F. Q.
D
2021-02-03
GU
Congressional Research Service, Library of Congress
This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.
text/xml
EN
Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.
2021-02-03
2021-02-03
Referred to the House Committee on Financial Services.
House
Finance and Financial Sector
C001068
9
Steve
Rep. Cohen, Steve [D-TN-9]
N
Cohen
D
TN
Consumer credit Government information and archives User charges and fees
2021-02-03
Introduced in House
 <p><b>Fair Access to Credit Scores Act of 2021</b></p> <p>This bill requires certain consumer reporting agencies to disclose, upon request, as part of a consumer's free annual disclosure (1)&nbsp;the consumer's&nbsp;current credit score, (2) other information in the consumer's file regarding risk scores or predictors, and (3) any other consumer information the Consumer Financial Protection Bureau considers appropriate with respect to consumer financial education.</p> <p>Consumer reporting agencies must maintain these scores or predictors in a&nbsp;consumer's file for at least one year after the data is generated.</p>
2021-03-05T21:36:36Z
00
2021-02-03T05:00:00Z
Introduced in House
https://www.govinfo.gov/content/pkg/BILLS-117hr745ih/xml/BILLS-117hr745ih.xml
Fair Access to Credit Scores Act of 2021
Fair Access to Credit Scores Act of 2021
Display Title
IH
Introduced in House
To amend the Fair Credit Reporting Act to require the inclusion of credit scores with free annual credit reports provided to consumers, and for other purposes.
Official Title as Introduced
IH
Introduced in House
Fair Access to Credit Scores Act of 2021
Short Title(s) as Introduced
HR
2023-01-11T13:46:56Z
2023-01-11T13:46:56Z
3.0.0
H11100
2021-02-03
Financial Services Committee
hsba00
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Referred to the House Committee on Financial Services.
IntroReferral
Intro-H
2021-02-03
9
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Introduced in House
IntroReferral
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2021-02-03
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Library of Congress
Introduced in House
IntroReferral
C001068
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Steve
Rep. Cohen, Steve [D-TN-9]
N
Cohen
D
TN
N000147
0
ELEANOR
Del. Norton, Eleanor Holmes [D-DC-At Large]
NORTON
HOLMES
D
2021-02-03
DC
S001204
0
Michael
Del. San Nicolas, Michael F. Q. [D-GU-At Large]
San Nicolas
F. Q.
D
2021-02-03
GU
Consumer credit Government information and archives User charges and fees
2021-02-03
Introduced in House
 <p><b>Fair Access to Credit Scores Act of 2021</b></p> <p>This bill requires certain consumer reporting agencies to disclose, upon request, as part of a consumer's free annual disclosure (1)&nbsp;the consumer's&nbsp;current credit score, (2) other information in the consumer's file regarding risk scores or predictors, and (3) any other consumer information the Consumer Financial Protection Bureau considers appropriate with respect to consumer financial education.</p> <p>Consumer reporting agencies must maintain these scores or predictors in a&nbsp;consumer's file for at least one year after the data is generated.</p>
2021-03-05T21:36:36Z
00
Fair Access to Credit Scores Act of 2021
Fair Access to Credit Scores Act of 2021
Display Title
IH
Introduced in House
To amend the Fair Credit Reporting Act to require the inclusion of credit scores with free annual credit reports provided to consumers, and for other purposes.
Official Title as Introduced
IH
Introduced in House
Fair Access to Credit Scores Act of 2021
Short Title(s) as Introduced
2021-02-03
Referred to the House Committee on Financial Services.