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     &lt;p&gt;&lt;b&gt;Lenders Offer Assistance Now Act or the LOAN Act &lt;/b&gt;&lt;/p&gt; &lt;p&gt;This bill requires the discharge of a private education loan in the event of the student borrower's disability. Such a discharge is not considered income for tax or other purposes. Additionally, the bill prohibits the automatic default of a private education loan due to the disability of a loan cosigner. &lt;/p&gt; &lt;p&gt;Furthermore, the bill generally permits the discharge of student loans in bankruptcy. Under current law, student loans are not dischargeable in bankruptcy unless repayment would be an undue hardship to the debtor and the debtor's dependents. &lt;/p&gt;
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2021-04-28
Administrative State, Regulatory Reform, and Antitrust Subcommittee
hsju05
1
House committee actions
Referred to the Subcommittee on Antitrust, Commercial, and Administrative Law.
Committee
H11100
2021-02-18
Ways and Means Committee
hswm00
2
House floor actions
Referred to the Committee on Financial Services, and in addition to the Committees on the Judiciary, and Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
IntroReferral
H11100
2021-02-18
Judiciary Committee
hsju00
2
House floor actions
Referred to the Committee on Financial Services, and in addition to the Committees on the Judiciary, and Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
IntroReferral
H11100
2021-02-18
Financial Services Committee
hsba00
2
House floor actions
Referred to the Committee on Financial Services, and in addition to the Committees on the Judiciary, and Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
IntroReferral
Intro-H
2021-02-18
9
Library of Congress
Introduced in House
IntroReferral
1000
2021-02-18
9
Library of Congress
Introduced in House
IntroReferral
2021-02-18T17:42:15Z
Referred to
House
Judiciary Committee
2021-04-28T05:10:35Z
Referred to
Administrative State, Regulatory Reform, and Antitrust Subcommittee
hsju05
hsju00
Standing
2021-02-18T17:42:20Z
Referred to
House
Ways and Means Committee
hswm00
Standing
2021-02-18T17:42:10Z
Referred to
House
Financial Services Committee
hsba00
Standing
C001072
7
Andre
Rep. Carson, Andre [D-IN-7]
Carson
D
2021-02-18
IN
C001068
9
Steve
Rep. Cohen, Steve [D-TN-9]
Cohen
D
2021-02-18
TN
D000631
4
Madeleine
Rep. Dean, Madeleine [D-PA-4]
Dean
D
2021-02-18
PA
N000147
0
ELEANOR
Del. Norton, Eleanor Holmes [D-DC-At Large]
NORTON
HOLMES
D
2021-02-18
DC
P000593
7
Ed
Rep. Perlmutter, Ed [D-CO-7]
Perlmutter
D
2021-02-18
CO
V000130
51
Juan
Rep. Vargas, Juan [D-CA-51]
Vargas
D
2021-02-18
CA
Congressional Research Service, Library of Congress
This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.
text/xml
EN
Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.
2021-02-18
2021-04-28
Referred to the Subcommittee on Antitrust, Commercial, and Administrative Law.
House
Finance and Financial Sector
2022-11-01
Referred to the Subcommittee on Antitrust, Commercial, and Administrative Law.
CRS
Related bill
To amend title 11 of the United States Code to make debts for student loans dischargeable.
HR
K000380
5
Daniel
Rep. Kildee, Daniel T. [D-MI-5]
N
Kildee
T.
D
MI
Abortion Bankruptcy Disability and paralysis Disability assistance Higher education Intergovernmental relations Presidents and presidential powers, Vice Presidents Student aid and college costs
2021-02-18
Introduced in House
 <p><b>Lenders Offer Assistance Now Act or the LOAN Act </b></p> <p>This bill requires the discharge of a private education loan in the event of the student borrower's disability. Such a discharge is not considered income for tax or other purposes. Additionally, the bill prohibits the automatic default of a private education loan due to the disability of a loan cosigner. </p> <p>Furthermore, the bill generally permits the discharge of student loans in bankruptcy. Under current law, student loans are not dischargeable in bankruptcy unless repayment would be an undue hardship to the debtor and the debtor's dependents. </p>
2021-04-08T18:17:42Z
00
2021-02-18T05:00:00Z
Introduced in House
https://www.govinfo.gov/content/pkg/BILLS-117hr1143ih/xml/BILLS-117hr1143ih.xml
LOAN Act
LOAN Act
Display Title
IH
Introduced in House
To amend the Truth in Lending Act to modify obligations relating to private education loans due to the disability of a cosigner or borrower of the loan, to amend title 11 of the United States Code to make student loans dischargeable, and for other purposes.
Official Title as Introduced
IH
Introduced in House
LOAN Act
Short Title(s) as Introduced
IH
Introduced in House
Lenders Offer Assistance Now Act
Short Title(s) as Introduced
HR
2023-04-28T13:15:16Z
2023-04-28T13:15:16Z
3.0.0
2022-11-01
Referred to the Subcommittee on Antitrust, Commercial, and Administrative Law.
CRS
Related bill
To amend title 11 of the United States Code to make debts for student loans dischargeable.
HR
2021-04-28
Administrative State, Regulatory Reform, and Antitrust Subcommittee
hsju05
1
House committee actions
Referred to the Subcommittee on Antitrust, Commercial, and Administrative Law.
Committee
H11100
2021-02-18
Ways and Means Committee
hswm00
2
House floor actions
Referred to the Committee on Financial Services, and in addition to the Committees on the Judiciary, and Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
IntroReferral
H11100
2021-02-18
Judiciary Committee
hsju00
2
House floor actions
Referred to the Committee on Financial Services, and in addition to the Committees on the Judiciary, and Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
IntroReferral
H11100
2021-02-18
Financial Services Committee
hsba00
2
House floor actions
Referred to the Committee on Financial Services, and in addition to the Committees on the Judiciary, and Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
IntroReferral
Intro-H
2021-02-18
9
Library of Congress
Introduced in House
IntroReferral
1000
2021-02-18
9
Library of Congress
Introduced in House
IntroReferral
K000380
5
Daniel
Rep. Kildee, Daniel T. [D-MI-5]
N
Kildee
T.
D
MI
C001072
7
Andre
Rep. Carson, Andre [D-IN-7]
Carson
D
2021-02-18
IN
C001068
9
Steve
Rep. Cohen, Steve [D-TN-9]
Cohen
D
2021-02-18
TN
D000631
4
Madeleine
Rep. Dean, Madeleine [D-PA-4]
Dean
D
2021-02-18
PA
N000147
0
ELEANOR
Del. Norton, Eleanor Holmes [D-DC-At Large]
NORTON
HOLMES
D
2021-02-18
DC
P000593
7
Ed
Rep. Perlmutter, Ed [D-CO-7]
Perlmutter
D
2021-02-18
CO
V000130
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Juan
Rep. Vargas, Juan [D-CA-51]
Vargas
D
2021-02-18
CA
Abortion Bankruptcy Disability and paralysis Disability assistance Higher education Intergovernmental relations Presidents and presidential powers, Vice Presidents Student aid and college costs
2021-02-18
Introduced in House
 <p><b>Lenders Offer Assistance Now Act or the LOAN Act </b></p> <p>This bill requires the discharge of a private education loan in the event of the student borrower's disability. Such a discharge is not considered income for tax or other purposes. Additionally, the bill prohibits the automatic default of a private education loan due to the disability of a loan cosigner. </p> <p>Furthermore, the bill generally permits the discharge of student loans in bankruptcy. Under current law, student loans are not dischargeable in bankruptcy unless repayment would be an undue hardship to the debtor and the debtor's dependents. </p>
2021-04-08T18:17:42Z
00
LOAN Act
LOAN Act
Display Title
IH
Introduced in House
To amend the Truth in Lending Act to modify obligations relating to private education loans due to the disability of a cosigner or borrower of the loan, to amend title 11 of the United States Code to make student loans dischargeable, and for other purposes.
Official Title as Introduced
IH
Introduced in House
LOAN Act
Short Title(s) as Introduced
IH
Introduced in House
Lenders Offer Assistance Now Act
Short Title(s) as Introduced
2021-04-28
Referred to the Subcommittee on Antitrust, Commercial, and Administrative Law.