Read the following excerpt from a US court opinion:
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group insurance policies); Bass v. John Hancock Mutual Life Ins. Co., 10 Cal.3d 792, 797, 518 P.2d 1147, 1150, 112 Cal.Rptr. 195, 198 (1974) (“[W]e have held that the employer is the agent of the insurer in performing the duties of administering group insurance policies ... and that accordingly the insurer shares responsibility for the employer’s mistakes.”); Caldwell v. United Bus Corp., 177 Cal.App.3d 381, 383-84, 223 Cal.Rptr. 7, 8 (1986) (“The general rule in California is that the employer is merely the agent of the insurer in performing the duties of administering group health insurance policies.”). Other jurisdictions as well have adopted a similar approach to the agency question. See, e.g., Middleton v. The Russell Group, Ltd., 126 N.C.App. 1, 483 S.E.2d 727, 734 (1997) , and eases cited therein; Abbiati v. Buttura &
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What is the most suitable continuation to the opinion? Your options are:
A. holding that the employer may be considered the insurers agent where the employer with the consent of the insurer performs routine administrative functions such as assisting in the processing of claims
B. holding that the employer was not the insurers agent
C. holding that when an insurer files suit to cancel a policy the entire liability of the insurer both on the policy and under the statute is put in issue
D. holding that under georgia law a holder of a master insurance policy is an agent of the insurance company and not the insurer
E. holding that an employer who performs administrative functions under a group insurance policy as in the instant case is deemed to be the agent of the insurer citing elfstrom
Reply with [A, B, C, D, E] only.