Read the following excerpt from a US court opinion:
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eligibility for benefits and to construe and interpret all terms and provisions of this Policy.” (Ad min. Record at 29; see also id. at 31.) Next, the Policy elsewhere states that the proof of loss submitted in support of a claim for benefits “must be satisfactory” to Defendant. (Id. at 16.) As Defendant observes, the Sixth Circuit has recognized that plan language of this sort confers sufficient discretionary authority to warrant judicial review under the “arbitrary and capricious” standard. See Frazier v. Life Insurance Co. of North America, 725 F.3d 560, 567 (6th Cir.2013) (“This Court has found ‘satisfactory proof,’ and similar phrases, sufficiently clear to grant discretion to administrators and fiduciaries.”); Calvert v. Firstar Finance, Inc., 409 F.3d 286, 292 (6th Cir.2005) . In response, Plaintiff does not dispute that
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What is the most suitable continuation to the opinion? Your options are:
A. holding that a denial of benefits will not be reviewed de novo where the language of an erisa plan gives the administrator or fiduciary discretionary authority to determine eligibility for benefits or to construe the terms of the plan
B. holding that plan language granting the plan administrator the sole discretion to construe the terms of a long term disability policy and to determine eligibility under the policy triggered arbitrary and capricious review
C. holding that plan language giving plan administrator power to determine which employees are eligible to participate in the plan and providing all parties dealing with the plan an interpretation of plan provisions on request indicates deferential standard of review of trustee eligibility decisions
D. holding that plan fiduciary is entitled to deferential review if empowered by the plan to construe its terms in order to determine benefit eligibility
E. holding that arbitrary and capricious standard applies to section 1132a1b denial ofbenefits claims if the benefit plan gives the administrator or fiduciary discretionary authority to determine eligibility for benefits or to construe the terms of the plan
Reply with [A, B, C, D, E] only.