Identify the unfair aspect with respect to the sentence extracted from an online Terms of Service:
```
you agree not to hold us responsible for banking charges incurred due to payments on your account . 

```
. OPTIONS: ['Unilateral termination' 'Arbitration' 'Contract by using'
 'Content removal' 'Jurisdiction' 'Limitation of liability' 'None'
 'Choice of law' 'Unilateral change'].