Read the following excerpt from a US court opinion:
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event, it is apparent that the Debtor believed that there was some urgency to the delivery of the transcripts and her counsel communicated her concerns to Penn’s counsel. 8 .While the parties have stipulated that such a written policy exists, the written policy itself wa S.D.Tex. Apr.27, 2005) (concluding that denial of transcript to chapter 13 debtor because of outstanding student loans was a violation of the automatic stay); Loyola Univ. v. McClarty, 234 B.R. 386 (E.D.La.1999) (university’s act of withholding chapter 13 debtor’s transcript violated automatic stay); In re Scroggins, 209 B.R. 727, 730 (Bankr.D.Ariz.1997) (act of parochial school withholding transcript of chapter 13 debtor's minor child violated the automatic stay); In re Carson, 150 B.R. 228, 231 (Bankr.E.D.Mo.1993) ; In re Gustafson, 111 B.R. 282, 288 (9th
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What is the most suitable continuation to the opinion? Your options are:
A. holding that debt collector violated fdcpa when it held debtor liable for court costs that had not yet been awarded
B. holding that state university violated 11 usc  362 and 525 by withholding debtors transcript where debt was dischargeable
C. holding that college violated stay by not delivering transcript to chapter 7 debtor when debt had not yet been determined dischargeable
D. holding that university violated the automatic stay by withholding chapter 7 debtors transcripts because the debts were not yet determined nondischargeable
E. holding  525 applies only where debt dischargeable
Reply with [A, B, C, D, E] only.