Read the following excerpt from a US court opinion:
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on a motion for summary disposition. Shepherd Montessori Ctr Milan v Ann Arbor Charter Twp, 486 Mich 311, 317; 783 NW2d 695 (2010). In addition, the proper interpretation of a statute is a question of law that this Court reviews de novo. Eggleston v Bio-Med Applications of Detroit, Inc, 468 Mich 29, 32; 658 NW2d 139 (2003). The proper interpretation of a contract is also a question of law that this Court reviews de novo. Rory v Continental Ins Co, 473 Mich 457, 464; 703 NW 2d 23 (2005). III. ANALYSIS A. POLICIES AS CONTRACTS Insurance policies are contracts and, in the absence of an applicable statute ance policy is not mandated by statute, the rights and limitations of the coverage are entirely contractual and construed without reference to the statute. See Rory, 473 Mich at 465-466 . In addition, because insurance policies are
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What is the most suitable continuation to the opinion? Your options are:
A. holding that the plaintiffs asserted legal basis for coverage is irrelevant to the determination of whether the insurance policy provides coverage and instead looking to the facts underlying the claim for coverage
B. holding that policy limits are not a defense to coverage and that policy limits define the amount of coverage
C. holding directors and officers liability policy was property of the estate because the estate was worth more with indemnification coverage than without the coverage
D. holding that because uninsuredmotorist coverage is optional and not mandated by statute the rights and limitations of such coverage are purely contractual and construed without reference to the nofault act
E. holding named driver exclusion eliminating liability coverage as well as um coverage did not contravene um statute because statute required um coverage only if the claimant otherwise qualifies for liability coverage under the policy
Reply with [A, B, C, D, E] only.