Read the following excerpt from a US court opinion:
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"customers” of the bank. 15 . Va.Code § 8.3A-420(a) provides, in relevant part, as follows: The law applicable to conversion of personal property applies to instruments. An instrument is also converted if it is taken by transfer, other than a negotiation, from a person not entitled to enforce the instrument or a bank makes or obtains payment with respect to the instrument for a person not entitled to enforce the instrument or receive payment. An action for conversion of an instrument may not be brought by (i) the issuer or acceptor of the instrument or (ii) a payee or endorsee who did not receive delivery of the instrument either directly or through delivery to an agent or a co-payee. 16 .Cf. Stefano v. First Union Nat’l Bank of Virginia, 981 F.Supp. 417, 420-21 (E.D.Va.1997)
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What is the most suitable continuation to the opinion? Your options are:
A. holding that where bank account titled in the names of two married persons a presumption arises that both hold the funds in the account as a tenancy by the entirety
B. holding that plaintiffs common law conversion claim was displaced by  83a420a where bank deposited checks payable to plaintiff in another persons account without plaintiffs endorsement
C. holding the original notice and verified account did not substantiate plaintiffs claim and was insufficient for the court to enter a default judgment against the plaintiffs
D. holding that plaintiffs were entitled to a jury trial on claim of breach of fiduciary duty where underlying claim was a common law negligence action
E. holding a bank liable where a bank officer held checks that were intended to pay the irs for withheld taxes
Reply with [A, B, C, D, E] only.