Read the following excerpt from a US court opinion:
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as the best or most efficient way to perform its duties under the Act. * . It is thus largely irrelevant that, as asserted by the insurers, “[f]ive of the 15 states adopting the 1995 Model UPA in some form have also recently enacted DMF legislation,” explicitly imposing a duty to search that database. A similar enactment in West Virginia, as made evident by our holding today, would unnecessarily tread upon the insurers’ prerogative to decide how they will comply ■with the Act. The insurers, however, persuaded the circuit court to surmise' that “[s]uch legislation would be redundant or unnecessary if a duty to search already existed in the UPAs adopted by these states.” Cf. United Ins. Co. of Am. v. Commw., Dep’t of Ins., No. 2013-CA-000612-MR, 2014 WL 3973160 (Ky.Ct.App. Aug. 15, 2014) .. Were we to assume, however, that the
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What is the most suitable continuation to the opinion? Your options are:
A. holding that the commission on remand can set the effective date of a rate to be the effective date of the original commission activity
B. holding oneyear statute of limitations applies only to children born after the statutes effective date of september 1 1975
C. holding that the date of discrimination is the date on which a decision not to hire a plaintiff becomes effective
D. holding that procedural or remedial statutes may not be applied to pending suits at the time they become effective if doing so would destroy or impair rights that vested before the statutes effective date
E. holding that duty to  search dmf imposed by new model legislation applied only to policies issued after statutes effective date of january 1 2013
Reply with [A, B, C, D, E] only.