Read the following excerpt from a US court opinion:
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It does require a history of effort to achieve repayment .... Relevant proof may ... include a history of some payment, the propitious use of deferments and the energetic exploration of employment options.”); Sands v. United Student Aid Funds (In the Matter of Sands), 166 B.R. 299, 311-312 (Bankr.W.D.Mich.1994) ("In determining the Debtor's good faith, the court must not only examine the Debtor's payments towards his student loans, but also his efforts to negotiate deferments with the applicable student loan agency .... in addition, the timing of the Debtor’s bankruptcy filing may affect the good faith analysis.”). 15 . See, e.g., In re Rifino, 245 F.3d at 1088 (examining debtor's income and the reasonableness of her expenses under the first Brun-ner prong); In re Faish, 72 F.3d at 307 ; Ammirati v. Nellie Mae, Inc. (In re
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What is the most suitable continuation to the opinion? Your options are:
A. holding debtor satisfied first prong even though she had cable television
B. holding that debtor failed the first brunner prong because she did not demonstrate that she had maximized earnings and minimized expenses
C. holding plaintiff failed to demonstrate disparate treatment because she failed to show she was similarly situated to coworker to whom she compared herself
D. holding that a plaintiff can show that she is qualified by presenting credible evidence that she continued to possess the objective qualifications she held when she was hired
E. holding that debtor did not satisfy the third prong because she did not seek out loan consolidation options even though she made several payments on her student loan debt
Reply with [A, B, C, D, E] only.