Read the following excerpt from a US court opinion:
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not unconscionable); Walther v. Sovereign Bank, 872 A.2d 735 (Md. 2005) (arbitration provision in loan agreement not unconscionable, even though only the mortgagor was permitted to go to court, it prohibited class action claims, arbitration fees were not disclosed, and mortgagee was required to waive right to jury tria 85 So. 2d 990, 992 (Fla. Dist. Ct. App. 2004) (arbitration provision requiring purchaser of automobile to resolve all claims in arbitration but not requiring dealer to resolve any claims in 04) (arbitration provision that provides "a judicial forum for practically all claims" that automobile dealer could have against purchaser but assigning any claims by the purchaser to arbitration unconscionable); Arnold v. United Cos. Lending Corp., 511 S.E.2d 854, 861-62 (W.Va. 1998) . See cases cited at 1 Farnsworth, supra note
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What is the most suitable continuation to the opinion? Your options are:
A. holding that where a debtor borrowed money from a third party to pay off the holder of a pmsi in the collateral the effect was to extinguish the pmsi the court noted that a finding that the lender enabled the debtor to acquire rights in the collateral as  9107 requires may be possible where a nonselling lender has given value prior to the time the debtor acquires rights in the collateral
B. holding unconscionable an arbitration provision in a consumer lending contract that binds the consumer to relinquish his or her right to a day in court and virtually all substantive rights while the lender retains the right to a judicial forum for purposes of collection and foreclosure proceedings deficiency judgments and all other procedures which the lender may pursue to acquire title to the borrowers real or personal property
C. holding that the fcras provision that a lender may only use and obtain consumer credit information for the purpose of making a firm offer of credit requires that the lender offer something of value as an extension of credit alone
D. holding that the lender was subject to the dtpa because the borrowers purpose in obtaining the loan was the purchase of a house
E. holding lender loses right to a premium when it elects to accelerate the debt and declining to allow lender to avoid the consequences of its choice of acceleration
Reply with [A, B, C, D, E] only.