Identify the unfair aspect with respect to the sentence extracted from an online Terms of Service:
```
please review any respective insurance policy carefully , and in particular make sure that you are familiar with and understand any exclusions to , and any deductibles that may apply for , such insurance policy , including , but not limited to , whether or not your insurance policy will cover the actions or inactions of guests ( and the individuals the guest has booked for , if applicable ) while staying at your accommodation or participating in your experience , event or other host service . 

```
. OPTIONS: ['Unilateral termination' 'Contract by using' 'Choice of law'
 'Limitation of liability' 'None' 'Jurisdiction' 'Unilateral change'
 'Arbitration' 'Content removal'].