Read the following excerpt from a US court opinion:
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motion for summary judgment on this basis, they do not discuss those proceedings in their brief. 30 . See Stiles v. Resolution Trust Corp., 867 S.W.2d 24, 26 (Tex.1993) (stating the general rule that a reviewing court cannot affirm summary judgment on grounds not presented in the motion); see also Lee R. Russ & Thomas F. Segalla, 15 Couch On Insurance 3d § 216:34 (2007) (indicating that settlement with an insurer does not release claims against the insurance agency or agent if claims against them are specifically reserved or if the claim against the insurer, which sounds in contract, is separate from the claim against the agency). 31 . The two-year statute of limitations applicable to the Insureds' negligence cla t *4 (Tex.App.-Houston [1st Dist.] Dec. 9, 2004, no pet.) (mem.op.) . 37 . However, evidence of trust and reliance
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What is the most suitable continuation to the opinion? Your options are:
A. holding that an arbitration award involving the appellants challenge to the failure of the insurance company to ensure that he had read and understood a signed waiver and to attach the waiver to the insurance policy as contrary to public policy is not reviewable by the courts because there is no challenge to a provision or term of the policy the appellant never claimed that the waiver or policy language itself was contrary to the public policy of this commonwealth
B. holding that under georgia law a holder of a master insurance policy is an agent of the insurance company and not the insurer
C. holding that an insurance agent owed no duty to explain the terms of the insurance policy to the insured or to advise him on other alternative policy coverages citing critchfield v smith 151 sw3d 225 230 texapptyler 2004 pet denied moore v whitneyvaky ins agency 966 sw2d 690 692 texappsan antonio 1998 no pet and pickens v tex farm bureau ins cos 836 sw2d 803 805 texappamarillo 1992 no writ
D. holding insurance agent has no duty to advise insured of amount of insurance necessary to cover all potential losses
E. holding that a policy with an excess other insurance clause provides no coverage until a policy with a pro rata other insurance clause is exhausted
Reply with [A, B, C, D, E] only.