Read the following excerpt from a US court opinion:
```
Biotech Corp., 178 B.R. 34, 38-39 (Bankr.D.Mass.1995), held that a certificate of deposit which states on its face "nonnegotiable and nonlransferable” is a general intangible under Rhode Island law. Acknowledging that its holding was against the weight of authority, the court held that "[nonnegotiable, nontransferable certificates of deposit] are not instruments because they are not transferable in the ordinary course of business.” Id. at 39. However, the court made no factual finding as to whether in commercial practice such certificates are in fact transferred, but merely stated, "I do not agree that the 'realities of business practice' need be consulted.” Id. at 38; see also Bank IV Topeka, N.A. v. Topeka Bank & Trust Co., 15 Kan.App.2d 341, 807 P.2d 686, 691 (Kan.Ct.App.1991) ; Prudential-Bache Securities, Inc. v. Bartow
```
What is the most suitable continuation to the opinion? Your options are:
A. holding that a certificate of deposit labeled nontransferable is not an instrument without making any inquiry into actual business practice
B. holding out admission to practice law when not admitted to practice
C. holding that a loan transaction is a business practice under the ucl
D. holding certification is not an occasion for inquiry into the merits
E. holding that the term manufacture applied not only to things made but to the practice of making to principles carried into practice in a new manner to new results of principles carried into practice
Reply with [A, B, C, D, E] only.