typeset version vince attached copy typeset version reading today check make sure changes gave weekend incorporated also writing 200 word summary paper today pass well great day john p call shirley revenue question sent yesterday 134 martin cxl pdf john martin carr p collins chair finance finance department baylor university po box 98004 waco tx 76798 254 710 4473 office 254 710 1092 fax j _ martin baylor edu web http hsb baylor edu html martinj home html