The contribution and income limits for a Traditional Spousal IRA are the same as under a Traditional IRA. The working spouse contributes on behalf of the non-working spouse. The contribution can be up to $5,000 ($6,000 if over age 50) assuming the working spouse has enough income to cover the contribution.he Roth Spousal IRA permits a contribution of up to $5,000 ($6,000 if over age 50). The contribution limits are the same as under the Traditional Spousal IRA.