Mrs. Garcia pays her insurance quarterly at $378. How much does she pay in a year for her insurance?
Since there are three months in a quarter, then there are 12/3 = <T>divide(12, 3)=4.0 quarters in a year.
So, Mrs. Garcia pays $378 x 4 = $<T>multiply(378, 4)=1512 in a year for her insurance.
