Syed Hashemi and Richard Rosenberg, “Graduating the poorest into microfinance: linking safety nets and financial services”, Focus Note No. 34, Consultative Group to Assist the Poor, February 2006. ###>Syed Hashemi et Richard Rosenberg, “Graduating the poorest into microfinance: linking safety nets and financial services”, Focus Note No. 34, Consultative Group to Assist the Poor, février 2006.