If retirement behaviour is to be sufficiently changed by the year 2010, most Member States will need to strengthen their policy efforts and to ensure that they are more far-reaching and better coordinated than at present. ###>Pour modifier suffisamment les comportements en matière de retraite d’ici à 2010, la plupart des États membres devront renforcer leurs efforts en veillant à ce qu’ils soient plus ambitieux et mieux coordonnés qu’aujourd’hui.