Life Priorities - Insights on Finances, Leisure & More Skip To Content Merrill Private Wealth Management Email Client Login Contact Us Please enter a search term Search contains invalid characters. Please re-enter the Search. Merrill Private Wealth Management Working With Us Capabilities Latest Thinking Your Life Priorities Insights to help keep your priorities front and center Research & Insights Industry-leading research and expert analysis are here to help you stay ahead Find an Advisor Contact your advisor Email The goals that matter most to you From taking care of your family to pursuing charitable causes, we have insights on the topics that are important to you. Your Life Priorities All Family Finances Giving Health Home Leisure Work 1 of 1 1 - 10 of 100 results 1 2 3 4 5 6 7 8 9 10 Next The Horizon – Q2 Update Investing through the Reset Period Stepping It Up: Wealth Planning for Athletes and Entertainers 7 keys to getting through a prolonged market downturn Here's what you may want to do — and avoid doing — as you maneuver through an extended decline 4 big Retirement Risks—and How to Prepare for Them You can't control unexpected events in your life and the markets, but these tips can help you limit their impact Market Decode: How bonds work — and what they can do for you Watch this video to get the basics on this key ingredient in a well-diversified portfolio What expenses can a 529 education savings account cover? These plans provide flexibility in how you can use the funds you’ve accumulated to help handle education costs. Alternative investments: More relevant than ever? Hedge funds, private equity and real assets could help you manage volatility as you pursue your goals, but they carry some risks. Here’s what you need to know. Family and the financial priorities of the Hispanic/Latino community A study reveals the concerns and aspirations of affluent Hispanics/Latinos in the United States today What women told us about the advisor-client experience Three articles, originally featured in The New Yorker, explore research analyzing how advisors interact with women clients and suggesting ways to make the experience more empowering. Seven tax planning tips for professional athletes and entertainers Professional athletes and celebrity entertainers appear to lead glamorous lives — traveling first-class to play or perform for adoring fans, staying in luxury hotels and earning tremendous incomes. 1 - 10 of 100 results 1 2 3 4 5 6 7 8 9 10 Next 1 of 1 1 - 10 of 45 results 1 2 3 4 5 Next The Horizon – Q2 Update Investing through the Reset Period ‘Who will take care of my disabled child when I’m gone?’ It’s the question that keeps millions of parents awake at night. Here’s how you can start taking steps to help protect your child’s security — now and for their lifetime. Building Character Raising children under five in the midst of affluence Authored by Merrill Center for Family Wealth ™ The Family Business Loan What Do You Do When Your Children Ask for Money to Start a Business? The Learning Family An approach to family development Authored by Merrill Center for Family Wealth ™ Divorce in mid-life: Fresh starts, new financial challenges for women When a marriage ends, women often see a larger drop in income than men. Consider these key points as you make decisions about splitting your finances as well as your lives. How do families make effective wealth decisions? Defining the purpose, process and perspective of family wealth Older adults and driving safety Driving is one of the most important sources of independence for older adults. As we age, our driving ability changes and eventually diminishes. This article describes how to create an ongoing partnership with elder family members in order to keep them safe on the road, keep their driving skills as sharp as possible and help them make the decision to stop driving at the appropriate time. Empowered Three essential traits to support flourishing in the rising generation Inheritance Styles A road map for the rising generation 1 - 10 of 45 results 1 2 3 4 5 Next 1 of 1 41 - 47 of 47 results Prev 1 2 3 4 5 Be cyber-secure: Hone your password-writing skills with this quiz Use these tips to help keep your financial (and other) online accounts safe The Good Exit How company owners sell their business without regrets. How the next cyber incident may impact you Entire communities can feel the effects — and bear the costs — when cyber criminals breach a single organization. Here's what each of us can do about it. Pathways: Matching estate planning to family culture A strategic approach to estate planning design Authored by the Merrill Center for Family WealthTM — and Strategic Wealth Advisory Group The 'hard assets' side of estate planning Allotting family heirlooms is often a surprisingly tough part of dividing up belongings — but can also make for meaningful discussions about what really matters most. What Dividend Stocks Can Offer A key element of most portfolios, they can be particularly useful when interest rates are low and markets are volatile Preparing for the big 'what-ifs' in your financial life Steps you can take to make sure unexpected events don't interfere with your long-term plans 41 - 47 of 47 results Prev 1 2 3 4 5 1 of 1 11 - 17 of 17 results Prev 1 2 Give with greater impact Gifts to a donor-advised fund can now be invested in sustainable investment strategies that potentially grow your contributions with ESG in mind. Fair, Equal and Equitable A guide for families navigating gifts, estate planning and inheritance Authored by the Merrill Center for Family Wealth™ Charitable vehicles comparison Donor-advised fund or private foundation Decoding the Motivations of America's Most Influential Donors Watch experts discuss the findings from the 2021 Bank of America Study of Philanthropy, conducted in partnership with Indiana University. When help was needed most How affluent households gave back in 2020 Options and opportunities for giving in a changed world The pandemic has created greater philanthropic need — but also caused significant shifts in the ways people are giving. Here's how donors can respond. Selecting the appropriate charitable vehicle 11 - 17 of 17 results Prev 1 2 1 of 1 ‘Who will take care of my disabled child when I’m gone?’ It’s the question that keeps millions of parents awake at night. Here’s how you can start taking steps to help protect your child’s security — now and for their lifetime. Older adults and driving safety Driving is one of the most important sources of independence for older adults. As we age, our driving ability changes and eventually diminishes. This article describes how to create an ongoing partnership with elder family members in order to keep them safe on the road, keep their driving skills as sharp as possible and help them make the decision to stop driving at the appropriate time. Health savings accounts explained Answers to 9 questions many people have — from who’s eligible to what costs these accounts can help you cover Aging and your wealth Many families delay difficult discussions until a health crisis hits. But with life expectancy on the rise and the cost of long-term care steadily increasing, the time to start the conversation may be now. Ten Things to Do if You Are Moving To Florida 1 of 1 Ten Things to Do if You Are Moving To Florida Securing the things you connect to the internet Connected, or “smart,” devices are fun and convenient — but they can gather and transmit sensitive information about your life and family. Here are steps you can take to maintain household security. Your family, your vacation home Second homes speak to what many families value most. They’re a place to gather, spend time together and build memories. And keeping them in the family over generations requires planning, attention to detail and work. Authored by the Merrill Center for Family Wealth™ How cyber criminals engineer deception online “Social engineering” ccombines technology, our willingness to trust and deception to scam us out of money and sensitive data Pathways: Matching estate planning to family culture A strategic approach to estate planning design Authored by the Merrill Center for Family WealthTM — and Strategic Wealth Advisory Group 1 of 1 Seven tax planning tips for professional athletes and entertainers Professional athletes and celebrity entertainers appear to lead glamorous lives — traveling first-class to play or perform for adoring fans, staying in luxury hotels and earning tremendous incomes. Ten Things to Do if You Are Moving To Florida Yacht financing can be used to complement your goals Interested in purchasing or refinancing a ranch, farm or vineyard? Your family, your vacation home Second homes speak to what many families value most. They’re a place to gather, spend time together and build memories. And keeping them in the family over generations requires planning, attention to detail and work. Authored by the Merrill Center for Family Wealth™ Art Market Update: Fall 2021 1 of 1 1 - 10 of 11 results 1 2 Next The Family Business Loan What Do You Do When Your Children Ask for Money to Start a Business? Changing the game: women are ready to invest in their financial future While the number of female sports professionals and salaries have increased dramatically since Title IX, these athletes need to make financial wellness a key part of their game plan. Digital article with our own Sports & Entertainment leaders talking about this subject. Getting Ready to Sell Your Company Stock? Diversifying your equity holdings in your company comes with a host of potential regulatory and investor perception pitfalls. A structured framework in the form of a Rule 10b5-1 Trading Plan could help smooth the way. Switching jobs? Here’s how to keep your finances on track. There’s much more than salary to consider when weighing a new job offer — and many financial decisions to make after you accept. These insights can help. Risk takers, strivers, achievers — leading the way to greater equality Black/African American women are smoothing the path for the next generation of women in the workplace, offering career lessons for us all. Why it’s not ‘business as usual' for women entrepreneurs They overcome financial hurdles to start businesses at a higher rate than men. How women do it offers lessons for all aspiring entrepreneurs. Avoiding a ransomware lockout Cybercriminals routinely attempt to hold businesses hostage with malware that encrypts data and can freeze an organization's network. Here's how you can make it harder for them to succeed. Be cyber-secure: Beware of these business email scams Steps you can take to defend against phishing, smishing and other forms of cyber threats 5 ways to fund your startup Use these tips to decide which option might be right for you Be cyber-secure: Ways to protect your business and your customers Cyber criminals uncover and target hundreds of new vulnerabilities every minute. Are you prepared? 1 - 10 of 11 results 1 2 Next 1 of 1 1 of 1 Latest Thinking Understanding a transforming world Privacy Security Web Accessibility Legal Information Contact Us ML.com Form CRS & Other Resources BrokerCheck Advertising Practices Investing involves risk. There is always the potential of losing money when you invest in securities. Asset allocation, diversification and rebalancing do not ensure a profit or protect against loss in declining markets. Merrill, its affiliates, and financial advisors do not provide legal, tax or accounting advice. 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