Penny: Is Leonard around? Take some. Penny: I don't know, but I may have to find a cheaper place to live. Leonard: Do you guys remember Penny's ex-boyfriend Kurt? Say hi to Kurt for us. Sheldon: They did. Scene: Outside Kurt's door. Leonard: Okay, how about this? Penny's in kind of a financial jam, and the money that you owe her would go a long way to solving her problems. Kurt: And she sent you to get it from me? Scene: Leonard's car. (Leonard has "I owe Penny $1800, Kurt" written on his forehead.) Sheldon! Penny: Well, I cut back my expenses like you said and picked up a few more hours at the restaurant, but the biggest thing was, out of the blue, Kurt shows up and gives me the money he owes me. Leonard: Penny's hooking up with her jerk of an ex-boyfriend and I have indelible ink on my forehead!
Plan: A: financial difficulties; Q: What is Penny in? A: a new place; Q: What might Penny need to find to live? A: Sheldon; Q: Who lends Penny money to help her find a new place to live? A: Leonard; Q: Who learns that Penny owes Kurt $1,800? A: her expenses; Q: What does Leonard try to help Penny cut? A: her ex-boyfriend Kurt; Q: Who owes Penny $1,800? A: the money; Q: What did Leonard and the guys try to recover from Kurt? A: Leonard's forehead; Q: Where did Kurt write "I owe Penny $1800, Kurt"? A: indelible ink; Q: What did Kurt use to write on Leonard's forehead? A: Leonard's visit; Q: What did Kurt not tell Penny about? Summary: Penny is in financial difficulties and might even need to find a new place to live. After discussing this with her, Sheldon does the logical thing and lends her some money which she can repay at her leisure. When Leonard learns about Penny's problems, he tries to help her cut her expenses, and in the process learns that her ex-boyfriend Kurt owes her $1,800. Without telling Penny, Leonard and the guys go to Kurt's place to recover the money. They are unsuccessful, though Kurt writes "I owe Penny $1800, Kurt" on Leonard's forehead in indelible ink. Penny later repays Sheldon after Kurt unexpectedly repays her but, much to Leonard's disappointment, Kurt did not tell Penny about Leonard's visit, instead taking the opportunity to try to get back together with her.