query: What's a tort?
passage: Tort
A tort, in common law jurisdictions, is a civil wrong[1] that causes a claimant to suffer loss or harm resulting in legal liability for the person who commits the tortious act.
passage: Tort
Modern torts are heavily affected by insurance and insurance law, as most cases are settled through claims adjustment rather than by trial, and are defended by insurance lawyers, with the insurance policy, a deep pocket limit, setting a ceiling on the possible payment.[16]