 TITLE: What Is a 609 Dispute Letter? CONTENT: What Is Section 609?\n--------------------\nSection 609 refers to a section of the Fair Credit Reporting Act (FCRA) that addresses your rights to request copies of your own credit reports and associated information that appears on your credit reports. Section 609, oddly enough, doesn't have anything to do with your right to dispute information on your credit reports or a credit reporting agency's obligations to perform investigations into your disputes. There is no such \"609 Dispute Letter\" anywhere to be found in the FCRA.\nThe FCRA does, in fact, include a considerable amount of language memorializing your rights to dispute the information found in your credit reports. But it's in section 611 of the statute, rather than in section 609. Thanks to section 611, we all enjoy the right to dispute information we believe to be incorrect or unverifiable. And if the disputed information cannot be verified or confirmed, then it must be removed. END