 TITLE: Is Debt Counseling a Good Idea? CONTENT: The Final Word on Debt Counseling\n---------------------------------\nThe best debt counseling services are often nonprofit agencies that have consumers' best interests at heart. Their services, which are typically free or relatively inexpensive, are designed to help folks strengthen their finances and make a plan for repaying their debts. This mission goes hand in hand with financial empowerment. Checking your free credit score and credit report with Experian can help you take control of your financial health and stay on top of your credit over the long haul. END