 TITLE: How Do I Remove a Mortgage From My Credit Report After a Divorce? CONTENT: Does a Divorce Decree Remove a Mortgage From Your Credit Reports?\n-----------------------------------------------------------------\nWhen you go through a divorce, you and your soon-to-be ex-spouse will have to agree on certain aspects of your separation. Part of that agreement will likely be representations or commitments to the court that you will perform certain duties, such as continuing to pay your credit obligations. This agreement is called a divorce decree.\nA divorce decree is between you, your ex-spouse and the court. And contrary to popular belief, these decrees do not supersede or override your existing contracts with your creditors. As such, just because the divorce decree assigns payment responsibility for your joint mortgage to your ex-spouse, you're still legally liable for the debt.\nBecause you are still liable for the debt, the lender or servicer will likely continue to furnish the payment activity to the credit reporting agencies. Since it's on your credit reports, the mortgage loan will continue to be considered by credit scoring systems such as FICO. END