 TITLE: What Is an Identity Theft Affidavit? CONTENT: Do I Need an Identity Theft Affidavit to Report Fraudulent Use of One of My Accounts?\n-------------------------------------------------------------------------------------\nIn most cases, an Identity Theft Affidavit is not needed to report fraud on any of your accounts. They are typically used to dispute new accounts that have been opened in your name. However, your lender may require you to fill out a Identity Theft Affidavit in order for them to complete a fraud investigation on your account.\nEach creditor or business will have its own fraud protocols, and it's important you contact each one directly to see what they require when reporting identity theft or fraud. In some cases they may want a police report and may even ask for a notarized Identity Theft Affidavit. In other cases, they may resolve the fraud internally without additional documentation.\nEven if you have not reported the fraud to the FTC or police, if you've noticed anything unusual on any of your existing accounts, or found new accounts that are not yours, contact the companies immediately to create a record of your situation. If fraud has occurred on an existing account, the lender will likely close the account and issue you a new account number, which should help protect you by ensuring the fraud does not continue. END