 TITLE: Can You Freeze a Credit Score? CONTENT: Who Can View My Credit Report When It's Frozen?\n-----------------------------------------------\nWhen you freeze your credit reports, only the following people and organizations can view the information found in them:\n*   You\n*   Existing creditors or debt collectors acting on their behalf\n*   Government agencies responding to a court order, subpoena or search warrant\n*   Insurance companies accessing your report for the purpose of insurance underwriting\n*   Anyone accessing your credit report for employment, tenant or background screening purposes\nA credit freeze also won't stop you from receiving prescreened offers. This is because when a lender sends a prescreened (or preapproval) offer, it's not based on a check of your credit reports. Instead, lenders will request a list of people from the credit bureaus based on their criteria, such as a minimum credit score.\nIf you'd like to stop these offers, you can make a request at OptOutPrescreen.com or call 888-567-8688. END