 TITLE: Can You Pay to Have Your Credit Fixed? CONTENT: How to Fix Your Credit Without Paying\n-------------------------------------\nIt's important to know that you have the power to repair your own credit, for free. One of the most important rights conveyed by the Fair Credit Reporting Act is the right to dispute any information on your credit reports you feel is incorrect and to have that information corrected or removed if it is found to be inaccurate. The dispute process is available to you at no cost.\nTo ensure your credit reports are accurate, review them periodically. You can view credit reports from each of the credit bureaus for free once every 12 months at AnnualCreditReport.com. There are also several states with laws providing for additional free credit reports, and other conditions whereby credit reports are available at no cost. You can also check your Experian credit report for free every 30 days once you create an account. END