 TITLE: How Much Does Credit Score Affect Auto Insurance Rates? CONTENT: How to Improve Your Credit Score\n--------------------------------\nWhile credit scores and credit-based insurance scores may be different, both types of scores consider similar behavior. If you have a high credit score, your credit-based insurance score is probably also high. If your credit score is low, taking action to improve it is likely to also give your credit-based insurance score a bump. Here's what you can do:\n*   Pay your bills on time every month as agreed.\n*   If you miss a payment, bring your account current as soon as possible.\n*   Decrease your credit utilization rate by paying down credit card debt.\n*   Check your credit report to ensure all the information there is accurate and up to date.\nYou can't check your credit-based insurance scores online, but Experian offers free access to your credit report and a credit score based on your Experian credit file. Using these tools, you can monitor your credit and get tips for improving your score. END