 TITLE: How to Improve Your Credit Score in 30 Days or Less CONTENT: Fastest Ways to Improve Your Credit\n-----------------------------------\nIt's unlikely you'll be able to get your credit score to where you want it in just 30 days, but there are some actions you can take that can improve your score more quickly than others:\n*   **Pay off credit card debt.** Your credit utilization rate changes as your credit card and other revolving credit account balances change. If you have the means to pay down large balances in a short period—either with cash or via a consolidation loan—your credit score will be updated as soon as your lenders report the lower balance.\n*   **Become an authorized user.** If you have a family member who has a credit card with a positive history, consider asking them to add you to the account as an authorized user. Once that's reported to the credit bureaus, the entire history of the account will be added to your credit reports, which can help improve your score.\n*   **Use Experian Boost™† .** Historically, only credit accounts have been reported to the national credit bureaus. But with Experian Boost, you can also add your utility, phone and even streaming service payments to your Experian credit file in order to try to boost your credit score. To use this free tool, you'll connect your bank account and verify eligible positive payments. Once they're added to your Experian credit report, you'll be able to see the results instantly.\n*   **Dispute credit report inaccuracies.** Rarely, creditors may report inaccurate or unsubstantiated information to the credit bureaus. Check your credit report regularly to make sure everything is accurate. If you find something that isn't, file a dispute with the credit bureaus. If their investigation supports your claim, the information will be removed or modified and your credit score will reflect that change.\nAgain, improving your credit can be a long process, but taking these steps can give you a head start and give you the chance to see improvements early on in the process. END