 TITLE: Student Loan Refinancing: What It Is and How to Do It CONTENT: What Credit Score Do You Need to Refinance a Student Loan?\n----------------------------------------------------------\nLike other private student loans, refinance loans require good or excellent credit to qualify.\nWhile 670 is generally the base credit score you'll need to be eligible, a higher score is even better. That's because when refinancing student loans, your aim is to get a new loan at an interest rate that is meaningfully lower than your prior rates. The better your credit—and your overall financial profile—the lower the interest rate you'll likely receive.\nIf your FICO® Score is below 670, explore working with a cosigner or wait and apply after your credit improves. You can also consider other ways to pay off student loans faster on your own. You can send extra funds to the loans with the highest interest rates to get rid of them sooner, for instance, which will also save you money on interest over the long term. END