 TITLE: Does My Child Have a Credit Report? CONTENT: Warning Signs of Child Identity Theft\n-------------------------------------\nIt can take a lot of time before identity theft is detected, and by the time it is, your child's report may be riddled with fraudulent and past-due debts. Pay attention to the common warning signs of child identity theft:\n*   Credit card statements or bills addressed to your child\n*   Collection notices listing your child as the debtor\n*   Calls to your home from collection agencies, asking for your child\n*   An increased amount of mail addressed to your child from mysterious companies\n*   An inaccurate medical bill or statement of benefits associated with your child's name\n*   A notice that your child owes back income tax\n*   Preapproved credit offers in your child's name\nWatch out for these red flags. Some may be waving before any wrongful account shows up on your child's credit reports. END