 TITLE: Does Your Income Appear on Your Credit Reports? CONTENT: Lenders May Ask for Income Information\n--------------------------------------\nLenders often factor your income into their lending decisions and, under the Credit CARD Act of 2009, they are legally obligated to do so in many cases. They typically ask about your income on credit applications and may require proof, in the form of a pay stub or tax return, before finalizing lending decisions.\nSometimes creditors ask for proof of employment and the name of your employer on credit application as well. If they do so, the names of past employers may appear in the personal information section of your credit report. Like other items in the personal information section, those employers have no bearing on your credit standing or credit scores. END