 TITLE: Can You Combine Credit Card Accounts? CONTENT: How Does Combining Cards Affect Your Credit?\n--------------------------------------------\nA common misconception about combining credit card accounts is that it will magically lift your credit score. That's because some folks think the number of credit cards you carry negatively impacts your score. However, factors like how much of your credit you are using and whether you are making payments on time are much more important. In fact, carrying more cards and having a higher overall credit limit can help your credit score if you manage the cards responsibly and keep balances low. END