 TITLE: First Progress Platinum Prestige Secured Card: Low Interest Credit CONTENT: Credit-Building Potential Is the Primary Benefit\n------------------------------------------------\nThe First Progress Platinum Prestige Mastercard® Secured Credit Card does one thing well: It helps you build your credit history so you can take advantage of better credit cards and loans with lower interest rates in the future.\nThere's no requirement for a minimum credit score or credit history, so this card may be easier to get than a traditional unsecured credit card. You'll need to make a secured deposit of at least $200 to open this card, and however much you deposit will be your new credit limit. First Progress will hold on to this deposit until you close your card, after which it'll return your deposit—assuming you've paid off the card completely.\nFirst Progress will also report how you're using your credit card every month to each of the three credit bureaus (Experian, TransUnion and Equifax), which can help increase your credit scores over time as long as you use the card responsibly and pay your bill on time every month.\nThe rules of managing your credit card well are the same as for any credit card:\n*   Always pay your credit card bill on time.\n*   Pay off your credit card balance in full every month, if possible.\n*   If you must carry a balance, keep it as low as possible.\nIf you can do these things consistently with this credit card, you can be well on your way to a better credit score. You can track your score over time with Experian. END