 TITLE: Why Do I Only Have a Credit Score With One Credit Bureau? CONTENT: What Is a Credit Score?\n-----------------------\nA credit score is a three-digit number that indicates your level of credit risk. Credit scores are calculated using sophisticated scoring algorithms that consider much of the information from your consumer credit reports. Most of the commonly used credit scores—those from FICO® or VantageScore—range from 300 to 850. A lower score indicates elevated credit risk, and a higher score indicates lower credit risk. END