 TITLE: Do Parking Tickets Affect Your Credit Score? CONTENT: What Type of Public Records Affect Your Credit?\n-----------------------------------------------\nAlthough public record information on civil judgments, tax liens and parking tickets won't show up on your credit report, bankruptcies will—and they can have a severe negative impact on your credit score.\nA Chapter 7 bankruptcy stays on your credit report for 10 years from the date of filing; a Chapter 13 bankruptcy stays on your credit report for seven years. Both types of bankruptcies are likely to affect your credit scores, as well as lenders' decisions about your creditworthiness. Having a bankruptcy on your credit report can make it more difficult to get approved for loans or could mean higher interest rates even if you are approved. END