 TITLE: How to Get Help Paying Medical Bills CONTENT: Look to a Loan as a Last Resort\n-------------------------------\nIf you aren't able to get on a low-cost payment plan or find enough help elsewhere, you might consider taking out a loan to pay your medical bills or use a credit card.\nGenerally, this is a last resort as loans and credit cards (including medical credit cards) carry interest rates and fees that add to your overall costs. You also want to be careful about using a secured loan, such as a home equity loan or line of credit, to pay for medical bills, as they can cause you to lose your property if you fall behind on payments.\nThere may be a few exceptions, though. For example, if you have good credit and a decent income, you may qualify for a low-rate personal loan. Or, you may be able to get a credit card with an introductory 0% annual percentage rate, allowing you to pay off the debt over time without paying additional interest. END