 TITLE: What Is an FHA Loan? CONTENT: See if Your Credit Score Qualifies\n----------------------------------\nWhile a lifetime of mortgage insurance payments isn't so fun, the perks of an FHA loan may far outweigh that drawback. For homebuyers with minimal savings or credit that needs improvement, an FHA loan may be within reach when a conventional loan is not. Make sure to check your free Experian credit score to see if you might be eligible for an FHA loan. If not, it's an indicator that it's the right time to start building or repairing your credit. END