 TITLE: Should You Use a Credit Card to Pay for Wedding Expenses? CONTENT: Disadvantages of Using a Credit Card to Pay for Wedding Expenses\n----------------------------------------------------------------\nWe wish it could be all discounted honeymoon flights and fun, but there are several reasons you may want to avoid using your card:\n*   **You could go into debt.** Credit cards are a very convenient option, which can make it easier to overspend. Starting a marriage with credit card debt is something many couples would prefer to avoid. But if you have a plan to pay it off, and can afford to do so, you may feel comfortable using a credit card to cover some wedding costs.\n*   **You could face high interest rates.** Unless you pay off charges before the end of a 0% intro APR period, any balance you carry may face steep interest charges. Credit cards tend to have much higher interest rates than other financing options, such as personal loans. Even with generous card benefits, interest charges can easily put you in the red if you're not careful.\n*   **You could hurt your credit score.** Buying a home after the wedding? A good credit score can unlock affordable loan rates. Wedding purchases that max out your card or increase your credit utilization ratio, however, could drag down your score. Missing one or more payments on a credit card can take a major toll on your credit score.\n*   **You could incur fees.** Rewards cards can become far less appealing if you have to pay a steep annual fee. Some wedding vendors may also charge a processing fee for credit card payments, tacking up to 4% more onto your purchases. END