 TITLE: At What Age Can You Expect Your Best FICO<sup>®<\/sup> Score? CONTENT: Consumers' FICO® Scores Increase Most From Their 50s to 60s\n-----------------------------------------------------------\nThe largest jump in FICO® Scores happens from consumers' 50s to 60s. The average FICO® Score for those ages 50 to 59 is 703 as of Q2 2019, compared with 733 among those ages 60 to 69.\nAverage estimated household income also peaks when consumers are in their 50s, reaching a high of $83,467 in Q2 2019—up from $79,390 in Q2 2015. That may make it more possible for those with debt to pay it off, contributing to an increase in average FICO® Scores during this time. Credit utilization, or the amount of credit a consumer uses relative to their overall credit limit, has the second-largest impact on credit scores, just after payment history. END