 TITLE: What You Need to Know About the New FICO<sup>®<\/sup> 10 Scores CONTENT: *   If you have a good credit report and good FICO® Scores already, you're likely to have an even higher score under FICO® 10. Consumers with good credit will tend to score higher under the newer scoring models.\n*   If you have poor FICO® Scores already, you're likely to have a lower score under FICO® 10. Consumers with poor credit tend to score lower under the newer scoring models.\n*   If your credit report at any of the credit reporting agencies does not qualify for a FICO® Score, your credit report will not qualify for a score under FICO® 10 either. Credit reports must meet a variety of minimum data standards to be considered \"scoreable\" under any of the FICO® credit scoring models. In early 2020, however, Experian will begin offering Experian Lift to lenders, which will help them to score a consumer with no traditional credit file. This could help more consumers qualify for credit products.\n*   The FICO® Score 10 range will be the same as previous versions of FICO® Scores: 300 to 850.\n*   If you use Experian Boost™† as a strategy to improve your FICO® and VantageScore credit scores at Experian, this will also continue to work with FICO® 10 and 10 T. END