 TITLE: How One “Credit Invisible” Went From No Credit Score to 745 in Less Than Two Years CONTENT: Check Your Credit Reports\n-------------------------\nCampbell's success story demonstrates that it's possible to go from being credit invisible to having a stellar score in a short period of time. But as you build your credit history, you should also be checking your credit reports from the three bureaus to make sure your information is being reported correctly and that there are no inaccuracies dragging your credit scores down.\nYou can get a free credit report from Experian. There's no credit card needed to sign up, and you will have access to an updated report every 30 days. You're also entitled to a free report from each bureau once a year, which you can access at AnnualCreditReport.com.\nWhen you check your reports, review them to make sure your identifying information is correct and that the accounts are accurate. If you do find an error, you can dispute it with the bureau directly. You can easily initiate a dispute online with Experian.\nYou can also check your credit scores through Experian, which makes it easy to understand your progress. You'll get information on your scores, along with explainers on why they stand where they do. END