 TITLE: How to Maintain Your Credit During a Crisis CONTENT: Evaluate Your Current Financial Situation\n-----------------------------------------\nDuring a crisis like the coronavirus pandemic, it's important to know your financial state. Check your account balances and assess how much you have in checking, savings and in debt. Estimate how far your savings will go if you or your partner becomes unemployed and how much more you might need to set aside for an emergency. You may want to adjust your budget and redirect at least some of your disposable income to savings or debt to help you weather current or potential reductions in income.\nAn economic downturn may prompt you to reevaluate your investment strategy, particularly if you're close to retirement. But it may not be the best time to make drastic moves with investment and retirement accounts, especially if it's an emotional or impulsive decision. If you're not sure how to best evaluate your current financial situation and adjust accordingly, consult an expert, such as your company's 401(k) representative. Depending on your situation, a certified financial planner, investment advisor or credit counselor can help you make a plan that will give you peace of mind. END