 TITLE: How to Improve Your Credit Score During a Recession CONTENT: Catch Up on Past-Due Payments\n-----------------------------\nKeeping up with your payments is critical to maintaining good credit during a recession. Your payment history is the single most important factor in your credit score, accounting for 35% of your FICO® Score☉ (the most commonly used score). Even one missed payment can have a negative impact on your credit score.\nIf you're behind on any of your payments, make it a point to catch up as quickly as possible. Once your accounts are current, be sure to stay on top of your payments. If you have trouble remembering when payments are due or you have a lot of credit accounts to keep track of, consider setting up automatic payments for the minimum amount due. This will ensure you never miss a due date. END