 TITLE: What Is an Unsecured Personal Loan? CONTENT: Advantages of Unsecured Personal Loans\n--------------------------------------\nThere are several reasons you may want to take out an unsecured personal loan rather than borrow money another way:\n*   They're often installment loans with a fixed interest rate, which can make it easier to plan and budget around.\n*   Depending on your creditworthiness, you could borrow a large amount of money without putting your personal property at risk.\n*   You may get approved for a lower interest rate than you could with other types of unsecured loans, such as a credit card.\n*   You can usually choose from different terms to alter the monthly payment.\n*   You can use the money to pay for a variety of expenses. END