 TITLE: How Long Will It Take to Repair My Credit History? CONTENT: Should I Hire a Credit Repair Company to Speed Up the Process?\n--------------------------------------------------------------\nCredit repair is a process whereby a consumer hires a company to submit dispute letters to the credit reporting companies on their behalf. Credit repair letters, which often simply dispute everything negative on a consumer's credit report, don't result in a different dispute or resolution process than the one takes place when you send a dispute letter on your own. More important, you could pay dearly for these services, which you can do for free yourself.\nThere isn't anything a credit repair company can do for you that you can't do for yourself. A credit repair company must disclose this fact to you prior to them performing any services on your behalf. This is one of the many requirements the Credit Repair Organizations Act puts on credit repair companies. END