 TITLE: When Should I Lock In My Mortgage Rate? CONTENT: Get Your Credit Mortgage-Ready\n------------------------------\nWhile market conditions play a huge role in mortgage interest rates, so does your credit score. The better your credit, the better chance you have of qualifying for a mortgage and landing lower interest rates. So before applying for a loan, take some time to get your credit mortgage-ready. You can monitor your credit for free through Experian to watch your progress and find ways to further improve your score. END