 TITLE: Is It Easy to Get a Personal Loan? CONTENT: How Fast Can I Get a Personal Loan?\n-----------------------------------\nHow soon you can get a personal loan depends on the lending institution you choose. Some take hours, while others can take a couple of weeks. In some cases, you may be able to compare rates using an online loan comparison tool—you'll be prequalified with a soft credit check, which won't impact your credit scores.\nTaking out a personal loan from an online lender is typically faster than more conventional options like banks and credit unions. That's because you can get preapproved and submit required information through the lender's website. After filling out an initial application form, you'll be able to see what rates you qualify for as well as how much you can borrow within a few minutes.\nFrom there the lenders will ask you to submit more personal information, such as your mailing address and government-issued ID, and they'll pull your credit report to do a credit check. If you are approved, most online lenders will distribute loan funds as soon as the same business day, depending on the time of approval and how soon you verify your bank account information. It may take a few days for your bank to receive funds.\n> Find the best personal loans in Experian CreditMatch™. END