 TITLE: 7 Financial Tips for LGBTQ Newlyweds CONTENT: 6\\. Consider Long-Term Care Insurance\n-------------------------------------\nAs newlyweds, the last thing you may want to think about is becoming elderly or infirm. But it's vital for LGBTQ couples to consider how they want to spend their older years. Despite laws that are supposed to help, nearly half of older same-sex couples have experienced housing discrimination, according to nonprofit advocacy organization SAGE.\nTo avoid this, you could plan to live in an LGBTQ-friendly long-term care facility, though cost is a significant concern for couples, according to a UBS survey. Updating your home to allow aging in place and receiving in-home care is another way to mitigate discrimination, but it's not cheap either. Long-term care insurance can help cover the cost of living in the affirming facility of your choice, and in some cases, paying for at-home care, according to UBS. Premiums are less expensive the younger you are and can help save you money later—and remain more comfortable and safe. END