 TITLE: How to Pay Off Student Loans as a New Graduate CONTENT: How Paying Off Student Loans Affects Your Credit\n------------------------------------------------\nMaking your student loan payments on time has a positive impact on your credit score. Having student loans along with other forms of credit, such as credit cards, an auto loan or a mortgage loan, can also help increase your score.\nOnce you fully pay off your loans, you may notice your credit score lower slightly. This may be because the account has been closed and you're no longer making payments, so that positive payment history isn't helping your credit as much as it was previously.\nBut in general, you'll typically see your score bounce back from this temporary dip. Overall, paying student loans responsibly can help build your credit. END