 TITLE: Can Someone Run a Credit Check Without My Permission? CONTENT: What Can I Do to Keep Someone From Getting My Credit Report?\n------------------------------------------------------------\nBe vigilant and make sure to check your credit often so you know who is viewing your credit reports. This can help you keep track of your credit applications and can also protect you from fraud, as a new hard inquiry could indicate that a fraudster tried to open an account in your name.\nMake sure you read all the fine print when applying for products or services and when inquiring about new credit. It may be unclear when a hard inquiry will be recorded as a result of an application or request, so it's helpful to read carefully to make sure you're not racking up inquiries without knowing it.\nIf you're not sure who has checked your credit it the past two years, get a free copy of your credit report from Experian to see what appears. You can also check out Experian's CreditWorksSM product to learn how you can periodically monitor your credit file and be alerted when changes occur in your credit file. END