 TITLE: How Buy Here, Pay Here Dealer Financing Works CONTENT: The Bottom Line\n---------------\nGetting approved for an auto loan with bad credit or no credit history at all isn't easy, but it is doable. Buy here, pay here dealerships offer financing to people with less-than-stellar credit, but the drawbacks tend to outweigh the benefits.\nInstead, check your credit score and report, and take a step back to consider other options that can help you achieve your goal and cost you less in the long run. END