 TITLE: How to Get Out of a Car Loan You Can’t Afford CONTENT: Don't Forget About Your Credit Score\n------------------------------------\nIf your budget is tight and you can't afford your car payments, your primary concern may understandably be about your current situation and needs. But it's also important to think about the potential long-term ramifications of surrendering the car or having it repossessed.\nAs you consider your options for getting relief from your auto loan, make sure you understand how they can affect your credit and how you can minimize that impact. You can get a free copy of your credit report from all three major credit bureaus through AnnualCreditReport.com. You can also get your free credit report and score directly from Experian. Or consider using your Experian account to monitor your credit score, so you always know where you stand, and keep track of fluctuations, so you can address potential issues as they arise. END