 TITLE: What Is a Subsidized Loan? CONTENT: Are There Fees for a Subsidized Loan?\n-------------------------------------\nFederal subsidized loans do come with some fees. You'll pay a loan fee based on a percentage of the loan amount, which is deducted from each payout. According to the most recent data, loans disbursed on or after October 1, 2019, and before October 1, 2020, had a loan fee of 1.059% (the same fee applies to both subsidized and unsubsidized loans).\nJust like with any loan, you'll also pay interest in exchange for borrowing money. The interest rate on subsidized loans disbursed on or after July 1, 2019, and before July 1, 2020, is 4.53%. END