 TITLE: Your 9 Most Common Credit Questions, Answered CONTENT: How Often Is My Credit Score Updated?\n-------------------------------------\nYour credit score can change whenever new relevant information is reported to your credit file. Since this can happen at any time, your score could be different daily or even by the minute depending on when you or a lender requests it.\nHere are a few examples of updates that can affect your credit score:\n*   Payments\n*   Changes to an account balance\n*   Increases or decreases in your outstanding debt\n*   New credit inquiries\nBecause your credit score can change frequently, don't worry excessively about minor fluctuations. On the other hand, monitoring your credit regularly using a service like Experian's free credit monitoring can help you stay on top of cyclical changes to your credit score—and help you detect new credit inquiries that may be the result of identity fraud.\nFor more, see:\n*   What if Your Credit Score Doesn't Change?\n*   How Often Is a Credit Report Updated?\n*   Hard vs. Soft Inquiries on Your Credit Report END