 TITLE: What Happens When Loan Forbearance Ends? CONTENT: When Credit Card Forbearance Ends\n---------------------------------\nIf a credit card issuer agrees to give you forbearance on your account (sometimes referred to as deferment), relief may include one or more of the following:\n*   A reduction in your minimum payment amount\n*   Permission to skip one or more payments (without incurring a penalty or extra interest charge)\n*   An increase in your borrowing limit\n*   A reduction in your interest rate\nCredit card forbearance does not stop interest charges from accumulating on your account balances, and those charges can add up quickly. If you have a high balance and are making minimum payments (or none at all), interest can snowball quickly.\nIf you can't resume making regular payments after your credit card forbearance period ends, the card issuer could reduce your borrowing limit, block you from making new purchases, or force you to accept a plan for settling your balance in fixed installments.\nThe last option would result in a notation on your credit report indicating the account was \"closed at credit grantor's request.\" Missing an installment payment in this arrangement, like missing a regular credit card payment, would lead to a delinquency being recorded on your credit report, and that could have a significant negative impact on your credit score. END