 TITLE: Do You Need Pet Insurance? CONTENT: Do Pet Insurers Check Credit Scores?\n------------------------------------\nOne thing that is unlikely to affect your rate is your credit. It's somewhat murky as to whether pet insurers will use credit scores in any form to determine your policy cost, but the elements listed above will play a far more significant role even if your credit is a factor.\nSome states ban the practice of insurers using credit as a factor in insurance premiums, while others allow it. Some insurers in some states may use it as a factor in pet insurance. Regardless, it's always beneficial to maintain good credit by paying your bills on time and keeping your credit card balances low. END