 TITLE: Is Debt Counseling a Good Idea? CONTENT: How to Find a Debt Counselor\n----------------------------\nNarrowing your search to nonprofit credit counseling agencies is the best approach, as you want a counselor who's certified and acting in your best interest. Part of the journey is also understanding your rights. As a consumer, you can cancel debt counseling services whenever you like. Agencies are also legally obligated to provide written contracts for their services. Know that you can also report a debt counseling agency for any wrongdoing by reaching out to the office of your state's attorney general.\nAdditionally, organizations like the Financial Counseling Association of America and the National Foundation for Credit Counseling are trusted sources for locating a certified credit counselor. You can also find an updated list of approved credit counseling agencies in your state by consulting the U.S. Department of Justice website. END