 TITLE: How to Lower Your Energy Bill CONTENT: How Your Energy Bill Can Affect Your Credit Score\n-------------------------------------------------\nLowering your energy bill can help free up funds that can be used to meet financial goals. Your energy bills could affect your credit health—both positively and negatively.\nUtility accounts aren't automatically reported to the credit bureaus, but if you miss or fall behind on your payments, the utility provider could turn the account over to a collection agency. A collection account could end up on your credit report and hurt your credit.\nPaying your energy bill on time every month can also mean good news for your credit score. With Experian Boost™† , you can receive credit on your Experian credit report for timely utility, telecom and streaming service payments—which can help improve your credit scores. In fact, Boost users whose scores go up see an average credit score increase of 13 points when adding these payments to their credit reports. END