 TITLE: Do Library Fines Affect Your Credit Score? CONTENT: Checking Out Ways to Improve Your Credit\n----------------------------------------\nAlthough chances are slim that library fines from your past will rise up and lay waste to your credit, worrying about this possibility—or a million other potential surprises—can still keep you up at night. If you're concerned about negative information showing up on your credit report, the best remedy is to check it. You can access your credit report from all three credit reporting agencies at AnnualCreditReport.com, or download your Experian credit report and FICO® Score based on Experian data for free at any time.\nIf you're getting ready to apply for a loan or credit card, you may be able to improve your credit score by factoring in on-time payments for utilities, phone bills and even streaming services for free using Experian Boost™† . END