 TITLE: Platinum Select Mastercard® Secured: Build Credit With No Credit Check CONTENT: No Minimum Credit Requirements\n------------------------------\nWhile secured cards are designed for people who are building or rebuilding their credit, some cards still have minimum credit requirements. The Platinum Select Mastercard® Secured Credit Card doesn't, which means you may be approved even if you recently had a discharged bankruptcy or are brand new to credit and don't have any credit history.\nFirst Progress does a \"soft pull\" on your credit report to verify your identity, but this does not record an inquiry and will not affect your credit. If you don't have a credit file, First Progress may ask for alternative forms of identification, such as a government ID and utility bill.\nKeep in mind, though, you could get denied for non-credit reasons. For example, First Progress doesn't offer cards to residents of Arkansas, Iowa, New York and Wisconsin. You also might not be able to get another First Progress card if you've previously been approved for a card through them. END