 TITLE: Does Removing an Old Address Affect Your Credit Score? CONTENT: In addition to information credit scoring models use to calculate your credit score, your credit report includes personal identifying information such as your name, aliases and addresses that are used to help verify your identity and match you to your credit history. Experian uses this identifying information to differentiate your credit history from the other 220 million consumers with credit files, some of whom may have the same name as you.\nPersonal information like this isn't used to calculate your score. Credit scoring models only look at debt-related information, including payment history, amount of debt, length of credit history, types of accounts and recent applications for credit to determine your credit score. As long as personal information including your current and past addresses is accurate, you shouldn't worry about it.\nThe addresses that appear on your credit report have been reported to the credit bureaus by current or past creditors you've done business with. Past addresses you've used to receive bills in the past are likely to show up on your credit report. Old addresses don't need to be removed or disputed just because they're outdated; they're actually left there on purpose and may be used for identity verification purposes. END