 TITLE: How to File Credit Complaint When Treated Unfairly by Creditor CONTENT: Who to Complain to if You Have Been Treated Unfairly by a Creditor\n------------------------------------------------------------------\n###### Written by: Kristy Welsh\n_Last Updated: March 30, 2017_\nStates have a number of consumer protection laws to help those who have been defrauded or treated unfairly by a creditor. Creditors, realizing you are trying to fix your credit, might begin to employ unfair and desperate measures to try to squeeze as much money as they can from you before it is too late. These methods may include harassing phone calls and letters and possibly calling your place of employment or your friends.\nIn order to protect consumers, the Federal Trade Commission (FTC) has enacted numerous laws to help to protect consumers from unfair practices and the Bureau of Consumer Protection conducts investigations, sues companies who violate these laws, develops rules to protect consumers, and educates consumers and businesses about their rights and responsibilities.\nIf you have been treated unfairly by a creditor, here is a listing of the United States regulatory agencies to contact. If you feel that your credit rights have been violated or if you feel that you have been treated unfairly, contact one of these agencies below.\n**Type of Creditor**\n**Who to Contact**\n**National Banks**\nOffice of the Comptroller of the Currency  \nCustomer Assistance Unit  \n1301 McKinney St.  \nSuite 3710  \nHouston, TX 77010  \n(800) 613-6743  \nwww.occ.treas.gov\n**State Member Banks of the Federal Reserve System**\nDivision of Consumer and Community Affairs  \nMail Stop 801  \nFederal Reserve Board  \nWashington, D.C. 20551  \n(202) 452-3693  \nwww.federalreserve.gov\n**Non-Member Federally Insured State Banks**\nFederal Deposit Insurance Corporation  \nOffice of Compliance and Consumer Affairs  \n550 Seventeenth St., N.W.  \nWashington, D.C. 20429  \n(202) 942-3100  \nwww.fdic.gov\n**Savings and Loan Associations**\nOffice of Thrift Supervision  \nConsumer Programs  \n17010 G Street, N.W., 6th Floor  \nWashington, D.C. 20552  \n(202) 906-6237  \nwww.ots.treas.gov\n**Federal Credit Unions**\nNational Credit Union Administration  \nOffice of Public and Congressional Affairs  \n1775 Duke Street  \nAlexandria, VA 22314  \n(703) 518-6330  \nwww.ncua.gov\n**Other Lenders**\nFederal Trade Commission  \nConsumer Response Center  \n600 Pennsylvania Avenue, N.W.  \nWashington, D.C. 20580  \n(202) 326-3758  \nwww.ftc.org END