 TITLE: How to Compare Credit Card Interest Rates CONTENT: How Your Credit Score Affects Your Interest Rate\n------------------------------------------------\nYour credit score is a number, based on your credit history, that's designed to estimate the likelihood that you'll repay a loan on time. The higher the number, the more creditworthy you are deemed to be. Instead of offering different cards for people with different levels of creditworthiness, credit card issuers often design cards with a range of interest rates. The rate you receive will vary based on your credit score, but it will always fall within the range listed in the card's terms and conditions.\nFor example, a card might list standard interest rates of 17.24% to 25.99%, based on the applicant's creditworthiness, and may only be only offered to applicants with good or excellent credit. If an applicant has a credit score of 670, which is at the lower end of the \"good\" score range, then he or she might receive the 25.99% APR. But an applicant who has an excellent credit score of 800 or above might receive the 17.24% APR. END