 TITLE: How to Protect Your Identity and Credit CONTENT: When Should I Use Identity Protection?\n--------------------------------------\nStepping up to professional identity theft protection is advisable if you know your personal data has been exposed or stolen, if you have already experienced identity theft or attempts at credit fraud, or if you're concerned that your minor children may be targeted for identity theft.\nIdentity theft protection can flag the need to change credit card numbers and passwords as soon as that information is compromised (and before criminals have a chance to use them). It can shield you and your children from financial loss in the event of successful identity theft and it can give you the ability to forbid and allow instant access to your credit files. END