 TITLE: How Does Opening Multiple Rewards Credit Cards Affect My Credit? CONTENT: How to Choose the Best Rewards Card\n-----------------------------------\nThere's no single best rewards credit card out there for everyone, so it's important to know what you want. Here are three factors to consider as you shop around:\n*   **Credit score**: Most of the best rewards cards are reserved for folks with good or excellent credit. According to FICO®, this starts at a score of 670, but card issuers may prefer applicants to have a score of 700 or above—or possibly even higher for the cards with the most perks and benefits. If your credit score isn't where it needs to be for the card you want, consider taking some time to improve it before you apply.\n*   **Spending habits**: Again, maximizing rewards requires you to pick cards that give you the most value on your biggest spending categories. Write down your expenses from the past few months to get an idea of where most of your money goes. This will help you find the cards that are best tailored to how you plan to use them.\n*   **Lifestyle**: Some credit cards also offer other benefits that can make it easier to have the lifestyle you want. For example, many travel credit cards offer various travel- and dining-related benefits that can save you money. Some premium travel cards even go so far as offering airport lounge access, elite status and more. END