 TITLE: Your Guide to Getting a Student Credit Card CONTENT: Getting—and properly using—a student credit card is one of the best ways to build credit.\nYou'll need good credit to get the lowest interest rates on loans in the future, and to qualify for premium credit cards that come with attractive travel and cash back rewards.\nAs a college student, you may have little or no credit history, which, paradoxically, makes it hard to qualify for additional financial products that can help you develop a credit file. But student credit cards are helpful first credit cards particularly for this reason. They generally have lower credit limits than traditional cards, which means their income requirements may be less stringent.\nTo use a student card responsibly, pay your bill on time, use as little of your credit limit as possible and pay off the balance each month. These habits will contribute to a good credit score, and could help you graduate to a traditional credit card later on. END