 TITLE: How to Get a Debt Consolidation Loan During a Recession CONTENT: ### Upgrade\nApply\non Upgrade's website\n**Recommended FICO® Score\\***\nFair - Exceptional\nAmount\nAvailable loan amounts: $1,000 to $50,000\nEst. monthly payment: $30 to $2,095\nGrace period: 15 days\nApplication fee: $0\n##### Loan Details\n*   Affordable loans from $1,000 - $50,000 with low fixed rates that will never change, affordable monthly payments, and no prepayment penalties\n*   Quick online application -- get pre-approved in just minutes\n*   Checking your rate won't impact your credit score\n*   Review multiple loan options so you can pick the amount and term that fits your budget and timeline\n*   With automatic payments and a customizable due date, managing your account is easy and you'll be able to circle the date on your calendar when you'll be debt free\nDisclosure\nAnother option for those with less-than-perfect credit, Upgrade has debt consolidation loans of up to $50,000 with origination fees between 2.9% and 8%. Laplanche, the company's CEO, also noted that Upgrade has \"a number of features that help improve someone's chances of getting approved or qualifying for a lower rate,\" such as adding a co-borrower. END