 TITLE: Does Returning Items Affect Credit? CONTENT: Do You Lose Rewards on Returned Purchases?\n------------------------------------------\nWhen you return an item you bought with a credit card, you'll get your money back, but you'll also lose any credit rewards you may have earned. Anytime you return a purchase, your points or cash back will be deducted from your account.\nIf this weren't the case, making returns would be an easy way to take advantage of rewards systems. Credit card holders could simply rack up spending on purchases, earn rewards and then make returns.\nDon't let the fact that you'll lose rewards keep you from returning items you can't afford or don't want. Remember that you can earn those rewards again when you make purchases down the road. END