 TITLE: Are Foreclosures Still Happening During COVID-19? CONTENT: Where to Look for Help\n----------------------\nIf you're facing the possibility of foreclosure today or at the end of a moratorium or forbearance period, or if you're a tenant facing eviction, consider tapping the resources below for information and assistance.\n*   The first step in pursuit of foreclosure relief should be to reach out to your lender or loan servicer (the company that collects your monthly payments). If you need help identifying your mortgage servicer, you can find it by searching the Mortgage Electronic Registration Systems (MERS) online database.\n*   Contact a HUD housing counselor. HUD can refer you to a local counselor for free advice on how to avoid foreclosure.\n*   Consult an attorney with housing expertise. If you can't afford to hire one, look for help at the website of the Legal Services Corporation, a nonprofit that funds local and regional legal aid organizations, or at LawHelp.org, a referral site for private law firms that provide pro bono assistance in their communities.\n*   Check your state's housing finance agency for guidance on foreclosure-prevention measures that may apply to you. You can find yours using this directory, maintained by the National Council of State Housing Agencies.\n*   MakingHomeAffordable.gov, the website set up to help homeowners after the 2008 housing crash, offers good advice and resources for avoiding foreclosure.\n*   Nonprofit housing advocacy organizations such as the Homeownership Preservation Foundation and NeighborWorks America offer advice and support for homeowners trying to avoid foreclosure. END