 TITLE: How Does Credit Card Autopay Work? CONTENT: How to Set Up Autopay\n---------------------\nSetting up autopay can take just a few minutes once your bank account and routing number are provided. Part of the process is choosing the payment amount you want to make each month. Here are the options you may have depending on your issuer's policy:\n*   **Pay the minimum due.** Your payment is the amount of the minimum payment due.\n*   **Pay the full balance.** Your payment will pay off the entire statement balance (which may be different from your current balance).\n*   **Pay a fixed amount.** You choose a fixed payment each month. Be sure this amount is at least the minimum amount due (and ideally more) to avoid fees and keep your account in good standing.\nIf you want to make multiple payments each month, some credit card companies may let you split up the automatic payment into several installments. For example, for Citi credit cards, you may be able to set up bimonthly payments. So, if you want to autopay $100 per billing cycle, you could choose to pay in two $50 installments each month.\nKeep in mind that autopayments may still go through even if you choose to make another separate payment for the month. Say you set up autopay to never miss a payment, but also plan to add an extra payment manually to pay off your balance each month. The automatic payment that you set up may still go through as scheduled. Check with your credit card issuer to find out how they treat automatic payments when additional payments are made. To stop scheduled payments, you'll have to cancel them. END