 TITLE: Does the Type of Credit Score Matter? CONTENT: Building Great Credit\n---------------------\nCredit scores are commonly used by lenders and other service providers, and have been for decades. They are a numeric representation of the quality of your credit reports. If you have top credit scores, then you will have greater access to competitively priced credit from lenders.\nTo earn great credit scores, you need to follow a simple routine: Make all of your payments on time, always; maintain low or no credit card debt; and only apply for credit when you need it. If you can do these things, then your credit scores—all of them—will reflect your positive credit behavior. END