 TITLE: Does Life Insurance Require a Credit Check? CONTENT: Will an Insurance Credit Check Impact Your Credit Score?\n--------------------------------------------------------\nUnlike a hard inquiry credit check that can occur when you apply for a credit card or loan, an insurance credit check will never hurt your credit scores.\nIf an insurance company checks your credit report or purchases a credit-based insurance score as part of its application review process, it will be recorded as a soft inquiry. Soft inquiries aren't used to calculate FICO® and VantageScore credit scores. END