 TITLE: What Is a Bridge Loan? CONTENT: Credit Score Needed for a Bridge Loan\n-------------------------------------\nThere's no hard and fast rule for what your credit score needs to be to get approved for a bridge loan—all lenders have varying creditworthiness criteria. That said, you can generally expect lenders to require a credit score that's considered good or excellent to get approved.\nAlso, you'll likely need a low debt-to-income ratio to prove your ability to manage two mortgages and a bridge loan for a short period. For reference, many mortgage lenders want to see your monthly housing costs for one mortgage to be 28% of your gross monthly income or less. If your ratio is around that figure on your current home, you may have a hard time getting a bridge loan. END