 TITLE: How Do Mortgage Points Work? CONTENT: Mortgage Points Are Only Part of the Calculations\n-------------------------------------------------\nWhile purchasing mortgage points can lower your interest rate and may save you money, keep the big picture in mind as you plan your purchase. If you have time, improving your credit and saving up for a larger down payment can be important steps that could save you even more. Then, shop around and compare offers to find the loan that will cost you the least overall. END