 TITLE: Which Store Cards Are Easiest to Get With Bad Credit? CONTENT: Which Store Card Should I Get?\n------------------------------\nDeciding which store card to get depends on more than your credit. You should also consider the different benefits and fees associated with various cards on the market. Also, make sure you understand the difference between closed-loop cards that can only be used with the associated store, or an open-loop card you can use elsewhere.\nIf you have poor credit, it may be easier to get a closed-loop store card. Those with better credit may qualify for an open-loop card, which can be used with any merchant that accepts cards within that network (American Express, Mastercard or Visa, for example). Open-loop cards may provide a higher rewards rate or other perks for purchases made with specific merchants, but you're still able to use the card with a wide variety of merchants.\nWith that in mind, consider where you frequently shop, the available cards and the card's benefits or fees. Fortunately, some of the largest retailers offer the best store cards, and store cards rarely have annual fees.\nIn some cases, you can apply for the open-loop card and, if you don't qualify, you may be automatically considered for a similar closed-loop card. That's the case with the Capital One Walmart Rewards® Mastercard®. Both can be a good option for Walmart regulars, but the open-loop version also offers cash back on travel and dining purchases. END