 TITLE: What Types of Debt Can Go to Collections? CONTENT: How Long Do Collections Stay on Your Credit Report?\n---------------------------------------------------\nAn account in collections remains on your credit report for seven years, dated from the first missed payment that led to the charge-off and sale to collections. Collection accounts are considered negative entries on your credit report, which means they can have a negative impact on your credit scores as long as they remain on your credit reports. Not only that, lenders reviewing your credit report may see them as red flags. END