 TITLE: How to Save Money as a Homeowner CONTENT: Lower Your Utility Bills\n------------------------\nIn 2019, the typical electric bill in the U.S. totaled $115 a month, according to the U.S. Energy Information Administration. That adds up to $1,380 a year just to keep the lights on. And that doesn't include paying for other utilities, such as natural gas and water.\nSo, what can you do to trim your household's utility expenses? Here are four suggestions:\n1.  Install LED lights and dimmer switches. Upgrading your lights and switches involves an upfront cost, but it can save you money on electricity costs over time. LED lights use less electricity and don't have to be replaced as often as traditional lights. Dimmer switches can help you save by cutting back on the amount of light you use.\n2.  Invest in energy-efficient appliances. If you're outfitting a new house or replacing worn-out appliances, check out appliances that carry the Department of Energy's Energy Star certification. This includes refrigerators, dishwashers and washing machines and even home heaters and air conditioners. Energy Star-certified washing machines use 25% less power and 33% less water than regular washers do.\n3.  Consider getting a programmable thermostat. A programmable thermostat can automatically adjust heating or cooling in your house to increase efficiency and chip away at energy costs. You can save as much as 10% a year on heating and cooling by turning your thermostat back by seven to 10 degrees from its normal setting for eight hours a day, according to the Energy Department.\n4.  Monitor water usage. You may try decreasing the setting on your water heater or washing your clothes in cold water to lower energy costs. Meanwhile, fix any leaky faucets so you're not sending money down the drain.\nIf you plan to stay in your home for a while, you might weigh the benefits of installing solar panels or improving your home's insulation to reduce your utility bills over time. Depending on where you live, you might even qualify for cash rebates, tax credits and other programs that incentivize homeowners to upgrade their house's energy efficiency. END