 TITLE: How Can I Get Free Credit Monitoring? CONTENT: You can sign up for free credit monitoring from Experian in just a few minutes, with no credit card required. You can begin receiving updates right away, including:\n*   **Monthly credit reports**: Review your credit file for any unexpected changes and to ensure that payment information is being reported accurately.\n*   **Account balance updates**: Monitor your spending with regular updates on your credit card and loan balances.\n*   **Credit score tracking**: Review changes in your FICO® Score to help build and maintain a solid credit profile.\n*   **Real-time alerts**: Customizable alerts can inform you when credit checks are requested, when new credit accounts are opened in your name and when your card balances exceed certain percentages of their borrowing limits. These behaviors could hurt your credit scores.\n*   **Access to Experian Boost™†** : This optional program lets you apply your history of cellphone, utility and other payments toward your Experian credit score. For many who use it, especially those with limited credit histories, getting credit for these payments can lead to an increase in credit scores based on Experian credit data.\n*   **Online credit report disputes**: Request corrections to inaccurate entries in your Experian credit report via an online tool. END