 TITLE: How to Consolidate Your Credit Card Debt CONTENT: There are several ways to consolidate your credit card debt, and each comes with its own issues and pros and cons you should consider:\n1.  Use a balance transfer credit card\n2.  Apply for a personal loan\n3.  Tap your home equity\n4.  Consider a debt management plan\nBefore you choose one of these options, consider all of the costs associated with each one, including upfront fees and potential long-term drawbacks. END