 TITLE: Is a Credit Check Required to Rent a Car? CONTENT: How to Rent a Car Without a Credit Card\n---------------------------------------\nIf you don't have a credit card, you'll probably be able to rent a car with many car rental agencies using a debit card. And whether or not they perform a credit check, you may need to provide additional documentation and there could be limitations on your rental.\nHere are a few examples of companies' rules and requirements:\n*   You might only be able to use a debit card if it has a Visa, Mastercard or Discover logo.\n*   You might not be able to rent a vehicle with a debit card if you're under 25 years old.\n*   You might not be able to rent certain types of vehicles, such as a luxury or premium car, unless you meet additional requirements.\n*   If you're renting from an airport location, you may need to show proof of your incoming flight and your return flight.\n*   You may need to show additional forms of identification, such as your driver's license plus a passport, utility bill or a different card with your name embossed on it (such as a second debit card or store card with your photo).\n*   A hold could be placed on funds in the checking account that's linked to the debit card you use to rent a car. The hold amount can vary, but could be $200 or a percentage of the total rental amount. You won't be able to use the money while it's being held, so be sure you have enough money in your account to avoid overdrafts. It may take a couple weeks for the funds to be released.\nSometimes you can avoid the hold on funds or additional identification if you join the company's frequent renter program and add your debit card to your account prior to renting.\nAdditionally, be aware that some rental car locations don't accept debit cards or cash at all. If you're booking travel ahead of time, call ahead and make sure the agency's policies won't interfere with your travel plans.\nYou may also want to check your credit reports before renting a car and look for potentially problematic marks, such as several accounts with past-due balances. You can check your Experian credit report for free online. END