 TITLE: What Is a Good Credit Score for a Student? CONTENT: Why Would a Student Want a Good Credit Score?\n---------------------------------------------\nFor students who are currently in school or planning to leave soon, having a good credit score can help you buy or lease your first car, rent your first apartment or get your first credit card—all things you may need as an emerging professional. Lenders use your credit score when considering you for new loans and also use it to determine your interest rates. People with top credit scores are often given the best interest rates on credit products and, as a result, can save tens of thousands of dollars of the course of their lives.\nIf you're a student and in the beginning phase of building your credit, it's important to remember that there is more to your credit than just your score. While it might be appealing to work to get the best score you can, now is a time to develop responsible habits and learn the skills needed to maintain good credit health over time.\nMany students have student loans, which can be a great place to start when building responsible financial habits. Make sure you know when your first student loan payment is due, and do everything you can to make loan payments on time to avoid incurring any late payments, which will negatively impact your credit report.\nIf you're a student and have a poor credit score, get a free copy of your credit report to understand what's bringing your score down. END