 TITLE: Which Credit Cards Offer Concierge Services? CONTENT: How Do Credit Card Concierge Services Work?\n-------------------------------------------\nAlthough concierge service is included with many credit cards, it is not exactly an automatic perk. To use these services, you have to contact your issuer or bank and request help through a dedicated phone line, email, webpage or app. Here are a few of the key areas where concierges can help.\n*   **Travel planning**: Sure, you might make all your own travel plans these days thanks to the ease of doing so online. But if you're tight on time, or simply don't know where to start with a new destination, a credit card concierge can point you in the right direction with recommendations and options for flights, hotels, restaurants and activities.\n*   **Restaurant reservations**: Thanks to partnerships that many of the major credit card issuers have with restaurants and the fact that concierges can spend a lot of time looking at availability, some of them can snag you a table at hard-to-book eateries much more easily than you could yourself. They can also help with suggestions for where to eat if you're traveling somewhere unfamiliar.\n*   **Event tickets**: Credit card concierges are whizzes at scoring tickets to events such as concerts and sports games. Some issuers even set aside blocs of tickets specifically for their own cardholders, meaning you might get a seat even if something has been sold out for weeks.\n*   **General assistance**: While not as thorough or committed as a full-time assistant, concierges can do things like remind you of major calendar events, such as birthdays and anniversaries, and help you locate, purchase and ship presents. Concierges can also help with mundane necessities, like finding a plumber or a nearby service station for an oil change, getting a prescription delivered from the pharmacy, or even locating items you might have lost during a trip by getting in touch with an airline or hotel.\nPart of what makes concierge services so useful is that they are available 24\/7, so you can call on them anytime for help in a pinch—and there is usually no limit to the number of requests you can make. Just be realistic in your demands and expectations. It doesn't hurt to ask, but you probably won't get a last-minute table at The French Laundry or front-row seats to that sold-out Taylor Swift concert through one of them, and it usually takes around 24 to 48 hours for them to complete a task. Also remember that, while the service itself is typically complimentary, you still have to pay for the bookings or purchases they help you make, and they might not comparison shop as thoroughly as you would be willing to do yourself to find the best deal. END