 TITLE: What Is Balance Transfer APR? CONTENT: How to Choose a 0% Intro APR Balance Transfer Card\n--------------------------------------------------\nMany credit cards include balance transfers as a feature, and some are explicitly marketed for that purpose. So, what should you look for in a balance transfer card to save money?\nStart with the length of the promotional period (the longer you can stave off interest charges, the better) and transfer fees.\nAlso review annual fees, the balance transfer fee, foreign transaction fees and new purchase APR. In general, you should stop charging on your old cards and your balance transfer card until you clear out your debt. If you want to use your transfer card for purchases, you'll want a card that extends the promotional interest rates to new purchases.\nIf you want a card that will serve you well after clearing your debt, look for one that offers a low ongoing APR and perks, such as cash back or travel rewards. END