 TITLE: How to Apply for a Parent PLUS Loan CONTENT: Fill Out and Complete Your Parent PLUS Loan Application\n-------------------------------------------------------\nYou can fill out and submit the direct PLUS loan application for parents through the Federal Student Aid website. Once you've applied, the application details will be forwarded to the school for processing. (If the college or university uses a different application process, you will receive an alert in the application portal.)\nYou will need your student's verified Federal Student Aid ID and school name to get started. The application is divided into four segments:\n*   **Loan information**: You'll enter the award year and your student's name, address, phone number, Social Security number and date of birth. In this section, you will also include the school's information, specified loan period and whether you want to defer loan payments while your student is enrolled in school and during the six-month grace period following graduation.\n*   **Borrower information**: This section asks for your citizenship status, address (mailing and permanent) and employer's information.\n*   **Review**: You will review your entries on this page and make any edits if needed.\n*   **Credit check consent**: The final page of the loan application requests your consent for a credit check. It also includes important notices and certifications you must agree to before you can submit your application.\nIf you have a security freeze in place on your credit report, reach out to the credit bureaus to have it lifted. Otherwise, your application cannot be processed.\nParent PLUS loan applicants must also complete a promissory note before loan proceeds are disbursed. This document outlines the terms and conditions of the loan and serves as a legally binding agreement indicating your promise to repay what you borrow. The document will be presented to you once you've completed the loan application. END