 TITLE: How to Dispute Credit Report Information CONTENT: How Disputing Impacts Credit\n----------------------------\nFiling a dispute with one or all of the credit bureaus has no direct impact on your credit scores. But once the dispute process is completed, any changes to your credit reports could lead to changes in your credit scores.\nWhether your score goes up, down or remains the same depends on what you're disputing and the outcome of the dispute. Removal of mistakenly reported negative information, such as late payments or unpaid collections accounts, could lead to credit score improvements. On the other hand, corrections to your personal information, while important to maintaining accurate credit tracking, have no impact on credit scores. END