 TITLE: Homeowner Expenses Beyond Your Mortgage CONTENT: Furniture and Home Furnishings\n------------------------------\nIf you're a first-time homebuyer or moving from somewhere smaller, you may need to fill your home with furniture. The costs of bedroom furniture sets, kitchen and dining room tables, couches, recliners and other furniture can add up quickly if you're not prepared for them.\nIn addition to furniture, you may also want to buy home furnishings like curtains, bedding and rugs to decorate your home and make it feel like your own unique space. While these costs are not typically ongoing, they're an important part of getting established in your new home and so should be worked into your move-in budget. END