 TITLE: What Is a Roth IRA, and Is It Right for Me? CONTENT: Choosing a Roth IRA\n-------------------\nThere are many retirement savings options to consider, and you're already on the right track by looking closely at each of them. But thanks to a Roth IRA's tax advantages and flexibility in distribution timing, it's a smart choice for many—even if it's in addition to a workplace-sponsored 401(k).\nCommitting to saving for the future may be the hardest part, though the younger you start, the more you can accumulate for your retirement. Once you've decided to prioritize your retirement, setting the money aside will soon become a habit you won't want to give up. END