 TITLE: 5 Ways to Make the Most of Your Balance Transfer Card CONTENT: 3\\. Establish a repayment plan.\n-------------------------------\nOnce you've transferred balances to your new card, make a plan outlining how you'll get rid of the debt. Try to base your plan on how much time your new card allows you to carry an interest-free balance. If your card offers 12 months of 0% APR, for example, you might want to calculate how much you would have to pay each month to pay off your debt within the 12-month period. Check the details of your card agreement before crafting a plan.\nIf you're strapped for cash, pay what you can afford as long as it satisfies the card's monthly minimum. The bottom line: The more money you can throw at your debt each month, the faster it will go away. END