 TITLE: How to Maximize Your American Express Points CONTENT: How Can I Use My American Express Points?\n-----------------------------------------\nIf you have a card that earns Membership Rewards points, there are plenty of ways for you to redeem them, including:\n*   **Merchandise**: 0.5 cents per point\n*   **Statement credit**: 0.6 cents per point\n*   **Shop on Amazon**: 0.7 cents per point\n*   **Gift cards**: 0.7 cents to 1 cent per point\n*   **Travel**: 0.75 cents to 1 cent per point\n*   **Donate to charity**: 1 cent per point\n*   **Transfer to travel partners**: Varies based on partner and redemption\nKeep in mind, though, that these redemption rates aren't set in stone. Depending on the specific card you have and the exact redemption, your point value can vary. And if you have more than one American Express card linked to your Membership Rewards program account, the value of the points you receive will be determined using the card that provides the highest point value.\nAs you can see, though, most of the redemption options American Express gives you are valued at less than 1 cent per point, which is the minimum target for most rewards credit cards. So the best ways to use your points include travel if you can get 1 cent per point, charitable donations and transfers to travel partners. END