 TITLE: Is It Easy to Get a Personal Loan? CONTENT: What to Do Before Applying for a Personal Loan\n----------------------------------------------\nUnderstanding what lenders look for when approving a personal loan is paramount if you want to apply for one—and it will help you understand how easy the process may or may not be. Before you apply for any new credit, be sure to check your credit report. This allows you to see where you stand and gives you the opportunity to address the more unflattering aspects of your credit profile before talking to a lender.\nBetter yet, assess whether you can afford to take on another loan by looking at your monthly expenses and other financial considerations. Taking on extra debt is a serious financial decision, so it's best to weigh all your options before applying for a personal loan. END