 TITLE: How to Repair Your Credit CONTENT: How to Build and Maintain Good Credit\n-------------------------------------\nWhile removing negative information from your credit history could increase your credit scores, it's only half the battle. You'll also want to build and maintain positive information on your credit reports. You can do that by:\n*   Making on-time payments\n*   Setting up automatic payments to avoid accidentally missing a payment\n*   Knowing and trying to lower your credit utilization rate\n*   Paying down debt\n*   Only applying for credit when you need it\nIn addition to repairing, building and maintaining your credit, you may also be able to improve your FICO® Score based on your Experian credit report with Experian Boost™† . By connecting the bank account(s) you use to pay your utility and telecom bills, you can add positive payment information to your credit reports. The service is free, and you choose which information to add to your credit file.\nRepairing and improving your credit can take time and effort, but working hard to keep your credit in good shape can help you reach your financial goals. END