 TITLE: What Is a Home Equity Line of Credit (HELOC)? CONTENT: Understand Your Options\n-----------------------\nHaving equity in your home gives you a lot of options for borrowing money or obtaining a line of credit. However, using your home as collateral can put your biggest asset at risk. Before you apply for a HELOC or any other financing secured by your home, carefully consider all your options and check your credit score to see which options are most realistic for you. By assessing the costs, risks and benefits, you'll find the option that works best for you. END