 TITLE: What Is Crypto Lending and How Does It Work? CONTENT: Benefits of Crypto-Backed Loans\n-------------------------------\nThere are many reasons to consider using your crypto holdings to secure a loan. Here are some of the top benefits:\n*   **Low interest rates:** Because they're secured by an asset, crypto loans tend to charge lower interest rates than many unsecured personal loans and credit cards. As a result, they can be appealing for someone who has digital assets they don't plan to use or trade and want to save money.\n*   **Ownership:** If you need cash, a crypto loan allows you to get the money you need without forcing you to sell your holdings.\n*   **Quick funding:** Once you're approved, you may be able to get your loan funds within hours.\n*   **No credit check:** In many cases, the crypto lending platform won't run a credit check when you apply. If your credit history is less than stellar, this could be an incredibly attractive alternative to bad credit loans. END