 TITLE: Should I Use a Personal Loan to Pay for My Education? CONTENT: Build Credit to Save Money on Student Loan\n------------------------------------------\nEven if you get low interest rates on federal loans while you're in school, you may have the opportunity to score a lower interest rate through refinancing after you graduate. If you don't already have a credit card, consider applying for a student credit card to start working on building a credit history. Also, be sure to monitor your credit score regularly to make sure you stay on track toward your goal. END