 TITLE: How Much House Can I Afford? CONTENT: Look Into Different Types of Mortgage Loans\n-------------------------------------------\nOnce you've determined how much you have to use as a down payment, and how much you can afford for a monthly mortgage payment, start comparing mortgage offers. Once you settle on a lender you like, consider getting preapproved for a mortgage before you begin shopping for a home.\nIf you're a first-time homebuyer, a service member or veteran (or the surviving spouse of one), or are looking for a home in a rural part of the country and you meet certain income requirements, you may qualify for one or more federal programs designed to help Americans become homeowners. A licensed real estate professional or a loan officer at a bank, credit union or home lender can help you decide which programs you qualify for, and which mortgage type is best for you. END