 TITLE: The Difference Between a Money Order and a Cashier’s Check CONTENT: Understanding Your Total Financial Picture\n------------------------------------------\nWhile cashier's checks and money orders are great for certain situations where certified funds are required, relying on conventional banking options might be better for everyday payments. Using a credit card or debit card for bill payments, or using a bill pay option with a bank, can be easier, will cost you nothing and in many cases will be more secure than the certified option.\nOpening a checking account can be easy, and once you have one, consider using autopay and bill pay to make all of your payments securely each month. If you don't already have one, think about also getting a credit card that can help you earn valuable rewards points while you spend. Credit cards are accepted by nearly all merchants and are helpful for making secure payments.\nIf you're thinking about applying for a credit card, make sure to get a free copy of your credit reports and scores from Experian so you can understand what's in your credit file. To learn more about understanding your credit reports and what's in them, see \"Understanding Your Experian Credit Report.\"\nWhile using a cashier's check or money order may be unavoidable in certain situations, conventional banking options for payments may be simpler—and could help you improve your financial future. END