 TITLE: How to File a Car Insurance Claim CONTENT: The Steps to Filing a Car Insurance Claim\n-----------------------------------------\nTake these steps to file a car insurance claim if you've been in an accident:\n*   **Contact your insurance company.** Call from the scene (if you can) and notify your provider that you've been involved in an accident.\n*   **Contact the police.** Depending on your insurance provider and where you live, a police report and\/or a report with your state's motor vehicles office may be required depending on the type of accident. Your insurance company will also likely require a \"proof of claim\" form.\n*   **Use a mobile app to expedite the process.** If your auto insurance provider offers this option, the mobile app can help facilitate reporting the incident and starting the claims process.\n*   **Gather supporting documents.** Be sure to exchange insurance, ID and contact information with the other parties involved in the accident at the scene. Also, take pictures of the scene and of any property damage. Recording as many details as you can about the accident immediately after it occurs may help during the claims process.\n*   **Inquire about the timeline for the claim's process.** Auto insurance claims have deadlines, which vary by insurance company. Ask your provider how much time you have to submit a claim and any required documentation.\n*   **Ask about a rental car.** If your vehicle needs repairs or has been totaled, check your policy to see if it covers rental cars, or ask your provider if you're not sure.\n*   **File your claim.** Once you've gathered all the information your insurance provider needs, submit it right away.\nThe claims process may differ slightly by provider. Reach out to your insurance company to clarify any questions or concerns you may have. END