 TITLE: How to Update Your Credit Report With New Personal Information CONTENT: How to File a Dispute\n---------------------\nIf you want to dispute something in your credit report, you can do so by mail, fax, phone or online. Under federal law, it's your right to dispute information you believe to be inaccurate in your credit reports for free.\nWhen you use Experian's online Dispute Center, you can verify your identity, review your credit report and file a dispute all in one place. To file a dispute, select the information you'd like corrected and the reason it's incorrect, and then submit your dispute. (Before you proceed, however, understand that certain information, such as names and credit inquiries, can't be disputed using the online dispute center.)\nCredit bureaus generally have 30 days to investigate your claim and send you a response. If they find the information you disputed is incorrect, they may either correct and update the information or delete it. To verify updated information as correct, you may need to provide additional proof backing up your claim. END