 TITLE: What Is an Extended Fraud Alert? CONTENT: How Does an Extended Fraud Alert Work?\n--------------------------------------\nAn extended fraud alert is the longest-lasting of three similar fraud alerts or security alerts you can add to your credit report. All three—the temporary fraud alert, the military or active-duty fraud alert, and the extended fraud alert—request lenders to confirm your identity before processing a credit application made using your personal information. All aim to prevent criminals from using your personal credentials to borrow money or set up credit card accounts in your name, and all are free to add.\nWhat sets the three types of fraud alerts apart is their duration and who is eligible to receive one: Only victims who have reported credit fraud can obtain an extended fraud alert, which lasts seven years. Active-duty fraud alerts last one year and are available to military service members on remote-duty assignment. Temporary fraud alerts (sometimes called initial fraud alerts) are available to anyone, anytime, and also last one year.\nPlacing a fraud alert at any one of the three national credit bureaus (Experian, TransUnion or Equifax) will automatically attach the alerts to your credit reports at the other bureaus. All fraud alerts can be removed or suspended temporarily upon request, but doing so requires notifying each bureau separately. Fraud alerts can be renewed when they expire, but renewing extended fraud alerts and military fraud alerts require resubmission of eligibility documents. END