 TITLE: How Does Cosigning Affect Your Credit? CONTENT: When Can Cosigning Help Improve Your Credit?\n--------------------------------------------\nBeing a cosigner on a loan can also help you establish and improve your credit when:\n*   **The payments are made on time.** Payment history is the most important factor in your credit scores, so making all loan payments on time can go a long way toward boosting your credit.\n*   **The loan is paid off as agreed.** This shows future lenders you can manage credit responsibly.\n*   **The new account adds to your credit mix.** Managing different types of credit, such as installment loans and revolving credit, can help your credit scores.\nIn short, cosigning can help your credit as long as the primary account holder manages the account responsibly. END