 TITLE: The Dos and Don’ts of Credit Card Sign-Up Bonuses CONTENT: 3\\. Put Everything On Your Card\n-------------------------------\nThis might seem like a no-brainer, but the fastest way to earn a sign-up bonus is to shift all your spending to this one credit card. That means if you have bills that are automatically deducted from your checking account, shift them to the card for a couple of months. If you tend to pay in cash for a lot of items, temporarily make the switch to putting them on plastic.\nThe exception? If you're charged extra for using a credit card instead of a debit card or check. For example, some utility companies may add a 2% to 3% surcharge or so-called convenience fee on credit card purchases. So before you switch to credit, make sure it won't cost you extra for the privilege. You'll also want to make sure you pay the charges off each month and only spend what you can afford in order to not incur additional debt. END