 TITLE: How Do I Defer My Student Loans? CONTENT: Is Student Loan Deferment Right for You?\n----------------------------------------\nIf you're struggling to make your student loan payments because of short-term financial problems, student loan deferment can offer an opportunity to get your finances in order and help you maintain a good credit score. Depending on the type of loan you have and your situation, you may also want to consider student loan forbearance or income based repayment.\nBefore applying for a student loan deferment, make sure you know whether you'll be responsible for paying any interest that accrues during deferment and how deferment will affect your overall loan balance. Talking to your student loan servicer will help you understand the options available so you can make an educated decision. END