 TITLE: How to Build Wealth CONTENT: Learn to Live Within Your Means\n-------------------------------\nHigh income doesn't necessarily lead to wealth. Perhaps you've seen news stories about celebrities or athletes who made millions and then declared bankruptcy. Or, conversely, the teacher or janitor who slowly amassed a fortune and gave millions to charity at the end of their life.\nNo matter your income, spending less than you earn and putting the difference into savings is a tried-and-true way to increase your net worth over time. Otherwise, you could wind up living paycheck to paycheck even if you're making millions.\nIf saving is your goal, it's important to create and follow a budget. There are many ways to make a budget, and different types of budgets and budgeting software. Aggressive savers may consider the 50-30-20 plan that limits spending in certain categories (50% of your budget goes to required expenses, 30% to buying \"wants\" and the remaining 20% goes to managing debt or saving).\nAs with any new skill or practice, it can take time to get into the swing of things. Try out a few systems and tools to figure out which one you like the most. END