 TITLE: Can Financing a Cellphone Help You Build Credit? CONTENT: Alternative Ways to Build Credit\n--------------------------------\nMaking credit card and loan payments on time is often the most direct way to build credit. However, in recent years, it's become easier to build credit with alternative types of payments.\nFor example, you may be able to get your rent payments reported to the credit bureaus and added to your credit reports. Experian also offers the free Experian Boost™† tool, which you can use to add cellphone and utility bill payments to your Experian credit report. These payments can then get included in credit score calculations and may improve your scores.\nEven if you don't use financing to purchase your phone, your monthly cellphone plan payments can help you build credit if you sign up for Experian Boost. END