 TITLE: Millennials See Credit Scores Increase, Despite Worry CONTENT: What's Next for Millennial Credit Scores?\n-----------------------------------------\nFor millennials still looking to establish or build their credit scores, here are a few key tips to help improve credit scores:\n1.  **Apply for a line of credit to kickstart your credit history.** Having and using credit—like a credit card—is one of the best ways to build and establish history as a borrower. Learn more about how to get your first credit card to see how to use the payment method to help you build credit.\n2.  **Pay all bills on time.** Payment history is the most important aspect in calculating credit scores, so paying all bills on time is crucial for someone who wants to maintain a good credit score.\n3.  **Get credit for utility payments.** Historically, utility and telecom payments have not factored into your credit scores. But now with Experian Boost™† , you can get credit for on-time utility and telecom payments you've made using your checking or savings account. Experian Boost is a great option for millennials and people with a thin credit file looking to jumpstart or boost their credit score immediately. END