 TITLE: What Are the Benefits of a Preapproved Credit Card? CONTENT: How to Opt Out of Preapproved Credit Card Offers\n------------------------------------------------\nReceiving preapproved credit card offers can be a low-effort way to compare credit cards, since the lenders are coming to you rather than the other way around. But not everyone wants to receive unsolicited offers, and if you'd prefer not to, you can opt out.\nYou can either request that you be removed from preapproval lists at OptOutPrescreen.com, or you can call 888-5-OPTOUT (888-567-8688). These options will remove you from lenders' lists for five years.\nTo request a permanent opt-out, you can go to OptOutPrescreen.com, print the permanent form and mail it to the address noted on the site.\nIf you want to compare different credit cards in one place, you can sign up for Experian CreditMatch™, which provides free personalized card recommendations with no negative impact to your credit. END