 TITLE: What Is the Average Interest Rate on a Business Loan? CONTENT: How to Check Your Business Credit\n---------------------------------\nFor an established business, the business's credit history and credit scores may be a factor in its ability to qualify for financing and the rates and terms it receives. However, as with your personal credit, there are several business credit bureaus and different business credit scores.\nThe main three business credit bureaus are:\n*   Dun & Bradstreet (D&B)\n*   Experian Business\n*   Equifax Small Business\nEach bureau can provide a copy of your business credit report, which may also come with one (or several) business credit scores. You can also find your business credit reports and scores from third-party sources, such as Nav.com. However, unlike with personal credit, there's no law granting businesses the right to check their credit for free.\nDifferent companies also create business credit scores based on these reports, and some scores also consider the business owner's personal credit. A few commonly used business credit scores are:\n*   The D&B Paydex Score, which ranges from 1 to 100 and may help companies set the terms of a loan or credit line, business insurance rates or even whether they want to work with you as a vendor.\n*   The Experian Intelliscore Plus business credit score, which ranges from 1 to 100 and can incorporate business owner's information. The score tries to predict the likelihood that a business will be seriously delinquent on a debt within the next 12 months.\n*   The FICO® Small Business Scoring Service℠ (SBSS), which can incorporate data from both the business and consumer credit bureaus and has a score range of 0 to 300. Your business may need an SBSS score of at least 140 to qualify for an SBA loan. END