 TITLE: What Is Dollar Cost Averaging? CONTENT: Should I Consider Dollar Cost Averaging?\n----------------------------------------\nIf you want to invest in the stock market but want to limit your risk, dollar cost averaging is a strategy that could benefit you. Anyone can use a dollar cost averaging strategy—and you may already be doing so if you invest a set amount in your company's 401(k) plan every month. It is also often used by beginner investors or by investors looking to limit their exposure to market volatility.\nAs opposed to investing a large sum all at once, it reduces the chance you'll invest when a stock or fund is at a high point or miss out on an even lower price. It also allows you to work within your budget to find an amount you can afford to invest over time rather than trying to come up with one larger lump sum.\nFor help making investing decisions, consider contacting a financial professional to get input on your specific situation. Another way to mitigate your risk if you're not a professional investor is to invest in an index fund (which follows a given market index, such as the S&P 500) or mutual fund that invests in many different companies rather than choosing one stock for your investment. END