 TITLE: What Is a Merged Credit Report? CONTENT: Monitor Your Credit Scores for Changes\n--------------------------------------\nYou might not know which score a lender will use to make a decision. However, while your credit scores may vary, they all depend on the underlying information in your credit reports. With this in mind, checking and monitoring your credit reports for changes can be important.\nYou can sign up for a free Experian credit report online, which includes free credit monitoring, daily alerts and a free FICO® Score 8. If you would like to order both your credit history and credit score from each of the three credit bureaus at once, you can do so online through Experian. END