 TITLE: Organize Your Finances With Our Year-End Financial Checklist CONTENT: Examine Your Insurance Coverage\n-------------------------------\n*   Set up an appointment with your insurance agent to review your coverage, including homeowners insurance, renters insurance, auto insurance and life insurance.\n*   Make sure your life insurance policies list the correct beneficiaries.\n*   Consider getting long-term care insurance.\n*   Look for ways to reduce insurance premiums, such as dropping unnecessary coverage or increasing deductibles.\n*   During open enrollment, review your employer's health, life, disability and other insurance benefits and make your selections based on your current and future needs. END