 TITLE: Will Paying My Mobile Phone Bill Late Hurt My Credit Score? CONTENT: Can On-Time Mobile Phone Payments Help My Credit Score?\n-------------------------------------------------------\nMaking on-time debt payments can be the most important thing you do to improve your credit score. But mobile phone and other telecom and utility accounts aren't considered credit accounts.\nSo while defaulting on your mobile phone bill can damage your credit score, paying it on time has, in the past, had no effect at all.\nUntil now. Experian Boost™† now allows consumers to use their mobile phone and other telecom and utility bills to get recognition for positive payment history and increase their FICO® Score☉ .\nExperian Boost is an online tool that allows you to grant permission to Experian to access your bank account and identify utility and telecom payments. Once you confirm that the information is correct and request to have it added to your Experian credit file, you could see an immediate boost to your score.\nBased on Experian research, 10% of consumers who didn't have enough credit history to have a credit score became scoreable after using Experian Boost. Also, 75% of consumers with FICO® Scores under 680 saw a credit score increase after using the tool. END