 TITLE: Organize Your Finances With Our Year-End Financial Checklist CONTENT: Assess Your Savings\n-------------------\n*   Evaluate your emergency fund. Will it cover three to six months' worth of expenses? That's the goal, but even if you haven't saved that much, continue to work toward building up this important safety net. If you don't have an emergency fund, start one.\n*   Do you need to save for any big expenses or goals next year? If so, develop a budget for this so you can start setting aside the money you'll need.\n*   Consider setting up automated transfers to your savings account(s) to help build your emergency fund and other savings. END