 TITLE: Why Do My Credit Scores Differ Across the Credit Bureaus? CONTENT: Will Checking Your Credit Reports Affect Your Credit Scores?\n------------------------------------------------------------\nChecking your credit reports from the credit bureaus will not affect your credit scores. When you check your credit report, a \"soft\" credit inquiry is posted to that report. Soft inquiries, which are different from hard inquiries, do not impact your credit scores.\nIn fact, the soft inquiries that appear on your credit reports cannot be seen by credit scoring models like FICO® and VantageScore. Even hard inquiries, which can be seen by scoring models, may not have any measurable impact on your credit scores. END