 TITLE: How to Decide Whether a Mortgage Refinance Is a Good Idea CONTENT: Check Your Credit Before Refinancing\n------------------------------------\nNo matter what your reason for refinancing, you should check your credit reports and scores before applying. Lenders will base your interest rate, in part, on your creditworthiness, and making sure your credit is in a good place could help you lock in a low rate.\nHaving a good credit history and score could give you extra leverage when negotiating with lenders, ultimately helping you get the best terms for your new loan. If you'd like to check your credit, consider getting a free copy of your credit report and FICO® Score☉ from Experian to see what lenders might consider when evaluating you for a loan. END