 TITLE: 7 Surprising Things That Can Affect Your Credit CONTENT: 5\\. Car Leases\n--------------\nA car lease isn't technically a loan, so you might not think it gets reported to the credit bureaus. After all, your apartment lease doesn't always get reported either.\nBut leasing companies report the account just like a traditional installment account. So it's crucial that you keep up with your payments. Fortunately, lease payments are typically lower than auto loan payments, so it may be easier to afford if your budget is tight. END