 TITLE: How to Stay Safe While Shopping on Your Cellphone CONTENT: What to Do if You Suspect Identity Theft\n----------------------------------------\nNo matter how careful you are, it's a good practice to monitor your accounts for signs of compromise. Check your credit report regularly for any inquiries or accounts you don't recognize. You may also want to set up credit monitoring, which will alert you to new credit inquiries or when a new account is opened in your name. Take a look at your debit and credit accounts frequently for unfamiliar charges and consider setting up account alerts that text you whenever a transaction is made.\nIf you suspect identity theft, consider following these steps:\n*   Contact your card company to report the problem.\n*   Visit the Federal Trade Commission at IdentityTheft.gov. Report a theft, get a recovery plan and assess your need to report the incident to local law enforcement.\n*   File a fraud alert that will ask creditors to verify your identity before issuing credit in your name. Filing a fraud alert with any of the three credit reporting agencies (Experian, TransUnion or Equifax), will trigger an alert with the remaining two bureaus.\n*   Consider a temporary credit freeze that prevents new credit from being opened in your name while it's in place.\n*   Change your passwords on any account that's been affected—directly or indirectly—by identity theft. If any of your other accounts share a password with the account that's been compromised, be sure to change it too.\n*   Continue monitoring your accounts. END