 TITLE: What Is a Government Loan? CONTENT: What to Do if You Can't Get a Government Loan\n---------------------------------------------\nThere are many alternatives available to those unable to qualify for a government loan. For example:\n*   **Mortgage loans**: If you can't get an FHA loan, you might qualify for a Fannie Mae HomeReady mortgage or a Freddie Mac Home Possible mortgage, both of which offer a down payment as low as 3%. Or, you can apply for other conventional mortgages from banks, credit unions and other lenders.\n*   **Student loans**: Still searching for a student loan after not qualifying for a government loan? You might look into a student loan from a bank, an online lender or another private lender.\n*   **Small business loans**: Did you strike out with a business loan from the SBA? Other sources of business financing include banks, credit unions, online lenders, crowdfunding platforms, credit cards, and even family and friends. END