 TITLE: Do I Have to Notify Experian to Remove Collections? CONTENT: How Long Will Collections Stay on My Credit Report?\n---------------------------------------------------\nA collection account stays on your credit report for seven years after the original delinquency. The original delinquency date is calculated based on when payment on the original account first becomes 30 days past due. Transferral of the debt to another creditor such as a collection agency doesn't reset the timeline for its removal from your credit report.\nOnce seven years have passed since the original delinquency date, the collection account should drop off your credit report automatically. If both the original debt and the collection account appear on your credit report, they will both be deleted at the same time. END