 TITLE: Will Your Business Credit Card Show Up on Your Personal Credit Report? CONTENT: Can a Business Credit Card Improve My Credit?\n---------------------------------------------\nJust as negative information on a personal credit report can lower your credit score, positive information can bolster it:\n*   If your business credit card behavior shows up on your personal report, making payments on time—which accounts for 35% of your FICO score—can contribute to a strong score.\n*   Your card's credit limit will add to your total available credit. If you pay off business expenses along with any personal purchases each month, you'll have an even lower credit utilization rate than before.\n*   Length of credit history is also a factor in your credit score. If your company no longer uses a particular business credit card, consider keeping it open so your average age of accounts stays as high as possible.\nWhen you establish business credit, you'll also begin building a business credit score separate from your personal credit score. It's a number from zero to 100 that reflects how much debt a business carries and whether it repays debts on time, similar to an individual's FICO or VantageScore. Your business credit card activity will contribute to your business credit score, and you can also ask vendors to report positive payment history to commercial credit bureaus to improve it. END