 TITLE: Bitcoin vs. Ethereum: What’s the Difference? CONTENT: Will Buying Cryptocurrency Impact Your Credit?\n----------------------------------------------\nBuying and selling cryptocurrency has no impact on your credit. Credit reports store information that primarily has to do with your history of borrowing and repaying debt, and information about your investments is never stored in your credit file.\nThough buying digital currencies won't directly impact your credit, it's always wise to fully consider your personal financial situation before investing or converting cash into something that could lose value.\nAlways be sure to have a robust emergency fund you could tap into if you were to come on hard times and need extra cash to cover essentials or bills. Putting all your money into crypto can also increase the risk that you'll miss payments, or pay late, which can impact your credit. To better protect yourself from credit score harm, make sure you always have enough cash on hand to fully cover your obligations every month.\nIf you want to check to see what's in your credit history, free credit reports from all three major consumer bureaus (Experian, TransUnion and Equifax) can be had through AnnualCreditReport.com. You can also get a free copy of your Experian credit report and FICO® Scores☉ from Experian. END