 TITLE: How to Avoid Student Loans CONTENT: Formulate a Plan and Know How Much You'll Pay\n---------------------------------------------\nAs you or your child begins the process of selecting a college, look at more than just the programs and atmosphere. You'll also want to search each university's website to get information about how much you or your child can expect to pay in tuition and fees.\nYou'll also want to consider other major costs, including fees, books, supplies, equipment, food, rent and other living expenses.\nTake some time to write down all of the expenses associated with each school. This will help you not only choose the school that provides the best value for your dollar, but also get an idea of how much you need to come up with in addition to your savings. END