 TITLE: What Is Regulation Z and How Does It Protect Borrowers? CONTENT: Make Your Credit a Top Priority\n-------------------------------\nRegulation Z provides some excellent protections for consumers, but it's still your responsibility to read the fine print for every credit card or loan you apply for.\nAlso, keep in mind that billing disputes are valid only if you report them within 60 days of the lender sending the statement that reflects the error. As such, it's important to stay on top of your billing statements and review transactions to make sure everything is accurate.\nFinally, take the time to keep track of your credit score. With Experian's credit monitoring service, you'll get free access to your FICO® Score☉ plus updates when new inquiries and credit accounts are added to your Experian credit file.\nMonitoring your credit and developing good credit habits can help you improve your chances of qualifying for credit with favorable terms. END