 TITLE: Is the High Annual Fee on Your Rewards Credit Card Worth It? CONTENT: What About Less-Expensive Rewards Cards?\n----------------------------------------\nWhile premium credit cards come loaded with benefits and statement credits, there are also more moderately priced rewards cards. These may offer good rewards and a few perks, but they won't give you the luxury edge and major benefits that comes with premium cards:\n*   The Chase Sapphire Preferred® Card costs $95 a year. But you can earn 3 points per dollar on dining, 2 points per dollar on travel (1 point per dollar elsewhere), get 25% more value when redeeming points for travel through Chase's Ultimate Rewards portal and receive free primary coverage on rental car collision damage waivers.\n*   The Capital One Venture Rewards Credit Card also has a $95 annual fee. The card offers 2 points per dollar on every purchase and up to $100 in statement credits for a Global Entry or TSA Precheck membership every four years.\n*   The Blue Cash Preferred® Card from American Express has a $95 annual fee (after an introductory annual fee of $0 for the first year) and is one of the top grocery store cards. It offers 6% cash back on up to $6,000 in purchases at U.S. supermarkets each year (1% after that), along with 6% cash back on U.S. streaming service subscriptions, 3% U.S. gas stations and transit, and 1% elsewhere. Terms apply.\nThe same work goes into determining if a card is a good pick for your wallet. Consider the fee, rewards and benefits, and see if you'd be better off with a no-fee card or with a premium card. END