 TITLE: How Is a Student Credit Card Different From a Regular Credit Card? CONTENT: A student credit card can be a worthwhile first credit card, helping you build credit from scratch. As you make purchases and pay them off on time each month, you'll show lenders you can be trusted to borrow money in the future.\nOver time, your goal should be to attain good credit scores, which, on the FICO 850-point scale, is around 700 or higher. Good credit is valuable when you're ready to get a car loan, for instance, since the better your credit, the more likely you are to get lower interest rates. Even landlords may require a credit check to assess your trustworthiness as a tenant.\nAs you build credit with a student credit card, you'll have the added benefit of rewards like cash back, free credit score monitoring or incentives to maintain good grades. That can mean earning money for the purchases you make and establishing strong financial habits at the same time. END