 TITLE: What Is the Difference Between Credit-Based Insurance Scores and Credit Scores? CONTENT: Managing Your Credit-Based Insurance Scores\n-------------------------------------------\nPutting another set of scores on your radar doesn't necessarily mean you have to change your existing credit management practices to earn and maintain great insurance scores. Because both credit scores and credit-based insurance scores are largely influenced by the same information in your credit reports, the advice regarding score improvement is applicable for both score varieties.\nIf you can avoid negative credit information and excessive credit card debt, you're well on your way to earning great scores. If you can also, to the extent possible, avoid filing both auto and homeowner claims, that will also help to ensure your insurance premiums are as competitive as possible. END