 TITLE: What Is a Checking Account? CONTENT: How to Open a Checking Account\n------------------------------\nOpening a checking account is straightforward. There's not much more to it than visiting a branch office with your ID, proof of address (a utility bill will suffice) and cash or a check for your initial deposit, and filling out an application. Once you complete the application, the bank will send you a debit card and checks (if you want them), and you'll be able to start depositing and withdrawing money using your new account. For more information, see \"How to Get a Checking Account.\" END