 TITLE: What Are Introductory Credit Card Rates? CONTENT: ### Wells Fargo Platinum card\nWells Fargo Platinum card\n-------------------------\nApply\non Wells Fargo's website\n**Recommended FICO® Score\\***\nGood - Exceptional\nWells Fargo Platinum card\n-------------------------\nAPR\n16.49%-24.49% (Variable)\nIntro APR\n0% for 18 months from account opening on purchases and qualifying balance transfers\n##### Card Details\n*   0% intro APR for 18 months from account opening on purchases and qualifying balance transfers, then a 16.49% to 24.49% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5\n*   $0 Annual Fee\n*   Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum card\n*   Easy access to your FICO® Credit Score with Wells Fargo Online®\n*   Monitor your spending, purchases and any suspicious activity with text and email alerts and notifications\n*   Convenient tools to help create a budget and manage your spending with My Money Map\n*   Select \"Apply Now\" to learn more about the product features, terms and conditions\n*   Matched For You are statements made by Experian and may not reflect Wells Fargo’s underwriting standards\n[Rates and Fees](;offerid=949414.284&type=3&subid=0)\nThe Wells Fargo Platinum card offers an introductory 0% APR on purchases and qualifying balance transfers for 18 months, then a variable ongoing APR of 16.49% to 24.49% depending on your creditworthiness. The card does not have an annual fee, but it doesn't offer any rewards either. You'll also have to pay a 3% balance transfer fee ($5 minimum) on balances that you transfer to the card within 120 days of opening your account—the fee increases to 5% ($5 minimum) after that period. END