 TITLE: 4 Types of Cards Everyone Should Have in Their Wallet CONTENT: Cash Back Card\n--------------\nTravel rewards can be valuable, but there may be times when you'll want to simplify the rewards you earn with a strong cash back credit card. There are several cash back credit cards that offer standout rewards rates on everyday spending categories.\nYou can also decide which type of cash back card is right for you: One that earns extra rewards in rotating bonus categories or simpler versions that offer flat-rate rewards on purchases. Both are solid options—the choice comes down to how much time you want to devote to tracking your spending and extra rewards-earning categories.\nYou also may be eligible for a sign-up bonus with a cash back card, such as a cash payout for spending a certain amount in a number of months. What's more, many cash back cards don't charge an annual fee, so you can kill two birds with one stone. END