 TITLE: Will Consolidating Debt Damage My Credit? CONTENT: Debt Consolidation Alternatives\n-------------------------------\nDebt consolidation can help you get to where you need to be financially to pay off your debt. It may cause you to experience some negative effects to your credit score in the short term, but the upside of becoming debt-free may be enough to outweigh the costs.\nIf the debt consolidation methods listed above are unappealing or unattainable, however, there are alternatives you can explore. END