 TITLE: Can Financing a Cellphone Help You Build Credit? CONTENT: Is Financing a Cellphone Worth It?\n----------------------------------\nIf you're buying a phone and can afford to pay for it in full upfront, you still may want to take advantage of a zero-interest financing offer to spread out the payments over time and keep more of your cash available. You can also choose to pay off the phone early if you want to own it outright before the end of the payment plan.\nHowever, you'll need good credit to qualify for financing, especially if you don't want to make a down payment. You can see where you currently stand by checking your Experian credit report and getting a FICO® 8 credit score based on your report for free.\n_All information about the Apple Card, Barclaycard Financing Visa® and Google Store Financing credit card has been collected independently by Experian. The product details on this page has not been reviewed or provided by the card issuer._ END