 TITLE: How to Adjust to Becoming a One-Income Household CONTENT: Recovering From a Financial Challenge\n-------------------------------------\nExamining your income and expenses will help you get a realistic idea of how much money you need each month, and whether you'll need assistance, side-jobs or another strategy to make ends meet. You'll also probably need to make cutbacks and sacrifices that can help save you from financial ruin, including bankruptcy.\nWhile you're adjusting to your new budget, remember that the goal isn't just to break even. As challenging as it can be, you always want to try and put a little bit of cash aside for emergencies and other unexpected costs, or to cover you in case it takes longer than expected to become a two-income household again.\nEven if it's just a small amount like $20 a week, try regularly setting some money aside. Eventually you want to build up emergency savings with a balance equivalent to three to six months of living expenses. But in the meantime, tracking your credit and saving even just one month's worth of your rent or mortgage payment can help you rebound faster if another financial difficulty comes your way. END