 TITLE: Survey: Most Consumers Pay Back Balance Transfers During Promotional Period CONTENT: Low or 0% APR Was the Most Popular Intro Offer\n----------------------------------------------\nNot surprisingly, the most popular intro offer respondents reported getting with their new balance transfer card was a 0% APR period. With a 0% APR period, the cardholder pays no interest on purchases for a period of time (usually six to 18 months) before the card's standard APR kicks in. More than two-thirds—66%—of those surveyed said they received a 0% APR offer. Other offers respondents received included improved terms and conditions compared with their existing cards and reduced or low APRs for certain periods of time.\nUltimately, what consumers received when applying for their balance transfer cards was in line with what they set out for when looking for a card. One-third of survey respondents said their intent when looking for the card included wanting an improved APR. Others said they were looking for cards with low or no balance transfer fees. END