 TITLE: How to Avoid Overspending Each Month CONTENT: Review Memberships and Subscriptions\n------------------------------------\nSubscriptions, memberships and apps are easy to sign up for and even easier to forget about. Over the course of just a few years, you might have accumulated a few subscriptions that have since been forgotten or underused. Look through your phone, debit and credit card bills for recurring subscriptions and cancel any you don't need or use. Common suspects: gym memberships, diet apps, automatic magazine subscription renewals, and overlapping streaming service or cloud storage solutions. Also look for opportunities to share subscriptions with family or friends. END