 TITLE: How Long Do Collections Stay on Your Credit Report? CONTENT: When Are Collection Accounts Removed?\n-------------------------------------\nA collection account will be automatically removed from your credit report seven years after the original account went delinquent.\nThe original delinquency date is when your account first became 30 days past due, kicking off the series of missed payments that ended with your account going to collections. That date doesn't change once your account is closed and sent to collections.\nMaking a payment doesn't reset the timeline for when the account will be deleted from your credit report—although it may reset the statute of limitations on the debt, meaning how long the debt can legally be collected. A collection agency buying your account from another collection agency doesn't reset the timeline either, although you may see a new account open date when the collection agency takes over your account. END