 TITLE: Will a New Credit Card Affect My Mortgage Application? CONTENT: Wait for New Credit Until After You Close\n-----------------------------------------\nTracking your credit reports and scores in the months leading up to your mortgage application can help you build and maintain good credit and avoid surprises when you're ready to apply. In addition to free credit monitoring, Experian offers access to multiple FICO® Score versions from all three credit bureaus, including FICO® Scores used by mortgage lenders, when you sign up for an Experian CreditWorks℠ Premium membership.\nIt helps to know how lenders will view your credit before you apply for a mortgage. It's also helpful to maintain your credit score and report with as few changes as possible during the approval process. Once your mortgage closes, new credit is fair game. END