 TITLE: What to Know Before Cosigning a Mortgage CONTENT: Who Can Cosign a Mortgage?\n--------------------------\nThe requirement to cosign on a mortgage can vary depending on the lender and the type of mortgage.\nFor example, some lenders require the cosigner to be a close friend or relative of the primary borrower, such as a parent or sibling. Lenders may forbid cosigners who have a financial interest in the sale of the home, such as the home seller or a real estate agent.\nCosigners generally need to meet the minimum credit score requirements for the loan—620 for conventional loans and 500 to 580 for government-backed Federal Housing Administration (FHA) loans.\nThe cosigner will also need to share copies of identifying documents and financial records and agree to a credit check. Required documents may include a government-issued ID, Social Security card, tax returns and bank statements. END