 TITLE: Can Store Credit Cards Build Credit? CONTENT: **The OpenSky® Secured Visa® Credit Card**: With this card, you'll get a competitive variable APR of 17.39% Variable. An annual fee of $35 is assessed to cardholders, but what separates this card from other secured products is the ability to get approved without undergoing a credit check. A refundable deposit of at least $200 is required to open an account. END