 TITLE: Credit Card Miles and Points: How Do They Work? CONTENT: How to Earn More Miles and Points on a Credit Card\n--------------------------------------------------\nCredit cards offer several opportunities to maximize the number of points or miles you're earning, regardless of which rewards program you have. Here are some ideas to consider.\n### Apply for a New Card\nMany credit cards offer big sign-up bonuses as an incentive for consumers to apply. For example, the Chase Sapphire Preferred® Card offers 100,000 bonus points after you spend $4,000 in the first 3 months—that's worth $1,250 in travel when booked through Chase Ultimate Rewards.\nThe Capital One Venture Rewards Credit Card offers 60,000 miles when you spend $3,000 in the first 3 months.\n### Use Your Card Whenever Possible\nIn addition to an intro offer, rewards credit cards also offer points or miles on every purchase you make. So plan to use your card whenever you can to rack up rewards quickly.\nKeep in mind, too, that some cards offer bonus rewards on certain spending categories. As you're looking for your next card, think about the areas where you spend the most and consider getting a card that offers extra points or miles on those purchases.\n### Use Other Methods\nIf you're looking to rack up miles with a specific airline or hotel loyalty program, you can also earn them in other ways. For example, some brands have online shopping portals that provide bonus miles on purchases with select retailers. Simply visit the airline or hotel shopping portal, click through to the retailer's website and make your purchase as usual.\nSome rewards programs also have dining rewards programs. With these, you simply register any credit or debit card and use it at one of the program's participating restaurants, and you'll get the promised rewards. You may even get bonus rewards for using the program more regularly. END