 TITLE: Does Your Credit Score Go Up When a Default Is Removed? CONTENT: How to Avoid Defaulting on Loans in the Future\n----------------------------------------------\nEven if you can't keep up on a bill payment, there may be ways to prevent default. If you're proactive in exploring your options, you could potentially avoid the fees, damage to your credit, or loss of property that can happen as a result of default.\nHere are some preventive measures to consider:\n*   **Reach out to your lender.** Communicate with your creditor before you fall behind. Your lender may be more flexible if you reach out while your account is still in good standing, and you could potentially work out a modified repayment plan that fits your budget and prevents you from falling behind.\n*   **Ask about deferment.** If you can't afford to pay much, or anything toward your debt, ask your lender about getting payments temporarily deferred or even suspended through a forbearance plan.\n*   **Consolidate debt.** If your credit is in good standing, or if it improved since you took on your debt, you may be able to consolidate your debt and avoid falling behind by taking out a new loan with more affordable payments. You can use Experian CreditMatch™ to find a debt consolidation loan that works for you. END