 TITLE: How to Take Out a Personal Loan CONTENT: Check Your Credit Report and Score\n----------------------------------\nYou may want to check your credit reports and scores to get an idea of what lenders will see when you apply.\n*   Check your credit reports for free at AnnualCreditReport.com.\n*   Review your credit score. You can do this in several ways, including for free through Experian.\n*   Learn how to improve your credit scores.\n*   If applicable, make sure to unlock or unfreeze all three credit reports before applying.\nYou might not know exactly which credit report or score type the lender will use, but checking your credit can still be important. Make sure there aren't any errors in your credit reports that might be hurting your scores. And see if there's anything you could do to quickly improve your score, such as paying down credit card debt, before applying. END