 TITLE: Stimulus Check Delayed? Here’s How to Cover Your Costs CONTENT: 2\\. Apply for Unemployment\n--------------------------\nIn normal times, unemployment is for those who are between jobs and looking for work. Today, more are having to rely on the benefit system to make ends meet as many businesses have shut down to slow the spread of disease.\nYou may be eligible if you've had to stop working, had hours cut or your pay decreased, and you will need to apply through your state agency. The American Rescue Plan Act of 2021, passed in March, extended unemployment benefits into 2021. See How Unemployment Benefits Are Changing in 2021 for the most up-to-date information.\nSome people still won't qualify, perhaps because they voluntarily left their job, aren't able to work or weren't working and paying into the unemployment fund before the COVID-19 pandemic.\nThe pandemic-related federal guidelines also extend benefits to those who have previously used up unemployment benefits, meaning they may now be eligible for additional assistance. END