 TITLE: Get the Most From Your Credit Card Rewards CONTENT: 5\\. Pay Off Balances in Full\n----------------------------\nBefore you get carried away with charging everything, though, remember that the key to getting the most value from credit card rewards is to keep your credit in good shape. Only use your rewards cards to make purchases you would otherwise, and be sure to pay off your balance on time and in full every month.\nCarrying a balance can lower your credit score over time otherwise. The interest and late fees you have to pay on credit card balances will also cost far more than your rewards points are worth. By using your credit cards responsibly, though, you can get plenty of value from the rewards you earn with them. END