 TITLE: How to Build Credit After a Bankruptcy CONTENT: After you file for bankruptcy, there's no magic trick that makes your credit rebound overnight. Building great credit takes time, but understanding what goes into your credit reports and scores will help you speed up the process.\nAvoiding loans and credit cards might feel like your best bet after a bankruptcy, but if you don't have any open accounts, it can be nearly impossible to add new, positive information to your credit file.\nInstead of swearing off credit forever, focus on using credit cards and loans sparingly, making all of your payments on time, and regularly monitoring your credit information. Together these steps can you help you rebuild strong credit within a few years of filing for bankruptcy. END