 TITLE: How to Choose the Right Car Loan for You CONTENT: Getting a Car Loan From a Bank\n------------------------------\nOne alternative to getting financing through the dealer is to work directly with a bank. This entails getting preapproved with the bank online, over the phone or in person before you head to the dealership.\nDepending on the bank, you may need to provide details about the car you want to buy, which can be tough if you're not sure what you're looking for. Some banks, however, may just need your credit information and how much you want to borrow for the initial part of the process.\nOnce you're preapproved, you can take the offer to the dealership, then finalize the application and funding process once you've picked out your car and created the contract.\nGetting a car loan from a bank could potentially save you money by giving you a lower interest rate than what you'd get through dealer-arranged financing. However, shopping around can take longer if you're trying to get quotes from several individual banks on your own. END