 TITLE: When to Use a Credit Card for Big Purchases CONTENT: Common Large Purchases to Make With a Credit Card\n-------------------------------------------------\nBecause of these benefits, there are a few common purchases that people tend to use credit cards for:\n*   **Appliances and electronics**: Card-issuer purchase protections can be particularly handy when you're buying expensive big-ticket items.\n*   **Hotel stays and airline tickets**: A card's travel benefits only apply if you use the card to make applicable purchases, and travel rewards cards may offer bonus rewards on travel purchases.\n*   **Rental cars**: The benefits when renting a car are the same as those for hotel stays and airline ticket purchases. Plus, some rental agencies require a credit check if you want to use a debit card.\nAlso keep in mind that frequent purchases can add up to become a major monthly expense. For example, people who tend to cook at home or have large families may wind up spending hundreds of dollars at grocery stores every month. A rewards credit card that offers bonus points at grocery stores could be a good fit. END