 TITLE: How Utility Bills Can Boost Your Credit Score CONTENT: Utility bills aren't typically used to determine your credit score. But if you're making those monthly payments on time, you may feel like you should get credit for it.\nYou now have the opportunity to get that credit with Experian Boost. Through this tool, you allow Experian to access your bank account information to identify various utility and telecom payments, including your cell phone bill.\nYou'll then have a chance to verify the information and confirm that you want to add it to your credit report. The entire process takes roughly five minutes and, if you qualify for a boost to your credit score, it will happen immediately.\nExperian Boost only considers on-time payments, so you don't have to worry about late payments having a negative impact on your credit score.\nBased on data from Experian, 10% of people who previously didn't have enough information in their credit file to have a credit score became scoreable after using the tool. Also, 75% of people with a FICO® Score☉ below 680 saw an improvement in their score after adding utility payment information to their report. END