 TITLE: The Simple Guide to Using Credit Cards CONTENT: Credit Where Credit's Due\n-------------------------\nAs you can see, using a credit card in a way that will enhance your life is not just possible, it's also easy as long as you stick to these tried-and-true rules. When you do, your credit scores should improve until they're at the point where you qualify for the premium products that come with top rewards. To make sure you're on the right path, monitor your credit report monthly with Experian's CreditWorks™ Basic plan. It's free, and you'll always know where you stand. END