 TITLE: What Is a Sign-Up Bonus on a Credit Card? CONTENT: How to Get a Sign-Up Bonus\n--------------------------\nIf you want to get a sign-up bonus, you have to apply for a new credit card. It's not quite as simple as it sounds, though.\nThere are many credit cards geared toward folks with no or low credit. However, the rewards cards with the highest sign-up bonuses usually require anyone applying to have good to excellent credit scores.\nBefore you apply for a new credit card, find out if you need a minimum credit score to be considered. Then make sure you can meet any spending requirements that come as part of the bonus offer. After all, you wouldn't want to apply for a great new credit card and a shot at tens of thousands of points only to end up not earning them because you can't make enough purchases with your card in the first few months. That said, make sure you'll be able to pay off those initial purchases right away so you don't accrue interest, which can be high on these cards. END