 TITLE: How to Pay Off Student Loans as a New Graduate CONTENT: 1\\. Start Paying as Soon as You Can\n-----------------------------------\nStudent loans typically have a grace period of six months after you graduate, and you technically don't have to make payments during that time.\nBut while your payments are still paused, interest may be accruing on your account. Once your monthly payments start coming due, the loan servicer capitalizes the accrued interest, adding it to your principal balance.\nIf you can afford it, pay off the accrued interest—and make additional payments—on your loans before the grace period ends to save money and speed up your repayment timeline. END