 TITLE: Seven Top Online Personal Loan Lenders CONTENT: Prosper\n-------\n[](;site=exp&placement=ae-single-embed&sessionid=7DC4F926-AD10-0AE0-DEC2-C524EC708C74&pageid=blogs:ask-experian:top-online-personal-loan-lenders&previouspageid=&ecsstaticid=4A46841E-3318-C796-9991-99E9B65F2344)[Apply](;site=exp&placement=ae-single-embed&sessionid=7DC4F926-AD10-0AE0-DEC2-C524EC708C74&pageid=blogs:ask-experian:top-online-personal-loan-lenders&previouspageid=&ecsstaticid=4A46841E-3318-C796-9991-99E9B65F2344)\non Prosper's website\n**Recommended FICO® Score\\***\nGood - Exceptional\nAmount\nAvailable loan amounts: $2,000 to $40,000\nEst. monthly payment: $61 to $1,720\nGrace period: 0 days\nApplication fee: $0\n##### Loan Details\n*   640 minimum FICO® Score\n*   More than $16 billion loans funded\n*   Consolidate debt, finance a home improvement project, or pay off medical expenses\n*   9 out of 10 customers would recommend Prosper to friends or family\\*\\*\n*   Co-borrower option available. Applying with a co-borrower could help improve your rates.\n*   Get your money in as few as 3 days - your monthly payment stays the same\nDisclosure\nUnlike online personal loan companies that directly fund their loans, Prosper is a peer-to-peer marketplace that connects lenders and borrowers. Your application process will be similar to that of other lenders, but receiving your loan may take slightly longer. Still, it can be a good choice if you want long repayment terms. Loans through Prosper will have an origination fee, which can range from 2.41% to 5%. END