 TITLE: What Is the Best Way to Get Out of Debt? CONTENT: 2\\. Earn Some Extra Income\n--------------------------\nEarning extra cash can help you eliminate your debt faster. Even if you only have time in your schedule to make a little extra here and there, it can make a big difference in the long run. Here are a few ideas to get you started:\n*   **Sell your extra stuff**: If you have any items around the house that you no longer use, consider selling it through an online marketplace. Depending on what you're willing to part with, you may be able to earn a lot of money this way. Avoid selling anything you're likely to need to buy again soon.\n*   **Work overtime**: If your employer offers overtime hours and you have the ability to work extra, you can put all that extra cash directly toward your debt. Just remember that you'll still need to pay taxes and other deductions on your overtime earnings.\n*   **Get a second job**: Not everyone has the time to take a second job, especially if you have a family to take care of at home. But if you can, consider adding another job temporarily while you're working to eliminate your debt. You can also look at online job boards for odd jobs that don't require a set schedule.\n*   **Start a side business**: If you have a hobby or talent, consider starting a side business that allows you to earn money doing it. Maybe it's creating jewelry and selling it on Etsy, or freelancing as a writer, editor or graphic designer. If you have a marketable skill, starting a side business could give you more flexibility than a second job.\n*   **Reduce your withholding**: If you normally get a big tax refund each year, you could get more of that money into your paycheck if you have less taken out for taxes. Speak with your payroll manager about reducing your withholding so you'll have more take-home pay you can use to pay down debt. You won't get that big check come April, but you could end up paying less in interest and paying off your debt faster.\nWhile these aren't the only ways to make extra money quickly, they can help you get an idea of what options are available based on your needs and available time. END