 TITLE: Do Home Insurance Companies Check Your Credit? CONTENT: Get Familiar With Your Credit\n-----------------------------\nWhile your credit-based insurance score is different from your typical consumer credit score, what's found in your credit report will still play a role in how it's calculated. Getting home insurance won't have a negative impact on your credit, but if your credit is in bad shape, you may find it difficult to get approved for coverage, or you may be charged a higher insurance premium. If you're planning to buy a home soon and haven't checked your credit in a while, check your credit report for free through Experian to get a sense of where you stand. If it needs some help, you can spend some time working to improve your credit before you begin the homebuying process. END