 TITLE: Which Traffic Violations Increase Your Insurance Rates? CONTENT: Which Traffic Violations Won't Cause Your Insurance Rates to Rise?\n------------------------------------------------------------------\nEvery insurance company has its own set of criteria for determining how traffic violations impact rates, so some tickets may affect you with one insurer but not another.\nIn general, though, when an insurance company raises your rates, it's an indication the company believes you're more at risk of filing a claim. So violations that don't necessarily show that you're a risky driver may be less likely to cause a premium hike than others.\nFor example, if you've received a parking ticket, there's little reason for an insurer to use that occurrence to justify raising your rates. The same goes for tickets for having your windows too heavily tinted or not wearing a seatbelt, as well as fix-it tickets.\nBut again, there are no hard-and-fast rules here. It's at the discretion of the insurer to define risk and how violations influence rates. END