 TITLE: 6 Things to Know Before Freezing Your Credit CONTENT: Does a Credit Freeze Affect Your Credit Score?\n----------------------------------------------\nA credit freeze won't have any impact on your credit score, nor will it impact your current credit accounts.\nWhile a credit freeze won't affect your credit score in any way, it will impact your ability to qualify for a loan or credit card unless you thaw your credit before submitting your application. If you're lifting the freeze temporarily, make sure you have enough time to complete the loan application and underwriting process. END