 TITLE: Can a Personal Loan Help My Credit Score? CONTENT: How to Get a Personal Loan\n--------------------------\nYou can get a personal loan from a variety of sources, including traditional banks, credit unions and online lenders. If you have stellar credit, you'll have more options and it can be easy to get approved for a personal loan.\nIf your credit isn't in great shape, though, your options may be limited and you may have difficulty getting approved with favorable terms.\nAs such, it's crucial that you take the time to shop around and compare personal loans from several lenders before you apply. Many of these lenders allow you to get prequalified with a soft credit check, which won't impact your credit score. This process allows you to view and compare loan offers, including interest rates, repayment terms and more.\nTake your time with your research, and you'll have a better chance of getting the right loan with the best terms available for you. END