 TITLE: Does Your Credit Score Go Up When a Default Is Removed? CONTENT: How Can Disputing a Default Impact Your Credit Score?\n-----------------------------------------------------\nFiling a dispute on your credit report does not hurt your credit scores. But filing a dispute doesn't guarantee you'll get information removed. The dispute process is only meant to remove incorrect information, which means it will not remove a default, missed debt payment, charge-off, collection account or any other information that's recorded accurately.\nIf you find inaccurate information on your credit file, filing a dispute could have it removed. Removing a default or other inaccurate information that's hurting your scores isn't guaranteed to make a huge improvement, however, since other factors are considered in your score calculation. END