 TITLE: Will Refinancing My Auto Loan Hurt My Credit? CONTENT: Getting Your Credit in Shape for Auto Refinancing\n-------------------------------------------------\nWhen seeking auto refinancing or applying for any credit or loan, it's wise to review your credit reports and check your credit score to know where you stand as an applicant. You can get a free credit report from all three consumer credit bureaus (Experian, TransUnion and Equifax) by visiting AnnualCreditReport.com. You can also get a free copy of your Experian credit report every 30 days.\nAs you research your loan options, you can also take steps to increase your credit score quickly, with the best tactics for fast improvement being:\n*   Paying down high credit card balances, ideally getting all balances down to 30% or less of the cards' borrowing limits.\n*   Consider enrolling in Experian Boost™† , which applies your record of cellphone, cable and other utility payments to your Experian credit report and can help increase FICO® Scores based on Experian data.\n*   Continuing to make all your debt payments on time.\nRefinancing a car can save you money over the long term, reduce your monthly payments (or both!) to ease your household budget. Experian partner RateGenius can help you better understand your auto loan refinance options. Shop around for lenders and do your best to put forward the best credit scores you can get, and you could drive home a great deal. END