 TITLE: How Long Does It Take to Get a Personal Loan? CONTENT: What About Payday Loans and Title Loans?\n----------------------------------------\nWhen researching ways to find fast funding, you may come across payday loans that are marketed as short-term loans meant to hold you over until your next paycheck. However, they're known for astronomical fees and rates that could end up costing you a lot of money in the long run. If you can't pay it back, it could also negatively impact your credit score and trigger even more fees and interest. Payday loans should be avoided.\nTitle loans that use your vehicle title as collateral for a quick loan are another potentially dangerous option. On top of charging notoriously high borrowing fees, these types of lenders can also repossess your car if you end up defaulting on the loan. If you're stuck between a rock and a hard place, consider alternative ways to come up with emergency money. Aside from personal loans, you could explore the following:\n*   A new 0% intro APR credit card\n*   Borrowing from friends or family\n*   A home equity loan or home equity line of credit\n*   A credit card cash advance, although this option can end up being costly END