 TITLE: How to Get Out of Debt - Experian CONTENT: 5\\. Be Diligent Moving Forward\n------------------------------\nAs you work to pay down your current debts, it's important not to undermine your hard work by taking on any new debt. Avoid the temptation to use a personal loan or balance transfer card to consolidate credit card debt unless you're extremely diligent about not using the card once you've paid off the balance, or only charge what you know you can pay off every month.\nEach time you successfully pay off a debt, put the extra money you freed up toward paying off more of your other debts. In months where you make more money than anticipated, or your expenses are less than expected, make the extra money work harder for you by putting it toward additional payments on your debt. END