 TITLE: Why Are My Home Insurance Quotes So High? CONTENT: Boost Your Credit Before You Apply\n----------------------------------\nAs we've noted, the shape of your credit could be one of the many factors that helps determine your home insurance quote, and those with stronger credit may benefit from lower premiums. If you plan to apply for homeowners insurance soon, make sure you understand where your credit stands by getting a free copy of your credit reports through AnnualCreditReport.com.\nYou can also get your free Experian credit report and FICO® Score☉ directly through Experian. Take some time to review the information in your credit reports, and gain an understanding of how it's affecting your scores. If necessary, take steps to improve your scores, including paying all your bills on time and keeping credit card balances low. You might also consider signing up for free credit monitoring, which will help you keep a closer eye on your reports and scores and be alerted to any changes. END