 TITLE: What Credit Score Do I Need to Get a Mortgage? CONTENT: What Credit Score Do I Need for a Conventional Loan?\n----------------------------------------------------\nLenders issuing conventional mortgages have considerable leeway in determining credit score requirements for their applicants. Lenders may set credit score cutoffs differently according to local or regional market conditions, and they may also set credit score requirements in accordance with their business strategies. For example, some mortgage lenders may prefer to deal only with applicants with credit scores above 740—considered very good or exceptional on the FICO® Score☉ scale range of 300 to 850, while others may specialize in subprime mortgages aimed at applicants who have lower credit scores. Many lenders offer a catalog of mortgage products designed for applicants with a range of credit.\nAll that considered, the minimum FICO® Score required to qualify for a conventional mortgage is typically about 620. END