 TITLE: What Is a Business Line of Credit? CONTENT: Using a Business Line of Credit to Grow Your Business\n-----------------------------------------------------\nChecking your [business credit report](;link=5500) and personal credit score before you apply for a business line of credit can help you determine whether you're likely to be approved. The higher your scores, the better your chances of getting a credit line from lenders who have strict criteria, such as banks. If your scores are on the lower end of the scale, you may take some time to improve them, or try your luck with online lenders.\nGetting a business line of credit, using it and paying it back on time can help a new business build a business credit score, which will make it easier to get other kinds of financing as your company grows. Just make sure that the lender reports your payments to the three major business credit bureaus: Dun & Bradstreet, Experian and Equifax. Using Experian's credit monitoring service Business Credit Advantage can help you stay on top of your business's credit history and credit score—two key factors in your business's financial future. END