 TITLE: Can Paying off Collections Raise Your Credit Score? CONTENT: Can You Remove Paid Collections From Your Credit Report?\n--------------------------------------------------------\nWhile the FCRA allows collections to be reported for up to seven years, there is no requirement that a debt collector or a credit reporting agency remove a collection simply because it has been paid.\nIf, however, you believe you have a collection account on your credit report that is incorrect, then you have the right to dispute that information with the credit bureau and have it corrected or removed if it is proved to be inaccurate. This right applies to collections and other items on your credit reports you believe are incorrect.\nIf you have a verified collection account on your credit report, it will not be removed until it naturally falls off after seven years. You can add a 100- to 200-word consumer statement to your credit reports explaining the collection, though this is not always recommended. END