 TITLE: What Is an Ideal Debt-to-Income Ratio? CONTENT: What Should My Debt-to-Income Ratio Be?\n---------------------------------------\nThere is no \"perfect\" DTI ratio that all lenders require, but lenders tend to agree a lower DTI is better. Depending on the size and type of loan they're issuing, lenders set their own limits on how low your DTI must be for loan approval. END