 TITLE: What Can Be Used as Collateral for a Personal Loan? CONTENT: Types of Collateral You Can Use\n-------------------------------\nSeveral types of collateral can be used for a secured personal loan. Your options may include:\n*   Cash in a savings account\n*   Cash in a certificate of deposit (CD) account\n*   Car\n*   Boat\n*   Home\n*   Stocks\n*   Bonds\n*   Insurance policy\n*   Jewelry\n*   Fine art\n*   Antiques\n*   Collectibles\n*   Precious metals\n*   Future paychecks\nTypically, funds in a retirement account like a 401(k) or IRA don't qualify as collateral. In addition, some lenders may not accept a car over five to seven years old as collateral. END