 TITLE: How to Save Money as a Homeowner CONTENT: How Your Credit Score Can Help You Save Money\n---------------------------------------------\nA good credit score can open a number of financial doors. Whether you're getting ready to sign a mortgage agreement or you're considering a refinance, an improved credit score can help you secure a lower interest rate and save you a heap of money over the life of your loan.\nYou might also want to finance home improvement costs with a credit card that offers an introductory 0% annual percentage rate (APR) for new purchases, such as a new refrigerator or supplies for a home improvement project. Just be sure to wipe out the full balance before the intro period ends and the card's standard interest rate kicks in. The right credit card can also deliver rewards well beyond its no-interest intro period for shopping at certain stores or making certain purchases.\nIf you're thinking of applying for a rewards credit card or a card with a 0% introductory APR, check out Experian CreditMatch™ to see customized credit card offers that may be right for you.\nA good credit score also could enable you to gain favorable terms, such as a low interest rate, for a home equity loan or home equity line of credit. This may wind up being a cheaper way to borrow money to pay for a home improvement project or another household need than putting purchases on a high-interest credit card. END