 TITLE: Can a Personal Loan Hurt My Credit Score? CONTENT: Deciding on a Personal Loan\n---------------------------\nNegotiating the pros and cons of getting a personal loan for your credit is an important part of the decision-making process. You may decide that it's not the right time to add a hard inquiry to your credit report, or you may realize that the added monthly debt payment won't work with your current monthly budget.\nOnce you've decided to apply for a personal loan, choosing the right one based on interest rate, monthly payment and other features is the next step. When you start paying down a personal loan, keep in mind that it's an opportunity to pick up positive credit history, and it's in your power to make the loan work for you. If you need help finding a personal loan that works for you, Experian CreditMatch™ can pair you with personalized loan offers. END