 TITLE: Holiday Spending Looks Different for Consumers in 2020 CONTENT: Consider Checking Credit Scores Ahead of Credit Applications\n------------------------------------------------------------\nFor anyone contemplating applying for new credit ahead of the holidays, there are a few important things to consider. First, try to get a card that offers some sort of benefit—like 0% intro APR on new purchases or an introductory bonus offer after meeting a minimum spend. These offers can be extremely valuable and can help you save money on your holiday shopping.\nSecond, make sure your credit is in good shape before applying for your new card. Consider getting a free copy of your credit reports and scores from Experian prior to sending in any new applications. Knowing where your credit stands will give you an idea of what cards you might be approved for.\nTo get credit card offers you are likely to be approved for, check out Experian CreditMatch™, which uses your FICO® Score☉ to pair you with the offers. END