 TITLE: All You Need to Know About Balance Transfer Credit Cards CONTENT: Is It Right for You?\n--------------------\nBalance transfer credit cards can be a strategic partner on your debt payoff journey, as long as you use them the right way: to get rid of debt at 0% APR.\nBefore deciding on a balance transfer card, understand how long you'll need to realistically pay down your current balances, and choose a card that gives you at least that much time. It's also useful to assess your budget and potentially cut expenses so you don't have to rely on credit cards during payoff—and wrap up your card's introductory period debt-free. END