 TITLE: How to Handle Identity Theft With the IRS CONTENT: Other Steps to Take After Tax Identity Theft\n--------------------------------------------\nDealing with the IRS is an important first step in this process. But if someone has your SSN and other personally identifiable information, they could also commit fraud in other ways. Here are some other actions you can take to stop the damage:\n*   **File a complaint with the Federal Trade Commission (FTC).** The FTC offers assistance to consumers who have been victims of identity fraud. File a report through IdentityTheft.gov, and you'll receive a recovery plan, including guidance throughout the process.\n*   **Review your credit reports.** If someone has your SSN, they may also try to open fraudulent credit accounts in your name. Visit AnnualCreditReport.com to get a copy of your report from each of the three credit reporting agencies (Experian, TransUnion and Equifax). Then review them to make sure you recognize all of the accounts. If you find one you don't, you can file a dispute with the credit bureaus.\n*   **Request a fraud alert or security freeze on your credit reports.** When you request a fraud alert, creditors will see the notice and try to contact you at the number you provided to verify your identity. In contrast, a security freeze prevents potential new lenders from reviewing your credit reports entirely unless the freeze is lifted. Review the differences between fraud alerts and credit freezes to determine which is the best course of action for you.\n*   **Contact the financial institutions you currently do business with.** If someone has access to your personal information, they may try to gain access to your financial accounts. Reach out to your bank or credit union and credit card companies to notify them that you've been a victim of fraud. Among other things, they may change your account numbers and login information to make it more difficult for fraudsters to take advantage.\nHopefully, the fraud that's been committed in your name is limited to what you've already discovered, but taking these steps can help prevent further problems that can make your life even more stressful. END