 TITLE: Can a Student Loan Application Be Denied? CONTENT: Who Qualifies for Federal Student Loans?\n----------------------------------------\nMost federal student loans don't require a credit check. As a result, it's easier for most people to qualify for federal student loans over private loans. It's especially a good idea if you're an undergraduate student with no credit history or a graduate student or parent with a less-than-stellar credit score.\nHowever, there are some things that can prevent you from getting federal loans. END