 TITLE: 6 Things You Should Do If You’ve Been Denied Credit CONTENT: 3\\. Check Your Credit Report and Credit Score\n---------------------------------------------\nOnce you know why you've been denied, check your credit score and credit report to get more specific information about your situation. Credit scores provide snapshots of your overall credit health, and your report is where you'll find detailed information about your accounts and payment history.\nIf you've been denied credit, you're entitled to a free copy of your credit report. Take the opportunity to read your report and look for problem areas you're able to address (account balances, for instance). Specifically, look for the issues provided in the adverse action letter to get an idea of which steps you should take.\nYou can check your credit score for free through Experian. If it's low, you'll have a harder time qualifying for many credit cards and loans. Addressing the risk factors in your credit report can help you raise your score and, in turn, expand your options. END