 TITLE: Can You Get a Job With Bad Credit? CONTENT: Can Employers Check Your Credit?\n--------------------------------\nEmployers can request access to your credit report, but they must first get your written permission. If you give them the go-ahead, they'll see some details of your credit history, but they will not see your credit score. They also receive a different, limited version of the report than what a lender would see when you apply for a loan or credit card.\nThe employer copy shows your Social Security number for verification purposes, but it does not reveal your birthday or other personal information. The report includes your payment history, account balances, any late payments and credit issues such as bankruptcy or foreclosure, but not your account numbers. The report a lender receives has had any information removed that is prohibited by equal employment opportunity regulations.\nBecause an employer isn't pulling your report to make a lending decision, they won't see in-depth personal or account information. Your account activity, however, is usually enough to indicate a history of money management, which may be relevant to the position for which you've applied.\nAgain, a credit check likely won't affect your chances of getting a job unless you're pursuing a financial or management position or may be privy to sensitive information. If you plan to work with a company's finances, the hiring managers want to make sure you handle money responsibly. They may also factor in your credit history if they're trying to determine whether you can manage large and complex projects. END