 TITLE: How to Manage Multiple Rewards Cards CONTENT: 2\\. Decide Which Card You'll Use for What\n-----------------------------------------\nIf you know what you spend on, and have multiple cards that offer rewards across several categories, you'll want to create a plan for which card you will use for which purchases.\nUse this scenario as an example: You have three rewards credit cards—two offer rewards for travel purchases and one offers rewards for spending at restaurants. When spending on travel, use the card that offers the most rewards or pick the card that earns the most valuable points. But when you go out to eat, make sure you have your restaurant rewards card on hand so you can earn the extra points for that spending.\nAnother thing to be aware of is how each card issuer and card \"codes\" or defines certain types of spending. For example, The Platinum Card® from American Express offers lucrative travel rewards of 5 points per dollar spent—but that applies only to flights booked directly with airlines or hotel and airline bookings made through the Amex travel portal. The Chase Sapphire Reserve® card, on the other hand, offers travel rewards of 3 points per dollar spent on all types of travel, including transportation options from Uber and public transit to air travel.\nThe difference in how each of these cards code purchases could dictate how you use them, so if you have multiple rewards cards, make sure you read the fine print of your card agreement so you can plan ahead to use the right card for the right purchases. END