 TITLE: What Is Regulation Z and How Does It Protect Borrowers? CONTENT: What to Do if Your Regulation Z Rights Are Violated?\n----------------------------------------------------\nIf you believe your bank, credit card issuer or loan provider isn't following the rules of Regulation Z, and that's resulted in your rights being violated, start by calling their customer service line and requesting to speak with a supervisor or manager about the issue. The violation may have been a result of a mistake or a misunderstanding.\nIf the lender refuses to make the situation right, you can file a complaint with the Consumer Financial Protection Bureau, which has rule-making authority for the Truth in Lending Act. You can also submit a complaint to the Federal Trade Commission.\nAs a last resort, you may also consult an attorney, who can help you settle the matter directly with the creditor or in a court of law. END