 TITLE: What Is a Subsidized Loan? CONTENT: How Much Can I Borrow With a Subsidized Loan?\n---------------------------------------------\nThe amount you can borrow with a subsidized student loan is determined by your school, and the amount can't exceed your financial need. The amount you can borrow each year also depends on your year in school and your dependency status. The following chart shows the annual and aggregate limits for subsidized loans as determined by the U.S. Department of Education. END