 TITLE: How Is Your Credit Score Determined? CONTENT: Check Your Credit Score for Free\n--------------------------------\nFICO® and VantageScore create the most widely used credit scoring models in the U.S., and each company creates multiple scoring models. Fortunately, consumer credit scores tend to move together, as they're using the same underlying information to try and predict similar outcomes.\nIf you have a good credit score generated by FICO® and based on your Experian credit report, you're unlikely to then have a bad score generated by another scoring model based on a credit report from one of the other bureaus. With Experian, you can check your FICO® Score☉ 8 for free, track it over time and get a breakdown of the factors that are most impacting your score. END