 TITLE: How Do I Qualify for an FHA Home Improvement Loan? CONTENT: Requirements for an FHA Home Improvement Loan\n---------------------------------------------\nBefore you apply for an FHA Home Improvement Loan, make sure you're familiar with the requirements of the borrower, property and improvements. These include (but aren't limited to):\n*   Residential properties must have been occupied for at least 90 days.\n*   You must either own the home or be a long-term renter. If you lease the property, your lease must extend at least six months beyond the loan term.\n*   While there aren't specific income or credit score requirements, your credit will be checked and you must also have verifiable income or employment. In addition, your debt-to-income ratio cannot exceed 45%.\n*   You can't be delinquent or in default on another federally guaranteed loan.\n*   Loans must be used for the specific purposes mentioned above. END