 TITLE: How to Compare Credit Card Interest Rates CONTENT: Understanding APRs and Interest Rates\n-------------------------------------\nCredit card interest rates are expressed in terms of APR, which stands for Annual Percentage Rate. This is the interest rate expressed in terms of a year. There's no difference between a card's interest rate and its APR. A year is just a standard unit of time used to measure interest rates, like the term \"miles per hour\" is used to represent speed. END