 TITLE: Can You Get A Mortgage With No Credit? CONTENT: How to Build Your Credit Score for a Mortgage\n---------------------------------------------\nWhile it's possible to get a mortgage without a credit score, the process is typically faster when you have a credit score, and even a fair to good credit score will likely mean you have more lending options to choose from than trying to apply with no credit at all.\nIf you've never had a loan or credit card, you can establish a credit score within about six months. It likely won't be great, but it'll get you a start.\nIf you've gone \"credit invisible\" because you simply haven't used credit in a couple of years, you can re-establish a credit score in three or four months simply by activating a credit card by making a purchase. It can be a small purchase, and if you can pay it off immediately (avoiding interest charges), that'll be enough to regenerate your credit file.\nOnce you've established (or revived) your credit report, you can build up your score by making regular purchases and payments in any amount. As long as the payments are made on time each month, they'll add to your positive payment history and will tend to increase your credit scores. As little as six months of positive payment history can lift your credit score. END