 TITLE: How to Buy Car Insurance as a Senior CONTENT: How Seniors Can Get Car Insurance\n---------------------------------\nWhile the cost of an auto insurance policy can change as you get older, the process to buy one doesn't. Here are some steps you can take to find the right policy for you.\n### Gather Quotes\nOne of the best ways you can save money on a car insurance policy is to request quotes from several insurance carriers and see which one offers you the best rate. You can do this online or over the phone, by speaking with multiple insurance agents or by working with an independent agent who doesn't work for any specific insurer.\n### Compare Prices\nAs you compare quotes from various insurance companies, make sure you're looking at pricing for the same coverages. It doesn't make sense to compare the cost of full coverage from one company with a barebones policy from another, for instance. Insurance companies sometimes advertise low rates, but those prices are typically for their skimpiest policies.\nIn many cases, you can adjust the quote based on the types and amount of coverage you want. If you already have an auto insurance policy, you can use that as a guide. If not, consider speaking with an agent who can help you determine the right coverage for you. Cars financed by an auto loan you're still paying back typically need to have a certain minimum level of coverage, so keep your lender's requirements in mind when you're shopping for a policy.\n### Look for Discounts\nAuto insurance companies offer discounts as a way to incentivize new signups. While some are common, others may be unique to that insurer. As you compare your options, check to see which types of discounts they offer—including ones specifically for senior drivers. It's also worth checking out discounts that are offered through organizations you belong to, such as AARP.\n### Select an Insurer\nOnce you've done your due diligence, you can select the insurance company you want to work with and proceed to purchase a policy. END