 TITLE: How to Decide Whether a Mortgage Refinance Is a Good Idea CONTENT: Should You Refinance if You're Moving Soon?\n-------------------------------------------\nIf you have plans to sell your home relatively soon, think twice before refinancing. Due to the fees associated with processing a mortgage, you should do the math to figure out how long you'll need to pay down your new mortgage before you sell. Selling your house before you've broken even on loan fees can neutralize your savings.\nIf you plan on getting a mortgage on a new home, you can use that opportunity to negotiate better interest rates and terms on your new loan. Refinancing right before you sell a house may only result in extra costs with few benefits. END