 TITLE: Can You Use a Credit Card at an ATM? CONTENT: What Is a Cash Advance?\n-----------------------\nYou can think of a cash advance as a short-term loan from your credit card issuer.\nMost credit cards let you borrow a set amount of cash as an advance. The limit for the cash advance may be in the hundreds or even thousands of dollars. You probably won't be able to borrow as much as your regular credit limit would allow. Look at your credit card statement or reach out to the card issuer to find out the cash advance limit for your card.\nWhen you borrow cash using your credit card, the amount you borrow is added to your credit card balance. This has a few potential downsides, such as driving up your credit card's minimum payment and increasing your credit utilization, which is an important factor in your credit scores. If the amount you borrow is substantial, your credit utilization could increase drastically, and that could hurt your credit scores. END