 TITLE: 7 Financial Tips for LGBTQ Newlyweds CONTENT: 2\\. Build a Budget\n------------------\nGetting on a budget can help curb overspending and keep debt manageable, especially if one partner is a bigger spender. There are other benefits, too, Auten-Schneider says, such as aligning and understanding your goals. \"You don't always need to have all the same goals, but you need to be able to support each other's individual goals and know what you're both working toward,\" he says.\nHe and his husband David recommend starting by daydreaming of what you want your life to look like in five, 10 and 25 years, from traveling and having kids to retirement. \"When you've become clearer on these daydreams, ask yourself how you'll make sure you'll get there,\" Auten-Schneider says. \"How much must you save each year? Each month? Each paycheck? Then, create a plan with your budget to do just that.\"\nIf you don't already have one, making a budget starts with figuring out exactly how much income you're bringing in each month and then taking expenses into account. There are several different budgeting methods, including the 50\/30\/20 rule and zero-based budgeting, so do some research and figure out which one works best with your lifestyle. The most important part of any budget plan is sticking to it—which may be easy to do once you see the benefits of knowing where your money goes each month. END