 TITLE: Can Financing a Cellphone Help You Build Credit? CONTENT: How Cellphone Financing Works\n-----------------------------\nAs phones have become more expensive, consumers may want or need to finance the purchase and pay over time. Some even choose to lease a new phone, which allows them to make modest monthly payments and easily upgrade to a newer model each year.\nYou may be able to find financing by working with the phone's manufacturer or a wireless carrier, or using an alternative form of financing (such as a credit card) to buy the phone. Here are how some popular financing options work. END