 TITLE: Is My Rental History on My Credit Report? CONTENT: Does Paying Rent Improve Your Credit Score?\n-------------------------------------------\nAlthough landlords and property management companies aren't required to report payments to the credit bureaus, a perfect payment pattern is still something to strive for. Not only will that information be appealing to anyone reviewing your credit report, adding a well-managed lease to your reports can cause your credit scores to rise.\nPayment history is the weightiest scoring factor in both the FICO® Score☉ and VantageScore® models, so the more evidence that you have been paying your bills on time, the better. Bear in mind that only the newest versions of the FICO® Score and VantageScore® models consider rental data, and some lenders still use older versions.\nHowever, for the most current credit scoring systems that do take rental history into account, your on-time rental payments can give your scores a lift, especially if your credit history is young or you've had some credit problems in the past. According to Experian's Credit for Renting study, 75% of study participants who were scoreable before rental data was included on their credit files found that adding rental history increased their credit score. On average, those who saw an increase experienced a VantageScore 3.0 increase of 29 points. END