 TITLE: What Are Tradelines and How Do They Affect You? CONTENT: What Happens When You Are Removed From a Tradeline?\n---------------------------------------------------\nIf you're an authorized user on a credit card, you or the primary cardholder may choose to remove you from the account. If this happens, the tradeline will no longer appear on your credit report.\nIf the tradeline had positive information that was helping boost your credit scores, the removal could have a negative impact on your scores. On the flip side, it could help your credit scores if the credit card account has a high utilization rate or issues with payment history.\nYou may also request to have a tradeline removed if it was created fraudulently. In this case, removing a tradeline can be a good thing for your credit because it gets rid of an unauthorized account that may have negative information attached to it. END