 TITLE: Can You Pay to Have Your Credit Fixed? CONTENT: How Much Does Credit Repair Cost?\n---------------------------------\nThe Credit Repair Organizations Act (CROA) [defines a credit repair organization](;num=0&edition=prelim) as any for-profit company or person that provides a service, in exchange for payment, that purports to improve your credit reports or credit scores.\nCredit repair companies generally charge a subscription fee for work performed during the prior month, or they may charge for each credit report deletion they achieve. The monthly subscription fee generally runs around $75, but it can vary depending on the company and the service you select. They may also charge based on how many items end up being removed from your credit reports. Fees for deleted items also vary, but can be $50 or higher per item, per credit bureau. In either scenario, it's easy to see how quickly fees could potentially add up to hundreds or thousands of dollars. END