 TITLE: 11 Ways to Pay Off High Interest Credit Cards CONTENT: 7\\. Ask for Lower Interest Rates\n--------------------------------\nWhile it may seem intimidating, you might have luck asking your credit card issuer for a lower interest rate. If you have a history of making on-time payments, and you've been a customer for a number of years, you're more likely to get a positive response.\nYou can provide reasons for your request, including the fact that you're experiencing a financial hardship, or mention that you've received offers from competing card issuers at lower rates. If the issuer says no, ask for a temporary rate reduction instead. This can be a useful alternative if you don't qualify for a balance transfer credit card but you'd like to pay off the debt at a lower rate over a fixed period of time. END