 TITLE: How to Apply for a Parent PLUS Loan CONTENT: Fill Out the FAFSA and Check Your Student Aid Award\n---------------------------------------------------\nBefore you apply for a parent PLUS loan, your student needs to submit the FAFSA and receive their financial award notice. Unlike the parent PLUS loan application, the FAFSA application doesn't ask about your credit history, and there's no credit check. So, completing the FAFSA does not impact your credit score in any way.\nSchools your child has been accepted to will use the information from the completed FAFSA to determine how much financial assistance your child is eligible for. If your student has been accepted to more than one school, the financial aid awarded will likely differ for each. If at that point you determine you will need more financial assistance for your child to attend the school of their choice, you can apply for a parent PLUS loan.\nKeep in mind that your student will need to fill out the FAFSA for each school year, and you will need to apply for a new parent PLUS loan each school year you require it. END