 TITLE: 6 Steps to Financially Prepare Before Having Kids CONTENT: 5\\. Know Your Credit\n--------------------\nBefore having kids, it's also a great idea to check your credit to know where you stand. Having good credit makes it easier to get approved for and get favorable rates on auto loans, mortgages and credit cards. Employers and landlords also typically check credit to make sure you have a track record of responsibility. Your credit is also sometimes run when you're applying for cell phones, cable service and other utilities.\nTo help ensure your family's financial stability, stay on top of your credit and work to improve your credit score, if necessary. END