 TITLE: How to Finance a Next-Gen Gaming Console CONTENT: How Financing for Xbox All Access Affects Your Credit\n-----------------------------------------------------\nThe financing comes in the form of a line of credit from lender Citizens One, not Microsoft. Citizens One will run a hard inquiry on your credit report to determine if you qualify for the 0% APR financing.\nUsually, a line of credit works similarly to a credit card in that you can borrow up to the limit on the account, pay it off and borrow again. In this case, however, there's no indication that you'll be able to access the line of credit beyond what you need to pay for your Xbox All Access subscription.\nCitizens One doesn't disclose a minimum credit score requirement to qualify. Generally, with lines of credit and 0% APR financing, the higher your credit score, the better your chances will be to qualify. The lender also doesn't indicate whether it reports your on-time payments to the three national credit bureaus, but it may report late payments. END