 TITLE: How Do Business Credit Card Balance Transfers Work? CONTENT: Best Business Credit Cards for Balance Transfers\n------------------------------------------------\nThe best business balance transfer credit card for you depends on several factors, including the amount and length of the introductory APR, the balance transfer fees and the amount of the APR after the introductory period ends. Also keep in mind that in most cases, you can't transfer a balance from one credit card to another from the same issuer.\nBe sure to compare credit card interest rates and read the fine print before applying for a balance transfer card. Some cards require that if you make any purchases, you must pay your balance in full each month—including the transferred balance—or start accruing interest. Other cards will revoke your introductory APR if you have a late payment.\nIt's getting more difficult to find business balance transfer credit cards, but here are two to consider:\nThe **U.S. Bank Business Platinum Card** offers 0% intro APR on both balance transfers and purchases for 15 billing cycles. After that, the variable APR will be 9.99% to 17.99%. You'll need excellent credit to qualify for this card, so check your credit score before you apply to make sure you can qualify.\nIf approved, you'll need to act quickly; transfers must be made within the first 30 days of account opening. There is a 3% balance transfer fee ($5 minimum), but no annual fee with this card. Although the U.S. Bank Business Platinum Card does not offer rewards, its long 0% introductory APR period makes it a good tool for paying off a high balance. Just keep in mind that if you make a late payment, make a payment that's returned or go over your credit limit, you may lose your introductory APR.\n**The Wells Fargo Business Platinum Credit Card** features an introductory 0% APR on both purchases and balance transfers for the first 9 months. Once the introductory period ends, your variable APR will be Wells Fargo Prime + 7.99% to Wells Fargo Prime + 17.99% depending on your personal and business credit. Balance transfers must be done either by using one of three enclosed welcome checks that arrive with your welcome letter or by calling customer service to request a balance transfer; there is a balance transfer fee of 4% ($10 minimum).\nThe Wells Fargo Business Platinum Credit Card offers rewards in the form of cash back or points (you choose). Earn a one-time $500 cash back bonus or 50,000 bonus points by enrolling in the Business Card Rewards Program and spending $5,000 in the first 3 months after opening your account. END