 TITLE: Can You Pay to Have Your Credit Fixed? CONTENT: Save Your Money\n---------------\nPaying a credit repair company to \"fix\" your credit report is usually a waste of money since you can dispute credit report information yourself, for free. In either case, information will only be removed or modified if it is inaccurate.\nIf you believe you've found errors on one or more of your credit reports, federal and state laws provide you with options to have those errors investigated and corrected. You can dispute items on your Experian report, for example, by going to the Experian Dispute Center.\nCredit repair costs can quickly run into the hundreds of dollars, and credit repair companies are not legally allowed to guarantee that they can have credit information removed. As such, the cost benefit of hiring a credit repair company simply isn't there. You'd be better off saving your money and filing free credit report disputes on your own behalf. END