 TITLE: Can I Build Credit By Renting a Car? CONTENT: Tips on Renting a Car Without a Credit Card\n-------------------------------------------\nRenting a car without a credit card can be a little tricky. Some agencies don't accept debit cards or cash at all, and those that accept debit cards may run your credit. Additionally, if you use a debit card, rental car agencies will often place a hold on money that's in your checking account, and it could take a couple of weeks for the hold to be released.\nUsing a credit card to rent a car could be a better option, because rental car agencies don't generally require a credit check if you pay this way. Also, if they place a hold on funds, it could decrease your available credit limit but won't leave you with less cash in your bank account.\nIf you want to use a debit card:\n*   Call ahead to make sure the specific location accepts debit cards.\n*   Ask if the company will place a hold on money in your account, and if they will, make sure you have enough money for the hold, your trip and your other bills.\n*   Ask if there will be any restrictions. For example, some companies might not let you rent a luxury vehicle with a debit card.\n*   Look for car rental agencies that don't require a credit check.\nIf you have a credit card available but don't want to pay for the rental with it, another option may be to put your credit card on file when you first get the car. Then, when you return it, change your payment method to your debit card. END