 TITLE: How to Build Wealth CONTENT: Find Ways to Save Money\n-----------------------\nLearning and practicing money-saving habits can make it easier to live within your means. These can come in many forms, from looking for sales and coupons to using cash back credit cards on purchases you were going to make anyway.\nYou can also look for ways to lower your monthly payments, such as negotiating lower rates on internet and cable services, comparison shopping insurance policies and making lifestyle changes to use less energy at home.\nOnce you've built up your savings, it's easier to find additional opportunities—such as paying for high-quality goods rather than inexpensive ones that you need to replace frequently. Or, getting a discount on a membership or bill by offering to pay the full amount upfront. END