 TITLE: Does Being Self-Employed Affect Your Credit? CONTENT: Does Self-Employment Show Up on Your Credit Report?\n---------------------------------------------------\nYour credit report includes information about your credit accounts, bankruptcies and recent inquiries into your credit report. It also includes some personal information, such as your name, Social Security number, current and past addresses, and current and past employers.\nYour employment history (as well as any self-employment history) may show up on your credit report based on information you provided when applying for credit in the past. When you apply for a loan, credit card or other form of credit, you'll typically be asked to provide information about your job, including the name of your employer, your income and how long you've worked there. This information helps a lender decide if you're financially stable enough to be creditworthy.\nYour lenders may pass the employment information you listed on your application along to credit bureaus, but aren't required to do so. As a result, if you've ever filled out a credit application and listed yourself as self-employed, that information may be reflected on your credit report. Whether you're employed or self-employed, your employment history is not factored into your credit score. END