 TITLE: A Look at Highest Credit Limits Among Generations and States CONTENT: Baby Boomers Have Highest Average Credit Limits of Any Generation\n-----------------------------------------------------------------\nBaby boomers have the highest average total credit limits of any generation at $39,919 across all credit cards, according to Experian data. This group of 55- to 73-year-olds also boasts the second-highest credit score of any generation, which may indicate that their high total credit limit is contributing to a low utilization ratio.\nGeneration Z—the youngest generation—has an average total credit limit of $8,062 across all cards. That's nearly one-fourth the amount held by baby boomers. These 18- to 22-year-olds have an average FICO® Score☉ of 667, the lowest of any age group. This low average credit limit and score may mean that the generation's utilization ratios tend to be on the higher side, as they have less overall credit to rely on and even a small balance can drive up their ratio.\n\\*Source: Experian data from Q2 2019 END