 TITLE: What Is a Lien? CONTENT: Does a Lien Show Up on Your Experian Credit Report?\n---------------------------------------------------\nSince 2018, tax, judgment and mechanic liens haven't been included on the credit reports maintained at the three consumer credit bureaus (Experian, TransUnion and Equifax). In the case of real estate liens, the lien itself isn't recorded in your reports, but the mortgage for which the lien is held is listed as one of your credit accounts.\nCurrently, the only public records listed in credit reports are bankruptcies. Records of Chapter 13 bankruptcy remain in credit reports for seven years from the filing date; records of Chapter 7 bankruptcy remain in reports for 10 years from the filing date. END