 TITLE: Is It Easy to Refinance Student Loans? CONTENT: Think Twice About Refinancing Federal Student Loans in 2021\n-----------------------------------------------------------\nEven if your credit and income are in good enough shape to qualify for favorable terms on a student loan refinance, it may still not be the best idea if you have federal student loans, at least not in the short term.\nThis is because the student loan provisions of the CARES Act have been extended through September 30, 2021. Until then, eligible federal borrowers don't have to make any payments, and interest won't accrue on their loans. The federal government has also stopped all collection attempts on defaulted loans.\nWhat's more, President Biden has shown support for sweeping student loan forgiveness to the tune of $10,000 for all borrowers whose loans are held by the federal government. While it remains unclear if and when this might happen, it may be worth it to keep your loans where they are to avoid missing out. END