 TITLE: Millennial Credit Card Use Is on the Rise CONTENT: How Millennials Can Keep Improving Their Credit Scores\n------------------------------------------------------\nRegardless of what credit score a millennial has right now, it's important to remember that building a strong credit history and score takes time, so it's imperative to begin thinking about credit now. Here are some ways to improve credit:\n*   **Pay all bills on time.** Payment history is the most important aspect of a credit score.\n*   **Keep credit card balances low.** Monitoring how much available credit they use each month is also important, as credit utilization is the second most important aspect in calculating a credit score.\n*   **Don't apply for too many credit cards at once.** Lenders view this is risky financial behavior.\nFor millennials looking to jumpstart or easily increase their credit scores, Experian Boost™† is an option that gives credit for on-time utility and telecom payments. Experian Boost can help a consumer raise their FICO® Score instantly, and is a great tool for someone early on in their credit journey. END