 TITLE: How to Get Down Payment Assistance CONTENT: Alternative Ways to Get Help Buying a House\n-------------------------------------------\nIn addition to seeking out down payment assistance programs, first-time homebuyers have other programs and resources that can help them navigate the homebuying process:\n*   **Government-backed loans and programs:** Find out if you qualify for any other types of federal or local programs designed to help you buy a home. You may be eligible for government-backed loans, such as an FHA loan, which can help you buy a house with as little as a 3.5% down payment; a USDA loan, which requires no down payment for low-income buyers in suburban and rural areas; or a VA loan from the U.S. Department of Veterans Affairs. You may also want to check out HUD's Dollar Homes program aimed at low-income borrowers. With this program, you could be eligible to buy a foreclosed home for just $1 plus closing costs.\n*   **Work with an experienced real estate agent.** They can often point you in the right direction for lenders who are a good fit, connect you to useful resources, and generally help you navigate what can be a complex journey. You can find a real estate agent through family and friend recommendations or real estate websites such as Realtor.com. END