 TITLE: Will a 700 Credit Score Affect How Much I Can Borrow? CONTENT: Is 700 a Good Credit Score?\n---------------------------\nCreditors set their own criteria and credit standards, and a credit score of 700 is generally considered a good, but not exceptional, score.\nCommonly used credit scoring models use ranges that go from 300 to 850. Within that range, there are different score bands, and where you fall within these bands can determine if a creditor views you as someone with bad or good credit. In general, for FICO® Scores☉ , the bands are:\n*   **Very poor**: 300 to 579\n*   **Fair**: 580 to 669\n*   **Good**: 670 to 739\n*   **Very good**: 740 to 799\n*   **Exceptional**: 800 to 850\nYou may also hear these score ranges or bands in relation to someone being a \"prime\" borrower. Prime borrowers are those who are statistically less likely to miss payments or default, and are generally offered some of the best rates and terms on credit products. Very poor credit is also called deep subprime, while exceptional credit might be labeled super prime. A 700 falls in the middle, as good or \"prime\" credit. END