 TITLE: What Should I Know Before I Borrow Money? CONTENT: Keep Tabs on Your Credit\n------------------------\nMost forms of borrowing money will impact your credit, for better or for worse, depending on your financial habits. If you make responsible decisions, such as paying bills on time and keeping credit card balances low, your credit score is likely to improve over time. Monitoring your credit, which you can do for free with Experian, can help you track changes to your score and credit report, and notice how various factors impact your credit. END