 TITLE: Where Can I Get a Small Loan With Bad Credit? CONTENT: Alternatives to Small Loans If You Have Bad Credit\n--------------------------------------------------\nIf you can't get approved for a small loan with favorable terms, you can look for other ways to get an emergency loan, get help with your bills or decrease your expenses. Even a combination of several options may help you make ends meet.\n*   **Ask creditors for help.** Contact your current creditors to see if there are any relief options available. You may be able to temporarily lower or skip payments, freeing up money that you would otherwise have to borrow. However, this only helps if you're dealing with a temporary shortfall.\n*   **Borrow from friends or family.** While borrowing money from friends or family members has the potential to strain or break relationships, in some cases, it may be a good idea if you're confident you can pay back the loan. Consider writing up a contract for the loan with clear terms that you both agree on.\n*   **Get an advance on your paycheck.** Although payday loans can be expensive, some employers and early payday apps will give you an advance on your paycheck for a small—or no—fee.\n*   **Find help from a nonprofit.** Local and national nonprofits may offer different types of assistance that could directly address your financial need or help alleviate other expenses. You may be able to get help with the basics, including utility bills, medical bills, rent and food.\nWhile these can all help with short-term setbacks, they might not be a sustainable solution if you find yourself repeatedly seeking small loans. When that's the case, you may need to revise your budget and find ways to cut expenses, or figure out how to increase your income. END