 TITLE: Can Someone Find Out If You’re Unemployed From a Credit Report? CONTENT: Does Receiving Unemployment Benefits Affect Your Credit Score?\n--------------------------------------------------------------\nEven though the name of a past or current employer may show in your reports, employment status and history have no impact on your credit scores. The scoring algorithms used to calculate your score do not include your job history as a factor and do not look at whether you are currently employed.\nThough credit reports are not directly impacted by employment, being unemployed can make it difficult to get a loan. When you apply for new credit, creditors will want to know your employment status and income to make sure you can afford to pay back the debt. They won't find this information in your credit reports, but you may be asked to self-report it on your application.\nWhether you've applied for or received unemployment benefits is not a public record, is not listed anywhere in your credit reports and won't have any impact on your credit scores. The general public (including prospective employers) cannot find out if you are receiving unemployment benefits or have in the past. END