 TITLE: What Are the Requirements for Bankruptcy? CONTENT: How to Seek Professional Advice\n-------------------------------\nYou don't have to go it alone when you're weighing whether to file for Chapter 7 or Chapter 13 bankruptcy and, then, if you decide to proceed. Check out these resources.\n*   **Bankruptcy attorney**: You can file for bankruptcy without a lawyer, but you might want to visit with a lawyer if you're unsure how to move forward.\n*   **Credit counseling agency**: A credit counseling agency might be able to work with you on a debt repayment plan so you can avoid bankruptcy. The U.S. Department of Justice maintains a list of federally approved credit counseling agencies.\n*   **Financial advisor**: A financial advisor might be able to guide you through establishing a budget and creating a debt repayment plan. END