 TITLE: How a Personal Loan Can Affect Getting a Mortgage CONTENT: What if I'm Currently Paying Off a Personal Loan?\n-------------------------------------------------\nIf you've already taken out a personal loan and are considering applying for a mortgage, the best thing you can do is to continue making your payments on time.\nIf you're close to the end of your repayment term and can afford to pay off the remainder before applying, eliminating the debt could improve your chances of getting the loan amount you're looking for. If you can't, however, just focus on maintaining a positive payment history.\nAlso, look for other ways to improve your chances of getting approved with favorable terms. END