 TITLE: How to Budget Using the 50\/30\/20 Rule CONTENT: A Flexible Method, but One of Many\n----------------------------------\nWhile the 50\/30\/20 rule is a reasonable starter budget, you might find that you prefer one that's more or less stringent. They key is to budget consistently, which will help you achieve savings and debt payoff goals while keeping spending in check. The ideal budget isn't one that others use, or that sounds good on paper; it's one that you can stick to and maybe even enjoy. END