 TITLE: Can I Refinance My Mortgage Without an Appraisal? CONTENT: When It Makes Sense to Skip the Appraisal\n-----------------------------------------\nIf you don't think your home's value has increased or you aren't looking for a cash-out refinance, you may be better off avoiding an appraisal. Doing so will save you money and time, and help you avoid the headaches that can come with a lower appraisal.\nAlthough they might not reflect the value an in-person appraiser will assign to your home, you can look for estimates on real estate websites. These can help you get a ballpark sense of how much a similar home in your neighborhood is worth, and then you can make adjustments based on required maintenance or repairs that an appraiser may notice during a visit. END