 TITLE: How to Get Out of a Car Title Loan CONTENT: Can Title Loans Impact Your Credit?\n-----------------------------------\nTitle loans may not have any impact on your credit at all, since lenders don't typically run your credit information or report your payments to the credit bureaus. That means on-time payments toward your title loan balance won't help you build credit or improve your credit scores.\nIf you fall behind on your title loan, however, you can still face major consequences. Even if it's not reported to your credit file, you'll likely be charged late fees and your car could be repossessed and sold.\nOnce you're behind on payments, the lender may offer to \"roll over\" your debt into a new loan as a solution, but this means paying more fees and interest, which makes it harder and harder to repay your full balance. END