 TITLE: How to Calculate Self-Employment Income CONTENT: Making the Most of Your Application\n-----------------------------------\nPresenting your income in the best possible light can be key to getting approved for the loan or credit line you want. While it's never a good idea to \"enhance\" self-employment income to make your application look better, you do want to account for as much of your actual income as possible to demonstrate your ability to pay back your debt.\nOf course, income is only one facet of your application. Your credit score and report also play a major role in qualifying you for a loan or credit card. As you prepare to apply for a loan or card, take a moment to prepare your credit. Review your credit score and report, and take steps to optimize your credit if you find areas that need improvement. Your reported income and credit file help tell the story of how well you're likely to manage new credit: Put your best foot forward. END