 TITLE: Do You Need Pet Insurance? CONTENT: How Much Does Pet Insurance Cost?\n---------------------------------\nThe cost of your pet insurance will vary based on the type of plan you choose and the level of coverage you need. Progressive, for instance, offers plans that reimburse 70%, 80% or 90% of your vet costs after your deductible.\nThe deductible for pet insurance works the same way as it does with health or auto insurance. It's the amount of money you're required to spend out of pocket before your coverage kicks in. So, if your pet insurance deductible is $500, that's how much you'll need to put toward your animal's care before you can start receiving reimbursements. Sometimes you can lower your insurance premium―the monthly or annual fee you pay for the plan—by agreeing to a higher deductible.\nA number of factors will affect your pet insurance, including:\n*   Pet's age\n*   Pet species and breed\n*   Deductible\n*   Type of plan you choose\n*   Level of reimbursement coverage\nBefore you start shopping for policies, think about how much you can afford to pay in premiums, deductibles and other out-of-pockets costs. You may also want to make a list of the top services you want covered, as well as any medical issues you anticipate your pet facing. Those parameters will help you choose a plan after you receive quotes from providers. END