 TITLE: How Long Does It Take to Get a Secured Credit Card? CONTENT: How Fast Can a Secured Credit Card Help My Credit?\n--------------------------------------------------\nA secured credit card can help you build credit if you use it to make small purchases and pay the balance in full on or before the due date each month. This shows creditors that you're able to responsibly manage your debts. Your credit score could also benefit if you pay on time, as payment history accounts for 35% of your FICO® Score☉ . Keeping the balance low is another credit booster because it helps your credit utilization, which is the second most important component of your credit score.\nThere's no set time frame for how long it takes for a secured credit card to help you build credit. But opening an account and making timely payments can add positive information to your report that will benefit your score and possibly help improve it over time. END