 TITLE: What Credit Score Is Needed for a Personal Loan? CONTENT: What Else Affects Personal Loan Eligibility?\n--------------------------------------------\nWhen lenders consider personal loan applications, their top concerns are your ability and reliability when it comes to repaying the loan. Your credit score is an indication of reliability, but they typically require proof of income as well, in the form of one or more of the following:\n*   Proof of employment\n*   Pay stubs\n*   Tax return\n*   Documentation of other income sources (pension, investment income, disability compensation, etc.)\nA lender might also ask for evidence of savings or other sources of cash you could tap as needed to cover your loan payments. END