 TITLE: How Much Does Debt Counseling Cost? CONTENT: How to Get a Debt Counselor\n---------------------------\nFinding the right debt counselor is key. Steer clear of any for-profit credit counseling agencies, and be sure to do your due diligence in other regards as well.\nThe National Foundation for Credit Counseling refers consumers through its network of member agencies nationwide. Foundation-certified counselors adhere to professional and training standards and are committed to providing affordable services to credit-challenged consumers. The Financial Counseling Association of America also offers referrals. Its members agree to the association's standards and best practices, which includes adhering to IRS rules regarding nonprofit credit counseling agencies.\nThe U.S. Department of Justice maintains a list of approved credit counseling agencies. You can visit the Justice Department website to search by state or judicial district. You can also check with your state attorney general's office to learn more about credit counseling regulations in your state and look for a list of approved agencies. END