 TITLE: What’s the Difference Between Subsidized and Unsubsidized Student Loans? CONTENT: Unsubsidized and Subsidized: How Are They the Same?\n---------------------------------------------------\nThere are also a couple of similarities between subsidized and unsubsidized student loans.\n### Eligibility\nYou're eligible to take out both types of loans for up to 150% of the time you're enrolled in college. For the typical four-year undergraduate degree, that means you can take out six years' worth of loans (4 x 150%). If you're getting a two-year master's degree, you could take out three years' worth of loans.\n### Interest Rates\nInterest rates are the same for both subsidized and unsubsidized undergraduate loans. For the 2018-2019 school year, the interest rate on student loans is 5.05% for undergraduates. (For graduate and professional students, the rate for unsubsidized student loans is 6.6%.) END