 TITLE: Should I Dispute a Collection? CONTENT: How to Dispute an Account in Collections\n----------------------------------------\nIf you identify what you believe to be inaccurate collection account information, you can contact the credit reporting company that is reporting the collection and formally log your dispute.\nUse the following links to file a dispute with the appropriate credit bureau or bureaus:\n*   Experian\n*   Equifax\n*   TransUnion\nYou also have the option of contacting the collection agency directly and filing a dispute with them. This is formally referred to as a \"direct\" dispute because you are contacting the source of the allegedly incorrect information directly. If the collection agency concludes through their investigation that the collection account is, in fact, being reported incorrectly, they must either remove it from all of your credit reports or correct any erroneous information. In this case, keep an eye on your credit reports to ensure the company had the account removed. END