 TITLE: What Is the Fair Credit Billing Act? CONTENT: How to Dispute Other Credit Card Charges\n----------------------------------------\nThere may be instances when you want to dispute a charge that isn't considered a billing error under the FCBA. Or, you may choose to dispute a charge or billing error over the phone or online rather than following the FCBA's process.\nFor instance, if you're the victim of identity theft, you may want to contact the card issuer right away so it can close the account. Depending on the circumstances, you may also want to report the fraud to the FTC's IdentityTheft.gov website.\nOr, you might want to initiate a chargeback if an item you purchased arrives damaged or doesn't match the merchant's description. Before attempting this, however, it's best to try to work out the issue with the merchant first. END