 TITLE: Does a Credit Freeze Hurt Your Credit Score? CONTENT: How to Get a Credit Freeze\n--------------------------\nExperian, TransUnion and Equifax all have webpages you can use to set up a credit freeze. (They also have instructions on how to request a freeze by mail.) You'll have to provide scans or hard copies of a photo ID, proof of address (recently postmarked mail will suffice) and your Social Security number. Make sure to use a secure device and network—not a public Wi-Fi access point, for instance—if you're making the request online.\nThe same pages you use to set up a credit freeze can be used to remove or suspend a freeze, and they also provide instructions for lifting a freeze by phone.\nAlthough it's not free of drawbacks, a free credit freeze is a powerful tool that can protect you from having fraudulent loans or credit cards opened in your name. END