 TITLE: Why Is My Credit Card Being Declined? CONTENT: 6\\. Your Credit Account Was Closed Without Your Knowledge\n---------------------------------------------------------\nCard companies close accounts for a number of reasons. If your credit score has dropped significantly since you opened the account, they may choose to close it because you're now a high-risk borrower.\nCard issuers also close inactive accounts, so if you haven't used a particular card in a while and you're not carrying a balance, that could be the problem. If you were an authorized user on someone else's account and the primary cardholder removed you from it, you'll no longer be able to use the card.\nIn some cases, creditors close accounts by mistake. The only way to know for sure why an account was closed is to contact the issuer. Unfortunately, issuers are not legally required to tell you that they've shut down your account, which is why it's a good practice to log in and check the status of your accounts regularly. END