 TITLE: Are Student Loans Tax Deductible? CONTENT: Pay Student Loans on Time to Build Credit\n-----------------------------------------\nIf you're a recent college graduate, you may not have had time to start building a credit history. Making your student loan payments on time every month can help you build a positive payment history, which is the most important factor in your FICO® Score☉ .\nEven if you've been out of school for a while or you're a parent of a student, on-time payments will make it easier for you to build and maintain a good credit history.\nCheck your credit score throughout the repayment process to keep track of your progress, and look for opportunities to address potential concerns as they arise. END