 TITLE: Millennial Credit Scores Lag Behind Other Generations, Despite Highest Growth CONTENT: Millennials Saw Largest Growth in Credit Scores\n-----------------------------------------------\nEven though millennial credit scores have grown more than any other generations' in the past five years, they still lag considerably behind—with an average credit score that is less than the national average. Millennials' average FICO® Score☉ in Q2 2019 was 668—that's 35 points below the national average of 703, according to Experian data.\nCompared with the generation that came before them—Generation X—millennial credit scores trail by just 20 points. But next to baby boomers, who have an average credit score of 731, millennials need to add 63 points to their score average to close the gap.\nDespite having the second-lowest average credit score of any generation, millennials saw their scores increase the most over the past five years. Since Q2 2015, the average millennial credit score jumped 3% from 651 to 668, according to Experian data. Both Generation X and the baby boom generation saw their scores jump 2% during the same period, while the silent generation's scores only increased by less than half a percent.\nGeneration Z was not included in this analysis because nearly half of the generation was not old enough to obtain credit in 2015. END