 TITLE: How to Get a Debt Consolidation Loan During a Recession CONTENT: ### Payoff\nApply\non Payoff's website\n**Recommended FICO® Score\\***\nFair - Exceptional\nAmount\nAvailable loan amounts: $5,000 to $40,000\nEst. monthly payment: $219 to $2,075\nGrace period: 10 days\nApplication fee: $0\n##### Loan Details\n*   5.99% - 24.99% APR\n*   Pay off high-interest credit card balances and save\n*   Quickly check your rate without affecting your credit score\n*   No prepayment, late, or check-processing fees\n*   Members see an average FICO® Score boost of 40 points when paying down credit card balances\nDisclosure\nIf you have high-interest credit card debt and decent credit, then Payoff's loans were designed for you. You can borrow what you have in credit card debt (up to $40,000), and send the loan amount directly to your creditors. While the lender does charge an origination fee of up to 5%, it doesn't have prepayment or late fees. END