 TITLE: Is It Possible to Pay Credit Cards With a Student Loan? CONTENT: Bankruptcy Is Unlikely to Wipe Out Student Loans\n------------------------------------------------\nAnother reason to avoid using your student loans to pay off credit card debt is that it can be difficult to have student loan debt discharged by bankruptcy. It's possible, but you'll have to prove to a court that the student loans are causing you significant financial difficulty, which can be a tough hurdle to clear even if your student loan payments are costly.\nCredit card debt, on the other hand, is a dischargeable debt in bankruptcy. So even if you don't anticipate having issues with paying your debts in the future, it's a good idea to avoid putting yourself in a position you may regret later.\nKeep in mind, however, that you should only ever consider filing bankruptcy as a last-resort course of action after you've exhausted all debt repayment strategies, payment accommodations and forgiveness options. END