 TITLE: Is a Cash-Out Refinance a Good Idea? CONTENT: *   **Balance transfer credit card**: If you're looking into a cash-out refi as a way to consolidate and refinance your credit card debt, also consider a balance transfer credit card. While you might not be able to get a card credit limit as high as your cash-out amount, balance transfer cards may offer promotional 0% APR rates on transferred balances. END