 TITLE: What Is Price Protection and Which Credit Cards Offer It? CONTENT: How to Use Credit Card Price Protection\n---------------------------------------\nPrice protection can save you hundreds of dollars every year, but it's important to know what your card issuer requires to take advantage of the perk.\nFor starters, read the benefits guide for your credit card to understand what you need to file a claim, as well as the card's eligibility information and restrictions. You'll typically need the original receipt, billing statement showing the charge, and an original advertisement dated within the timeframe specified in the policy's terms.\nYou'll also need to file your claim within a certain number of days following the date of the advertisement.\nAlso, know what's covered and what isn't. It can vary by card, but some examples include cash-only and close-out sales, seasonal and discontinued items, motor vehicles, real estate, cellphone contracts and more.\nOne way to cut out some of the work is to sign up for a service like Sift or Earny. These apps can pull digital receipts from select retailers in your email inbox and compare prices, then file a claim on your behalf when they find a price drop. The service takes 25% of the reimbursement amount as payment, but that can be worth it if you don't want to deal with the hassle. END