 TITLE: When Does a Late Payment Appear on My Credit Report? CONTENT: Take Control\n------------\nPut yourself in a position of power and don't let late payments become a habit. If you do, it can result in costly fees and a debt that takes longer and is more expensive to repay than you anticipate. Worse, it can lead to serious damage to your credit. Check your free FICO® Score☉ on Experian to see where those numbers are today, then take action to ensure they go nowhere but up. END