 TITLE: What Is a Signature Loan? CONTENT: How Does a Signature Loan Work?\n-------------------------------\nYou can use a signature loan for essentially anything you want. It's an unsecured loan that can help you consolidate debt, cover an emergency expense, pay for a home improvement or even go on a vacation.\nYour credit and income will determine the fixed interest rate of your signature loan. It's important to note that since there are no assets or collateral involved, your interest rate may be higher than that of a comparable loan of another type. A signature loan term can range from a few months to five years, but most lenders offer shorter-term signature loans. END