 TITLE: What to Do if You’re Sued by a Debt Collector CONTENT: Building Credit After Collections\n---------------------------------\nRegardless of how you approach a lawsuit from a debt collector, it's important to start taking steps to improve your credit. While you can't remove a legitimate collection account from your credit report, you can take steps to build a positive credit history—which can help outweigh negative items on your credit reports over time.\nStart by monitoring your credit regularly and considering areas of your credit reports that you can address. This may include paying down credit card balances, getting caught up on other past-due accounts, disputing inaccurate credit information and more.\nThe process of rebuilding credit after collections can take time, but it can make a big difference in your financial life in the long run. END