 TITLE: What’s Not Included in Your Credit Report? CONTENT: Income and Employment Information\n---------------------------------\nCurrent and past employers may appear in your credit report as part of your personal identifying information. However, your credit report won't show any information related to your income. Income can play a role in the credit application process: Lenders often ask about your income to help them determine whether you have the financial means to repay a debt. But they generally get this information directly from you (usually in the form of a pay stub or W2 form), not as part of your credit report. Also, since income is not part of your credit report, it is never a factor in calculating your credit scores. END