 TITLE: How to Finance a Micro-Wedding CONTENT: Take Out a Personal Loan\n------------------------\nIf you'd rather not put wedding expenses on your credit card, a personal loan is another option to explore.\nPersonal loans typically provide rapid access to funds. You can apply for one online and receive the money within a couple of days. But perhaps more important, personal loans frequently offer lower interest rates than credit cards do.\nBut there are downsides to a personal loan. They include:\n*   Thousands of dollars in interest might pile up before you pay off the loan.\n*   You could be tempted to spend more money than you had planned to spend otherwise.\n*   In addition to interest charges you'll pay over time, personal loans usually come with origination fees when the loan is issued that can be as high as 8% of the loan amount. END