 TITLE: Are Home Warranties Worth the Cost? CONTENT: How Much Does a Home Warranty Cost?\n-----------------------------------\nA basic home warranty policy costs $400 to $550 per year, according to the National Home Service Contract Association. However, your out-of-pocket costs could be higher or lower, depending on your contract and level of coverage. Your premium will likely skew higher if you opt to expand your policy beyond basic coverage. Many home warranty companies offer add-ons to cover everything from pools to additional refrigerators to electronics and more.\nAgain, you'll also have to pay a service fee every time your home warranty company sends someone out to assess damage or complete a repair. This generally runs anywhere from $35 to $100 per visit. END