 TITLE: The Dos and Don’ts of Credit Card Sign-Up Bonuses CONTENT: 4\\. Buy Gift Cards\n------------------\nIf you shop regularly at certain stores, consider buying gift cards to use them down the line. For example, if you know you spend a certain amount of money each month at Target, use your new credit card to put six months worth of expenses on a Target gift card and use that to cover your Target purchases.\nAgain, you want to make sure you can afford to do this—you shouldn't be going into debt to get a sign-up bonus. But make sure that your credit card issuer counts gift card purchases toward the spending minimum because not all issuers do. END