 TITLE: What Is the Difference Between ACH and Wire Transfer? CONTENT: Which Option Is Best?\n---------------------\nIf you're torn between an ACH or wire transfer, consider the processing time and fees. ACH transfers take a bit longer to process, but are usually free. They're also ideal if you're looking for a convenient way to pay bills electronically. But if you need the funds to arrive the same day or make a cross-border payment, a wire transfer is the best option. END