 TITLE: How Does My Income Affect My Credit Limit? CONTENT: How to Increase Your Credit Limit\n---------------------------------\nOne benefit of increasing your credit limit is that it can positively impact your credit score pretty quickly, assuming you don't drive up your balances. One way to do it is to simply call up your creditor and ask. (Yes, it might be that easy.) It isn't unreasonable to expect a 10% to 20% bump.\nAnother way to increase your credit limit is to open an entirely new credit account—and use it responsibly. If you're unable to pay off the balance in full each month, aiming to keep its utilization rate under 30% can go a long way in improving your credit score. END