 TITLE: Do Rejected Credit Applications Affect Your Credit Scores? CONTENT: You Can Find a Credit Card Without Impacting Your Credit\n--------------------------------------------------------\nIf you've gotten rejected, know that hard inquiries often only have a minor impact on credit scores and the denial won't appear in your credit reports. To avoid unnecessary additional hard inquiries and denials, during your next round of applications, start with creditors that offer preapprovals or prequalifications with a soft inquiry.\nWith Experian CreditMatchTM, you can get personalized credit card and personal loan offers based on a soft inquiry of your Experian credit report. And if you're curious about your credit history, you can also sign up for your free Experian credit report. END