 TITLE: What Happens If I Stop Paying My Credit Cards? CONTENT: Your Creditor May File Suit Against You\n---------------------------------------\nA creditor or debt collector can also sue you to force payment of a past-due debt. If the creditor wins, it may get a judgment that allows it to pull money from your bank account or directly from your paycheck. It may also be able to get a lien against your property.\nIf you're served with a lawsuit, don't ignore the case or the creditor may be awarded a default judgment in the creditor's favor. In some states, this may happen even if the debt is outside the statute of limitations. END