 TITLE: Can Someone Run a Credit Check Without My Permission? CONTENT: Who Can Access My Credit Report?\n--------------------------------\nWhen you apply for something—like a new line of credit, a new job or an apartment rental—the lender or business you're dealing with may want to look at your credit reports. They do this to evaluate your risk as a consumer and to gain insight into your past financial dealings. In these cases, most entities are required to ask for your permission before pulling your credit reports.\nThe following are examples of entities that often request permission to check your credit as a result of an application or initiation of some sort of business relationship:\n*   Banks and other lenders\n*   Utility companies\n*   Insurance companies\n*   Landlords\n*   Employers END