 TITLE: How to Finance a Next-Gen Gaming Console CONTENT: How Does Financing Work for Xbox All Access?\n--------------------------------------------\nXbox Access is a subscription service that Microsoft launched in 2018. The program allows gamers to pay for an Xbox console over time instead of paying upfront. In addition to the console, you'll also gain access to Xbox Game Pass Ultimate, which includes a library of 100 games, the ability to play games online via Xbox Live and more. Game Pass Ultimate usually costs $14.99 per month on its own.\nWith the Xbox Series X ($499) and lower-spec Xbox Series S ($299) coming on November 10, you can pre-order the console or wait until launch and join Xbox All Access through Microsoft, Best Buy, Walmart, Target or GameStop. There are three tiers for the program:\n*   For $34.99 per month over 24 months, you'll receive the Xbox Series X and two years of Xbox Game Pass Ultimate. Total cost: $839.76\n*   For $24.99 per month over 24 months, you'll receive the Xbox Series S and two years of Xbox Game Pass Ultimate. Total cost: $599.76\n*   For $22.99 per month over 24 months, you'll receive the previous-gen Xbox One S, two years of Xbox Game Pass Ultimate and the option to upgrade to an Xbox Series X after 18 months. Total cost: $551.76\nThere are no upfront costs for Xbox All Access financing. Note that there's no option to finance just the console, so if you want the console but not Xbox Game Pass Ultimate, you'll need to find another financing option. END