 TITLE: What Is No-Exam Life Insurance? CONTENT: How Much Does No-Exam Life Insurance Cost?\n------------------------------------------\nThe cost of a no-exam life insurance policy varies based on the insurance company, your age and other factors. Premiums for a policy with no medical exam typically are at least twice as much as premiums for a policy requiring a medical exam.\nA woman in her late 60s might pay $122 a month for $25,000 worth of coverage, according to insurance marketplace Breeze, while a woman in her mid-30s might pay around $12 a month for $30,000 worth of coverage. In other words, the older woman in this scenario pays more money for less coverage.\nA check of online quotes for traditional and no-exam life insurance found a difference that could add up to hundreds of dollars per year between premiums for these two types of coverage purchased by the same policyholder. A price comparison revealed premiums of approximately $29 to $45 a month for a $500,000, 20-year policy purchased by a 30-year-old man in California who's in excellent health and doesn't use tobacco. Meanwhile, a quote for the same man supplied by a provider of no-exam coverage showed a monthly premium of $44 to $69. END