 TITLE: Should I Do a Cash-Out Refinance to Pay Off Debt? CONTENT: Make Sure Your Credit Is Right First\n------------------------------------\nWhether you choose a cash-out refinance, debt consolidation loan, balance transfer credit card or any other option, it's important to ensure your credit is in good shape.\nCheck your credit score to see where it stands, and look for areas that need improvement. You may also choose to review your credit report for more context, and also look for potentially inaccurate information that could be impacting your credit score negatively.\nIf your credit isn't where you want it to be, take steps to improve your credit score before you apply for a new loan. This process can take some time, but the benefit of getting a lower interest rate could save you hundreds or even thousands of dollars. END