 TITLE: What Are the Pros and Cons for Rent-to-Own? CONTENT: How Do Rent-to-Owns Affect Your Credit?\n---------------------------------------\nThe only accounts that show up on your credit report—and, in turn, shape your credit score—are ones that are reported to the credit bureaus. Since rent-to-own agreements generally are not, they should have no impact on your credit. However, those who are looking to use positive rental payments to bolster their credit score could ask their landlord if they're open to reporting their payments.\nIf so, your credit score could go up if you simply make all your rent payments on time. Of course, it all comes down to personal responsibility—late or missed payments will reflect negatively. To improve the likelihood that you'll be able to purchase the property once the lease period is up, keep tabs on every component of your credit. Pay down debt as much as you can, continue making all payments on time and avoid opening new accounts unnecessarily. END