 TITLE: The Worst Credit Card Charges You Can Make CONTENT: Impulse Items\n-------------\nWhen you see something compelling that's outside your normal budget, you may automatically reach for your credit card. But before you do, ask yourself these questions: Is it necessary? Do I need it now? Can I afford to pay the bill in full when it's due? If any of your answers are \"no,\" slide the card back in your wallet. Odds are the item will still be ready for purchase at a later date, so if you truly want it, find a way to make it happen that doesn't involve you getting into debt. END