 TITLE: What Are the Different Types of Federal Student Loans? CONTENT: Beyond Student Loans\n--------------------\nStudent loans may not be the most fun part of college, but they are often necessary for making your education plan work. Don't take these loans lightly or overreach and borrow more than you need. Consider your college's work-study program if it's available to you or finding other ways to make money while you're in college to reduce the amount you need to borrow. And don't underestimate the \"free money\" available for those seeking to learn: There are lots of grants and scholarships you may qualify for that can help ease the financial burden and start you on your way toward earning your degree. END