 TITLE: How Long Does a Credit Card Refund Take? CONTENT: Do All Refunds Take the Same Amount of Time?\n--------------------------------------------\nThe speed at which you'll get your money back varies widely, but there are a few things you can look into to get a better idea of when the funds will appear in your account.\nFirst, check the merchant's return policy. Every seller sets their own policy for accepting and processing returns. Read through the entire policy to find out:\n*   **Whether and how they handle refunds**: Some merchants only offer store credit. Others may require you to get a pre-return authorization before you send anything back.\n*   **How to return your item**: Who pays for shipping? Can you return the item to a store location near you?\n*   **How quickly they issue a refund**: This can range from \"immediately\" to 30 days or longer. Amazon's policy says they will process your credit card refund in three to five business days after receiving a returned item. Madewell.com says to allow \"up to two weeks\" for a return to process.\nOnce the merchant processes your refund, it's up to your card company to post the credit to your account. This typically takes three to seven business days.\nThese timeframes apply to simple refunds, in which you and the seller agree to a return. If the seller does not agree, you can work with your card company to dispute the charge and get your money refunded. This is a separate process that may take as long as six months to resolve. END