 TITLE: Does Your Credit Score Affect Homeowners Insurance? CONTENT: How Much Does Homeowners Insurance Cost?\n----------------------------------------\nAs stated above, many factors affect much you'll pay for homeowners insurance. Additionally, you're likely to find different rates from different insurers, even with all else being equal. This is why it's usually smart to shop around for an insurance policy with coverage and a premium that works for you.\nA 2019 report from the National Association of Insurance Commissioners found the average annual home insurance premium was $1,211 in 2017—an increase from $1,192 in 2016. The NAIC gathered the data from the department of insurance in every state except California and Texas. END