 TITLE: What Is a Medical Credit Card? CONTENT: Finding Your Best Option\n------------------------\nA medical credit card can be a viable alternative for paying off medical expenses. Just make sure you first understand rates, terms and the impact on your credit—as well as taking the time to determine whether a new medical credit card is in fact your best, most painless option. If you're in a position where credit is needed to help you cover your medical costs, first be sure to understand your credit situation so you can better focus your efforts. Whether that means improving your scores or applying for debt you can qualify for, checking your credit report and score is usually a wise first step. END