 TITLE: These Tips Can Help You Improve Your Credit CONTENT: Why Improving Your Credit Is Important\n--------------------------------------\nA good credit score can be a lifeline when you're focused on achieving certain milestones, like getting a mortgage, car loan or even an apartment. Lenders and landlords look at credit reports as evidence of your financial responsibility. Improving your credit so that it's in the good to exceptional range will give you access to the widest variety of loan and credit card options at the lowest interest rates.\nThink of a good credit score as reinforcement, or a bodyguard backing you up when you're ready to make a change or pursue a financial goal. If a relationship ends unexpectedly and you suddenly need to seek out a new apartment, knowing you have good credit can give you peace of mind, knowing you'll easily be able to qualify for a new place.\nOn the other hand, when your partner says they're ready to buy a home together, already having good credit can put you in a better position to agree that it's the right time—and you'll be able to jump into the housing search with enthusiasm, rather than feeling that you're not yet a strong candidate for a mortgage. END