 TITLE: When to Dispute Credit Report Information CONTENT: What if You Disagree With the Outcome of Your Dispute?\n------------------------------------------------------\nIf you've filed a dispute with one (or all) of the credit bureaus and don't get the resolution you had hoped for, you can try contacting the source of the disputed information. It's a good idea to communicate with your lenders and card issuers about any issues you have anyway, as they may be willing to work with you as a customer. Be prepared to state your case clearly and have your supporting documents ready. If you agree on a resolution, your creditor can contact the credit reporting agencies to have the information deleted or updated.\nHave you recently uncovered additional information or supporting documents that might strengthen your case? You can re-submit your dispute along with any new evidence you have.\nOf course, sometimes disputes just don't go your way. If this happens, you can still add a consumer statement of explanation to your credit report to provide additional insight. Although this type of statement won't raise your credit score or change the items on your credit report, it may help a lender who is reviewing your credit file understand any extenuating circumstances that may apply. END