 TITLE: Do Prepaid Credit Cards Help Your Credit Score? CONTENT: Are Prepaid Cards Safe to Use?\n------------------------------\nPrepaid credit cards offer some protections in case of loss or fraud. Once you get your card, register it immediately and write down the number on the back of the card. If the card is lost or stolen or you notice a suspicious withdrawal, call the number right away.\nYour responsibility for fraudulent or mistaken charges on a prepaid debit card is limited as long as you report it right away. If investigating the dispute will take more than 10 business days, card issuers are typically required to credit the amount in question back to your account while the problem is resolved.\nSome prepaid cards offer deposit insurance, which protects the money in your account if the card issuer goes out of business. You must register your card to get this protection.\nTo lessen the risk of loss from a prepaid credit card, keep the card in a safe place and limit the amount you load to the account. END