 TITLE: How to Negotiate a Car Loan CONTENT: Never Settle\n------------\nIf your credit isn't in stellar shape, you may have a hard time qualifying for some of the best interest rates auto lenders have to offer. But that doesn't mean you have to settle for a high interest loan, even if you have bad credit.\nTake your time to consider your options, shop around and compare interest rates, and look for opportunities to reduce the amount of risk lenders take on. If you have time before you need a new car, don't rush into anything. Be prepared to walk away if the terms of the loan don't match your budget.\nAnd if you don't have time, take what you can get now and work on building your credit, so you can qualify for a lower interest rate through refinancing in the future. END