 TITLE: Can You Get a Loan Without a Bank Account? CONTENT: Consider Opening a Bank Account\n-------------------------------\nOpening a bank account could make it easier to qualify for a loan, but getting an account could be easier said than done. If part of the reason you don't have a bank account is that you've had a lot of overdrafts or unpaid fees in the past and can't get approved for a new account, you may still have options.\nSecond-chance bank accounts offered by credit unions and banks are designed to give second chances to people who have less-than-perfect banking history. BBVA USA and PNC are two examples of financial institutions that offer second-chance accounts.\nYou may have options with online banks as well. Chime offers second-chance online bank accounts where your application isn't run through ChexSystems, which is essentially a background check system for bank accounts.\nIf you're hesitant to open a bank account because you're worried about fees and the minimum deposit required, there are options that have low fees and no minimum balance requirement. Since terms can vary widely from one account to the next, the best way to choose a bank account is by comparing features, fees and conditions across multiple institutions, including both traditional and online banks as well as credit unions. END