 TITLE: What Is a Uniform Residential Loan Application? CONTENT: New Changes to Uniform Residential Loan Applications in 2021\n------------------------------------------------------------\nFannie Mae and Freddie Mac updated the URLA earlier this year. The new application is reformatted to make it more consumer-friendly and to further digitize the mortgage process. Among the changes are a cleaner design, better organization and clearer instructions.\nThe new nine-page application asks for more information than the previous application did. The pieces of information that an applicant now must provide include:\n*   Mobile phone number\n*   Email address\n*   History of military service\n*   Current housing expenses\nThe redesign of the form doesn't change the application process for the borrower or lender. After May 1, 2021, Fannie Mae's and Freddie Mac's automated systems stopped accepting mortgage applications submitted on older forms. END