 TITLE: What Happens if You’re Turned Down for a Secured Credit Card CONTENT: If you've been denied credit due to information found on your credit report, the lender should have sent you an adverse action letter. This letter will explain why you were denied and the rights you have as a consumer, such as the ability to get a free copy of your credit report. If your credit score was the basis for your denial, the letter will also include your score, the date it was pulled and the method used to generate it.\nHere are some steps you can take after being denied for a secured card that may help to improve your chances of getting approved next time. END