 TITLE: 10 Potential Reasons Why Your Credit Card Application Was Denied CONTENT: 5\\. You Have High Debt\n----------------------\nThe more debt you have, the harder it can be to keep up with all of your monthly payments. And because credit card issuers prioritize on-time payments, having too much debt relative to your income can hurt your odds of getting a new credit card.\nIf you have high credit card balances or a lot of debt payments in general, consider paying down your credit cards before you apply again. END