 TITLE: Understanding Your Experian Credit Report CONTENT: Accounts\n--------\nAccounts in a credit report include revolving credit accounts and installment loans. This information is reported to the credit bureaus by your creditors. Accounts in good standing reflect your creditors' reports that you have satisfactorily met the terms of your agreements with them and all payments have been made on time. Lenders are not required to report account information to the credit reporting companies. Some lenders may choose to report to only one or two of the three major credit reporting companies (Experian, TransUnion and Equifax), and some choose not to report to any. Therefore, it is possible to have an account that does not appear on your credit report. This section may also include up to two years of your monthly balances on an account if it has been reported by your creditor. Here are some examples: END