 TITLE: How Is a Student Credit Card Different From a Regular Credit Card? CONTENT: When Should a Student Get a Credit Card?\n----------------------------------------\nYou can apply for a credit card as the primary account holder once you turn 18. A student credit card is worth considering if you earn your own income or choose a card company that allows cosigners (and a parent or another dependable person in your life is willing to help). Your cosigner should know, though, that he or she will be on the hook for any debt you can't repay.\nIt's also important to know yourself, and whether you're ready for the responsibility that holding a credit card brings. If you're not sure you can avoid maxing out the card or missing payments, it's smart to go for a different credit-building option instead. Then apply for a regular credit card later on. END