 TITLE: 7 Ways to Make Money Fast CONTENT: Reduce Your Monthly Bills\n-------------------------\nSome of your monthly bills, including your debt and insurance payments, are likely necessities that will be harder to cut than discretionary spending. However, you may still have some opportunities to pay less than what you are currently.\n*   **Insurance**: If you have auto, renters, life or homeowners insurance, shop around and compare rates based on your current situation to see if you can get a lower rate. Be careful of cutting too much coverage, however, as that could backfire if you end up needing your policy down the road.\n*   **Credit cards**: Call your credit card company to see if you can negotiate a lower interest rate on your account. You may also be able to get approved for a balance transfer credit card with an introductory 0% APR promotion, which eliminates interest from the equation entirely for a set period of time as long as you at least meet your minimum payments.\n*   **Phone, internet and cable**: You may have a hard time negotiating a lower monthly bill with these services. However, if you do some research and find that you can get a lower monthly rate elsewhere, you might be able to use that information to talk your current company into reducing your bill to keep your account.\nAny money you save from these cost-cutting endeavors can be used for other important expenses. END