 TITLE: What Are the Best Short-Term Investing Options? CONTENT: Short-Term Bond Fund\n--------------------\nGenerally, a short-term bond fund invests in an array of bonds that mature in one to three years. Governments and corporations are among those that issue short-term debt in the form of bonds.\nReturns on short-term bond funds vary. As of September 2020, investment broker Vanguard listed the average annual return for its short-term bond fund 4.89% over a one-year period and 3.42% over a three-year period.\nThis investment option is best if you might need your money within the next two to three years.\n*   **Risk level**: Low. Short-term bond funds typically are less risky than stocks but a bit riskier than investment vehicles like savings accounts. They aren't insured by FDIC or any other government agency.\n*   **Next step**: Contact an investment broker if you're interested in exploring short-term bond funds. Among brokers that sell them are Charles Schwab, Fidelity, iShares and Vanguard. END