 TITLE: What to Know When Applying for a Business Loan CONTENT: When Should I Use My Business Credit?\n-------------------------------------\nIn general, it's best to keep business credit and personal credit separate—using your [company's credit score](;offercode=askexperian) for business-related credit and vice versa. Using your business credit when appropriate will help you protect your personal credit from anything that happens at work and help your business build strong credit for the future.\nThere are some cases, however, when a business owner might have to use their personal credit for business-related borrowing. This could be the case if the business you own is a sole proprietorship. In these scenarios, if you don't already have an EIN, then you'll need to use your personal credit when applying for credit. END