 TITLE: How to Apply for a Parent PLUS Loan CONTENT: Should You Apply for a Parent PLUS Loan?\n----------------------------------------\nParent PLUS loans may be a viable option if your child needs assistance covering their higher education expenses. The application process is relatively simple and you'll be able to borrow up to the cost of attendance (minus other awarded financial aid) if necessary. If you're denied due to adverse credit history, you can request to be reconsidered by adding a cosigner to your loan application or notating the reason for your credit issues. You can also take measures to improve your credit so you have more likelihood of being approved next time.\nYou can check your free credit score and report with Experian to see where you stand before applying. Be sure to review your report to identify areas that need improvement and give yourself the best chance at getting approved. END