 TITLE: Can Credit Repair Companies Remove Hard Inquiries? CONTENT: How Do Credit Repair Companies Work?\n------------------------------------\nCredit repair companies charge consumers a fee to remove inaccurate information from their credit reports. They may charge hundreds or even thousands of dollars to find inaccurate negative information in their clients' credit histories and dispute them with the major consumer credit bureaus.\nCredit repair companies don't have any special way of disputing inaccurate information that isn't available to the general public. In fact, these companies are regulated by the Credit Repair Organizations Act (CROA), a law that requires them to provide clients with a written contract specifying the services they will provide, and offer those clients three days to cancel the contract. Furthermore, these companies can't promise to remove accurate information or accept payment until they fulfill the contract. For more information, see \"How Does Credit Repair Work?\"\nThat means that you have as much power in your own hands to get inaccurate or fraudulent inquiries deleted from your credit report—without paying for it. END