 TITLE: How to Get a Checking Account CONTENT: You can open a checking account by filling out an application online or in person, usually in just a few minutes, as long as you have the necessary items noted above. The bank will then issue you a debit card, typically arriving in the mail seven to 10 business days later. A debit card allows you to pay for items using the funds from your account.\nIf you order checkbooks, those will also come after the account opens. If you need checks before they arrive in the mail, you can typically get temporary checks from your bank. Checkbooks are often free the first time but may carry an extra fee when you order more.\nOnce the account is created, you can set up recurring direct deposits from your employer to your checking account. Many banks also allow you to deposit checks via their mobile app, though you can also go to an ATM or branch location. END