 TITLE: How to Make the Most of Travel Credit Cards CONTENT: Are Travel Credit Cards Worth It?\n---------------------------------\nA few travel credit cards, like the Capital One VentureOne Rewards Credit Card, do not have annual fees. Many more cost around $95 per year. Still others cost several hundred dollars per year to carry.\nDeciding whether a travel credit card is worth it to you will depend on how many of its benefits you will use, and whether the benefits outweigh the annual fee.\nThink about how often you travel each year. If you don't fly frequently or don't think you'd take advantage of an airline credit card's airport lounge access or free checked bag benefits, it might not be worth applying for one. In the same way, what good is elite status with a hotel chain if you don't actually spend several nights a year hanging out at their hotels and enjoying perks like room upgrades and free high-speed Wi-Fi?\nOne final consideration: Many higher-end travel rewards credit cards require potential applicants to have good to excellent credit. Before applying, check your credit score (which you can do for free with Experian), and see if your score is within the average range for applying for a specific card. END