 TITLE: How Can I Get a Low Car Payment? CONTENT: Know and Improve Your Credit Score\n----------------------------------\nBefore you even step foot into a dealership and shop for a car, find out your credit score. If your credit score is below 650, you may be stuck with a high interest rate of 10% or more. This type of interest rate can leave you with high car payments and increase the overall cost of your car.\nFortunately, you can improve your credit score and increase your chances of landing a lower interest rate. Pay your bills on time, keep your credit accounts open, pay down outstanding credit card balances and avoid taking out other loans to help improve your score.\nOnce you've improved your credit score, you'll likely be able to secure a much lower interest rate. Believe it or not, dealers often treat their customers with excellent credit scores of 750 or higher to interest rates of 2.9%, 1.9% or even 0%. END