 TITLE: What Is a Signature Loan? CONTENT: Is a Signature Loan the Same as a Personal Loan?\n------------------------------------------------\nA signature loan is considered an unsecured personal loan. Whether a lender refers to it as a signature loan or an unsecured personal loan, there's no collateral such as a house or car tied to the loan. Therefore, a signature loan requires a higher credit score and is more difficult to obtain than a secured loan such as a mortgage that's secured by your house. END