 TITLE: Top Credit Scores in Los Angeles by Neighborhood CONTENT: Despite Income, Credit Scores Mostly \"Good\" or Better\n-----------------------------------------------------\nWhile there is some correlation between income, debt and credit scores, having a high income isn't a requirement to have a high credit score.\nAll things considered, almost all of the neighborhoods listed in this ranking have an average credit score at or above 670, which is considered \"good\" by lenders. This means that despite variances in income and debt levels, residents in these neighborhoods are displaying healthy borrowing habits by paying bills on time, maintaining a low credit utilization ratio and avoiding bankruptcy.\nBorrowers with good credit scores are better equipped to secure loans and credit cards with lower interest rates and good terms, which opens them up to more opportunities such as owning homes and buying cars. END