 TITLE: Can You Get Gap Insurance at Any Time? CONTENT: Saving Money on Insurance\n-------------------------\nShopping around for the best quote can save you money on insurance coverage, and so can working on your credit. In many states, insurers are allowed to consider your credit when deciding to take you on as a customer and when deciding your rates. Where it's considered as a factor, better credit can help you nab lower premiums.\nIf you're not sure what condition your credit is in, consider pulling your free credit report and scores before contacting your insurance company. Taking the extra step to improve your scores could ultimately save you money on your car insurance premiums, not just gap insurance.\nMany factors impact your premiums, however, including how experienced you are as a driver, the number of miles you drive and whether you have any accidents or moving violations in your history. Staying safe on the road and taking other steps to save on car insurance can make a big difference in your finances. If gap insurance sounds right for you, it could also be a very wise financial move. END