 TITLE: What Credit Score Do I Need To Get A Car Loan? CONTENT: Do All Auto Lenders Use the Same Credit Score?\n----------------------------------------------\nAuto lenders don't just decide for themselves which numerical credit scores may qualify you for a loan—they also get to choose which scoring model to use. Some use the traditional FICO® Score☉ that's also popular among mortgage lenders, credit card issuers and other lenders. Others use a VantageScore® model, which shares the score range of 300 to 850 used by the FICO® Score. Other credit scoring models, including specialty models designed specifically for auto lenders, use different scale ranges.\nThe FICO Auto Score, for example—a variation on the FICO® Score tailored to predict the risk of default on car payments—uses a score range of 250 to 900. Other specialty scoring models used by auto lenders may have still different ranges. END