 TITLE: How to Avoid Overspending Each Month CONTENT: Make Your Finances Sustainable\n------------------------------\nFinally, be prepared to be flexible. Job changes, broken plumbing, major life events—these can all trigger unexpected spending. The goal of gaining control over your expenses isn't to eliminate life's financial surprises; that simply isn't possible. Instead, creating a structure and a plan helps make your finances more sustainable in good times and bad—including having an emergency fund at the ready. Figure out how to track your expenses, create a budget and keep your spending in check. Master your outflow and your financial goals will be easier to reach. Monitor your credit throughout the process can help you make sure you're setting yourself up for a great financial future. END