 TITLE: How to Maximize Hotel Credit Cards CONTENT: Great Bonus Categories\n----------------------\nMany hotel credit cards earn bonus points in a variety of spending categories, not just when you pay for stays at partner hotels. That means you can quickly rack up points for reward nights by using the card to pay for things like meals and grocery shopping. But it pays to think about cards that earn bonus points at specific merchants, and then picking the one that will rack up the most at the places where you tend to spend the most money.\nFor instance, the Hilton Honors American Express Surpass® Card earns 12 Hilton Honors bonus points per dollar on eligible purchases made directly with hotels and resorts within the Hilton portfolio. However, it also accrues 6 points per dollar at U.S. restaurants, U.S. supermarkets and U.S. gas stations. It earns 3 points per dollar on all other eligible purchases.\nThe World of Hyatt Credit Card from Chase, meanwhile, earns 4 bonus points per dollar on purchases at Hyatt hotels, then 2 points per dollar at restaurants and on airline tickets purchased directly from airlines, on local transit and commuting, and on fitness club and gym memberships. It earns 1 point per dollar on all other eligible purchases.\nIf you tend to spend more on groceries and gas, the Hilton card is probably a better choice for you. But if you buy a lot of airline tickets, dine out frequently and use rideshare services or mass transit, you might get more bang for your buck from the Hyatt card. Any hotel credit card you open should earn bonus points on a variety of purchases, and especially on the ones you would use your card for the most. END