 TITLE: Can Bankruptcy Get Rid of Student Loans? CONTENT: Take Steps Early to Avoid Credit Damage\n---------------------------------------\nIf you're not sure you can make your student loan payments, take steps early to avoid missing payments and default. Both of these scenarios can damage your credit score, making it difficult to qualify for refinancing or get approved for favorable credit terms in the future.\nAs you decide the best path forward for you, monitor your credit regularly to understand how your actions impact your credit score. Credit monitoring can also help you spot potential issues before they cause significant damage. END