 TITLE: What Is a Budget? CONTENT: You Can Track More Than Your Money\n----------------------------------\nA budget can help you foresee financial problems, adjust to changes and take advantage of opportunities. Similarly, you can monitor your Experian credit report for free. You'll get alerts when there are important changes that could indicate fraud, such as a new account opening, and be able to react quickly. You can also use Experian's CreditMatch™ tool to get personalized credit card offers based on your credit history. END