 TITLE: How Does My Income Affect My Credit Limit? CONTENT: How Does Your Credit Limit Impact Credit Score?\n-----------------------------------------------\nYour credit utilization is an important factor in your scores, and how big or small your credit limits are can greatly affect it. Even if you're a high earner with a great job, your credit score will suffer if you've maxed out all your open accounts. In some instances, it could prevent you from getting approved for a new account altogether.\nIncreasing your credit limit can bring down your credit utilization ratio and help lift your credit score. The opposite is also true. If your available credit goes down while your spending habits stay the same, it can drag down your score. Closing out old credit cards, missing payments or reporting a reduction in your income all could result in lower credit limits. END