 TITLE: 7 Budgeting Tips to Try After a Pay Cut CONTENT: 5\\. See if Any Service Providers Are Offering Temporary Relief\n--------------------------------------------------------------\nYou may be able to temporarily reduce some of your bills until your income bounces back. Those with a federally backed mortgage may qualify for a 180-day forbearance (with the option to extend it another 180 days after that), thanks to the CARES Act. This pandemic relief legislation also allows borrowers with federal student loans to push pause on their payments, including interest, until the end of September.\nEven your car payment may be negotiable right now. Ford, for example, is letting borrowers delay payment or change their payment due dates in light of the pandemic. Contacting your service providers across the board could translate to significant savings. END