 TITLE: How to Get Credit Counseling or Financial Assistance CONTENT: Student Loan Counseling and Financial Assistance Programs\n---------------------------------------------------------\nStudent loans can be different from other types of debt, particularly if you have federal student loans. You may be eligible for different repayment plans, forgiveness and cancellation programs. Even private student loan lenders may offer hardship programs that allow you to temporarily stop making payments.\n**StudentAid.gov** is the main resource for federal student loan borrowers. If you have private student loans, you can reach out to your loan servicer and ask about assistance programs.\nAdditionally, nonprofit credit counselors may offer student loan counseling services, which could be a good option if you're looking for personalized advice. There are also consultants and attorneys who specialize in student loans. While you may need to pay for their services, it could be a worthwhile investment if you have a complex situation or have legal questions. END