 TITLE: What Is an Insurance Claim? CONTENT: Do Insurance Claims Affect Your Credit Score?\n---------------------------------------------\nFiling any type of insurance claim will not directly impact your credit score. However, if the claim has negative financial consequences, it could indirectly lead to knocks on your credit. For example, having to pay a high deductible or higher insurance premiums could make it difficult to manage your other bills. You might start missing payments, which can have a significant negative impact on your credit score.\nOpting for a higher deductible is one way to lower your insurance premiums, but you should always be sure you could easily pay the deductible if you had to. If you're concerned that financial difficulties due to insurance claims may have affected your credit, check your credit report and score to see where you stand. END