 TITLE: How to Avoid Overspending Each Month CONTENT: Track Your Progress\n-------------------\nOver time, careful money management can help you minimize credit card debt, grow your savings, live within your means and reduce your financial stress—all valuable components of financial health. You'll have an easier time meeting these goals—and celebrating them—when you track your finances consistently. Three areas to watch as you go:\n*   **Track expenses and stick to your budget.** Use a money app to make it easier.\n*   **Manage credit card debt** and check your credit often to confirm your progress.\n*   **Build your savings** and enjoy the security of knowing you have emergency funds. END