 TITLE: What Is UltraFICO and How Do I Use It? CONTENT: Monitor Your Credit Regularly to Stay Financially Fit\n-----------------------------------------------------\nEven if you don't plan to apply for credit anytime soon, having good credit is crucial. That's because many auto and homeowners insurance companies use your credit history to help determine your rates, and your credit can also impact your ability to rent an apartment or home, or even get a job (although employers will never receive a credit score).\nExperian's credit monitoring service not only offers complimentary access to your FICO® Score powered by Experian data, but it also provides you with information about your spending and real-time alerts about new inquiries and accounts.\nAs you monitor your credit regularly, you'll be able to see better how your actions impact your credit score, and you can keep track of your progress. You'll also be better equipped to address potential inaccuracies and fraud quickly and effectively. END