 TITLE: Credit Cards vs. Loans: Which Should You Pay Off First? CONTENT: Keep It Simple—and Start Now\n----------------------------\nThe decision to pay off debt is a major one, and figuring out where to start can be the hardest part.\nKeep it simple by focusing on your balances with the highest interest rates first, which will generally be credit cards. The same interest rate strategy applies when you're determining the best order to pay off your loans. Because this approach helps you save money on interest, you'll be able to free up cash to put toward other debts—and potentially achieve your debt-free goals sooner. END