 TITLE: What Is a Prepaid Card? CONTENT: How to Choose a Prepaid Card\n----------------------------\nIf you decide a prepaid debit card would work well for you, first consider how you plan to use it. Depending on how you want to load it with money—by direct deposit only, for example, or with cash—search for cards that make that method as easy and low-cost as possible. Also identify whether you need to use the card for ATM withdrawals or online bill payments, and check what fees you will be charged for those features.\nFor example, some prepaid cards charge a high fee for ATM use, but will waive those fees at machines that belong to a certain network. Other prepaid cards will waive monthly fees for those who regularly use direct deposit, or who load a certain amount of funds each month.\nFinally, check for additional prepaid card features that may be valuable. For instance, some prepaid cards allow you to order additional cards for authorized users and set limits on their use. This can be useful when you'd like to give other family members the ability to use the card up to a certain limit.\nOne of the lowest-fee prepaid debit card options available is the Bluebird® American Express® Prepaid Debit Account, which charges no fees for monthly maintenance, foreign transactions, cash reloading at Walmart locations, in-network ATM withdrawals, card transactions or inactivity. For parents interested in overseeing how their kids spend money, Greenlight offers a prepaid card that comes with an app for both parents and kids to monitor balances and spending patterns. It comes with a monthly fee. END