 TITLE: How Often Is My Credit Score Updated? CONTENT: How Often Do Creditors Report to Bureaus?\n-----------------------------------------\nEach creditor reports to the bureaus according to its own schedule—typically every 30 to 45 days. Reports are seldom made to all three bureaus at the same time; for example, a given creditor might send a report to Experian this week but not get it to TransUnion until next week (or vice-versa).\nEvery new report from a creditor brings potential adjustments to your credit report, which are reflected in changes in your credit scores. Depending on how many credit accounts you have, it's possible for your credit score to change weekly or even daily. (And depending on the time of day your report happens to get updated, differences in scores taken just an hour apart could reflect changes in credit file data.)\nExactly how much your score will change with each update depends on how much your credit card balances fluctuate, how often you apply for and open new accounts, and whether you're keeping up with bill payments. Some score differences are also attributable to the specific credit scoring system used to calculate the score—FICO® Score☉ or VantageScore®, for instance—and even which version of the specific scoring system is used. END