 TITLE: Does the Type of Credit Score Matter? CONTENT: Are There Other Types of Scores?\n--------------------------------\nWhile the FICO® and VantageScore credit scoring models certainly get most of the attention, there are other types of scores in use today. Some other examples include:\n*   **Insurance risk scores**: An insurance risk score predicts either the likelihood that you will file an insurance claim or that you will be an otherwise less profitable insurance customer. FICO® builds insurance risk scores, as does LexisNexis.\n*   **Collection scores**: A collection score, used by debt collectors, ranks debtors based on their likelihood of paying their collection account debts. FICO® creates collection scores.\n*   **Custom scores**: Custom scores are credit scoring models built for use by one party, usually a lender or an insurance company. Custom scoring systems can take into account credit report data, credit application data and even other credit scores. Most mid- to large-sized lenders use custom scoring systems, as well as garden variety credit bureau scores.\n*   **Bankruptcy scores**: Bankruptcy scores are designed to predict the likelihood that you'll file for bankruptcy protection. END