 TITLE: When Is the Best Time to Buy a House? CONTENT: Get Familiar With Your Credit Now\n---------------------------------\nNot sure where your credit currently stands? Before you begin the process of applying for a mortgage or shopping for a home, we recommend checking your credit and keeping an eye on it for at least a few months. It's free to monitor your credit with Experian, which enables you to track changes in your score and learn how to improve it. While this can take a little extra effort, it can help improve your chances of getting approved for a mortgage, and at a competitive rate that translates into significant savings in the long run. END