 TITLE: What Credit Score Do You Need to Get a Rewards Card? CONTENT: Use Rewards Cards the Right Way\n-------------------------------\nQualifying for a rewards card is just the start. Choosing one that you'll use regularly—and has perks that work for your spending—is the next step.\nBut take care not to charge more than you can pay off each month. While that's an important financial strategy no matter what, it's especially crucial when your goal is to earn rewards; they'll lose value if you carry a balance and accrue interest on your purchases. Spend enough to get the cash back or points you'll use, then pay off your balance monthly so you can get the most out of your new card.\nAnother thing: Never spend more than you would otherwise with the sole intention of reaping rewards for the money you spend. Make sure your rewards work for you, not the other way around. END