 TITLE: How Do I Qualify for a Small Business Credit Card? CONTENT: How to Apply for a Small Business Credit Card\n---------------------------------------------\nApplying for a small business credit card is similar to applying for a personal credit card, but in addition to your personal information, the application will also ask for information about your business. Be prepared to provide the following:\n*   Business name, address and phone number\n*   Industry\n*   Years in business\n*   Number of employees\n*   Annual business revenue\n*   Federal Tax ID: This could be your employer identification number (EIN) or, if you don't have an EIN, your Social Security number (SSN).\n*   Personal information such as name, address, SSN and annual income\nSome business credit card issuers report your account activity only to commercial credit bureaus; others report to consumer credit bureaus as well. Accounts that are reported to consumer credit bureaus will affect your personal credit score. To minimize the card's impact on your personal credit, you can look for a card issuer that reports only to commercial credit bureaus. However, keep in mind that business credit cards generally require you to personally guarantee repayment of your debt—including any purchases by employees or other authorized cardholders—so falling behind on your payments could still affect your personal credit. END