 TITLE: Understanding Your Experian Credit Report CONTENT: Medical Information, Disputing and Your Rights\n----------------------------------------------\n### Medical Information\nBy law, Experian cannot disclose certain medical information (relating to physical, mental or behavioral health or condition). And while we do not collect or display medical information as part of your credit history, you may see the name of a medical provider listed as the original creditor on a collection agency account (such as \"Cancer Center\"). Although you can see the name of the original creditor that the collection debt was purchased from, it will display to your lenders and others viewing your credit report simply as \"medical payment data.\" Consumer statements included on your report at your request that contain medical information are disclosed to others.\n### Disputing Information in Your Credit Report\nIf you feel that an item is being reported incorrectly, you may dispute it. We will generally process your dispute by sending it to the furnisher of the information or to the vendor who collected the information from a public record. The fastest and easiest way to dispute most information is online at Experian's Dispute Center. Be advised that written information or documents you provide with respect to your disputes may be shared with the creditor who is reporting the information you are disputing.\nLearn more about How to Dispute Credit Report Information.\nKnow Your Rights\n----------------\nThe Fair Credit Reporting Act (FCRA) is a federal law that helps to ensure the accuracy, fairness and privacy of the information in consumer credit bureau files. The law regulates the way credit reporting agencies can collect, access, use and share the data they collect in your consumer reports. END