 TITLE: What Is a Good APR for a Credit Card? CONTENT: How to Compare Credit Card Interest Rates\n-----------------------------------------\nTo get the best rate possible, compare the interest rate of a credit card you're considering with other cards. For example, rewards credit cards will typically have higher interest rates than cards that don't offer rewards. Also, cards that are designed for people with lower credit scores will almost always have higher interest rates than those geared to applicants who don't have any credit problems.\nCredit cards often have several different APRs. For example, many credit cards have a 0% introductory APR or another lower-than-standard rate that applies for a limited time after the account is opened. Many credit cards also have higher APRs that apply to cash advances, or a penalty APR that's imposed when the account holder misses payments. Compare these rates on the cards you're considering. While the standard APR will be the most important consideration, it's still a good idea to familiarize yourself with all the various rates a credit card charges. END