 TITLE: Does Being Unemployed Hurt Your Credit Scores? CONTENT: Can Unemployment Make It Difficult to Get Credit?\n-------------------------------------------------\nEven though unemployment isn't a factor in your credit, it can alter your finances in ways that could make it difficult to get new credit. Along with checking your credit, prospective lenders will often ask how much you make and where you work when considering you for a loan. Lenders like to see that a borrower has a reliable income stream that will enable them to repay the loan in full, so one may view your application differently if you're unemployed when applying for a credit card or new loan.\nIf you expect to apply for new credit while unemployed, plan ahead to make sure you'll be able to cover the monthly payment based on any income you may have. If you'll use unemployment benefits to make your loan payments, have a plan for how to cover payments once you're no longer receiving those benefits. END