 TITLE: How to Cash a Check Without a Bank Account CONTENT: Seek the Lowest-Cost Option\n---------------------------\nIt can be convenient to cash checks with retailers and check-cashing stores, but whether or not you do it regularly, it's worth taking a little extra time to find the lowest-cost option. In most cases, that's going to be getting a bank account of your own.\nIf you're having trouble getting approved for a bank account because of some poor marks on your ChexSystems report, which tracks your history of usage with past bank accounts, some banks and credit unions offer what's called second-chance banking. These accounts can come with some limitations but can help you get the services you need while you rebuild your banking history. END