 TITLE: How Long Do Credit Report Disputes Take? CONTENT: What to Do if You Disagree With the Outcome of Your Dispute\n-----------------------------------------------------------\nIf you dispute an entry on your credit report and the lender or data furnisher verifies the information is correct as reported, Experian will notify you that the lender has verified that the item should remain unchanged.\nExperian will update or remove an item in dispute if the lender or data furnisher does not respond within the time frame specified by the FCRA. However, if the data furnisher verifies the account information at a later date, it may be re-added to your credit history at that time.\nIf you disagree with the outcome of a dispute investigation, you have options, including:\n*   Communicate with the lender (or other data furnisher) directly to seek correction of any discrepancy in their records.\n*   Re-file a dispute with the credit bureau, along with additional information documenting the inaccuracy. (If you simply resubmit the same information you supplied with your original dispute, a different outcome is unlikely.)\n*   Add a statement of dispute to your credit report. This is a note that appears in your credit report when a creditor checks your credit, indicating that you disagree with an entry in the report. To add a statement of dispute to your Experian credit report, go to the Dispute Center, choose an item you've disputed, and select Add a Statement.\nContacting the credit bureaus is typically the quickest and easiest way to resolve an issue on your credit report. As a last resort, you can also consider filing a complaint with the U.S. Consumer Financial Protection Bureau (CFPB) or your state's attorney general's office. END