 TITLE: How to Cash a Check CONTENT: What to Do If You Have Been Denied a Bank Account\n-------------------------------------------------\nIf you tried to open a checking account but were denied, it might mean the bank found something alarming in your banking history. This history is kept by companies called debit bureaus, and similar to credit bureaus, these companies keep a record of your interactions with past banks. Companies like [ChexSystems]()\/!ut\/p\/z1\/04_Sj9CPykssy0xPLMnMz0vMAfIjo8ziDRxdHA1Ngg183AP83QwcXX39LIJDfYwM_M30w1EV-HuEGAEVuPq4Gxt5G7oHmuhHkaQfTYGBOZH6cQBHA8rsByqIwm-8FyELgCFoVOTr7JuuH1WQWJKhm5mXlq8foQm0OApVK1rQ-ZoTUAAKW7yWG8BNwO38gtzQ0NCIKp-0YM9MALwxjpw!\/dz\/d5\/L2dBISEvZ0FBIS9nQSEh\/), a well-known debit bureau, are regulated by the Fair Credit Reporting Act and issue debit bureau reports that banks use to evaluate applicants.\nIf you were denied a bank account, you should receive information about your denial from the bank, including which debit bureau they used to make the decision. You can obtain a free copy of the reports used directly from the debit bureau. Be sure to inspect your reports closely, as mistakes happen, and inaccurate information could be listed in your reports.\nStaying on top of your finances is important in ensuring you can get approved for things like checking and savings accounts. If you have had trouble in the past, think about making a budget and be sure not to overextend yourself. You can find out what appears in your credit reports for free at Experian. END