 TITLE: Consumer Delinquencies Slow During Pandemic CONTENT: Overall Delinquency in States With Top Populations\n--------------------------------------------------\nFor 30-day delinquencies between January and July 2020, the national trend held in nearly all states, with the exception of New York. Consumers in California reduced their average number of 30-day delinquent accounts by 8.2%—nearly the same rate observed across the country. Consumers in Texas, Florida and Pennsylvania outpaced the national rate, shrinking their average number of 30-day delinquent accounts by 9.7%, 10.9% and 11.7%, respectively.\nIn New York, consumers only saw a 1.8% decrease in their number of 30-day delinquencies during the same period, which may foreshadow what's to come for other states in months ahead. New York was one of the states hit hardest by the pandemic, and was one of the earliest to implement and sustain stay-at-home orders.\nAlternatively, Texas and Florida saw the intensity of COVID-19 spread months after New York's peak, and consumers in those states may have gained some ground pairing stimulus efforts with more relaxed stay-at-home guidance. Here's how it looked in the five most populous states:\nSource: Experian data from January 2020 to June 2020 END