 TITLE: How to Start Building Credit After College CONTENT: Apply for a Credit Card\n-----------------------\nKeep the momentum going by applying for your own credit card account, which is one of the best ways to build credit. Unlike being an authorized user, having your own card gives you full autonomy over the account, and you don't have to worry about anyone else's behavior affecting your credit.\nWhen you're still working to establish your credit history, you might not be able to qualify for a traditional credit card. In that case, you could start with a secured credit card. With this type of credit card, you have to put down a deposit equivalent to your credit limit, and your credit limit will probably be low. But using this card responsibly will help you establish credit and qualify for a regular credit card in time. Some issuers will even automatically convert your secured card to a regular card once you've paid your bills on time for a certain number of months. END