 TITLE: How to Maximize Hotel Credit Cards CONTENT: Travel Protections and Savings\n------------------------------\nFinally, remember that these are travel rewards cards, so they should offer some sort of savings and protection when using them to pay for travel expenses. If you frequently travel internationally, it pays to pick up a card that waives foreign transaction fees. Credit card issuers tack these annoying charges (usually ranging from 1% to 3% of every transaction) on to purchases you make abroad, which can really add up over time.\nPaying for trips using a credit card with comprehensive protection can also cover you if things go wrong. The World of Hyatt Credit Card, for instance, offers trip cancellation and interruption insurance with reimbursement of up to $5,000 per trip for prepaid and nonrefundable travel expenses in case your trip must be canceled or cut short for covered reasons like severe weather or sickness. You'll also be covered for lost and delayed bags under certain circumstances and with certain caps. Hopefully, you won't have to invoke any of these protections, but having them available can offer peace of mind when you're away from home. END