 TITLE: What Is Second Chance Banking? CONTENT: Bottom Line\n-----------\nSecond-chance banking isn't always ideal, but it's a solid option if you've been denied a traditional checking account.\nWhile prepaid debit cards are another alternative, your activity won't be reported to ChexSystems, and it won't necessarily give you a better chance of getting approved for a traditional checking account the next time you apply.\nAs you work to get back on the right track with your banking, also consider getting a free copy of your credit report.\nWhile your credit history doesn't have a lot of influence on whether you can get a better bank account in the future, building your credit can help you improve your overall financial standing. Doing so can prevent some of the issues that may have caused your current predicament from happening again. END