 TITLE: How to Qualify for a Car Loan CONTENT: Work on Your Credit Before Applying\n-----------------------------------\nThe better your credit situation, the higher your chances of getting approved for an auto loan with excellent terms. If you don't need a new car quite yet, check your credit score to see where you stand, then focus on areas where you can improve.\nFor example, get caught up on any past-due payments and work on paying down credit card balances. Also, check your credit report for potential inaccuracies that you can dispute with the credit reporting agencies. Improving your credit can take time, but it's well worth it if it can save you money. END