 TITLE: How to Pay Off 20,000 in Credit Card Debt CONTENT: Monitor Your Credit Going Forward\n---------------------------------\nBoth now and in the future, make it a priority to monitor your credit card balances regularly. You don't have to check every day or even every week, but it's a good idea to stay on top of it. In addition, be sure to keep an eye on the information that gets reported to the credit reporting agencies.\nWith Experian's free credit monitoring service, you'll get access to your FICO® Score☉ powered by Experian data, as well as your Experian credit report, which is updated every 30 days. You'll also get real-time updates every time a change occurs, such as a new credit inquiry, missed payment or even a change in your credit score.\nAs you stay on top of your credit, you'll have a better chance of avoiding another situation where you're struggling to pay down a mountain of debt. Improving your credit scores can also help you qualify for better interest rates on loans and credit cards, as well as lower rates on auto, homeowners and even life insurance policies (in most states). END