 TITLE: How Much Should I Save for a Down Payment? CONTENT: The Bottom Line\n---------------\nWhile 20% may be the ideal, there's no one-size-fits-all down payment—especially considering how many homebuyers put down less. Instead, after looking into your mortgage options, local assistance programs and personal savings, opt for a down payment that will make home ownership possible while also giving you the flexibility to meet other long-term goals. END