 TITLE: Does Renters Insurance Require a Credit Check? CONTENT: Will a Renters Insurance Credit Check Impact Your Credit Score?\n---------------------------------------------------------------\nInsurance companies do check your credit when you apply for insurance, but it won't impact your credit score because it's considered a soft inquiry. A hard inquiry, which can temporarily reduce your credit score by five to 10 points, occurs when your credit is reviewed in relation to an application for credit. A soft inquiry is not generally tied to an application for credit, so it has no effect on your credit score (although it will remain on your credit report for up to two years). END