 TITLE: What Happens When You Go Over Your Credit Limit? CONTENT: Read Your Credit Report to Stay Informed\n----------------------------------------\nAlthough going over your credit limit on the rare occasion isn't a tragedy, it's best to not make it a habit. Reviewing your credit report on a regular basis will also help you maintain awareness. You can access your free Experian credit report any time you want. There are no credit scoring repercussions for checking your own report, and you'll know what information is being factored into your credit scores. END