 TITLE: Can You Transfer Credit Limits Between Credit Cards? CONTENT: What Does It Mean to Transfer Credit Limits?\n--------------------------------------------\nTransferring or shifting credit limits means that you're moving a portion of your available credit from one card to another with the same financial institution. This is possible because card issuers allocate a certain amount of borrowing power to cardholders, which may or may not be split among several cards. Moving around your credit limits doesn't increase or decrease your overall available credit.\nHowever, that also means you can't transfer a credit limit from a card with one credit card company to a card with another.\nTransferring credit limits is different from requesting a credit limit increase or decrease on a card because you're not gaining or losing any available credit. While your limit will go down on the card from which you're transferring available credit, the limit on the other card will increase in equal measure.\nAs a result, you'll maintain the same total amount of credit with the same bank. END