 TITLE: What Are Fractional Shares? CONTENT: Build a Financial Foundation Before You Start to Invest\n-------------------------------------------------------\nInvesting may sound more exciting than budgeting and saving, but because of the risks involved with the stock market, it's critical that you establish a solid foundation for your finances.\nThis includes establishing an emergency fund, having the right types and amounts of insurance coverage, saving for retirement, checking your credit score regularly and paying down high-interest debt.\nThis doesn't mean you can't invest at all until you've mastered other areas of your finances. But resist the urge to pour all of your money into fractional shares to try to maximize your gains. If the stock market experiences a downturn, you could end up losing money that you actually need to get by. END