 TITLE: How to Finance a Swimming Pool CONTENT: How Much Does It Cost to Maintain a Pool?\n-----------------------------------------\nOnce you sort out your financing options, consider the cost of pool upkeep. This can vary depending on a few factors, but maintenance costs are unavoidable unless you want a nasty, green pool. Here are some of the ongoing costs you take on with a pool:\n*   **Maintenance**: Pools require regular care, including seasonal \"openings\" and \"closings\" depending on where you live. You can probably cover some pool basics yourself, like checking water chemistry or emptying skimmers, but other jobs require a pro—that is, unless you can expertly disassemble and reassemble a pool heater (please don't try).\n*   **Materials**: Your pool's construction will factor into how much you'll spend on upkeep over the years. For example, you can opt for vinyl lining to cut upfront costs, but it may require more attention than a fiberglass liner. On the other hand, replastering a concrete pool totals around $10,000, whereas a replacement for a vinyl-lined pool costs under $5,000.\n*   **Utilities**: Unsurprisingly, pools require a sizable amount of water. Filling and maintaining tens of thousands of gallons of water adds up on your water bill. As far as electricity, running your pool heater or pump can add an average annual $300 to your energy bill.\n*   **Repairs**: Inevitably, whether it be a tear in the lining or a hopelessly backed-up filter, your pool will eventually need some extra TLC. Repairs can cost anywhere from a few hundred dollars to several thousand.\nHomeAdvisor estimates pool owners shell out between $3,000 and $5,000 every year to keep their pools clean and operational, so take a close look at how much your desired pool will cost over time. END