 TITLE: 7 Reasons to Get a New Credit Card This New Year CONTENT: Finding the Right Card for You\n------------------------------\nThere's no single credit card that's best for everyone, so it's important to consider a few different factors before you pick one for you. For starters, it's important to apply for a credit card that you have a good chance of getting.\nEach card has a target audience based on their credit score range. Check your credit score to see where you stand, and consider using Experian CreditMatch™, which can provide you with personalized credit card offers based on your credit profile.\nNext, if you're getting a rewards credit card, think about your spending habits. If you spend a lot on groceries, for instance, focus on cards that offer higher rates on those purchases. The same goes for dining, gas, travel and any other major spending category.\nFinally, consider other preferences and goals. If you want to pay off an existing balance, for example, your best bet is a balance transfer card. If you have a big purchase coming up and you want to finance it over time, a 0% APR card is a better choice. As you shop around and compare credit cards, think about what you want to get out of the card and consider all the features to find the one that's best suited for you. END