 TITLE: What Can Be Used as Collateral for a Personal Loan? CONTENT: What to Know Before You Sign a Loan Agreement\n---------------------------------------------\nBefore you sign on the dotted line for a secured personal loan, be sure you're aware of:\n*   How much money you're borrowing.\n*   What the APR is.\n*   What penalties there are for late payments or an early payoff.\n*   How much the monthly payments will be.\n*   What happens to your collateral if you can't repay the loan. END