 TITLE: How Do Business Credit Card Balance Transfers Work? CONTENT: Beyond Balance Transfers: Other Ways to Save\n--------------------------------------------\nIf you can't qualify for a balance transfer business credit card, consider these ways to reduce debt, save money and carve out more cash to put toward your high-interest business credit card balances.\n*   **Identify and reduce nonessential spending.** For example, you probably have subscriptions, memberships or fees that are being charged to your business credit card monthly or annually. Eliminating or cutting back on these expenses can help you save.\n*   **Compare prices on business services.** This could include insurance, phone services, internet and more. You may be able to cut costs by switching providers.\n*   **Negotiate with suppliers.** Can you agree on a reduced rate for paying early or paying in cash? You might even be able to barter products or services with some suppliers in lieu of cash.\nIf you have a good credit score, getting a business credit card with a favorable balance transfer APR can help you save money, pay down business debt and access more credit. But these cards can be hard to find, and not everyone can qualify. Before using a balance transfer credit card, carefully weigh the trade-offs between the potential savings and fees. Then make a commitment to paying off the balance before the introductory period expires.\n_All information about the U.S. Bank Business Platinum Card has been collected independently by Experian and has not been reviewed or provided by the issuer of the card._ END