 TITLE: Is an FHA Loan Worth It if You Have Good Credit? CONTENT: Get Your Credit Ready for a Mortgage Application\n------------------------------------------------\nTo optimize your credit profile for mortgage approval, check your free credit report and get your credit score for free through Experian to know where you stand. Make sure to pay your bills on time, avoid taking on major new debt, and pay down your credit card debt as much as possible before applying for a mortgage. END