 TITLE: What Is a Good Faith Estimate? CONTENT: What Is a Closing Disclosure?\n-----------------------------\nA closing disclosure is a standardized form your lender must provide you at least three business days before you close on a mortgage loan, summarizing the final terms of the loan. You'll have been approved for the loan at that point, so all terms will be firm—no more estimates. Comparing the five-page closing disclosure to the lender's loan estimate may reveal changes in fees, taxes and other terms. It's wise to study these adjustments carefully and to be sure you are comfortable with all of them before you sign your closing documents. If you have concerns, consult the lender and your attorney or real estate professional. END