 TITLE: How Do I Build Credit if I Don’t Want a Lot of Credit Cards? CONTENT: Keep Track of Your Credit\n-------------------------\nAs they say, knowledge is power. When it comes to credit, knowing what's in your credit report and knowing your credit scores can empower you to build or rebuild your credit.\nRegularly monitoring your credit delivers several benefits, such as:\n*   Making it easier to spot changes in your credit report, especially those that might hurt your ability to qualify for credit cards and other financial products. For instance, you might notice a credit card payment that was reported as late when it actually was on time.\n*   Staying on top of your spending. For instance, you can see how much your credit credit balances have gone up or down and then adjust your spending.\n*   Seeing where your credit scores stand. This gives insights into whether you'll qualify for a loan, for example, or whether you might need to take action to bump up your scores. END