 TITLE: A Look at Highest Credit Limits Among Generations and States CONTENT: Average Credit Scores Lower in States With Higher Total Credit Limits\n---------------------------------------------------------------------\nOverall, the states with the highest total credit limits had credit scores that were well above average. In the states with the lowest total limits, the opposite was true, and most of the states had FICO® Scores that were below the national average.\nConsumers' credit utilization ratio counts for 30% of their FICO® Score and typically, with well-managed spending habits, the higher your total credit limit, the lower your utilization. This ratio is the second-most important factor in FICO® Score calculations (next to payment history), so maintaining low utilization can have a great impact on a consumer's credit scores. END