 TITLE: What Does Deed in Lieu of Foreclosure Mean? CONTENT: Where to Go for Help\n--------------------\nTo find out whether you might qualify for a deed in lieu of foreclosure, contact your lender or mortgage loan servicer, which is the company that collects your mortgage payments. Also contact a HUD-certified housing counselor and the Consumer Finance Protection Bureau for help in exploring your options at (855) 411-CFPB (2372). A counselor may be able to help you arrange a deal at no cost with the servicer.\nYou also can contact a bankruptcy attorney, legal clinic or foreclosure defense attorney, but you will have to pay for their help. There are many foreclosure scams that dupe homeowners into paying money upfront and getting no help at all, so avoid dealing with anyone promising to wipe out your foreclosure in exchange for a fee.\nKeep detailed records of all your communications with lenders, servicers and counselors, including full names, phone numbers and email addresses of everyone with whom you talk. Once you've arranged a deed in lieu, keep all your records on file in case any questions come up. END