 TITLE: How to Avoid Foreign Transaction Fees CONTENT: Open a Bank Account That Doesn't Charge Foreign Fees\n----------------------------------------------------\nUsing a credit card that doesn't charge foreign transaction fees can help decrease your costs. But some merchants may charge you extra if you want to use a credit card, or might not accept credit cards at all.\nBefore leaving the U.S., see if your bank charges any extra fees when you're outside the country. Sometimes there are debit card foreign transaction fees or higher ATM fees. You may be able to avoid these by opening the right account.\nOne popular option is the Charles Schwab Bank High Yield Investor Checking® account because it doesn't have any account minimums or foreign transaction fees. Charles Schwab also refunds all ATM fees worldwide.\nIf you don't want to open a new bank account for traveling, ask your bank if it has branch locations or partner banks abroad. You may be able to make withdrawals from ATMs at those locations for free. END