 TITLE: How Do I Get a Mortgage Forbearance? CONTENT: To find out whether forbearance is an option for you, reach out to your mortgage lender, using the contact phone number on your payment ticket book or payment website, explain your situation and ask about forbearance options.\nIt's not uncommon for forbearance discussions to begin after a borrower has already missed one or more mortgage payments. But missed payments hurt your credit score more than any other factor, so it's in your interest to start forbearance discussions before you miss any payments, if possible.\nIf your financial hardship is related to a natural disaster, fire or other catastrophe, it's important to contact your lender as soon as possible; the lender may have a time-limit requirement for notifications on event-specific forbearance requests. END