 TITLE: What’s the Best Way to Insure a New Teen Driver? CONTENT: How Do I Add My Teen to My Auto Insurance?\n------------------------------------------\nWhen seeking the lowest price on car insurance for a teen driver, start with your current insurance provider. Your insurance agent can suggest ways to reduce your costs while providing the coverage your new driver needs.\nOnce you know what type of coverage your current company recommends, shop around to see if you can get a lower rate. Be sure to compare the same type and amount of coverage and deductibles from one provider to another.\nYou can go online to research car insurance and get a quote, either from specific insurance company websites or from a site that compares coverage from several companies at once. An independent agent is another option. Independent agents sell insurance from a variety of insurance carriers, so they can help you compare multiple policies and offer expert advice on ways to save.\nBefore making a decision, gather quotes from a minimum of three insurance companies. If you find a company that offers a lower rate than your present insurer, don't make a move until you weigh the cost of switching insurance companies against the savings. For example, if you're currently bundling your home and auto insurance, you will lose your bundling discount unless you also move your homeowners insurance to the new provider. If your existing insurance company offers accident forgiveness, which usually requires going three to five years without an accident to take effect, you'll have to start all over with a new provider. END