 TITLE: When Should I Apply for Another Credit Card? CONTENT: Know When the Time Is Right\n---------------------------\nA new credit card could net you more premium benefits, like higher cash-back rates, primary rental car insurance or no foreign transaction fees. It could also mean a lower APR which will save you money if you carry a balance month to month. But make sure you're ready for the responsibility of another card.\nIf you're not sure you'll qualify, or you applied and got rejected at first, view your free credit score. Then you can take action on any factors keeping you from accessing a potentially worthwhile new card. END