 TITLE: How to Get Out of a Car Title Loan CONTENT: Steer Clear of Predatory Lenders\n--------------------------------\nLike paydays loans, title loans may seem like one of the only ways to get cash when you have credit problems. But even if you're in a pinch, it's important to explore all of your options before agreeing to put your car on the line.\nIt's still possible to get a traditional personal loan even if you have bad credit. As more alternatives to bank and credit unions continue to enter the marketplace, your options are growing year by year. These alternatives include online lenders and peer-to-peer lending platforms, which often are more accepting of those with lower credit scores and have many advantages over auto title loans.\nInstead of relying mainly on your credit report, scores and income information to make a lending decision, lenders may use alternative credit data to help determine your creditworthiness, which could help you qualify for better terms or a lower interest rate.\nTo avoid relying on predatory loans in the future, start working on your credit today. Along with paying bills on time and keeping your credit card balances low, you can use free credit monitoring to get familiar with what's in your credit file. Monitoring your report and score can help you identify areas for improvement and start building toward better credit right away. END