 TITLE: Savings Goals for Age 30, 40 and 50 CONTENT: By age 50: Retirement Savings + Child's College Fund\n----------------------------------------------------\nAs long as you didn't waver in your retirement plan contributions, you should have amassed some serious dough by this point. With the same investment assumption noted above, nearly **$759,000** might be in your retirement account if you contributed the maximum for 20 years. That's a great goal to have in mind. Keep it up until you're 60 and you can probably count on more than **$1.5 million** to be in that account. Again, the amount will be significantly greater if your employer also added funds and your investment choices performed well.\nBecause more couples have children in their mid-30s and beyond these days, you may still be scrambling to boost their college funds. If you had children when you were younger, they may be out of high school—adding that money you were setting aside for college back into your budget.\nThe good news is your income is likely higher now, giving you more opportunity to sock away as much as possible for retirement, the college fund and the emergency fund (still important, and even possibly more so at this point)—while also ideally leaving you some extra money to travel, buy a new car, upgrade your kitchen or pay for other things you may want. If you've been using a rewards credit card and paying it off every month to avoid debt, you may have enough points to take a dream vacation without even touching your savings. END