 TITLE: Which Loans Should I Refinance Right Now? CONTENT: Start With a Credit Check\n-------------------------\nLower interest rates can be a good prompt to see if refinancing your loans makes sense. However, your creditworthiness will impact your ability to get the lowest possible rate. You may want to check your credit as a first step when researching any type of refinancing, and you can do so with a free Experian account. You'll also receive free credit monitoring, a credit score tracker and plenty of other helpful features. END