 TITLE: How to Adjust Your Budget for Permanent Work From Home CONTENT: What to Do With the Money You Save\n----------------------------------\nIf you do net a few dollars—or more—in savings with your new budget, what can you do with the money? Here are a few ideas to consider:\n*   Shore up your emergency fund: If COVID-19 taught us anything, it's that emergencies happen—and they can wreak havoc on your finances.\n*   Add to your retirement.\n*   Try your hand at investing.\n*   Pay down debt.\n*   Polish up your career skills: Develop a new skill set or get a degree or certification that will improve your opportunities going forward.\n*   Start a side business. In addition to a little extra money, you may have the time and the flexibility to get a side venture off the ground.\n*   Improve your home. Adding solar panels or upgrading to energy-efficient climate control could pay for itself in the years to come. Repairs and upgrades can add to the value of your home. END