 TITLE: What Is a Credit Union? CONTENT: A college credit union restricts its membership to students, alumni, faculty, staff and their family members. The process to join is the same as for other credit unions. You'll become a member and part owner for life or for as long as you choose to maintain membership, not just while you're studying or working at the school. College credit unions may offer:\n*   On-campus banking locations\n*   Financial products geared toward students and those just starting out, including private student loans, student loan refinancing and first-time homebuyer programs\n*   Scholarships for members\n*   Financial education workshops END