 TITLE: When Should You Change Auto Insurance Providers? CONTENT: You can shop for auto insurance anytime, even in the middle of your policy term. Although an upcoming renewal is a good occasion to review your coverage and shop around, you can change policies whenever you want. More to the point, you can always seek out additional information at your leisure: There is never a downside to looking for the best auto insurance option, whenever inspiration may strike.\nThat said, if any of the following scenarios apply to you, now is an excellent time to start investigating new auto insurance options:\n*   Your policy renewal is soon.\n*   You're making a change such as adding a new driver, buying a new car, or upgrading or downgrading your coverage.\n*   You need to save money.\n*   Your creditworthiness has improved (credit can affect insurance rates in most states).\n*   Your current insurance provider is raising your premium.\n*   You've experienced poor customer service.\n*   You want to start bundling your auto, home and\/or life insurance.\n*   Your rates have increased because of an accident or speeding ticket.\n*   You want a special type of coverage or related service. END