 TITLE: How to Use Your Tax Refund During a Financial Crisis CONTENT: 1\\. Pay Urgent Expenses First\n-----------------------------\nIn times of need, certain expenses should come first. These include essentials such as food, medicine, housing and utilities. Once you ensure that you have enough money to cover your daily needs, consider using the rest of your funds to make sure you keep a roof over your head. Landlords and mortgage lenders may offer relief to consumers facing financial hardship, but if that's not the case in your situation, consider using your tax refund to maintain your living situation for the immediate future.\nIf you're experiencing financial hardship as a result of the COVID-19 pandemic, there are many potential relief options for you. Check out this list of financial and non-financial institutions that are offering financial relief during this time. END