 TITLE: How Do I Qualify for a Small Business Credit Card? CONTENT: You don't need to have employees or even a corporate business structure to qualify for a small business credit card. People who freelance, do gig work (such as driving for rideshare services) or run a business from home can apply for small business credit cards. Sole proprietorships, limited liability corporations (LLCs) and other types of businesses can qualify, as can home-based and part-time businesses.\nMaking business purchases with a small business credit card helps separate your business and personal finances. When you file taxes, having your business expenses on a separate business credit card helps prove you are operating a for-profit business, not a hobby. Many business credit cards also sort your spending into different categories, such as travel, entertainment or services, which can simplify your bookkeeping and taxes.\nA business credit card can also help your company establish a business credit score. Like your personal credit score, this number, ranging from zero to 100, indicates the amount of debt your business has and how well you manage it. Making your business credit card payments on time and maintaining a low balance (or no balance at all) will help boost your business credit score. END