 TITLE: Your Guide to Getting a Student Credit Card CONTENT: How Do I Apply?\n---------------\nThe most important step in applying for a credit card comes before you fill out any forms. Make sure you're applying for the best card for your situation, and that you meet as many of the requirements as possible. That will give you the best shot at approval.\nOnce you've chosen a card, the easiest way to apply is on the card issuer's website. Collect the information you'll likely need for the application, like your Social Security number, contact information, annual income—including any types of income the card issuer has particularly noted may count, like bank deposits in a shared account—and monthly housing payment. You may be approved immediately or have to wait for a decision by mail. END