 TITLE: How to Become a Prime Loan Borrower CONTENT: Can I Still Get Approved for Credit if I'm Not a Prime Borrower?\n----------------------------------------------------------------\nIf you're not a primer borrower, all is not lost. You can still get approved for various credit cards and loan products, but there's a catch. You'll likely qualify for less favorable terms, like higher interest rates, lower credit limits or lower loan amounts.\nIf you're planning to take out a big loan in the future, like for a car or a home, it's worth it to spend some time trying to get yourself into the prime category. However, you could also make a bigger down payment to potentially improve your terms. Getting a cosigner who is also a prime borrower may help as well. END