 TITLE: How to Build and Maintain Good Credit at Every Stage of Life CONTENT: How Employment Can Affect Your Credit\n-------------------------------------\nIt's possible that a potential employer will check your credit during the application process. They must get written permission to do so, and it's most common for them to check credit when the job requires you to manage money or receive a government security clearance. Employers can't see your credit score, though they can see your payment history and the credit report factors that contribute to your score.\nIf you've listed work information, such as your employer's name on a previous application for credit, your employment history could show up on your credit report. This additional personal data can help lenders confirm your identity when they're considering you as a potential borrower. But your income and the length of your positions won't appear on your credit report.\nLenders will commonly request your income and calculate your debt-to-income ratio (DTI) when evaluating your credit application, so in this way your employment could indirectly affect your ability to get credit. But your credit score will not be affected simply by the type of work you do or whether you were fired from a job, for instance. END