 TITLE: How to Maintain a Good Credit Score CONTENT: Pay All of Your Bills on Time\n-----------------------------\nSince payment history is the most heavily weighted factor in your score, never missing a payment is the most important way to maintain good credit.\nIdeally, automate your bills—including credit card bills, loan payments, utility payments and insurance bills—so that you're never late. If you're a cosigner on a loan or a joint account holder, make sure those payments are being made on time too. As a cosigner, a primary borrower's missed payment will also show up on your credit report. END