 TITLE: Getting Married? Here’s How It Affects Your Credit CONTENT: Will I Be Responsible for My Spouse's Debt After We Get Married?\n----------------------------------------------------------------\nDebt each of you took on before getting married will stay the sole responsibility of the individual. If your spouse has student loans in their name from before the marriage, those loans stay theirs. If you help them pay off the loans, that arrangement is between the two of you, but you're not on the hook for them.\nOnce you're married, though, the game changes. You're both responsible for repaying money you borrow together. If you live in a community property state—Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington or Wisconsin—a spouse could share in the responsibility for repaying any debts taken on by a partner during the marriage. If you get legally separated or divorced, you may not be required to pay off a spouse's debt, depending on why your spouse borrowed the money. END