 TITLE: How to Prioritize Debt and Rebuild Your Credit CONTENT: Don't Forget About Utility and Other Bills\n------------------------------------------\nWhile you focus on paying down debt that directly impacts your credit, like loans and credit card debt, don't neglect bills like utilities and rent. Unpaid utility bills can be sent to collections, and multiple late rent payments can result in eviction. Accounts sent to collections show up on your credit report and can harm your credit scores for years to come.\nSome utility companies, including electric, water and internet providers, have hardship programs for low-income individuals, which may include a permanent reduction in payments or a one-time grant. You may have to prove your income and submit a pay stub. If you're not sure whether your provider offers this service, call and ask if there's an income assistance program. END