 TITLE: Should I Check My Credit Before Renting an Apartment? CONTENT: Why Do Landlords Check Your Credit?\n-----------------------------------\nWhile you're not borrowing any money with a lease agreement, your credit history can help landlords determine how likely you are to make on-time payments every month. As a result, landlords typically run a credit check to review your past borrowing and repayment habits.\nLandlords typically look for certain items that indicate you could be a risky tenant, including:\n*   Past-due payments\n*   Collection accounts\n*   Rental history\n*   Debt inquiries\n*   Bankruptcy status\nThey may also run separate checks to view your criminal history, evictions and other factors that may impact your odds of getting approved. END