 TITLE: How Unemployment Benefits Are Changing in 2021 CONTENT: Will Collecting Unemployment Hurt Your Credit?\n----------------------------------------------\nWhile you might be more likely to fall behind on bills if you're out of work, which could hurt your credit, collecting unemployment doesn't directly impact your credit.\nYou may also see current or past employers listed on your credit report if you listed them on previous credit applications. Even when that's the case, though, your income and current employment status aren't on your credit reports and don't impact your credit scores.\nCredit scores aside, it could be more difficult to qualify for a loan or credit card if you don't have a job. However, it may be possible, especially if you have good credit and another source of income.\nYou can also sign up for free credit monitoring from Experian to keep an eye on your credit. And learn about more ways to protect your credit during the pandemic. END