 TITLE: How to Decide Whether a Mortgage Refinance Is a Good Idea CONTENT: When Should You Stick With Your Current Mortgage?\n-------------------------------------------------\nIf you've considered the factors above and don't immediately see a benefit to refinancing, you should most likely stick with your current mortgage. Again, refinancing is not something you should do just for the sake of doing it. You should be able to clearly see the benefit—whether it's monetary savings, a reduced repayment period or something else. END