 TITLE: How Utility Bills Can Boost Your Credit Score CONTENT: Will Lenders Use My Experian Boost Score?\n-----------------------------------------\nExperian Boost applies to most credit scores that lenders use, including the base FICO® Score, as well as bankcard, mortgage, and auto scores. So once you opt-in and agree to add utility payments to your Experian credit report, they will be included in credit scores based on your Experian credit file.\nRemember, though, that the tool does not affect your credit files with Equifax and TransUnion. So if a lender uses a score based on your credit data from those credit reporting agencies, your utility bill payments won't be baked into the score they see. END