 TITLE: Do Credit Card Rewards Expire? CONTENT: How to Avoid Losing Your Credit Card Rewards\n--------------------------------------------\nIt would be a shame to spend years racking up rewards only to see them go up in smoke. Here's how you can stop that from taking place.\n*   **Keep your account open and in good standing.** As you've probably noticed by now, the simplest way to keep your credit card rewards from expiring is simply to keep your credit card open and in good standing by making your payments on time. With airline and hotel cards, specifically, using the card and earning more points will reset the expiration date on your points or miles per each program's rules, so making small purchases with them is a great way to keep your rewards active in general.\n*   **Combine your points with another account.** If you plan to close your card, you might be able to transfer your points to another rewards account you have with the same program, or share them with someone in your household who has an open and active account. This option varies from program to program, so you'll need to check what's possible with your specific cards.\n*   **Downgrade to another card.** Rather than canceling your account altogether, consider what's called \"downgrading\" to a related credit card with a lower annual fee.\n*   **Transfer points to partners.** Some credit card rewards programs allow members to transfer their points to partner airlines and hotels. Chase Ultimate Rewards points, for example, convert to miles with United and Virgin Atlantic, among other airlines, as well as points with Marriott Bonvoy, World of Hyatt and IHG Rewards Club. Transferring your Chase points to one of them is a great way to get them out of your Ultimate Rewards account before closing a card, and will also reset any expiration clocks that those individual airline or hotel programs have.\nWhether you have a card that earns cash back, hotel points, airline miles or rewards you can put toward travel and other redemptions, you don't want to lose them unexpectedly if they expire or you close your account. Luckily, it's easy to keep your credit card rewards alive by making sure your accounts are open and in good standing, and keeping any important dates in mind. If you decide to close your rewards credit card, examine all your options before pulling the trigger, and make sure your points are safe before doing so. To find rewards credit cards that meet your needs, you can see options matched to your credit profile when you use Experian CreditMatch™.\n_All information about the Wells Fargo Propel American Express® Card, Wells Fargo Rewards® Card has been collected independently by Experian and has not been reviewed or provided by the issuer of the card._ END