 TITLE: How to Qualify for an FHA Loan CONTENT: Where to Get an FHA Loan\n------------------------\nFHA loans are backed by the government, but you apply and obtain them through FHA-approved lenders. You can find a list of approved lenders on the Housing and Urban Development (HUD) website.\nKeep in mind that because the government doesn't directly finance these loans, it doesn't set the interest rates or terms—the lenders do. That means the costs of FHA loans can vary, so it could be worth shopping around to find the best deal.\nAdditionally, while FHA loans tend to have competitive interest rates, HUD recommends homebuyers still compare FHA loans with other types of mortgages in case an FHA loan isn't the most affordable option. While FHA loan interest rates may be the lowest option for those with credit issues, a conventional loan may have better rates for those with stronger credit.\nMake sure to also familiarize yourself with other loans and grant programs for first-time homebuyers that can offer assistance. END