 TITLE: How to Use a Credit Card to Build Credit CONTENT: Build and Monitor Your Credit\n-----------------------------\nWhether you're starting with a credit card or using a loan to build credit, you can monitor your progress by tracking your credit report and score online. Experian offers free access to your credit report and a free FICO® Score☉ , as well as ongoing credit monitoring and alerts if there's any suspicious activity. You can see which information gets reported, how your score changes over time and receive personalized suggestions for how to improve your credit. END