 TITLE: How to Pay Off Student Loans Faster CONTENT: Look at Consolidating Your Loans\n--------------------------------\nSimplify the repayment process by consolidating your federal student loans into a direct consolidation loan. It rolls all your outstanding balances into a single loan product, though your interest rate will be an average of what you're already paying.\nHowever, the loan term is stretched to 30 years, which could lower monthly payment but increase overall loan costs. If you want to pay off your loans faster, you can increase the amount you pay each month. END