 TITLE: Is Employment Listed in Your Credit Report? CONTENT: Employment Information Doesn't Affect Your Credit Scores\n--------------------------------------------------------\nThe employment history that appears on your credit report is never factored into your credit scores. Credit scores, such as those developed by FICO® and VantageScore, help lenders and other businesses quickly understand how you've been handling your financial obligations. Your employer has nothing to do with the way you've managed credit and debt, so it's not a factor in your scores.\nSo why would any of your employment history be on your report in the first place? Because it can help a business confirm your identity. To offset the possibility of fraud, a lender may ask you to provide an SSN, mailing address or other reported personal data. A current or previous employer is another bit of information a lender can use to verify that the person applying for a loan or credit product is really who they say they are. END