 TITLE: Seven Top Online Personal Loan Lenders CONTENT: ### Upstart\n[](;site=exp&placement=ae-single-embed&sessionid=7DC4F926-AD10-0AE0-DEC2-C524EC708C74&pageid=blogs:ask-experian:top-online-personal-loan-lenders&previouspageid=&ecsstaticid=4A46841E-3318-C796-9991-99E9B65F2344)[Apply](;site=exp&placement=ae-single-embed&sessionid=7DC4F926-AD10-0AE0-DEC2-C524EC708C74&pageid=blogs:ask-experian:top-online-personal-loan-lenders&previouspageid=&ecsstaticid=4A46841E-3318-C796-9991-99E9B65F2344)\non Upstart's website\n**Recommended FICO® Score\\***\nFair - Exceptional\nAmount\nAvailable loan amounts: $1,000 to $50,000\nEst. monthly payment: $30 to $2,262\nGrace period: 15 days\nApplication fee: $0\n##### Loan Details\n*   Loan amounts from $1,000 - $50,000\n*   APRs from 6.46% - 35.99% with loan terms of 3 or 5 years\n*   Won't affect your credit score\n*   You can have funds in as fast as 1 day\n*   You are more than your credit score. On Upstart your education and experience help you get the rate you deserve.\nDisclosure\nUpstart is a lending platform that focuses on borrowers with less-than-excellent credit, and stands apart from other lenders with its unique underwriting process. When reviewing your application, Upstart considers traditional factors, such as your credit, income and debts as well as alternative data, like whether you graduated college, your major and your grade-point average. As a result, applicants with fair to good credit may get approved for larger loans or lower interest rates with Upstart than other lenders. Upstart's origination fee ranges from 0% to 8%. END