 TITLE: How to Pay for Emergency Home Repairs CONTENT: Be Prepared for Financial Emergencies\n-------------------------------------\nGetting a loan for emergency home repairs and paying it back on time and in full can help to boost your credit score. Conversely, missing a payment or failing to repay the loan could damage your credit score. Before using a loan, line of credit or credit card for emergency home repairs, make sure you have a plan to repay the money.\nApplying for a loan or line of credit results in a hard inquiry on your credit report, which can temporarily ding your credit score. To minimize impact on your credit, submit all loan applications within a two-week period. You can get your credit report from all three credit bureaus through AnnualCreditReport.com. You can also check your credit report and FICO® Score☉ for free directly through Experian to make sure your credit is in good shape before you apply for a loan or credit card. END