 TITLE: How to Dispute a Name on Your Credit Report CONTENT: How Does Disputing a Name Affect Credit Score?\n----------------------------------------------\nThe national credit bureaus use personal information—name(s), address, date of birth, Social Security number and the like—to associate you with the loans and credit accounts for which you are responsible. That information does not factor into the calculation of a credit score, so correcting your name through a credit report dispute has no direct impact on your credit score.\nIf you dispute a credit account incorrectly listed in your name and it's removed from your credit report, the payment information for that account will no longer factor into your credit score. In that case, you may see some shift in credit scores. Of course that information never should have contributed to your score to begin with, so any score adjustment will mean a more accurate reflection of your credit history. END