 TITLE: What Is a Bank Credit Score? CONTENT: Which Credit Scores Do Banks Use?\n---------------------------------\nMany banks provide your FICO® Score☉ , which is commonly used to make lending decisions, but banks can show you whatever credit score they prefer to use. Quite a few versions of the FICO® Score exist. If this is the score your bank provides, it will most likely show you your FICO® Score 8 or 9 because they're used by the widest variety of lenders.\nAnother commonly used credit score is VantageScore®, which was created cooperatively by the three major credit reporting bureaus (Experian, TransUnion and Equifax). It, too, comes in several versions.\nFICO® Scores and VantageScores are just two types of credit scores that can appear on your app, though, so check with your bank to find out which it uses. There are many dozens of credit scoring models, including those used for only for educational purposes. Your bank may opt for any of them, including the one it produces and uses for its lending decisions. END