 TITLE: What Is a Good Faith Estimate? CONTENT: What Is a Truth in Lending Disclosure?\n--------------------------------------\nAlong with the good faith estimate, the 2015 Truth in Lending Act update replaced another longstanding mortgage information document, the truth in lending disclosure, which helped explain loan details and costs.\nIf, instead of a standard home purchase mortgage, you apply for a home equity line of credit (HELOC), a manufactured housing loan that is not secured, or a homebuyer assistance program loan, you will still receive a truth in lending disclosure instead of a loan estimate. END