 TITLE: Prequalified vs. Preapproved: What’s the Difference? CONTENT: Can I Opt Out of Credit Card and Loan Offers?\n---------------------------------------------\nIf you're receiving prescreened credit or insurance offers, you can opt out for a five-year period or permanently by calling 888-567-8688 or visiting OptOutPrescreen.com. It can take up to 65 days for you to stop receiving these offers once you opt out.\nOpting out will stop offers sent based on information in your credit report, but it won't stop all forms of prescreened offers. For example, some companies send offers based on marketing lists or mass mailings to residents of certain areas. You may be able to opt out of those lists by directly contacting the company that sent you the offer. END