 TITLE: Should I Use My Tax Refund to Pay Off Debt? CONTENT: Using Your Refund to Recover\n----------------------------\nThese are solid financial choices in any year. But after a year that saw more than its share of financial crises, shoring up your savings, contributing to retirement or investing all have the potential to help you rebuild and recover. Using your tax refund to pay off debt is also an excellent option, especially if you stand to save significant money on interest, your credit needs a bit of a boost, or you want the psychological relief of lowering your debt and reducing your monthly payments. Your tax refund money may not buy you happiness, but it might be able to alleviate a little stress. END