 TITLE: Here’s What to Do If You Can’t Pay Your Taxes CONTENT: What to Do if You Can't Get Tax Relief\n--------------------------------------\nIn nearly all cases, an official method of relief will be available to you. But aside from an IRS payment arrangement, you do have the option to pay taxes with a credit card or a personal loan. These aren't always the wisest options, however, since using a credit card will mean incurring extra fees and increasing your credit utilization. A personal loan will add an installment debt to your bottom line—potentially at a higher interest rate than what you'd pay through the IRS for a payment plan, depending on your credit score.\nNo matter what, when it becomes clear that you'll be unable to meet your tax obligations, it's important to take action as quickly as possible. You might start by paying whatever you can now to show the IRS that you're committed to paying your bill eventually. Then, get in touch with the IRS to identify options for paying over time or getting a penalty abatement; this can help prevent an unwanted outcome like a tax lien or outsize fees.\nIf debts and other financial needs are making it impossible to meet your tax obligations, you might also look into credit counseling and financial assistance. A credit counselor can work with you to take care of your debts and free up some space in your budget. And if you're in need of financial help, there are resources out there that can help you take care of bills, pay for food and connect you with government aid programs. END