 TITLE: When to Dispute Credit Report Information CONTENT: How Does a Dispute Affect Your Credit?\n--------------------------------------\nFiling a dispute has no effect on your credit, although the outcome of a dispute might. If, for example, you successfully dispute a late payment because you actually paid on time, removing that entry from your credit report will likely raise your credit score. Personal information such as a name or address on your credit report won't impact your credit score, but you may still choose to reach out to the creditors reporting the information to see if they can update it. END