 TITLE: Should I Only Use a Credit Card for Bills and Recurring Transactions? CONTENT: The Perks of Using Credit Cards for Everyday Spending\n-----------------------------------------------------\nUsing credit cards for recurring transactions comes with quite a few perks. The same can also be said for using a credit card to cover everyday spending that goes beyond your monthly bills. Opting for a debit card or cash means missing out on potential points, rewards and other perks.\nWhether you're spending on groceries, gas, eating out or staying at a hotel, there are plenty of rewards cards that let you earn while you do your regular shopping. On top of that, you could land a lucrative sign-up bonus in the process. Rewards cards are ideal for eligible consumers who don't carry a balance from month to month. If you do, high interest rates could negate the benefits. You'll also want to compare any annual fees to see if they're worth it.\nFurther, it's not uncommon for credit cards to offer additional consumer protections such as extended warranties on goods you buy, increased fraud protection (more on that later) and purchase protection. END