 TITLE: How Much Does It Cost to Refinance a Mortgage? CONTENT: Costs to Consider Before Refinancing a Mortgage\n-----------------------------------------------\nWhile there are some clear benefits to refinancing a mortgage loan, it's important to consider the costs associated with the process. According to the Federal Home Loan Mortgage Corporation (Freddie Mac), closing costs include:\n*   Government recording costs\n*   Appraisal fees\n*   Credit report fees\n*   Lender origination fees\n*   Title services\n*   Tax service fees\n*   Survey fees\n*   Attorney fees\n*   Underwriting fees\nIt's important to note that these fees can vary from lender to lender. For example, some digital mortgage companies don't charge lender fees at all. And some fees, such as origination, underwriting and title fees, can be negotiated. END