 TITLE: Do Employers Look at Credit Reports? CONTENT: How to Prepare for a Credit Check\n---------------------------------\nTo avoid a surprise when an employer checks your credit, get familiar with your financial history beforehand by checking your credit report for free from Experian. You're also entitled to one free report per year from each of the three credit reporting agencies—Equifax, Experian and TransUnion—which you can access on AnnualCreditReport.com.\nMake sure all the information is correct, including identifying information like your name and address, the accounts listed, and your payment history. If you find an error, dispute it using each credit bureau's internal procedure.\nSome employment screening companies let you request your own copy of the modified credit report an employer would see, generally once you've authorized an employer to conduct it. This can help you double-check that all the information is accurate.\nIf you were denied a job as a result of your credit, however, you'll always have the chance to view for free the report the company used. And checking your primary credit report will give you the opportunity to address any inaccuracies that would also be on the employer's version. END