 TITLE: RISE Personal Loans: A Cheaper Alternative to Payday Loans CONTENT: High APR With Rate Reduction Opportunity\n----------------------------------------\nRISE personal loans have very high APRs, ranging from 36% to 299%, depending on your credit and where you live. So if you have fair credit or better, you may be able to get much more affordable financing elsewhere.\nEven if you have bad credit, you may be able to score a lower interest rate with another lender. That said, if your credit is bad enough that your only other alternatives are payday loans and auto title loans, a RISE personal loan is much cheaper, can give you access to more cash and provides longer repayment terms.\nAlso, unlike most lenders, RISE may offer the chance for a reduced interest rate if you make on-time payments on your loan. END