 TITLE: How Does Credit Card Autopay Work? CONTENT: How Does Autopay Affect Your Credit Score?\n------------------------------------------\nAccidentally forgetting to make credit card payments can wreak havoc on your credit since payment history has the most influence on your FICO® Scores☉ . Using autopay for credit cards can help you establish stellar payment history with minimal effort since payments are made automatically and on time. If you already have a few late payments on your record, all isn't lost. Making on-time payments from now on using autopay could help improve your score over time.\nSetting up autopay for other service provider accounts like utilities and cable could also be beneficial. Usually, these accounts don't show up on your credit report (unless the account is sent to collections). But, with Experian Boost™† , you can add on-time utility, phone and streaming service payments to your credit report. If you use autopay to establish a positive payment history with these companies and sign up for Experian Boost, those payments could also help increase your FICO® Score powered by Experian data. END