 TITLE: Best Personal Loans for Home Improvement CONTENT: ### Upgrade\nApply\non Upgrade's website\n**Recommended FICO® Score\\***\nFair - Exceptional\nAmount\nAvailable loan amounts: $1,000 to $50,000\nEst. monthly payment: $30 to $2,095\nGrace period: 15 days\nApplication fee: $0\n##### Loan Details\n*   Affordable loans from $1,000 - $50,000 with low fixed rates that will never change, affordable monthly payments, and no prepayment penalties\n*   Quick online application -- get pre-approved in just minutes\n*   Checking your rate won't impact your credit score\n*   Review multiple loan options so you can pick the amount and term that fits your budget and timeline\n*   With automatic payments and a customizable due date, managing your account is easy and you'll be able to circle the date on your calendar when you'll be debt free\nDisclosure\nAnother option for borrowers with good credit, Upgrade offers $1,000 to $50,000 fixed-rate personal loans with either a 36- or 60-month term. There is no prepayment fee, but Upgrade's origination fee ranges from 2.9% to 8%. The potentially high fee could make it an expensive option for some borrowers. Upgrade also offers the Upgrade Visa® Card with Cash Rewards, which is essentially a line of credit that charges no fees and could be a better option for some. END