 TITLE: How Will Marrying Someone Who Filed Bankruptcy Affect Your Credit? CONTENT: Is It Better to File Bankruptcy Before or After Marriage?\n---------------------------------------------------------\nThe big question to ask here is whether you both have substantial debt that can be discharged in bankruptcy. If you have no debt, or you have some debt with manageable payments, you likely aren't planning to file for bankruptcy. In that case, you may want your soon-to-be spouse to file before you get married.\nIf your future spouse's debt has you worried, it may be best for them to deal with those accounts before you are legally bound to one another.\nIf you also carry high debts and plan to file bankruptcy, filing together after you're married may be the better option. That way you can file one case jointly and reduce the amount of attorney and court fees associated with the case.\nBankruptcy is a complicated process, though, so if you're not sure how to proceed, you can always consult an attorney or financial advisor. Whether you file before or after you're married, an expert advisor can help you strategize based on your shared and individual assets.\nIf you find yourself in the unfortunate situation of needing to file bankruptcy and also getting divorced, there's no clear answer on which should come first. You may want to file bankruptcy first to discharge certain debts that will otherwise continue to be your joint responsibility after the divorce. But again, an attorney or financial advisor can help you decide the best course of action for your situation. END