 TITLE: Your 9 Most Common Credit Questions, Answered CONTENT: What Is a Good Credit Score?\n----------------------------\nHere's how the two major consumer credit scoring models, FICO® and VantageScore®, break down credit scores by range:\nBy these measures, a good credit score ranges from 670 to 739 on the FICO® scale and 661 to 780 with VantageScore. A lender may have different criteria, however. Many banks, for example, consider a score of 700 and above to be good. And many of the best rates and terms are available for applicants with even higher scores—in the very good or exceptional range.\nWhen you're looking for a loan or credit card, it pays to shop around. The same credit score might qualify you for a great rate with one lender and a more expensive loan with another.\nFor more, see:\n*   Why Do You Want a Good Credit Score?\n*   What Factor Has the Biggest Impact on Your Credit Score?\n*   What Is the Average Credit Score in the U.S.?\n*   What Are the Different Credit Scoring Ranges? END