 TITLE: Do Deferred Payments Affect Credit? CONTENT: Having Trouble? Act Quickly\n---------------------------\nIf you're currently faced with a bill that you can't afford, or foresee being unable to afford bills due to losing a job, a medical emergency or another crisis, reach out to your lender or loan servicer right away. They may be able to explain your options and figure out an arrangement (deferment or otherwise) that can keep your account in good standing and help you avoid late fees and hurting your credit. END