 TITLE: Can Issuers Close Unused Credit Cards? CONTENT: Why Do Creditors Close Unused Accounts?\n---------------------------------------\nThere is no industry standard explaining why creditors close inactive accounts. Each card issuer has its own criteria, and very few issuers disclose their policy (check your card's terms and conditions to be sure). That said, each credit card account costs the issuer money to maintain, and inactive fee-free accounts don't generate revenue.\nCredit card issuers are not required to inform you if they decide to close your account due to inactivity, so it's important to understand what can happen if one of your accounts closes unexpectedly—and why you might want to prevent this from happening. END