 TITLE: What to Consider Before Canceling a Credit Card CONTENT: Keep an Eye on Your Credit Report and Score\n-------------------------------------------\nCanceling a credit card may or may not affect your credit score, but it's important to go through the process thoughtfully and carefully to make the process go as smoothly as possible.\nAfter you close the account, check your credit report to confirm that the information regarding that closed account is accurate.\nAlso, keep an eye on your credit score to see how it changes once the closure goes into effect. It may take a month or so to update but check regularly to understand its impact and take further steps as needed to get your score back to where you want it to be. END