 TITLE: What Type of Rewards Card Is Best During Recession? CONTENT: Picking the Right Card for You\n------------------------------\nWith so many different types of credit cards out there, it's important to know your situation, goals and preferences before you decide which one to choose.\nFor starters, consider what you want to do with a credit card. If you're having trouble making ends meet, for instance, a 0% intro APR credit card can give you some time to make interest-free purchases while you get your finances in order. If you have high-interest credit card debt, a balance transfer card may be an ideal choice to help you save money.\nIf, however, you're not struggling financially right now, it may be best to search for a card that offers the best rewards based on your spending habits.\nIt's also important to know where your credit stands before you apply for a card. The best rewards credit cards typically require good or excellent credit. Your choices may be limited if you have bad or fair credit, but there are still options.\nExperian's credit monitoring tool can help you by providing free access to your FICO® Score☉ and your Experian credit report. With this information, you'll have an idea of what your credit profile looks like and also get some ideas of where you can improve.\nYou can also use Experian CreditMatch™ to get an idea of which cards you're prequalified for based on your credit profile.\nAs you take these steps, you'll be in a better position to choose the right credit card for you and your needs. END