 TITLE: 5 Ways to Get Some Emergency Cash CONTENT: 3\\. 0% APR Credit Cards\n-----------------------\nIf you have good or excellent credit, you may be able to qualify for a credit card that offers an introductory 0% APR promotion. Depending on the card, you could use it for emergency expenses and get anywhere from six to 20 months to pay it off interest-free.\nKeep in mind, though, that it may take a week or two to receive your card in the mail after you've been approved. If you need the money sooner, contact the card issuer before you apply to see if they can expedite delivery.\nSome card issuers, including American Express, may even offer to provide instant access to your credit card information, so you don't have to wait until you get the physical card in the mail.\nIf you qualify and have the time to wait to receive your card, a 0% APR credit card can be an excellent option because of its low costs. Just be sure to create a plan to pay off the debt before the promotional period ends. Otherwise, you'll owe a higher interest rate on the remaining balance. END