 TITLE: What Is the Difference Between UltraFICO™ and Experian Boost? CONTENT: Experian Boost allows you, for the first time, to add your utility and telecom bill payment history to your Experian credit file, providing an opportunity for you to improve your credit profile. If you've been paying your utility and telecom bills on time, Experian Boost will factor that positive payment history into your credit file, which can often instantly improve your FICO® Score☉ .\nThe best part: You are in control. You can grant Experian permission to connect to your online bank accounts to identify utility and telecom payments. After you verify the payment data and confirm that you want it added to your Experian credit file, you'll receive an updated FICO® Score. The whole process can take as little as five minutes, and the resulting FICO® Score boost is immediate.\nExperian Boost only considers positive payment information, so a late utility or phone payment will not affect your FICO® Score. And you can opt out of Experian Boost at any time. END