 TITLE: Best Ways to Prepare Your Finances for Holiday Spending CONTENT: Maximize Your Credit Card Rewards\n---------------------------------\nIf you've been saving your earned points or cash back, you could save at least some of your holiday budget by cashing in those rewards. Rewards often can be used for gift cards that you could then use to buy gifts—or just give the gift cards, since you know that's what the kids want anyway. Or get cash back and use that to pay for purchases. Just be sure you request your rewards in time to use them for the holidays. END