 TITLE: Can You Refinance a Mortgage in Forbearance? CONTENT: What to Do if You're in Forbearance and Want to Refinance\n---------------------------------------------------------\nIf you're currently on a forbearance plan with your mortgage lender and hope to refinance your loan, contact your lender immediately to end the forbearance so you can start making monthly payments again.\nIf your loan is backed by Fannie Mae or Freddie Mac, which most conventional loans are, simply make your next three consecutive monthly payments on time. Once that's completed, you'll be able to start the process of refinancing your home. If you're not sure whether your home is backed by Fannie Mae or Freddie Mac, ask your lender.\nIf you have a mortgage loan that's backed by a government agency, including the FHA, USDA or VA, call your mortgage lender to see what your options are. END