 TITLE: Best Personal Loan Lenders for Bad Credit CONTENT: Upgrade\n-------\n[](;site=exp&placement=ae-single-embed&sessionid=E6BA5CF2-D08A-A03D-6AF5-6E97A8696A86&pageid=blogs:ask-experian:best-personal-loan-lenders-for-bad-credit&previouspageid=&ecsstaticid=5C9B4095-2284-BC37-6F8C-5A92AE1FA106)[Apply](;site=exp&placement=ae-single-embed&sessionid=E6BA5CF2-D08A-A03D-6AF5-6E97A8696A86&pageid=blogs:ask-experian:best-personal-loan-lenders-for-bad-credit&previouspageid=&ecsstaticid=5C9B4095-2284-BC37-6F8C-5A92AE1FA106)\non Upgrade's website\n**Recommended FICO® Score\\***\nFair - Exceptional\nAmount\nAvailable loan amounts: $1,000 to $50,000\nEst. monthly payment: $30 to $2,095\nGrace period: 15 days\nApplication fee: $0\n##### Loan Details\n*   Affordable loans from $1,000 - $50,000 with low fixed rates that will never change, affordable monthly payments, and no prepayment penalties\n*   Quick online application -- get pre-approved in just minutes\n*   Checking your rate won't impact your credit score\n*   Review multiple loan options so you can pick the amount and term that fits your budget and timeline\n*   With automatic payments and a customizable due date, managing your account is easy and you'll be able to circle the date on your calendar when you'll be debt free\nDisclosure\nUpgrade is an online lender that offers personal loans and a card that's linked to a personal line of credit. You can see if you qualify for either option with a soft credit check. The personal loans range from $1,000 to $50,000 with an origination fee of 2.9% to 8%.\nUpgrade's loans have a repayment term of three or five years; the longer term could be a good option if you want a lower monthly payment, though a shorter term can help you pay less interest overall. END