 TITLE: How Long Does It Take to Get a Secured Credit Card? CONTENT: *   **Merrick Bank Double Your Line® Secured Visa® Card**: With this product, your credit line will depend on the initial refundable deposit, which can be any amount from $200 to $3,000. You can add additional deposits at any time to increase your credit line up to $3,000. Once you've had the card for nine months, Merrick Bank will review your account activity to determine if you're eligible for a credit line increase without an additional deposit. There is no minimum credit score for this card. The card features a variable APR of 17.45% and an annual fee of $36. END