 TITLE: What Is the Average Number of Credit Cards per US Consumer? CONTENT: The average number of credit cards per U.S. consumer dropped in every state in 2020. Consumers in Massachusetts and New York saw the most significant drop, with the average number of credit card accounts per consumer decreasing by 6% in both states in Q3 2020.\nNew Jersey took the top spot as the state where consumers had the most credit card accounts in Q3 2020, with a total of 4.54 accounts on average, according to Experian data. Alaska was on the other end of the spectrum: Consumers there only had an average of 3.06 credit card accounts in Q3 2020.\nSource: Experian END