 TITLE: First Progress Platinum Prestige Secured Card: Low Interest Credit CONTENT: Is the First Progress Platinum Prestige Mastercard® Secured Credit Card Right for You?\n--------------------------------------------------------------------------------------\nThe First Progress Platinum Prestige Mastercard® Secured Credit Card is a good choice if you're looking to build your credit while carrying a balance on your card. Still, keep your balance as low as possible. A high balance can lower your credit score, and that would negate the purpose of getting the card in the first place.\nIf you don't plan on carrying a balance on your card, you might consider a secured card that doesn't have an annual fee so you can keep it open longer without having to pay. Especially good would be one that allows you to trade up to a regular unsecured credit card as your credit improves. END