 TITLE: What Is a Sign-Up Bonus on a Credit Card? CONTENT: Look Into These Cards Offering a Sign-Up Bonus\n----------------------------------------------\nMost rewards credit cards, with the exception of the most basic products, offer sign-up bonuses. But the bonus, ongoing rewards and especially annual fees can vary greatly, so research your options carefully and decide which types of rewards best fit your lifestyle before deciding on a card. Here are a few of the best that are currently available:\n*   **Chase Sapphire Preferred® Card**: Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 toward travel when you redeem through Chase Ultimate Rewards, but these points can also be transferred to the loyalty programs of 10 partner airlines and three hotel chains. The card's annual fee is $95.\n*   **Bank of America® Premium Rewards® credit card**: Earn 50,000 bonus points, a $500 value, after you make at least $3,000 in purchases in the first 90 days of account opening. The annual fee is $95.\n*   **Southwest Rapid Rewards® Premier Credit Card**: Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open. In addition, during the first year, new cardholders can earn 3 points per dollar on dining, including takeout and select delivery services. The annual fee is $99.\nMake Sure Your Sign-Up Bonus Works for You\n------------------------------------------\nCredit card sign-up bonuses can be the fastest way to earn rewards points or cash back. Some of the best rewards credit cards offer sign-up bonuses of thousands of points or miles that you can redeem for free flights or nights at hotels. Other cards offer points worth hundreds of dollars in cash back that you can put toward travel and other expenses.\nBefore you apply, though, make sure you will be able to meet any spending requirements for a new credit card (and pay off the balance quickly) and that you will be able to use the bonus points or miles for the rewards you want. Otherwise, you might not get the value you expect from your sign-up bonus. You can find current credit card offers and personalized picks through Experian CreditMatchTM.\n_All information about the Barclays' AAdvantage® Aviator® Red World Elite Mastercard® and Bank of America® Premium Rewards® credit card has been collected by Experian and has not been reviewed or provided by the issuer of the card. Offer details may be outdated._ END