 TITLE: How to Manage Credit Card Debt If You’re Unemployed CONTENT: Keep Making Minimum Payments\n----------------------------\nAim to continue making minimum payments on your credit cards and loans even when you're unemployed. That way, you'll protect your credit score, which you'll need to keep strong to get credit at competitive interest rates in the future.\nSince payment history is the most important factor in your credit score, a stretch of missed or late payments can have a significant negative impact on it. Consider minimum credit card and loan payments to be a necessary expense, like food and housing, as you create your budget. END