 TITLE: How to Maximize Hotel Credit Cards CONTENT: Earn and Redeem Points Where You Actually Stay\n----------------------------------------------\nBefore you settle on a particular hotel credit card, make sure it earns points and offers perks at the hotels where you actually stay. You wouldn't want to earn a stash of World of Hyatt points if you usually only stay at Hilton properties, for example. As you begin to focus on getting a hotel credit card, think about which chains you visit most and where you want to use the points you earn for reward stays.\nThe good news is, the major hotel companies all include a lot of brands these days. For instance, Marriott now comprises 30 brands ranging from luxurious Ritz-Carlton hotels to mid-range Sheraton and budget-friendly Residence Inn locations. The Hilton brand includes some familiar names including Waldorf Astoria, Conrad, DoubleTree and Embassy Suites. So you should be able to find places to stay no matter which company you eventually settle on. END