 TITLE: How to Get a Loan Against Your Tax Refund CONTENT: The Bottom Line\n---------------\nIf you need your tax refund money right away and already were planning to file through a tax preparer, there are few downsides to rushing the process with a tax refund loan. It could even benefit your credit if you use it to tackle existing debt. Check your free Experian credit report to see where your credit is and help you decide which debts you should tackle first.\nStill, be sure to run the numbers, including any extra fees, and only explore a tax refund loan if the benefits outweigh simply waiting for your tax refund to come through in full. If ultimately you find that a tax refund loan isn't an option after all, you may consider applying for a credit card with a promotional 0% annual percentage rate (APR) or a low interest personal loan. END