 TITLE: COVID-19 Impact: Changes to Consumer Debt and Credit CONTENT: COVID-19 Effects on Consumer Finances\n-------------------------------------\nAs part of our ongoing commitment to help consumers manage the impacts of COVID-19, Experian analyzed internal and external data to show how consumer finances have changed in recent months. Our analysis is based on historic monthly consumer credit data, unless otherwise noted.\nThe data used for this research is based on a nationally representative sample of Experian's main consumer credit data. Credit score data is based on VantageScore 3.0. The data attributes and sample sizes for this research may not exactly match other Experian analyses, and thus a slight variance in some statistics may exist.\nAs Americans continue to manage the effects of the pandemic, the data included in our analysis will continue to evolve. The information included here represents only a momentary snapshot of consumer finances. As time goes on—especially as certain economic stimulus and relief measures expire—these trends may change. We will continue to publish additional insights as newer data becomes available. END