 TITLE: How Does Your Major Affect How Much You Should Borrow in Student Loans? CONTENT: Building Credit in College Can Give You More Savings Opportunities\n------------------------------------------------------------------\nBuilding credit in college can be challenging, but establishing your credit history now could make it even easier to pay off your student loans in the future.\nMore specifically, building and maintaining a good credit history may make it possible for you to refinance your student loans after graduation at a lower interest rate than what you're paying right now. Even if you can't or don't want to refinance your student loans, a good credit score will save you money with other loan types and in other areas of your financial life.\nIf you find one that appeals to you, a student credit card can help you build your credit history. In some cases, you may need a cosigner to get approved. If you can't, try asking a parent to add you as an authorized user on their credit card account. The entire history of the account will be added to your credit report if it's positive, which can help you start the process of building credit.\nMake it a goal to monitor your credit regularly to keep track of your progress and address potential issues as they arise. As you continue to pay off your student loans and build a positive payment history, you should see your credit scores start to reflect your progress. END