 TITLE: Can You Get a Job With Bad Credit? CONTENT: Review Your Credit Report for Accuracy\n--------------------------------------\nWhether you're actively looking for a job or are just concerned about how your credit will affect your career path down the road, it's always a good idea to keep an eye on your credit report.\nAnd even though your credit score won't affect your job prospects, it could determine whether you qualify for a mortgage or pay high interest on a new credit card.\nYou're normally entitled to a free copy of your credit report from each of the credit bureaus once a year through AnnualCreditReport.com. Through April 2021, however, you can get a free copy of your reports once a week. Once you receive your reports, it's smart to review all of the information carefully to ensure your personal data and account activities have been accurately reported by your lenders.\nIf something doesn't look right, you can contact the lender directly or file a dispute with the credit bureau that maintains the report. It's important to review each report individually because the data included may vary slightly, and one bureau may show something that the other two don't. If you find an issue across all three, you'll need to contact every bureau to file a dispute and have the problem removed.\nYou can file a dispute claim online, over the phone or through the mail, each bureau has its own dispute process. With Experian, you can create an account online and file a dispute through the Dispute Center. If Experian is unable to verify your identity, you may be asked to provide documentation or additional information before Experian can process the request. Experian typically resolves dispute claims within 30 days.\nIf you're not sure what's in your credit file and you want more insight into your credit health, get your free credit report and score directly through Experian. Experian can also help you monitor your credit and provides instant alerts when new or suspicious activity appears on your accounts.\nMonitoring your credit report empowers you to identify areas for improvement and build strong financial habits. Over time, your credit history can grow stronger as you make on-time bill payments and carefully track your spending to make sure you keep your credit balances low. If you're looking for an extra push, Experian Boost™† can add on-time payments such as your cellphone, utility and streaming services bills to your credit report, which can give your Experian credit scores an instant lift.\nThese tools and more can help you become more financially savvy, and increase your appeal to future employers and lenders. END