 TITLE: All You Need to Know About Balance Transfer Credit Cards CONTENT: What Are Balance Transfer Fees?\n-------------------------------\nMost cards charge a balance transfer fee whenever you move a balance to them—typically 3% or 5% of the transferred amount. But some cards don't charge balance transfer fees, often for a specified period of time. The ideal scenario is to simultaneously pay no balance transfer fee and to make use of a 0% APR offer, which would make the transfer free.\nIf you don't qualify for a card with one of these offers, it's generally best to go for a card that charges 0% APR over a card with a lower balance transfer fee. In many cases, paying the fee is worth it to avoid paying interest as you get rid of debt. END