 TITLE: Can You Check Your Credit Score Without a Social Security Number? CONTENT: Lenders typically require a Social Security number when you apply for a credit account. However, if you opened an account without an SSN and the lender reports its accounts to Experian, the account should still appear on your credit report, helping you establish credit. That's because Experian doesn't match information to a person's credit history using only the SSN: Experian matches information using all of the identification information provided by the lender.\nIf you are just starting to establish credit in your name, or if you have not used credit in quite some time, it is possible that you may not have a credit score even if you have a credit report. There are many different credit scoring models available for lenders to use. While some may be able to calculate a score with as little as one account appearing on your report, others may require multiple accounts to be reported for a certain period of time in order to generate a credit score. Credit scores often require three to six months of activity to be reported before the account will be included in score calculations.\nEven if you had an established credit history in the past, some credit score models may not be able to generate a score if there has been no activity on any of your accounts in the past several months. END