 TITLE: Tips for Choosing a Credit Counseling Agency CONTENT: The Bottom Line\n---------------\nCredit counseling could be an excellent way to get back on track with your finances if you struggle to cover payments due to low income or too high expenses that don't leave you enough money for living costs. There are many resources to help you along your journey, including Experian's debt resource center.\nMonitoring your credit can help you understand your current debt situation and also help you track your progress as you begin your debt paydown. Experian offers free credit monitoring, which allows you to check your credit regularly and will also update you when there's a change to your Experian credit report so you can keep an eye out for any potentially fraudulent activity. END