 TITLE: What Are the Best Short-Term Investing Options? CONTENT: Money Market Mutual Fund\n------------------------\nMoney market mutual funds, also called money market funds, invest in highly liquid short-term debts. These types of debt include CDs and U.S. Treasuries. Money market funds are not the same as money market accounts.\nAnnual returns for these funds typically range from 1% to 3%. A bonus is that money market funds don't charge any fees when your cash goes in or out.\nThis investment option is best if you might need your money within the next two to three years.\n*   **Risk level**: Low. Money market mutual funds are viewed as less risky than stocks or bonds. They're not insured by the FDIC or NCUA, though.\n*   **Next step**: Take a look at investment brokers that sell money market mutual funds, including Fidelity and Vanguard. END