 TITLE: How Do I Choose a Business Credit Card? CONTENT: Figure Out How You Will Use Your Business Credit Card\n-----------------------------------------------------\nReviewing where your business does the most spending will help you choose a business rewards credit card that works best for your needs. For instance:\n*   Do you and your employees travel often? If so, consider the Business Platinum Card® from American Express, whose raft of travel perks could make the high annual fee worth it. However, unlike a typical credit card, the Business Platinum Card® from American Express allows you to carry a balance for some charges, but not all.\n*   Do you need to finance a big purchase in the near future? The U.S. Bank Business Platinum Card offers an introductory 0% APR on purchases and balance transfers for a generous 20 billing cycles before a variable rate of 9.99% to 17.99% APR applies.\n*   Do you want to earn cash back without worrying about a bunch of spending categories? The Spark® Cash from Capital One card keeps it simple.\nEstimating how much your business spends per month on average will help you figure out whether you'll spend enough to earn rewards points and potential intro bonuses. Intro bonuses, which typically reward you with cash back or points, generally require a certain level of spending within a few months of being approved for the card. If you're planning to make a big purchase, such as new computers for your business, using your new business credit card for that purpose can help you get the sign-up bonus. END