 TITLE: How Much Does Credit Score Affect Auto Insurance Rates? CONTENT: What Else Do Auto Insurers Look at to Determine Rates?\n------------------------------------------------------\nWhether or not an insurance company uses a credit-based insurance score, a wide range of factors are considered to determine your eligibility and rates. These can include:\n*   Your driving record\n*   Where you live\n*   Demographics (your age, gender and marital status, for instance)\n*   The type of vehicle you're insuring\n*   The types of insurance you want, coverage amounts and the deductibles\nInsurance companies may take other factors into consideration as well, such as whether you qualify for discounts. A few companies also offer pay-per-mile policies, which tie cost to your usage. Or, there are companies like Root Insurance that use an app or install a device to track behavior such as how fast you drive and how aggressively you brake, and use the data to determine your eligibility and costs. END