 TITLE: How Do I Find Out What Debts I Owe? CONTENT: Check Your Credit Reports\n-------------------------\nThe first stop in determining what debts you owe should be to get your credit reports from the three major credit bureaus: Experian, TransUnion and Equifax.\nCreditors generally report debt accounts to one or more credit bureau, which then add it to the credit report they maintain. Account types you'll be able to find on your credit reports include credit cards, personal loans, mortgages and more. Your credit report lists the amount owed on every account, along with its status and payment history, and contact information for the creditor handling the debt.\nUnder federal law, you can obtain one free copy of your credit report every 12 months by visiting AnnualCreditReport.com. You also can see your free Experian credit report at any time. Through April 20, 2022, the three bureaus are offering all U.S. consumers free weekly credit reports through AnnualCreditReport.com. END