 TITLE: How to Update Your Credit Report With New Personal Information CONTENT: Disputing Personal Information Won't Affect Your Credit Score\n-------------------------------------------------------------\nYour credit scores are based on information in your credit report. However, not every part of your credit report impacts your scores. For example, your name, address, phone number and employer information will have no impact on your credit scores. As a result, disputing this information won't affect your credit scores.\nIn contrast, if an account was fraudulently opened and has a past-due balance, it could be hurting your credit. Closing the account and disputing the information could help your credit when the negative account is removed from your credit history. END