 TITLE: Term vs. Whole Life: Which Should I Get? CONTENT: Establish Good Credit to Save Money\n-----------------------------------\nA good credit score could not only save you money on life insurance but also other forms of insurance and, of course, loans and credit cards. Before you apply for a life insurance policy, check your credit score to get an idea of where you're at and to help you decide if you need to take steps to improve your credit.\nAlso, check your credit report to determine where you can start addressing potential issues that are hurting your credit score. This may include late payments, high credit card balances, frequent credit applications or even potential inaccuracies on your report.\nBuilding credit isn't always easy, and it can take time to achieve your goal, especially if you have significant negative items on your reports. But the savings in several areas of your financial life are worth every ounce of effort it takes to achieve your goal. END