 TITLE: How to Get a Loan Against Your Tax Refund CONTENT: Can I Get a Tax Refund Advance With Bad Credit?\n-----------------------------------------------\nTo qualify for a tax refund loan, you typically don't need to have good credit scores. Because you are borrowing against money that's coming to you anyway, a tax refund loan doesn't pose the same type of risk to lenders that a traditional loan or line of credit does.\nStill, the lenders that some companies use will conduct a complete credit check first. If so, that will result in a hard inquiry being placed on your credit report, which will temporarily factor into your credit scores. But if they only do a soft inquiry (or don't check at all), your credit history and scores won't be affected. END