 TITLE: How to Recover From Bankruptcy CONTENT: Avoid Repeating Past Mistakes—and Making New Ones\n-------------------------------------------------\nYou can make your bankruptcy a learning experience by reviewing your past missteps and taking care not to repeat them. Re-examine your old patterns of spending, borrowing and repayment (or lack thereof) to better understand exactly what led you to bankruptcy, and take steps to ensure you won't go down those paths again.\nConsider working with a certified credit counselor to devise a realistic budget, set achievable money management goals, and establish a long-term plan for rebuilding your credit.\nBeware credit repair companies that promise to help re-establish your credit in short order, or clean up your credit report quickly. There are no quick fixes for bankruptcy. Rebuilding your credit after you've filed for bankruptcy takes time and patience. Millions have done it, and you can too. END