 TITLE: How to Budget When You’re on a Very Low Income CONTENT: How to Get Help\n---------------\nIf you have more money going out than coming in and you're in a situation where you truly can't cover your basic needs like rent or debt payments, you may be able to get help through credit counseling or financial assistance. If you'd just like some help figuring out how to lower your debt to free up money in your budget, you still could benefit from a certified credit counselor.\nEven if you're on a very low income, budgeting is worth the effort. It may seem difficult to create a budget and impossible to get in financial shape, but with a little effort, you can improve your financial outlook and work toward achieving your goals. END