 TITLE: How to Manage All Your Monthly Subscriptions CONTENT: Use Apps to Simplify Subscriptions\n----------------------------------\nIf you're feeling overwhelmed by the number of subscriptions you're paying for, several smartphone apps out there make it easier to get a handle on your digital subscriptions. Here are a few to consider:\n*   **Truebill**: Available for Apple and Android, this app helps you manage your subscriptions, but you can also use it for general budgeting and expense tracking. You connect Truebill to your financial accounts, and the app will show you your monthly subscriptions, how much they cost and when they're due. It also helps you to cancel any subscriptions you no longer want. Truebill's app is free, unless you decide to pay $3 to $12 a month for the premium service to access additional features. If you use their bill negotiation service, the app keeps 40% of what you'll save over a year.\n*   **Hiatus**: This app was created to help you track your money and make financial progress. Like Truebill, Hiatus links to your financial accounts and imports spending data. It then uses that information to give you a big-picture look at your balances and debts. The app also has a section that shows all your recurring subscriptions and can alert you about upcoming renewals, and it provides a link you can use to cancel unwanted subscriptions. Hiatus also offers a service to negotiate some of your bills to lower rates, but the app keeps 50% of your savings as their fee. The basic app is free, though there is a premium option for $10 per month that offers more financial management tools. Hiatus is exclusive to the Apple App Store.\n*   **Bobby**: This free iPhone app focuses solely on subscriptions and doesn't import your financial data; instead, you manually input all of your recurring subscriptions and Bobby helps you keep track of them. You'll be able to see all of your current subscriptions in one place along with their costs and bill dates—plus the total amount you're paying each month for all your subscriptions combined. You can also include other recurring bills like internet, rent and so on. Once you see all of your subscriptions listed out, you may realize there are some you can cancel. The basic app is free, though for a few extra bucks you can add on features such as being able to add an unlimited number of subscriptions. END