 TITLE: How to Change Your Budget in a Financial Emergency CONTENT: What if I Don't Have a Budget?\n------------------------------\nWe've explained how to adjust your budget during a financial emergency. But if you don't already have a budget, what can you do? It's not difficult to get started: It can be as simple as setting up a budget in a spreadsheet or downloading a budget app. Check out our budgeting guide to get tips on creating a budget that can help you weather the financial crisis. Then you'll be prepared to adjust it later on when your financial situation improves. END