 TITLE: Credit Mistakes to Avoid When You Are Young CONTENT: 4\\. Not Checking Your Credit Regularly\n--------------------------------------\nChecking your credit report and score regularly can do a few important things for you. If you're doing a good job of managing your credit, you'll see your progress on your credit report, and tracking your rising credit score can be motivating. Monitor your report regularly, and you'll also get an intuitive sense of how your actions affect your credit. Make a few large purchases on your credit card and your credit score may dip due to increased credit utilization. Pay off your balance, and your score may rise. A certain amount of fluctuation is common with credit scores, so the point isn't to prevent or stress out over these minor changes, but rather to develop an understanding of how they play out.\nFinally, when you receive your credit score and report from Experian, you can see which factors are impacting your credit score along with suggestions on how to improve. You can receive a free copy of your credit report from all three credit reporting agencies at AnnualCreditReport.com or access your Experian FICO® Score☉ and credit report for free at any time. You can also use Experian's free credit monitoring to get alerts whenever there are changes to your credit report and score. END