 TITLE: How Applying for Credit Impacts Your Credit Score CONTENT: How Long Does a Hard Inquiry Stay on Your Credit Report?\n--------------------------------------------------------\nHard inquiries will stay on your credit report for two years, but their effect on your credit score will decrease over time. And after one year, they won't have any effect at all on your FICO® Score. For more information, see \"How Long Do Hard Inquiries Stay on Your Credit Report?\" END