 TITLE: What Is a Corporate Credit Card? CONTENT: Can a Corporate Card Affect Your Personal Credit?\n-------------------------------------------------\nA corporate card might affect your personal credit, but the effect often is minimal.\nTypically, payment history, balances and other account details are attached to the credit report belonging to the business, not the individual cardholder.\nIf the card issuer checks your credit report, it may result in a hard inquiry, which can cause your credit scores to dip slightly. This score impact is usually small and temporary. If the card features what's known as individual liability, the cardholder is responsible for paying monthly bills, then getting reimbursed for those expenses.\nAlso, if debt on a corporate card is overdue, it may show up on the credit report of an individual cardholder. This could happen if the card comes with individual liability or joint liability (which is when both the employer and employee are on the hook for the debt). END