 TITLE: How to Get Help Paying Medical Bills CONTENT: Look for Medical Bill Repayment Plans\n-------------------------------------\nOnce you've verified the bill is correct, you can contact your health care provider to discuss payment options. Some of these might help you spread out the cost over time or save you money overall.\n*   **Full-payment discount**: Some medical providers may offer a discount if you can quickly pay the bill in full. Of course, this isn't an option for everyone, but it may be worth asking if you can afford around 80% or more of the bill.\n*   **Down payment discount**: Alternatively, you may be able to get a discount if you can make a large down payment and agree to pay the rest of the bill over time.\n*   **Payment plans**: Medical providers may also offer payment plans if you can't afford to pay the bill right now. Sometimes you may even receive a low- or no-interest plan, which could provide significant savings over taking out a loan to pay the bill.\nThese options are offered by many hospitals and medical groups—49% of providers offer payment plans, according to a survey by HIMSS Analytics—and could come in clutch if you're not sure how you'll pay for your medical services. If you are offered a discount or payment plan, make sure you get the terms in writing and follow the terms of the accommodation closely. END