 TITLE: How to Pay for College When Federal Student Loans Aren’t Enough CONTENT: Reduce Your Expenses\n--------------------\nHas it been a while since you looked at your budget, or maybe you don't have one at all? No worries. It's a perfect time to start as you get creative and find ways to fund your education. Grab a notebook and list your monthly expenses and income. Classify your expenses as needs (rent, food, utilities) or wants (entertainment, travel) and prioritize them based on importance. Eliminate or drastically reduce your list of wants until you free up cash to reduce your tuition bill. Creating a lean budget may be painful, but your sacrifices will be well worth it.\nYou may also want to rethink your living situation. While the thought of ditching your pad for a cheaper one that's smaller or farther away from school to cut costs may sadden you, moving could help you free up a big pile of cash. What you save on housing may be enough to cover a chunk of the outstanding balance still owed to the college or university you will be attending. If uprooting sounds unappealing or unrealistic, consider bringing in a roommate, which can similarly cut your rent payment. END