 TITLE: Does Closing an Account Hurt your Credit? CONTENT: Improving Your Credit Scores Going Forward\n------------------------------------------\nIf you are trying to improve your credit scores, paying down credit card debt is an important step. Keeping a low utilization rate and making all payments on time are the two most important factors in having good credit scores. You can also increase your credit scores by signing up for Experian Boost™† . With Experian Boost, you can get credit for your on-time utility, cellphone and streaming services payments. Those payments can be added to your credit report going back as far as 24 months, and can increase your credit scores immediately. Signing up is free and takes just a few minutes. END