 TITLE: How to Get a Loan With Bad Credit CONTENT: Getting a Personal Loan With Fair or Bad Credit\n-----------------------------------------------\nFewer lenders will give you a loan if you have bad credit. However, you may still have options, and shopping around to find your best offers is still a good idea.\nYou could start by looking for lenders that regularly work with borrowers who have fair credit—credit scores ranging from 580 to 669. Here are two popular options:\n*   Avant is an online lender and most of its borrowers have a credit score of 600 to 700. The lender offers personal loans ranging from $2,000 to $35,000 with 24- to 60-month repayment terms, and there's an administrative fee of up to 4.75% on the loans.\n*   Upstart requires a credit score of 580 or higher, but it also looks at nontraditional factors (such as your employment history and higher education) that may make it easier for some borrowers to get approved with a low rate. Loan amounts can range from $1,000 to $50,000 with either three- or five-year terms and an origination fee of 0% to 8%.\nThe best options can also change over time. Even if your financial situation stays the same, lenders regularly tighten or ease their credit requirements based on competition in the marketplace and changes in the economy. END