 TITLE: How Can Mortgage Forbearance Help Me Pay My Mortgage? CONTENT: Is Mortgage Forbearance Bad for Your Credit?\n--------------------------------------------\nA mortgage forbearance might not affect your credit as negatively as you'd expect. A lender isn't obligated to report it to the credit bureaus, and if they do, it might not hurt your credit if they don't report your payments as late. Keep in mind that having late payments or a foreclosure on your credit report looks much worse than a forbearance.\nSo if you're at risk of making late or missed mortgage payments, or you're getting closer to foreclosure, going through mortgage forbearance can help protect your credit. That's because during this time, any missed payments won't be considered missed since your lender agreed to the plan, and they won't foreclose during this time. END