 TITLE: Should I Pay Off My Credit Card With a Personal Loan? CONTENT: Life After Credit Card Debt\n---------------------------\nWhether or not you close the credit card you've paid off, it's now up to you to be diligent about credit usage in the future. It's important going forward to avoid using credit to spend more than you can comfortably pay back.\nOnce you've paid off your credit card debt—with a personal loan or another debt reduction tool—your goal should be to pay off any balances on your credit cards in full each month. That helps you avoid spending money on interest, and builds a track record of wise credit usage. After all, when you stay out of debt, and keep your credit score in good shape, you'll have access to financial tools that will help you meet goals that matter to you in the future. END