 TITLE: Here’s What It Takes to Get a Small Business Loan CONTENT: Check Your Personal and Business Credit\n---------------------------------------\nBefore you start looking for a business loan, it's smart to know where your credit stands since this is one of the key factors lenders look at when evaluating your loan application. You can dispute any errors and see if there's anything you can improve before you apply.\nWhen you apply for a personal loan or credit card, lenders just look at your personal credit report. But when you're applying for a small business loan, lenders also review your business credit report. Yes, you have a business credit report. It helps lenders get a sense of your enterprise's creditworthiness and financial history, including any past collections, liens, judgments or bankruptcies. It also includes background information about the business and any Uniform Commercial Code (UCC) filings. END