 TITLE: Can Piggybacking Credit Help Me Get a Mortgage? CONTENT: Understanding the Mortgage Process\n----------------------------------\nWhen you apply for a mortgage, the lender's first step in deciding whether to provide you with a loan is often reviewing your credit score—but it's never the _only_ step in their lending decision.\nWhile lenders regard strong credit scores as a good indicator of reliable payment habits, they look well beyond your score when considering your loan application. Mortgage lenders typically look carefully at the credit reports used as the basis for your credit scores, and they almost always seek additional information about your income, length of employment, and perhaps even savings and other assets you could draw upon to help pay back the loan. END