 TITLE: Survey: Less Than Half of Millennials Say They Have Credit Card Debt CONTENT: Most Millennials Reported Using a Credit Card to Build Their Credit\n-------------------------------------------------------------------\nWith the majority of millennials surveyed not focused on using their credit cards to earn reward points, it's not surprising that 40% of respondents said they had a credit card to build their credit. Credit cards are one of the best ways to establish and build credit, especially for younger borrowers who may not be taking out other loans.\nThe rest of the millennials surveyed reported having a credit card so they could have extra money (30%), for rewards (26%) and to make large purchases (25%). END