 TITLE: How to Pay Down Credit Cards on a Tight Budget CONTENT: Using Credit After Paying Off Debt\n----------------------------------\nIt's important to remember that once you're out of credit card debt, you can go back to using your credit cards—but with caution. Using a credit card for purchases can have many benefits, including travel rewards and purchase protection.\nAs long as you bring your balance back to zero every month, credit cards can offer plenty of savings and perks. Let your experience paying off credit card balances remind you of how hard you worked to be debt-free, and motivate you to stay that way. END