 TITLE: Top 10 States With the Highest Average Auto Loan Debt CONTENT: FICO® Scores in Wyoming Are Higher Than Average\n-----------------------------------------------\nAmong the top 10 states with the highest consumer auto loan debt, only two had average FICO® Scores that were greater than the national average. Alaska's average FICO® Score was 707, four points above the national average of 703. Wyoming had an average FICO® Score of 712, nine points higher than the national average and 32 points higher than Texas' average of 680, according to Experian data from Q2 2019.\nWhen it comes to consumers in the states with the lowest auto loan balances, as listed in the chart above, the average FICO® Scores were consistently above the national average. The lowest average FICO® Score among this group was 705, which is two points higher than the national average. The top FICO® Score among these states was in Vermont, where consumers had an average score of 726.\nThese high FICO® Scores are somewhat surprising considering consumers in higher credit tiers often carry more debt than their peers. An explanation could be in the average number of delinquencies each of these groups carry: The average number of delinquent tradelines among the top 10 states with the highest auto loan balances was 2.3 per consumer, while consumers in the 10 states with the lowest auto loan balances had an average of 1.7, according to Experian data from Q2 2019. END