 TITLE: Need Help Paying Rent? Here’s What to Do CONTENT: First, Contact Your Landlord\n----------------------------\nIt's best to reach out to your landlord or property manager right away to discuss your situation and possible solutions. The response can vary widely—some landlords have gone as far as temporarily canceling rent, while others may demand the rent on time and (if they're allowed to) charge fees and penalties, and proceed with an eviction if you're unable to pay.\nWhile you might not encounter either extreme, reaching out earlier can help you come to a mutually beneficial agreement with the person who manages your unit. Since many landlords would prefer to avoid having an empty unit and dealing with finding a new tenant, it's possible they'll offer a solution that keeps a roof over your head. For instance, a lower monthly payment for now and a payment plan for the unpaid amount might be a win-win. New local and state laws could open up new options, such as in New Jersey, where landlords can now put your security deposit toward rent.\nWhen talking out a deal, avoid agreeing to any add-on expenses, such as fees or interest, that could make paying the rest of the rent even more difficult in the future. In some places, it may even be illegal for landlords to try and tack on extra fees or penalties. END