 TITLE: RISE Personal Loans: A Cheaper Alternative to Payday Loans CONTENT: Low Fees and Flexible Payment Scheduling\n----------------------------------------\nRISE doesn't charge application, origination or prepayment fees. You may, however, be charged a late fee if you miss a payment. If you think you may have trouble making a payment, contact RISE and you may be able to get an extension.\nYou can make loan payments through ACH transfers from your checking account or with a debit card or paper check.\nAfter you're approved and sign your loan agreement, you'll have five days to decide whether to keep the funds. If your financial situation changes or you simply decide you no longer need the money, you can return it and pay no interest or fees. END