 TITLE: What Credit Counseling Offers CONTENT: Help Is Out There\n-----------------\nWhen you're experiencing financial troubles, do not hesitate to pursue high-quality services and support. A good counselor can help you identify the best strategy for your unique situation. If you don't know who you owe or what your balances are, obtain a free copy of your Experian credit report through our website or through AnnualCreditReport.com. After reading it, you may decide that credit counseling is what you need to do to get ahead. END