 TITLE: What to Know Before Getting a Retail Credit Card CONTENT: Check Your Credit Score First\n-----------------------------\nIf your credit score isn't great and you need a way to build or improve your credit but can't qualify for a regular card, getting a retail credit card can be a solid idea. But if you can qualify for a traditional card, that might be preferable since you'll likely enjoy a lower interest rate and lower fees. Not sure where your credit stands? Check your FICO® Score for free through Experian. END