 TITLE: How Do Debt Relief Companies Work? CONTENT: The Bottom Line: Find a Better Option\n-------------------------------------\nWhether they call themselves debt relief companies, debt settlement companies or debt consolidation specialists, think twice before dealing with for-profit companies that promise big savings by renegotiating with debt with creditors. At best their services will come at considerable cost. They also put your credit at considerable risk and could still fail, leaving you with few alternatives besides bankruptcy. Instead, use one of the options above to help get your debts under control. END