 TITLE: Only Half of All Student Loans Are Currently In Repayment CONTENT: Only About Half of Outstanding Student Loans Are in Repayment\n-------------------------------------------------------------\nWhen it comes to federal student loans, 56% of the total balance—$722 billion—was in repayment as of the third quarter (Q3) of 2019, according to DOE data. Federal student loans totaled $1.3 trillion in Q3 2019, according to the DOE.\nLoans are considered in repayment when accounts are active and payments are being made. In the third quarter of 2018, just 53% of the balances were in repayment.\nThe total of all student loan debt—including public and private loans—is over $1.4 trillion, according to Experian. Consumers carried an average of $35,620 in student loan debt as of the second quarter of 2019.\n\\*Source: Experian data. All data from Q2 of each year. END