 TITLE: How Much Should I Get in Student Loans? CONTENT: Calculate Any Income You Will Have While in School\n--------------------------------------------------\nWhile previous generations may have been able to put themselves through school by working a part-time job, this is typically no longer enough to fully cover the costs of college. But part-time work is a useful supplement that can make a big difference in how much you'll need to take out in student loans.\nBefore you can calculate how much to borrow, estimate how much income you'll have while in school. The more you earn, the less you'll need to borrow, so if you plan to work while in school, try to put a number on how much you'll earn each month. Use this number later when you're making your budget.\nDid family set aside money for your education in a college savings plan? If so, factor that in as well. Additionally, consider whether you will participate in a work-study program or receive scholarship money, as these forms of income can also reduce your need to borrow student loans. Add it all up to come up with an estimate for your income. Depending on your circumstances, you may want to look at it either monthly or by semester. END