 TITLE: Should I Pay Off Debt With the Highest Balance or Highest APR First? CONTENT: How to Choose a Payoff Strategy\n-------------------------------\nPaying down debt won't happen overnight, which means keeping yourself motivated should also be a consideration while choosing an approach.\nIf you think you'll enjoy making a dent in the biggest balance, that may keep you excited about continuing the payoff process—which, in turn, will make you more likely to reach your goal of debt freedom. Weigh the importance of saving money on interest with your likelihood of staying enthusiastic along the way. The best strategy is the one that is more likely to help you get your debt balances to zero. END