 TITLE: How Long Does It Take to Get a Secured Credit Card? CONTENT: Best Secured Credit Cards\n-------------------------\nConsidering a secured credit card to help improve your score? The following are good options. They all report to the three major credit bureaus (Experian, TransUnion and Equifax) to help begin boosting your scores:\n*   **Secured Mastercard® from Capital One**: Capital One will review your credit to determine whether you may put down a refundable security deposit starting at $49 to get a $200 initial credit line. If you want a higher credit line, you can deposit more that the minimum, up to your maximum approved line of $1,000. If you make all your payments on time, Capital One may offer you a higher credit limit starting at six months and possibly allow you to earn your deposit back as a statement credit. This card has no annual fee but a variable APR of 26.99%, which is on the higher side.\n*   **First Progress Platinum Prestige Mastercard® Secured Credit Card**: There's no minimum credit score requirement for this card, making it suitable for those with little to no credit history. You can apply with no negative impact on your credit score, it only takes a few minutes to get a decision, and you could get approved for a credit line of $200 to $2,000 if you're able to make a required refundable deposit of equal amount. There's an annual fee of $49, and the ongoing APR is a variable 9.99% Variable.\n*   **Merrick Bank Double Your Line® Secured Visa® Card**: With this product, your credit line will depend on the initial refundable deposit, which can be any amount from $200 to $3,000. You can add additional deposits at any time to increase your credit line up to $3,000. Once you've had the card for nine months, Merrick Bank will review your account activity to determine if you're eligible for a credit line increase without an additional deposit. There is no minimum credit score for this card. The card features a variable APR of 17.45% and an annual fee of $36. END