 TITLE: Young and Old: Breaking Out Millennial Debt and Credit CONTENT: Difference in FICO® Scores☉ Is Comparatively Modest\n---------------------------------------------------\nIn stark contrast to the differences they show in debt totals, the youngest (24) and oldest (39) millennials have average FICO® Scores that are closer than most generations. Twenty-four-year-olds had an average FICO® Score of 660, while 39-year-olds had an average of 677—a difference of only 17 points.\nBy comparison, the youngest and oldest members of Generation X had a score difference of 26 points, and the score difference between the youngest and oldest baby boomers was 48 points. This trend among millennials makes sense, as even older millennials still have relatively young credit histories. END