 TITLE: How Much Does Private Mortgage Insurance (PMI) Cost? CONTENT: Focus on Your Credit and Down Payment\n-------------------------------------\nAs you prepare to buy a home, consider how much you can afford to put down and whether you can improve your credit before applying for a loan. Higher down payments and credit scores can help you qualify for a mortgage with more favorable terms. And, if you need to get PMI, they could lead to paying less in premiums. You can check your Experian credit report for free online. After creating your account, you can also get personalized recommendations for improving your credit based on your unique credit profile. END