 TITLE: How Subprime Loans Can Affect Your Credit CONTENT: Avoid Making a Rush Decision\n----------------------------\nIf you're looking for a subprime loan, it's important to take your time to research various options. If you take the first offer you get, you may end up paying more without ever knowing it.\nIt's especially important to avoid short-term loans like payday loans and auto title loans. While easy to get, these loans often charge triple-digit interest rates and give borrowers little time for repayment, often requiring them to take out more debt to pay off the first one.\nUltimately, getting your credit scores into the prime range can save you the most money. But if you need cash now, compare at least three to five lenders before you apply. END