 TITLE: 4 Ways to Use Your New Child Tax Credit to Help Your Kids CONTENT: 2\\. Help Your Kids Develop Financial Skills\n-------------------------------------------\nA little bit of funding can go a long way toward helping your kids learn financial skills that last a lifetime. New tools like prepaid payment cards and budgeting apps give kids the opportunity to learn real money management skills. Just be prepared to offer guidance and limit risk (and access to money), so any mistakes made along the way don't devastate your household finances.\n*   **Provide younger kids with a reloadable** **prepaid card**. For kids who aren't yet ready for a credit card, prepaid cards offer an easy, low-risk alternativeto cash that they can use to make small purchases in-store and online. Cards like Greenlight and Gohenry are geared toward kids and feature kid-friendly apps that help young users understand their money's ebb and flow.\n*   **Establish a family grant program**. You can use it to fund ideas for improving your household, neighborhood or community. The planning skills they'll learn by taking an idea from inspiration to implementation will serve them for life.\n*   **Encourage them to start a micro-business**. With a small cash infusion, enterprising kids can buy supplies they need to provide all kinds of neighborhood services, including yard clean-up, child care or pet sitting. END