 TITLE: Why Was I Denied a Checking Account? CONTENT: Checking Your ChexSystems Report\n--------------------------------\nWhen you apply for a new checking account, banks and credit unions typically check your ChexSystems report. ChexSystems is a debit bureau, which collects information from banks and other financial institutions. While not a part of your credit report, your ChexSystems report is similar in that it shows previous account activity, in this case with banks and credit unions.\nBanks use ChexSystems reports when deciding whether to offer a bank account to a new customer. If you were denied a checking account, it's likely due to one or more negative items in your ChexSystems report.\nThe good news is you can check your ChexSystems report—and you should if you were rejected when you applied for a checking account. Federal law allows you to obtain a copy of your ChexSystems report once a year and, additionally, whenever you are denied a bank account. You can obtain a free copy of your ChexSystems report by going to the [ChexSystems website](!ut\/p\/z1\/04_Sj9CPykssy0xPLMnMz0vMAfIjo8ziDRxdHA1Ngg183AP83QwcXX39LIJDfYwM3M30wwkpiAJJ4wCOBkD9URAlMBP8PUKMgCa4-rgbG3kbugeaoCtAs8LAHKYAtyUFuREGmZ6OigAWLRKn\/dz\/d5\/L2dBISEvZ0FBIS9nQSEh\/). END