 TITLE: Is There Such a Thing as Good Debt? CONTENT: How Can Debt Be Good?\n---------------------\nNot all debt is good debt, of course. Going into debt for spending that has no lasting value, like an expensive vacation, a fancy dinner out or a 65-inch TV, is a bad idea. But you may need good debt to achieve certain life goals. For example, few of us could buy a house without a mortgage or afford a six-figure college education without student loans.\nThere's risk in every investment, to be sure. Just as the price of stock you buy may tank, your home might depreciate in value. But in general, good debt can reasonably be expected to deliver a positive return on investment. END