 TITLE: How Do I Choose a Business Credit Card? CONTENT: Know Where Your Personal Credit Stands\n--------------------------------------\nCorporate credit cards, which large companies use for their employees, are issued based on the business's credit, and the business is responsible for charges. When you apply for a small business credit card, however, you must personally guarantee responsibility for all charges made on the account, and the card issuer will look at your personal credit score rather than your business credit score when deciding whether to approve you.\nCheck your personal credit report and credit score before you start researching business credit cards. If your credit score isn't quite high enough to qualify for the business credit card you want, take steps to improve your score before you apply.\nOnce you get your business credit card, keep in mind that how you use it will affect your personal credit score. Most small business credit cards report your payment history and balance to the major consumer credit bureaus (Experian, TransUnion and Equifax). Some also report to the major business credit bureaus, which can help build your business credit score. END