 TITLE: Best Personal Loan Lenders for Bad Credit CONTENT: Upstart\n-------\n[](;site=exp&placement=ae-single-embed&sessionid=E6BA5CF2-D08A-A03D-6AF5-6E97A8696A86&pageid=blogs:ask-experian:best-personal-loan-lenders-for-bad-credit&previouspageid=&ecsstaticid=5C9B4095-2284-BC37-6F8C-5A92AE1FA106)[Apply](;site=exp&placement=ae-single-embed&sessionid=E6BA5CF2-D08A-A03D-6AF5-6E97A8696A86&pageid=blogs:ask-experian:best-personal-loan-lenders-for-bad-credit&previouspageid=&ecsstaticid=5C9B4095-2284-BC37-6F8C-5A92AE1FA106)\non Upstart's website\n**Recommended FICO® Score\\***\nFair - Exceptional\nAmount\nAvailable loan amounts: $1,000 to $50,000\nEst. monthly payment: $30 to $2,262\nGrace period: 15 days\nApplication fee: $0\n##### Loan Details\n*   Loan amounts from $1,000 - $50,000\n*   APRs from 6.46% - 35.99% with loan terms of 3 or 5 years\n*   Won't affect your credit score\n*   You can have funds in as fast as 1 day\n*   You are more than your credit score. On Upstart your education and experience help you get the rate you deserve.\nDisclosure\nUpstart is an online lending platform that stands out for its use of alternative data in underwriting new loans. While Upstart focuses on borrowers who have at least fair credit, it also offers loans to people who aren't scoreable at all.\nThe loan amounts can range from $1,000 to $50,000, with repayment terms of three or five years and a 0% to 8% origination fee. You can check to see if you qualify and review your loan offers without impacting your credit score. If you apply and are approved, the funds will be sent within one business day of when you sign your loan agreement. END