 TITLE: What Is Public Service Loan Forgiveness? CONTENT: Student Loans and Your Credit\n-----------------------------\nNo matter what type of repayment plan you have, try to always make your student loan payments on time; doing so helps build your credit score. If you meet certain criteria, however, paying your student loans has the added bonus of helping you qualify for public service loan forgiveness. Even if your application for PSLF is denied, options such as adjusting your repayment plan, refinancing your loans, or consolidating your loans can make it easier to stay current on your loan payments—a key factor in maintaining a strong credit score. END