 TITLE: How to Get an FHA Loan CONTENT: If you're ready to explore lenders who offer FHA loans, use the HUD lender directory to locate options in your area. Shop around for the best deal before deciding on a lender.\nLenders must follow a set of FHA guidelines, but are allowed to set their own interest rates. This means you may qualify for a better loan offer with some lenders than others.\nWorried about the down payment? There are several first-time homebuyer programs and grants you may qualify for to help you get the funds you need to secure your home loan. You can browse online or ask local real estate agents or brokers who work with a lot of first-time homebuyers. END