 TITLE: What Is Identity Theft Insurance? CONTENT: How to Get Identity Theft Insurance\n-----------------------------------\nThere are a number of companies that offer identity theft insurance. It may be available from your homeowners or renters insurance, and some companies offer it as their sole product.\nExperian's Identity Theft and Credit Protection Service comes with a variety of valuable services designed to safeguard your credit file:\n*   **Identity theft monitoring and real time alerts:** If fraud is detected, you will receive an immediate notification.\n*   **Dark web surveillance:** Experian's proprietary technology can detect stolen personal data on over 600,000 dark web pages, file-sharing sources, forums and other places your data can turn up.\n*   **Three-bureau credit monitoring:** Unexpected changes to your credit reports can be a sign of identity theft. Experian monitors all three credit bureaus (Experian, TransUnion and Equifax) to identify credit inquiries, new accounts, account balance changes and credit utilization.\n*   **Up to $1 million in identity theft insurance:** The policy will cover the cost to replace stolen funds linked to unauthorized electronic transfers, as well as lost wages.\n*   **Ability to easily lock and unlock your credit file:** You'll be able to lock your Experian credit file to help stop unauthorized credit activity, then receive real-time alerts if anyone does try to apply for credit in your name while it's locked.\n*   **Fraud resolution support:** Dealing with this crime is stressful, so Experian has U.S.-Based fraud resolution specialists you can reach out to for help resolve any identity theft problems. END