 TITLE: What to Know Before You Apply for a Store Credit Card CONTENT: Can You Use Store Credit Cards Anywhere?\n----------------------------------------\nThere are two types of store credit cards: closed-loop and open-loop. Closed-loop retail cards are more common and only allow you to use your credit card with that retailer and, in some cases, its other brands and partners. This can make it difficult to use the card regularly unless you shop at the retailer often.\nOpen-loop store cards, on the other hand, use one of the major payment networks (typically Visa, Mastercard or American Express). This allows you to use the card with the specific co-branded retailer as well as anywhere else that accepts the payment network shown on the card.\nIf you're considering getting a store credit card, check to see where it's accepted. In some cases, you may have the choice between a closed-loop and open-loop card. If you have the option, pick the card you can use more broadly so you have extra flexibility. END