 TITLE: Do Millennials Have Higher Credit Scores in Urban or Rural Areas? CONTENT: The correlation between urban dwellers and higher credit scores held true in almost all cities we looked at, no matter the region of the country, the economic health of the city, or the cost of living there. Even the urban areas with some of the lowest credit scores on this list (Miami-Fort Lauderdale-Pompano Beach and Atlanta-Sandy Springs-Marietta) had a higher average FICO® Score than their respective states rural areas. END