 TITLE: 5 Ways to Make the Most of Your Balance Transfer Card CONTENT: 4\\. Make all your payments on time.\n-----------------------------------\nPayment history is the most important aspect of your credit score, and even one late or missed payment can have an impact on your score. Missing payments can also set back your repayment plan and cause you to incur costly late fees.\nIn addition, missing a payment could actually endanger the APR benefit that led you to get the card in the first place. Depending on the card, a \"penalty APR\" may be assigned, and your reduced APR could disappear. Make all your payments on time and be sure to check the terms of your card agreement so you know what to expect if you miss a payment.\n> Find balance transfer credit cards in Experian CreditMatch™. END