 TITLE: Avalanche vs. Snowball: Which Repayment Strategy Is Best? CONTENT: Which Debt Repayment Strategy Should I Choose?\n----------------------------------------------\nThe debt repayment strategy you choose should depend on your unique goals and feelings about debt. If saving money on interest is your main motivation because you have a lot of high interest debt from things like credit cards and payday loans, the debt avalanche is your best option. On the other hand, if you find it tough to stay motivated and are looking for more immediate results, the debt snowball makes more sense.\nWhichever method you choose—the debt avalanche, debt snowball or something completely different—the most important part is to stick to your plan. By committing to paying off your debt, you'll free up cash to achieve your financial goals, and stop putting money toward interest. END