 TITLE: How to Decide Whether a Mortgage Refinance Is a Good Idea CONTENT: How to Get Cash With a Refinance\n--------------------------------\nIf you need cash for other purchases or to pay down other debts, you may be considering a cash-out refinance. With this, you take out a loan that's larger than your current mortgage, and use the cash you have left over after paying off your existing home loan to handle your financial needs.\nA cash-out refinance could cause your monthly payment to increase, so this option is really only advised for people who need this option to get some fast cash. END