 TITLE: Understanding Credit Card Insurance Protection CONTENT: **Chase Sapphire Preferred® Card**: You don't have to be a world traveler to benefit from the Chase Sapphire Preferred® Card. This card offers trip delay insurance, baggage reimbursement of up to $3,000 per person per trip for lost luggage, trip cancellation and interruption insurance of up to $20,000 per trip or $40,000 per year, and rental car insurance. The card also offers solid travel and dining rewards with flexible redemption options. Whether at home or on the road, you'll also enjoy an extra year's warranty and purchase protection up to $500 that covers theft and damage on qualifying purchases within 120 days of purchase. The APR is 15.99% to 22.99% variable depending on your credit. The annual fee is $95. END