 TITLE: What Is a Home Warranty Plan? CONTENT: What Does a Home Warranty Plan Cover?\n-------------------------------------\nAlthough specifics vary depending on your plan, provider and location, standard home warranties typically cover:\n*   Plumbing\n*   Heating system\n*   Electrical system\n*   Water heater\n*   Ducts\n*   Dishwasher\n*   Stove\/oven\n*   Garage door opener\n*   Garbage disposal\nMany home warranty companies let you buy coverage for air conditioning systems, refrigerators, washers and dryers, spas and swimming pool pumps at additional cost.\nHome warranties generally don't cover your home's structure, foundations, walls or workmanship. (In new homes, the builder may warranty these elements for a certain period.)\nHome appliances and systems usually aren't covered by a home warranty if:\n*   They aren't listed as covered in your home warranty contract\n*   The failure is due to a condition that existed before your coverage took effect\n*   The failure is due to anything other than normal wear and tear\n*   The item was installed incorrectly\n*   The item was modified\n*   You tried to repair the item yourself and made the problem worse END