 TITLE: How to Budget for One-Time Expenses CONTENT: Make a Plan to Protect Your Credit\n----------------------------------\nHaving a plan in place to handle unplanned expenses can help prevent you from taking out a loan or going overboard on credit card spending. When it does become necessary to use credit to finance a purchase, however, it's important to make sure your credit report and score are in good shape. Monitor your credit through Experian to stay on top of things like score changes, potential fraud and updates to your credit report. This can make it easier to borrow when the time comes and help make sure you get the best rates. END