 TITLE: What to Know Before Getting a Retail Credit Card CONTENT: Some Store Cards Can't Be Used Everywhere\n-----------------------------------------\nBefore you say yes to a store credit card, make sure you know where it is accepted. As mentioned, some retail credit cards can only be used when you shop at its issuing store. If you shop there frequently and the card comes with great discounts and perks, it could be worth it if you pay the card off every month. But if you need a credit card you can use everywhere, a store-only card won't help you.\nOther retail cards are co-branded, meaning they can be used like regular cards just about anywhere, but can still net you perks with the issuing retailer. Before you apply, make sure you understand which type of card you'd be getting. END