 TITLE: How Much Does Credit Repair Cost? CONTENT: How Much Do Credit Repair Companies Charge?\n-------------------------------------------\nA [credit repair organization](;num=0&edition=prelim) is any for-profit company that sells you a service designed to improve your credit reports or credit scores, according to the Credit Repair Organizations Act (CROA). How these companies get payment for their services varies.\nCredit repair companies generally receive payment for their services by charging a monthly subscription fee or charging a fee each time they are able to get an item removed from your credit report. And if a company is able to get an item deleted from all three of your credit reports, you'll be charged the fee times three.\nWith the subscription model, a credit repair customer is charged for the services rendered by the credit repair company during the prior 30 days. Normally those charges are made to the credit card on file with the company.\nCredit repair costs can reach hundreds or even thousands of dollars—and there is no guarantee the company will be successful getting credit entries deleted from your credit reports. In fact, it is a violation of CROA for a credit repair company to guarantee that they can get negative items removed from your credit reports. END