 TITLE: How to Cash a Check Without a Bank Account CONTENT: How to Cash a Large Check Without a Bank Account\n------------------------------------------------\nFor most checks, you shouldn't have any problems using one of the options mentioned above. With large checks, however, the process can be a little more complicated.\nFor example, Kmart only cashes payroll and government checks up to $2,000, and Walmart will go as high as $5,000—though it does increase that limit to $7,500 from January through April, likely to accommodate tax refunds. Personal checks can be cashed up to $500 at Kmart and $200 at Walmart.\nIf you have a check that's larger than that, work with the issuing bank or deposit it into your prepaid card account, or even your PayPal account via an app like Ingo Money. END