 TITLE: What Happens to Your Credit When You Get Married? CONTENT: How Does Marriage Affect Credit?\n--------------------------------\nMarriage has no effect at all on your credit reports or the credit scores based upon them because the national credit bureaus (Experian, TransUnion and Equifax) do not include marital status in their records.\nYour borrowing and payment history—and your spouse's—remain the same before and after your wedding day. There is no such thing as a couple's credit report or score, but individual credit histories and credit scores for both spouses are considered whenever the couple applies for a loan together. END