 TITLE: What Is Lifestyle Creep and How Can You Prevent It? CONTENT: How to Reverse an Escalating Lifestyle\n--------------------------------------\nYou can also reverse the effects of lifestyle creep by taking stock of your finances and making decisions about what to keep and what to jettison. Some steps to get you started:\n*   **Audit your spending**. Where does your money go week to week and month by month? Are all your purchases good ones?\n*   **Reduce monthly outflow**. Make a list of your recurring expenses, subscriptions and memberships, and weed out the ones you don't need.\n*   **Declutter**. Gathering all of your once coveted, now unwanted, items in one place can drive home the message that unchecked spending does not help you live your best life or achieve the happiness you desire.\n*   **Sell or replace goods**. If it's possible, sell clothing or other unnecessary items online. Are you driving a car that's too costly or renting a place beyond your means? Start looking for another option.\n*   **Make active choices**. Really think about how you might use your money for your own good. Pay attention. END