 TITLE: 11 Ways to Pay Off High Interest Credit Cards CONTENT: 1\\. Try Paying With Cash\n------------------------\nWhen used wisely, credit cards can help you build a strong credit score, and can give you access to valuable rewards. But it's not wise to use one if you can't pay off your balance each month. Otherwise, interest will pile up, and you'll be at risk of feeling discouraged by a growing balance.\nIf you're carrying debt, your first course of action should be to pause your credit usage and switch to using cash. This will keep you from going into further debt and it may affect your spending behavior for the better. The physical act of using cash could make you second-guess big purchases more often than using a credit card would. If you'd rather not carry cash, use your debit card instead. END