 TITLE: What Is a Uniform Residential Loan Application? CONTENT: Nearly all mortgage lenders in the U.S. use the URLA when issuing a loan for a single-family home. When you're seeking a mortgage to purchase a home, a lender will likely ask you to fill out this application twice—once when you initially apply and again when you agree to the terms of the loan. You may be able to complete the application in a digital or paper format.\nThe application is known as Fannie Mae Form 1003 or Freddie Mac Form 65. Fannie Mae and Freddie Mac are government-sponsored companies that buy and sell home loans, freeing money for lenders to extend more loans to homebuyers.\nWhen filling out this application, you'll be asked to supply an array of personal information, including your Social Security number, date of birth, marital status, address, monthly income, work history, assets and liabilities.\nLenders in the U.S. have used the URLA for more than 20 years. END