 TITLE: Millennial Credit Card Use Is on the Rise CONTENT: Types of Credit Cards for Millennials\n-------------------------------------\nThough millennials' average FICO® Score of 668 hovers right below the score range considered \"good\" (670-739), there are still credit card opportunities within reach. Depending on how old the millennial is, what stage of life they are at and where their credit score stands, they may be eligible for several different types of credit cards.\nMillennials whose credit is on the lower side may consider getting an entry-level rewards credit card that allows them to earn benefits as they spend with their card. Cards such as the Capital One® QuicksilverOne® Cash Rewards Credit Card and Credit One Bank® Platinum Rewards Visa are recommended for consumers with a credit score between 580 and 669, and both offer cash back earning opportunities.\nYounger millennials just starting their credit journey could consider applying for a secured credit card, which has a lower barrier to entry and is helpful for those looking to improve their credit scores. Secured credit cards require a security deposit (which is often equal to your credit limit) as a method to limit the risk taken on by the credit card companies.\nMillennials with longer credit histories and credit scores that are considered good or better could consider applying for slightly more competitive credit cards, like the Chase Sapphire Preferred® Card. These cards come with heftier annual fees, but offer valuable reward opportunities that can easily outweigh the yearly fee burden. END