 TITLE: Can One 30-Day Late Payment Hurt Your Credit? CONTENT: When Will a 30-Day Late Payment Fall Off Your Credit Report?\n------------------------------------------------------------\nA 30-day late payment stays on your credit report for seven years, at which point it will automatically drop off your credit report and no longer affect your credit score. Its effect on your credit score will also diminish over time. If your 30-day late payment turns into a 60-day, 90-day or 120-day late payment, the entire series will drop off your credit report seven years after the original delinquency date. END