 TITLE: What Is No-Exam Life Insurance? CONTENT: Should You Get a No-Exam Life Insurance Policy?\n-----------------------------------------------\nIf you can't qualify for a typical life insurance policy requiring a medical exam because of your health or you just don't want to bother with a medical exam, a no-exam policy might be a good option. It also might be a smart choice for someone who's young, in good health and wants to skip a medical exam, or for somebody who simply wants to leave enough money for beneficiaries to cover funeral costs and other final expenses.\nBut if you're in great health and willing to undergo a medical exam, a traditional life insurance policy typically makes more sense because you'll likely pay lower rates. END