 TITLE: How Do I File for Unemployment? CONTENT: Does Unemployment Hurt Credit?\n------------------------------\nCollecting unemployment benefits does not impact your credit scores and will not be recorded in your credit reports. In fact, your history of receiving unemployment benefits is not a public record and can only be disclosed in certain situations.\nBeing unemployed, however, may mean a reduction in income, which can make it difficult to cover all of your debt payments. Late and missed payments can negatively impact credit scores, so it's important to do everything you can to pay your bills on time. If you think you may miss a payment, contact your creditors in advance and you may be eligible for certain relief programs.\nTo help those who have become unemployed or had their income reduced as a result of COVID-19, Experian has put together a list of resources that may be able to help during this time. END