 TITLE: Do You Need a Checking Account to Get a Credit Card? CONTENT: Having a Bank Account Makes Managing a Credit Card Easier\n---------------------------------------------------------\nWhen we talk about bank accounts, we're generally referring to checking and savings accounts. Each serves its own purpose when it comes to managing your finances, and both can help you manage your credit card in various ways. A checking account is meant for the frequent withdrawals and deposits associated with everyday spending. Checking accounts allow for unlimited monthly transactions with little to no fees. Find out how to get a checking account, and learn more about he benefits of having one.\nMeanwhile, a savings account is exactly what the name implies. It also allows you to set aside money long term, potentially earning interest on your deposits. Most banks and credit unions tack on fees or change the account type if you make too many withdrawals from a savings account in a given month.\nFor right now, let's focus on checking accounts. Having a checking account lets you see your spending history, deposits and account balance in one place pretty much in real time. What's more, a checking account provides a simple way to pay for various goods and services. You may be able to have your paycheck directly deposited into your account as well. And since bank checking accounts are insured up to a certain amount, you can rest easy knowing that your money is in a safe place.\nWhen it comes to your credit cards, you can set up automatic bill pay from your bank account so that you never miss a payment—a simple perk that can go a long way to protecting your credit score. If you have a cash back credit card, a checking account makes it easier to redeem your rewards. In most cases, you can receive your cash back as a direct transfer to an eligible bank account. END