 TITLE: Can I Get a Credit Card Without a Job? CONTENT: Do You Need to Have a Job to Get a Credit Card?\n-----------------------------------------------\nIt isn't necessary to be employed to get a credit card. However, the Credit CARD Act of 2009 requires card issuers to consider your ability to repay any debt you incur with the account during the application process.\nIn other words, not having a job won't stop you from getting approved, but not having any income might.\nFortunately, credit card issuers can consider any income to which you have reasonable access. If you're 21 or older, that includes:\n*   Income from a spouse or partner\n*   Allowances and gifts\n*   Trust fund distributions\n*   Retirement account distributions\n*   Social Security income\n*   Scholarships and grants (for students)\nIf you're under 21, the list is limited to personal income, allowances, scholarships and grants. If you're unemployed and receive income from any of these sources, you can include it on your credit card application.\nJust note that while you're allowed to report this income, card issuers may ask you the source of your income, and some may prefer certain sources of income over others. END