 TITLE: Does Your Credit Score Go Up When a Default Is Removed? CONTENT: How Does a Removed Default Account Impact Your Credit Score?\n------------------------------------------------------------\nWhen a default first shows up on your credit file, you'll likely see a big drop in your scores. That's because the more recent negative information is, the bigger the impact to your scores. The events leading up to the default, including missed payments, will also contribute to credit score harm.\nOver time, the impact of a default on your scores will lessen. Like all negative information, the default will naturally drop off your credit file after a period of time, at which point you might see another minor increase in your scores.\nDefault will remain on your credit reports and be factored into your scores for seven years from the month you stopped making payments on the debt. In the meantime, practicing healthy credit habits can help you rebuild your credit and recover from the default. END