 TITLE: Where Can I Get a Small Loan With Bad Credit? CONTENT: Tips for Getting a Small Loan When You Have Bad Credit\n------------------------------------------------------\nWhile it can be more difficult to qualify a loan when you have bad credit, there are ways to increase your chances of getting approved and receiving a good rate.\n*   **Check your credit.** Before shopping for a loan, check your credit to see where you stand. Experian offers a free credit score and can help you understand which factors are impacting your score.\n*   **Look for lenders that cater to applicants with bad credit.** Some lenders, not including the no-credit-check options, focus on lending money to people who don't have good or excellent credit. There are even online lenders, such as Upstart, that may use alternative data to review applications and place less importance on their scores, although it typically still requires a credit score of at least 580.\n*   **Get a cosigner.** If you have a creditworthy friend or relative who is willing to cosign the loan, that could increase your chances of getting approved and receiving a low rate. However, if you miss a payment, their credit could be hurt and the lender may try to collect the debt from your cosigner. END