 TITLE: How Does Refinancing a Mortgage Work? CONTENT: Keep Track of Your Credit Scores Before and During the Refinance Process\n------------------------------------------------------------------------\nAs you consider and apply for a refinance loan, it's important to know where you stand with your credit. Check your credit scores regularly to ensure you don't get blindsided by negative or erroneous information, and avoid taking out new credit before and during the refinance process, if possible. END