 TITLE: How to Get a Loan Against Your Tax Refund CONTENT: How Much Does a Tax Refund Advance Cost?\n----------------------------------------\nThe majority of tax preparation companies offer tax advance refunds without charging you interest or adding fees to the amount you borrow. That doesn't mean they're free, since the cost is embedded in the price to use the service in the first place. For example, if you use H&R Block to file your taxes, you might pay more than the $59 the company typically charges.\nBeware of other fees that could be tacked on to the refund loan. For example, if your tax refund loan is issued to you via a prepaid debit card, there is usually a small cost associated with it.\nYou can escape any filing fees by completing your own taxes. The IRS provides free software that you can use if your income is below $69,000 and free fillable forms if it's above that income threshold. To avoid needing a refund loan altogether, plan to file your taxes earlier in the year to get your tax refund sooner. END