 TITLE: Will Being an Authorized User Help My Credit? CONTENT: What Is an Authorized User?\n---------------------------\nAn authorized user is a secondary account holder on a credit card. These users can make purchases, but aren't ultimately responsible for payment, unlike a joint account holder or a cosigner would be.\nAn authorized user may receive his or her own credit card and account number, but the primary cardholder can view all purchases and make payments. You may decide to reimburse the main cardholder for any balance you put on the card, or not to use the card at all. You'll still be able to take advantage of the account's age and positive payment history. END