 TITLE: How to Get a Black Card CONTENT: How Do You Qualify for a Black Card?\n------------------------------------\nUnlike other credit cards, you can only get a black card if you receive an invitation from American Express. Although Amex doesn't publish requirements for the card—or its perks, for that matter—it typically extends black card invitations only to high earners who have spent and paid off between $350,000 and $500,000 across all of their American Express accounts in a calendar year.\nSaying yes to that invitation means paying a $7,500 initiation cost and annual fees of $2,500 per card (cardholders can have two cards per account). So qualifying is only one consideration when looking at the black card. END