 TITLE: How to Know if a Debt Management Plan Makes Sense CONTENT: Weigh Your Options\n------------------\nSo is a DMP the best option for you after all? If your credit history is attractive (check your Experian credit report for free to find out), you need high credit scores now, and you can manage your accounts with a few expense or income adjustments, maybe not. Under the right circumstances it can be, though, and it's definitely worth exploring if you're feeling crushed by credit card debt. At the very least, a nonprofit credit counselor will provide professional financial guidance at no cost to you. END