 TITLE: What Is the Best Term Length for a Personal Loan? CONTENT: Finding the Right Personal Loan Term\n------------------------------------\nThe personal loan term length you choose can affect how much you'll pay each month and how much you'll pay in total interest over the life of the loan. However, term length isn't the only factor to consider when weighing different personal loans. The lender you choose, your debt-to-income ratio and your credit score can also have a big impact on how much your personal loan will cost. Checking your credit score, and improving it if necessary, before you apply for a personal loan can not only help you get the loan you need, but also get the best possible loan terms. END