 TITLE: How to Get a Small Loan CONTENT: How to Get a Small Loan With Bad Credit\n---------------------------------------\nDepending on how bad your credit is, your options may be limited. Payday, pawn, title or high-interest installment loans or lines of credit might be the only loan types you can qualify for on your own, none of which are very appealing. These often either don't require a credit check or have a low credit score requirement, but tend to charge high fees and interest rates.\nWhen you're dealing with an emergency, a high-cost loan may still be the best option. If you can wait, you may want to focus on improving your credit and applying when you have a better chance of getting approved for a loan with better terms. If someone close to you is willing to help you out, they may be willing to lend you money or act as a loan cosigner, which can help you secure a loan with better terms. END