 TITLE: What Is a Convenience Check? CONTENT: What to Consider Before Getting a Convenience Check\n---------------------------------------------------\nConvenience checks work like cash advances. So they usually include advance fees, higher interest rates and stricter penalties around repayment.\nConvenience checks do not have grace periods like credit card charges. So if something unexpected happens and you're unable to repay the balance in full immediately, you will incur interest charges.\nAnother thing to consider is that there are no restrictions in place that will prevent you from cashing a check that puts you over your credit limit. If you go over your credit limit with a convenience check, penalties may apply. END