 TITLE: How Should I Pay Down Debt During a Recession? CONTENT: Keep an Eye on Your Credit\n--------------------------\nWhile paying off debt can help you more easily weather a recession, you may find a need down the road for an emergency loan, a low-interest debt consolidation loan or even a mortgage refinance. If that happens, you'll want your credit to be in good shape to ensure you get the best possible rates and terms. Making all your payments on time and keeping credit card balances low are two of the best ways to do that. You can get a free credit score and free credit report from Experian to find out where you stand. END