 TITLE: Do I Need a Financial Planner? CONTENT: Alternatives to Traditional Financial Planners\n----------------------------------------------\nIf you'd prefer not to hire a financial planner, consider these alternatives:\n*   **DIY financial planning**: If you'd like to try putting together your own financial plan, you can use this detailed guide from Experian to get started. It provides a four-step process you can use to move forward with setting and working toward your financial goals.\n*   **Robo-advisor**: Need help getting your investment portfolio up and running? A robo-advisor automates the entire process and can typically get the job done for a fraction of what a human financial planner or investment advisor would charge.\nFeeling a bit overwhelmed? You can always hit the brakes later on and bring in a financial planner to help you finish what you started. This move could turn out to be quite beneficial and save you money over going with a financial planner from the get-go. END