 TITLE: How Does Your Credit Score Impact Your Retirement? CONTENT: Does Retirement Affect Credit Scores?\n-------------------------------------\nCredit scores typically don't consider your age, income or employment. They are only a reflection of how well you've managed debt. As a result, retiring won't have any direct impact on your credit scores. But there could be an indirect impact as you settle into a new lifestyle.\nFor example, your income could decrease while your expenses stay flat. As a result, you might wind up taking on new debt to fund that lifestyle. Rising credit card balances or missed payments could hurt your scores.\nOn the other hand, you may be able to better manage your bills and budget after leaving the rat race. Perhaps you can find creative ways to save money to help pay down your credit cards and increase your credit scores as a result. END