 TITLE: Is It Worth Paying an Annual Fee for a Credit Card? CONTENT: Compare Cards Before Applying\n-----------------------------\nWhether paying an annual fee for a card makes sense for your budget depends on your spending habits and the benefits the card provides. If you rarely travel and barely use a credit card, choosing one with an annual fee may not be worthwhile since you may not see enough benefit to justify the fee.\nOn the other hand, if you spend heavily in a certain shopping category and a credit card rewards you for it, paying an annual fee for premium perks and rewards opportunities could work out well for you.\nBefore choosing a card, it's always a good idea to compare rewards programs to land on the right card for your situation. If you're looking for a good place to start shopping around, you can get personalized credit card offers that won't affect your credit score using Experian CreditMatch™. END