 TITLE: Do Parking Tickets Affect Your Credit Score? CONTENT: A credit report is a record of how well you manage debt, including information related to accounts such as loans and credit cards.\nAt one time, information from public records, such as tax liens, civil judgments and parking tickets, also appeared on credit reports. But today, the three major credit bureaus (Experian, TransUnion and Equifax) no longer include public record information on credit reports, with the exception of bankruptcy.\nWhile parking tickets won't appear on your credit reports or directly affect your credit scores, an unpaid parking ticket that's been sent to a collection agency does have the potential to affect your credit. Most modern credit scoring models ignore the collection account if the original ticket amount is less than $100 (more on that later), but parking tickets can easily exceed this amount and there's no guarantee your potential lenders will use a scoring model that ignores these small accounts. That's why it's a good idea to take care of unpaid parking tickets before they're sent to collections no matter the amount. END