 TITLE: What Is a Credit Limit and What Determines My Limit? CONTENT: Check Your Credit Limits and Utilization for Free\n-------------------------------------------------\nKeeping track of all your credit limits can be difficult if you have multiple credit cards and lines of credit. However, you can check your Experian credit report for free through AnnualCreditReport.com or through Experian directly. You'll then be able to see a list of all your accounts and their most recently reported balances and credit limits. Experian's service also automatically calculates your utilization rate for each account and your overall utilization rate. Lowering your credit utilization and potentially lifting your scores can help you secure lower rates on loans and credit cards, which can open the door to new financial possibilities. END