 TITLE: How Do I Defer My Student Loans? CONTENT: What Student Loans Can I Defer?\n-------------------------------\nAll types of federal student loans are eligible for deferment. You can defer payments on direct subsidized loans, Perkins loans and subsidized consolidation loans without accruing additional interest during the deferment period. You can also defer payments on direct unsubsidized loans, unsubsidized Stafford loans, direct PLUS loans, FFEL PLUS loans and unsubsidized consolidation loans, but you will accrue interest on the loan during the deferment period.\nIf you're required to pay the interest on your student loans during deferment, you can either pay the interest as it accrues or have it added to your loan balance when deferment ends.\nRefer to the chart below to see how interest is typically handled during deferment of different types of loans.\nSource: Department of Education END