 TITLE: Can I Get a Credit Card at 16? CONTENT: How Old Do You Have to Be to Get a Credit Card?\n-----------------------------------------------\nYou can't get your own credit card if you're under the age of 18. But you can become an authorized user (more on that below).\nEven after you turn 18, the Credit CARD Act of 2009 states you'll need to have either proof of independent income or a cosigner over the age of 21. Since most card issuers don't allow cosigners, that means you'll generally need to A) be at least 18 and B) have income through a job or scholarship before you can get your own starter credit card.\nUnder 18? Your best bet is to become an authorized user on someone else's credit card. END