 TITLE: Are Virtual Credit Cards Safe? CONTENT: Do Virtual Credit Cards Help Keep Your Information Safe?\n--------------------------------------------------------\nHalf of consumers currently do most of their shopping online, according to a recent Qubit survey. Using virtual credit cards can provide peace of mind. Even if a virtual card number is compromised, it may not do much good to a criminal because it might already have been deactivated.\nThey may still rack up unauthorized charges, but you won't have to go through the headache of closing out your account, replacing your card and updating your payment methods. You can simply report the unapproved transactions and move on. Because of the Fair Credit Billing Act, you'll never be responsible for more than $50 in fraudulent charges, and many credit card issuers bring that liability down to zero.\nVirtual credit cards essentially give you a leg up over fraudsters, especially if you're using a single-use number. Not only will it mask your actual account number—it'll also be invalid after one transaction, rendering it useless to hackers. In some cases, consumers can even establish a virtual credit card number that has a predetermined spending limit and expiration date. END