 TITLE: How Your Credit Cards Can Protect Your Holiday Purchases CONTENT: Should You Get a New Card for the Holidays?\n-------------------------------------------\nYou may already have a credit card that offers purchase and travel perks, but review your card's guide to benefits to better understand how using the card could keep you protecting during the holidays.\nIt may also be worth getting a new credit card specifically for purchase or travel benefits that your card lacks. For example, the Chase Freedom Flex℠ doesn't have an annual fee and it offers cellphone protection (in addition to cash back rewards, purchase protection and extended warranties).\nYou may also want to look into cash back cards for the holidays. However, don't let the appeal of earning rewards lead you to overspend. Prepare ahead of time with a budget and plan, and then use a credit card to make the purchases and get rewards.\nOr, if you think you'll need to pay off the balance over time, a card that offers new cardholders an intro 0% annual percentage rate on purchases could save you money on interest. Plus, some cards offer an intro bonus if you use the card to spend at least a certain amount during the first few months your account is open. END