 TITLE: How to Get a Debt Consolidation Loan During a Recession CONTENT: ### Avant\nApply\non Avant's website\n**Recommended FICO® Score\\***\nFair - Very Good\nAmount\nAvailable loan amounts: $2,000 to $35,000\nEst. monthly payment: $91 to $2,048\nGrace period: 10 days\nApplication fee: $0\n##### Loan Details\n*   Personal loans from $2,000 to $35,0001 entirely online\n*   Checking your loan options will not affect your credit score\n*   Funding as soon as next business day2\n*   No collateral needed and customer support available 7 days a week\nDisclosure\nIf you have fair credit scores or better, Avant is a solid choice. It features debt consolidation loans of up to $35,000, repayment terms of up to 60 months and administration fees (similar to origination fees) that max out at 4.75%. Most important, it's known for offering reasonable interest rates to applicants with fair credit.\n### Upgrade\nApply\non Upgrade's website\n**Recommended FICO® Score\\***\nFair - Exceptional\nAmount\nAvailable loan amounts: $1,000 to $50,000\nEst. monthly payment: $30 to $2,095\nGrace period: 15 days\nApplication fee: $0\n##### Loan Details\n*   Affordable loans from $1,000 - $50,000 with low fixed rates that will never change, affordable monthly payments, and no prepayment penalties\n*   Quick online application -- get pre-approved in just minutes\n*   Checking your rate won't impact your credit score\n*   Review multiple loan options so you can pick the amount and term that fits your budget and timeline\n*   With automatic payments and a customizable due date, managing your account is easy and you'll be able to circle the date on your calendar when you'll be debt free\nDisclosure\nAnother option for those with less-than-perfect credit, Upgrade has debt consolidation loans of up to $50,000 with origination fees between 2.9% and 8%. Laplanche, the company's CEO, also noted that Upgrade has \"a number of features that help improve someone's chances of getting approved or qualifying for a lower rate,\" such as adding a co-borrower.\n### LendingPoint\nApply\non LendingPoint's website\n**Recommended FICO® Score\\***\nFair - Good\nAmount\nAvailable loan amounts: $2,000 to $25,000\nEst. monthly payment: $95 to $1,437\nGrace period: 0 days\nApplication fee: $0\n##### Loan Details\n*   Personal loans from $2,000 to $25,000\n*   Rates from 15.49% to 35.99% APR with no prepayment penalties\n*   Check your rate for free without impacting your credit score\n*   Qualified customers receive offers in three simple steps, and funds in as little as 24 hours if approved\n*   Simple and Secure - quick online application\n*   LendingPoint's customer success representatives are available online or by phone 24\/7, just call 888-969-0959\n*   Terms from 24 - 60 months\nDisclosure\nIf your credit scores are limiting your options, LendingPoint could be a good lender to work with when consolidating your debt. Besides your credit scores and history, it also considers your job history, income and bank records when deciding whether to extend you a loan. Though its interest rates are high, it offers the opportunity for fixed monthly payments without prepayment penalties. END