 TITLE: How to Improve Your Credit Score in 30 Days or Less CONTENT: How Often Is Your Credit Score Updated?\n---------------------------------------\nServices that show you your credit score may advertise that they update your score every month or even every week, but that doesn't mean the credit report information your score is based on has necessarily changed.\nYour credit score is calculated the moment it's requested based on the information that creditors report to the national credit reporting agencies—Experian, Equifax and TransUnion. Creditors report information to the credit bureaus on their own timeline, generally once every 30 to 45 days. They may not report to all three bureaus, or if they do, they may not report to all three at the same time.\nSo while your credit score based on data from Experian may have been updated based on recent reporting, that may not be the case with credit scores based on data from one of the other two bureaus.\nThat said, if you have a lot of accounts with multiple creditors, you may be able to get an updated score several times throughout the month as each reports to the credit bureaus.\nAlso, the amount your credit score changes will be based on the new information from your creditors. Some credit score factors have a bigger impact on your score than others. END