 TITLE: When Can I Refinance My Home? CONTENT: Next Steps\n----------\nIf you're planning to refinance your mortgage loan and understand both the benefits and drawbacks, compare multiple lenders to ensure you get the best terms available.\nAlso, take your time when weighing the savings or other benefits against the costs of getting the new loan. While it may make sense in the short term to refinance, there are some situations where it could cost you more in the long run.\nAs you go through the process, check your credit score regularly to keep track of where you stand and address any potential issues that arise and can hurt your chances of getting approved. END