 TITLE: The Dos and Don’ts of Credit Card Sign-Up Bonuses CONTENT: 8\\. Do Not Go into Debt\n-----------------------\nNo credit card rewards bonus is worth going into credit card debt. Rewards cards typically have the highest interest rates of all cards, which means you could be paying an APR (annual percentage rate) of 29.99% or more on your purchases.\nCredit card debt can spiral quickly, and even the richest rewards and bonuses can't make up for it. So make sure you spend only what you can afford to pay off at the end of a billing cycle—no exceptions. END