 TITLE: How to Finance a Next-Gen Gaming Console CONTENT: Check Your Credit Before Applying\n---------------------------------\nJust about any type of financing you might pursue to help you purchase your next-gen console will require a credit check, and if your credit score isn't in good shape, you may have a hard time getting approved.\nSo, before you apply for financing or a credit card, check your credit score to see where you stand. If it needs some work, check the risk factors that accompany your credit score to get an idea of the areas you can make improvements, then take steps to build a positive credit history. This process can take time, but there are some ways to improve your credit score fast.\nOnce you secure financing, be sure to make all payments on time and keep your credit utilization low (if you're financing with a credit card) to make sure you don't do any harm to your credit. Credit cards and other financing options can be a great way to pay off a console over time, but be sure you're only exploring these options if you're confident you can pay off the purchase in full. END