 TITLE: Best Personal Loan Lenders for Bad Credit CONTENT: OneMain Financial\n-----------------\n[](;site=exp&placement=ae-single-embed&sessionid=E6BA5CF2-D08A-A03D-6AF5-6E97A8696A86&pageid=blogs:ask-experian:best-personal-loan-lenders-for-bad-credit&previouspageid=&ecsstaticid=5C9B4095-2284-BC37-6F8C-5A92AE1FA106)[Apply](;site=exp&placement=ae-single-embed&sessionid=E6BA5CF2-D08A-A03D-6AF5-6E97A8696A86&pageid=blogs:ask-experian:best-personal-loan-lenders-for-bad-credit&previouspageid=&ecsstaticid=5C9B4095-2284-BC37-6F8C-5A92AE1FA106)\non OneMain Financial's website\n**Recommended FICO® Score\\***\nPoor - Exceptional\nAmount\nAvailable loan amounts: $1,500 to $20,000\nEst. monthly payment: $54 to $905\nGrace period: 7 days\nApplication fee: $0\n##### Loan Details\n*   Fixed rate and monthly payments\n*   No prepayment fees\n*   Easy online loan application\n*   Over 15 million customers served\n*   A trusted lender for more than 100 years\n*   Personalized service in nearly 1,400 locations\nDisclosure\nOneMain Financial offers unsecured personal loans and auto title loans for up to $20,000. You can check your loan offers online, but you may need to visit a OneMain Financial branch to complete the loan application. There are nearly 1,400 branches in 44 states, but visiting a branch in person is still an additional step over other lenders that have a fully online application process.\nIf you're approved for a loan, you may be able to choose repayment terms ranging from two to five years. The loans may be expensive because even the low end of the loans' interest rate range is high compared with what other lenders offer. There could also be a large origination fee—up to 10% in some states—and you may be offered several types of credit insurance, which could increase your cost. END