 TITLE: Can a Student Loan Application Be Denied? CONTENT: Can You Get a Private Student Loan With Bad Credit?\n---------------------------------------------------\nIf you don't qualify for federal financial aid or you've already maxed out your federal loan allotment and still fall short of your educational expenses, you may choose to apply for a private student loan to bridge the gap.\nUnlike most federal loans, private loans typically require a credit check, and it's generally difficult to get approved unless your credit is in good standing. That doesn't mean you can't get approved with a bad credit history or no credit at all, but you'll likely need a creditworthy cosigner to boost your approval odds.\nEven if you do qualify for a private student loan on your own without good credit, you may end up with a high interest rate without a cosigner who has a more established credit history. END