 TITLE: How Does Having Kids Affect Your Debt and Credit? CONTENT: Consumers With Four or More Children Carry 51% More Debt\n--------------------------------------------------------\nWhen broken out by number of children, consumers with four or more kids had the highest level of total average debt, with an average balance of $141,086. That's 51% more than the national average and $34,881 more than those with only one child.\nBalances declined as the number of children decreased: Consumers with only one child had an average total debt balance of $106,205.\nNational Average\n1 Child\n2 Children\n2 to 4 Children\n4 or More Children\n**Average Total Debt**\n$93,446\n$106,205\n$119,701\n$125,505\n$141,086 END