 TITLE: What Is Contactless Pay? CONTENT: Benefits of Contactless Payments\n--------------------------------\nContactless payments have many advantages. They include:\n*   **Convenience**: Contactless payment is generally faster than swiping or inserting a card. Also, if you use a digital wallet, you don't even need to have your physical credit card with you for small purchases. This is handy if you've misplaced your card or don't want to bring your physical wallet with you.\n*   **Security**: When you pay using contactless technology, you aren't handing your card to a stranger or inserting it in a machine, which means you can't become a victim of credit card fraud via skimming or shimming. Your card never leaves your hand. Plus, the transactions are encrypted and unique to each purchase, which protects your data.\n*   **Physical distance**: Especially important during the ongoing coronavirus outbreak is that contactless payments allow you to avoid physical contact with other people. You don't have to hand your card to someone else or touch a machine that other people have touched; you simply hold your card or phone next to a payment terminal. END