 TITLE: What Credit Score Do I Need to Get an American Express Card? CONTENT: American Express Prequalification and Preapproval\n-------------------------------------------------\nIf you're not sure your credit is good enough to qualify for a credit card with American Express, you can submit a request for prequalification through the card issuer's website.\nPrequalification starts when you seek out a credit card issuer and provide some information to see whether you might qualify for a particular offer. With credit cards, prequalification might be used interchangeably with preapproval, but they are different processes. Preapproval involves a credit card issuer asking a credit bureau for a list of those who meet the specific factors they have in mind. Preapproved consumers are then typically contacted by the card issuer and invited to apply.\nIn either case, the card issuer will run a soft credit check, which doesn't impact your credit score. That check will allow the issuer to see which credit cards you have a good chance of getting approved for if you were to apply.\nOf course, prequalification doesn't mean you're guaranteed to get approved for an American Express credit card. If you decide to submit a formal application, the card issuer will perform a hard credit inquiry, and may or may not approve you based on what it sees. END