 TITLE: What Is a Home Equity Line of Credit (HELOC)? CONTENT: How a HELOC Can Affect Your Credit Score\n----------------------------------------\nAs with any type of credit, the way you use your HELOC can affect your credit score either positively or negatively. For example, using the proceeds of a HELOC to pay off high interest credit card debt can help to improve your credit score (as long as you don't start running up your credit card balance again). You can also help to boost your credit score by making on-time payments on the HELOC. END