 TITLE: How Utility Bills Can Boost Your Credit Score CONTENT: Next Steps\n----------\nIf you're looking for a way to improve your credit score, Experian Boost can help by including positive utility payment history to your Experian credit file. That information can then be used to increase the credit scores that may be used by lenders when reviewing your future credit applications.\nIn addition to using Experian Boost, it's also important to ensure that you pay all of your monthly debt obligations on time. If you have any delinquencies or collections accounts, get current on them as quickly as possible.\nAlso, work to pay down credit card balances, if necessary, to maintain a reasonable credit utilization rate (the amount of credit card debt you're using as a percentage of the total available). And avoid opening several new credit accounts in a short period. While these aren't the only ways to improve your credit score, they're some of the most important factors to focus on. Finally, be sure to check your free credit report to find out where your credit stands, then take positive steps to build your credit history starting now. END