 TITLE: How Do I Get My Real FICO Score? CONTENT: Which Credit Score Should You Check?\n------------------------------------\nWhen you check your credit, you'll likely receive either a FICO® or VantageScore credit score. Your score will depend on which scoring model is being used and which credit report is being analyzed (because your credit reports likely aren't identical).\nThe type of score might not matter if you're looking for an estimate of where you stand or want to track whether your score is going up or down. Fortunately, credit scores tend to move in a similar direction as they all analyze your credit reports with the same general goal in mind.\nCreditors can choose which score to use, and they don't have to disclose which of your credit reports or which score they are going to request ahead of time.\nKnowing at least one of your general-use FICO® Scores, such as FICO® Score 8, could be helpful as creditors often use a FICO® Score when evaluating new credit applications. Also, many mortgage lenders use the earlier FICO® models mentioned above to comply with federal regulations. Knowing those three FICO® Scores could be helpful if you're shopping for a mortgage. END