 TITLE: How Much Money Can You Save by Being Frugal? CONTENT: How Do You Create a Budget?\n---------------------------\nTo get started with budgeting, you'll want to figure out your income, analyze your expenses, establish financial goals and monitor your spending. Creating a budget could be as simple as writing down this information in a notebook or plugging it into a computer spreadsheet.\nThere are even plenty of helpful budgeting apps out there, including the personal finance management tool from Experian. To use this tool, log in to your Experian account and click \"Personal Finances\" at the bottom of the page. The tool connects to your bank account and helps you plainly see your income and expenses.\nKeep in mind that budgeting will pay off only if you stay on top of it. At the end of every month, it's important to review your spending to see how it lined up with your budget. If it didn't, it's worth taking the time to review how it differed and adjust either your spending or your budget. It's possible, for instance, you could underestimate what you spend on groceries but overestimate how much you spend on gas. END