 TITLE: Don’t Get Fooled By Scammers This April CONTENT: 3\\. Shimming and Skimming\n-------------------------\nSkimming and shimming are scams where thieves attach small devices to credit card readers in an attempt to capture and re-use your card information. Skimming has been around for some time and involves a fraudster installing a device onto a credit card reader to capture your card information when you swipe. Many of these skimming devices—which are commonly installed on gas pumps—will look exactly like normal card readers, making it difficult to know when your information is being stolen. Shimming is similar to skimming, but is used specifically to target chip-enabled cards and chip readers. To avoid having your card information skimmed or shimmed, consider using contactless payment methods like Apply Pay or Google Pay, as these devices cannot capture your information transmitted through this method. Also look out for shady-looking card readers, and whenever in doubt, bring it to a merchant's attention or choose an alternative payment method. Check out this guide from the Federal Trade Commission on how to spot these devices and what to do if you come across one. END