 TITLE: How Far Will Your Salary Get You When Buying a House? CONTENT: Your Credit Is Key When Buying a House\n--------------------------------------\nThere are a lot of moving parts in the mortgage process, and lenders will review a lot of variables to determine whether you qualify for a mortgage and how much you can afford. Your credit score is one of the most important of these variables, so it's crucial that you take time to improve it before you apply for a mortgage loan.\nStart by checking your credit score and credit report to see where you stand and which areas you need to address. Then start taking the necessary steps to do so.\nThis may include getting caught up on past-due payments, paying down credit card debt, disputing inaccurate credit report information and more. Use your credit report as a guide to decide how to build your credit score. END