 TITLE: How to Get a Black Card CONTENT: American Express Black Card Alternatives\n----------------------------------------\nIf you don't get an invite to the American Express Centurion® Card or decide it's not right for you, consider these credit card alternatives.\n*   **Chase Sapphire Preferred® Card**: With the Chase Sapphire Preferred® Card, you can earn 3 points per dollar spent on dining at restaurants (including takeout and eligible delivery services), 2 points per dollar spent on travel purchases, 5 points per $1 spent on Lyft rides through March 2022, and 1 point per dollar on all other purchases. The Chase Sapphire Preferred® Card currently offers an intro bonus of 100,000 points for spending $4,000 on purchases in the first 3 months. You can redeem these points for $1,250 in travel purchases through Chase Ultimate Rewards.\n*   **Luxury Card﻿™ Mastercard® Black Card™**: The Luxury Card﻿™ Mastercard® Black Card™ offers airline credit, free access to airport lounges, and a number of other travel perks. Unlike the American Express black card, you don't need an invitation to get the Luxury Card﻿™ Mastercard® Black Card™.\n*   **The Platinum Card® from American Express**: You don't have to be as much of a big spender to apply for The Platinum Card® from American Express. It's similar to the black card, as it offers complimentary access to airport lounges, concierge services and hotel elite status.\nWhile the black card has a lot to offer, it's not an option for everyone. If you do happen to get an invite for one, do your research and consider alternatives to make sure you're making the right choice for your lifestyle needs and preferences. END