 TITLE: How to Get Renters Insurance CONTENT: How to Apply for Renters Insurance\n----------------------------------\nApplying for renters insurance is easy to do. Most insurance companies sell renters insurance you can typically apply for online, by phone or in person by speaking to an insurance agent.\nBefore shopping for renters insurance, talk to your landlord and find out what types of safety measures they have in place. For example, living in a property that has a burglar alarm, deadbolt lock, smoke detectors, security patrol, doorman or sprinklers could lower your renters insurance premiums.\nNext, assess the value of your personal belongings. Walk around the apartment, condo or house making a list of everything you own. It's a good idea to take photos as well, especially of your more valuable items; write down or photograph serial numbers if you can. You can also do a video tour around your space. Estimate how much it would cost to replace everything you own—you'll probably be surprised.\nWhen applying, be ready to provide the following information:\n*   Name, address and telephone number\n*   Social Security number\n*   Birth date\n*   Marital status\n*   Address of the rental property\n*   Start date for the insurance (such as the date you'll be moving into the unit)\n*   Whether you have a pet (dog bites are often not covered by renters insurance liability coverage)\n*   Value of personal property you want covered END