 TITLE: Can You Pay a Mortgage With a Credit Card? CONTENT: Alternatives to Using a Credit Card for Your Mortgage\n-----------------------------------------------------\nIf you're struggling to afford your mortgage payment, you may be eligible for various relief and assistance programs. You could try to:\n*   **Contact your mortgage servicer before you miss a payment.** Share that you're struggling to afford your payments and whether you expect it to be a short- or long-term issue. The mortgage servicer might be able to temporarily offer a temporary repayment plan with a lower monthly payment or a mortgage modification if you experienced a significant hardship.\n*   **Look into mortgage forbearance.** The mortgage servicer may also discuss putting your mortgage into forbearance. Doing so could let you temporarily reduce or stop making your mortgage payments.\n*   **Get help from a housing counselor.** You can use the Consumer Financial Protection Bureau's housing counselor tool or call the Homeowners HOPE Hotline. A housing counselor may be able to suggest different options you can use to stay in your home.\nMortgage lenders often don't want to foreclose on a home and are willing to work with a borrower to avoid this outcome. There may be a cost to some of these programs or options, but they're likely much cheaper than the fees and interest you'll accrue if you start using your credit card to pay your mortgage every month. END