 TITLE: How to Protect Your Identity and Credit CONTENT: When Does It Make Sense to Use Credit Monitoring?\n-------------------------------------------------\nCredit monitoring is something you should already be doing, by way of obtaining and carefully reviewing your credit reports once a year at AnnualCreditReport.com and by tracking your credit score for free to check for significant score changes you can't explain based on your borrowing and debt payment activities.\nIf those checks reveal signs of suspicious activity, or if you have reason to be concerned that your personal data has been compromised, stepping up your watchfulness with automated credit monitoring could be a wise decision. END