 TITLE: How to Get a Black Card CONTENT: What Are the Benefits of Having a Black Card?\n---------------------------------------------\nThere are a number of benefits you can enjoy as a Centurion® Card holder, including:\n*   **Hotel elite status**: If you have a black card, you get hotel elite status with four major hotel loyalty programs, including those from Starwood, Hilton, Intercontinental Hotels Group, and Relais & Chateau. Hotel elite status can land you perks like competitive rates, free WiFi, room upgrades, late checkouts, complimentary breakfast, resort and spa credits, and complimentary stays, food and beverages.\n*   **Car rental elite status**: By renting a car with your black card, you can get elite status with car rental companies such as Avis and Hertz and enjoy expedited service that allows you to skip the counter and go straight to your car, earn rewards and redeem them for rentals and upgrades, and receive exclusive monthly email offers. Free roadside assistance and primary rental insurance are available as well.\n*   **Access to airport lounges**: Having a black card comes with access to more than 900 airport lounges around the world. You and your entire party can enjoy them while you're traveling at no extra charge.\n*   **24\/7 concierge service**: As a black card holder, you can take advantage of the Centurion's concierge service to help you make travel arrangements, purchase gifts, secure reservations at exclusive restaurants, get tickets to nearly any event, help you manage your account, and more.\n*   **Shopping perks**: A black card can give you access to a personal shopper, invitations to exclusive events at popular retailers, and even after-hours access at select stores.\n*   **International arrival service**: If you travel internationally often, a black card can be very beneficial. When you fly business or first class with American Express Travel, you'll be assigned a guide who will help you expedite the immigration and customs process when you fly into one of 32 international airports.\n*   **No spending limit**: Because the Centurion® Card has no preset spending limits, you can use it to buy big ticket items that you may not be able to purchase with other credit cards. Since a black card is a charge card rather than a credit card, charges must be paid in full each month. END