 TITLE: What Is a Signature Loan? CONTENT: Can You Get a Signature Loan With Bad Credit?\n---------------------------------------------\nWhile it's possible to get a signature loan with bad credit, you'll find it more difficult to do so than if you had good or excellent credit. You may also face a higher interest rate, which will make your loan more costly in the long run. Signature loans for those with bad credit can come with interest rates of 30% or even higher.\nYou may also need a cosigner to get approved. A cosigner is a friend or family member who will agree to pay off the loan in the event you can't. It can be tough to find someone willing to commit to cosigning a loan, so that requirement may present a roadblock to some. END