 TITLE: Can Store Credit Cards Build Credit? CONTENT: **Secured Mastercard® from Capital One**: You won't pay an annual fee with this card that's accepted by millions of retailers worldwide. It has a standard APR of 26.99% (Variable) and reports to the three major credit bureaus. Although there isn't an enticing rewards program, this card may be a good fit if you don't have a lot of cash to put toward the opening deposit. You could be allowed to put down a refundable security deposit starting at $49 to get a $200 initial credit line. Accounts are evaluated for credit limit increases in as little as six months, and an additional deposit isn't required if you qualify. END