 TITLE: Why Do I Only Have a Credit Score With One Credit Bureau? CONTENT: Keeping Score\n-------------\nTo fully enjoy all of the benefits of and access to inexpensive financing, you'll need to have solid credit scores. That means you'll need to have credit reports that meet all of FICO®'s and VantageScore's minimum credit scoring criteria.\nThis is easily accomplished by building credit with lenders that report your information to all three of the credit reporting agencies on a monthly basis. After you've opened even one account with a mainstream lender, you will eventually qualify for a credit score with all of the credit reporting agencies. END