 TITLE: Why Doesn’t My Mortgage Appear on My Credit Report? CONTENT: Using Mortgage Payments to Build Credit\n---------------------------------------\nPaying your mortgage on time every month can help to build good credit. To make sure your payments are being reported to credit bureaus, check your credit report for free to see if your mortgage is listed in your accounts.\nConsider setting up free credit monitoring so you can keep tabs on how paying your mortgage affects your credit score over the long term. You'll enjoy the satisfaction of owning your own home—and potentially improving your credit score at the same time. END