 TITLE: Top 25 U.S. Cities by Credit Score CONTENT: Some Retirees Are Living Their Best Life—in a Fiscally Responsible Way\n----------------------------------------------------------------------\nTwo retirement communities—The Villages in Florida and Sun City West in Arizona—landed spots near the top of the list. That may not be as surprising as it seems, as average credit scores tend to increase with age, hitting 700 at an average age of 54 and peaking at age 78. The high scores may reflect retirees' propensity to reduce their debt levels: These residents have the lowest debt levels of any cities on the list, though these also have the lowest average household income of any on the list. END