 TITLE: Is There a Limit on Balance Transfers? CONTENT: Is a Balance Transfer the Right Choice for You?\n-----------------------------------------------\nBalance transfers can be a great way to help you pay off your credit card debts, but they're not right for everyone. First of all, you need a balance transfer credit card with a significantly lower interest rate than the card where your balance currently is.\nNext, you'll want to make sure you know what the balance transfer fee is, and if it will be worth paying. For example, if you are just a few months away from paying off your balance, it will probably not be worth incurring a 5% balance transfer fee just to save a few bucks on interest charges. But if you can save interest charges that would have exceeded the cost of the balance transfer fee, and can pay off the balance before the 0% APR offer ends, then transferring your balance can be a great way to help you pay off your credit card debt. END