 TITLE: Which Credit Score Is Used for Car Loans? CONTENT: Don't Overthink Your Credit Scores\n----------------------------------\nWhile your credit scores can be important, there are three reasons that it makes more sense to focus on general healthy credit habits rather than a specific score:\n1.  Many consumer credit scoring models use similar criteria to determine your score.\n2.  You don't know which scoring model an auto lender will use.\n3.  If you apply for financing through a dealership, the finance office may submit your application to multiple lenders that could use different scores.\nBuilding a positive credit history can help increase all your credit scores, and you won't need to worry about which score the lender uses. END