 TITLE: Steps to Take if You Are a Victim of Credit Card Fraud CONTENT: Protecting Yourself From Credit Card Fraud\n------------------------------------------\nThe growing prevalence of credit card fraud means there's no surefire way to avoid becoming a victim, but common-sense precautions can help you avoid it:\n*   Guard your wallet or purse carefully when you're out and about, and don't leave credit cards unattended.\n*   Keep credit cards you don't use in a safe place at home, instead of carrying them with you, and never carry your Social Security card unless you must (when obtaining a passport, for example), and put it back in safekeeping when you're done using it.\n*   When shopping online, make sure the website is secure (look for \"https:\/\/\" at the start of the site address), and skip the option of storing your card number at the website.\n*   If asked to provide a credit card number, Social Security number or other personal information over the phone, verify you are talking to a person or company you trust. If the request comes from someone who called you, ask yourself if the organization they claim to represent should already have the information they seek. (Banks and credit card issuers already know your account numbers and wouldn't ask you for them, for instance.) If in doubt, insist on calling them back and use a verifiable number.\n*   Take a look at the Experian Fraud FAQ and Fraud Alert Center for more information and tips on protecting yourself from credit card fraud. Experian will offer support by providing a free copy of your credit report, investigating disputed credit report information, and if fraud is verified, remove the information from your credit report.\nFraud is an ugly side effect of the convenience of using credit cards. Knowledge and vigilance can help you stop it, and if you become a victim, acting quickly and decisively can help limit the damage. END