 TITLE: What Is a Preapproved Credit Card Credit Offer? CONTENT: Make the Most of Preapproved Credit Card Offers\n-----------------------------------------------\nRegardless of how you apply for a credit card, once you receive the card, it may offer the same benefits, fees and terms. However, credit card companies offer promotional rewards and rates to attract new cardholders.\nPrescreened credit card offers can give you access to some of these promotions. You can also use Experian CreditMatchTM to compare offers from multiple creditors without hurting your credit scores. Plus, getting preapproved for a credit card can help you avoid submitting applications that could be denied and still lead to hard inquiries on your credit report. END