 TITLE: What Factors Do Mortgage Lenders Consider? CONTENT: Do Mortgage Lenders Consider Your Assets?\n-----------------------------------------\nWhile not as critical as your credit or income, lenders will usually want to see your bank statements. On your application, you can also list assets such as cash (things like checking accounts, savings accounts and CDs) and investments (retirement accounts, stocks, bonds or anything else).\nHaving high-value assets makes you look less risky to lenders. This is because they may mean you're better equipped to make a larger down payment and pay your mortgage payments on time every month, even if an emergency arises or you lose your job. END