 TITLE: How Can Mortgage Forbearance Help Me Pay My Mortgage? CONTENT: How to Get Forbearance on a Mortgage\n------------------------------------\nIf you've experienced a hardship and you can't pay your mortgage, you might want to see if mortgage forbearance is an option. To get started, call your loan servicer immediately to let them know what's going on and ask about their options for forbearance or hardship. Call them as soon as you know you won't be able to make a payment to avoid having missed payments go on your credit report.\nKeep in mind that guidelines vary from lender to lender, and some may have rules, such as requiring the hardship to be within a certain amount of time of your request. The lender isn't obligated to approve your request, so if you feel like you're out of options, you can contact a government-approved housing counselor to help you figure out the best path forward. END