 TITLE: What’s the Best Way to Insure a New Teen Driver? CONTENT: Should I Buy Separate Car Insurance for My Teenager?\n----------------------------------------------------\nIn general, it's cheaper to add your teenager to your existing car insurance policy than to purchase a separate policy for him or her. Being a homeowner, experienced driver and long-time customer of the insurance company, or bundling your home and auto insurance with the same provider, are all factors that can lower your rates compared to what a novice driver would expect to pay.\nPotentially high car insurance costs don't end when you add your teen to your policy. If your teenage driver receives several moving violations or has been involved in multiple accidents, your costs are likely to rise; the insurance company could even drop you from coverage. In this situation, it may make sense to buy a separate policy for your teenage driver. Some car insurance companies specialize in insuring drivers who have a lot of traffic tickets and accidents. Purchasing such a policy can minimize the cost of your child's insurance while allowing you to keep your existing car insurance coverage and low rates. END