 TITLE: Why Doesn’t My Auto Loan Show Up on My Credit Report? CONTENT: How a New Auto Loan Can Impact Your Credit\n------------------------------------------\nDoes it actually matter whether your new loan shows up on your credit report? It might. If you're building or rebuilding your credit, a new auto loan can help you out in a few ways.\nFirst, it adds to your credit mix. A car loan is considered an installment loan—a loan with fixed monthly payments and a predetermined payoff period—which is a different type of credit than a revolving credit card account. Having a car loan appear on your report shows creditors that you have experience managing diverse types of credit. It may also boost your credit score: Credit mix accounts for 10% of your FICO® Score☉ , the scoring system used most commonly by lenders.\nYour credit score will also benefit from having timely monthly loan payments show up on your credit report. Payment history is the most heavily weighted factor in calculating your score, so you want your monthly payments to count.\nWhat are some typical reasons your new auto loan might not appear on your credit report? END