 TITLE: How Do I Choose a Business Credit Card? CONTENT: Best Business Credit Cards\n--------------------------\nHere are a few of the best business credit cards to consider, depending on your needs.\n**Best for Financing a Big Purchase: U.S. Bank Business Platinum Card**  \nFinance a big purchase or transfer a balance from a high-interest business credit card and take advantage of an introductory 0% APR on purchases and balance transfers for 20 billing cycles. Even after the intro period ends, the variable APR of 9.99% to 17.99% is quite low compared with that of many business credit cards. There are no rewards with this card, but there's no annual fee either. So if you have a big business expense coming up and want to repay it over time while enjoying a low APR after the intro period ends, the U.S. Bank Business Platinum Card could be the one for you.\n**Best for Frequent Business Travelers: Business Platinum Card® from American Express**  \nIs business travel a way of life for you and your employees? If so, this card's $595 annual fee could be worth it for the luxury perks you'll enjoy. Earn 75,000 Membership Rewards points when you spend $15,000 on eligible purchases within the first 3 months of card membership. You'll earn 1 point for each dollar spent on eligible purchases, 1.5 points on every eligible purchase of $5,000 or more, and 5 points per dollar for flights and hotel stays purchased at amextravel.com. Use points to pay for all or part of an eligible fare and get 35% of those points back. Get up to $200 in baggage and other incidental fee credits annually for one airline you select (you can change to another airline later if you'd like), and fee credits for Global Entry or TSA Precheck. There are no foreign transaction fees. Terms apply.\nTo make your trips easier, you'll have access to over 1,200 airport lounges in 130 countries once you enroll in Priority Pass Select. Concierge services provide complimentary assistance arranging lunch meetings, getting event tickets to entertain clients and more.\n**Best for Cash Back: Spark® Cash from Capital One®**  \nSmall businesses know cash is king, and the Spark® Cash from Capital One® card offers a straightforward way to earn cash back on almost everything. Get 2% unlimited cash back on all purchases and redeem your rewards as a statement credit or check at any time. Spend $4,500 within 3 months of enrolling in rewards membership and get a $500 bonus. There are no foreign transaction fees, and the $95 annual fee is waived for the first year; however, the 20.99% variable APR on purchases is a bit steep. END