 TITLE: Do Personal Loans Charge More Interest Than Credit Cards? CONTENT: What's a Good Interest Rate for a Personal Loan?\n------------------------------------------------\nA good personal loan rate is in the mid-single digits (for example, around 6% APR). However, many personal loans have an APR range, and only the most creditworthy applicants will qualify for the lowest advertised rate. You can sometimes get an estimated loan offer from a lender by applying for a loan prequalification with a soft inquiry, which won't impact your credit.\nReviewing multiple personal loan offers can help you find the lender that will likely offer you the lowest rate before applying. Submitting the loan application could result in a hard inquiry, which may hurt your credit a little temporarily. END