 TITLE: How Do Credit Card Companies Make Money? CONTENT: Next Steps\n----------\nAcross the country, more than six out of 10 Americans have at least one credit card. Factor in all those people who make late payments and pay annual fees and other charges—on top those who pay interest each month—and it becomes easy to understand how credit card companies are making so much money. But as we've shown, you can reduce your contributions to their coffers with smart card management strategies.\nTo make the most of your credit cards, make sure you have a card that gives you maximum rewards for your spending. To browse some popular rewards credit cards, check out Experian CreditMatchTM to see specialized card offers based on your credit profile.\nAlso remember that before applying for any credit cards, it's a good idea to check your credit so you know what lenders will see when considering you for an application. You can get a free copy of your credit reports and scores from Experian. END