 TITLE: How to Start Increasing Your Net Worth Today CONTENT: Learn to Budget and Save\n------------------------\nWhile your expenses aren't directly included in the net worth calculation, they are indirectly by how they affect your assets.\nBy budgeting each month and finding opportunities to save more money, you can increase your bank and investment account balances, which, in turn, affect your net worth. Take a look at your expenses over the past few months and put them into different buckets, including groceries, rent, utilities, entertainment and so forth.\nThen tally up how much you've spent recently in each of those categories. If you find that you're overspending in some discretionary categories, set a goal to spend less going forward and track your efforts to keep yourself accountable.\nMaking a budget can be as complicated or simple as you want it to be, so as you go through the process, determine what works best for you, as well as your spending habits and savings aspirations. END