 TITLE: How to Improve Your Credit Score After a Foreclosure CONTENT: How Does a Foreclosure Affect Your Credit?\n------------------------------------------\nBecause a foreclosure record tells creditors you weren't able to make your mortgage payments, it has an extremely negative effect on your credit. So, just how much can a foreclosure impact your credit score? It depends on where your credit stood before the event.\nThe higher your credit score was beforehand, the more significant the impact will be. The foreclosure will remain on your credit history for seven years after the date of your first missed mortgage payment before it drops off naturally. END