 TITLE: Should You Get a Credit Card From Your Bank? CONTENT: Is It Easier to Be Approved for a Credit Card From Your Bank?\n-------------------------------------------------------------\nOne of the main reasons you might want to weigh the credit card offers from your regular bank is that you already have a financial relationship with them. That might even make it easier to get approved.\nIf you've been a regular and reliable customer of the same bank for a long stretch of time, and your accounts are in good standing, the bank may be more inclined to extend you a new line of credit than an institution you've never worked with before. Not only that, but if you maintain a healthy balance in your account and have a solid record of paying any fees or charges that come due, your bank might take all that into account in addition to the usual factors that determine your credit score. This can be especially useful if you don't have a great credit score but do keep your bank accounts up to date.\nDepending on how creditworthy your bank deems you, you might be able to secure favorable interest rates, longer promotional periods for introductory financing (like 0% APR on purchases or balance transfers) and lower fees. END