 TITLE: What Is a Cashier’s Check and How Does it Work? CONTENT: Know When to Use the Right Payment Method\n-----------------------------------------\nCashier's checks are a safe way to send money or make a payment, but they're not always necessary. Because some banks charge a fee to issue a cashier's check, check with the recipient to see what other options are available. If you can complete the transaction with a more convenient and less expensive option, you may be able to save both time and money.\nIf you do need a cashier's check, though, make sure you have the money and the information required, and treat the check the same as you would cash until you hand it to the recipient. At that point, they're responsible for its safekeeping until they deposit or cash it. END