 TITLE: Homeowner Expenses Beyond Your Mortgage CONTENT: Maintenance\n-----------\nMaintaining your yard, cleaning your rain gutters and servicing your HVAC systems are all examples of maintenance costs you'll face as a homeowner. While you can maintain your home on your own, doing so requires some time and skill as well as material costs. If you hire professionals for maintenance work, understand that labor often comes with a high price tag. END