 TITLE: What Does Homeowners Insurance Cover? CONTENT: Increase Your Chance of Getting Approved for a Mortgage\n-------------------------------------------------------\nIf you're planning to buy a home soon, your credit score will be a huge factor in determining whether you're approved for a mortgage and with what interest rate and terms. It's smart to make strides to improve your credit before you apply for a mortgage to help increase your chances of a lender saying yes—and to make sure you get the lowest interest rate possible. To see where your credit stands, you can get your free credit score and report from Experian.\nNormally your phone and utility bills don't count toward your credit score, but with the free Experian Boost™† , they can. If your credit could use a little improvement, consider signing up to potentially increase your score before applying for a mortgage. END