 TITLE: What Credit Score Do I Need to Get a Mortgage? CONTENT: What Credit Score Is Needed for a VA Loan?\n------------------------------------------\nQualifying service members, veterans and surviving spouses can buy homes with little or no down payment and no private mortgage insurance requirements, thanks to housing benefits from the U.S. Department of Veterans Affairs, commonly known as VA loans. Issuers of VA loans have some discretion in setting minimum credit score requirements, but they may accept applications from borrowers with FICO® Scores as low as 620. END