 TITLE: How to Get a Loan if You Don’t Have a Job CONTENT: Where to Get a Personal Loan\n----------------------------\nA personal loan, which doesn't require you to secure it with property such as real estate or a car, is the type of loan best suited for getting ready cash quickly. Personal loans are available from many lenders.\nA great place to start looking for any loan, unemployed or not, is the financial institution where you have your checking account. Even in a world of automated decision making, an established relationship can still work in your favor.\nIf your preferred institution is a bank, consider applying for a loan at a local credit union as well. Credit unions often have competitive rates and may also have lower credit score requirements than banks. If they extend a loan offer you want to take, you'll have to become a credit union member before the loan is processed. Membership usually requires an open account with at least a few dollars in it—a small price for a good deal on a loan.\nOnline financial institutions, including peer-to-peer lending sites, typically provide quick lending decisions, and it's easy to use them to submit multiple applications at once.\nOnline services, such as the Experian CreditMatch™ personal loan finder, can show you loan offers suited to your FICO® Score. END