 TITLE: What Is the Credit CARD Act of 2009? CONTENT: The Bottom Line\n---------------\nWhile perhaps not perfect, the Credit Card Act of 2009 has undoubtedly protected U.S. consumers from potentially millions of dollars in fees and interest in its 10 years on the books. Be sure you know your rights as a cardholder, and raise a red flag if you notice any practices that don't conform to the law. Contact the Consumer Financial Protection Bureau and file a complaint if your concerns go unanswered. END