 TITLE: Can You Get Mortgage Forbearance More Than Once? CONTENT: How to Get Mortgage Forbearance Extensions\n------------------------------------------\nThe CARES Act initially entitled borrowers with mortgages backed by the federal government (FHA Loans, USDA Loans, VA Loans) or guaranteed by Fannie Mae or Freddie Mac up to 180 days (roughly six months) of mortgage forbearance, with an option to extend forbearance up to 180 more days.\nAs many as two additional extensions of 90 days each are available to homeowners who obtained mortgage forbearance under the CARES Act, adding up to a total maximum of 540 days (about 18 months) of forbearance for those who meet these eligibility requirements:\n*   If your mortgage is backed by Fannie Mae or Freddie Mac, you must have been in an active forbearance plan as of February 28, 2021, to qualify for one or more additional extensions.\n*   If your mortgage is backed by the FHA, USDA or VA, you must have requested a forbearance plan on or before June 30, 2020, to be eligible for additional extensions.\nIf you are eligible for extended forbearance on your government-backed mortgage, you must proactively request extension(s) from your loan servicer—forbearance is not extended automatically.\nIf your mortgage is not backed by the federal government, you may still be eligible for a forbearance extension. According to the CFPB, many loan servicers are offering customers with non-guaranteed loans forbearance comparable to what they provide borrowers with government-backed mortgages. To learn what options are available, reach out to your mortgage servicer. END