 TITLE: If I Get Approved for a Personal Loan, Do I Need to Accept It? CONTENT: Check Your Credit Score Before You Apply\n----------------------------------------\nHaving a great credit score can improve your chances of getting approved for a personal loan with favorable terms. If you're not sure where your credit stands, check your credit score from Experian for free to see. If it's considered good or excellent—typically a FICO® Score☉ of 670 or higher—you'll have better approval odds.\nIf it's less, though, or if you want to maximize your chances of scoring a low interest rate, consider working on improving your credit before you apply for a personal loan.\nAlso, to help simplify the shopping around part of the process, consider using a tool like Experian CreditMatch™, which can provide quotes from multiple lenders in one place based on your credit score. END