 TITLE: What Is Credit Card Purchase Protection? CONTENT: How Is Purchase Protection Different From Other Coverage?\n---------------------------------------------------------\nPurchase protection is just one of the benefits that can cover you for items you buy with your credit card. Your credit card issuer may offer other benefits that reduce your liability for purchases and travel too. Here are some similar but unique perks your card may offer on purchases you make with your credit card:\n*   **Extended warranty**: If you own an item that breaks after the manufacturer's or vendor's warranty expires, extended warranty coverage might help reduce your loss. This coverage can provide you with a replacement or reimbursement for a set timeframe after your initial warranty expires.\n*   **Price protection**: If you purchase an item and then the price drops, price protection can help you get money back. With price protection, your credit card issuer may offer you a refund for the difference between your purchase price and the current cost. Most credit card issuers no longer offer this coverage.\n*   **Return protection**: This could cover you if you try to return an item after the allowed time frame for returns.\n*   **Cellphone coverage**: If you pay for your phone with a credit card that offers this protection, you could be reimbursed for damage or theft of your phone. END