 TITLE: What to Consider Before You Get an Emergency Loan CONTENT: When Does It Make Sense to Get an Emergency Loan?\n-------------------------------------------------\nIf you don't have enough savings to cover an emergency expense, an emergency loan may be able to help you bridge the gap. Depending on your credit situation, however, some emergency loans could do more harm than good in the long run.\nIf your credit is in decent shape, you may be able to get a personal loan with a reasonable interest rate, but credit card cash advances are often cheaper than personal loans for bad credit. Even if you can qualify for a personal loan with a decent interest rate, it may still make sense to consider other options instead. END