 TITLE: A Debt Management Plan: Is It Right for You? CONTENT: Getting Started With a DMP\n--------------------------\nIf you think a DMP might be a good option, find a trained credit counselor and meet with them in person, or work with a counselor over the phone or online if you'd prefer.\nMany, but not all, credit counseling agencies are nonprofits, and you may want to limit your search to nonprofits. You can start by looking for agencies that are part of the National Foundation for Credit Counseling or Financial Counseling Association of America, two certification organizations, or are accredited by the Council on Accreditation.\nIn preparation, you could review your credit report and make a list of your current debts—information that you may have to prepare and share with your counselor before the initial consultation. You can start by checking the accounts listed on your Experian credit report for free online. END