 TITLE: Can Credit Report Disputes Lower Credit Scores? CONTENT: How Long Does Negative Information Stay on Your Credit Report?\n--------------------------------------------------------------\nNegative information can remain on your credit report for seven years or more, potentially hurting your credit score to some extent the entire time it appears, so it's in your interest to dispute inaccurate negative credit information. It's a good idea to review your credit reports from all three national credit bureaus at least once each year, and to act quickly to correct any inaccuracies you discover. Doing so can prevent misreported data from harming your credit scores, and can also let you catch unauthorized credit activity associated with credit fraud and identity theft. END