 TITLE: What Is Debt Consolidation? CONTENT: What Credit Score Do You Need for Debt Consolidation?\n-----------------------------------------------------\nThere isn't a magic number you need to consolidate your debt, but your credit does play a big role. You can potentially qualify for debt consolidation loan if you have a fair credit score (above 580), but be aware that the interest rate might be even higher than the one on your original loan. In this case, it might not save you money at all, and could even cost you more.\nWhile you might be able to get a debt consolidation loan with bad credit, keep in mind that the higher your credit score, the better your interest rate will be. If your credit score needs some work, you might consider taking efforts to improve it before you apply for a debt consolidation loan. END