 TITLE: Earn Cash Back With These Debit Cards CONTENT: How Does Debit Card Cash Back Work?\n-----------------------------------\nFor the most part, debit card cash back rewards programs work similarly to cash back credit card programs. When you make an eligible purchase, you'll earn a rewards rate based on the card's applicable rewards rate.\nFor many cards and many purchases, that means a flat 1% back. Other cards may earn you a much higher rate, but only with select retailers. Depending on how you spend your money, one card may have the potential to earn you more than other options.\nBefore you open an account, though, make sure you understand its rewards limitations. With some cards, for instance, there's a cap on how much you can earn every month. If the limit is low and you expect to exceed it based on what you normally spend, that may not be a problem. If you're a big spender, you'll be leaving money on the table if you're not able to earn rewards on all of your transactions.\nIn other cases, you may need to maintain a minimum balance or pay a monthly fee. Consider whether these drawbacks are worth it before you make a decision. END