 TITLE: Top 25 Cities for Late Payments CONTENT: Cities That Have the Lowest Ratio of Delinquent Credit Accounts\n---------------------------------------------------------------\nBorrowers in The Villages, Florida—a retirement community—had the lowest ratio of delinquent credit accounts in Q2 2019, with only 2.6% of their credit accounts considered delinquent. The Villages is also the city with the highest average FICO® Score in the U.S., which is not surprising, as residents of the community have both more established credit history and immaculate payment history, according to Experian data.\nThe Villages was followed by Cupertino, California; Danville, California; McLean, Virginia; and Palo Alto, California, as the top five cities with the lowest ratio of late accounts. All 25 cities with the lowest delinquency ratios also maintained an average credit score significantly above the national average.\nSource: Experian Q2 2019 data END