 TITLE: How Can I Get a Low Car Payment? CONTENT: Make a Bigger Down Payment\n--------------------------\nA down payment isn't required to finance a car. In fact, many dealers often advertise \"0% down payment required.\" The truth is that while you can get a car loan without a down payment, your monthly payments will be much higher because you'll be financing the entire car.\nWhile putting 20% down is ideal, this may not be possible, so just focus on saving as much as you can for your down payment. In addition to lower car payments, a higher down payment may give you negotiating power on the price and interest rate of your car loan. END