 TITLE: How Do I Remove a Mortgage From My Credit Report After a Divorce? CONTENT: What Can You Do to Remove a Mortgage From Your Credit Reports After a Divorce?\n------------------------------------------------------------------------------\nThe only way to have a current mortgage loan removed from your credit reports is if it is being reported incorrectly and you go through the process of disputing the loan. If the reported loan is legitimate, however, you'll have to have your name removed from the debt as a liable party before it will come off your credit reports. There are several ways get your name off a mortgage loan:\n*   **Refinance the loan.** If you're able to persuade your ex-spouse to refinance the loan into just his or her name, then you've accomplished your goal. A refinance would pay off the existing loan and create a new loan in just your ex-spouse's name. Once that has been accomplished, the old mortgage loan would be updated on your credit reports to show as being paid in full, and payment activity would cease. The new loan would not be included on your credit reports, as you would have nothing to do with it.\n*   **Sell the house.** This is obviously a more complicated choice because you'll need to find a willing buyer and move out of the house. If you are able to sell the house, you can use the proceeds from the sale to pay off the loan. Once you pay off your loan, it will be updated on your credit reports to show as being paid in full.\n*   **Pay off the loan.** This is the most difficult of the three options because it assumes you have the liquid funds needed to pay off a large loan all at once. If you or your ex-spouse pays off the loan, then there is no longer a debt or a mortgage associated with the house because you will own it outright. Once that has been accomplished, your mortgage loan will be updated on your credit report to show as being paid in full. END