 TITLE: Is My Rental History on My Credit Report? CONTENT: How to Get Your Rental Payments on Your Credit Reports\n------------------------------------------------------\nSince landlord or property management companies don't usually supply information to the credit bureaus on their own, you'll need to take action if you'd like to make it happen.\n*   **Contact your landlord or property management company**. Ask if they are willing and able to report your rental payment history directly to Experian RentBureau. If they agree, your lease will appear in the \"accounts\" section of your Experian report as one of your tradelines. It will list the date the lease started, your monthly payment amount and your payment history for the past 25 months. Refer the person or company you deal with to Experian RentBureau.\n*   **Enroll in a third-party service.** Even if your landlord or property management company doesn't participate directly with Experian RentBureau, you can sign up with a fee-based rent payment service that reports to the credit bureaus upon request. Companies such as RentTrack, PayYourRent, eRentPayment, PayLease, Cozy and ClearNow collect and disburse rent payments, and give you the option to opt in for Experian RentBureau.\nAnother key advantage of adding rental payments to your credit reports is that it allows you to build or improve a credit score without having to apply for a new credit product. This could be a wise course of action if you're avoiding credit products in an effort to steer clear of debt. All you would need to do is manage your rent as normal by sending your payments when you should. END