 TITLE: How to Get a Loan if You Don’t Have a Job CONTENT: Can I Get a Loan if I Have Bad Credit?\n--------------------------------------\nIf your credit is poor, it can make it harder to get approved for a loan. But if you're a little creative, very persistent and willing to accept a higher interest rate, there are ways to get a loan, even with less-than-ideal credit.\nIf you can wait a few months before applying for a loan, it might also be wise to consider taking steps now to spruce up your credit score. You can't convert a middling score to an excellent one overnight, but depending on your starting score, a few extra points could mean you'll get better deals on loan offers, in terms of interest rates and fees. END