 TITLE: How Long Does It Take to Get a Secured Credit Card? CONTENT: *   **Secured Mastercard® from Capital One**: Capital One will review your credit to determine whether you may put down a refundable security deposit starting at $49 to get a $200 initial credit line. If you want a higher credit line, you can deposit more that the minimum, up to your maximum approved line of $1,000. If you make all your payments on time, Capital One may offer you a higher credit limit starting at six months and possibly allow you to earn your deposit back as a statement credit. This card has no annual fee but a variable APR of 26.99%, which is on the higher side. END