 TITLE: How Your Credit Card Can Protect You When You Travel CONTENT: Rental Car Insurance\n--------------------\nIf you've ever rented a car, then you've probably experienced the hard sell when you've picked up the keys. This is when the staff implores you to pay $20 to $30 extra per day to insure the car you're picking up. But that's like paying $7,300 to $10,950 a year to insure a car. This is outrageous, especially considering that most major credit cards offer rental car insurance at no cost. To take advantage of your credit card's rental car insurance, all you have to do is pay with an eligible card and decline the optional coverage. Just note that these policies can have restrictions on the type of card and the locations where the coverage is eligible, so check with your card issuer to be sure.\nThe best type of coverage is primary, which doesn't require you to file a claim with your personal insurance. For example, the Chase Sapphire Preferred® Card offers primary rental car coverage. END