 TITLE: Should You Get a Cosigner on a Car Loan? CONTENT: Is a Cosigner Always an Option?\n-------------------------------\nNot all lenders will give you the option of having a cosigner, but many offer it as a way to make financing viable for more borrowers. You can be denied a loan for a number of reasons, including your credit score and history, as well as your income and other factors.\nIf you're fresh out of college and just started your first job, your salary may be relatively low, especially when lenders factor in any other debts (including student loans) you might be carrying. A cosigner can help you meet approval requirements and not only buy a car, but build your own credit history as well.\nIf you think you'll need someone to cosign a loan with you, it's wise to call around to a few dealerships, banks and auto lenders to find out if they allow cosigners. That way, you can focus your search and loan application processes on lenders you know will work with you and your cosigner. END