 TITLE: 6 Ways to Build Credit Before College CONTENT: 3\\. Get a Starter Credit Card\n-----------------------------\nYou can't qualify for a credit card under the age of 21 without either a cosigner or the ability to demonstrate you have sufficient income to make payments. But there are some credit cards that are specifically worthwhile for those new to credit. They can help you build up history without the temptation to spend more than you can pay back.\nA secured credit card is a strong first credit card option, since it requires a minimal cash deposit that becomes your credit limit. Opt for a credit limit of $200 to $500, and you'll be less likely to overspend on the card—yet you'll have the chance to make timely payments that can strengthen your credit score. Make sure the card issuer reports your bill payments to the three major credit bureaus (Experian, TransUnion and Equifax).\nYou can also ask a parent or another trusted adult to add you to their credit card account as an authorized user. You can make purchases, and payment history will show on your credit report, but you won't be legally responsible for paying the bill. END