 TITLE: How to Make a Home Inventory List for Your Insurance CONTENT: Why Do You Need a Home Inventory?\n---------------------------------\nWhen you file a home insurance claim for personal property, the insurance company will want \"proof of loss\"—documentation of your ownership and the item's value. A home inventory helps ensure you're fully compensated for your property.\nIn the wake of a catastrophe, you may need a home inventory to prove eligibility for tax deductions or disaster assistance. Having a detailed accounting on hand saves you the headaches of listing all your possessions from memory.\nFinally, a home inventory can help to ensure your homeowners insurance includes adequate personal property coverage. As you catalog your possessions, you'll likely be surprised at how much it would cost to replace everything in your home—and you may realize you're underinsured. END