 TITLE: How to Get a Student Loan to Help Pay for College CONTENT: Build Credit for Future Borrowing Needs\n---------------------------------------\nIf you think you'll need to use private student loans at any point in the future, or you simply want to establish a credit history for when you need it after graduation, the sooner you start, the better.\nWhile student loans can help with that, they won't do much until you start making payments, which won't happen for most until after graduation. Student credit cards can be a great way to build credit because as long as you keep your balance low and pay your bill on time and in full every month, you can avoid interest charges.\nWhile you work to build credit, monitor your credit score regularly to keep track of your progress, and address any potential issues as they arise. END