 TITLE: What Credit Counseling Offers CONTENT: How Does Credit Counseling Work\n-------------------------------\nIf you're having difficulty meeting your expenses and are drowning in debt, a credit counseling agency is the place to go. Certified credit counselors are trained in consumer law, budgeting and how to handle all kinds of credit issues. They won't judge you for the decisions you've made in the past, but will help you move forward so you're in a better position in the future. END