 TITLE: Why You Should Check Your Credit Report Even If Your Credit Is Frozen CONTENT: Why You Need to Check Your Credit Report Even if You Have a Security Freeze\n---------------------------------------------------------------------------\nPlacing a credit freeze is a helpful step toward protecting your good credit. However, having a credit freeze doesn't mean you can rest easy and not bother paying attention to your credit report. To maintain a good credit score, you still need to perform some regular maintenance by checking your credit report even if you have a security freeze.\nWhy is this necessary? A credit freeze can prevent thieves from opening new accounts in your name—but it doesn't keep them from fraudulently using accounts you already have. For example, a thief couldn't open a new credit card in your name if you have a credit freeze, but they could gain access to your existing credit card information and use that to make fraudulent purchases. This type of fraud is actually more prevalent than opening new accounts, so it's important to be on the alert for it. END