 TITLE: What Is a Community Bank? CONTENT: Where to Find a Community Bank\n------------------------------\nFinding the right community bank can take some legwork because every community bank won't be the right fit for you. If you're looking for candidates, here are three starting points:\n*   **Check your neighborhood.** The place to find a community bank is—no surprise—in your community. Friendly local branches in your neighborhood or local shopping district are a good place to start.\n*   **Use a locator.** The Independent Community Bankers of America has a community bank locator that will find community banks in your area.\n*   **Ask a friend.** Relationship-focused community banks tend to have enthusiastic customers.\n*   **Read the news.** A community bank that sponsors charity events, volunteers to help the community or offers financial literacy workshops might be the kind of bank you're looking for.\nBefore you open an account, visit the bank's website to make sure they're FDIC insured and that they offer the products you need: free or low-cost checking, high-yield savings, home or small-business loans and solid mobile-banking tools, for example. Check out their blog or social media as well: You'll get a sense of their personality and how they relate to their customers. You may find a community you'd like to join—and get a bank in the process. END