 TITLE: What Credit Score Do I Need to Buy a House? CONTENT: Think About More Than Just the Loan Terms\n-----------------------------------------\nA mortgage is a long-term financial commitment. But getting into a home with less-than-perfect terms now can still make sense in certain situations.\nIf you live in an area where a mortgage payment would be cheaper than what you pay in rent, for example, even a loan with a slightly higher interest could save you money in the short term. And if owning your own home improves your overall quality of life, that could be worth paying a little more.\nAnd remember, you're not stuck with your first 30-year mortgage. As you continue to work on improving your credit, you may be able to refinance your loan down the road and get the better terms you're seeking. END