 TITLE: At What Age Can You Expect Your Best FICO<sup>®<\/sup> Score? CONTENT: Consumers Reach Peak Debt Levels in Their 40s\n---------------------------------------------\nAverage FICO® Scores jump slightly more—11 points—from consumers' 30s into their 40s. But debt levels also rise during this time, with average retail credit card, student loan, auto loan and mortgage balances all reaching their peak levels among 40-somethings. The only outliers are non-retail credit card balances—which are highest among those in their 50s—and personal loans, which peak in consumers' 60s.\nStarting in their 50s, however, the average consumer starts reducing their debt across most categories. Credit scores also start rising at a faster pace. The average FICO® Score among 50- to 59-year-olds is 20 points higher than it is among 40- to 49-year-olds. Consumers in their 60s have scores 30 points higher than those in their 50s. And scores among those in their 70s are 21 points higher than among those in their 60s. END