 TITLE: When Should You Lock Your Credit? CONTENT: You can set up a credit lock online, through any of the three credit bureaus. Each bureau has a slightly different process, but you can sign up for Experian CreditWorks℠ Premium to set up a credit lock with Experian, get three-bureau credit monitoring and up to $1 million in identity theft insurance.\nWhen you're ready to apply for a loan or a credit card, or to let a potential employer perform a background check, you'll need to unlock your credit. Removing a credit lock is simple, just log into your account or use your mobile device to swipe or click on your security preference and unlock your file. END