 TITLE: Do Personal Loans Charge More Interest Than Credit Cards? CONTENT: Finding the Least Expensive Option\n----------------------------------\nDepending on your credit and financial situation, you may find a personal loan with a higher or lower interest rate than a credit card. But that's only part of the picture. Consider the fees involved with both financing options and how the creditors charge and collect interest.\nIf you want to compare offers, you can use a tool like Experian CreditMatchTM for personal loans and credit cards. After signing up, you can see matches based on your credit score, and using the service won't hurt your credit. END