 TITLE: What Are Introductory Credit Card Rates? CONTENT: Keep Track of Your 0% APR Offers\n--------------------------------\nWhile an introductory 0% APR promotion can help you save money, you'll still have to pay off the balance if you want to avoid interest. Figure out how much you'll need to pay each month to pay off the balance before your promotion ends, and keep track of your progress as you go. You may even want to budget to pay off the balance a few months early to give yourself wiggle room in case you fall off track. END