 TITLE: What Is the Best Way to Pay for a Car? CONTENT: Improve Your Credit First\n-------------------------\nIf your credit isn't in great shape right now and you need a loan to purchase a car, it's best to work on improving your credit before you buy. While this isn't always possible if you're in a time crunch, if you can wait several months, it would be prudent to use that time to increase your credit score first. To do this, keep your credit card balances low, pay down as much debt as possible and pay every bill on time. It's also smart to monitor your credit so you can make sure your hard work is paying off. Experian Boost™† can also give your credit a bump by adding on-time cellphone, utility and other payments to your credit report. END