 TITLE: How Does a Credit Score Simulator Work? CONTENT: What Credit Score Simulators Can and Can't Do\n---------------------------------------------\nCredit score simulators can help you see, in broad strokes, how different decisions tend to influence credit scores. Simulators that let you compare scenarios only consider one action at a time so, because, multiple actions influence your credit score—making purchases, paying down balances, making loan payments, etc.—no simulator can predict your future score with certainty, even one that begins its approximations using your actual credit score. END