 TITLE: How to Build Good Credit in College CONTENT: The Importance of Establishing Credit in College\n------------------------------------------------\nOnce you're financially independent, your credit history will have an impact on many parts of your life. Landlords may look at your credit report—which includes payment history for each of your loans and credit card accounts—to determine whether you will be a responsible tenant. In most states, auto insurers will check your credit. Even some cellphone plans require a credit check.\nIf you establish strong credit when you're young, you'll likely have a better chance of qualifying for these things on your own without, for instance, needing a guarantor or co-signer to secure a lease on a new apartment. That can make the process easier and prevent you from having to ask a parent, grandparent or another trusted family member or friend to help.\nYou'll also start developing a long positive credit history, which can serve you in the future when you seek a mortgage, new car loan, graduate school loan or premium credit card. Preparing for life after graduation now will help you make a more seamless transition to living independently. END