 TITLE: When to Use a Credit Card for Big Purchases CONTENT: ### Chase Sapphire Preferred® Card\nChase Sapphire Preferred® Card\n------------------------------\nApply\non Chase's website\n**Recommended FICO® Score\\***\nGood - Exceptional\nChase Sapphire Preferred® Card\n------------------------------\nAPR\n15.99% - 22.99% Variable\nRewards\n2X points on Travel\n1X points on All Other Purchases\n**Intro Bonus**\nOur best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate Rewards®.\n##### Card Details\n*   Our best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate Rewards®.\n*   Enjoy new benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5X points on travel purchased through Chase Ultimate Rewards®, 3X points on dining and 2X points on all other travel purchases, plus more.\n*   Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 100,000 points are worth $1,250 toward travel.\n*   With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.\n*   Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12\/31\/21.\n*   Count on Trip Cancellation\/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.\n*   Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12\/31\/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.\nThe Chase Sapphire Preferred® Card has a large intro bonus for new cardholders who haven't received a bonus on any Sapphire card in the past 48 months. The bonus is for 100,000 Chase Ultimate Rewards points if you use the card to make $4,000 worth of purchases within 3 months of opening your account. The points are worth $1,250 if you use them to book travel through Ultimate Rewards, or $600 if you redeem them for cash back. END