 TITLE: How to Qualify for a Loan When You’re New to Credit CONTENT: Don't Stop Monitoring Your Credit\n---------------------------------\nEven if you don't plan on borrowing money anytime soon, it's a good idea to keep track of your credit. Experian's credit monitoring service gives you free access to your FICO® Score☉ powered by Experian data, plus real-time alerts with each new inquiry and account.\nThe service not only makes it easier to watch your credit score grow and see which factors are influencing it, but it can also help you spot and remove potentially fraudulent or inaccurate information.\nAs you prioritize building and maintaining a good credit history, you'll benefit both now and in the future through lower interest rates and better terms every time you borrow money. END