 TITLE: What to Know When Applying for a Business Loan CONTENT: When Should I Use My Personal Credit?\n-------------------------------------\nYour personal credit score should be used when applying for credit that's unrelated to your business. Even if you have well-established business credit, you don't want to forget about your personal credit, as you may eventually need it for something in your everyday life.\nIf you don't yet have a [business credit score](;offercode=askexperian) or have never applied for credit through your company, you may find that you need to use your personal credit to obtain loans. If this is the case, make sure to communicate with the lender to confirm that it will report records of your account and payments to the business credit bureaus. Evidence of your company's account and payment history will help to jumpstart your business score, which you can later use when applying for other business-related credit. END