 TITLE: Should I Withdraw Money from My 401(k) or IRA? CONTENT: The Bottom Line\n---------------\nBefore you look at taking money out of a 401(k) or IRA, take a look at the alternatives—and at your future.\nWould you be able to make it through your financial crunch by relying on an emergency fund or cutting your budget? Or have you exhausted other options and face an immediate future that would be too rough without tapping into a retirement account? And how soon do you plan on retiring?\nIf you do settle on a 401(k) withdrawal, IRA withdrawal or 401(k) loan, try to get back on track with your retirement investing as soon as you can. And if you borrow money from your 401(k), aim to repay the loan as quickly as possible. These moves will help you build a stronger nest for your nest egg. END