 TITLE: How Can I Get a Low Car Payment? CONTENT: Compare Auto Loans\n------------------\nInstead of going with the first car loan you find, take the time to shop around and compare all the options available to you. If you are already a customer at a bank or credit union, reach out to them and determine what type of car loan they can offer you. After they've provided you with a rate and term, go to your dealer and find out if they can beat the financing deal you already have.\nSince your credit score is likely to go down every time you apply for a car loan, complete all of your car loan applications within a two-week period. This way, they'll only count as one inquiry on your credit report and won't have too much of a negative impact on your score. END