 TITLE: What Is a Cosigner? CONTENT: How to Find a Cosigner\n----------------------\nIf you need a cosigner, start by asking family and friends who are financially stable, have a steady source of income and have good or excellent credit for help. Explain to the person you're asking how the debt product will benefit you, why you need a cosigner and their role in the transaction. Being honest and upfront about their responsibility for the loan is crucial to maintaining a strong relationship once the documents are signed. If you are the person being asked to cosign a loan or credit card, think very carefully about doing so and consider all the pros and cons first.\nNo luck getting a cosigner? You may need to improve your credit before applying for a loan or card. You can get your Experian credit report and credit score for free to know where you stand and what to focus on to boost your credit health. When you register, you'll also get real-time alerts of any activity on your credit reports and free insights on factors that are impacting your credit score. END