 TITLE: What Is a Balance Transfer and How Does It Work? CONTENT: Best Balance Transfer Credit Cards\n----------------------------------\n[](;site=exp&placement=ae-single-embed&sessionid=69BF63E3-7477-9D68-72EF-C5BAA701A70F&pageid=blogs:ask-experian:what-is-a-balance-transfer-and-how-does-it-work&previouspageid=&ecsstaticid=512AC342-64A0-3046-F31E-9E697654A67D)\nWells Fargo Platinum card\n-------------------------\n[Apply](;site=exp&placement=ae-single-embed&sessionid=69BF63E3-7477-9D68-72EF-C5BAA701A70F&pageid=blogs:ask-experian:what-is-a-balance-transfer-and-how-does-it-work&previouspageid=&ecsstaticid=512AC342-64A0-3046-F31E-9E697654A67D)\non Wells Fargo's website\n**Recommended FICO® Score\\***\nGood - Exceptional\nWells Fargo Platinum card\n-------------------------\nAPR\n16.49%-24.49% (Variable)\nIntro APR\n0% for 18 months from account opening on purchases and qualifying balance transfers\n##### Card Details\n*   0% intro APR for 18 months from account opening on purchases and qualifying balance transfers, then a 16.49% to 24.49% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5\n*   $0 Annual Fee\n*   Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum card\n*   Easy access to your FICO® Credit Score with Wells Fargo Online®\n*   Monitor your spending, purchases and any suspicious activity with text and email alerts and notifications\n*   Convenient tools to help create a budget and manage your spending with My Money Map\n*   Select \"Apply Now\" to learn more about the product features, terms and conditions\n*   Matched For You are statements made by Experian and may not reflect Wells Fargo’s underwriting standards\n[Rates and Fees](;offerid=949414.284&type=3&subid=0)\n[](;site=exp&placement=ae-single-embed&sessionid=69BF63E3-7477-9D68-72EF-C5BAA701A70F&pageid=blogs:ask-experian:what-is-a-balance-transfer-and-how-does-it-work&previouspageid=&ecsstaticid=512AC342-64A0-3046-F31E-9E697654A67D)\nWells Fargo Active Cash℠ Card\n-----------------------------\n[Apply](;site=exp&placement=ae-single-embed&sessionid=69BF63E3-7477-9D68-72EF-C5BAA701A70F&pageid=blogs:ask-experian:what-is-a-balance-transfer-and-how-does-it-work&previouspageid=&ecsstaticid=512AC342-64A0-3046-F31E-9E697654A67D)\non Wells Fargo's website\n**Recommended FICO® Score\\***\nGood - Exceptional\nWells Fargo Active Cash℠ Card\n-----------------------------\nAPR\n14.99%-24.99% (Variable)\nIntro APR\n0% Intro APR for 15 months from account opening on purchases and qualifying balance transfers\nRewards\n2% cash back on Purchases\n**Intro Bonus**\nEarn a $200 cash rewards bonus after spending $1,000 on purchases in the first 3 months\n##### Card Details\n*   New! Earn a $200 cash rewards bonus after spending $1,000 on purchases in the first 3 months\n*   Earn unlimited 2% cash rewards on purchases\n*   0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 14.99% to 24.99% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5\n*   $0 annual fee\n*   No category restrictions or sign ups and cash rewards don’t expire as long as your account remains open\n*   Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge\n*   Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Active Cash℠ Card\n*   Select “Apply Now” to learn more about the product features, terms and conditions\n*   Matched For You are statements made by Experian and may not reflect Wells Fargo’s underwriting standards\n[Rates and Fees](;offerid=954920.366&type=3&subid=0) END