 TITLE: Can My Credit Score Affect Renting? CONTENT: Will My Credit Score Affect My Ability to Rent?\n-----------------------------------------------\nWhen a landlord runs a credit check on a potential renter, they likely won't zero in on the person's credit score. In fact, a landlord might not care at all about the credit score. Instead, the landlord might concentrate more on the potential renter's overall credit history, particularly their record of on-time payments.\nA landlord is trying to assess the likelihood that you'll pay your rent on time every month, and reviewing your track record of managing your debts can help them with that. A credit history free of negative marks could tip the landlord's decision to approve you, while lackluster credit may cause the landlord to ask for other assurances—such as a higher security deposit.\nThe commonly used FICO® Score☉ ranks payment history as the most important factor in calculating your score, assigning it a weight of 35%. The other factors are how much debt you carry (30%), the length of your credit history (15%), new credit (10%) and the types of credit accounts in your credit report (10%). END