 TITLE: How to Buy Car Insurance as a Senior CONTENT: A Good Credit History May Help Lower Your Premium\n-------------------------------------------------\nAnother important factor that goes into your auto insurance rate is your credit history. In most states, car insurance carriers are allowed to use what's called a credit-based insurance score to calculate your rate. This insurance score is different from a traditional credit score, but it includes many of the same elements.\nAs a result, if you're looking to maximize your savings on a new car insurance policy, take some time to improve your credit. Check your credit score regularly and review your credit report to find out if you need to take action, then take steps to address potential issues that you see.\nThis process can take time, but it can ultimately save you a lot, both when you apply for credit, and when you apply for an auto insurance policy. END