 TITLE: Should I Get a Student Credit Card? CONTENT: Benefits of a Student Credit Card\n---------------------------------\nOpening a student credit card could be a smart move if you use it sparingly and pay the balance off each month. Here are some things that a student credit card can help you do:\n*   **Build credit.** If you don't have any other credit accounts, a student card can help you get started on your credit journey, which can pay off later when it's time to take out a loan, rent an apartment or even get a job. Paying your credit card bill on time can help you establish a positive payment history as you work toward a strong credit score.\n*   **Pay simply and safely.** Credit cards can make online shopping easier and safer. Student cards may come with zero liability protection, which means you won't be held responsible for unauthorized charges if your card number gets into the wrong hands. You may even be able to connect your card to a mobile wallet to make contactless in-store purchases.\n*   **Earn shopping rewards.** Some student cards offer cash back on purchases or when you shop in certain stores.\n*   **Get student perks.** You may be able to qualify for incentives, such as a credit if you maintain a certain GPA or bonus cash back if you pay on time. END