 TITLE: Should I Pay My Credit Card Bill Early? CONTENT: You probably already know how important it is to make your credit card payments by their due date every month. That's because late payments can hurt your credit score more than any other factor.\nWhat you might not know is the fact that shifting your payment schedule ahead by a week or two can actually help your credit score. The reason has to do with the nature of credit card billing cycles, and their relationship to your credit report. END