 TITLE: Step-by-Step Checklist for Buying a New Car CONTENT: Ask About Dealer Financing\n--------------------------\nEven if you're preapproved for an auto loan from a third party, you should investigate financing options from the dealer. Dealers may offer incentives, rebates or promotional financing.\n*   Bring proof of your loan preapproval to the dealership and ask if the dealer can beat the interest rate.\n*   Dealers often focus on the monthly payment, which makes it hard to compare loan offers. Ask them to explain the loan in terms of its total cost.\n*   The dealer may urge you to get a loan with a longer repayment term to lower your payments. Focus on the total cost of the loan or you could end up paying more than you wanted. END