 TITLE: Should I Pay My Credit Card Bill Early? CONTENT: When Is the Best Time to Pay My Credit Card Bill?\n-------------------------------------------------\nThe only bad time to pay your credit card bill is after your payment is due—a mistake that can have significant negative repercussions for your credit score. But paying your bill in full before your statement closing date, or making an extra payment if you'll be carrying a balance into the next month, can help you cultivate a higher credit score by reducing the utilization recorded on your credit report—and save you some finance charges to boot. END