 TITLE: Experian to Provide Free Credit Monitoring to Active Service Members CONTENT: Service Member Notification Process\n-----------------------------------\nOnce a service member enrolls in the program, the credit bureau will begin monitoring their report. If any of the material additions or modifications spelled out in the FTC rule are detected in a service member's credit file, the bureau that maintains the file must alert the service member.\nIf any service member discovers inaccurate information on their Experian credit report, they should use the Experian dispute process to correct the matter. If one or more new accounts are opened in the service member's name, they should notify the relevant financial institutions immediately, using the contact information that appears on their credit report.\nIf a service member discovers unauthorized credit activity, or has other reason to suspect their personal information has been compromised, they might be wise to freeze their credit files at Experian®, Equifax® and TransUnion®. This prevents others from opening any new loans or credit accounts in the service member's name until they decide to un-freeze (or \"thaw\") their credit files. A credit freeze can also be a reasonable precaution for a service member on remote assignment, even if no suspicious activity has been detected.\nService members alerted by the other credit bureaus of material credit file changes should follow any instructions that accompany the notification, or take the steps described here by the FTC. If there are indications of identity theft, such as newly opened accounts or loan applications, they can use information at identitytheft.gov to get started on recovery and find out how Experian can help protect their credit report. END