 TITLE: 5 Bad Money Habits and How to Break Them CONTENT: 5\\. Not Sticking to a Budget—or Not Even Creating One\n-----------------------------------------------------\nNot setting up a budget—or not sticking to one that you already have—removes a key to controlling your finances and ensuring your short-term and long-term financial needs are met. A budget drives your financial decisions and serves as a map that points you in the right direction. END