 TITLE: 10 Potential Reasons Why Your Credit Card Application Was Denied CONTENT: 9\\. You Have Too Many Recent Credit Inquiries\n---------------------------------------------\nEach additional hard inquiry on your credit report doesn't impact your credit score by much. But if you have multiple credit inquiries in a short period and they weren't for rate-shopping a mortgage, auto loan or student loan, that could indicate that you're having a hard time managing your finances without debt.\nIn that event, you may need to wait until some inquiries fall off your credit report before you apply again. Hard inquiries remain on your report for two years but won't affect your credit score for that long. END