 TITLE: How to Get Down Payment Assistance CONTENT: How to Apply for Mortgage Down Payment Assistance\n-------------------------------------------------\nRequirements and processes for applying for down payment assistance vary by state, by the organizations offering assistance and by lender. If you've found a lender you want to work with, they may be able to refer you to state and local resources. Here are other good places to start:\n*   **Federal Housing Administration (FHA) down payment grants programs:** The FHA provides a list of specific grants and programs for buyers in need of down payment assistance.\n*   **HUD local homebuyer programs:** The U.S. Department of Housing and Urban Development offers an extensive list of resources that can help you find and apply for programs in your area that may offer down payment assistance and other homebuying resources. Programs may also provide a list or recommendations of approved lenders.\nOnce you've connected with an approved lender and determined you're eligible for a down payment assistance program, follow the instructions set out by the lender and program or agency to apply for assistance. END