 TITLE: Should I Finance or Pay Cash for a Car? CONTENT: When Paying for a Car With Cash Might Not Make Sense\n----------------------------------------------------\nOn the other hand, there are some arguments against using your own funds to buy a car. For example:\n*   You might deplete savings that are necessary for current expenses or future emergencies.\n*   You may not have enough to buy a safe and reliable car.\n*   If you need to start or reestablish a credit history, paying with cash won't help, but a loan that you properly manage will.\nIf you're thinking of waiting and saving up cash because you think less-than-perfect credit won't qualify you for a loan, financing still may be an option. Special financing deals are sometimes available to people with lower credit scores, and you may be able to finance a car at a decent rate so you can go to work or school, or use it for your family after all. END