 TITLE: How to Choose the Right Lender for a Mortgage Refinance CONTENT: How Can I Find a New Lender?\n----------------------------\nThe key to finding the best refinance deal is to get rate quotes from different lenders so you can see everything that's available. The internet has made this search process easy, but historically, you'd have to work with a mortgage broker or directly with a bank associate to find the best deal.\nHow you find a new lender will ultimately be up to you, but here are a few ways to go about it:\n1.  Work with a broker. A mortgage broker is someone that works with many mortgage lenders and can show you deals from each to find you the best fit. Since brokers work for multiple lenders, they can guide you to the best deal for your situation.\n2.  Work with someone from your bank. Banks that offer mortgage loans can connect you with a representative who specializes in mortgage and refinancing options. This specialist should be able to guide you to the best option the bank has for you, but they may leave out how their options compare to the rest of the market. Use this option if you already know what lender you want to work with or if you've researched interest rates and know what else might be out there.\n3.  Research on your own. The internet can be a great resource for people shopping for refinancing deals on their own. You can use an online broker, which can help you compare deals from multiple different lenders and find the best option much like a human broker would. Researching on your own can, however, be time-consuming as it requires you to take a detailed look at every lender and read through the fine print on each deal to make sure there are no hidden conditions. END