 TITLE: What Happens If You Defer a Car Payment? CONTENT: Does a Car Loan Deferment Hurt Your Credit?\n-------------------------------------------\nIf you defer payment(s) with the lender's permission, either by exercising an option built into the loan agreement or by arranging a forbearance agreement, you'll be considered \"paying as agreed\" with respect to the loan. Your credit report will not reflect any delinquency as a result, and the deferment will not adversely affect your credit scores.\nIf you are in a situation where you're having difficulty paying your car payment, take care that you don't miss any other bill payments, because that certainly would have a negative impact on your credit scores. END