 TITLE: How Do Pay Over Time Plans Work? CONTENT: My Chase Plan\n-------------\nThe My Chase Plan lets you pay off a purchase over time in fixed, equal monthly payments. A My Chase Plan purchase will be charged a fixed monthly fee but no interest. Chase determines the fee based on factors such as the original purchase amount and the number of billing cycles you choose to pay off the purchase.\nEligible purchases must be at least $100. Some transactions don't qualify for My Chase Plan, such as balance transfers, cash advances and membership fees.\nYou can have up to 10 \"plans\" at one time. Each plan can last anywhere from three to 18 months, depending on your creditworthiness and account history. END