 TITLE: What to Do if Your Credit Limit Decreases CONTENT: What You Can Do After a Credit Limit Decrease\n---------------------------------------------\nA lower credit limit can come as a shock. Fortunately, you can take action to address the lower limit:\n1.  Contact your credit card company. Ask why it lowered your credit limit. Based on that knowledge, you might be able to take action to get your previous limit restored.\n2.  Check your credit reports. Monitor your credit regularly and look for any negative issues or errors that might have caused a card issuer to decrease your credit limit. If you see any inaccuracies that could be hurting your credit, work with the issuers of the reports to correct them.\n3.  Use credit responsibly. Making on-time payments and paying off your balance in full each month are two steps to help improve your standing with the card issuer that lowered your credit limit. END