 TITLE: What Is Right of Offset? CONTENT: How to Work With Your Bank to Resolve the Issue\n-----------------------------------------------\nIf you're unable to make a debt payment, contact your bank or credit union to see whether you can work out a repayment plan. The financial institution might be willing to come up with a plan if, say, you lost your job and have run into financial trouble.\nThe smartest approach is to be upfront with your financial institution rather than trying to avoid the issue. END