 TITLE: How Can I Get Out of Medical Debt? CONTENT: What Not to Do When Paying Off Medical Debt\n-------------------------------------------\n**Don't avoid or ignore medical bills.** You'll get the best possible arrangement by working proactively with your medical provider.\n**Don't agree to terms you can't afford.** If your medical debt payments are going to make it impossible for you to cover your other expenses—including your mortgage, auto loan and credit card debt—you may put your financial health and credit at risk. Make sure your payoff plan is sustainable.\n**Don't rush to convert medical debt into high-interest credit card debt.** Not only are you likely to pay double-digit interest on your balance, but you will lose your opportunity to negotiate a lower bill or a low- to no-interest payment plan. Once you and your medical provider have settled on what you owe—and you still need to secure financing—consider a medical credit card or personal loan. END