 TITLE: Why Credit Scores Matter in Retirement CONTENT: Does Retirement Show on Your Credit Report?\n-------------------------------------------\nCredit reports used to calculate your scores do not contain any information about employment status or income level. (Likewise credit reports contain no information about your age, marital status, ethnicity, religion or race.)\nWhat your credit reports _do_ track is your personal history of borrowing and repaying money, including loans and credit card accounts. Credit reports reflect your history of making payments on loans and accounts that have been active in the past 10 years, even if the loans are now paid off in full or the accounts have been closed. They also record major negative financial events including foreclosures, repossessions and bankruptcies. These entries in your credit report are the raw material credit scoring systems analyze to generate your credit scores. END