 TITLE: How to Lower Monthly Mortgage Payments CONTENT: Remember the Big Picture\n------------------------\nThere's no one-size-fits-all answer when it comes to whether you should try to lower your monthly payment. Doing so can lead to paying more interest in the long run, but that might not be a concern if you sell the home or refinance in a few years. And, even if you have to pay more interest, lowering your monthly payment is likely a good idea if you need to free up room in your budget to afford all your bills. In short, consider the pros and cons to each approach and how they'll impact your overall financial situation. END