 TITLE: How Can I Reduce the Anxiety I Feel When Spending Money? CONTENT: Along with budgeting and tracking your finances, consider these tips for reducing your money stress:\n*   **Create an emergency fund.** Knowing you can handle a few of life's curveballs is a huge confidence builder.\n*   **Save regularly****.** Living within your means and socking away a portion of your income every month can help alleviate the panic that comes with spending every dollar you earn.\n*   **Set goals and work toward them.** Nothing soothes like success. Bonus: You'll sleep better knowing you have medical savings or are building a retirement fund.\n*   **Get financial help.** Read up, take a personal finance class or seek out a personal finance advisor. You don't need to become an economic expert, but familiarize yourself with the practical tools you can use to help you manage your money. Financial help doesn't need to come at a cost, either. A certified credit counselor may be able to provide free help, financial literacy education and other services. END