 TITLE: What’s the Best Way to Insure a New Teen Driver? CONTENT: When Does My Teen Need Car Insurance?\n-------------------------------------\nYou can minimize sticker shock by doing your homework before your teen gets a driver's license. First, find out exactly when you will need to add your teen to your auto insurance policy. Laws on this vary from state to state. Some states require teens to be insured when they receive their learner's permit; elsewhere, you can wait until your teen has a driver's license to add them to your policy. Also, some companies will let you add a teenager with a learner's permit to your auto insurance policy for free; others won't.\nStart by contacting your current auto insurance company to see when your child will need to be added to your policy and get an estimate of the cost. This gives you a starting point to work with and to see if you can find a lower price. END