 TITLE: How to Get a Low Interest Personal Loan CONTENT: Personal Loan Options\n---------------------\n### Prosper\nApply\non Prosper's website\n**Recommended FICO® Score\\***\nGood - Exceptional\nAmount\nAvailable loan amounts: $2,000 to $40,000\nEst. monthly payment: $61 to $1,720\nGrace period: 0 days\nApplication fee: $0\n##### Loan Details\n*   640 minimum FICO® Score\n*   More than $16 billion loans funded\n*   Consolidate debt, finance a home improvement project, or pay off medical expenses\n*   9 out of 10 customers would recommend Prosper to friends or family\\*\\*\n*   Co-borrower option available. Applying with a co-borrower could help improve your rates.\n*   Get your money in as few as 3 days - your monthly payment stays the same\nDisclosure\nProsper offers personal loans of up to $40,000, has a simple online application process, and allows you to find out your interest rate without your credit scores being affected. Prosper accepts applicants with a FICO® Score☉ of 640 or above and offers fixed interest rates ranging from 7.95% to 35.99%, depending on your creditworthiness. There are no prepayment penalties associated with a Prosper loan, and if you are approved, your money is deposited in your account in as little as three days.\n* * *\n### Upstart\nApply\non Upstart's website\n**Recommended FICO® Score\\***\nFair - Exceptional\nAmount\nAvailable loan amounts: $1,000 to $50,000\nEst. monthly payment: $30 to $2,262\nGrace period: 15 days\nApplication fee: $0\n##### Loan Details\n*   Loan amounts from $1,000 - $50,000\n*   APRs from 6.46% - 35.99% with loan terms of 3 or 5 years\n*   Won't affect your credit score\n*   You can have funds in as fast as 1 day\n*   You are more than your credit score. On Upstart your education and experience help you get the rate you deserve.\nDisclosure\nUpstart offers loans between $1,000 and $50,000 and has several borrowing options, including personal loans.\nUpstart is a newer lender that works with applicants who have less developed credit files. When considering applicants, Upstart looks at alternative aspects  \nof a borrower's profile, such as education and job history, rather than basing their decision solely on credit scores. Upstart offers an easy application process: There is no hard credit check involved to check your interest rate, and they fund loans in as quickly as one day.\nTo check out additional personal loan offers, you can use Experian's CreditMatch tool to be paired with loan offers based on your FICO® Score. Once you find the low interest personal loan you need, remember to use the proceeds responsibly and make all your payments on time. END