 TITLE: Does a Mortgage Hurt Your Credit? CONTENT: Optimizing Credit in the Future—and Now\n---------------------------------------\nGetting a mortgage is a positive opportunity to build your credit, accumulate wealth and live in your own home. Checking your credit score before you begin the application process can help you determine whether it might be a good idea to take time to improve your credit score before submitting your applications.\nIf your score isn't where you want it to be, check out Experian Boost™† . This free service lets you add on-time utility, phone and streaming service payments to your credit score calculation, which may help offset a minor dip in your credit score while you're waiting for the positive effects of paying your new mortgage to kick in. END