 TITLE: How to Cash a Check Without a Bank Account CONTENT: What to Consider Before Cashing a Check Without a Bank Account\n--------------------------------------------------------------\nGetting a bank account of your own is one of the best things you can do to help with cashing checks. But if you're having a hard time qualifying for one, here are some things to think about when deciding where to go.\n### You May Be on the Hook for a Fee\nIn most cases, cashing a check using a retailer or check-cashing store will result in a fee, and some issuing banks may charge something as well. To limit how much you spend on check-cashing fees, research your options to find the one that charges the least.\n### You'll Need Some Form of ID\nAny institution that offers check-cashing services will require at least one form of identification. They do this to ensure that you are the person who should rightfully receive the check's funds.\nIn some cases, you may be required to provide two forms of identification—especially if you're trying to cash a large check.\n### Personal Checks Are Harder to Cash\nIf you're looking to cash a personal check, you'll have fewer options than with a payroll, government or other form of preprinted check. Many check-cashing stores, for instance, won't cash personal checks at all, and retailers tend to have low limits of just a few hundred dollars.\nStart with the issuing bank, if possible. Another option is to ask the person who gave the check to instead give you cash, a money order or a cashier's check. END