The caveat, she adds, is that their fears might center on more immediate concerns, such as the other worries on this survey. Respectively, after paycheck-to-paycheck living and living in debt forever, Americans' money fears ranked as follows: losing one's job, losing everything in the stock market, never being able to afford a home, and lastly — always having a low credit score. Naturally, there was some variance by age, gender, and location.