Day Two 9:30 a.m. — Breakfast is another hard-boiled egg and Irish soda bread a coworker made.

10:30 a.m. — A hot cup of peach tea to continue a relaxing morning.

12:30 p.m. — I remember it’s pay day and since it’s the second of the month, 100% goes into my savings account. I’m savings-minded, so I aim to save around 50% of my salary each month and max out my 401(k) and HSA. I don’t put hard limits on my spending, but take small steps to save money by cooking myself, price comparing, and buying stuff that’s on sale.

1 p.m. — Lunch of quinoa, bok choy, and tofu.

3 p.m. — A coworker and I trek to a lovely bakery for an afternoon snack. We both enjoy the best almond croissants New York has to offer. Worth the high price tag. $4

4 p.m. — I have a backpacking trip planned in a few weeks and buy some merino-wool leggings for the trip. They’ll wear well and are a steal at more than 75% off. $21.40

6 p.m. — Getting my workout in at Physique 57 barre. Covered under my ClassPass membership.

7:30 p.m. — My body is screaming for protein, so I quickly eat leftover roasted chicken from last night’s dinner and wolf down an apple courtesy of Physique 57.

8:30 p.m. — Spend the rest of the night at my friend’s, who is hosting a game night. She provides food and we indulge in cake and shakes.

Daily Total: $25.40