He refused to work, so I worked while he controlled all the money. My personal financial situation was strong before I met him, but he constantly increased overdrafts, opened new bank accounts, destroyed my debit cards, opened credit cards and mobile phone contracts, and applied for loans in my name. By the time our relationship ended, there were four credit cards with a total balance of £10,000, two loans with a balance of £15,000 and two current accounts overdrawn by £2,000. He also took £5,000 from our children's bank accounts and racked up £700 in water charges in the space of six weeks while the children and I were away from the house, and in excess of £3,000 gas and electric in less than a year, while I was working.