Housing costs: My share of the rent is £287.50 – yep, Belfast rent is pretty affordable by UK standards!

Loan payments: £13 student loan paid directly from my salary before my monthly total.

Utilities: I pay my flatmate £16 for the internet. We use top-up cards for gas and electric so this varies a lot by month, but on average throughout the year I end up paying roughly £20/month on gas and £10/month on electricity.

Transportation: £55. I buy a monthly bus card which gives me unlimited bus travel in the Belfast area. The bus system isn't the best, but I do use it a lot so this works out as really good value.

Phone bill: £53.97 – I'm aware this is ridiculously high. My old phone broke just a month before I was due an upgrade so I did no research and didn't really negotiate. This amount includes £6 damage insurance.

Savings? I have about £6,000 in savings which I use as a bit of a loan system for myself when I need to. I have most of it in a cash ISA and the rest in two other accounts which I use to save for specific things. I tend to put roughly £200 into savings each month, but often end up taking some back out. At the moment I'm saving for a trip with my mum in September for her 60th birthday.

Other: Spotify: £9.99. Alliance for Choice donation (Northern Ireland's campaigning group to decriminalise abortion): £10. Amnesty International: £1 – I started this tiny donation when I was a broke student and I feel too guilty to cancel it, but also have never got round to increasing it. Gym: £33.50 – I use my local leisure centre, which is also a social enterprise. It gives me unlimited access to any centre around the city and to all classes. With the summer weather I've been running outside more than using the gym, but I want to keep my contract as I know I'll use it more when it gets to winter. Trade union membership: £14.67. Contact lenses prescription: £12.50