Mwa zina , lamulo latsopanolo lomwe lili ndi magawo 8 likuunikira zingapo , monga kukhazikitsa ofesi ya wolembetsa ndi kuthetsa zipani , zipani kulongosola bwino momwe zimapezera ndalama komanso kuti mamembala azidziwa momwe ndalama za chipani zikuyendera .