Can I go ahead and copy TOS & Privacy from any other website and change as per my requirement?Will it come under copied material and can it affect my Adsense approval application later?Also will it escape duplicate content penalty by all search engines?I think most of people must be generating from some templates.
Can I copy TOS & Privacy from other websites?
google adsense;legal
TOS & Privacy are still copyrighted to the legitimate owner, so direct copying would be illegal.You can, and it's a good idea however, to use them as reference sources when writing your own, to make sure you have covered all the main points.Be aware though, without a trained professional (lawyer), you can never know if the terms you have written are binding, and cover all necessary eventualities.My advice would be to contact the site owner, and ask if you can use it.  