ya lah that's why before because you know in korea I went to Seoul and Busan what, that's why before, took the train back from Busan my friends and I legit Chiong the seafood before we go, we we really just eat as much seafood as we can and seriously no regrets like if you can I think you should make Busan like one of your next trips but I mean I guess you are not a very big fan of seafood also but I would say at least try it once ah


!walao! korea also got a lot of things to do what a lot of things to eat I mean I'll say that they are both very good destinations to go ah but it's just, see ah I would say, for money wise korea is really a much more


like you can save a lot more in korea ah, as compared to japan because I would say japan is a bit more expensive but obviously you compare to singapore is a different issue ah but, I would say going there is at least worth it at least go once or twice, and then or at least go uh korea first than go back to japan at least explore the different


culture the different places then you can, you can go go back to japan and explore even more I know japan is bigger lah so maybe one or two trips to korea is sufficient to explore, the whole, to explore the whole korea


no no no korea also has a lot but I mean, I I wouldn't want to argue ah but I will just say that korea has their own stuff they have a lot of attractions you do also they also have their Onsen you know but, I mean talking about travelling making my heart a bit sad sia now COVID


like want to travel to the furthest you can travel is to Jurong, a bit Sian sia like, I really think that if one thing was free in the world right, right now is a COVID vaccine, like when you have breaks or what you can legit just travel like even to just to JB I also happy


like I even miss all the #bak kut teh#, all the, thing at the shop at the KSL there, !wah! legit just, a COVID vaccine will make me so happy


I mean I think, it will be free if, err public health organisations such as WHO, develop the vaccine, but if it's a private company eh, I mean, the there's no way that the WHO can pressure them to give it out for free what because they use their own profits to develop the vaccine and at the end of the day private companies are all about profit that's why they also say like when you work in the SAF is better because there's more of a human touch because it's a public organisation versus if you work with private companies


don't really care about your welfare they all they care about making money, obviously it it differs from boss to boss but that's the general consensus that, I have gathered from people that I have talked with so <mandarin>也是要看情况的:ye shi yao kan qing kuang de</mandarin> ah if a public company


is the one who, who developed the vaccine good lah we can all get it for free and we can all, get back to what life was before but then if a private company and we have to pay, that's why I just wish that, if it wasn't a public company


then is it if it's a private company they will have the human touch to just give it out for free


uh I mean, there's not much we can do about the COVID situation lah just hope for the best for the next, at least I hope half a year later, COVID will be eradicated, but anyways that was what I want for that's the one thing that I wish for free ah but as in like for you eh I mean obviously if I can also travel but that one is


that one is also a bit impossible ah like I mean travel around the world, if it was just free there was no money constraint, !wah! <mandarin>真的很:zhen de hen</mandarin> Shiok leh but, in the whole world what would it be


don't tell me football telecasting


I mean you know me what, you know me what you know that I will actually want to travel to every single country in the world like I know you say some countries are quite, difficult to travel to or not that safe to travel to such as afghanistan or syria but


I'm sure that their culture there is very rich, if even if that there are this risk like sometimes I watch like people like drew Binsky I know that they're very


fake in a sense but, like I see them travel to country, I really like want to like actually go there and experience it myself, it's just, to me it's just beautiful ah like how


how the, like just living with the locals, how the locals would that's something that I don't mind trying


!wah! I mean, no point talking all about travel travel travel but then you just make yourself feel more Sian lah maybe like we think about more positive stuff lah, do you still remember like ten years ago how like immature we were and stuff


how much you've grown in this ten years !wah! I really shocked sia


I really hated like running sia every sports day, they ask for people to volunteer for the hundred metre the four hundred metre !wah! I think like !wah! so much so much to run but then you see me now like during NS


!wah! like run like, nobody's business like that, and like I really shocked leh how much I've grown like last time I used to be like so fat so chubby then like those, like so much weight this past year like we didn't really that that's the main part of which I'm shock lah and


how much my mentality has shifted in this one year as well, like if I could really go back to my old self like ten five ten years ago, I will really tell him that it's actually not all at difficult, to actually lose weight to be fit


it just requires a little bit of dedication that's all


I mean, it's really okay one thing about being so fat right is that people really have a negative perception of you but actually, like when you're not even that bad at football right but maybe your size is hindering a bit, like I remember that time I was playing football in the neighbourhood near our grandmother house and I was playing with a little kid


I play with him right then he said !wah! actually not bad eh like these are the stuff like, you think your your person is big really cannot play ah like that's really mean so it's like I was actually not even that bad


uh and mostly also the coach not picking me I really have the feel that is to do with the perception that oh perception he's fat, and also how people treat you when you are skinny, versus when you're fat it really differs a lot as well like


I remember one of the, , person in the year below me, he just suddenly one day decided to message me you fatso but, it's like I never even message him I never even talk to him much


and he just decide to send a message obviously it's counted cyberbullying but to me at that time I didn't really bother but when you think back about it, it's really, I I just feel that the world sometimes is a bit shallow at times but I mean that's the reality of the world lah that's why if I could go back five to ten years ago I'll tell him that this doesn't really matter but if you can try to prove yourself prove them that you are better than them by losing all of this weight like don't have to wait until now to do it


no, what I'm saying is <mandarin>如果你肥:ru guo ni fei</mandarin> okay, but <mandarin>他肥他也玩不了:ta fei ta ye wan bu liao</mandarin> football eh


like he's not performing for us that's why I'm saying that, he should try to lose weight, so that it's better for the team better for himself, I'm not saying that if he's fat he cannot play but the thing is he's not showing the results that he, that he showed at Chelsea when he was skinnier that's what I'm saying that he should try to lose the weight so he can return back to his peak form at Chelsea if he can do it in the premier league shouldn't the #la liga# and the champions league be easier for him


but I mean, I know that maybe it sounds a bit, contradictory but it's like just, something that, for me is more on a personal level which I want to, say to myself, how about you eh like if you could talk back to your five to ten years ago self like what would you say


I mean I still remember the days where you you stay up the whole night just to play your your Dynasty Warriors, and I mean thinking back about it is actually quite funny but, obviously, as you said


you will tell your own self to study better and not, be so fixated on it, I mean I guess I mean we will always, learn from these mistakes ah, like this this is just part of what I would say life ah


you can't really just, you can't expect your younger self to be as mature as you are now, there's a reason why you are at that certain age


I mean I agree, I mean I agree what you say that time cannot be changed you cannot go back to past self but for me what I say is most important, is that you learn from these mistakes and you learn from what, you have gone through


like even if it's not about losing weight right it's about my education like, it was I mean I there's no denying that transitioning from an overseas international school to the local school


could you imagine learning chinese, from pretty much from scratch, to compete with O level students it was difficult <mandarin>可是我也做得到:ke shi wo ye zuo de dao</mandarin> what <mandarin>我拿到:wo na dao</mandarin> B three eh, so just like as long as you correct your mindset and you


improve your how you think I feel that's the most important there's no need to reprimand your old self and whatnot


ya, !aiya! I mean <mandarin>我们也是做不了很多:wo men ye shi zuo bu liao hen duo</mandarin> we can't do much about it ah so, there's not much to say, anyways <mandarin>我要走:wo yao zou</mandarin> Liao ah


like <mandarin>我要去吃我要吃我们要去吃午餐:wo yao qu chi wo yao chi wo men yao qu chi wu can</mandarin> Liao so let's go [ah], bye bye


you know what #Bayern Munich# is a secondary team the primary team that I support is Liverpool as you know I have always been watching Liverpool since young


no I have only supported #Bayern Munich# in the Bundesliga if there are no other teams that I can support of course I will support them but since Liverpool is also in the champions league of course I will support them


the youth players need experience


where got few games it took robertson half a year to become better, and anyways you don't train players overnight


where got Pyatov Pyatov is not in the team anymore and anyways, in fact you should be winning the group easily


sorry they are star players how much did it cost you how much did hazard cost you a hundred and twenty million by right he should be carrying your team and have not having ronaldo is just an excuse <mandarin>你看:ni kan</mandarin> #Bayern Munich# <mandarin>你看:ni kan</mandarin> Juventus Juventus <mandarin>哪里是一个:na li shi yi ge</mandarin> slump Juventus has always been at the top


(ppc) two years eh two years not enough to adapt ah two they take that long to adapt to spanish football and you talking about the champions league anyways champions league has nothing to do with the, spanish league


you look at fat ronaldo fat ronaldo was like what hundred KG, yet he's still produced results day and night matches after the matches


no did you see a quote by Ancelotti, he said that, fat ronaldo was too fat to play, and he answered by saying if you want to win and for me to score just put me in and he scored two goals that game


when he was playing in AC Milan


please there are so many wingers that are slow yet they do very well that is not an excuse as long as you got skill you don't need the pace to beat your defenders, and anyways, being a striker is not that easy as well


you need so much more position, I am sure he has a bit of stamina anyways, plus he was injured for sometime you also can't discount that


it's been two years, and he's not the best, so to say that he will win it again I doubt so


no there are so many other better coaches compared to Zidane, please, to me Zidane is just like Solskjær <mandarin>两个都是很优秀的球员可是他们的:liang ge dou shi hen you xiu de qiu yuan ke shi ta men de</mandarin> tactics is not up there


lucky <mandarin>的:de</mandarin> please the competition wasn't there at that time


if he was there right Real Madrid wouldn't have won and anyways they had good players then, like ronaldo was at the peak of his form, of course he will win three in a row you just need to roll out ronaldo and then you will win


Real Madrid is in the gutters


well, to me Zidane tactics equal, counter attack defend counter attack <mandarin>然后给球给那个:ran hou gei qiu gei na ge</mandarin> ronaldo, and that's it [loh] ronaldo just does everything, isn't it what he does


that's like a simple tactic that even idiots can do


that's technically not tactics


Man U Man U won the FA cup under Mourinho <mandarin>他们也是赢那个:ta men ye shi ying na ge</mandarin> europa league which is quite a big


games what see he beat city, Arsenal these are big clubs with his tactics it still works what


I mean you see the tactics is still the same just need to kick it to kane kane passes to son son scores, how difficult is that to think, of


no <mandarin>你看:ni kan</mandarin> Man U <mandarin>赢他们的:ying ta men de</mandarin> europa league <mandarin>的时候:de shi hou</mandarin> it was just three years ago eh the competition for the europa league has been growing you know that what, and at that time was Ayax, that they were against and Ayax had very wonderful players then #frenkie de jong#


#de ligt# all of these are very promising youth players that have now moved on from Ayax where is Ayax now they came third in the league in the champions league, and, Liverpool has been playing their youth players since I don't know how long look at Trent Trent also started out as a youth player from Liverpool


and he was a starting right back when he was around eighteen years old, so you can't discount youth as well like that


of course I'm not denying that any team needs time to build up


so I'm saying Zidane is not the right choice for Real Madrid in order for them to succeed because he doesn't have the tactical and the man management style in order to, to bring Real Madrid back to its former glory, look at the way he handled the bale case disgusting


eh hello the net spend you have to also think of that Liverpool's net spend is less than how much Real Madrid spent in total, we sell more than we, buy so the amount of money that we gain from selling Coutinho was used to invest in other places like #van dijk# and alisson


and these two were the only players that were above fifty million other than okay


like the elite standard, then look at how Klopp has brought about players that have improved drastically look at robertson


then, Trent who is from the, youth team is also, a star player


no <mandarin>你看:ni kan</mandarin> Liverpool <mandarin>的:de</mandarin> players Firmino was in the team already henderson was in the team already robertson was a nobody #van dijk# and alisson were the only two that were, pre made Salah and Mane


things to prove, Salah <mandarin>是在在玩在:shi zai zai wan zai</mandarin> err italian league as you said the italian league is shit, so


he had to prove himself in the english league which is better than the #la liga# or the #serie a#


(hmm) what is your favourite food, if you could eat for one time in your whole entire life


not one genre


willing to eat steak forever


then like that <mandarin>你可以讲吃:ni ke yi jiang chi</mandarin> Yakiniku <mandarin>还是:hai shi</mandarin> korean BBQ <mandarin>吗这两个也是可以吃:ma zhe liang ge ye shi ke yi chi</mandarin> your kind of thing what right, steak is specific to western


no not only that what you have chicken you have turkey <mandarin>这些也是:zhe xie ye shi</mandarin> good for the gains what, and beef is high in red protein, overall is not good for your health in the long run


also very hard for me to choose, but I will most probably go for #char kway teow#, as you know me I can't go without my #char kway teow#, each #char kway teow#, gives different components to its dish and every #char kway teow# taste different from different hawkers


at least #char kway teow# has different, taste to it you see you have those that tastes


more blander and you have those that taste very strong with their #wok hei#


what's wrong with well done, I mean there are people who cannot eat, rare beef so well done is something that is normal to them


I don't know if you want to be healthier you could always try the bland the blander options


pork lard <mandarin>这些东西:zhe xie dong xi</mandarin> [orh]


!huh! <mandarin>你看:ni kan</mandarin> ah, Shake Shack, is one of the best burgers you can find in singapore that is at an affordable price <mandarin>你看那个:ni kan na ge</mandarin> Five Guys


I mean I'd been eating Shake Shack since young lah so it's like my go to burger if McDonald's was not there or Burger King but I don't really eat Burger King, but Shake Shack is one of the best that you can get


out there in the market right now, I would choose


maybe KBBQ, okay ah maybe you can say the marinade is the same all the time, but I mean you can always eat the non marinated ones


see there's different varieties but I mean KBBQ slash Yakiniku is, technically the same since they are both BBQ just that different style, I will choose this lor


well KBBQ is technically a dish since it is one, thing on its own don't you think so


a dish <mandarin>的话:de hua</mandarin> then I'll choose Ramen [orh] as you know me I love my japanese a lot, everything to do with, japan and their japanese products are always welcome for me, okay


err other than Natto and Edamame those two are some things that I can't take from the japanese culture, but still, Ramen is something that I can probably eat everyday, they have different variety different dishes different tastes different broths for their Ramen


(uh huh), of course, dude you know me japanese food is like one of those


cannot resist ones


Osaka <mandarin>还有:hai you</mandarin> Kyoto <mandarin>当然:dang ran</mandarin> in between <mandarin>是去那个:shi qu na ge</mandarin> Hakone ah


Hakone <mandarin>是:shi</mandarin> about one hour drive from Tokyo


there was no clouds for, clouds to block the mountain, so it was really nice view


no lah we took , cable car to go up it was actually quite a long ride to be honest because you have to take like some train to go up the mountain to go into like a specific place then you have to take a cable car to cross over to the mountain top


to, to be honest right I don't know if you can climb mount Hakone, but you should try to climb mount Fuji as it is possible within one day also you can climb mount Fuji as actually apparently not that difficult to climb


I thought it was difficult but, uh there are videos online where which you can see a lot of people climbing it with ease


what's wrong


so there's nothing wrong with trying it as well


<mandarin>那是当然的话他们:na shi dang ran de hua ta men</mandarin> the food is, way more cheaper than singapore by at least five dollars, and they have a set as well, set plus


technically speaking ah you see like the recent fire Ramen place and it's like about what eighteen ninety you know I actually tried the original restaurant <mandarin>在:zai</mandarin> Kyoto <mandarin>那里因为我朋友介绍的:na li yin wei wo peng you jie shao de</mandarin> mah <mandarin>他说那边是:ta shuo na bian shi</mandarin> for tourists cause of the fire element to it


a bit, ridiculous lah


if you were talking about the fire Ramen specifically


!oho! Sushi ah Sushi there is fresh off the sea if you go to places like the Tsukiji market everything just comes out straight out of, the sea for you to buy and for you to taste as well so what do you think something that needs to be flown over to singapore


probably won't be as fresh and as sweet tasting as those that are in japan but I'm pretty sure it's pretty comparable if you go to high end restaurants in singapore


I mean both countries are pretty, sea like if you get what you mean


well that's the thing about local producers you can get it easily right of course you wouldn't be so expensive if you were to import it to places like our country, as they can get it very easily, so <mandarin>讲真的:jiang zhen de</mandarin> ah


must eat as much as possible if not


if you were to compare to korea I'm sure korea is cheaper because of their exchange rate, but still, both places are known for their seafood while in korea's case <mandarin>讲真的应该是:jiang zhen de ying gai shi</mandarin> Busan <mandarin>而已:er yi</mandarin> mah, japan <mandarin>全部都是:quan bu dou shi</mandarin> seafood it's an island itself so


not say I am not a big fan of seafood, it's more like I am not, willing to, eat fish, per se, but <mandarin>你看我也是在日本吃很多鱼:ni kan wo ye shi zai ri ben chi hen duo yu</mandarin> mah so you also can't say that I don't eat seafood if not why would I go japan in the first place right


to be honest, because of, unfinished business in japan, I would rather go back to japan first of course is I'm not denying that I wanna go to korea ah but, it's not at the top of my bucket list, since there's so many things to do in japan


and unfinished business there, of course my next prime destination that <mandarin>我要去是日本:wo yao qu shi ri ben</mandarin> because of, the things that I missed out the first time so many things


universal studios, prominent <mandarin>的:de</mandarin> korea to me is probably just a shopping and eating district that's it I don't think korea has much sceneries for me to see compared to japan at least


there's so many things to see in japan I was blown away by their scenery when the when the especially the view of mount Fuji really changed my perspective on how I would like to travel


to be honest, I think COVID vaccine will be free for everyone, vaccines become free if not how can you eradicate <mandarin>这些:zhe xie</mandarin> diseases <mandarin>对吗如果:dui ma ru guo</mandarin> you have to pay for it <mandarin>的话:de hua</mandarin> then it's a bit dumb already it's too commercialized so definitely this thing will become free for everyone


it's just, how many


the vaccines that are being produced by the


private companies are said to be given out for free to everyone who needs to be Vaccinised, so, in the end everything will be free, for all the citizens at least within the country that is being produced ah <mandarin>所以:suo yi</mandarin> you see <mandarin>你看:ni kan</mandarin> singapore singapore is one of the leading people to develop the vaccine


one leading country to develop the vaccine, the government itself has stated that it will probably give the vaccine out, free, to, majority of its citizens of course it could be subject to change here and there


but I'm guessing that they will do it eventually, of course we know that they are gonna give it to the, healthcare worker and frontline, uh nurses and doctors first as they deserve it first what as they are fighting the


the disease day in day out compared to normal citizens like us who don't have the priority to use it first


definitely what you just said


all those eat all the food that are available at the countries that you choose to go to you see


the amount of places that you have to visit around the world, is too much for you to even have the money to spend it unless of course you are very rich


that is easy game already, you can just plan for your trip


but you then you're putting yourself at risk, syria civil war, you just get caught up in the mess that they have right now of course I'm not denying that if you've tried it after everything has settled down then that's a different story


if country itself is safe enough to travel then by all means <mandarin>讲真的:jiang zhen de</mandarin> ah


once in a lifetime opportunity to visit these places that are, have historical meaning as you know me I love my histories so any place that has a deep historical and rich cultural background is something that I would choose to go to


and of course, syria is part of that place where, the first, kingdoms and human civilisations started, with so it's a place that


I would love to go to as well


I mean, it was fun times you could say but now reality has hit


everything has to be stepped up


you will go back to EIS and you will do all those sports day stuff again lah, I am sure maybe you even want to be chosen for the football team, as the coach didn't want to choose you


please just now you were criticising hazard for being fat and no diet and now you're saying this, isn't that a bit too contradictory


he can play very well I mean there's no reason for him to lose weight right, as long as he performs can already, so you saying that you want to prove these people wrong is, an understatement that is contradictory to what hazard is doing right now


I'll probably say, do more with my studies, there's nothing more I can say, if not I wouldn't be, in the situation I am right now


when, the stuff that I was learning in moscow was I deemed irrelevant for me, should be relevant today


but these are things that cannot be changed and these will always be part of you in the end, there's nothing you can go back in time to change it there's nothing you do now that will change what, happened ten years ago


which is impossible, it will anything change if you were to, reprimand yourself


human will always make errors and mistakes if not why is the phrase history is always repeating itself there's nothing that you can change from, all of this so human mistakes will always occur over and over again


can be repeated again and again because ultimately


okay [orh]


whereby


okay, wait have you plug in your, earphone already, okay good


err I saw this on err an instagram post so it says like err just err speak to your friend record and then get paid twnety five dollars per hour


yup, money ah of course because now I'm not working so I'm I'm err currently looking for some err freelance


ya part time job so I think because err previously I joined an err, instagram err channel that actually helps err people to find part time or even full time jobs, and err that that's that's how err instagram


got my information and then come up with err this advertisement, (mmhmm), how would I know ya ya we


!wah! we I this I couldn't clarify right we have to do it until err we really get paid ah so err after I click in put in my interest somebody whatsapp me, so that's how I I got all the other information that I share with you ah


, you find me you find that person who is listening to us ah,


!walao! I see #hou kang# I ask Jio you leh, per hour leh eh <mandarin>你:ni</mandarin> you go calculate how much are you paid per hour, it's not twenty five dollars eh


no, no you, , four K lah you calculate four K lah


(mmhmm), ya


(mmhmm) okay so so so just put it into simple calculation ah, assume we work twenty two days, uh a a month okay, eight hours, eight hours err per day, one seven six four thousand divided by this is twenty two point seven three


ya and then this is just by talking only eh, you know there's no effort requirement you know, so it isn't it, okay okay ah whatever you say lah ah


but if you get paid are you happy with this just sitting here and talking to such a nice person eh, give you an hour of my time and you still get paid eh correct or not


what what consider you are doing it already you saying, ya


(mmhmm), but that it's you need to wait for years, and then, (uh huh) (uh huh) and the thing is you need to hit a certain requirement to do whatever I mean of course now citibank is aggressively pushing their credit card so their offers are very good lah


but then we wouldn't know like after year what is the offer, correct, , so for me I mean I agree with you that is one way of uh getting some quick cash but


(mmhmm), (mmhmm) (mmhmm)


(mmhmm), (mmhmm) (mmhmm) yup I agree, but if you don't sell your data, what is it got to do what what benefits it's going to bring you


ya but what what benefit brings you if you you value your data like not downloading the KFC app


it's it's a marketing concern that you can choose not to resist, (mmhmm)


(mmhmm) (mmhmm) ya, what do you mean by everywhere is your data


like how, (mmhmm), so, what kind of data you are talking about


ya lor, (uh huh) (uh huh) so that kind of data hor is actually very easy to get right, isn't it, like in it it's on your name card, it's on uh Facebook


anywhere ah I mean like like basically you, sign up any stuff they will be able to access it's just that what this kind of data will provide them, because like I I agree with you that this is an era of uh informative era that


data is money, information is money and it's not data data is just a crack, but you need to use data to convert into information, then that would be a monetary thing uh, uh resources


so by, but but what's the pros and cons for you to avoid this kind of stuff, (mmhmm) so let's say let's say for example you are assuming that they will pass on your information


alright but from my experience, not that I'm right until at least until this point of time, I'm still not proven wrong, that uh my information is still protected ah


(uh huh), no lah of course I I choose whatever I want to sign up lah like Mcdonald's <mandarin>没有:mei you</mandarin> no harm what <mandarin>每次我去买他有给我:mei ci wo qu mai ta you gei wo</mandarin> free fries <mandarin>给我:gei wo</mandarin> even that even plug I think the past err two days ago Mcdonald's app err crash


so err without anything without buying anything they just give me a free small fries, quite a good deal what, (mmhmm) and then KFC you need to have their app in order to enjoy a certain promotion


then why not why are you not doing, KFC you have KFC app meh


oh okay okay that's good oh, ya, (uh huh) from the #ang mo kio# hub


(mmhmm), you you you you don't go there very often ah, (uh huh), (uh huh) okay okay that one I agree


(uh huh), alright alright so for me uh, okay lah the the #ang mo kio# one uh maybe it's valid but let's say for nex I sign up nex one also, then uh I didn't know what am I getting it uh what what what are the benefit I getting but because I was going there very often


and I actually buy my bed from nex also, yup, so it cost me about nine hundred and eighty five or something or or slightly less than one K ah, so


err no because I'm a member so they give me uh points to connect, and then uh that was a black friday that I did the purchase


so they give me additional thirty dollars of err e-voucher, (mmhmm), ya so I agree with you lah like protecting your informations is important


precious uh, just just don't, correct correct, yup, (mmhmm) (mmhmm)


uh fifteen so it's on uh tuesday lor tuesday it will arrive, so ya so now this stupid bed lah hor, need get rid of it, i i my my old bed I need to get rid of it I told my aunty to try and sell it online


but to no, ya because that that's what my friend did, so she sold for hundred dollars and uh but currently still no party show interest on the bed, this is a is a wooden good wood kind of bed you know


ah so err I don't know I mean if if no one show interest then I'll just throw it outside lor let the the town council collect it, donate to who


oh, (uh huh) (uh huh), (uh huh) (uh huh)


oh uh ya lah it's true lah is an option, but eh it require me to put in effort leh a bit lazy , ya so like you know I still need to find way to transport it and then see who wants and then make some phone calls send some emails


to me is an is an effort lah, unless unless I got a lot of things to give, that makes a difference to me, no !wahpiang! I'll just just run around


message, uh what was what sign up then after I attacks text that person, like you you you just I I just contacted them lah say I'm interested


then <mandarin>他叫我十七号去他:ta jiao wo shi qi hao qu ta</mandarin> office <mandarin>在:zai</mandarin> Buona vista, , then


hello <mandarin>有读:you du</mandarin> mah <mandarin>不用:bu yong</mandarin> no no experience required, so they will ask you lah they ask you your name your uh your age uh what job are you doing and then err is there any visible tattoo that can't be covered by clothes


this kind of simple information, then after that they will ask you to come to their office to listen to briefing lor and see if that is what you want lah, so I'm going to the office on seventeen


nope not yet, oh, ya lah, of course of course I mean, err I know how to swim ah but is it like hundred percent correct that is another issue but looking at Youtube you know there is things that I need to change ah


like some some small details, so ya lor,


ah, proper way,


that they are I mean that video itself show you some common mistakes that people make and how to train and then how to see find out what is your mistake ah


breast stroke, (mmhmm) I I can actually do, backstroke also, but I I am not very comfortable because you can't see uh I mean I I'm I'm pretty sure there's some technique to judge your direction of swimming but that is later on


slowly ah, but quite interesting leh the the the swimming place, because they ask me to join err, telegram channel that they share a lot of stories lah like oh this person just join them


then err forty five minute you get paid fifty dollars just to teach them swimming


err per session per session so if you take more people like let's say maybe three people then that session fifteen minutes probably will earn about hundred and twenty dollars


err I think so I'm not too sure so I need to go and find out


(mmhmm) (mmhmm), !walao! then you become <mandarin>我:wo</mandarin> competitor <mandarin>了:le</mandarin> lor,


ah, (uh huh)


, facebook instagram oh instagram


uh, no no no, she commented on my post ah then we uh talk a bit, then <mandarin>我就跟她讲我没有在做工了:wo jiu gen ta jiang wo mei you zai zuo gong le</mandarin> lor then <mandarin>因为她之前也是:yin wei ta zhi qian ye shi</mandarin> she quit DBS, she quit DBS now she's with OCBC mortgage team


apparently yes, maybe maybe, bell <mandarin>他们:ta men</mandarin> lah


job searching channel, yup


it, (mmhmm), (uh huh) how is he, buy what insurance


okay, shit


!hanna!


(mmhmm)


benefit, package ah offer


, (mmhmm), no but if you want to buy term plan ah I would suggest you to buy err


singlife


!hannor! that's that's that's what I'm saying ah, cover me until ninety nine years old


but <mandarin>现在找不到了:xian zai zhao bu dao le</mandarin> lor, ya even err <mandarin>之前有一个:zhi qian you yi ge</mandarin> AXA <mandarin>的人找我:de ren zhao wo</mandarin> lor then <mandarin>还给我讲现在有:huan gei wo jiang xian zai you</mandarin> discount perpetual twenty per cent is still more expensive than the err one that I got


err, ya lah I mean like <mandarin>屋子是屋子:wu zi shi wu zi</mandarin> lah but I won't I mean <mandarin>我会有几件屋子:wo hui you ji jian wu zi</mandarin> mah


ya, ya ya I mean I mean that, to me that is a, quite a good plan lah <mandarin>你可以:ni ke yi</mandarin> consider <mandarin>这个:zhe ge</mandarin> plan lah


so instead of err let's say <mandarin>我到可能:wo dao ke neng</mandarin> err <mandarin>六十多岁了我开始卖我:liu shi duo sui le wo kai shi mai wo</mandarin> asset <mandarin>全部东西:quan bu dong xi</mandarin> cash out <mandarin>去享受:qu xiang shou</mandarin> life <mandarin>而已:er yi</mandarin> lor


, when <mandarin>我在:wo zai</mandarin> OC <mandarin>的时候我就想到这个方法了:de shi hou wo jiu xiang dao zhe ge fang fa le</mandarin> lor


ya ya I mean I mean like, there are a lot of assumptions like <mandarin>你可以想:ni ke yi xiang</mandarin> but <mandarin>我们:wo men</mandarin> for us when we're doing planning <mandarin>我们会:wo men hui</mandarin> we go by percentage what


that is how the actuaries did their calculation, and I'm a financial engineering eh


with my current lifestyle, and if if there's not any accident <mandarin>我应该活到八十岁这样啊八十出一点:wo ying gai huo dao ba shi sui zhe yang a ba shi chu yi dian</mandarin> maybe eighty five, provided, that I still want to live ah, and there's not too much of a medical advancement


and then of course <mandarin>可能以后如果我做工越多:ke neng yi hou ru guo wo zuo gong yue duo</mandarin> then if I think I need to live more for them


more than enough <mandarin>了:le</mandarin> lor


oh I I think <mandarin>是:shi</mandarin> facebook I go and comment then she err contacted me or something, so err I told her that I'm actually looking at one because <mandarin>我想要还去:wo xiang yao hai qu</mandarin> one million


so, ah which is very expensive so, because <mandarin>那时候我买这个:na shi hou wo mai zhe ge</mandarin> plan <mandarin>的时候:de shi hou</mandarin> hor <mandarin>五百千是:wu bai qian shi</mandarin> one point two


you know you know what I mean


yup, ya that's why that's why <mandarin>我是跟你讲现在有很多:wo shi gen ni jiang xian zai you hen duo</mandarin> company <mandarin>都做了:dou zuo le</mandarin> Prudential is the first one, but uh <mandarin>现在很贵:xian zai hen gui</mandarin> even AXA that lady lah claims she's the cheapest


in the market, which is still very expensive uh after discount I think


ya, so <mandarin>就这样:jiu zhe yang</mandarin> then <mandarin>我就觉得:wo jiu jue de</mandarin> , nope not changing


!aiya! Cui Cui Cui Cui <mandarin>这样就过了:zhe yang jiu guo le</mandarin> ah, err #pak tor# lor <mandarin>看医生:kan yi sheng</mandarin> lor <mandarin>我去:wo qu</mandarin> #joo chiat# <mandarin>看:kan</mandarin> the TCM <mandarin>中华:zhong hua</mandarin> so it's the same <mandarin>中华:zhong hua</mandarin> it's just different branch


ya lah ya lah so <mandarin>这个这个师傅:zhe ge zhe ge shi fu</mandarin> he's from hong kong


ya <mandarin>你以为开玩笑:ni yi wei kai wan xiao</mandarin> ah


so, err, then after that <mandarin>我觉得没有这样痛了:wo jue de mei you zhe yang tong le</mandarin> lor so and then <mandarin>这几天我也是在家里休息很多:zhe ji tian wo ye shi zai jia li xiu xi hen duo</mandarin> lah


, err <mandarin>我在弹这:wo zai dan zhe</mandarin> because <mandarin>我现在看这个人:wo xian zai kan zhe ge ren</mandarin> hor, I don't have you seen him or not this guy is called creative piano academic


ya so <mandarin>他叫我他叫我:ta jiao wo ta jiao wo</mandarin> there's this uh top five piano exercises for beginners, so first first one <mandarin>是只是:shi zhi shi</mandarin> #do re mi fa so# then <mandarin>弹回来:dan hui lai</mandarin> lor


that's left hand right hand then err you need practice err <mandarin>从慢到快快到慢这样子:cong man dao kuai kuai dao man zhe yang zi</mandarin> then after that both hands


ah C E G then E C <mandarin>这样:zhe yang</mandarin> C E G E C C E G E C both hand, ah,


piano with warren


ah okay okay <mandarin>可以:ke yi</mandarin> ah <mandarin>可以看一下好不好:ke yi kan yi xia hao bu hao</mandarin> lor, ya because <mandarin>我喜欢这种:wo xi huan zhe zhong</mandarin> video <mandarin>是哦他有给你看他的手在弹:shi o ta you gei ni kan ta de shou zai dan</mandarin> then <mandarin>他有讲话还是他这样:ta you jiang hua hai shi ta zhe yang</mandarin> like very easy to learn


err <mandarin>我:wo</mandarin> ah <mandarin>我是:wo shi</mandarin> every day <mandarin>我会开那个:wo hui kai na ge</mandarin> piano then <mandarin>开那个:kai na ge</mandarin> keyboard then <mandarin>弹一下:dan yi xia</mandarin> lah, (mmhmm), (mmhmm), one hour a day


, one hour, (mmhmm), one hour a day <mandarin>没有:mei you</mandarin> but I I I I don't know what to follow


, because, err theory part <mandarin>我不会:wo bu hui</mandarin> leh <mandarin>我不懂要怎样:wo bu dong yao zen yang</mandarin> right


theory like there's this practical and theory right, , K lah, ya <mandarin>我是觉得不错:wo shi jue de bu cuo</mandarin> lah I mean like at least now <mandarin>我有一个:wo you yi ge</mandarin> piano <mandarin>玩一下:wan yi xia</mandarin> at least can


ya of course it's different lah, but because because err I mean what I meant was whatever


很多 cords lah then the keyboard 怎么多 key you don't know when they ask you to press C which C you are supposed to press


yup coordination, (mmhmm), ya I think this will come with practice lor like <mandarin>你的:ni de</mandarin> muscle memory ah


uh no, because


(uh huh), like because <mandarin>我想:wo xiang</mandarin> I mean <mandarin>如果我现在找工:ru guo wo xian zai zhao gong</mandarin> then <mandarin>我就真的不懂几时可以回了咯真的是等:wo jiu zhen de bu dong ji shi ke yi hui le ge zhen de shi deng</mandarin> government <mandarin>开那个东西这样子:kai na ge dong xi zhe yang zi</mandarin> meh


(uh huh) <mandarin>那天我有:na tian wo you</mandarin> call <mandarin>我的妈妈妈妈讲我:wo de ma ma ma ma jiang wo</mandarin> because <mandarin>我每次:wo mei ci</mandarin> every three days <mandarin>这样我就:zhe yang wo jiu</mandarin> call <mandarin>我妈妈一下吗:wo ma ma yi xia ma</mandarin> call my family lah


ah


ya, I mean like, this is, when you are a


stockbroker ah <mandarin>我妈妈是:wo ma ma shi</mandarin> is a broker right so you got two roles to <mandarin>一你是个:yi ni shi ge</mandarin> dealer dealer you are working under the company the company give you a fixed salary, and bonus if you are doing very well okay


so <mandarin>她拿:ta na</mandarin> commission lor, recently <mandarin>好就很好:hao jiu hen hao</mandarin> lor


no she needs to work with a company also now she's under RHB investment, ya <mandarin>这样子:zhe yang zi</mandarin> lah, even singapore everywhere practice the same way so it's either you work for a company


they give you a fixed pay and give your bonus if you do very well, so in back time in back time it's good to be a dealer because you got fixed pay mah


yup up till <mandarin>对他他他那时候大学是驾:dui ta ta ta na shi hou da xue shi jia</mandarin> Vios


from, uh Kuantan <mandarin>的:de</mandarin> lah, volkswagen golf


, , what do you mean by manipulation


ah vaccine lah vaccine lah okay, (uh huh)


okay, bad news about that that that bad news for the counter lah so, so you need you need to see you know


that is a bad practice of an example, an example of bad practice ah, even <mandarin>我:wo</mandarin> even me as the son ah <mandarin>我:wo</mandarin> eh


she that that is her advice to me, like err, for example <mandarin>我的:wo de</mandarin> broker in singapore OCBC


ya lor, so <mandarin>那总是:na zong shi</mandarin> you the the example that you gave due was a bad example


ya, ya lah of course lah so, and then <mandarin>他觉得:ta jue de</mandarin> you can help me earn a lot of money


if you ask for tips then maybe he will give you a bit lah, because she


then after that <mandarin>亏钱也是这样子也是买几个:kui qian ye shi zhe yang zi ye shi mai ji ge</mandarin> million


(mmhmm) (mmhmm)


so as a consumer, you yourself have to judge


exactly, that is the problem like let's say gen, but, you have to make their own decision like oh why is this person why do you want to trust him, so is it because of your greed or you think that this is really a good counter to invest in


ya lah


ya lor <mandarin>这些人是:zhe xie ren shi</mandarin> #bo bian# <mandarin>了:le</mandarin> lor <mandarin>是他们的:shi ta men de</mandarin> #dai ji#


(uh huh), art generation ah


ah you say, even apple share also I told you all to buy what right, for for me hor my theory is the money that you invest, make sure you're ready to lose everything


(uh huh), so one one thing about me I mean I observe what my mother share with me ah


a lot of people now are trading, we err behavioural finance is very strong people are trading based on emotional


I want to uh collaborate with somebody to create a vaccine or I'm opening a factory to do glove in


two years' time, the shares <mandarin>飙上去了:biao shang qu le</mandarin> suddenly, so, like <mandarin>这种东西:zhe zhong dong xi</mandarin> is you know is speculation ah, so


double the price


so like airbnb <mandarin>这种我觉得:zhe zhong wo jue de</mandarin> it's a good company what, no liability, of course not lah


but you cannot find any information eh, ya but I cannot find like let's say I <mandarin>开:kai</mandarin> five days ago <mandarin>它一开:ta yi kai</mandarin> five days ago


uh ten december, ten of december it was four hundred forty seven point seven two, that


(mmhmm), no so so there's a difference <mandarin>你误会了一个是:ni wu hui le yi ge shi</mandarin> IPO, IPO when you IPO, you need to subscribe what right, so certain people get certain people don't get so when you subscribe IPO <mandarin>的时候:de shi hou</mandarin> there is a fixed price that how much you're paying for that already


then once you go into secondary market, then let's say the first person or whoever sells, makes the market lor, like let's say for example if you say if if your information was right let's say sixty dollars


I subscribed for sixty dollars, but I decide to sell at hundred dollars, and the first transaction go through because this is electronic transaction, the first transaction go through


ya lor, the other open at one hundred forty six uh less than


but the problem is we cannot get an IPO share of oversea, ya


unless you have an US account in US, US trading account in US, and to have a US trading account in US, you need to have an err US valid pass US err, bank account


which we have, but we don't have a, valid pass there already what now


err depends lor so for Malaysia <mandarin>的话:de hua</mandarin> Malaysia <mandarin>是:shi</mandarin> per hundred share mah, US is one share but I don't know can you do IPO one share I don't think I don't think there is even people bother to entertain your


your your application lah if it's one share, because this is definitely is over subscribed, so <mandarin>人家会:ren jia hui</mandarin> like you know so call, ballot or random pick but I don't I don't I don't trust the fairness in the system lah of course


you get what I mean, (mmhmm)


(mmhmm)


(mmhmm) (mmhmm), so there's a formula behind that


so so is simple only I mean like this is probably probably you are right there's a there's a formula so but there, is a risk for you also to subscribe one million lah, so that is provided if the share is over subscribed


which more than fifty percent the chances are oversubscribed ah the market now of days, but there are times that some shares are under subscribed ah


ya so he he works in maybank and CMB mah last time, so these are the people who calculate lor so


err based on <mandarin>你要:ni yao</mandarin> how much capital are you planning to raise from the market, then <mandarin>你他们就算了他们就算他们有:ni ta men jiu suan le ta men jiu suan ta men you</mandarin> err <mandarin>这个:zhe ge</mandarin> <mandarin>这个:zhe ge</mandarin> modeling <mandarin>叫做:jiao zuo</mandarin> water fall modeling or something lah


then <mandarin>他们就会:ta men jiu hui</mandarin> err <mandarin>算现在的:suan xian zai de</mandarin> market with their competitor


then as the lead bank, and err gather all the institutional err


players, then only they will come to all this retail


on average <mandarin>看应该是:kan ying gai shi</mandarin> err <mandarin>二二三多二四这样:er er san duo er si zhe yang</mandarin> ah, ah


per share for Singtel <mandarin>我买是我觉得它是:wo mai shi wo jue de ta shi</mandarin> too cheap, and is cheap for too cheap, what <mandarin>他有给过我:ta you gei guo wo</mandarin> err dividend ah


(mmhmm) so like like I say lah I mean for shares <mandarin>的话我只是抓抓抓久一点而已:de hua wo zhi shi zhua zhua zhua jiu yi dian er yi</mandarin> lor, !hanna! but, digital banking it's a


they are the pioneer in this market, so there definitely some challenges that they will be facing lah, so


(mmhmm) <mandarin>这种才好:zhe zhong cai hao</mandarin> eh, so this is when you're buying into this company you are already so called so called diversified already right, ya ya so


err <mandarin>好像你看那个:hao xiang ni kan na ge</mandarin> err what's that guy's name already suddenly I forgot his name, warren buffet buffett lah


warren buffett <mandarin>他的:ta de</mandarin> company also


err, for for telecommunication this is under utility what right, so the under this industry hor usually,


err so call saturated industry, ya so <mandarin>他们:ta men</mandarin> usually is a dividend share


berkshire hathaway


ah but you can buy one share only what, (mmhmm)


is three hundred and forty thousand per share, ah


but this company is diversified, so, ya lah <mandarin>看啦:kan la</mandarin> because for for <mandarin>我我赚钱:wo wo zhuan qian</mandarin> share market <mandarin>不是给我赚钱的地方:bu shi gei wo zhuan qian de di fang</mandarin> lah it's just a


uh for me I look at the as a hopefully is uh is inflation proof ah, ya lor, for me <mandarin>是这样子:shi zhe yang zi</mandarin> lah <mandarin>我我我:wo wo wo</mandarin> mainly <mandarin>不是来看转钱的:bu shi lai kan zhuan qian de</mandarin> lah, but of course <mandarin>现在我的:xian zai wo de</mandarin> FX <mandarin>也没有赚很多钱:ye mei you zhuan hen duo qian</mandarin> lah


why not


so swap <mandarin>的话:de hua</mandarin> hor, let's say you buy zero point zero one one bits lah, a day a swap could cost you, err, nine cent or eleven cent


so, so depends <mandarin>你觉得你的:ni jue de ni de</mandarin> account <mandarin>可以:ke yi</mandarin> Tank <mandarin>这么久:zhe me jiu</mandarin> mah


or sometimes you are paying sometime you're getting getting swap points eh, which is err weird <mandarin>现在的:xian zai de</mandarin> interest rate if I remember is very unlikely


but <mandarin>现在的:xian zai de</mandarin> environment, too volatile already for FX mah, (mmhmm)


oh


I understand,


ah


shipping, err


no lah normal hours ah, eight thirty to five thirty, depends on what role you are in what, she's in uh HQ pricing


something like that


so <mandarin>她是算:ta shi suan</mandarin> mid mid office, then <mandarin>就不用不用不是:jiu bu yong bu yong bu shi</mandarin> long hours <mandarin>了:le</mandarin> like that <mandarin>这种是我的朋友有介绍过我去:zhe zhong shi wo de peng you you jie shao guo wo qu</mandarin> err, shipping broker


like say <mandarin>讲它:jiang ta</mandarin> err <mandarin>十二点晚上出:shi er dian wan shang chu</mandarin> leave the port, then you need to be on call until, your, shipment was cleared in the other custom let's say <mandarin>讲它去美国:jiang ta qu mei guo</mandarin> then <mandarin>可能美国到要:ke neng mei guo dao yao</mandarin> uh <mandarin>那个船要走三天才到美国:na ge chuan yao zou san tian cai dao mei guo</mandarin> or whatever then <mandarin>这三天你要:zhe san tian ni yao</mandarin> on call lor


but they get they they get ah they they get paid quite well one ah


uh <mandarin>叫什么:jiao shen me</mandarin> Sai <mandarin>了:le</mandarin> ah


, , if you pay me right I can do anything one


I'm get paid fairly ah, ya cause <mandarin>讲话而已喔跟我的好朋友谈点一个小时:jiang hua er yi o gen wo de hao peng you tan dian yi ge xiao shi</mandarin> get paid why not


correct or not, based on how you charge lor <mandarin>好像我现在:hao xiang wo xian zai</mandarin> I can talk about anything eh is not specific topic even if its specific topic I still think it's fine


it depends on what topic is it about lah


(err) iphone


okay, so firstly I would like to know how do you even know about this, yes


okay, so first of all I just want to know how do you even know about this thing


, okay so then so then , what what what what what make this, interesting or what make you know what stir the interest lah for for this


part time job


!aww!, okay okay so so you you you confirm this one is legit right


, okay, okay lor so hopefully we get paid lah after this if not I'll come and find you leh <mandarin>真的:zhen de</mandarin> , no I will also find you because they ask me to do


okay , , okay lah if if if you go like normal like last time our kind of job right it's also about twenty dollars an hour


, yes, about about twenty dollars an hour say say let's say if your basic is four thousand or three thousand lah, three thousand, okay if you calculate four K one day you work eight hours mah correct


okay so eight hours times one one week is five so it's forty hour, so forty hour times four it's one hundred and sixty hour in a month, okay


also can, twenty two days, , one hundred seventy six hours, , that's what I just said lor


ya ya lah I'm not, there is there is there's effort everything you do there's effort, ya


, , , fine fine if if it if it was anyone else I wouldn't want to do lah cause cause with you okay lah I can consider lah


okay , ya but but but if you give me the choice like pay pay twenty five dollars to do this you know ah you know credit cards right


you know like citibank, what, no lah not yeah one year you can do once lah ya ya true


okay okay fair enough, it's not I'm not saying cause of quick cash lah I'm saying cause of what what's worth you know like


is it your your data it's worth this much you know, ya so similarly this is like collecting , some data in a sense your name your your voice you know you are providing your information to them, you know so your data is actually (ppc) a lot in this era compared to last time


I'm not saying that you should not sell your data I'm saying that how much do you value your data


the the benefit I get is that I don't get so much of this, uh, crap, emails crap messages


but ya okay if the if the company uh uh does you know protect the your data well, they make sure no one gets it fine, take it but how how many companies that you sign up right you're very sure that they don't sell your data away they don't do anything else with your data they don't share your data with their with their partners you know what I'm saying ya


so you can see that once you sign up for for just a few suddenly like everywhere is your data already so, , means that everyone knows your data lah so in a sense


so this what happens like some company they take your data they share it with their partners lor, then their partnership with their partner then it goes down the whole chain so, so, !aiya! the data that you provide to them lor your email your name your age whatever you give them lor


yeah, it's, it


(mmhmm), I already just told you right,


(mmhmm), okay if if that's how you think I can't change how you think lah so you can still continue signing up as much as you want online lor


, ya lah I mean this kind of companies fine you want to do it I think, it it's okay lah, I I mean


!huh! I'm doing it what who say I'm not doing it , KFC I have ah, ya but if you say like those like shopping mall one right and then what you get is just


I don't know like just an ice cream like previously you took, that kind to me ya that kind to me uh it's not really necessary to me ah cause I know I won't use it I'm not going to use the app


ya I'm not going to go there often I don't know what's the app for me and what benefit it will bring me, so, I waste my data to him and I don't know whether he's going to do what with it so whatever I'm not going to give it to you


so you bought your bed from nex, okay, okay so the app like give you like some benefit if you buy a lot lah


, (uh huh), (mmhmm), okay this kind I think ya I mean if you you get


like so much of benefit then ya why not lah just do it for awhile, to a certain extent lor I'm trying to say


ya not just anything you see okay ya then let's do it you know just give your information freely that kind of thing, ya, so talking about your bed when is it coming


tuesday lah, what what sorry, (uh huh), try to sell your old bed online


okay, ah


, did you should you should donate leh a lot of people like need bed what no meh, donate to all those like <mandarin>老人院啊孤儿院啊:lao ren yuan a gu er yuan a</mandarin> or those <mandarin>慈善啊:ci shan a</mandarin> I don't know those kind of


I am quite sure got a lot in singapore lor you just need to go last time last time jackson donated his staff to (ppc) to to salvation army, ah this kind mah also can


oh ya true cause your items are quite big also, true true, true lah


or you can ask them to come collect lah if you want, , swimming coach ya you see <mandarin>了:le</mandarin> ah


sign up what do you mean sign up sign up what, [orh], okay,


but they they they don't need like , experience swimmer or what cock


, okay, so so did you train how to swim I mean like, !walao! then then you going to teach people leh so I guess you still need to like know like the proper


of course


that's why <mandarin>我讲:wo jiang</mandarin> lor you you you you you you and me is the same like, we we we


ya lor, ya lor so so so I think you should like at least know the correct way of some lah like freestyle or like the the other one the what's that the ah the breast stroke


, where


okay, per kid or, no I mean fifty dollars per children you have or fifty dollars for forty five min


so it's like, err, max is hundred fifty, (uh huh), okay, not bad lah I guess you can go lor if good you can share with us then maybe we can also go teach on saturdays


ah, , eh <mandarin>你还有:ni hai you</mandarin> text doreen oh okay


interesting, you saw her online


!huh!, so she went back to so so, so she's with uh <mandarin>我们的:wo men de</mandarin> last time <mandarin>那些:nei xie</mandarin> team members lor I guess, eh, ya ya ya


[orh], okay okay


interesting uh the other day I also, the other day I also called adrain mah, okay lah then I I wanted buy insurance from him


health, term lah then I say eh can prepare me uh some quotes, then then he said uh I leave already leh !walao! he left I pass <mandarin>了:le</mandarin>


then then I told him !walao! NTUC so many people at NTUC, aviva ah


jack <mandarin>你的老板:ni de lao ban</mandarin> lah <mandarin>你的旧老旧老板:ni de jiu lao jiu lao ban</mandarin> eh <mandarin>不是你的旧老板:bu shi ni de jiu lao ban</mandarin> jackson <mandarin>的老板:de lao ban</mandarin> is it


(uh huh), uh ,


I think it's probably like, benefits not benefits lah I think probably like the the commission scheme ah package ya package ya the package ya, like, like probably like your your commissions you know your your


I don't know other kind of benefit, same one lah same lah bro same one,


is I I think ya lah I mean if if if you want to buy singlife you want to buy what I think term plan don't make such a big difference uh, ya lah


, ya lor, oh <mandarin>没有了:mei you le</mandarin> ah <mandarin>那个:na ge</mandarin> brand


, bro term plan <mandarin>不是:bu shi</mandarin> life plan lah


(mmhmm), [orh] if that's your plan then okay lor


, , (mmhmm), ,


I don't know that,


okay


, ya


, oh one million uh <mandarin>其实很多:qi shi hen duo</mandarin> eh <mandarin>很多:hen duo</mandarin> company <mandarin>都有做:dou you zuo</mandarin> one million to ninety nine


ah,


but but <mandarin>到:dao</mandarin> ninety nine one million I I remember got quite a lot companies doing, , a'ah,


a bit more lah if a bit more than is the age lor, ,


okay okay we still got thirty more minutes, , , so this this, whole week <mandarin>你:ni</mandarin> #pak tor# [bah]


same company lah, , so <mandarin>好了:hao le</mandarin> lah


what the <mandarin>有这个这个痛:you zhe ge zhe ge tong</mandarin> Ji <mandarin>了:le</mandarin> oh, okay then,


okay, [orh]


, ya lor


ah, interval, ah, ya ya I think this is very beginner I remember learning these also where you learn like grade one or grade two no I think grade one lah grade one they will teach you these lor


then after that grade two you start playing songs with both hand I think, ya


warren lor piano with warren, ya that one, that one I watch err a bit only lah cause I last time got play a bit only mah so


I think okay lah like he got teach you the theory like, like if if someone ask you to play,


ya lah ya lah, I mean if you really put time and effort can one lah but, but really need time and effort lor


actually you know what like last time right when I was still learning right, even my even my piano ya even my piano teacher will advice us to do one hour a day, ah


so if you if you can do one hour a day for one year right then you can, I don't know maybe by then very good <mandarin>了:le</mandarin> lor ,


what you are doing now lor which is watching the the basics because you basic mah so you do the basics first then after you finish the basics already then you start playing songs, ya, then


what part, ya theory they will teach also right, ya


, oh, I don't think that's the issue the issue is because err piano like, it's also very big mah


so <mandarin>你的:ni de</mandarin> coordination ah, ya coordination you're you're you you need to know like where's the keys that kind of thing, very important ya, practice ah <mandarin>是:shi</mandarin> lah


ah ya muscle memory lor that's why every day one hour lor you play C ah then you know oh then after that awhile already when someone just say C you muscle memory already your hand , (uh huh)


oh <mandarin>你是要:ni shi yao</mandarin> quarantine ah, but <mandarin>你回去你女朋友在这边:ni hui qu ni nv peng you zai zhe bian</mandarin> leh


oh, okay


, [orh]


oh <mandarin>就是:jiu shi</mandarin> like get take a short break go through chinese new year


okay, 嗯, what what what like stock market


!huh! she still doing stock market, thought, she's freelance ah


, oh, so <mandarin>她不是:ta bu shi</mandarin> under company <mandarin>的:de</mandarin> lah


what okay


err but if like good market then you might as well just do yourself lah, okay


, so broker is the freelance dealer is the one that you work with company


, , but all manipulation one lah dude you see you I I don't know your mother lah I don't want to comment lah but I know I know like


err my brokers right they they do a lot of manipulation one, I wouldn't say like super super manipulation but, it's like


okay, let's say for example like recently you know top glove riverstone all this, glove health health protection one lah protective equipment, before even the vaccine announce already right they will they will they will send you a messages you know


saying that saying that err depends let's say if they want the prices go down, then then they will send you messages that you know it's the same lah if you want the prices go down you will send messages that you know


err saying that the, ya correct then you will send some bad news about the counter lor then if you want it to go up you


ya lor,


ah that one is fine lah I mean research you go and read yourself lor, ya lor that's what I'm trying to say lor but there is but I'm quite sure it happens everywhere lah


, , ya lor,


ya but ya lor that's the reason even like recently there's a news what that came up in singapore, that there's a lot of this whatsapp groups or telegram groups or Facebook groups, they are they are a few people who are just manipulating the market lah


, ya,


ya I mean you because you you you already know you you're you're well well informed so you you can decide yourself but you know there's a lot of people you know they don't they don't really go and do the research they dont really go


and it's greed also emotion so, ya


ya lor, so I mean if if everyone thinks like that then it won't happen lah but apparently not lah , ya, so so so that's why lor so many people like


just follow and then <mandarin>亏:kui</mandarin> lor, ya but recently !walao! that art generation remember I told you guys, they would should have bought leh that day


mix lah mix they invest china US (ppc) and and singapore I guess I don't know not sure singapore but, ya the one that I share with you guys lah the the one that previously right after US election it was like hundred and


hundred and twenty you know that kind now hundred and fourty <mandarin>了:le</mandarin> , !aiya! but, still still have the fear leh like, like there's no there's no reason why is is it is it still going up I don't know why


, of course lah I mean I don't mind losing but at the same time you want to make sure that you you're losing is lower chance than


you're winning, that means you want to win at a higher chance than you're losing mah, ah so that's the only that's the only thing I'm still thinking lor whether you know it really went up so much like why is it still going up you know things like that ya


and then,


ya,


ya ya a lot airbnb ah airbnb just open know yesterday eh no last two days, it's open at six I mean they they want to list at sixty dollars now is hundred hundred and twenty eight,


ya but will you go in uh will you go in at hundred and twenty dollars now double the valuation, , I don't know


ya, ya, but they, they just only what just last two days only


no no no, because because I think like a lot of shares also like that one before before it listed on the market already right the price might shift already


correct correct,


, , ya lor that's why lor eh so so so for airbnb it was IPO at I don't know seventy or sixty dollars


then but when it open the market right it was hundred already, so someone must have already like, I don't know sold it at hundred and ten on market open so that's the, open price lor hundred over dollars lor,


so that's why you you see, ya see so is hundred percent already, ya so it's hundred percent on opening


ya true lah I don't know eh like very hard one


, but then but then like, even if you can I don't think IPO can buy at small amounts right I don't know what's the minimum they want lah


depends lor


, ya lor, ballot you know last time I studied before is not ballot random thing one is


they based on your proportion one, so like if I I I subscribed for one million shares, then you you subscribe for only one share, so when they released the shares right I will get


one million over whatever shares was, err, was how many people subscribe lah you know what I'm saying like like, one hundred million shares was subscribed so I get one million over the hundred million and then the the ratio over how much they want to


err release, is proportionate one lah so if you are only one share, so one over the don't know total number of people who subscribed and then times whatever, err they wanted, ya ya so that means like probably you'll get


I don't know if too little probably don't even get one share one I don't know


ya lor, ya lor ya lor, true,


(mmhmm)


, , got on day one it went up a lot


it went to two sixty eh, ah <mandarin>涨了三毛不多:zhang le san mao bu duo</mandarin> meh


!aiya! singapore shares all give dividend one almost lah almost all, K lor hopefully


ah !ee! if you want to diversify lor


, ya lah, ya lor but uh ya depends lor


if it's because the communication, very competitive mah, ya, like


ya lor, so I so so that's why why I don't know what are the profits from their digibank will be, sufficient to cover whatever you know small profits they are making from


communication,


what is it, ya but you need to throw in a few thousand lor just to buy one share , quite common for for US, market to be that expensive


a'ah, FX <mandarin>还是那个你应该讲不是看不是来赚钱的:hai shi na ge ni ying gai jiang bu shi kan bu shi lai zhuan qian de</mandarin>


but shares FX <mandarin>有:you</mandarin> long term <mandarin>的:de</mandarin> meh I don't think anyone has played long term FX one, don't have mah is always like go in awhile then come out I


got <mandarin>有的:you de</mandarin> meh <mandarin>有人买:you ren mai</mandarin> my USD <mandarin>放几年的:fang ji nian de</mandarin> lah, ah


uh, [orh], but in the end you are still playing for the short term what no meh you swap is for long term yes that means swap is the one that you


a'ah,


okay,


actually I quite hungry now eh,


same ah four thirty before four thirty they will come already I think usually clemence very early one


ya, ya lor, and then #wei qiang# <mandarin>的家又不能了咯:de jia you bu neng le ge</mandarin> so I don't know like in the future, oh no lah you can ask him later lah , but then <mandarin>我也不想:wo ye bu xiang</mandarin> every week <mandarin>在我家:zai wo jia</mandarin> lah


Pi lah you going what at night go what, crystal, [orh]


, eh so how your girlfriend, shipping <mandarin>很:hen</mandarin> tiring <mandarin>的:de</mandarin> leh


long hours long hours, after five thirty they also still need to do work no meh


pricing ah, okay then ya then probably ya not so busy


, because


, , uh


something like that lor, ya they get paid uh better lah but very <mandarin>忙:mang</mandarin> lor cause I used to have one friend <mandarin>他也是:ta ye shi</mandarin> but it's not called shipping broker leh are you sure it's called shipping broker


whatever lah, ya but the hours very long I remember cause like uh even even after their working hours they still need to make sure you know the shipment is doing okay you know can reach on time that kind of thing


so very busy one, but <mandarin>它不会给你只是管一个一个:ta bu hui gei ni zhi shi guan yi ge yi ge</mandarin> shipment <mandarin>的吗:de ma</mandarin> they give you like <mandarin>因为:yin wei</mandarin> got so many shipment to take care of


this one out already you must make sure the other one out then the other one arrive you know so many things you have to take care take note of ya, so very <mandarin>忙:mang</mandarin> one lor


!wah! sure Bo anything, okay so this one you you you think you are getting paid fairly uh I'm quite sure that's why you are doing it lah


ah,


(ppl)


!hey! hi jonathan can you hear me, hi hi aeon can you hear me right, okay alright err so yeah nice to meet you today


err, yeah, [orh] the food court ah actually here right I dont know if it's still here eh last time I was here hor there's this really nice like


fried chicken called chickaboo ah, ya if you, not sure if you try it it's like it's by astons [loh] like if you never had before you should try I think it's the best <mandarin>炸鸡:zha ji</mandarin> in singapore


ya correct in marina square only it's like around the corner it's actually at like near the times bookshop there, yeah ,


ya I only I mean when I come here then you know must as well eat things I can't eat near my house mah correct so yeah I do think yeah <mandarin>炸鸡:zha ji</mandarin> is the best like in terms of portion and the


how to say it's like the <mandarin>分量:fen liang</mandarin> and the taste is just better lor, ya it's like I dont know it's like been like what, twenty years since I think KFC was very good like KFC has always been like this certain standard is like KFC is like this uh game


I guess it's like this like a like the, right and then is like if anything is not better than KFC it's like not really worth it, so this one is like, it's like the <mandarin>最好:zui hao</mandarin> in singapore, yeah, ya so you can try later lah definitely


oh really ah oh what what have you tried so far


oh uh it's okay it's okay no pressure no pressure no need <mandarin>不用紧张的:bu yong jin zhang de</mandarin> okay so its like !wah! I tell you all the fried chicken I had in singapore man its like a okay then talking about the new like nowadays they like to do the korean fried chicken right yeah then there's a lot so the original one is the four fingers


four fingers did the first like korean style fried chicken because their sauce is this sauce based style fried chicken right is korean but it by nature lah the american style is like those you take KFC popeyes these kind of like you know these kind of like fried chicken


but the sauce base style one right is definitely, from korea I think they stole they kind of of copy like the barbecue wings from US and then like, but I have to say ah if it's, fried chicken hor I think the best in singapore now if you want the sauce like a lot of sauce one right it's the it's wingstop actually


I think for for price hor and for the value and the quality I think wingstop is best, but, if it's like as I mentioned just now the <mandarin>炸鸡:zha ji</mandarin> around the corner the chickaboo right that one really, it's really big hor like I had I had a lot of people tell me eh bro !wah! your this fried chicken ah <mandarin>太多了:tai duo le</mandarin> that kind then it's like !huh! like really ah


then I was like you know they haven't really gone down in quality, yeah cause, yeah it's just really surprising lor like even even during this uh coronavirus its like the chicken is still really good, ya and ya I haven't see anybody like complain about the size of the thing so you can go and see later


(mmhmm), yeah I know


it is actually if I remember correctly hor I think it's actually singaporeans they see the korean fried chicken and the american fried chicken then they're like oh they want to combine so that's why they bring it to singapore, yeah yeah so it's actually so that's the story lah


, I, well as for other korean chains ah I think singapore currently has too many lah like there's this one I just had yesterday for lunch this one Jinjja chicken like some people tell me its nice and then I tried hor I'm like to be honest I don't think it's that good lah


ya it is it's okay lah I think their fried chicken better than four fingers but their <mandarin>炸酱面:zha jiang mian</mandarin> is


okay if you never eat like the the real <mandarin>炸酱面:zha jiang mian</mandarin> before you may think is okay but it's like, it's just it is lor it's just okay only lor it's like not worth the money ah is is my main concern with it, yeah


(mmhmm), oh okay


no I I definitely know what you mean, yeah I know what you mean


, oh yeah


, oh


oh is that so,


oh actually this is this is very easy to solve you just just tell one of those foodie bloggers you tell them drop by this place I think has a really good korean fried chicken


yeah, for sure for sure no I think they're actually some real like a korean fried chicken joints in singapore it's just, it's just they're not as common as we like and singaporeans I think our taste buds are just a bit different lor


ya is like you you just need to look across the border is like for example malaysia they like their black #bak kut teh# and over here the normal #bak kut teh# is the white one right ya so it's just a little things like that lah, that you know, it makes the singapore based but just a bit


ya so alright yeah, what do I do uh currently I'm I'm learning to take over like the it's a can consider as a family business lah so to speak but right now


my dad is pushing for me to, try and get my own thing off the ground, right so uh I'm actually currently trying to launch uh, skincare brand in singapore, yeah but of course this whole year hor it's just !wah! it's just delay hor really badly lor


ya it's like because we're not say, buying a lot or making a lot through the factory also like this is just the first like a first uh, production line then in china is like


it's just very complicated like the a lot of the things like they're very <mandarin>复杂:fu za</mandarin> it's very different in singapore like singapore a lot of things is very they just tell you okay this is what you need to do, you go do settle in china yeah but in <mandarin>中国:zhong guo</mandarin> ah !wah! let me tell you the amount of


things and processes that are very different there it's like their law can change day by day one it's, it's it's complicated that way and because I'm not actually there because of COVID right I find it sometimes, when I want to work with my


ya then sometimes messages gets mixed up you know ya like, I sometimes just miss talking with someone in front of me but now I'm just whole day just <mandarin>窝在家里:wo zai jia li</mandarin> and then you know just


rot there lor like say just talk to people all day long and try get things get something off the ground, but uh, but finally finally, we are finally getting the product into a singapore warehouse like after like few months so that's like a first step ah


yeah, yeah actually, actually it's not that bad, stood <mandarin>说真的:shuo zhen de</mandarin> actually it's okay it's only during like the initial part !wah! let me tell you you know those fedex and DHL the express shipping ah you want even when they say their next day shipping hor the delay time is two weeks you know


you you pay imagine you pay hundred two hundred dollars to for them to tell you eh bro you gotta wait two weeks, yeah it is really really that was really very bad time like nothing was moving because it's like that one plane that moves off from singapore to say indonesia or china per day but they have to imagine all the volume of parcels that's trying to go in and out of the country you have to fit in all in one plane that has to be like the worst time ever because


but at the time like COVID nobody knows anything about it mah, right then, ya then they don't know if the parcel need to clean or what so that's why they restrict like the amount of parcels going in and out of the country, so


yeah that's they tell me like, you know it make make our operations like very difficult lah it's like, uh but anyway yeah I'm just happy of finally getting employed into singapore then I can like launch the marketing and stuff maybe next time you see eh !wah! eh this guy the product !wah! !wah! that kind <mandarin>够力:gou li</mandarin> you know yeah then you can try also okay lah so for yourself err what what do you do you want to tell me more about what you do


K lah, , yup


, [orh]


yeah, , ya correct


oh that's rough,


yeah, (mmhmm), correct


[orh] !aiya! no I actually, I think about it might closer to it like honestly I think we are closer to phase three than it not being in phase three simply because, if this is a <mandarin>迟早的事:chi zao de shi</mandarin> lah if you ask me


it's a <mandarin>迟早的事:chi zao de shi</mandarin> if you ask me like no matter what it will come eventually, because for must put it this way it's like the world is strongly pushing for vaccine already right as a whole, so it has strongly shorten the time needed to make the vaccine usually vaccine takes like at least six seven years for the entire process but the world was able to come up with it within like what fourteen months is their schedule


so they are like our neighbouring countries here like malaysia and indonesia are already they are going to be part of the first people that already receive the vaccine I think they're mostly giving it to the countries whereby, uh it needs to get under control like you look at indonesia and malaysia it's like their outbreak keep happening


not sure why but countries like that have definitely already sort of got it under control places like vietnam and singapore like we're not getting a vaccine first partially because I think our locally transmitted cases are low, and so that's why if you never get lah but it's


you can say it's to our advantage and not to like they trying to trying to like compliment us but also like ah sorry we wait first, so ya


yes yes it is,


(mmhmm), (mmhmm)


yeah, , yeah


yeah, yeah


uh


ya because, yeah I mean ya it's very unfortunate lah like you look at the


you got see mothership recently you know this place called the salted plum in singapore the salted plum okay I dont know if you heard of it, ya ya so ya since they are these uh taiwanese food is where they actually got quite a following in singapore and


actually you know which one this nice one suntec city have right eh they closing down leh, ya it's just announced only it's like it's so unfortunate because actually their food hor it's <mandarin>真的是很好吃:zhen de shi hen hao chi</mandarin> honestly it's <mandarin>很好吃:hen hao chi</mandarin> but


I think they are just one of the many many casualties lah because of coronavirus and it is unfortunate yeah rental you know it's gonna kill them cause I think maybe their business was good their business actually seem very good because they managed to open a lot of outlets but then this was before twenty like


coronavirus happen again and then now I think I guess they're paying the price for it lah cause I guess they cannot sustain lor, which is you know honestly it's too bad because their food was honestly quite good, yeah, uh


, not bad


(mmhmm), ya <mandarin>全部死到完:quan bu si dao wan</mandarin> yeah,


yeah, [orh]


actually based on current trends right I think consumers <mandarin>越来越:yue lai yue</mandarin> they <mandarin>越来越:yue lai yue</mandarin> more e-savvy lah like they they know that not everything on the internet is good but then they also not they also nowadays they also know not everything is bad also lah so


when, I think I would say the current trend for e-commerce especially is, you want to you want to actually brand yourself, rather than just like selling everything okay here's one example okay,


I you know what is drop shipping, roughly you don't know okay drop drop drop shipping <mandarin>就是:jiu shi</mandarin> its kind of like <mandarin>你买东西你买了:ni mai dong xi ni mai le</mandarin> then <mandarin>你:ni</mandarin> just <mandarin>卖:mai</mandarin> then <mandarin>你就是做:ni jiu shi zuo</mandarin> middle man lor, in a sense so last time drop shipping ah especially in the like say twenty twelve to about twenty fifteen is <mandarin>很红的:hen hong de</mandarin> like if you go facebook you see people like putting random products on there then it's like you buy then they put a price right then actually they just directly buy from ali express then they just then they put your details there but they pay for it first and then they sell to you then they earn the profit mah


so that's drop shipping okay so, why is it, dying because consumers nowadays like more and more people are exposed and they know like [orh] they they know what, they know what ali express is lah so, nowadays you have to be ya you basically you you will also have to be smarter you need to know how to brand the product it's it's like a


it's like say I have this burger it's from the same factory as mcdonalds but I need to try and sell it so that it's more Atas than mcdonald's, you know what I mean yeah you imagine that that's basically it so say mcdonald's sells their burger for two dollars but I sell it such eh what is this this this this this and then like or like it's better for you healthier or whatever and #chin chai# I anyhow market or whatever but cannot lie lah facebook say cannot lie mah


then <mandarin>他把他包装好看一点:ta ba ta bao zhuang hao kan yi dian</mandarin> you know then they sell lah like


there's a lot of things actually hor it's from ali express one in in the market, , like quite a few gadgets is all from china one it's just they manage to work with the supplier they work with the <mandarin>工厂:gong chang</mandarin> then, yah lor that's how to become popular lah like I'll give you one example right now okay


promos, there is a okay I cannot name I don't want name brands lah but there are few products in sephora for example that I know for sure hor is come from <mandarin>中国:zhong guo</mandarin> one, confirm ali express the factory they just happened there then they just their markup is damn high the markup is damn high but it's the exact same product


that's why I say branding is power <mandarin>真的:zhen de</mandarin> in in this current, think right I think, nowadays people buy because of relationship and that is especially important because of the current <mandarin>情况:qing kuang</mandarin> the coronavirus <mandarin>情况:qing kuang</mandarin> it's like sure I may not want to try something new for example if I was a if I was buying a a shaver I'm not going to try this shaver from X X X brand but I'll buy from gilette because I've been buying gilette for years what so that's the brand I'll stick to lah


ya so, that is what I think about it okay but back to the original point which was, what is better right now whether you you're really all go fully digital no you'll not, I really don't think so but


okay I think the most prominent, e-commerce to physical, example in singapore is this uh clothing brand called, I don't !aiya! I actually really can't remember the name I I know it's out there but it turned from a blogshop


and they made manage to make themselves into retail, and because of that they've establish themselves as a major player in singapore's retail market you know so, that's how it's going to work ah from now it has to be both digital and physical so it's just that now the companies that were digital the term for these companies are digital nomads meaning they start off as digital


primarily digital companies and now they've realized into physical store fronts like I think that is the trend for all new up and coming companies nowadays simply because it's so much cheaper you don't have to maintain rent mah or store fronts you don't have to hire people, all these things all the things add up mah so you start with online first then you build a brand a lot people buy from you consistently already right ah then you go back then you rent a place and start selling


that's how you do it nowadays lor yeah,


(mmhmm), (mmhmm) (mmhmm), yeah


, (mmhmm)


(mmhmm), yeah,


(mmhmm)


okay, , (mmhmm)


yeah, yeah, yes yes


yeah, yeah


, , yeah


yeah


yeah, yeah <mandarin>对:dui</mandarin> lor, not wrong


yeah, , yeah


, yeah, yeah, ya I think no what you say make sense like particularly the part about saying that you know I can do <mandarin>我可以在家做:wo ke yi zai jia zuo</mandarin> you know why should I go to your store that's where brand loyalty comes in lor you say like some F&B can survive simply because oh


we don't offer this outside, like we don't offer delivery then that's why you must go down I think as you said I think is not so much that, maybe people want to go down but because they want to actually like it's like how do I


like most of my days hor especially when COVID first started I just literally stay at home


and I only walk out to buy food and I only did once a day and everything I just Dabao one time and go home cause after that I lazy and I need to actually, do my best you know to just uh so called save costs in a sense where I don't order delivery lah delivery is expensive mah


but yeah but you're ya, so ya lah brand loyalty lor like, why <mandarin>为什么人喜欢来你的:wei shen me ren xi huan lai ni de</mandarin> your <mandarin>店面:dian mian</mandarin> is also


how to say, it's part of a experience lah if they like the experience that you provide them they'll keep coming back lor I think yeah


, [orh] I think for me definitely I'll do it online first I I know I don't have I don't have the capital to to spend on you know the the <mandarin>点点:dian dian</mandarin> right I mean


uh, [orh]


yeah, (mmhmm), I mean it's not a bad thing I think


but, it's I mean there's good and bad lah the the good is that you know maybe this will shift, people to like or shift companies actually just shift the work culture abit like you know that's actually no point, you letting the people like stay here all day you know


then if they work from home and they can have the same efficiency right, they can technically if all of them are like that they can technically save on rent, that's one thing I think work culture has to change in the first place because I don't, I don't believe for a second that you tell me you can really sit eight hours in front of your computer and you do work all the way is not gonna happen it has never happen if your employer really thinks that way


I mean your employer's delusional lah like, I think (ppc), I mean unless you really like like the job then okay lah but eh, yeah


yeah yeah


, yeah, yeah yeah


yeah, yes, no lah like


yeah by routine lah like <mandarin>每天一样的东西:mei tian yi yang de dong xi</mandarin> lor,


ah ah, yeah


ya ya correct correct correct some people cannot, it's like no no no routine lah right, I mean, if that's what they want to do they can do it, right but yeah it is good that they're so loyal to their company ah I don't know what the company do to brainwash them ah but uh but


yeah, I mean then to me <mandarin>这样的命:zhe yang de ming</mandarin> hor !wah!


for me very hard to live lah like at least right now maybe my income not super stable right but, at least when I work you know I put hundred percent in because that's when I'm hundred percent focus lah I I don't really work at a particular hour to hour like maybe like this morning for example err


which is why how I finally get my product into singapore lah maybe a bit slow lah it's my first time during all this like I really learn a lot also like everything from like the shipping stuff getting an agent, speaking more chinese <mandarin>说多一点华语:shuo duo yi dian hua yu</mandarin> all these


there is a first time for me for everything ah I think it has been like very educational for me lor and I don't think it's something that, enough people, it's like


like talk like you know doesn't make sense to me it's like cause he said it to me when I was like younger like seventeen eighteen and then he's still saying it to me today like almost ten years later right


like <mandarin>思考思考:si kao si kao</mandarin> and then but it's as as I grow older right it makes more more sense to me till the point I was like yeah I really know, but my dad tells me hor it it means that I'm not really considering lah because, my life it has been calm interesting is that I used to just be an employee also so


some say the way I think even my girlfriend hor also say ah eh it's like I'm so I keep thinking like conservative like I'm still thinking like an employee I don't really think like I actually own a company, it's like even though I don't work in an office or anything but I'm still like <mandarin>老板:lao ban</mandarin> you know and as the <mandarin>老板:lao ban</mandarin> hor you cannot like just think hor


the the easy way out lah like I cannot think like I am an employee I must think like I'm the boss it is is two different mindsets, and ya lor like if you're if I'm the <mandarin>如果我只是做工的:ru guo wo zhi shi zuo gong de</mandarin> then everyday I just go


at say eight to five and then after that I just you know I just wanna go home lah, shag mah go home <mandarin>睡觉:shui jiao</mandarin> lor, but if I'm the boss and I own a company then I must think like, how can I make the most money possible for the company to, maybe like <mandarin>请多一点人:qing duo yi dian ren</mandarin> it's like and at the point is like


!wah! it's just, it's just , stressful as you know lah I think I I don't I don't know if you've gone through it but it's like, maybe I think you have it's like you uh uh like for me I'm constantly thinking even when I'm not doing my work I'm like trying to do something else then I keep thinking like


eh actually <mandarin>我可以做这个这个这个:wo ke yi zuo zhe ge zhe ge zhe ge</mandarin> then it's like then halfway through I got new ideas open alternate tab on my computer and then I just, start writing things down lor I think is interesting or whatever, so but sometimes hor !wah! this this one hor makes me think eh should I just go back to being an employee or not


then I think of the benefits and , what's on both and I'm like actually this life is so much better lah to be honest, like I mean I don't know it will go lor like new brands now, you know there's a study, new brands that come out right within less than two or three years only ten per cent survive and then within the next two years and like another ten percent of that number survive is like it's very scary ah


honestly and yah lah nobody knows what's going to happen lor but I like to think that, we can both like, how to say, ya lor we I think this a good experience ah


yeah


, yeah,


yeah yeah, yeah


ya correct correct,


ya correct correct


, , yeah


right, yeah


yeah, correct


yeah, yeah exactly I totally agree with you like that is partially why I think <mandarin>我们这种的:wo men zhe zhong de</mandarin> lifestyle


it's actually better like we actually get the benefit of, doing what we want in both cases it's like if when when I was still an employee, I still I woke up and it's like okay this month I got this much to spend on it


then I go to work and then, it's like, then I'm just doing this and then, I get this much then it's like I I I don't like sometimes you don't really see the point of doing what you are doing, then in <mandarin>整天你就闷:zheng tian ni jiu men</mandarin> or then <mandarin>你就是用手机:ni jiu shi yong shou ji</mandarin> at your desk and then it's like it is very boring ah


then I think there's very few jobs in the world whereby you can say, uh this is this is good this is what I love to do mah but I don't think anybody loves like


and then you go to your office you sit down and then that's your day lah, like, it's like when we are actually just running this out our our companies ah so to speak like it might not be like company cause in the end a company it's like what <mandarin>你你自己的公司:ni ni zi ji de gong si</mandarin> it's just <mandarin>一张纸而已:yi zhang zhi er yi</mandarin> that says that !hey! you're the director


from there you can actually viewed it to be something you know that it's not just, it it gives you income and then from there, if you are not spared like if you're not spending on your liabilities like


your I mean, your I mean like mortgage for example you buy a house got mortgage that's a liability mah but you start to build and then eventually it may become something that's really big I think <mandarin>这种的梦想:zhe zhong de meng xiang</mandarin> you know that kind of dream


it's the best thing anybody can ask for lor like I think everybody has a dream or some kind it might not be one that makes them money, at money is important lah but sometimes simply doing what you want hor, can bring in the money, you know


it's like for me I think doing this I do enjoy it I mean you can just say also enjoy making money what, and I also like <mandarin>我也是很喜欢花钱:wo ye shi hen xi huan hua qian</mandarin> ah so no choice I have to be I have to earn more and so, ya lah I think yeah this quite a good life lah


uh ya lor


!wah! I mean it can be very stressful when they are worrying for you like that, you know because they also want like I think our life this kind of like entrepreneur lifestyle sometimes is you know maybe the older generation to understand, like, you know are you really doing work


you know <mandarin>真有做工:zhen you zuo gong</mandarin> mah that kind and then it's very stressful when their stressed lah you know and then it's like at what and sometimes you know you just want to you you just say ah yes <mandarin>有:you</mandarin> you know <mandarin>不用担心:bu yong dan xin</mandarin> then another time you were just like sometimes personally I get very upset when they just just ask me whether I'm working you know I am it's just I'm just not working now I can be working at one am what you also don't know


so it is is stressed but in a different way lor, like yeah sometimes I also don't know what to say lah, ya then you got pressure your you know uh I mean my girlfriend pressuring me then my dad pressurising me !wah!


sometimes it's a lot lah and yeah there's there's no way to really vent but then everyday hor I can say is uh I am leaving my best life I don't think it can turn out any better lah,


yeah yeah right


yeah, yeah no I I totally understand what you mean lah err it's the same for me lor, it's like, everyday cause personally I also I also like to go exercise very often like I go to the gym almost everyday also


then then when my mom sees me coming back from the gym and like <mandarin>你今天有做工:ni jin tian you zuo gong</mandarin> mah like <mandarin>有:you</mandarin> lah, is the is the same thing lor then it's like, yeah sometimes we experience like this like that I as I said lah <mandarin>有好事有坏事:you hao shi you huai shi</mandarin> lor there's good and bad in everything


like, I like to think that this is the better choice you know at least, like for me I'm I mean I'm almost reaching thirty already so, I do think that, this my twenties to thirties I think has been at this can say is very interesting


and it's not like a lot of other people yeah sure I'm not making like five digit every month or some shit like that lah I mean that will be great, but I think my life has been fulfilling and I've learned a lot on my own like the good things and the bad things


ya lah, yeah it's just different lor and I think, it it will be valuable to me in the future, yeah it's what I like to think


okay , yeah


yeah,


!wah!, yeah


yeah yeah totally yeah I I kind of get where you come from


I think ya


ya ya but ya [loh] but actually their life also like


I think like, okay lah maybe their, maybe you could be that their life is what you want, but it's like you say it's like it may not be the best thing for you mah like I also look up to people like my, peer group is also like some people got married some people earning a lot more than me but


I think like looking up and wanting something is good actually but you should also think about what's best for you lor I think if if you can comfortably say yourself yeah I may not have it now but I know I have it one day and I am


satisfied with where I am but I will still work hard get to where I want to be, I think that's the best place you can be already because you're not contented but there's a difference ah there's a difference between being like contented


with living your life but if you are contented with where you are but you are still striving to where you want to be hor, that's the best I think that's the best mindset you can have because, not saying you should never be contented ah or not you should never be satisfied


like you're happy where you are but you are still driven to be where you wanna be can be for your future wife future kids or maybe your parents are growing older I think different people got different motivations mah but as long as everyday you take one step closer I honestly think


that's the best place you can be at least in terms of mindset, yeah I think it's important like and the funny thing is I think a lot of people fall into the threat of just saying that I think I'm happy now


but then next time meh it's like yeah you have yeah it's like you mention like maybe your friends got their car they got their kids their house nice renovation, but is that really what's making them happy happy to them might just be eh I don't want all this I just want to like close the door don't let my kids in


reach quiet for like five minutes that kind, it is yeah like satisfaction is yeah its all perspective, that their life sounds great but then you think about oh is it fully paid for the car still got car loan the house still got mortgage that kind of thing is like !wah! a lot of expenses eh you know


and that might not necessary you the best thing lah, some people are happy because that is the accepted standard but, it's not, it might not be the way that they might not be the correct way ours is like you know like not the average life but


it might actually be the correct way of doing things, nobody knows what life is there's too many variables is what I'm trying to say, and, yeah, like <mandarin>命就是这样:ming jiu shi zhe yang</mandarin> lor <mandarin>只可以一步一步这样走:zhi ke yi yi bu yi bu zhe yang zou</mandarin> lor


yeah it is <mandarin>每个人的路都是不一样的:mei ge ren de lu dou shi bu yi yang de</mandarin> lor, oh okay before this err so I've been doing this for since twenty nineteen july


it's been one year and a half already I'd say my progress is I don't know you can say fast or slow, I think people they've done before say it's okay you know doing well some people say you know way too slow, but I like being in front it's okay but anyway before this <mandarin>我在做什么:wo zai zuo shen me</mandarin> I was actually doing like


uhh, like you can say it's like operations plus customer service it was for this new company in singapore, it is what got me exposed into all these like drop shipping and stuff because, err my boss right he


he okay I wasn't thinking about all this yet because I hadn't like did my research or read too much into it all I know was that this was a new company, in singapore


and, yeah some some days are like that because it is not like oh we hit a certain sales goal you know we got bonus that kind you know no no such thing lah it's only more like [orh] you know during when as you know cause okay so it's in the IT sector then it's like


four four I mean then there's a four IT shows or five IT shows then if we did well then okay a small bonus lor like nothing there's like one month two months it's just like one hundred two hundred that kind and you know and as for satisfaction, I think