ah I can hear you , so maybe some day you can like collaborate with another big company then like that's also investment right


I guess, ya, ya


maybe, depends on what we are investing on ah, or like if I if I'm, if you know one day I get married then with my husband then maybe we can invest on something together, so ya I ya lah


I wouldn't want to do it alone lah, at least like got company to do, to, lose together gain together , ya


what about you


, ya but then you need like connections in order to like, know all the big companies


which is quite hard ya, true, oh but then like even if you buy something smaller it is also an investment right


right, cause like even buy laptop there's also investment, but but this is financial related


okay now do you have, do you have a saving account


oh, oh, ya I have I it's like a joint account lah with my grandmother so that one is before I got my card right my my bank card I always saved my bursary money oh inside that bank


but then I cannot withdraw lah, it's uh legit like saved money, why


ya, ya,


oh, [orh]


, so at what age, at what age did you get the ATM card or your manage your bank account


I think ya I think so uh, oh ya I forgot about that


, , listen ya like, thirty one december I think ya ya ya ya


ya ya, ya that's that's that's when I started my job then after that that's where I put my salary all inside lah, not in the other bank already


ya super late, cause, is quite high cause even my cause I got job after O level right there all my salary is, like, deposited into that joint account so I cannot use my money in a way


so ya it's a bit too late, yes yes, yes I think


(hmm) yes is always, so at what age would you give your child your ATM card, oh yes I think I should too


, ya true, yes


part three negative experience, okay or not, describe a time when you feel that nobody cares about you


yes, as you were saying


ya from poly


(hmm), for me I think it's, second semester of my A level year


cause I cause I think everyone is very sensitive right there I also sensitive ah cause especially I need to do art and then you know art is very time consuming, so I cannot spend a lot of time for my friends lah I I spend most of my time in the art room


and then like, and then other subjects I don't really focus on the other subjects especially for prelims, and and I think I got called out from my geography teacher, and then I had to talk to my art teacher, then like


and then somewhere at home like, I I don't know lah I think like doesn't feel like people are like, taking me seriously because I'm taking my A level and then like, I don't think anyone cares


I'm taking something that will determine my future but then like they just don't really care I guess, ya that's why I failed, ya


when I felt like giving up oh okay same lah like, , ya my last year in in MI, I just felt really stressed out especially semester one was quite tough it suddenly felt overwhelming because I'm


taking my As that year and then I have SYF and then I have to start on my A level eh art ya art stuff, and then just very overwhelming lah cause you need to do a lot of things then for art also like I couldn't find anything or any medium that I'm good at and then I had to like experiment on my A level year itself so it just feels really like


ridiculous lah and then I just I don't enjoy I I just dread coming to school I don't enjoy dance anymore I don't enjoy doing art anymore, it was like a burnout period for me ah so just felt like giving up all the time


ya what about you


true, so what are some of the hurtful words someone said to you that you wish to forget


, LOL


(hmm) LOL


for me , when people don't support me, ya, there's one thing and there there's one incident that I won't forget which is when I had to retake my malay O level, and then and then the primary school friends were like they wanted to hang out right at mcdonald's or something


that didn't go because I had to study for my malay O level and then someone said, uh who ask you to take malay eh who ask you to retake malay O level, like hello I just want my grades to go higher I have a I have a chance to redeem myself and this person just ya try to bring me down


oh okay, ya, okay


, ya, but okay, I guess


what else, most heartbreaking moments eh


uh okay maybe about in terms of relationship wise, , I would say in twenty twenty sixteen twenty seventeen, twenty eighteen twenty nineteen I don't know which year I forgot


so this guy , I think played with my feelings, ya for how many years I waited for him, that guy, , ya I think is the most heartbreaking in terms of relationship wise because like I thought something could have happened between us but then


nothing happened, so because I thought it was mutual but it's not I think, so ya I was sad because of that that I, ya just so sad lah what the heck like


how could you ya that kind of thing, true that and then now he comes back,


oh no no no it's a no for me, ya then what about you


okay, , yup


yup, yup


, just a waste lah


to move on, (ppc),


yes, what is a popular trend that you dislike, what is a popular trend, I don't know you answer first


, eagle [orh] E girl ah


why, ah okay, ah ah


oh (uh huh)


, (mmhmm)


makes sense, popular trend that you dislike I don't know I really don't know, trend maybe, people nowadays nowadays like more people are into skating I guess


it's not I don't like lah but, suddenly oh oh oh I know, people are now more aware of thrift shops at lucky plaza, so now now there's a there's a law or something not law lah but like there's a rule


that you can only enter if your IC number ends with a certain number eh like odd even or whatever so I feel like, now that more people are more aware of the thrift shops I think it is harder to go there now because of the


rules and whatever, so ya, I mean it's a good thing that more people are aware lah but, I don't know, ah ya


oh they buy like clothes that are like, bigger size and then there are no clothes for people like me who is like bigger size, to buy clothes from there because they already took all the big size clothes


ya ya, so ya I don't really like that, trend, so what incidents still makes you angry despite having happened a long time ago


, true, ya


true that, it didn't happen a long time ago ah but, I will never forget this incident because I had to quit my job because


it was really like affecting my mental my mental health but then, they treat it as though it was nothing like uh, just a few moments just a few moments just do it you know you can do it, what the hell okay sorry but ya


I mean, is mental health something like not important like why would you say that, or like at least give me some support or something rather than oh no it's okay it's okay just do it


okay thank you for your help it's not helping, but ya I was I am still angry about that so ya


one thing that I will never joke about, I think anything to do with appearance, like, I won't joke about some, how do I say this, like if it's something that cannot be changed in a few minutes


then, shouldn't be joked about it lah, like for example acne or like pimples or, whatever physical appearance that cannot be changed then I won't joke about it lah because, cannot change also what


like it's already like that, so I cannot joke like I mean shouldn't be joked about lah, so ya how about you


(mmhmm),


ya, true true that I think


ah ya true true cause for me like, I I I used to be insecure I I don't if I'm still em about my forehead cause it's really wide and then people some people like, make fun of it but then I feel like


I am sort of okay with it because, one I embrace it two maybe because I'm used to it like people keep on saying, so I'm like okay whatever I'm used to this so I'm okay with it she's bad lah I feel because like we shouldn't joke about someone's flaws until they're used to it


ya so bad ya


so not, what problems or issues keep you awake at night, ya, insomnia insomnia


oh, body clock ah


if ya even if I have problems I won't stay awake lah but then like maybe like financial issues, always financial issues uh, but ya okay lah not too bad but


can cope [lah] can manage I guess


part two positive experience


what were some memorable moments probably your younger days


true that


true, same ah primary school


and then like primary school friends who still laughed until today, then, okay lah not all lah but then like most of them, and just


nice memories with friends, hanging out, I mean I think primary school isn't really about studying actually, is more like just, spending time with one another getting to know more about one another, ya lah I think is really nice ya


ya sure sure ya, , true true


ya, and then every time we facebook message each other, ya and then we you know you know facebook then got the like people post picture then got a lot of, like, small characters then you tag who is who


I think it's really cute , ya now that I think of it ya, as compared really


okay okay lah true understood, my dream okay this one is


not like career wise but my dream is like, to be like to travel around the world and promoting my culture ya and then learn about their culture also, cause I I'm really interested lah in, the arts and culture around the world


so ya that's my dream to travel, what about you, ya okay lah, ya actually true lah, but then in order to like to get that


what's the dream I feel like I want to like, incorporate both dream and career together, but I am not sure there's such jobs for that, so ya what about you


I never, ya


okay ah, maybe maybe you can invest on a small store, and then sell your stuff, !wow! can why not


okay so what do you love about life, what do you love about life


true though, yes


true that, ya, this is a very deep question uh


one thing I love about life is, I think it's like, how you wake up every day and there's something that is in for you you know, like you don't know what it is but then, there's just something for you ah


like, ya just you wake up you don't know what's going to happen, but then you don't know what's, good or bad that's going to happen to you but then is like a mystery which is like quite interesting what, ya you don't know what's going to happen


ya that's why I love, okay one of the few things that I Iove about life, yes


baby, oh maybe uh , uh I got Wiwi my cat, in twenty eighteen I think ya, at first I thought I wasn't ya #hari raya haji# I think twenty nineteen yes at first I thought wouldn't like care about this cat lah like not my responsibility


but then as, days weeks months go by I feel like it's like a source of happiness at home ah, like you know after you go home after a tiring day at work or school uh then you come home to your, cat then and the cat welcomes you think just like cute what


ya, then you eh you got two three three cats, ya when


sleep only ah,


cute what, , !wow! Wiwi is not like that, ya


cute lah, so what is your favourite childhood food or snack (mmhmm)


with the what, oh oh ya ya ya ya ya ya ya ya ya ya ya, nice nice nice, ya quite sweet lah but, eh not bad


that's how you eat it, , cannot eat together , the best yes, favourite childhood food or snack


I don't know eh, okay maybe one of it is the you know the chocolate and then you like like peels like that like you must open it, like medicine like that, okay you know the chocolate like egg


then you like Macam panadol like that you must break the, thing ya ya ya ya ya ya, it's not that nice actually but then I like it because of the experiences like like I I like to pretend I'm eating medicine then I do that


I just like for the experience, ya ya ya true true true, to the change, ya ya ya


ya ya ya it's not like chocolate , okay not this question what was your best birthday present and why


what ah, , (mmhmm) ya


oh !wow! ya


oh, !wah! nice


surprise ah, best birthday present I have no idea, I think I don't know maybe, every year is the best


actually I don't know lah okay maybe this year is not the best like I would say, but this year is, because of the circuit breaker ya, so I cannot celebrate outside what, so like people just


send food delivery then you send your, , your what is it called beauty blender eh no eyelashes ya, so this year birthday is a bit special because everything is just being sent to me


ya, an interesting lah because of circuit breaker, so ya, ya ya ya ya cause it was during Ramadan also, so we break fast together and luckily I already quit my job because if not I cannot celebrate


LOL , okay what is a skill or an ability,


what is the nicest, thing someone nicest thing ah, I think I think one of the nicest things is that, someone told me I think I carry myself very well especially last year for SYF


cause I was the president like and then it was during, A level year, and then I was like, having troubles trying to like cope between, CCA then my A level subjects then family stuffs


and then ya someone told me I carry myself very well lah even though I got a lot of like problems, I I still, , especially during CCA ah I did I don't like even if I am like not in the mood whatever I still


don't show it lah I guess ya what about you


what is the nicest thing someone has ever told you , , oh oh


(uh huh)


ya, ya true


, role model, ya


!wow! nice, soon ah soon, I don't know when but soon, so is that okay is dancing a skill or an ability that you are secretly proud of having or is there another


skill or ability, what dancing uh ya


but you can draw also what, no meh


oh okay understood, , oh okay lah not bad lah


nice, okay what you say, oh , I don't know


if I want say dance like , it's not really like something that I'm proud of ah oh but maybe the ability to lead, ya cause I I have never seen myself as someone who would lead


something, but then like given the opportunity to lead my school's dance group, I think it's, I think not bad lah for someone who doesn't have experience


oh shit


wey wey wey wey wey


hello, hello testing, sorry about that


okay ya anyway , okay ya what were you saying just now


, true, ya


LOL ya, but it's alright, okay now so describe your perfect day


nice


, for me I think just, not doing anything ah like nothing too stressed about, like just relax chill


just really enjoy your time, ya


part one finance


yes, oh okay can ya, , I think working part time and, some temporary jobs


make us invest money without, , like we are supposed to contribute in our CPF money once we reached certain amount so I feel like this is actually an investment lah, to buy house in the future or for our medical bills


and, or for some school, like private school or future studies yup ah what about you


ya, like there's pros and cons lah, because you cannot you cannot withdraw the CPF money, even when you retire like do you have a certain uh age so the investment is like sometimes go to waste if you


cannot reach the, age that they are supposed to give the full amount, so ya


(mmhmm)


ya, ya and when we at when we have the money we don't have the, energy


so it other than CPF do you wish to invest, in the future


ya true, I think if I am financially stable and then have extra, money I think, investment should be fine if I know the


, the dividends and how much percentage that I can get as a return of the investment and also uh, knowing the company background uh is important lah


because , if the company has, unstable how to say, unstable income or their their company is unstable I think then there will be a high risk if you invest on company like maybe uh


apple or something I think you can get higher, return ya


true true, I think in the future lah if we have like, extra income, can give a try, uh, actually I not sure


but I got think about investing in housing, uh house lah, like , from what I know my relatives they bought a condo condominium and then


after few years they resell it at a higher price, so somehow like investment but in a indirect way I think ya cause they bought it like , hundred thousand and they manage to sell it, one million I think


or something like that around there lah, so they still get their money back, not sure


I'm not I haven't learn much about investment so, to say anything about where I want to invest also, I don't know you


(mmhmm) so just work , ah I think it's similar but I feel like gambling have this bad side of addiction


like, investment you can check some of the, like how is it going is it good or not, and I think you can back out if you don't feel like you get the returns, but gambling is really uh


you are not sure what you can get, is based on luck ya ya you


, ya true, so if like one day you get


one million dollars oh, so if like one day you get one million dollars, would you set aside for investment or, you just use for your own personal savings like


uh piggy bank or something, oh, ah


ah, I I think I will invest but not that much


maybe like a thousand, or million uh thousand ya just to, try or maybe learn about investment, since I got one million dollars mah so one thousand wouldn't be like too


big to try and then if I can get the money back, ya it's it's a good start lah good start


uh, I think I would invest on my own, I think we can slowly learn can slowly learn about this investment thing, and then , I think financial adviser will take some of the percentage


again, I think I don't know I don't know, I don't know if it's true or not, ya so I think, ya what about you, (mmhmm)


ah I see uh ya, maybe cause I have some friends that


have some, background in investment, , because because my friends during poly they already started on buying stocks and investing their money, so I think I can just refer to them lah


yes so, ya


uh no but I, just listen to stories lah, so far the only investing that, oh no I to, I did did did did share something but I really don't understand uh


the only investment that I know is about house like I know how they buy house, at cheaper rates and then they sell it, ya like like they bought two house I think, ya they bought two house ya so one is HDB where one is condo


and then they rent the condo and then, when the rate is higher they sell the condo, but they never stay in the condo so it


ya, so to you investing is not your thing for now


same


but I think, like now I have my business I think that's somehow like investing also, like ya, invest on the products that I sell


but the returns is not that much lah compared to you invest on, big company and all that stuff but is including some of my passion so ya


I think I'm a risk taker,


ya I think so ya if, ya ya ya, if you managed to like, grow more lah


so would you recommend your friends, to invest, even like the okay like maybe to you is, they need to you someone need to be financially stable to invest right, uh would you


recommend to your friends example if you already financially stable would you recommend or like ask your friend to invest together


see ya , uh I don't know but, recently on tiktok there's a lot of, advices on how people should invest their money


on not small company but big company, but also depends on how many they , invest lah, like they can get few cents also, it as a return if they they if they invest, not that much


ya that's why that's the that's the only thing that I don't do ah


yes, oh I don't I only have one bank account, which is the bank that I'm using, but


I use paylah to save my money, ya , I mean I I recently close my account, so as I don't use it anymore, ya so I use paylah to like somehow keep my money there


as a extra wallet, you have right, ya ya


ya that's the account that I close, because uh


like you lah I saved all the bursary money, inside and my, my salary for acting and all that stuff right, and then


I need to help my family with financial matters so, they withdraw the money, so I'm left with six dollars, in that bank and and I never use that bank anymore so I just decide to, close it down ya because, after twenty one they will deduct


your money if there is no, if you didn't reach the minimum amount of, ya , so now yes yes


uh the blue card is it, that ya uh that one, eh sec two sec two, fourteen years old ya because I decided to sell the shoes


I ya so I I need the card and the bank stuff, to, better transaction lah, for better transaction you you get when ah


thirty one december the blue card, ah really ah , uh what do you think is like too late for you or is


ya


uh it's very late lah I think , but that card is with debit card right, ya okay lah, can use for online shopping


, I think sec two, same as me, yes , I think they will start going out and they need


some cash, and now is going cashless so yup


part three negative experience, okay yes


oh, , I think during year one poly, eh ya year one poly , it was a new environment, for me and the people


in my class is not, somehow someone that I can click with like I can be with them but, they I can really, share how I feel to them towards them like


yes, ya so because that one is uh


bad start for me in poly


ya so, uh, I just decide to like work hard like, how to say, distract myself from feeling that way or thinking that way


uh by dancing or like you know staying back in school do work, just go home and sleep so that I won't have this, feeling lah but is still there, you


oh (mmhmm), ya ya, (mmhmm)


(uh huh)


, uh okay, okay , what


what, when when is the time that you feel like you are giving up, ya A level


uh I think the time where I was the fattest, like like the heaviest weight that I have, and I have shows and intern, so


whatever I eat or, like my exercise all, I don't really like care about it, so during the, practice, the instructor told me that like I have to lose weight you know, I don't look good


like with this costumes and all, so I really feel like giving up lah like what's the point of, you having the skills and like talent to dance but, you are actually looking for like people who are actually have body, like look good with costumes


never mind sir you know my body in the start at the start what, why would you, want, to still pick me you can straight away pick, you know slimmer bodies ya, but it's up to them lah if they want I told them if I can I can give up


just because the costume that you wanted, you cannot wear because I'm fat uh or, and like then have someone who is slimmer but you know the skills are not there yet, or just have me and change the costume that you want lah


ya ya, same problem


I think is the I think is the uh, you have two weeks to lose weight, I don't care you have to wear this costume, and then during intern they said like uh, you are pretty but you will you will be prettier if you exercise more


that okay , uh, I I think mostly about my weight lah like people say like eh last time you were, skinny what what happened you know ya so, I think that's the most hurtful words that I've


I cannot forget, you,


uh, (mmhmm) (mmhmm)


is it I know who , no lah maybe maybe she said that because she didn't retake, she also regretted her her grade what, but we told ya but we told her not to retake because


she got that A two already like it's enough, I mean like I mean not that I said it's enough lah but it's time for you to focus your other subject because, it's an A already ya so I think she just


salty , , oh okay okay okay, okay, ya talk about your most heartbreaking moments


that guy uh that guy, ,


, ya ya ya I I understand like that's whatever he did is so nonsense


ya, uh, I think he I think everyone know lah about this


, when you are in the okay I think is about relationship also lah ha, so when you are in the relationship for, with someone for a quite long time I think three years during secondary school is quite long


already so ya so you thought like you know you can, proceed the future with the same person like oh go through secondary school together go through uh poly together go through everything together even though is different school or what university can go through together


but ya it's, not like that lah like that past, the last year that we were together our feelings eh no ya I have feelings for him but he actually like you know been thinking about whether it is


true or not like should he should he give up already or not and that that lah, so ya I think that's the most heartbreaking moment lah, because, you know you yesterday everything was okay then suddenly today like, oh


eh you are nothing like as if like the past few years, was nothing ya ya, and to move on from that heartbreaking moment, took me


eleven months almost a year, almost a year ya , with some, unhealthy stuff like not eating, , and go in training


I think every day, ya, that's life, okay ya, what is popular trend that you dislike


okay ah oh I don't know I don't know I also don't know say what, what is the popular trend that you dislike, I think , I think like now the trend is like the E girl thing


E girl ya internet girl E girl, ya E ya I don't really like and see, like I don't know like now everyone's style is the same, ever since these E girl thing like oh now the standard is like oh you must dress up like this E girl thing like this pinterest thing you you if you like


ah something like that lah so like you already like set standards for people to dress up, !hannor!, ya last time like what people wear, , baby doll blouse the muslim one ya blouse, ya then now like all like


internet of it, which sometime impossible to wear , in singapore lah because it's hot, ya so it's like or maybe because I don't like that the


that style that much, you


, oh ya ya ya yes,


ah ah ah


ya and also, the bad thing is sometime people buy in bundle and they sell it back, ya so I think


oh oh ya ya, ya the oversized trend thing


, nothing angry


I think it's about the weight, thing, ya I think it's just like mixture of feeling upset and, uh mad like, like is it that bad for a bigger size dancer to dance


like, it's not wrong for, like, you don't have to keep with that standard of, like or skinny tall pretty girls dancing


but if they are weak and they don't, have those strength or, skills that you want then, you end up like getting mad at them, so like just be appreciative, with what kind of dancer that you have


yup you


true ya ya


, okay , what is one thing that you will never joke about


(mmhmm)


(mmhmm), ya, uh I think it's about ya like you say like someone flaws eventually, like people


actually have been joking around okay maybe like I don't really have acne problems but they have been joking about my teeth, which is something that I'm actually very insecure, and like the way I talk I always try to like hide my gap


so that people won't see but it's obvious what you you really cannot hide it and, to face that issue you need like what thousands of dollars, and it's not that cheap, not that money come from the sky, ya so


that's something that you shouldn't joke about lah like weights, flaws ya like you say lah whatever that related to appearance, shouldn't shouldn't be joked about unless maybe , you are okay with it


but still like not nice lah, like I'm okay with people saying about my teeth but to a certain extent, ya


I think I have insomnia is it insomnia, ya ya like I cannot sleep, at night I I also don't know why, if I can sleep early like ten then I tend to wake up at three and then cannot sleep again


ya I not sure why I cannot sleep maybe because, sometimes I stress about things, then sometimes it's just I think is habit lah, ya you I don't think you have a problem


keeping awake,


(mm) (ppb) ya true, okay


part two positive experience


yes, oh I think , I think my primary school life is my most memorable days because


, we I feel like we are family, ya and and, we had fun of the school we had birthday bash and just like primary six, so I feel like


that's the bond that I, I think is hard to get lah, at that age, and also that we we still have that bond until now, so I think that is the most memorable thing in my childhood


ya you


yes, ya and and like we after school we catch up with facebook


webcam and like kids nowadays are just full of tiktoks you know, they they don't feel this, bond


eh ya, ah ya ya ya ya ya, ya, ya I think I think primary school is the best lah, compared to secondary school


ya, I I don't really like my secondary school so, so uh ya what's your dreams


dreams and goals, , (mmhmm),


nice, (mmhmm), but you are taking the related course one


, uh, I think recently I just shared a tweet, like maybe one day I want to be like that


do you see ya so, uh so uh, like successful businesswoman ah, like every day got a lot of orders and all that stuffs, I mean I am still far from that but that's my dream lah


to be somehow, known from my products, ya, because other than that is dancing and I think I've like manage to, achieve my


passion in dance, like I already get what I want, for dance ya okay, other than that I don't I don't think I have a dream job


like a proper dream job I just want to be , I want I just want my business to like continue, in the long run lah


ya ya ya you know, put my staff on like what sephora ,


sorry, oh uh what do I love about life, I think having supportive, people around me make me love my life like ya


I think if for you to start something you need someone that can support you, like willing to support you ya so like you don't need ten or hundred people you just need one one person that can that will support you whatever you do is actually big thing already


but, thankfully I got like my family my friends, so, to support me to who I am today lah, ya so that's something I love you


oh


oh yes, nice so when you got Wiwi


Wi Wi Wiwi , your cat your cat , , twenty eighteen oh


ya , three ya, uh when last year last year ya


one the mother is, I think april ah april or may, and then the, children eh children the kittens are, uh, september, so them were uh ya but uh


they are not they are not active, so it so is ya surely and then like if I play with them maybe I throw the ball right, uh three to four times and then they will just lie down


ya so, okay lah but they are growing too big already is they are four point five kg, ya four, I can see maybe like like very small


ya very big so, oh uh I don't know their name ah but you know the


the biscuit then with a sugar on top, is spiral the sugar, spiral thing colour colour, ya I don't know the name mah but it's nice


if you eat with the biscuit is not that sweet lah, but if you eat the biscuit first and then eat the sugar, ya that's how I eat it , you need to keep


the best for the last, yes yours


!huh!, oh the egg shape, oh ya ya ya ya ya


ya , !eeyer!, it was nice like at first and then before they, start to, they start to extinct is not nice lor


ya, I think they change the manufacturer or something, but it tastes the chocolate taste weird, ya ya , oh yes oh


, I think best birthday present, was last two years uh eighteen birthday I have, I have shows


I have show on my birthday two shows, wedding show and then, one like Kampung admiralty show ya I think


it's not like present lah but like you know doing something you love, on your birthday, and then ya ya ya at and like it's like your passion and then like on that day after the show, everyone was taking group photo then suddenly my family came in with the cake


and and then like everyone like at the side give the present and all like like, like nice like that like you celebrate with all the people that, you want to be there also stuff like that, ya


I think like like uh indirect birthday party like that , ya yours


, they say is what, COVID ah


oh yes, oh nice, but you you you celebrate with your family right at home, is it ya ah ya ya


oh , okay what is the nicest thing someone has ever told you


oh


what did I ask you ah I forgot, oh oh , I think when people told eh told me that I'm their role model


for dance I think like Macam like like oh, I I don't see myself as a role model or a a good dancer but, people are actually, see me as one


so I think is nice, to to have that feeling, like people look up to you, ya but it's so it's so it can also be like burden lah if you


because there are days like you won't be a good dancer you know there are days where you like, your body can't cooperate so, ya that, but it still is the nicest thing lah


ya like like during my show at esplanade the other day like people people keep whatsapping me and say like uh, you execute your steps very well I can see that you give your all like like very nice you know to, to hear that like all my hard work like !wah! I feel like is worth


, you soon soon ah soon


what is a skill or ability that I , I think is obvious already ah, ya dancing I think other than


I think other than dancing is maybe , I don't know sia I think should be just dance lah, ya, but not really nice nice you know that I I'm not really proud of it


!huh! ya ya, maybe is like nice to see but, meh, other than that maybe maybe my, that recently like the ability to like keep constant


throughout throughout during the throughout the circuit breaker is has been constant so I think, that's also something that I proud of, you ah, you


oh yes, ya


ya I, I think I also never seen you lead


before during secondary school right


testing


uh yes eh, what I was saying , oh ya I was saying that you , like I've never


I never see you, lead in secondary school before, like like, you know we are always like together and all so, to see that you are you are leading, in in your MIN like


new people like like nice should see you lead, think something like very unexpected


perfect day is, receiving, at least five orders a day and mail it out, I think that's my perfect day ah, is my is my target to reach every day five, ya I think that's all


because now I am not working or schooling so I don't really have perfect day ya you, (mmhmm)


true true


finance (ppc)


okay so finance insurance, (ppc), (ppc) so do you have any personal insurance, (ppc) okay I have, medical insurance and accident insurance


so why do you not choose to have any insurance, okay


oh you mean congenital disorder, ya (ppc)


oh they the uh they don't want to sell they don't want to sell you the insurance ah, (ppc) pre existing (oo) (ppc)


ah, okay that is good I I got my personal insurance and, hospitalisation from AIA, I think it's important because all these insurance help helps us in the time of financial need like ah


I have spoken this quite briefly before but uh, when we get our hospitalisation insurance we are covering ourself from a big financial burden in future lah, so let's say if you have to do any surgery or let's say if you fall down you break your leg or whatever


all these will be hopefully be covered by this insurance and you don't have to fork out anything from my our own pocket as you see , so it helps us in a, helps us financially lah you know we won't be in need of cash suddenly


(ppc)


oh okay okay , okay so what what what what type of insurance will you be looking to buy in future, life


I see okay so do you think CPF insurance coverage is enough or do you know do you have any knowledge on this, okay so CPF insurance coverage


provides you with the basic insurance so for hospitalisation you can use your medisave to pay about COVID but for the rider options you will have to fork out your own cash, so why you think the rider is important is it provides you with you are able to go to private hospitals and


you wouldn't have to fork out the remaining amount of money per se so maybe let's say your, your your , your ah your main plan your insurance main plan covers you up to a certain certain amount


ya ya so so I wait let me let me complete lah, then you're rider right you have to fork out cash so like let's say you bill is ten ten thousand or what, then maybe your your your main bulk the one which use your medisave to pay right, only covers four thousand dollars


but the rider itself it will help you cover the remaining portion so you don't have to fork out the six thousand cash, so this is why I feel like you would you also should have your CPF insurance coverage and you have to fork out a bit of cash for your private hospitalisation or whatever


you get what I mean, vehicle ya if you get a vehicle every vehicle in singapore has to be insured so we if you if you don't have any insurance right


it's a offence it's a offense and they will they will they will I think they will just revoke your license you know I mean, so the minimum insurance you should have for vehicle the commercial insurance is the it's called the third party insurance , so this this this covers you in case if you go and hit someone right


then , ya ya you had need to cover up correct correct correct correct, so the other person doesn't make a loss lah but eventually you make a loss, you understand , so


do you have an endowment plan, no, holding approach an agent or would you DIY, DIY when it comes to insurance planning, the term


ah what can you do next okay do you have any friends who has insurance knowledge


make sure your internet don't break


ya, oh okay okay (ppc) okay


okay so, (ppc), okay would you approach an agent you said you will approach an agent right, so do you have any friends who has any knowledge about insurance right now


oh kay kay other other than me you know I mean like in your school or whatever, or just just oh, okay okay okay how how okay how how about let's move on to a different question


okay, okay okay so uh hold on let me let me see ah, sorry


okay what kind of what kind of uh I think I'll ask this question read okay what percentage of income would you spend on insurance like for me I would spend like I research about this like, in a year you can spend around five to ten percent of your income on insurance so like let's let's say if you are earning like just give a figurative amount like ten k a year ten k a year


so in a year you can only spend like around five hundred or five hundred to one thousand on insurance for all your insurance be it life accident hospitalisation your car commercial or whatever, you you you you understand


you don't get it it's okay okay do you do okay uh do you would would you get a insurance like would you get insurance from a single insurance, provider or would you go try out different insurers


would you try out different insurers or would you get your insurance from one one provider


oh, ya ya ya I agree you should you can have some backups but I think getting it I would like uh to like disagree with you on this point I think getting it from one insurer is a better option because you you you you will not be a hassle to go and do your claim


your claims you see you can submit to them everything and then it'll be done you know you know I mean okay let's say let's say if your hospitalisation is in great eastern but then if you accident is in AIA it so you you when you if let's say if you are accident and then you go and take action and then to be hospitalized


so you need to submit two things to two different insurers instead of just going to one which is a, big hassle and your turnaround time for your claim will, will be definitely longer, do you (ppc)


uh they cannot fire uh the agent ah if the agent Kena fired then you will be appointed another agent so it's, no no no you okay so like for you take me as example I get older agent previously


and then the agent got actually left the company so her superior will take over my, portfolio you see they will not leave their clients just hanging hanging around if not it's a that's no ethics for that right


(uh huh)


why why why was this person hospitalised, is it a accident, from work


oh maybe maybe it might have some pre existing condition for his back before then they might think it's a bogus claim you know, eh, ya ya so that might be some of the issue I'm not sure on that also but you can ask the insurance company on that lah


so it's it's it's not okay so what do you look out for in an insurance agent actually, like what question will you ask them before getting an, an, before getting a policy, (mmhmm)


that that that that's what you ask lah, , I think I think I'll ask around the same thing like what what's what's the benefits for the policy, then I ask them is it is it is it worth or not, I mean if they really want the commission then they will definitely lie lah but


most of them I mean I think some of them they were really help want to help you, so they can I mean they will or advise you honestly, so you can get it from a different insurer what I think that's what I look out for in a, agent lah !huh!


like you cannot be, you cannot be I mean, ya I mean that's about it eventually we're selling a product what right, your commission maybe you get one once or what but then you will need to service the guy forever, ya so I think it's a big uh hassle lah


okay so , let's see, okay so what what what what insurance do you think is essential for people our age like for twenty years old, twenty to twenty five what what do you think is important


for what what type of plans do you think important, for me I would think that definitely everyone needs to have hospitalisation, no matter your age ya (ppc)


ya but for a life insurance like that is for coverage of death, I think that can be in the later part of life maybe when you're twenty plus or forty, then you can slowly get uh look into it because that's a very long term


ya you can have it if you if you ya if you buy it now it'll be definitely be cheaper, but then it's uh you you you will have to be in a stable job first and then, cause the term in term life insurance it's quite costly


ya so you have to keep up with the, installments every month or every year so if you break one of the installment will definitely be lah, they will definitely do I mean, I think at at the start they give chance, but maybe after that you will you will just slatch your whole policy so it's just a waste of money


I mean that's how they make money lah, [loh] you see, oh okay so do you know what's the endowment plan, how come you don't know


okay so like you want me to you want me to, uh, oh okay so I can I can explain to you maybe endowment plan, okay so an endowment policy right it's a life insurance contract mah, is designed to pay uh


lump sum after a specific term, or after death, so usually for this insurers they will give it out in like five year, ten year or fifteen twenty years around this type of period around so I mean definitely the longer you are the more you


get back you see, so let's say you you you pay like ten thousand, then uh for for this insurance this endowment plan, then maybe in ten years time they give you a, three per cent four per cent return on this


ya in in a way it's like investment bides, ah linked to, the benefit is you are, protected , like let's say if you die when you get this endowment plan, you will get their whole endowment money plus definitely bonus on that lah


or let's say if you finish the five years you paid finish all, then you will get , you will get this the the the the initial amount you put in and a bonus also, so it definitely , it's just one of the other types of policy


ya I think, I think it's okay but I don't think it's it's for people our age yet, uh that that that is something you we can look forward to in our, midlife


ya so it's it basically uh an investment lah, you see but it's a very low risk it's low risk so if you buy any of these right, you endowment plans right you're most likely you will definitely get your money back one it's not like , some other bonds or whatever sort of risky bet you know


you get what you get you get you get what I mean, okay so, , do you mix insurance and investment


or do you think insurance should just be insurance and investment should be investment you or do you think insurance can be invested also, using if do you think you can invest using insurance as well, then how does it work


so two different entity lah so you think, insurance will just cover you for whatever problem but, ah, ah investment should be investment right, they shouldn't mix, I also agree with few on this but


definitely if you want to diversify, you can take a look into the insurance sector for investment, ya me


oh kay kay how how ah I I ask you questions, , , okay so what's your next uh since you don't have any insurance right now right so can you tell me


more about what you are looking forward into like buying for the future


no that's vehicle insurance, no vehicle insurance, no you want insured your vehicle right, for yourself ya it's accident life insurance insurance


ya ya I agree I agree so this this is the main purpose of insurance lah, it's to just cover your ass in case anything goes wrong you know, ya, ya I mean I mean I mean


ya I think you should get your hospitalisation where once you're finished schooling or what, so you can afford it and it will help, for the long term lah, so if you get it before you get any pre existing conditions like have you gone undergone if you undergone any surgery


(ppc), if if for the past five years you do not have any issues arising from those surgery then they will not consider it because tonsils eh


it's quite common but for your appendix (ppb) you might need to get a review on it but those ya okay


negative experience, okay I think you can start


(ppc), (ppc) okay, describe a time when you hurt someone's feelings, oh okay uh wait ah (uh huh)


oh no who do you call that, (ppc) oh then she cried ah a'ah a'ah


oh so do you regret, (ppc) okay , how how how long ago this happened


oh okay okay like ten years ago ah, oh sorry sorry sorry feel so okay okay okay okay okay okay okay, okay your turn okay oh


ah I see I see so do you feel sad, ah


oh cut ties, oh okay okay okay okay okay, ah I think I know (ppc)


okay okay okay okay can can can, okay then you just tell her a joke you just tell her it's a joke okay


uh, uh, someone's feelings, a'ah ah I cannot remember, maybe like small small arguments or what ah


but hurt someone feelings I don't think so ah, maybe maybe you got maybe got, but I can't remember ya, so describe a time where you feel betrayed, ya ya


so do you feel betrayed anytime, oh why ya, oh is it is it a personal thing or what


oh, okay okay what is the saddest moment of your life, (ppc) ah oh how old was he oh oh (uh huh) oh


oh lose a family member lose a family member, oh, ya ya ya long time ah, , saddest moment uh


(hmm), maybe it was the time where I sold my bike, oh no no no, was a time where my bike got scrap scrap already ten years you know, ten years turn silly then then, (ppc)


ya then the bike become one square box, they disclosed the bike, ah ya ya no no no never really see lah but you know


ya ya just like the end result lah, cause I, I it it's like, uh man the man right care about their machine you know machine, man in machine will like different relationship you know I mean


ya ya ya so a bit sad lah it's a bit sad, I also cry for one whole day, okay so, ah what was a popular trend you dislike, ya


oh okay okay okay okay, what me what what trend I don't like


uh, uh, like maybe some, I don't know some online trend or what, okay describe a time where you felt like giving up


(uh huh) oh uh a'ah ah okay okay


oh, oh oh oh oh okay oh


so you buy four drink you can get four cup, oh, ya ya ya ya ya ah why oh complain ah oh oh


oh, why why you all never limit never limit them,


oh okay okay, a'ah oh okay ah oh then


oh feel like just going home lah, oh oh


oh I see I see I see so what is one thing right, we should take away from that, special


ah oh okay okay okay, uh what is a time where I felt like giving up, the time I feel like giving out is ah I think school time lah maybe like study like what then you no understand anything


then you just keep on reading and reading and reading then you do on the same thing, ya so maybe I think that's the only time where I feel like getting up lah, ya , ya cause not not not interesting ah the thing we


ya ya ya ya so a bit a bit a bit a bit boring lah, so if it is interesting ah I wouldn't like I mean never give up lah but wouldn't even feel like giving up you know what I mean


so okay so what is the problem no no no , what is the worst nightmare that I hope will never happen in real life, so worst nightmare (hmm)


I think the worst nightmare like you look this world I think maybe where I dream monday that the I think I watch the movie two thousand twelve, can remember the movie two thousand twelve, always and the world end the world end, so the world explode lah


so I dream that the world wouldn't explode, so if happen in real life a bit like scary ah imagine all explode, about we cool also ah can


ya ya ya ya ya, ya so describe a moment where you felt like you were treated unfairly


okay okay okay how about uh, incident that makes you angry despite having happened long time ago, ah oh what do you feel uh okay what they think is still oh


okay okay, so you feel a bit angry lah, oh how about now


oh, ya ya I agree I agree


families will trust you more but maybe maybe maybe they think they let goes learn maybe last time you young then they like they just don't care lah, they think like maybe no they thought we won't hurt lah they the maybe joke they joke joke joke ma joke they joke around


ya ya ya ya ya


oh okay okay, must must care [loh] #bo pian# lah #bo pian# lah, ah sensitive okay okay okay okay, angry what make me angry this what having


happened a long time ago ah, oh I'm a, forgive and forget type of guy ah so I cannot remember actually, whatever make me angry all lah I just forget lah, so, so just keep keep it chill lah keep it chill


ya I don't I don't keep it too hard, in my past, uh I live life with no regrets,


uh I don't have anything there is I never do before I I happy that I do everything before, a'ah , oh good version uh maybe got one thing I never do before is religion lah


ya I think that one a bit sensitive issue ah region [loh] correct must understand lah cause we living in singapore, so got oh, take into consideration for so many religions


ya ya ya ya ya I totally, I totally agree I totally agree, ya


so what is the most hurtful would you have said to your partner, ya oh nice awesome


hurtful oh okay okay, no negative things right no negative things, okay so what's the one thing you will never joke about what's the one thing you will never you joke about, oh you learn from your mistakes lah


oh a bit mean ah, oh ya ya, and I'll never joke about someone's financial financial situation cause a bit


it's not something which anyone wants right you know, ya, so I think that's a it's a good good points good points good points to take note, ya that's that's a'ah good points to take note can you hear me now


oh sorry just now my mic was below ya, okay so , I think ya that's that that that that's all right, ya


ah keep me awake at night ah uh, that's a good question I need to think about it cause at night every night I just fall asleep,


positive experience, okay


so positive experience, how about you start, that is a very deep question ah


so, the three things first thing is, we I shall be grateful that I have a, roof over my head you know, a lot of people overseas like uh, those in poverty


oh what they don't even have a place to stay, ah at night you got nowhere to go back home, you have a lot of problems you know, so grateful to wherever, place where I can stay at, uh the second thing is uh


definitely grateful to have good friends and good partners, and having good family members, mean there definitely might be ups and downs but, you know it's not a toxic type of thing I mean the in the family there's nothing


badly wrong or what you know, there's no there's no big issue so I'm good it's all going well, so maybe the third thing is maybe health, grateful to, be


ya so grateful to be born with no, I mean fully functional like all my limbs and whatever like I mean not disabled or whatever you know so definitely, definitely these are my three factors, uh is eh there are many things to be grateful for lah but I just


pick three, not top three lah but just three, I know what I mean oh is it


how else do you count as sold out, (uh huh) ah oh (ppc), oh I see I see so what are the three things you are grateful for


uh, ah can it be different from mine, food (uh huh) oh (ppc)


I see I see, so you saying it's a good countries a good country, oh I see I see so there's only one what what are the other two things


oh you don't have anything to be grateful for, oh okay okay okay okay, I see I see okay okay what is one place you love to visit and why why


bali, oh, oh why


oh bali is in indonesia right, okay okay okay okay, so uh you want to go to the beach, oh okay


okay okay I get it okay okay okay okay , ah so maybe I should talk about myself, ya how my mind, I would like to go to tokyo


because I like to go I want to go I don't know, I mean I I think I just like the people there the culture there the, ya I mean from online like I heard japanese people are nice I want go tokyo cause you know (hmm)


cause they are nice then there is still some disney world disneyland, I know I know I know I know it's a bit childish lah but it's a, circuit thing ah, ya on the plane the slides, do you okay so


, what was the best meal you've ever had, oh grateful [loh], a'ah


okay okay but what the best bears, yesterday eat salad ah oh


I like meals are like sushi, uh I I I I I really like sushi, ya I do like sushi especially those like , the simple ones you know not the too fancy one, all the fancy ones


you know so , what are the sacrifices you have made, that's proof everything, I think worth I'll think a bit too much ah but what okay let's skip the question


what is the describe the best movie described the best movie you have seen, oh


oh horror movies, oh indonesian horror movies, what what what what what movies


that's the title lah indonesian horror movie, but what's the best


kuntilanak , oh okay okay, meeting what wait wait


uh the barrier in the middle of the forest, oh then were you scared, why why they buried her in the middle of the forest


oh no, oh (ppc), oh


so was that the proudest moment of your life, oh sorry different question what is the proudest moment of your life, ya oh okay okay maybe maybe I should share about my movies right, uh have you watched have you have you watched catch me if you can


(ppc), how how how's the movie which I think it's a great is a is a is a power movie, leonardo dicaprio, he he act in the titanic also


ya in the titanic are you a liar, oh okay okay uh then you lie how you lie to people and then


and and, ah we were sorry you were saying, ah so uh, the part when he become the pilot quite nice ah


uh then you got see how he escaped from the aeroplane mah, he will self escaped from the aeroplane, ah you sure ah, okay then okay what what other movies


, other than kundli or not, oh okay are you racist or what


oh okay okay sorry do you describe your favourite activity to relax, ya oh a'ah


okay okay okay, oh many friends, okay that's the last time you went out with your friends what they all do, ah what they all do


oh then what do you do, oh, oh okay okay okay okay okay I get it I get it okay okay, so what do you love more about yourself oh sorry I'm asking all the questions ah


maybe I should answer, , the best the best bomb best bomb meal I had is


chicken rice, chicken rice at cantine oh the steam chicken rice, I eat the chicken rice uh I think was quite nice, I mean uh, the juices will flowing out from the steamed chicken rice


although it was a bit pinkish uh (Uh), a bit pinkish I think the juices were the blood lah I think they never cook properly, uh ya I think I think ya I think, ya one of the best meal lah where it was it was located at jurong point jurong point


you know you know jemubai ya, oh no no ya ya I mean I mean something something like that, uh okay so describe the time, ah that's is ya it's like a it's like a it's like a thing lah


describe a time where you laugh too hard, describe a what is it describe a time uh describe a time when you laugh so hard not thing, (ppc) ah oh ah


uh, oh, fifteen peoples okay I think I I think I don't hear oh sorry, maybe I can hear you can ask about my story


oh okay okay uh okay finish your story first, (uh huh) okay (uh huh) okay


wanted to fight in the lift oh what a funny story, (ppc) (ppc)


let it go ah can you, (ppc), okay okay you cannot curse ah please ah pity the thing, (ppc) (uh huh)


oh, oh, did she shit ah did she shit or did she fart, she fast learning lah oh


okay okay then, uh, oh then uh oh


funny ah okay later can tell me again I laugh later, okay I think I will talk about myself, no okay so


a'ah ah what is the one place you love to visit and why, oh me me me I'm I ask the question myself oh okay kay I think you ah I think you ask me no I think you ask me better


no I think you I think you ask me the question, what, I am not a funny person I don't laugh, ah next question squairy


next question, oh uh no one appreciates lah hard work,


because is work you know work is work you got to do it at the end of the day, (ppc), oh okay okay, everyone appreciates my hard work everyone appreciates my hard work


that time I went to my workplace then I work so hard, my job eh my boss give me, birish he times two my pay, that was would there was when he appreciate it, he appreciate it he appreciated it all out


ya ya ya times two, ya then the next time I go he times two again, so I feel really appreciate lah, oh okay okay okay ya that's yes okay next question


love most about myself I think I am a very positive person, ya ya ya ya like , what are, uh


every time I smile you know what I mean, like you you never, no no no serious like uh always always smiling, the economy does mind when


meant of smiles, so that there is also the proudest moment of my life so answer the question already, ya ya, okay so what do you love, most about yourself, (ppc)


oh but your boss got time still got play or not, your boss got time still got play or not, that means you no hardworking enough, oh


oh okay okay okay then what happen, then what happen what happen, ya, why you mop on monday why you mop on monday to sunday


oh okay okay oh ya ya ya ya I agree I agree I agree, ah, I've uh, ah okay okay I understand I understand hardworking okay okay okay I got it I got it I got it I got it (ppc)


ah okay so which is one place oh you already say you want to go bali right, uh (ppc), so describe your oh sorry sorry all done ah what's the most memorable travel experience


oh why ah, if it's a bit personal all I don't want to know ah why can't their


oh okay then what do you look, what their love, oh okay okay okay so it's like oh okay okay okay okay okay, (ppc), okay where you go where you go


oh when called okay okay okay okay okay okay I got it got it , okay which is what are the three things you admire about your best friend or partner, okay okay no ah okay got a new question what is your most best type of music you have heard


spanish what's the song name title what's the title #tolong mau mami# that one is what food ah okay


finance


okay so you want to start first, no I don't have, okay oh


okay, uh okay first thing first is uh, uh t I'm not sure how insurance will help me, in the future as ah I have a friend who have a congenital disorder


you got yes ya it's congenital, disorder ah, uh which is a disorder from birth so he somehow have a heart problem but then ah


now ready he's he is healthy and and he he's cure from the uh, heart problem lah but then when everytime he apply for insurance right he didn't he didn't successfully applied lah because they say that because


ya because they say that he, got uh pre pre uh what is it called pre conditional ya pre existing ah condition ah that's why they can't help, him to ah get him an insurance even though he has tried for you so many for example great eastern AIA


I agree with you I read some ah research about insurance ah what kind of insurance I want to get in the future and what it will helps me for example like cause I'm will be working in an engineering site and I believe that


uh that's not, much insurance that they can offer me because my the risk of working in engineering site is uh very risky


what type of insurance maybe are life insurance, medical insurance, uh


I don't have ah do you mind walk me through you tip


it, ya kay I see


okay so ah in the future if I were to get a vehicle do I have to apply for insurance


okay I understand ya I understand


they will help you to cover up


okay okay can


I would approach them and, ask them in detail, ya detail about insurance ah what it can cover what it can help me in the future


and, what what can I do next,


uh so I must stop the finance, okay


ya, uh can can you hear the drilling sound


okay


oh kay kay wait ah


let me check the other room, uh I


can change to another room hi hi hi I can change to another room if we don't mind


okay hi ah okay is it better okay ah yes yes yes both we still on


okay ya okay okay can


cause okay so uh, where did you stop


yes I would approach an agent, it, ah yes currently I have which is habib himself ah no uh


uh I don't think they are aware of insurance and stuff like that


uh I don't get it


try again hyuru, uh, ah I think it's best to get ah, from another provider not only depending on one because ah you might not know something can happen to that company maybe it shut down or something and then you are left alone so you still need to have some backup track


uh !eww! eh


okay but what if like that company that particular company uh maybe shutdown or someone from the agent retired or maybe they Kena fired


but you you have to like go through the same process again right from the from the beginning with


okay okay I see, cause ah recently I heard that ah one of my friend's father he went to a surgery oh because of his back backbone and then when he after all the hassle the all of the documents and then when he tried to claim right


uh he didn't he cannot claim his all his documents back because they said it's insufficient but whatever we get is, from the hospital itself that's the only ah documents they give so we submit uh so they submit the whole the whole thing but they still didn't get the claim I don't understand why


uh because uh I think he injured his if I'm not wrong he injured his backbone and he has to go for a surgery, yes it's an accident from work, yes


okay, maybe I six okay


how can I how can the insurance really like cover me and


do I have to like pay half for it or maybe are fully fully covered ah for how long can I still continue this uh insurance thing, I think that's that I think that's what I will ask lah


ya ya true yes yes


I see


uh


I agree I agree with you that we all need uh hospitalisation insurance


but we can have it earlier on right we still can have it earlier


I uh I see, ya


I, no I don't , I not I'm not aware of it I'm I not aware of this


sure


okay so what's what's the benefit of this


(mmhmm), I see


oh okay I see


oh okay ya ya I understand


I think uh insurance should be an insurance investment should be in investment, yes


ya sure


okay so talking about investment how does ah insurance help in investing


okay so ah so in the future ah I planning to get a vehicle so which I have to uh buy a insurance like uh is it a life insurance or is it a vehicle


it's supposed to be a life insurance right and also a vehicle insurance, ya and also me what I also need like a !aiya! for an for example if I touch wood ah if I Kena accident ah


I like oh hospitalised would hospital insurance uh in case if I go into an accident and then I need to be hospitalised, I need uh something to cover me right cause I cannot be like paying like fifty thousand cause I don't have that amount


cause from what I know is I I don't have that much of savings to cover for my expenses and also my ah my future


it, ya no that is what I was thinking lah I should get one in the future, but not now


but I but okay but I already gone an uh surgery for tonsils and appendix so if, I were to ah buy in insurance would like they were they like ah


ah cover me or do I have to like pay half of it


negative experience, okay ah I think you should start first because the previous one I


talk a lot okay so, oh that's a very, very deep question because I did hurts I did hurts someone's feeling by uh


uh I so called like uh, bully we know like bully her I not sure is it bully what but it is bully because I called I called her uh fat


and she was offended , but actually yeah but actually I didn't mean it you know it was just a joke but she take it like differently because ah, ah because she is very, insecure about her


ah her weight you know, ah she didn't cry lah but she just she didn't want to talk to me and then she was like telling people I mean she was telling her friends that I so called bullied her by calling her fat but I didn't mean it lah


ah yeah until now I, I did I did apologise to her and I think that she still, cannot accept the fact lah know you know, uh


ah this is when I was in ID , and ya !huh! ten years ago no lah it's like uh nine it's like four years four years four years ago ya it was it was like four years ago


uh, but I feel I still feel bad until now so everytime when I see her right I I will avoid her lah it's not because that uh I just do not how to you know say it lah


(ppc) I feel kinda sad because we were close but, now that after all the things happening right she didn't want to talk to me like you know she cut ties with me so


I can't do much about it ya if you know lah, ya there was like the ah, the only time that I hurt someone feelings then now I learn my lesson and not to like you know anyhow say to people


even though even though it even though it was meant to be a joke lah, !huh! it's not funny lah


okay so about you ah have you hurt someone's feelings before,


I see, (mmhmm), it's okay


describe time when you felt betrayed, uh


, I do but with families lah, uh, because , !aiya! it's a personal thing lah it's between uh parents and me so


the saddest moment of your life , ha when my cat died because uh it's my child uh so he was with me since


childhood and he was like a, fifteen oh fifteen to sixteen years old so I grew up basically we are, grew up with him lah and then ah suddenly one day he


drop from the window on the seventh floor and he died, so I , ah he was sixteen uh fifteen sixteen years old, so I cried ah for like


what for like the whole day because I was really really really sad, cause I like ah so called lose a family lah, because he's like a family ah because, ya because he was like a family to us what


for like fifteen sixteen years you know ya, how about you what was the saddest moment of your life


oh, it is is it the black bike , ah so you like


do you see them doing it, oh you oh you just see oh you just see the like end result so what why were you why are you sad it just a bike what


, I see so it's that


a popular trend sorry I don't keep up with the trend I don't have social media, ah, ah


what what was the trend about if you still can remember lah ya ya


what kind what kind of trend, what kind of trend, describe a time when I feel like giving up


ah , I feel this so many times when I'm at work ah because, you know ah working in a service line can be so stressful so so ah


ah okay during these ah moment where there is like a promotion going on uh, so early in the morning right you can see like people already start queuing for this promotional item lah, so ah there was a long queue and people are so impatient and then like ah


ah so they were impatient cause the cafe was not open they already were guess we open at seven thirty and they already start queuing at seven seven AM so seven AM I just reach to the store and then I start my opening lah


uh so ah, because ah, being a manager of the store is very stressful lah I have to deal with a lot of customer different different customer and then also my colleague


and also also the cafe the store area I need to make sure that everything's for ah everything is organised and then ah I also need to make sure that all my customer are, are, satisfied with the product that they getting so ah


at least one time where we have the promotion right ah it was very ah fast selling it was if I'm not you it was a reusable cup so if you buy a drink you get a a what a reusable cup for free


and we only got like what two hundred two hundred pieces and there's two hundred uh there's I think more than two hundred customer were queuing up for that, and then because they were impatient because add up people out because there's no limit for us to buy the cup so you can buy like uh four drinks and then you can get four four cups you know because one cup is entitled to one one reusable cup


ah it's some ya it's something like that lah, lah and then ah because, because there's uh you know like old old aunties uncles they can't stand for so long and then uh is a long queue right then they will like start they will they start shouting at us they will like start shouting and then they will cursing us because uh uh our service was slow and this and that and then say that


say that our service is not good and then they will start like uh what writing you know writing complains to the, ya to the operation and then ah we have to bear the consequences lah, for me is I face it's very it's very pressurised for me lah because uh I need to handle customer there's uh like hundreds of customer over there and then my


my colleague itself three of three of them are doing their job and they are stuck you know cause they are making drinks you know then uh there's a lot of drink one customer can like order until to six cups so imagine there's like hundreds of queue imagine how many cup that they have to do


because uh, ah we don't have a cafe like you know ah like a someone to take care of the cafe cause in the morning we only got uh like three people running the store which is the manager ah


ah and the the two of the two of the partners, so uh people people will start like ah, uh cursing and then were like shouting at us and then I have to like go to the customer and then say that ah like tell them that ah we are in a high volume


please understand that we also are doing our best to serve them but they like sometimes they like just don't care and then they will just like cursing me, cursing everyone and then I feel like so pressurize I feel like crying then I feel like ah


I feel like uh this job is very hard lah then I feel like giving up really like giving up I feel like going home on that day you know, ya I feel like going home and then I just like ah just don't care about this job just get get this done and then just go home cause I can't I can't deal with all these people they just they just don't understand that our job our job is like


this lah ya I knew, , I learn to be patient lah I learn to be patient and then uh ya mostly patient so how about yours what what is the uh


yeah what is , right ya okay and then, (uh huh)


yeah I felt that too, because , yeah some more there's like no one got uh no one helping you know you must find everything on your own you know like search for your own ya I feel that


yeah I , ya ya I understand


okay


okay oh, what's about the movie oh my god okay


ya it's a bit a bit it's a bit like ya lah hopefully doesn't happen,


this one also goes to for me is ah, I was treated unfairly in the house


despite in term of uh, uh , incident uh , uh , what makes me still angry that uh


people ah mother ah my family are still believe that ah I was stealing last time but I did not I already like I didn't steal that's the thing but


ya they think I steal like until nowadays they you know when they like tell tell like tell story to my cousin all and then they will say that I steal I steal this last time and then I will looks like no I did not that uh you know uh I still wait cause everytime when I think about it


it right I feel angry because I did not do some I did not you like , accusing me at on doing something that I did not do, ya lah but it's a that one is a very long time ago lah we uh where's when I was in secondary school yeah I feel a bit angry lah because no no one no one believes me you know the how about now uh but now I think ah


ah I just don't care ah let them think whatever the want because , eh it cause it really doesn't affect me lah but everytime when I think about it like ah it just makes me feel very angry lah because ah my family you should have you know trust trust me more lah that's why that's that's what I'm uh that's why I'm I'm still angry yeah


ah ya maybe lah, I also not sure eh, , ya maybe lah but as you know the the the the pain right still inside like cause it's your family right if if he was like other people right I think I don't care lah because you wanna say I steal then you say lah say ah say lah like I like I don't give a like I don't give a


then about your opinion lah but this one is uh family family related so like uh it's a bit like ah ya it's a bit like ah you know I sensitive about it lah ya how how about you, what about ya ya okay so


oh okay so what is the one, think okay so what is the one thing uh you did in your past you wish you could undo, ya


can you like give ah one one scenarios or what , ya okay so since you since you like to joke right what is the one thing that you will never joke about


everything you laugh right, ya that's true lah you can't make fun of someone's religion or races ya ya


I agree, ya ya, ya, ya you must ah watch whatever you say lah especially in the internet or something cause whatever you say right you know right it ya you know cannot be undo lah


uh yeah so okay, my partner


ah what is the most hurtful words , I think I'm a nice person I don't I don't say anything ya I don't say anything like uh, uh uh like you know hurtful to someone else ya, yeah


ah if if it was meant to be a joke I will never joke about uh someone's appearance you know because ya because I learned from what I did ah last time I called someone fat so


that's the one thing that uh and also religion I I don't play with that I don't play with others people religion cause, yeah true true correct, yeah


I cannot hear you yeah can ya okay


okay let's go on I think got one more question uh what problems or issue keep you awake at night, yeah


are you sure like you do okay


positive experience


okay okay so ah , what are the three things that you are most grateful in life


(mmhmm)


yes ya ya, ya


(uh huh)


health okay, but why why do you say health


(mmhmm), ya, okay so this is one of the top three lah


okay just three so I I agree with you that uh, we should be grateful for having a roof for our head caused uh after a tiring day or after a bad day you still go back to the house right to like uh calm us at to to your calm yourself down and then to have like uh relaxing day


how else would I calm myself down by watching TV watching TV watching movies at which is also at home by yourself


uh one is like I said uh a roof for my head uh which is one of the thing is is also food, we are I'm grateful that we have food uh compared to like you know ah, ah different countries like for example africa where they have to beg and then uh they have to drink water from the lake is very dirty and all we are lucky that we have clean uh clean water here and we also have uh


food supplies here so not to say poor or what but the less affordable family also still we still can get food here ah there's a lot of financial assistant that can help you uh


uh for example are social social worker ya, ah singapore is basically a good country lah, another two things is uh


another third uh, it says it is the same as yours what uh one is house food, and then my family and friends


, I would love to visit bali, because I never ya cause I never been there before and I heard that uh bali has a great culture


and has a like a good place to visit you know they are meant for their beach so I'm looking forward to go beach, so


ya I like beach


okay so how about yours !wah! , why


you like the people there have you met the people there, !woohoo!


so I wanna go there because of what disneyland,


every meal that I had is the best cause I am grateful for my food at least I get to eat at least I get to eat, are the best uh it was salad yesterday I what is it called the romaine salad


yes, because after workout so I need something to like freshen up if you know what I'm saying, , oh I like sushi too


oh


what are the sacrifices, the sacrifice I made ah, describe a best movie uh


ah I don't watch a lot of movies uh mostly is horror movie I like horror movie and I think that indonesian horror movie is the best, I think you should watch it


uh it's a hall it's a, indonesian horror movie ah you cannot you there's a lot of uh title you can just uh pick any anyone what was the best is #kuntilanak kuntilanak# yes that's a that's


title uh Kuntilanak is a , is a woman then uh it's a pregnant woman that has been uh raped and killed, and they they just bury her uh in the middle of the forest so uh


she came back alive to take revenge ya, I'm not scared I like the I like horror movie, ah because they because they raped her and then they they kill her so they they they don't want people to know what are their wrongdoing see so they they burry her so people know that she's missing


ya, what , wildest moment moment


ya you talk a lot but you don't say about yours, what what is catch me if you can oh I watched that movie before


ah ya it's a great movie ah I like I like the guy ah, what what what, ya ya ya ya, ya I like, act how he like uh you know, lie to people and still can get


shut up lah, , , and he can he can get away with it lah, ah


uh and and end up, ah ya ya he like uh sorry, ya and they edit, ya


{uh} , what other movies , for, but I usually watch malay movie lah I don't watch uh english movie


ya describe my activity to relax , uh


uh uh our, hang out with my friends, so that I don't have to think about uh work stuff, if you know what I'm saying uh, uh with a group of friends you know having dinner having dinner like ya having dinner chit chat


at, uh yesterday I did went out with my friends, ah for dinner lah that's when that's when I had salad you know that's when I had salad dinners uh salad for dinner


ah ya you should uh, uh okay so what was the best meal you ever had you did ask me just now right


uh ah, uh


oh oh I see wher where where is it, where is it located at, ah


that's the that's the best meal, !ee!, !ee! got blood you say ya it's the best meal okay okay


okay maybe your that's your tastes lah so I don't know lah, uh wu wu wu executing ah, part


(ugh), and describe a time uh , oh I was with a friend, uh, when back in back in uh school days lah uh we were while there's a group of uh there's a group of people going into the same lift is like uh you know a cargo lift uh which you can fit around like how many people uh fifteen peoples and


eh , can you let me finish my story first, so ah me and my friend we went inside and ah


ah there were a couple of ah other people also inside so uh from level six to level one, ah ah my friend ah


my friend decided to fart in the in the lift where it, where it's crowded she's not wanted she is ya she wanted to fart so she ah she wait, think for the lift to open but then right


but then right as she cannot like take it so she just have to let it go inside the lift , so everyone !oi!, so everyone was like uh everyone was like cursing you know like, eh who fart [sial] oh eh eh who fart ah eh smelly oh what


and then I know it's her because uh, ah she pretend like uh is nothing cause I know her for so long so, I start laughing !huh! it's fart fart


so uh I start laughing and people thought is me, and then I just had to uh I just don't care lah I just laugh until I go out lah that was the funniest moment of life my life so what about yours


ya, what is the


uh , no are you asking me or you asking yourself okay okay good, ya ya ya okay you answer and then you you answer your own question


okay sure, go on, ah what what is the uh funniest thing


, ah, okay uh describe a time where you got appreciated for your hard work


oh why do you say so, hard work doesn't mean uh your job what right it it can it can be it can be anything


eh sarcastic sia, , ah serious ah


!huh!, oh he appreciated you and then pay raise times two ah shiok ah, eh serious lah


, what uh what do you love most about yourself, oh I see


you are very positive what ah what what kind of positive what kind of positive, , it's that supposed to be a it's that supposed to be a joke or what


!woohoo! !woo! , oh that was the proudest moment of life I I see


what I love most about myself is I very hardworking sia you know I very hard, !huh! it's not about pay lah, is hardworking okay you know or not I got work monday to sunday you know I work monday to sunday okay


!huh! what want, what happen, I no understanding you understanding you that I'm


the hardest uh the hardworking person lah I like I like that about myself, kay I'm not I'm not that lazy lazy lazy type of person ah so, ya


ya I want to go bali with someone


uh, it's a bit personal but what but what I can say is uh me and my partner we went to bangkok, ah ya that I not comfortable sharing it lah so


ah I tell you it's not I'm not comfortable telling you I'm just I can tell you what I can tell you where we go but not what we do lah if you know what I mean ah, ah bangkok, we did go bangkok


ya, what are the three things


uh spanish I like spanish I like spanish song, , ah, it's it's from paloma mom it it's a paloma mami song


ya, (ppb) okay


but eh yes correct


investment, I'm good Darufal thank you how do you do


okay ah basically you just that's the question I'm going to ask you as well cause yesterday I just met up with my friend, we talk about this lah so what what we talk about is basically to start investing as early as possible ya cause that's the main thing lah so for now I'm considered quite late so but


but I believe it's better late than never lah so what we did talk is about to maximise returns while minimising the risk ah so but for myself I'm looking at something I mean if for investment is definitely you buy something at low then selling it at high price


, so since since now I think it's a good time to look into investment lah because of this COVID situation, so what do you think is a good time to buy or how


(mmhmm), (uh huh) correct


oh really I see I see


(mmhmm)


okay


ah I see I see so do you do you also trade gold, so I can see you are you are quite a high risk is it can I just check on your risk appetite when it comes to investing or trading sorry very hungry ah


uh ah I see I see, (mmhmm)


(mmhmm) (hmm) okay because for myself I am I'm not a high risk I'm considered a medium medium risk lah medium medium risk slightly high on that range


because normally I would try when people recommend something to me I definite need to try so just to get the first hand experience rather than hearsay from people that this one no good that one can't be done, so I'll have to try it, at strategies investing anything lah ya


exactly I think eh, (mmhmm)


for me I I got a similar idea against with you but uh both, with REITs lah cause uh recently I just read up some about this app Syfe, have you heard about it Syfe, ya I think I pronounce it right lah Syfe uh is is an accredited by MAS so they have this investment thing they they will they will try uh to check on your risk whether you are low risk medium or high risk then after that they get a stocks


for you lah so I did I did some I did some investment on that and I saw the they they bought some REITs suntec REITs for me ah so I just leave it there lah for me I just pump and forget lah so I checked once a while


, (mmhmm)


ya I could say that correct, (mmhmm)


rebut ah okay basically before before I did all these I, check with the guy lah so the guy was saying these are all fine Syariah compliant so I just proceed with it lah, uh so with regard other than that uh uh uh uh myself do some trading as well online trading forex trading lah to be exact so but I rarely touch gold I'm I'm more into currency


so that's my so called investment lah, yes correct, (mmhmm)


, ya for Syfe for Syfe definite they you just pump in some money but if you want a, proper one then you have to meet the broker lah or you just have to read up read up about it lah like suntec healthcare REITs far east I mean as long as it doesn't involve in into any gambling any entertainment stuff I think it's fine lah


, options options I came across before also, binary options then I get I consult my so called my mentor lah she I ask him because I went for the we went for basically I went for the what you call that interview ah I did went for the interview and we talk about it and that the only thing is


because it's it not permissible in our religion, so I just put it aside lah, , but again but again in malaysia itself I went to this seminar they were talking about options ah apparently they have Shariah compliant so maybe you can check it out lah


yes, bitcoin


, ah no basically I wanted to but price is too high so share away so but


but I but, I think before you embark into any cryptocurrency you definitely have to read the white papers they have that what are they involved in that there's this one one crypto if I'm not wrong it's name funfair, funfair the price is good the returns are good but only thing they involved in gambling casino so is out of the topic for us lah


, ya I'm into more onto forex err looking up into property lah


err okay basically for me I trade I have a few different account, where I have my very low risk account medium risk and high risk so ah so I think as a trader you should do that lah, so what what I did is definitely if the price is good then I just pump in then just do a buy or do a sell lah to that particular currency itself and if it cannot


hold long I will definitely hold long lah but again we can only hold long for two days, ya ya mostly on my strategy lah,


I have my my bloomberg but rarely use it ah yeah yeah it's too is too, is too so called is too what too deep ah they call it ha ah


so we just apply to whatever we have been taught in the trading to the to whatever we have on the chart, alright yeah, (mmhmm)


oh ya ya ya I think I heard of it it's something like like far or something is it I don't I can't remember the name ya ya ya ya, I think I did went I did went once for his seminar is quite good ah what they do what what sorry


uh definitely because I happened to be in malaysia that time and the seminar is there so I managed to get in lah because it's a free seminar so there are like a couple of singaporeans there during the seminar they did ask this question and in fact I myself ask him whether I'm eligible to buy as a singaporean


they say there's a chance ah I mean you can join them there will be our, our so called our so called broker lah so they will scout of for all, good properties good return good rental ah and and if I'm not wrong this far is the biggest biggest


so called property buyer in malaysia so I believe if you if you have the opportunity do check them out what so what lah if I'm into property, (mmhmm)


yes correct amerity is correct


(mmhmm), but according to according to his track record and he showed us physically during the seminar it's is achievable lah because if you further if you don't have any tenant to rent your house you can the next option is to just stay there


uh but but the uh, but the good thing about him is if you buy through him his company you get like like forty percent discount ahead of everybody else ah so when when when you already bought it when it's time to when it's MOP time you can resell it off and you have already gained like forty percent profit


correct , so it's it's quite good lah I mean you can you can still apply his his strategy in malaysia to singapore like grade A grade B grade C, ah it's quite I think it it's good lah it's feasible because most office property are in KL cause KL structure and singapore is about the same they got MRT yes so as a singaporean ya


yes correct, correct in KL also the houses are like one mil minimum so basically the the the houses condos lah I could say condos in KL and condos in singapore are basically the same price only different currency currency


yes yes there's there's one condo eh that one condo coming up somewhere in I think is in the central of KL, similar like orchard road kind of thing ah I think they are going to launch it soon ah I I just keep a lookout all these


, yes correct


(mmhmm)


oh I see, (mmhmm), oh (uh huh)


I said (uh huh), [orh] so it does does that mean they have a so called a table for I mean they have a table showing their draw down their profits their minimum funding


ah I see so you you can filter out lah you can filter out whichever you you think is the priority lah I see, (mmhmm)


oh that's great okay, (uh huh) ha so how how long have you been doing that that copy trade


I see I see (mmhmm) (hmm), oh okay I I think I will need you to pass me the link lah later


(uh huh) (uh huh) (uh huh), okay


(uh huh), (mmhmm) (mmhmm)


oh I see I see oh that's great (mmhmm) (hmm), ah I see eh I think I think it's good that means you can you get the control of it lah


even though you copy you get the control of it, (mmhmm) so that's good I'm going to definitely going to check it out copypip because I mean as a trader also yourself we we do trade that what's going to be our passive ah active income and probably going to be our passive income


and if the return is good why not why not have a few yeah, ya ya ya that that, that there's another avenue for you for us to consider lah I hope they have similar one in singapore,


, oh I see I see ah ah okay K K


like, negative experience


okay ya


ya ya ya, (uh huh)


!huh! serious oh shit (hmm), yeah (uh huh)


(mmhmm),


oh my okay, , the chlorine ya


that means all your fish gone, ya, oh


ya, (mmhmm) until now


I see I see (mmhmm)


(mmhmm), ya lah ya lah correct because I myself I also have fish before, uh so but that one clearly I said I do have mate also during that time that was I think way about about a couple of years ago so I do have mate during that time I strictly told my mate not to touch the fish tank even though is super damn dirty also don't touch the fish tank


I will change it ah so my my mate was okay lah she I think she's more than happy lah not to touch the fish tank I think she's afraid also because why she's afraid is that I don't rear any normal fish, I bought a Pacu a breed Pacu I'm not sure if you know lah Pacu is a so called belongs to a family of piranhas


yes so yes yes I I have the fish for like twelve years I keep the fish for twelve years so is it was like I think from it only ten CM when I bought it so when he died it was like two feet two feet in length


yes yes it's exactly lah so when you buy it when when it's small is exactly so what happened is uh there's one particular time because that time I was living in a mansion that so my my tank was out the ah first first floor lah first level so


eventually every night I will take a look at the fish I mean I put my hand inside just #sayang sayang# the fish cause it's it's already with me for like twelve years then on one particular night as I was I supposed to be asleep already lah because that was my time, at twelve twelve twelve twelve one AM I've already exceed my normal timing my sleep timing lah so suddenly as I was about to doze off I heard the long loud crash


ah so I heard like someone is in the kitchen or what drop some plate but I rushed down lah I rushed down to the kitchen nothing so but I went out my hope because my tank was actually outside outside of the house because we have a so called a a so called a corridor ah so I just put my tank there because is a five feet


tank ah bro five feet tank so I just put it outside and what what I find out is my what what I saw my two fish are already on the floor yes I've already two Pacu and


two Pacus ah two feet long two foot long, my tank is about six feet ah, so they are already on the floor gasping for air for water lah so it's like !wah! I I was so pissed off I mean I mean ah third


at at first I thought it's it's just a so called is maybe the tank just give way or what but suddenly when when I luckily I got the spare tank inside the house I got the smaller tank lah about three feet tank so I just carry the fish inside and after that going out to clean up the mess I saw one particular piece of the glass right


like like err someone just knock it lah someone just knock the glass because you can as it scattered of the glass on that particular piece itself, ah so I believe this one is definitely done by one of the I don't know could be the neighbors or could be anyone passing through lah I'm not sure lah ah I think possibly possibly is by my neighbour lah because we have a long dispute ah


ah but I cannot blame him lah because we don't have any evidence at that point of time also I don't have any cameras so I was so pissed off that how could someone just break another person's property just like that, especially involving like oh animals like that so it's like okay lah then after that what what I was I was sad but at the same time I was


happy because I got another tank just imagine if I got no tank, so that food that two face is going to be yeah I I don't they don't fit in the pail as well bro two feet man , ah unless there's got bathtub lah uh but my fish one survive one died


ah so one died is because I think they when when it fell off the from the tank it hits the ground pretty bad and it lands on the I think most of the glass lah the tank glass so one one that one the next day died but the the other one is injured I think


it's traumatised lah because it didn't it didn't move it just stay in one position in that particular small tank it is totally traumatised, you they don't eat you feed anything also they just buat bodoh only ya look outside they just I don't know I think I think I think the fish is sad or what lah the partner died or something


ya probably lah but that's the only option I have lah the next is the the next option is I have is the bathtub lah , (uh huh) so that the bathtub is totally out also lah cause you put in bathtub then how are we going to shower right and it's not it's not good for the fish as well lah ah but then ya but then I still keep the fish I think for couple of years later but during that time right


you know guess what the fish fall sick due to some I think age lah because it's like fourteen years already right so age, then the eyes are pretty red then I went to then I ask my one of my late grandparents ask them actually do you know think about fish right say you he say ask why I say my fish is like this like this like this like that like that you tried to give panadol lah


alright, you know give panadol you know I thought eh this this grand grandparents I ask for opinion he he make a joke give panadol then I was thinking thinking okay lah never mind lah panadol also I think nothing wrong lah, so literally literally I tried and


surprisingly it got better lah the fish ah, actually during that time I was down lah I was down because normally the fish will the fish will be very active for that Pacu, ah so I'll I'll buy I buy frogs small frogs ah small guppy for their for some bonus lah so called bonus dinner bonus lunch


but during particular that particular week it totally boh layan you lah look at you also lah buat bodoh ah I don't want don't want to talk to you so when I give the panadol itself it really I mean, the lessen ah lessen the eyesore


can can start swimming even though it's just a small cramp space ah but then after a few months also it, you know so that one also died the fish I think because of due old age ya so when when when it died I carried from the tank I measure is about slightly ah more than two feet lah


ah so I mean the one thing is I'm quite happy is because I managed to take care of the fish for like fourteen years twelve twelve years fourteen years but was really saddened by the by the experience lah that the tank was being knocked down


terrible terrible , now I have now is my cat ah I get cat ya, cat also there's there's a set experience whereby during when when we have that cat one of the years right I think two years three years back three years back


he he he was diagnosed with some some I don't know what what you call that bacteria growth or what in the at the tail tail area so that one we we got a choice lah whether to cut the tail off or just leave it as it is


ah so that that was a so called difficult decision also lah to make but eventually we just go go proceed with to to cut the removed the so called like a tumor something like that lah growth lah, ah because the doctor was saying if you were to cut the tumor and most of the time you have to chop off the tail as well


because it's already badly affected the the whole area but I say never mind lah we just go to you you just proceed with removing the the growth first lah ah so my cat was hospitalised for one week one week ya


so every now every day my mum or myself we go to the clinic lah to check on the cat lah, but okay lah but eventually eventually it recover and the tail is still there until now


(mmhmm), oh really oh


(uh huh), (mmhmm)


(mmhmm)


yeah


(mmhmm), psychiatrist lah to be with psychiatrist is it okay


ah


!wow!


(mmhmm) (mmhmm) (mmhmm)


so she adheres to take for every four hours (uh huh)


(mmhmm), (oo)


(mmhmm) (hmm) (mmhmm)


I see I see but but asides to that I think I I have some cousin also having this issue but apparently when they grow up it it gets better


it gets better not not just their physical state and also their so called academically I have I have one, ah I think until now he's he's I think about now is about twenty early early twenties


ah ah his autism lah it sees I mean it's not mild autism is full autism lah so during when when he's young !wah! you cannot get you cannot he is easily get get agitated everything lah he just blast you spit at you he can spit at you


ah so that's worrying it about worrying his parents lah but then I mean I think his parents also get get to learn more about his behaviour, ah and eventually now uh he's getting better lah he I heard is like he's one of the top in his class ah and he always help people even though people with same autism also he will still help


ah, yes for a special school lah so and and surprisingly he did well I think he's one of the he's he ever got interview lah by Suria , so I mean