so for me for me uh yeah, go ahead, no for me one of the greatest reward was this is I didn't expect ah I was, so actual attending a course somewhere I think about last year, then I had some friends who didn't know the topic so I used to help them a lot so sometimes they they need catching up so I used to help them


so at at the end of the course so I don't know they suddenly had this this uh maybe we were handed all the certificates lah for good attendance then I didn't know they had they had a certificate ah for being the most helpful, person in class so they gave it to me I was so yeah I was a bit surprised so not only


me that won another lady also ya so that was really rewarding ah I I didn't really expect that so that was a so called lah like like a recognition so there's another old lady also she also was, quite helpful in the class so she also got it so both of us yeah


so that was something, are you sure I don't know I just do what whatever is right lah so at the moment ah, ya


, !wow! !wow!, !wow!


ya all this kind of stories even even one time I even saw, one guy err he, this this guy was blind lah, so he was using his sticks to come so so I was in KFC, so I saw this guy coming in so he went to the counter just find his findings his way to the counter to order food


so I think somebody came across and wanted to help him up lah so they say can can I just help you order your stuff then they said okay can so I I think he was partially blind ah but he still was having difficulty getting around so I think I saw the person, then after that uh he ordered on behalf then in the end he paid for him you know he paid the whole meal for him then after that he brought him to the


place let let him be comfortable got got him a good spot, then err then the lass left, so that yeah that was uh something you know, ya so man man it's about mankind lah so


so so do you yeah so do you love adventures, are you a person who love I mean , adventurous


you sure, even even , jumping from plane from the sky, , ya probably sometime ya, oh okay yeah for me, for me I think it'd be fun if you go in a group so everybody does it so I think it'd be fun lah unless err you are going to do alone


some people a want ya, yeah I mean some of my friends crazy I've never tried before , yeah I was almost selected for commandos during around


nope no, I'm afraid of heights , ya, no I was almost selected so I was praying I wouldn't be selected, yeah yeah, no no it's not I didn't want it somehow they change their mind about me ah


, ya so, ya my friend even suffered also lah so I got all kinds of stories and there was a yeah that that was even my one of my friend this is after his NS, err


he he was still under the commando unit so they had to do jumps every year you know during reservist training, so there's one time I think they went to australia for training somewhere in the desert part uh australia lah, so he told me err


because they have to carry a lot of err bags all around I think don't how many KG of uh weight lah, so one time uh he one of the years he went he went and jump ah so the thing is parachute never open you know, spare also didn't work


thirty he told me thirty thousand feet ah free fall you know all the way somehow his weight was actually accelerating his err fall, so it's a good thing he landed because it was a desert areas his he landed on a sand dunes


but he but he still broke his ribs, ya still broke but he survived, thirty thousand feet know thirty thousand feet, so err, because he is he was my ex colleagues so we were in the same department so he was limping because I asked him why why limping any any accidents you had before then he told me say all screw screw around all his body ah


so the guy uh then and the army compensated him lah but not much also but uh ya still breathing , I'm not sure I'm not sure but he say the the whole life was flashing while he was in the air


so I said that one must be a terrifying experience so he told me ah I think that's it lah this is my last but uh he survived, so I just met him a few years ago somewhere one of the functions yeah just say hi to him as he still, he's alright lah so he got married after that


so I think he got kids and all that I think he's he's fine now, (mmhmm), ya ya true, so any embarrassing moment in your life


ya not big ah, yeah I remember this incident last time err I think when I was in primary school or what, so there was this guy bully so he he I saw him looking at me he wanted to know wanted to confront me


so I I was ready ah to to defend myself so so he shouted he shouted something then I I wanted to go on you know I was ready to defend myself but in fact actually he was shouting to somebody behind me, so I almost I almost comfronted him to punch him but he was actually yeah there was so yeah so embarrassing


so but but of course he didn't uh also confront me lah so he he was actually comfronting somebody behind that was terrible, are you are you I don't think so ah


ah ha,


!wow!, !wow!, uh, I mean we have we have all this kind of moments lah but err maybe but some some of the moment it really affected among my friends because some major ones


so because uh when some some other don't don't even want talk about it yeah I I know of friends who are like that so, so what was your so call any luckiest moment you've ever had, oh you feel blessed


blackout why, (mmhmm) (mmhmm)


when when when you were younger or what or is it recently, !wow! , !wow! amazing, yeah


, ya !wow!, so it's good to know some first aid ah, ya, so mine was err there was one time I was at as NTUC


so there were a lot of customers a lot of uh aunties around ah, so every counter it was a long queue, so even aunties were I think most of them are aunties, so this particular N NTUC ladies does does stop and just came to me and said ah can you step up uh why don't you pay your pay for all your groceries over to the other side you know the the other counter she showed me was somewhere in the pharmacy side


she just single me out ask me if there's nobody that you can go and pay but she never even ask the other aunties to go you know so when I went there and say why why this special treatment so I was only one at, the counter at the pharmacy and I was praying for my grocery at the pharmacy so that was uh and another incident just happened two weeks ago I I went with


my friend for dinner at one of the hotels lah, so it's also called a buffet stuff so, my friend did order because err nowadays you even buffet you you can't go and pick up all your food because uh the the the the waiters will do that for you so you just need to tick all items in a paper then they're gonna get as food for you


so uh we we did take every food we had I mean on the list, after that we uh we're we're waiting so one of all all the food came one by one so suddenly one of the waiter brought us a bowl of ah you know the steam fish, so you just put it on the table then we were looking at each other eh we didn't order this so the waiter told us I I didn't really get what he said but he said something like somebody cancelled the order


so this is on the house, she gave it to us just like that you know so it's like eh how come there's so many other customers around other people are dining how come we have the special treatments so I don't know so ya so lucky you can say that, so those are the some of the moments ah


financial related topic


okay so what what do you mean like okay or what do you think about the stock market now quite Jialat sia because of the COVID thing


oh ya you mentioned right, eh not that bad leh I think I know like people that actually invested in that, so you got do anything to invest or not


oh ya ya I heard about that, you got do anything to invest or not, oh I'm so sorry


you got do anything to invest money or not ah, ya true lah


true that's a very good point, uh actually I plan to do it lah cause you know like my cousin right my cousin started doing about like invested in SIA things like that then my cousin like wanted to invest in like US stock markets singapore stock markets and you download like some DBS app right I think if not wrong


then I realise that you kinda low on cash you know then it's kind of hard to invest you know you know ya didn't have enough money to invest a I think not that bad he invested a thousand I think he earn or at least three hundred I think


I think not too bad lah ya cause I don't know lah he, ya sia should legit learn from him then he said like something like if you buy stocks and things like that right like even if the things go down you shouldn't like sell it away you just hold ya then one day you just go ya one day you just go back up


uh, that's why I think it was within one month I think around there ah ya one month three hundred already, but he say like very unlucky because like three days before the thing was like half the price then you could have earned like


let me think eight hundred dollars I think instead that will be so much more worth man, think it was three or four I think if I'm not wrong ya but not really lah not enough money


ya he is now staying singapore only, he say next time after he finished singapore already then he try others ya he want to try US soon lah but not not yet lah


eh then not bad leh if you suddenly got a million dollars what you gonna do, ya of course you need keep some man, but you need to enjoy some of enjoy life as well


must enjoy a bit save most but just like use like maybe two hundred thousand one hundred thousand just enjoy life, solid plan right, oh yes not bad buy car not that good lah car car will depreciate you know but then like all those houses will like increase in price non stop leh must buy the land lor that time


ya sia ten years need to scrap already I think there was like landed landed property right, that time the landed property like at hillview there think somebody like one of my friends right they bought it for like think around two hundred thousand two hundred fifty thousand


then now it's like worth ya two hundred really really long ago like legit damn long like I think around like forty fifty years ago, then now it's like worth three point four three point four three point two million dollars it's kind of a kind of a good investment you know you live there for a little while longer it's Swee


no lah it's err Jalan-Gumilang there that time near mikayla's house you remember right, the big ya the big area there ya it's next to ya it's ya


next to the basketball there near MINDEF there lor, there damn solid sia legit damn solid ya!wah! imagine you sell now ah set for life man yes it's like singapore no land already you must invest in property you know


!wah!, !wah! Siao sia now, ya sia I don't know one small plot of land like at five million dollars already legit easy money !wah!


but now Sian sia because now we singaporean we students what then like nothing to do to invest to be honest, but I'm thinking like ya invest so it's what what do you invest in actually I also don't really understand sometimes


, your brother, ah okay so it's like more professional help lah


yeah yes of course, (hmm), it's not that bad eh cause like you know, a what as a small what


[orh] ya ya of course, if I'm not wrong must, uh no my cousin do himself one like completely himself, yes completely himself cause my cousin a lot of not really a lot of free time lah just he likes to read up on these kind of thing she just read up on it lor yeah things like that lah


kind of lah is he he is like trying for fun lor oh but you trying with a thousand dollars ah ya sia you love gaming now you play with stock markets like game like that


that's why [orh] but not bad imagine like you get a million dollars now right then I I realised that singapore got a lot of those financial advisers I recently went to read up on them lah I recently lah not too bad leh actually legit, ya you see you got the money already it's like you can just you set for life already man come on for a million dollars right you just invest in the correct things then next time you just don't need to work the rest of your life


actually true a million's really not that a lot it's like it's okay lor, true true true of course, oh yes one normal small property and it's gone


ya but now condos leh !wah! ya ya HDB can be a million really crazy, ya that's the I remember cause the condos near like hillview there right like one condo can cost up to two three million roughly around there


two three I think now is like two four two point four around there it's ridiculous how much it cost lah, wait


yup sure, what happened to his wifi okay you're back what happened to your wifi your wifi just died


ah okay, nah Singtel <> soon already Singtel now not enough business already


!huh! what, oh ya continue continue, then, uh I think I'm talking about


financial advisers I think was it [orh] ya the property like the property at hillview cost like two point something million dollars ya it's a bit too expensive lah the area, I think the house itself is quite big lah I feel like the houses around there is quite big but the facilities itself is not very it's not very abundant lah it's not too many ah


kind of swimming pools sauna like those small things lah, ya it's not like your your condo lah your condo they working at now


ya ya, err, okay lah okay lah so, so


ya that's about it lah but now I live from like you know you yaller right I mean yaller like he invests like by himself without a broker and things like that correct so like it's not too bad leh because like you know like if you go through a broker and things like that you need to like pay a fee


and technically it's like doing things that you can do yourself you know what I mean like, you basically giving him the money giving him the account and he just doing whatever he can, ya that's why it's like if you add it up like


okay lah it depends if you win lor , ya cause cause you'll be telling the guy to invest in the certain thing you won't be like asking him to help you earn the money you know what I mean, ya he earns the money then of course lah he get the fee if he wants lah


!wah! but, !wah! but I don't think I can wake up at like five AM minimum in the morning leh just to start at the stock market thing it's horrible man horrible


it's horribly early but I think ya uh, uh I think he didn't do that yet he's that one is the when market opens he likes to do it when the markets close so it's like constant growth you know what I mean instead of like


because after not too sure I think after like, ten not too sure just around by afternoon it's closed already lah so basically whatever you've been seeing like the slow rises and things like that right all like from the closed markets one during the open markets right they fluctuate like a lot


they can fluctuate from like ten to like one within one minute things like that ya it's really it's very volatile then very easy to lose money very easy to earn it's really very Jialat, it's more stable you just see like whenever the company's growing it will go up whenever the company's going down it's going down lah


ya I'm not too sure leh just just how the the world works man just gotta deal with it sometimes ya then after that uh I think some people said like if you invest in the gross index fund or something like that


then you can like cause over the years ah like the stock market is just be on the rise all the way lah it doesn't, like no matter how many like dips there are depression lah depression go a bit go down in the end it still go back up one lah and it will go up like up rise all the way so ya that's why


that's why I feel like for those things like stocks usually people just buy whole then confirm either way is, uh ya of course


ya they trying to go up the big dogs lah and we're like the underdogs like that, they trying to grow up to that thing you know the singapore willmar, (hmm) that's that's like


that's why you also must see the SIA what SIA that time going down but then government already say going to help them so like you might as well invest in them might as well come on man, ah ya I think eh if is if I'm not wrong they are the social distancing officers now quite funny leh not gonna lie ya


I don't think so sia I think ten dollar per hour lah tragic yeah from being stewardess and like, to walking around Kopitiam please stay away from each other


!wah! that one really very Jialat one we see them so many times already , eh you imagine they could be working at SIA leh you never know, maybe maybe


all at once, oh ya ya ya of course, ya ya, I think next time if I got money ah !wah! shit man need start investing must get get the financial the basics young age as I continue all the way


of course definitely man my personal broker is yaller, he lives near my house not that bad lah just a few lots down only


like less than one minute , let's see what other topics are there, investing and trading


investment portfolio, ya ya ya it's the stock market just now we talking about yup


(hmm), ya ya ya that's what I did for a business that time what correct remember that time I was ya I did the business thing like I but it's not really stock market wise I just want a business that I feel like I did yeah it's just to invest but they say like there's a lot of other ways to invest leh like other than in stock market and things like that


investing then, , ya ya ya definitely definitely ya confirm one I think there was all those Prudential things like that !wah!, !huh!


ya that's why then they'll be like you within these years right you're gonna get this amount and you gonna be rich then I'll be like where where's the catch ,


yeah I never bothered to like continue that thing I think you know my girlfriend right that my girlfriend sign up for something like Prudential like that I think then after that, ya then after like I think around three four months she couldn't handle it already I don't know why lah


just really bad then considering it every like, think every one month they took like thirty five dollars from the bank I think it wasn't that bad lah to be honest wasn't that bad but cause ya but there was one very bad thing about that like after you stopped giving them the money already right apparently they can just take the money Zao


ya that's why, ya just take all the money and it's gone, that's damn sad damn sad


I think so just in fine print lor, nope, yup, a complete waste of time


complete waste of time and money man, anytime they want right yeah


it's just one day just drops to one percent , !wah! then damn shag got one percent now already meh I thought even like POSB all like two percent at least around there roughly


was it I'm not so sure, ya depends on which plan, oh really


eh doesn't sound that bad leh, ah that's that's actually quite good it's quite good ya should start investing in Standard Chartered soon


just there lah so whatever it's there it's just they help you earn after a while that means shows that standard chartered is doing like good things with the money all that they're earning money using the money that we give them it's not bad lah


ya take it as investment ya that's how banks earn money one, but it's basically they're doing what every like stockbroker is doing lah just on a very major scale lor instead of ya the stockbroker earns one dollar then they earn like two million just works like that lah life just works like that sometimes man


what to do ya gonna ask come on man ask ask aiden's classmate lah !wah! that guy balling, oh yes ah DBS yeah everyday going overseas getting chocolate gifts class man !wah!


sounds like a oh ya COVID lah life , ya like destroyed so many companies in singapore leh I think all the stock markets that like last time I wanted to invest in all all of them just die leh lucky I no money and all last time


ya, why leh what happen !aiya! brevin is always there lah


ya ya true I think cause like all those things like you know condo management things right the management must always be there right they cannot just like leave, it there that's why cause now people always stay at home then confirm a lot of problem come up one you have to like talk there


ah okay, investment journey


negative experiences, K


for me I'm I've been struggling all the way man from a from a single parent all the way just, struggling now those like people just say stuff about you then you just have to take it as a joke, and deep down it hurts deep down it hurts come on man but it's okay


I feel it makes me a lot like, more carefree as a person I guess


ya ya of course, ya lah of course lah, ya of course lah, or else bad man like you Kena flame fat I also Kena flame fat


but, cause you hit the three digit lah pretty sure that's why, ya okay lah but now do you have anything you worry about now or not like honestly like for the future ah like anything in general lah ya


oh ya you got the report you start already, ya okay, (uh huh) of course my biggest worry now is just


the biggest four six eh six, five five upcoming exams that are coming, !wah! ya five upcoming examinations , ya it's all in school papers, don't know how they're gonna do it


like it's been very bad lah cause like you know the teachers in SP right they just I don't know what's their logic sometimes you know they just give you like ten ten times harder papers right even though they teach like ten times less, I have no idea what they're doing leh honestly


cause now they don't realise that ya, it's like in school at least can learn a bit cause the lecturers is talking and things like that right right, but at home like you can't do it leh like some teachers also organise their resources like super badly now online


like horribly, because they are the in charge like the teacher himself like they are the module coordinators and things like that they're still very very bad


ya then ah recently we did like some you know there's feedbacks and things like that right, basically we feedback we like we feedback to the teachers already okay, then the teachers came to us and telling us why we said this to them, they question our feedback


come on man it's already ya it's feedback what we told them like you shouldn't talk about life in your lectures, because we need to learn correct, [orh] but that guy just talks nonstop about his family and this guy is like the


senior lecturers you know like one of the top teachers he's supposed to be like the module coordinator, ya he suddenly he tell us like [orh] today is fathers' day the children are buying food then lah I'm like ha


it was a one sided lecture , I don't understand what he's doing and then like so worried because like, the entire cohort like barely there's a few As leh the top people in my class nobody got an A leh for our, nobody got an A for our like mid years


ya four point ones all also never get, B plus have, think bryan got B plus he's one of the B plus people, it's far out of reach man, I'm pretty sure there's zero in the entire cohort


which is extremely worrying because I need to get a decent GPA decent, ah this course got no moderation there's only one a last like for the entire cohort, zero moderation


no moderation which is really bad life, ya that's that's true it's normal


ya, ya ya ya of course


ya, oh ya ya ya of course I've seen that met numerous times in my course so not ya it's really bad, oh really that's not too bad already what that's not too bad


so it's very lenient lah their marking ya then it's okay lah but, I don't understand like SP's logic sometimes they just want the cream to come out you know what I mean like the the top of the top


you just destroy the module ah which doesn't make sense leh because like you know a lot of like people with like good qualities like honestly their o levels good enough to get into like universities things like that they just go to this kind of courses and then they just get shutdown


because that the especially this COVID situation right this module coordinators they like don't regard, like what a students are facing is like they just


ya ya ya of course, honestly, ya ya you continue continue


oh ya ya ya that's that's that's good, technically mine has contact details as well but they don't check their phones very often like for some of them lah especially, ya they take like one two days to respond and like whenever they feel like it then whenever they respond they don't give you the direct answer they just give you like we we already show you this you ya something like that lah


oh basically I okay basically I had like a mechanics lesson that went on recently okay then this teacher right taught this concept like ago like I think like one lesson ago then my friend, ask her I I already knew the concept so I was like okay with it so basically my friend ask like how do I do this the teacher straight up just started scolding him meh over the call


ya because I he keep saying like I already taught this to you already last lesson did you not listen did you even come for the lesson then in the end just continued talking and talking and didn't explain the question in the end but that's not what's teachers supposed to do what, ya even the lesson he just didn't understand cause the concept is not very easy to grasp you know what I mean it's like you need to like further explain maybe the people like the those people like not really very fast like grasping the concept but they need like a further explanation


ya ya ya things like that but the teacher just straight up just shut him down and didn't like bother to explain anything to him, it's horrible leh no choice lah ya he just have to blur blur go through the entire lesson then in the end ask other people lor


it's horrible eh because from like year one beginning right like honestly I feel like lecturers in year one are so much better than lecturers in year three like for my course especially lah, yours is the overall okay mine is like year one is the best lecturers you can ever have like normal teachers at least they understand they teach you properly give you proper exercises then year two they just tell you [orh] you're gonna fail but you gonna work your ass just get an a okay uh basically it's like that lah then year three they just say


ya they don't provide any help but year three's even worst leh year three is just they're gonna tell you you gonna fail and they don't help you, so what what the hell


let us it's amazing leh the teacher like that not seen that kind of teachers for a long long time man


I am really not too sure whether it's my course problem or not it's quite bad, ya, oh ya


oh really, oh ya ya ya of course, okay, ya, oh yes I have experience that teachers so many times man didn't get to learn any modules


okay, oh ya, ya ya ya I I have one of my friends like that as well cause you know cartier right like something like autocad like that correct so basically that guy's been working on their autocad like cause the test is two hours long for our cartier is autocad lah then they just they built the entire product


over what's it called ah like around one hour thirty minutes around there I think then they ask us to constantly save into the computer okay so is it that guy got listen he save save save but then right I think there are some like problem that happened then ya he his computer just shut down halfway during the test just shut down


then never mind cause he's ya he save already you know what I saying then he went he went back in he clicked then he save out his save out is completely gone, then I was like then the teacher just look at him like I can't do anything for you then he say it's your own problem because you never save yourself but in front that guy saved already


like he's really very sure that he save already, then after that ya lah he failed the test lah he failed the test lah, what to do, this horror


ya, ya ya ya of course, ya ya ya


ya, teacher wasn't there


ah okay, ah ya ya ya I heard about that also


!aiyo! Jialat that bad, (mmhmm), okay


oh ya I feel like this kind of tech support in my school is just it's not to say very good lah to be honest, the what


ah ya true, ya especially school lah I guess school's getting affected by this thing the most, oh going back to school for lesson is so much better man at first I was like quite appreciative of like the online lesson thing like that


I realise like when you have to ask questions and things like that !wah! it's so troublesome man, then you know usually be the teachers will mark your work right so that you can roughly know like whether you are doing things correctly or doing things wrong, [orh] but now this like they don't mark anything at all eh


they don't mark anything at all so basically only graded assignments you need to submit them in everything else they just, ya they don't mark they don't mark at all, , they ask you either, ya it is they either just like at the okay basically some of my answers will be given for tutorial will be given but only at the last moment


like last right before the exams like but until now I haven't gotten it leh and my exam starts in like around seventeen days I think less than seventeen days ah around fifteen days lah damn bad


ya, ya ya ya I heart about that as well, !wah! they just can scan back one ah our teachers don't do anything one, I feel it's just our our course thing out I swear ah my course it's like the worst course ever leh it's just be like it's just a hard course with bad teachers I don't know why


ya have a decent lecturer at least lah it's quite such, I just need a guy that doesn't talk about his life during lessons that's all he answers my questions come on man


that's why it's like if you finish your lesson you can end the class what or you can answer questions that the students needs lah you don't just talk about your life like okay today I need to go and eat food with my children come on man


[orh] ya of course but yours is quite lucky right yours cause you don't have intern and lessons at the same time


[orh] ya ya, and lucky even the correct company as well, some company got cut off right if I'm not wrong, oh want happen to the interns like that ah


okay that's not too bad but it's not that good at the same time also, ya, ya really rewards it's just a normal thing lah yes


true, ya because it's all I feel like everybody is on the same thing you know what I mean


the teacher will be like okay everybody just give a b lah just like that will do,


but other than other than the COVID thing that happened to our school honestly I feel like honestly once you get the diploma and things like that right, and the diploma is like not really very suitable to be honest like, you need to go like uni lah after you get to uni already I've like search through like jobs you know like


it's extremely hard to find leh not gonna lie, ya like even if with like a degree in aerospace or like mechanical engineering right get the jobs are like, okay lah but you can't like find that specific like the one that I want basically the one I want lah


ya that's why but it's not something that I really want to pursue like all the way you know what I mean, it's like you try this here you try that get more experiences, not too bad lah ya same lah


I feel like in life you just need to experience more things for then for like for now like the thing that we given like quite limited I guess, very limited


I guess you just to go through whatever you need to go through now lor, just not not for me lah , , ya come on man two hundred and eighty students you give twenty internship spots


oh ya oh you know what's the most horrible thing about SP, SP didn't allow you to find your own internship companies you know, oh really, they said something about like err pride sake like keeping the SP name


then I'm like ha that's what they explain to us you know, okay ya


that sounds so much better leh because I feel like I could have like found like our course like related like for aeronautical you can find a place to work at, then I still can find but better than your school not giving you options at all correct, then you can't really do this then you can't really do then you just forced to do like the final year project


which I feel like cause with like so many people right it's gonna be very diluted then it's everybody's gonna get a B or B plus you know what I mean, it's easy


true true, I just hope the lecturers like us lah basically for the FYP, ya ya ya it's two to three eh no my FYP is three people


oh you mean ten to twenty groups ah, that's normal but now it's kind of different, ya


okay, positive experiences, eh that day we playing basketball not too bad right !wah!


!wah! but, somebody played defense really badly that day, oh ya then the guy spinning around right you never see anything ah, oh but that day


it's quite it's quite sad that they uh we lost the match but must you know improve you know, we get there already improve of course, yeah you know that those !wah! then you you made some friends that day right correct you make friends with the Ming uh like Ming-Xuan or something like that


was it Ming-Xuan ah joel they all lah, ya joel and the tall guy, ya I know it's ming something cause I defended him let him see his back ya it's Ming something, yup of course


!wah! he's fast man need need to learn from him lah when you see him already must come on man I need a which is speedy guy


!wah! the gym !wah! they inspire so much to work at a gym ah it's not too bad , oh ya of course !wah! okay let's talk about uh things that


blessing in disguise !wahseh! one of your biggest blessings in disguise must you going to poly man, !wah! biggest, change your life forever


come on man, yup but JC save time lah basically time is money I guess I'm not so sure, ya so it's basically the same thing in the end lah


!wah! but poly is so much more fun man don't need study ah !wah!, of course, then now your GPA like a bit the high ah, ah ya ah then my GPA now decent lah can can still go to uni still can go to uni


ya of course lah !wah! barely made it leh !wah! have I went to this course ah never thought this course would be so hard leh, should have just joined never ask me go mechanical make me go aeronautical engineering you see lah you see lah you see


I know right because the like the biggest scam you know first day of school they told us that leh !wah! everybody was like time time to drop out of this course man just drop out


that's why then there will be so much more time to study leh then I study like learn my plane stuff my god man


oh yes of course , just like can get the four point O man, !wah! but aeronautical no joke man studying leh day and night leh then still get a b in the end


ya ya ya sure of course, ya theory they ask you understand they never teach you but then understand you must understand


incoming clutch after that, ya, oh but I swear ah last time actually being like overweight last time in like secondary school is like amazing last time like how our life


but but you like taught taught taught me a lot of things at the same time leh it's like whenever I played played like cause I'm in basketball CCA what, that's like one of the bench warmers you know it's like everyday sit there on the bench see everybody play


that that was no that was in like sec three sec two was still like little plump you know, ya I lost I lost a lot of weight lah but, no four I became fatter sec four was a bad time many a of course


I think sec sec two that time when me and russell like the bench warmers and things like that right, !wah! then very sad leh cause like you learn things that you cannot even play because you are not good enough, oh but then after that ah !wah! three onwards I didn't go training ah I work outside everyday play outside play street ball play street ball !wah!


now everybody asking me to play for them of course not the current me of course lah just like the prime one year ago me wasn't that bad


used to be a hundred K G hundred K G, ah yes one what happened in sec four what happened in, !wah! eh inspiration man see we both lose weight together


of course man , this guy used to be so fat how did he lose weight how did he lose, , no then now look at what happen


now now the tables have turned, the guy that used to be fat is thinner than me now, everybody is heavier than you how does it feel from hundred kg to the


you reaching there already lah but now you on the on the rise right, you on the rise now, time to start losing weight ah go to the gym after, ya of course !wow!


what else, come on man next time right in life right imagine what is your perfect day what do you want to do from morning you wake up to the time that you sleep at night perfect day whatever you want just waking up


playing two K eating then going back to sleep !wah! , !wah! no we, back to hundred K G let's go easy win


just eh come on man you just gotta add basketball right on top at the end, just how just meet up meet up with the clique again just like basketball just like tomorrow !wah!


and just like something like you owe me like a Mala, that will make life so much better because there's always free food, , of course especially when you're the one treating


one day lah ah, oh ya the Tampines inter court was like amazing man the floor the floor is like a bit soft bouncy at the same time !wah!


oh ya ya ya I think I remember me you on the same team correct come on man never lost never lost, we just give come on we let other people play lah it's like that one lah


life okay then after that eh, eh you got go taiwan recently right or is it not recently, ya no meh wasn't it you, recently what last year what is it


two years ago oh my god, eh but not bad right you go taiwan , food man


not not gonna lie that sounds amazing like really amazing, , !wah! ya that's like me leh I'm went to Hong-Kong ah multiple time I always go to Hong-Kong one


go Hong-Kong already right I just sit at marriot hotel take the shuttle bus to the nearest MRT station buy five dollars worth of sushi, go back to my hotel sit down and eat sit down, of course the sushi there costs twenty cents per piece man come on man twenty cents per piece it's amazing it's just the experience man


really, restaurants no I I stay in hotel all the way , I love the hotels man just go overseas just to stay at hotels life


ya sure no cause ya basically my uncle a lot the lounge there what just go to the lounge chill play computer games then go to the swimming pool


eh ya of course lah I went to the nearby shopping mall and buy stuff and things like that lah, for Hong-Kong one ah, it's not really more of like I don't want to go it's more of my mum my mum doesn't want to travel that much kind of lazy you know


ya then life, you know sometimes eh !wah! I had a horrible experience in the MRT you know what happened a not, I lost my passport at the MRT station in Hong-Kong,


I don't know don't ask me eh come on man I I was buying sushi again and I left the passport at the sushi store and somebody took it, but but but but but lucky thing is


the guy that took my passport went to the MRT station and return it, oh was the luckiest thing that happened to me man come on, !wah! imagine that guy just took it and ran !wah!, he took it and ran I die already leh just stuck in Hong-Kong for the rest of my life, oh ya !wah! life


life strikes hard man come on, ya , you should try eh come on man best experience in my life leh you know adrenaline rush you know better than roller coaster better than horror movie !wah!


you think about it leh stuck in Hong-Kong ah !wah! hor best experience ever I ten out of ten recommend I would happily help [orh] so we going grad trip together right then your passport I think you uh let me keep ah let me keep trust


trust legit trust me man, no no don't be trust angus man I take your passport won't lose one, !huh! I don't mind lah ya then we all got a fun trip together never forget


eh you think eh you think about it like legit imagine right our entire clique went to like, some other country then we all lost our passport because of me, !wah! guys we'll never forget it for the rest of your life leh ,


ya then then ten years down the road you guys will be like what is your most memorable thing angus lost my passport ah then see I'll be there I'll be there , why not doesn't sound that bad doesn't sound


oh yes of course that's the hardest part actually, !wah! stay there there myself ah don't want lah think I trust Ming-Xuan with my passport lah


just pass it to him, [orh] going malaysia was godly man I love going to malaysia go there [orh] ya but I think I'm pretty sure it's opening soon leh I think you got hear you got hear a not singapore vaccine come out already leh


singapore COVID vaccine come out already, legit it came out in the news today, came out already so basically right then they're starting in basic testing now like the hundred people got selected for the basic testing


ya but test it's testing on humans already now test that time already it's testing on humans already it's really ya that's why then see about it eh going back to malaysia man come on


vaccine ya it's good enough lah to be honest, ya ya ya ya ya of course


ah okay


!aiya! that's kind of bad, ya it's just last minute trying to do lah but it's it's not too bad lah to be honest is like at least you can try something instead of just letting them like pass away


oh ya ya ya of course, ah ya, one


ya understand man understand, ya, oh really uh then honestly stay in singapore not that bad quite safe leh but you see like !wah! USA hor !wah! it's all over there


I love that guy eh not bad came to singapore also leh, say hi to him ya he Kim-Jong-Un and uh donald trump came to singapore what summit I think, ya, come on man must be thankful singapore singapore for life


but I think, !wah! then but next time I think I gonna Zao already lah singapore way too expensive ah come on man you earn the money in singapore you just spend it somewhere else


just buy a mansion and just chill for the rest of my life man just chill it's like everyday just wake up see your mansion, singapore you your mansion ah need to be a good solid billionaire to get to afford mansion in singapore


ah wait then no money already then out of money already, oh ya eh you touch the wires one time then you just instantly gone already


a few million dollars or what that hurts like , , okay let's go back to the questions, what do you hate as a kid but now you love as an adult


hate as a kid like when you younger that time you just hate it hated it then now you're older already you just love it, got anything or not, can't click to mind ya can you hear me ya you hate as a kid


anything, you please lah, oh man


!wow! you you want me to tell you something that you can relate to as well, come on man, at a kid that time right do you ever love sleeping, !wah!, now as a adult lah


that's like the holy grail , ya I just want to go and play every day man, don't feel like sleeping any day anytime, [orh] but now you you give me sleep ah blessing in disguise not blessing in disguise just blessing in the face


that's so nice leh, really sleeping the entire day !wah!, have three hour nap sad sadly I have to study not like you I got multiple exams coming up soon not like somebody that works at the condominium


I, aeronautical engineering I'm so sorry I need to study need to study to survive I'm so sorry to your boss, for work, that's not bad what quite nice what


(hmm) that's not bad, no but come on man I mean basketball is like still one the best things to happen to me in my life luckily I joined basketball eh, if not by now I think I'd be like some weird guy


inspire me ah think nobody ever inspire nobody nobody just inspire me cause from young like come on man primary school you just have to hook, , ya ya kicking basketball thing soccer in the field then suddenly one one day I was like the basketball court at the side looks kinda amazing


just go and try and play then you can just go rent a ball with your EZlink card at the nearby E store, then just play ya lor mine's like that got such thing one ah !wah! come on man you have no money to buy the ball last time


ya plastic bottles was damn good man but then basketball teach me like so many things man like keep keep fit make so many friends !wah! then we influence you play basketball so come on man


financial related topic


stock market now ya actually a lot of companies are deep, but recently wilmar just increase their stock like they bought the Coca Cola factory ya twenty seven million then after that I think they increase about one point something


for per unit quite ya quite impressive ya the other time I saw like the company is registered in singapore, ya quite amazing leh ya


for now not yet but like cause I still want to like you know read up more before I really get into


it cause I feel like for investment you really have to be very updated really know what to do if not you're just going in and waste money lah honestly ya it then you leh are you planning to start


it is a good way to earn money ah but is he earning is he earning


oh !wow!, can learn some strategy from him also, yeah, (uh huh)


oh ya ya ya ya ya you should hold first one day it will increase mah, ya, !wah! quite amazing leh he earn three hundred already within how long, one month !wow! !wah! not bad leh


(uh huh), a lot more, oh but how many different stocks that did he buy like how many different companies


three or four ah !wah! but this is from the singapore stock market or or what, or not not not yet into the US one ah, [orh]


not bad not bad !wah! solid leh, then you got (mmhmm) !wah!, I don't know man you know you gotta keep some


then you gotta invest some cause then after that ah yes enjoy must enjoy that's the main point


okay that's solid that's solid then maybe you know upgrade to a better house or buy a car you know or like get license first lah get license first, okay true true I mean like car is like car is like ten years only so a bit tragic also ya that's right house lah house


(uh huh), (uh huh) two hundred thousand how long ago sia, !wah!


oh ya ya ya, three point four, is it like a super huge area or


it's just is it the like a huge ass mansion one the big area lah near the basketball court right


oh that that one that one !wah! solid three point something, !wah!, invest in property man this is a good investment


ya that's why singapore going no land already, buy all the landed maybe in the future ten million, exactly land is so precious in singapore sia


really one of the best investment, true true true all our investment also very small one


I don't know I see like my brother is doing it like he has like a broker so like ya my brother so like he has a broker


then like he uh, so he will just, read up all the economic news then read up on how people do investment, then after that he'll decide okay maybe I want to get this stock how many units then after that he will tell the broker then the broker process everything but I think there's a small like


there is a small fee lah ya there is a small fee that you'll need to pay the, broker for him to like does your cousin one also have, [orh] completely himself


, so now this consider his new game lah is it


cause I know he love gaming what right, grown man game man, (uh huh)


[orh] ya [orh] really so they they just advise you how to deal with all the money you have, (uh huh), but you think about it again actually million is also not a lot like


it's kind of easy to spend everything in singapore lah ya like you can just buy one property then it's gone already, ya , you got see a not the HDBs a few HDBs


a few HDB just got to million !wah! I very shocked sia and it's not just a million it's like few million, then like (uh huh) ah


two three really, is it is it very huge like the area the unit area, hello


hello, hello


ya sorry sorry I think the wifi is, not sure it's like it has been happening recently like you will just break off, not sure if it's like a, is it normal or is it mine only


alright alright, yeah oh what were we saying just now ah before my just cut off, [orh] ya ya ya like how


[orh] ya ya ya how how big is the area of like, err


it's just it's just like super basic is it, ah then BBQ pit nothing special lah oh


that is just that is like too basically already like they just have a swimming pool and like a small sauna room like it's in the toilet one, it's not like a legit legit sauna room then after that a playground then that's about it lah


ya but I feel


okay ya true, oh ya ya ya, if I'm not wrong if I'm not wrong the fees about twenty five per transaction, so then think you can save that twenty five lah


like you can reinvest in more ah ya lah ya lah that also lah but, [orh] ya ya ya ya ya of course of course but like that's


oh ya that's why like stock markets all about really need to update yourself that's the news the economic news and stuff like that, [orh] yes five AM


you gotta wake up at the timing to to get like, good prices, wait yaller wake up at five AM just to do it


oh what time the market close


oh !wow!, !wah! very drastic sia, so normally during their closing is like more stable lah everything, but do you know why like during the opening everything fluctuates like so much


solid


ya ya ya, ah ya ya ya the stronger companies lah the stronger companies will come out from here that's all lah, I feel it's all the


SME ah the smaller businesses, then they will just they just always cannot survive during tough times they are just dip and dip, no ya ya ya ya ya but those those


oh ya ya ya ya but I'm not sure who started it know but I I just know that is uh registered in singapore largest agriculture company that's insane in asia lah ya


[orh] yeah, but what are the employees doing now like they don't have much flights what right, really so they are they getting the same amount of pay but doing social distancing or


!wah! but that's a huge difference in the job leh, from serving people in the air con to


exactly and those walking under the hot sun at basketball court that's just that's just ya all the time man, really really you see those taller ones I think cause they have a certain standard right I heard


like a certain height and weight you need to achieve to be a but I think, ya got to really


ask yaller help you lor invest easy, solid plan solid, mine also ah I I hire him, can can ya it's just like a one minute walk


, eh what what are the topics


trading as in like stock market right, is it yeah right right ah ya ya ya, but I heard like if you become a bidder man also earn not bad leh I have a friend ya ya


oh you did it, oh, like (uh huh), oh ya ya ya ya of course of course like a few different types lah does saving


does saving plans considered as an investment you know like bank, right right I think, ah ya ya ya ya they they will like draw out all the whole plan for a few years ya then how much are you getting back


ya exactly exactly exactly that thing that thing yeah , but all those like sounds damn amazing leh but I don't know is it really is it always really that nice


ya ya ya (uh huh), [orh] the savings plan, (hmm), is it you need to consistently invest this amount of money


like put in the amount of money right, [orh] actually it's okay what thirty five is really low leh


!huh! really so if you halfway you don't want to continue they'll just take all your money that you have put in, !wah!, !wah! that's, but did they like write it in the terms and conditions


wait so so your girlfriend didn't continue it, and her all her money that she put in was is gone, complete waste of time I heard actually I heard most of it is like you put in money then they give you a certain uh percentage of return


but then they write it in the terms and conditions lah the bank can change this interest percentage, without ya without even telling you !wah! that's just imagine they give you, I the one percent I think is still okay but like imagine it drop to zero point something


!wah! it's just, I think (hmm), I think depends on the plan lah that time I heard standard chartered one they had a savings plan lah and the the basic amount that you need to put in is like super long like a few hundred can already then


ya then is like two point something percent which is pretty good leh ya that's pretty good then not say, not say you need to consistently you know put in the money you just have to put in one time ya you just have have to the money ya ya ya ya that's why


but banks mostly they just the money that you put there they will just take it and invest right that's how they roll the income right, [orh] that means


oh ya ya ya ya cause a lot of people are putting money oh yeah ah yeah, that's like own a bank you technically don't need to use your own money to invest


ah !wah! solid ah I tell you that one !wah! legit Shiok sia, but now cannot go overseas ah


COVID it's just a killer like, (uh huh), but like actually like building management companies right very hard for them to fall like building management facility management


cause like buildings is always there so like this I think this one of the only industry that didn't have a retrenchment ya, oh ya ya ya ya ya that's why that's why the manpower needs to be there


ya cause like I'm interning there then they have have a shortage of manpower so they're like they're hiring they are trying to hire so much, yeah it's just (uh huh)


negative experiences, so I angus do you recently have any


[orh] ya true true true, [orh] ya ya ya ya deep down it just hurts ya


but okay lah cause like you take these kind of jokes quite well so I think, true true but I think overall still okay cause like her mother is also


very nice and all ya ya ya, so I mean they're not really losing much you know except except for the like the jokes people make ah I think I think it's just normal like, I mean last time we were fat so like you know people just laugh at us all the time


ya just flame badly man but last time yours wasn't that much though like I had a lot just a lot, oh ya ya ya ya okay okay true true true true what


now like not for the future lah like short term is my report like, I need to submit like, I need to submit next next monday I started already


but, I haven't really move on that much, oh you got five so


!wah! but are you going school to do it or


oh ya ya ya ya ya I think, I think that's that's the worst thing ya cause like when you have someone to teach you it's just so much easier, oh ya ya ya ya


oh but there's no like a in charge to look over all these kind of thing, oh like they themselves are not doing well to coordinate the whole module lah


like, but like like it's just straight up question all of you all


like truthfully ah, oh ya ya ya ya ya that's true


so like all the way he's like saying his stories ah, maybe he's just trying to make friends but like it's just detrimental to your results


, I don't know leh I think, barely ah nobody, even the four point Os


B plus at least, but A is just like almost zero, !wah! that's just that's just bad


but they will moderate right is it, there's no moderation, for your final exam there's no moderation that paper


cause from what I know lah is for last paper they won't tell you the results cause they cause they will moderate, so like I heard before one of the modules lah one of my harder modules last time not really hard lah it's just they have like uh


it's just some people cannot get the concept is like harder for them to get the concept then after that uh, then after they mark finish their paper there's, I think half or more than half of the cohort, so they so they add


, that's why then after that they add about ten to twenty marks to each paper, ya ya ya ya ya and they make the marking uh like they award a lot of marks, ya very very lenient then


like those that you just throw to them the module then they just get As, ya but like it doesn't make sense


ya ya ya, [orh] ya ya ya ya true also


oh ya actually this one just makes it super hard to, this one just makes it super hard to like study like even for, I think Ngee-Ann there are some good lecturers but even then it's still very hard for them to study and everything


but I heard like one good thing is (uh huh) one good thing is like they the lecturers at least provide their contact details so at least you can reach them lah but really


so they don't really respond lah, oh, like ask you back another question


just just scolding him over the call, but did your friend did your friend go to the lesson


[orh], oh ya ya ya ya ya so like you need to have like a prerequisite before that to easier understand


[orh], !wah! that's like !wah! then after that in the end how didn't didn't go through the question


!wah! that's just that's just bad man, I think mine is okay lah overall


[orh] like oh, then after that they don't really provide any help


!wah! then just, !wah! I mean mine they will say like [orh] these modules are killer modules, but like for my year two module ah there's one module that they they were like this a killer module you have got to really work very hard any problem you can ask me those kind of thing ah


ya that's just that's just good lah but, I think I'm not sure why lah but is it your course problem or is it the school problem, but I heard heard like one of my one of my manager lah he he cause he doing part time diploma in Ngee-Ann


then after that he say one of his lecturer also also like this type lah like don't care don't care like during lesson will say her own life story, like I think like one hour thirty minute lesson she will start by start by going through like the stuff then halfway through she'll just talk about her life all the way


ya, then after that that's why then after that he had a test MCQ test but then the whole system breakdown, then there is zero zero tech support leh


ya then uh ya ya ya, ya ya


ya ya ya, okay, , server issue, (uh huh), then there were no save copies


then that's just


!wah!, then that's just it's not his fault, !wah!, for my manager his one is like zero tech support then cause, uh I'm not sure for your school lah but for our for Ngee-Ann is like when you have a MCQ like test online you need to on your Microsoft teams the cam


ya then after that you will, as you do you on your continue your recording lah the video for then but his right when he log into the video recording like, on blackboard you know there's a system, to go through the live lesson all that right so he went in


I I'm not sure if my Microsoft teams or like some other application he went in then after that the teacher wasn't there at all like, the the senior lecturer just completely disappear, and and left them to like slowly die out with the tech like tech problem like there's server problem then when by the time they get into it like


there were like I think less than half of the time left they couldn't even complete it ya then after that I think they, then his friend sent a E mail to Ngee-Ann not to the senior lecturer lah of course to Ngee-Ann complaining about it lah


but I think they never really reply lah so maybe, ya I think I think we really like partly cause of this pandemic lah it makes things worse for everyone


it makes things very like very bad for everyone, like for like school lah, ya like I just hope that my last semester at least I can go back to school for normal lesson


that's why, , true true that's why, uh huh) ya ya ya ya ya


!huh! really, like your tutorials they don't mark at all, !wah! that's damn bad leh you you are practising but you don't know is correct or wrong


(uh huh), oh, !wah!, !wah! that's that's damn bad leh


cause I heard from my for some of the causes are how some of the modules in my course, you will you will scan whatever you do ah scan your tutorial send to your teacher then teacher will will like just mark lor then scan it back to me


so it's like ya just scan they just scan and E mail lor so I think it's like, I think right ya ya ya, I mean like it's it's okay to have a hard course but at least you know you need to have lecturers that can teach ah


ya a decent lecturer don't need to be like super good or godly just have have to be decent, oh yes oh yes like, unless he can teach fast and accurate he shouldn't talk about his life lah honestly


exactly exactly like, there's no point lah honestly, that's why, I mean I not sure lah cause this uh this semester I don't have any online lesson


so like I just I just hope that I don't need to experience, ya ya that one also quite, luckily I I went to internship at the right time also just before all these circuit breaker pandemic stuff was like so


true true that's also true, a lot of company just terminate interns, err they have something called alternative program so like they have like online courses lah but it's not taught by Ngee-Ann lecturers one


is like some of it is from like I went through fourteen days of the online there's online courses I go for, cyber security by Cisco one like Cisco website they have like their own like they teach you about it lah the notes then they have a quiz then you just you just have to run through everything then I think by the end I think


depending on the course some is like four weeks some is like eight weeks module, then after that you'll have a final test, then according to the final stance they will grade your uh intern lah final intern, but you still have to to


ya it's not very good lah but you still have to do your like weekly reports, uh final reports ya ya but, I personally feel like no point lah cause I already doing, ya the online lesson cannot then what you want me to write in the report


like I learnt about this topic then it's like too short, so it's very weird, that's why that's why like, ya like for that two weeks that I write that weekly report right what I do is I technically like uh wrote whatever is in the slide but then like there are slides that they provide then I just talk more about it lor then nothing much


which is very repetitive lah


like for degree ah like aerospace degree, [orh] I think for aerospace it's like an industry that when you go into in right when you're hired right you just stay in it all the way one like you won't like


ya that's why it's like for me like I want to have like a maybe like, career changes like a different ya like a different experiences ya that's why like just sticking to one job is not, it's just won't give me enough experiences lor so I think that's why


actually yes very limited, but it's still okay lah I mean, schools still provide internship lor so I think that's one good thing I mean


I mean your internship just happen at the wrong timing honestly, that;s just but I think cause really a lot cause your school didn't want to like for my school they engaged like my company current company which is like not related to engineering I think your school don't want that kind of thing


[orh] I I heard actually NP also they didn't allow it this time, ya they didn't allow it


!huh! but, the funny thing is I heard like another like a completely different like, school in SP like I think it's err belonging to business side one, school of business one then like for their course it is mandatory for them to find their own internship


it may be a long process lah but you still can find lah ya ya, (hmm) that's true also


ya I think, honestly final year project right although like you need to work very hard right but it's a easy a, like if you work hard


if you don't need to have very impressive like results you just have to put in the effort show that you put in the effort and it's the easy a already ya, cause normal FYP is one small group what maybe around ten to twenty groups in the whole cohort


like in the whole cohort like ten to twenty group, ya the normal [lah] the normal so it's, ya that's why then is like for the time is easy for them to give the A


positive experiences, alright


actually not too bad, like, got some good moments and, got some good moments like, getting cross someone, you know who, ya sia like a bit a bit easy


ya but you know still a good experience you learn stuff, I mean like, ah yes yes yes


!huh! no ya joel lah joel they all joel joel easier to remember the other guy, is Ming something meh, the long long guy right


I don't know lah but, they won the bet lah but it was still quite fun !wah! the joel was really fast, he's just fast yes, gotta get fast gotta get fast


you know have got to work out again get in the gym, but like you know fat life is still very Shiok, it's like one of the best life ever


[orh] this is easy man like just getting back O level results and going to poly this is like easiest the blessing best blessing in disguise in my life


exactly like JC is so hard like not worth it that's why, but but the thing is if you go to a related course in uni you skip one year, so it's like in the end it's the same lah ya that's why and


exactly like all your friends and stuff, just much more wholesome and, !aiya! don't like that say lah I will shy one you know


it's not bad lah it's not bad lah I'd say it's not, okay lah yours still okay as long as can go uni I mean it's alright lah


that's why I should have asked you go mechanical right, you say you love airplane just want to become pilot then after that when you go there you realise that you don't need the aerospace to you don't need to be in aerospace to go become a pilot


[orh] yes yes then you are like what, you could have just go mechanical then go SYFC, then easily


I mean like mechanical is all about physics lah you are that guy who didn't need to study physics and could get a all the time so that if if mechanical you can just slack all the way then just last minute you know flip flip a bit then confirm


eh, it's really crazy leh cause like for mine is a lot of calculation, calculation calculation, yours is calculation plus theory that's the hard part is like you need to remember so much stuff


ya that's why mechanical, you see, bad O level results go to a so called bad course but then easier


but, internship then you'll need to get the four, like if I don't get the four ah the last semester will be hard I heard lah


oh yes oh yes that life, oh ya ya ya ya ya, but actually when you were in basketball you already lost a lot of weight what


really meh I thought I thought it was three that you get become fatter then was two was really meh [orh] sec four four the peaking period ya


[orh] ya ya ya, !wah!, just a slacker man


!wow! everybody not the current you lah not the current you lah, in secondary school my weight has just been an increasing jump you know it never went down


, eh sec one wasn't hundred okay , but really just just eating all the time just feels so good, exactly technically you are the person that want make me want to lost weight you know I was like I cannot lose to angus


ya I was like no no no I know he's lighter than me but you know, I gotta get that grind, when go lower than him then, exactly that's why


even Ming-Xuan is heavier than me man, let's hope aidan I think aidan is seventy or seventy one, but he increased a lot sia me


no such thing no such thing, no such thing, I going to lose go back to seventy five without even going to gym, easily please, it's all about keeping a healthy diet


perfect day, perfect day


I I think it's like waking up, then just eating a lot then just game or watch like toeing or something uh, that's right it's like


the day that I have like five to six meals right is the best day ever, [orh] yes of course, [orh] ya solid then if everybody can come right that's the best man


, free food is always good man, ya just eat you're luck I'll get it back


don't worry one day, but like I really want to go like the Tampines indoor court to play sia, it's like it's damn shiok ya ya ya it's like, I think it was about half the price of uh what's that called singapore sports hub


it was about half, that's why it's just, it's just destroyed destroyed, easily I mean, we are just that good lah hor


me, that was like eh, I think it's like two years ago leh, ya I


[orh] ya I tell you taiwan is just Food heaven just eat like there's not much things to do there but eat and eat then just eat some more it's like, ya it's like shopping and eat shopping and eat shopping and eat just freaking amazing


[orh] ya ya ya ya, then you just go eat


wait wait wait wait wait you went Hong-Kong to eat sushi, a bit don't make sense ah a bit don't make sense, but like, but the customer service in


Hong-Kong is like very weird I don't know if you got experience you got do you go to restaurants there, solid ah


wait wait so for the whole holiday you are just in the Hong-Kong hotel like just in marriot all the way, [orh] yes yes yes yes, but don't you want to go out of your hotel just to like shop around and stuff like


is it like those you never go to any streets ah all those like a bit more popular streets, no not really


drive just take the MRT lah, what, like why why would you even


why were you holding on to your passport, you should let your mother know man like seriously, it's always the sushi it's always the sushi


somebody took it, oh !wah!, that's nice that's nice, I thought you were going to say like he took it home !wah!


then your flight will be delayed then you need to find the embassy then you need to reapply !wah! it's just, it's just a tiring process, I have never lost my passport at all never no no best experience no no intense ah


!wah! solid ah I tell you confirm no no I won't hold my own passport you know


not you man anyone but you anyone but you, I trust Mng-Xuan more I trust Ming-Xuan more, no no no no no no, no you will lose everyone's passport


including yours you'll lose everyone's one, everyone sitting at the embassy like six people


it's like, it's so bad that it's unforgettable, do you really want to be that guy


I mean but the thing is the hard part is getting everyone to entrust the passport with you, like, no lah maybe you lose your own one then you stay there yourself


no then that's why that's why it's a bit like, but okay lah we go malaysia so many times not like you lose your passport right, best experiences but now a bit COVID ah cannot go in what


but I heard that is for is for malaysians !huh!, no, no no


no I don't really, or like they have like a, it's not confirm lah it's just like a testing, oh oh that's pretty near to completion leh


wait, but the vaccine that you're talking about is not vaccine or cure, vaccine oh really, I heard like a few countries got try the what do you call that like the you know those that recover from COVID


they will have like the immunity right then, then they'll take the blood of those that recovered and put into those that have ongoing like disease the ongoing disease ah but I heard, I think most of them recovered properly but some of it like got even worse like they just after that


ya so like I think for now this method is just for like emergency for those that are going to die lor, like uh ya the last hope lah, (hmm) ya that's why but, mostly it's the elderly lah that has problem recovering young people I think pretty easy like you see the foreign workers


but then like foreign workers still trapped in their dorms like, a lot lah a lot still in their dorms they cannot come out and work, I think cause like they just stay too close to each other you know so easy to spread


I think for now they only like even if you are tested negative right they won't release you yet leh, for now ah it's like, oh ya ya ya ya of course


[ho], trump trump use what an anti malaria drug !wah! solid solid, he


oh ya ya ya ya they have meeting in singapore !wah! solid sia singapore too safe you know, oh ya ya ya of course singapore one of the easiest one of the best countries in the world


why oh ya yes yes yes yes you know it's like you can go like a third world then buy like one whole piece of land then build build your dream house and stuff then it's like so solid


singapore a bit hard ah singapore a bit hard, ah it's like you buy the land already then you need to dig the ground then the ground inside got so many wires


then after that if something hits the wires then you Kena fined by government like a million yup, ya even if you touch ah no damage ah they also fine you, ya that's why like I think they need like property surveyor and stuff it's just


so Mafan you know normal normal actually normal ya, what do you what


say again I cannot hear clearly [orh] hate hate hate as a kid, actually I kind of hate beansprouts when I was a kid like really really really I'm not even kidding like like my plan to eat like a bowl of noodles with beansprouts is right


I will gather all the beansprouts, and eat them in one mouth, then after that I will just enjoy noodles after that, what, (uh huh)


ya that's why, like last time you just like I wanna stay awake all the time man, exactly, now like anytime you get to sleep is like the best


exactly it's just every time we get the extra time in the day to sleep right it's just Shiok, I just had a I think I just had a three hours nap before this


eh come on, exams only !aiya!, no need study one lah


, ya, today I got released quite early though like, ya ya ya like, my parents reach around, I think one then then after that he let me go already


, ya that's why like, but how did you find your love for him though like who who inspire you


like why did you suddenly want play in the sport, for primary school it's sort of like you know like kicking plastic bottles small boy that's why like


but, yours look like that mine needed no such thing one leh no such thing you want you want you bring your own ball


cause that's why like when we play soccer right we all use the small ball or plastic bottle then we will we will play, ya is like the most solid thing then


[oh] ya ya ya ya true true


financial related topic


okay joanna you want to start first or me first, I go ahead lah okay then I share with you about uh my my, about how I get my HDB flat lah, okay so I got my this H this one is a second HDB flat my first one is bought like thirty years ago uh at that point of time


we just started work right so we, took hundred percent uh HDB loan, and then after that we just use our CPF to uh repay the loan so it isn't really eat into any of our saving ah so we we are very comfortable with our pay the loan then subsequently I think about nine years later


uh we decided to downsize so we bought this ah four room flat the first one was a five room flat, and this is a four room flat and because of the downsize downsizing right so we have the we are able to paid up, in full amount lah this this uh current flat so at the moment we don't have to pay any instalment any from our CPF anymore what about you


ya it's fully paid already


oh okay but for my ya for my case I think our HDB where we purchase our HDB flat from, in this manner right it's simpler there's no uh so call stamp duty involved and all that and uh


even for renovation and all that right we we are more of, a very we take a very simple approach that means we will just, uh I I remember our first flat we use uh POSB uh renovation loan that uh we will slowly repay back using our deduction from our salary


so it's like, every month you don't have to go and, think about it or you know you just let the let let the monthly instalment takes place and then slowly slowly when we bought the second flat of course we have a bit more money because of downsizing


then we paid up everything ah so we are blessed in a way that we don't have any financial commitment, so in in all these years oh we are very so called in financially uh we are very stable uh we don't need to


to even think of like repaying the loan whether we want to use a fixed rate or floating rate which many couple will discuss about it but for our case ours is very straightforward so we don't have to consider all these


oh okay, uh


oh, ya correct, ya,


ya ya right


ya but actually last night last night I discuss with our uh alex wants whether uh between fixed fixed rate and floating rate right what is the which one will he take he will still uh pick the fixed rate because he said that uh


when you, when you when you settled on fixed rate it's regarding uh it's not how to say ah subject to market, uh situation that means if the financial whether it's going up or going down you are actually repaying your loan at a fixed rate so you don't have to worry uh go down of course it'll benefit us but what what if it go up then you have to come up with more money to pay the loan so uh so he said he's saying that


we we will most probably take the fixed rate if, if we intends to buy another property, but of course at at this age uh I don't think we'll be buying another property ah we'll stay here until old age, ya until ruptured correct correct so


no intention to move, for you you are likely to stay in this in your present home also right, will you be not so ah,


oh okay


okay, right right I still remember you're looking for attendant at that point of time, ya


, so your one year means up to end of this year, oh next year june okay


will you consider HDB flat again, or you can't, also now with through private property you cannot get a HDB flat, think so oh okay


sell away one ah, oh okay for for us uh if if we really want to sell away this four room flat then we will take a studio that means only


only uh my husband and I lah the children eventually will have to find their own uh property to stay even if even if they are not married they have to go and look for their own flat their own house


ya, so, cannot they have to, yeah but they have to reach uh age thirty five first before they can qualify for uh to apply under the singles single


under the singles scheme ah, ah, no need what you said ruptured mah so we all on so this is just like, a plan uh virtual plan I mean uh uh if you want to think about a, plan ahead right then if by thirty five he's still not married then I would suggest that he go and apply for a HD HDB flat under the singles scheme lah


so he can have like I think minimum is a three room flat, he can apply for a three room flat ah, so for the time being I've seen no sign no picture of girlfriend all that so ya maybe this just a suggestion to him ya


okay so how do you plan for retirement like that where there is CPF because uh most singaporean will look at CPF as our retirement uh, neck so if you don't put it into property then you will have to


at at least have a some amount of money in your CPF for, future you know retirement, how how do you think how do you actually uh, plan for that are you going to use


alright okay okay oh ya retirement plan plan


okay can ah I think you can retire if if let's say rupture didn't happen you can still retire in a very comfortable way no worry , ya the lord will supply all your need, ya okay uh so


but I found it very complicating to understand and never really can understand, when come to uh, because all the financial jargon so I I I hear already right I will, find it very confusing so uh usually I will have


to get tell to tell me in layman terms so it really like, value and dollar and so and and things like that then I can understand otherwise you tell me, like you tell me fixed rate and floating rate ah I also have problem understanding it until


you explain to me with a real scenario uh scenario ah then I will understand further what it means, so do you have problem understanding all the financial jargon ah


, ya, ya, correct correct otherwise it's very difficult to understand uh, uh how much money you are putting in and what is your return and how many years later kind of thing and what other what other commitment you have to take note


uh like just now you mention stamp duty and all that ah because I don't deal with private property so I will not understand what is buyer's stamp duty have you done it recently stamp duty


so this stamp duty is to pay to the, pay it to the government ah, okay


oh okay, so what it is, is like the studio right the is it for sale


yeah yeah we do we do we do ,


comfortable uh space ah not not too big, ha where is it,


Ang-Mo-Kio side, what was the value of the property, didn't ask


two three hundred thousand, okay, ya so using CPF or using cash to buy, no idea also


like that, , downsize ah though to to a space that both of us are comfortable with


because when when you aged right you won't be able to clean up the whole house, uh, unless you get part time part time helper lah,


ya one once once ah


my my first property is first timer, second one is a resale, uh we didn't get the sorry ah,


sorry we didn't get the we didn't get the HDB grant uh like thirty thirty years ago thirty years ago there was not thirty lah maybe about twenty six years ago before my before I got married right


we we don't have a grant that say you stay near to your parents or your parents in law you will get certain amount of grant uh at our time there wasn't any grant at all, so when we look at the younger couple where they where they where they are entitled to HDB grant we actually quite !wah! not bad ah eh not bad you know it's like


uh thirty thousand or what to to us is a big amount already if we managed to get that, uh during our early years it will help us a lot, ya lah true true


ya at that point ya twenty six years ago it wasn't very expensive that's why we when we downsize when we bought the resales flat, we were able to paid up, the the second property we paid up in full, because there of the yeah we make we actually


five room downsize to four room ah there was a, uh a quiet a nice amount for us to paid up the the second property,


oh okay keep the cash, yeah true, yeah true


oops


yup, negative experiences, yup, okay you me ah alright uh okay back to Hokkaido ah


back to Hokkaido actually Hokkaido has both positive and negative experience, uh the for me for me it's not so, not so negative in a sense lah but uh it's an embarrassing I will say it's an embarrassing experience so


uh just imagine day one ah day one we already, uh started to tour the place right then I think maybe because I'm so excited about the trip that uh I actually left, my handphone in the toilet in one of the


uh tourist attraction place then I didn't realise I did that you know so I, I left that place and then we went on uh to other places then only when when I was at the other destination when I want to use my phone to take picture right then I realised I lost my phone leh so the first thing


I was very panicky very panicked you're you're panic that you lost your phone right, and I know this is day one at the beginning of the trip, so if I really lost it it will spoil everybody's mood, ah so uh ivy and family were very


uh panic about it my me and my family, that time I went with alex ah both of us so I can see uh his face already turning quite black already , because I I lost my phone very careless of me and he he always always he's will say you ah always so careless you know I don't know tell you how many time not to bring your phone to the toilet leave it in your bag you don't listen that kind of thing so


so what to do right so I went to uh we went to, tell the poor guy about it I said uh I think I lost my I lost my not I think I I lost my phone lah but, vaguely I can remember, uh when was the last time I I saw my handphone


then I I point out to uh the tour guide that it was at this whatever location so the tour guide was very nice and said calm down calm down don't panic I'll make a phone call now to see whether that place close already because we it was like towards the end of the tour already


and uh if even even if we want to go back to that place to retrieve right it's provided that place is still open if that place is not open, uh then, can't help it [loh] that means your phone could be picked up by other tourists it is a tourist place you see so it will


cannot be guaranteed that it will still be in the toilet, so no choice lor then then somehow the whole, uh bus, uh people the people who are following on the tour they came to know that, I lost my phone then so they were all also very worried and then they but the thank god is that they don't mind


for the whole tour bus ah to go back to the, place number one destination number one so they were very kind lah but I I felt very, I don't feel good because it's like, everybody is on happy mode and then I'm I'm like spoiling their mood like that for for losing my handphone


but anyway we'll cut the whole story short lah so they they decided to return back to destination one, and, so thankfully you know I I the the moment I got down the bus ah, I ran to the toilet ran to the cubicle and so thank god


the handphone is is in the cubicle so I I was !wah! so I quickly retrieve the handphone and then I ran out and then I show I show everybody I went up the bus I show everybody so it's very why embarrassing is because the whole bus clapped for me, the whole bus actually cheer for me and then they there were so okay so oh ya so we can we can uh continue the the trip with with no


no don't no don't have this, no good feeling ah that means the whole whole trip can carry on happily [loh] also I'm very thankful and , I from now on ah whenever I go toilet I know I have this tendency to leave the handphone on the, you know sometime the toilet has this


what you call that ha, these are latch ah something like that where you can leave your thing on top one, uh I reminded myself just keep the handphone in the bag if not don't bring it into the toilet just leave it on the table with your friend or with your family member


ah because I I really have this tendency of losing it one, so this is to me a very embarrassing one lah because you imagine [orh] you you caused the whole bus people to to worry worry for you and then uh, somehow lah this is my experience ah back to you


last word ah, ya ya correct I will see you in heaven, alright


my thoughts ah I, I I don't want uh, I don't want my loved one or my, friends, to actually go through, uh, difficult times you know like, the bible talk about tribulation time when when the


when the believers are gone that mean when you when you talk about the believers gone means the raptured lah when when believers raptured, then you, then you see these people they are still, not safe in the lord jesus yet and they are left behind and the tribulation that they are going to face is really very tough you know it's not something if we look at pandemic now you look at COVID nineteen and you think !wah! so bad ah the whole world already locked down


uh, with the tribulation that we are thinking about is, even don't know how many times, uh greater than this pandemic that we are facing, uh now we only see, uh death here and there, I I mean the the the number of deaths already quite scary right you look at it !wah! certain country got so many


but uh in in tribulation time we we can see like one third of the population gone that kind of thing so it's, it is a very, uh ya it's a very sad, situation where you see people actually suffer pain suffer torture


suffer all the uh all the what ah, all the diseases that will come upon them the, the scorching heat and all that yeah, so the scenario is really that


disappointing and is really really depressing it can be very depressing and you can can to the point where you want to, uh really give up, and even the scripture also say that even if you want to die also you cannot die you know that kind of situations so it's


ya so I I really pray, uh they don't have to go through all this ah


, oh okay


okay


sing dollar


let him stay, okay ya ya


oh okay, ya lor


(hmm), new one ah


can pay rental ah, ya


, it uh this this he is attached to, he's on his own ah he's on his own uh


, ya


close ah right, ya, correct, and steward good steward of time


uh don't spend your time in uh, in things that have no, eternal value correct ya


amen amen ya I think the the for for him uh the needs probably what we can help him is to, uh relief his more immediate need, like paying the rental paying the utilities after that right


he probably have to, you know ask ask for the, direction to how to carry on because this pandemic thing we really don't know, uh when you will finally come to an end and uh when you will finally everything will be back


to, the normal to the pre COVID I won't say back to normal but back to a new norm, uh that will probably take a while so he will has to, uh workout a way, otherwise we, uh what you called that ah in over here we can support but how


how ya how long can we support, but it's very wise ah you you you send you send by batches is very wise uh if you ya


ya short term ya, ya you talk about helping people right so in this case we know that uh


when we reach out to him we know that we are we are reaching out in, in a way he appreciate lah in a way what about is there a time when you say after you help someone already you feel awful about it lah do you have that do you have that experience


ya ya correct true true, but for me I I I do have uh awful feeling in a sense that


uh I I'm a very, do I call myself a very free person ah [orh] very that mean when people ask for help, I readily help a few times already a few times already, but then after help already [orh] I felt that I'm like being


taken for granted ah <mandarin>就是:jiu shi</mandarin> you help once, ah, you felt you help once ah but then the person like the other the other party will think automatically you will be the one helping already so it's like, every time the person is in need the person will turn to you


have you have this kind of situation is like, I helped once, twice three I I mean a few times already lah but the person like take it as a habit, you know so every time, the person encounter a situation


the first, first thought lah maybe is to think ah okay grace can help, but then I don't want to be, taken for granted in a sense that ah yeah so it's like uh I also have a limit it's not that I I have a I am a banker then I can


I can just dish out I mean I'd if I really am in that position I don't mind lah, If I really in that position I will just dish out like that but then, ya ya


ya, , ya, ya true then after I listen to uh what you you share right so I I sort of like stop lah the the supplement thing


and the person also never come back to me and and say uh the last time that supplement very good ah I want to continue uh no news anymore so !aiya!


yeah, okay, okay


positive experiences, ya okay


all right let me uh share, my experience with you I mean let me share my Hokkaido trip with you lah because that's the that's the trip that I truly truly enjoy very much because that was the one that uh I went with ivy


and her family, uh and then we although we follow a tour guide I mean follow a tour agency but it was a very good experience, uh mainly especially in the area of food


it was really my my first time to be there and uh having the what what crab was that ah Alaska crab, very big size one I think uh very bigger than my face ah very big actually I took a picture of it uh the whole crab actually can cover my whole face ya so


uh why why I I remember it so well is because the that's a very first time that I ate crabs ah that are so, fresh so sweet so uh , so nice ah the I yeah yeah uh so that that was a trip that I really enjoy the the crab almost like almost like every meal every hotel that we stay in


there is surely a dish that is uh you know crab dish you know that surely I will go for it and the other food that I really really enjoyed very much was the beef, uh I just found out that it was not the wagyu beef it was the Kobe beef


ah and then ah, uh I checked, yesterday was like we paid hundred and twenty dollars for one small piece of I think about this size, hundred and twenty dollars and uh because we are the only one who want to try this beef remember I I went with ivy right so this small size of beef were shared with six person


so each of us just take a small slice of it but it is really very good because we we were we were told that this cow listen to music one, , so they will not stressed the cow they will let the cow listen to music uh take very good care of the cow and then when it is time to uh slaughter it then they will still make sure that it will not be stressed up so that when we when we eat the flesh right it is really the quality one [loh]


(hmm) so this is uh whole thing about the Hokkaido trip actually later on I still got some more thing to share about Hokkaido trip but ah so far these these are the food area that I remember the, the most


what about you, you are are what is your japanese food lah


US one hundred dollars ah okay, ya about there lah hor


might as well right yeah yeah, ya


ya,


I cannot make it , ha, waste your time right actually it's true you know like uh subsequently, uh thoughts subsequent actually before Hokkaido we went to Osaka on our own that one is really on our own uh family of four uh it's our first time to japan so


uh we have been told that when you go over to japan right everything is very expensive so we went on a very tight budget uh so almost every meal ah are really you know truly every meal that means breakfast lunch and


dinner because we are on our own mah so we we really go to the seven eleven to buy our food that means we we, ya very nice very surprisingly is very nice different from our singapore uh seven eleven really you you just walk into seven eleven you buy your breakfast your lunch your dinner


I tell you you you will not regret buying those food because, ya it's very it's, ya very nice so, uh because we we we told ourselves we will not go into any restaurant because of tight


tight uh tight budget right tight budget so we were say uh we go to restaurant maybe towards the end of the trip lah we spend about uh how many days there ah I think about, uh twelve or fourteen days ah, about there lah ha so we were telling we were targeting ourselves say okay towards the end that means the ten eleven twelve day onwards then we will go and try the restaurant because we we look at the price of the food lah where indeed is


expensive lah not compared to singapore you you go hawker centre three fifty you can have a meal already down there is it's not that kind of that that kind of uh, ya so so so we said okay we don't go to restaurant so from day one up to day ten we only go to seven eleven but we are already very satisfied


with the uh seven seven eleven food because every thing that we try ah !wah! awesome is very very good , cannot travel lor


israel lor, there are only two places I want, ah twelve years ago, uh very good already really ah is like bible come alive because uh everything that you you learn about the bible in the the places in the bible right like you say Galilee uh sea you say uh mount of olives you say the the what the beatitudes


area ah you you really go down there and you really experience the place itself so you can, actually a virtually you are like looking at jesus walking that streets you know those those places that you went to he's, he was there before so it's like bible came alive


no need to shout you just talk simply like like what am I what I'm talking to you now this volume you just talk simply lah no need to really raised your voice the people downhill will be able to hear you


ah because someone actually went up to the top to read a bible scripture then, uh we told him to just reads read at the comfortable volume ah no need to just raise your voice and then uh below we can we can hear him clearly


ah so it was a very nice experience


ya right got got opportunity must go to israel there are only two places that I want to visit uh israel and the other one is of course the disneyland uh but I I heard from you must try the Tokyo disneyland instead of uh


instead of this ah US disneyland right then now I shift target already shift to Tokyo, ha, ha travel but ya lah US very far lah but of course you won't just go to disneyland alone lah if you you really travel all the way to US then you will target other


other places to visit lah not not not just the disneyland alone, ya ya


uh dinosaur is a new kingdom, that one is new kingdom , okay, ya riding on a dinosaur that that one not bad ya can consider can consider


ah ya ya caleb caleb's wedding, ya ya ya uh ya because it's like uh I, I actually I I'm adopted so I when I found my uh biological sister and the timing is so so nice right that I get to attend my only


biological nephew's wedding just in time for his wedding ah so it was a very special, special event lah because if I missed that right I won't have another another opportunity to do that because everybody only got married once mah where got where got repeat the wedding


uh a ceremony just for you right so I I thank god lah that I've I managed to uh grace the wedding uh, to me it is really a very special special event ya correct you're right


, what about you your niece special event


!wow! good already good already , live every day with a with a myself having it at a special event is already very good is already very wonderful ah


yeah my my fashion consultant, ya and I and I don't get to buy all those things I don't actually buy all those thing like earring uh shoes, I I don't buy those thing one I mean on normal even even if I'm attending a friend's wedding [orh] or their children's wedding all I need to do is just go to my wardrobe and see what I have and then I just pull out and and get myself ready for the wedding


uh for the wedding occasion right but in this case ah my my sis was the one who bought me the dress and then because of the dress I need accessory right and that's where I consulted uh you to accompany me to go and buy earring


uh buy shoes the only thing I didn't buy is a bag right ya because I have ppl) ya correct


oh oh ya ya pearl, pearl in the palm ah


so she hasn't uh wore the the cross or the pearl yet !huh!, just to take photograph, so like like chinese new year special occasions sure can wear right, no ah


oh, oh so she's aware ah, oh okay okay, so basically she she don't wear anything she don't wear any accessory at the moment lah, oh


ya she's very strict, so this year this year surprise or not this year this year


and also for e-learning, ,


ya ya, correct


, ya


ya true because you you see we we as adults we tends to like give the children free rein right that means you pass the device to the child and then uh you let the child say okay anywhere you want to go and then now


child are very IT savvy ah that means they they know that they they know that if they go on the internet they can either go YouTube or some some are even better than us, they know how to search uh games they know how to search for