is it national treasure is it national treasure, already too, yes yes, ya I like I like I like that type of setting yes


I like horrors also because horror, give me the suspend lah


I I don't know I actually I, like to do things but recently maybe I'm tired, at work mentally tired, I like to watch movie at home I like to watch movies, actually when I play the guitar it's not that I just


to pass through my hobbies I mean it got nothing got to do I just want to, just want to pass through time I mean I I because, maybe I learn to learn new songs, uh getting the chords and all that uh so


did you see did you ever see that I play guitar like for more than, more than half an hour, ya that's, no it's not about light demo like


hopping of hobbies I like I like to do that thing but, uh I cannot keep still ya for for for for, you can say that lah


I like to just lay down on sofa, piece yes yes


sleep forward for me


I think so, yeah, yes, yeah


(mmhmm), yup


ya I think, K the the reason why I just want to stick stick with my my, my neighbourhood more right, because I think we spend less time on traveling, one thing so, when you want to get home


definitely is much more easier you can take a bit of time, example if you go to the if you go downtown then, take of your time to travel there then when you want you need and you also need to consider the travel back time, specially now the train


they just they they they stop operation very early I mean earlier than than last time, so you need to consider that so, what you want to reach on time just to travel spend most of your time traveling, so actually so actually if you just hang around near your neighbourhood


you can just chill chill, ya ya actually whatever that you need you want actually we have it in Causeway-Point, thought thought about you just, yes yes


yeah, unless unless you really want to look for something else, of course uh, ya think is more appropriate to travel out of our hometown, no hometown is it hometown, travel out of our neighbourhood our neighbourhood


oh yeah, that's why that's why, why you why would you want to spend most most of the time traveling


yes yes, no I think I think is, it's a it's, is about the same time as you taking the transport sometime, but because we feel the accessible the, what you call it


we fill the yes we feel the, ya easier for us to travel around, uh I mean even if you are, you can you can take your time for example you not to worry about, the, the the, the MRT timing the


operation timing, you can just go back at your own lah for example if you think you done with movie in at town, finish at midnight you can just drive back what now if you finish, slightly later


yes correct, so I think we have about seventeen more minutes, , is my longest longest conversation


sorry, my my interest, my hobbies interest me


think definitely like, definitely is what the sports lah this one, football, watching football, now of cause I can not lah having occasionally you see you know my injury what


so I enjoy now, enjoy watching lah, ah so, play also lah but of cause not, not regularly not


no like every week, I mean last time one every week can can can be like there's a normal normal thing for me, but now like every week to play a game, can be taxing on my knee ah


especially my knee my injuries, so I don't want like thinking about the long term, so I I want to put myself in a situation where, uh, where I will have


carry my carry the injury myself, uh down the down the road, uh so I rather need to


not not now even like now I'm doing physical training right also now I don't have the motivation, no last time when I'm, last time when I'm I'm I'm, uh condition


condition you see you see ah now last last time when I'm when when when when I'm conditioned, I do it everyday, I do it like once, like maybe we just put it as one week maybe five time, minimally, uh


you know you're you're you're consistently do it, uh so the movitation is there meaning, I need to maintain myself you know, so now like you do it, like one week once or maybe two week once, uh so the thinking is


there's no motivation lah I mean, uh I will I will I will thinking like this like, uh I'm not being I'm not being consistent here, so why should I bother, ya same time


at the same time tired mentally, then no drive, no you reach home late, eight PM at night reach home, so you need to have your dinner, then you need to rest


then you if you go for a go for a run, we have a , you just tire yourself you're just, to prepare yourself for the next day to work, correct what yeah


next question next topic next topic


[alah] you know me mah, yeah lah those boring exercise , boring I mean if like now I


not go to the gym I just, do the same thing all over again, some running some, some are conditioning exercise, body weight exercise, it's just that what


so can be quite, I'm not I mean I, train by myself, no partner no


eh sometimes if if you have a partner definitely will be good lah it's a form of motivation it's a, you can, not say challenge each each other it's just to, no you just keep try to keep to, each other pace for example like your friend, better in running ya so you train with him running definitely you try to keep the pace with him


for example then I'm good at, like those just uh good at those, just push up for example lah so partner, need to keep, for the pace of push up that I am doing so, just helps each other what, then I think also you know when you talking also I talking also you know a form of motivation


for each other, uh so if you train by yourself, can be quite stagnant, not push lah I don't put as full because I don't go competitive, it's not easy it's not easy


it's not easy eh unless, they have the same routine and same schedule like me lah, uh I don't know, normal office hour but, I don't know, like most of my friends nearby


stay in the army, you know doing the date you are doing physical training definitely, like my time, ya, like my time I'm doing doing physical training they their their resting time, companion


no lah not Teman lah just do together lah, uh just together


sometimes I rest at the the the people downstairs, the one that sometimes I just say hi ya ya I I make friend with them but, you know their their style lor, working out is also not same as me, they are more like


like what you said lah just now lah I mean can be can be different set, not the only person that I think that I can train is definitely people, who who are who who do physical training regularly or maybe he he or she you know


I think he is in the army, because this this type of training


I mean condition lah


I like those, high intensity work lah, I like those uh, like those high intensity work like for example


I enjoy most


ya I think, of course, to the place, with a lot of uh training facilities of course enjoy lah, know like go to the gym there's a lot of uh equipment, some of the, some of the uh win equipment that


that allows you to do varieties of, training, methods uh then it'll be enjoyable, ya but of course, just a fitness corner I think is fine with me


I don't


I don't read any books


I read about magic, I just I just read an I just read an news, news on the phone , I read news lah news on the phone, so


I try to read books, I tried to read book, but, but there's no book that really like interest me


none, really I just listen to music I don't really follow an artist or band, I think the music like I mean like if, good to my ears, I enjoyed you listening then


no, this one random ah, Bon Jovi


Bon-Jovi and maybe, those Malay, or Indonesian band, that yeah like I said like, think my my, my, I can enjoy listening of course


my next concert is Bon-Jovi, just that, no more concert, so I, yeah it's a concert


(ppb) no (ppb), yeah kinda like like it's interesting lah, I just interesting than other interesting exhibition, stick in my head ah type no


yeah, maybe if I travel to the, place those historical maybe, like the triangle, the the what what's the


triangle the what you call this the Egypt Egypt Egypt, pyramid yes pyramid, yes yes yes, historical if you show me those this kind of uh another, another uh man made


type uh (ppb), still still man made what that one


still man made they just bring over they just display, no it's like if you go to pyramid it's, there since don't know how many, thousand years, ya lah I mean it's exhibition lah it's a exhibition lah it's the it's the


yes, not really want to go Egypt lah like because I want to go, it's good to to to be to go there explore ya but it's not like in my list, I think that's why I don't really enjoy look forward or


to to to go for exhibition, you know me what I'm not an art person what, I'm sorry


what place, I don't know


shows I can't think of any, very long ya, my childhood is so boring, yup, yup, so, so it's up time's up


should we end here, we just continue talking or what, yes you're on the


it's time


okay can, my right lah, no beach, pointing to your right, what what's yours


to the beach, beach okay okay, then this one behind it got the rock, got the rock !huh! must circle meh, oh okay okay, okay, ya


ya beer guy but only one one arm got armpit only got hair only, the left arm got armpit, left arm also lah, he say hey Paul, okay what's yours


okay then beside, the guy wearing err orange and green trunks, same ah, that there's a bird, behind the mount big sign, on the rocks


ya, okay I also got the bird, okay, the different already okay okay


standing up, okay, okay, okay, then the


okay, so beside the armpit hair guy there's a red car, what car is your dog, no, what's on the seat of the dog, the colour of the seat


mine one blue, oh nice, then there's two guys pushing the car, what are they wearing


what's the cat colour, did they say push, okay had different mine is just push, sex okay


no difference, correct correct, okay then err there's three pigeons feeding on something, beside the car


think, just kidding okay, okay then there's a sand castle in the, middle of the


red and blue flags, same, I don't know what is your top left, oh top left is blue ya


ya diamond shape, correct correct, ya correct, what's your color


okay correct correct, ya okay, find difference


ya there's a shark, a great white shark, oh then we circle lah, how many teeth your shark have


nice, okay nice, there's a man feeding the fish, feeding the shark oh no they are trying to, fish, what's the man wearing


ya same, what's the fishing rod color, black, big black rod


yellow, not bad his smiling


who in what, what color is the bikini, her hair


okay, correct correct, then beside it got taxi what's the car plate, ya same, what's the color of your taxi


white only, the middle got brown ah, okay same same, just says taxi, !wow! nice, so Sophia ya, at the top right


oh it's at the door, okay never mind so I just see the door as couldn't work


what what does your smoothie stall sell, okay mine is only peach, what's the colour of your stall, then the top leh


nice what colour, nice behind there's smoothie what colour, ya, the top of the, nice okay, ya ya, one night only love shack


okay different, bloody balls okay, the last, the last one already, there's three necklaces hanging on the pant


three three seashell necklaces, okay, nice, then two socks, okay, two racket on the table, okay then the bunch of rackets below the table in the box


then the one of the colour is a ten, same, I don't have balls, okay so there ya, don't have balls, yes


what what what colour the woman wearing, blue pants, okay I think, afro, nice, okay we done, though there's a message


one okay okay, oh need to play card game, I I think they are too soft, card game let's go, I don't know, it's a ask questions one ah


okay okay so what, shuffle ah, nice, I think we supposed to split half right


so I can ask you also right, M S I G M S I G, okay I first ah


if you could be a Karang-Guni man, what would you want to collect, I think we're not supposed to play this leh


am I so brave this way, is like we suppose to guess the word is it, I don't know what is this game, because has a bliss starting at the below I think, I don't know what was that


oh na I think you just answer the question I teach you outside, just answer the question, I think just answer the question, your house


I think this is just a extra word in Singlish, the means the question, uh but we just suppose to answer the question


ya ya ya, no no no no no, is that there's no correct answer is a open ended question, ya but but the, but the bold words are just


are just extra stuff, okay come on just just answer question, okay Singapore should be the next hub for, why


then people won't buy what, I answer again, play answer again, nice white


air buster, okay, ya ya ya your turn your turn, oh


no money, eh where's I G


because I want to go BTO soon, so without the money can not pay down payment, K my turn, what even in the past year make you stun like vegetable


nice, good answer, you too


this so hard well, it came from the movie I'm not stupid, their, I think he's a fat guy, he is a fat guy Terry


he should be that one, E M three, okay, what can you do to help the elderly poor


rather than how the question is how how do you help them, it's how they help the elderly, nice I hope your name is not record like this, recording climate


chicken rice, nice, ya, with a lot of skin


yes, no brother I as well extra meat, yes, breast, breast is the best


what else you use that, oh no no I don't eat that one, I just eat the chicken breast, sometime drumstick is good too but breast is still the best, it's very healthy, ya it's way cheaper than drumstick


ya I know I know, ya I know, what I said is the breast is still the best, ya breast is good, okay which aspect of old Singapore do you miss the most


so do you like it


okay, the basketball court with no nets


then people will try to argue whether it went it, ya I know that's the that's the best childhood place, that's the best, ya bruh Steph Curry is one leh


no bruh he didn't , he's doing well brother, what's the most busybody thing you have ever done


no is it a true story, okay


nice nice nice nice


what color was the woman wearing, where where is the location, so it's red polka dots, nice nice nice


where where where was the place, MacPherson, near a temple, do you see the father, the father, are you the father


okay nice nice !wow! that was that was a interesting life experience, okay can, let's do this from now on okay, what is that


I think I admire, #Lee Kuan Yew# the most, because he's one of the founding father of Singapore, so Stanford Raffles ya he founded Singapore, but I don't like him


because he's he's he's not really my the same same race as me, ya, Raffle sia, and we've got a whole town named after him


not not very good lah okay


where should visitors go in Singapore to get a real sense of, country, Bishan, uh [huh], nice


nice nice nice, correct


non Singaporean friend who's moving into Singapore, ya, I will tell him to have lower expectations, is is the friend a guy or girl


if he's a guy, no it's the same advice


that's true that's true, ya same same same


no I no other advice already that that's the best advice you can ever give someone, okay what was your favourite game during recess, recess, ya, during recess lunch time


break time, ya game, he plus Sing K, okay, did you win


oh so where where are the places you put the chicken rice into, are there any other places


okay if you could explore more where where would you explore, putting inside


somewhere to turn right, nice, the best place to chillax in Singapore


will be at the Singapore River, ya this is the this is the legit answer because near Clarke-Quay, then then that's the best date you can ever get like really you can bring your girlfriend over there, ya after you after you eat the Tampopo over there which is a very nice Japanese ramen restaurant, and then you just buy


ice cream from a street uncle and then you just sit by the river that's the best place to chillax, really really, I'll legit do that brother, and it's free sitting down there, ya that's important you can do it you can do it


that's not that's Chillis, it's with the, eh no I didn't go with you I went with Nicholas, oh you went Tampopo with your, secret partner, ya ya oh you went Tampopo ah


ya I went Chillis or Tampopo that's the only time we went, it's it's quite nice eh he's really quite nice ya ya, sixteen dollars only the ramen it's quite cheap, for a very good ramen, it's better than Ajisen, no really really really, okay my turn


if you could be a Karang-Guni man what would you want to collect


ya crack crack


cashless society, okay


there there there is regular answer where, based of one hundred received


it was when I know that my roommate he is a handsome hunk, for more university, yes, and then every time when you go and base, he is large, he, in the mirror when he's brushing his


brushing his teeth, which is a very very good site to have, and when he sleeps, he is large, feet will be dangling off the bed, there there there is very very very good to have I'll recommend this roommate to everybody, in a world


he is a legend, no ya ya correct he just speak it, okay, the teacher who made a biggest difference in your life is


okay, oh damn, oh damn, was she fat, so that's why she don't want blame oh


nice, hey would you rather have kids or pets


so you just counting by the financial terms lah like, the tuition fees, how are old are your parents


fifty one so they had you when you are they are twenty four around there, so, by our age we are already a father, so if your girlfriend wants to have a child and you don't want to have a child


like if you argue about this, what what what's your what's the best compromise you can give your girlfriend


do you think this mindset will change in your life, like let's say cause now you are student so you don't have the financial, literacy and the financial background yet but err once, you are start you start working for five ten years, and you are very successful partner in Deloitte, do you think that, this


child concern is not a concern, if financial things are the only things, there's stopping you


is more responsibilities


no I think they they said this because is to keep the family together like if you want to divorce right you think twice because there is a child there, but that that's a issue if you are not a good term then you you just want to keep the relation going because of the child is not good also


to have a child


so you got to make a argument for giving birth to a child what what's the best argument you can give, the only want did lah


ya true


I think right, I don't know eh, because the traditional mindset is to just give birth give birth and give birth to set up offspring to carry on your surname to the next generation, but what me and my girlfriend think of right is that, we rather not raise a parasite is like


you have the money keep it for yourself for your retirement yes you can go travel the world, but if you have a child you gonna spend one million two million dollars on on that guy and, is a negative ROI like legit confirm confirm negative, like I'm giving money allowance my parents three hundred dollars only eh


I am not gonna to give much longer, compared to the thing that they give me, so negative ROI is like minus one thousand percent, so is is really it really doesn't make sense, ya ya ya unless, unless your child can be taken care of by someone else


ya ya so it's really it's really doesn't make sense to have a child I think


I mean if you are regular worker nine to five worker would earn like five to six K, and then you are the sole bread winner of the whole family right, is either you work and spend less time with the child or you don't work and spend more time with the child you can't have both, like the the best of both worlds so is like you either you either raise a brat but you are being rich


or you raise a very a very good child but you can't support him, anymore cause you are not working, so unless you are very rich and like a multi millionaire I don't thing you can achieve both of that, but I think one one of the pros of having a child is that when you're old lah, what if your partner dies first


what if you die first and then your partner is left alone so she will be really alone leh, like if you don't have any social network of friends then if there's no child, but then, they'll really be alone that that's the only argument I can think of for having a child lor


no ah ya ya ya but statistically speaking like man will die first, so now you have to think of your girlfriend being alone, I mean I don't mind living alone after my partner dies it will be sad lah but okay but, if I die first I don't know whether she will she can take it


ya I think I can cope better than my girlfriend, that you think you can cope better also what ya lor, but then again it depends on the child, if you raise a brat ya


maturity dead ya, you if there's a piece of


ya so there's there there that's the risk over there lah but, ya lor that that's the only argument I can make


even you want to travel you must think of that guy also cause you can't leave him alone, first twelve years


ya ya I don't hate children also, correct correct correct


to raise him, that's true lah


it make sense leh, because, one one seven try one one seven, not have child let's say you want to have err you don't want the child and your girlfriend wants to have a child, the best compromise obviously do have to don't have a child, because once you


compromise your girlfriend it means you have a one child right, the child stick with you for the rest of your life, so that's not really a compromise, that you can make, because it's forever, once the child is born, ya so, no but when you have no child, you still can have a decision later to have a child


but you can't reverse that position, anymore once you the child is born, so I think, let's say if you are not ready now, you can just tell your girlfriend first of all like, maybe we just wait five years ten years, if your mind got change, I think you probably change lah because


once you are more set, don't know ah but my father told me lah last time he also didn't think of having a child but, motivate him into, I don't know he just said is logical to have a child is like it's a life process a life stage


ya it's normal it's a normal life stage to have a child, I've guess I thinking you would change lah, maybe sooner for him but later for us lor cause now we are in the different generation


we just get born, study work die


everybody has graduate, you are not very special


ya correct


ya I know, can he detect whether you're autistic, before brith, this one I don't know also


there's too much considerations eh, there's too much unknown you can't tell from a baby in a womb what kind of person he will be lah


but you won't be like that what, you won't you won't be like that what, ya then then then then that's not an issue already if you and your girlfriend is not this kind of person


so you're you're dead set on not having a child lah for now, what what what if what if it's unplanned pregnancy will you abort the child, won't abort lah, we got one also abort, oh really


then what if you're married already, what if you're married already, abort also, okay how long do you think this mindset is gonna last, if you have an an unplanned pregnancy but you gonna abort it how long do you think this


you don't want a child


that's true


then what what is your did you did you tell this to your parents did you parents say anything to you, haven't ah you never have a discussion with them yet lah, you don't want a child


it's just err everybody doing it then I'm doing it thing, no lah cause cause now I think more woman they are more career focused, like they don't really, think that the child will in depth in their development


why they don't want a child, but beside the government is doing a lot for us already lah base on like, now now even ask even me I can get a, new house without paying anything because I can just do my CPF, to that they doing a lot but is just that the economy is base in such a way that's so competitive


you don't have a time to take care of a child, even do with all the schemes and stuff is just there's no time, unless you want the child to be raised by a maid lah then is different ya, is very superficial ya is not good enough


but then again, wait where's your point if you unplanned pregnancy then, you plan to if you really plan to abort it, are you going to tell your girlfriend to abort it, you are right but then what what do you think her reaction will be


is her body ah


after we ya even after marriage, woah bro you take in to another level sia


okay, so so you are saying that in order to avoid the unplanned pregnancy, you are not going to do anything related to that at all even after marriage


okay so you are not okay so unplan pregnancy is definitely, out of your reach lah of cause you won't do it lah


wah that then that's a problem sia what what what if your girlfriend, really really think that, you know some people would think that that action, is a, is a foundation of a relationship some people might think that I don't know if your girlfriend is one of them


do do does your, ya that's why what if one day it comes to a point whereby oh


so she told you lah, ya so that's probably a hint lah, ya make sense lah there there's there's no intimacy in the marriage eh


to have what, intimacy I think, it is a bonus to have but is not necessary, that's just what I think


is good to have lah but it's not it's not a must, but some people might just think is, I don't know second nature to them, so back back to the point what if if you if it's really unplanned


pregnancy, and then, considering all the consequences all the outcome that might happen, her reaction and all those will you still ask her to abort, you will still ask her to abort, even if it ends up in divorce, so she will raise the child alone


ya ya like I understand where you're coming from but it might happen one day you never know that's why call unplanned, nobody wants it to happen but it might happen


I don't know people will cut it out and tie it together, ya ya I know I know ya, or there's nothing coming out


but I think, if you want to do that will you tell your girlfriend, the, but you you will be under G A what


ya would, will will you tell her if you want to do, if you won't agree ah


it's the soft already, participating, but you can't abstain from from it forever ah, I feel, you can't abstain from it forever


have a child, ya maybe will change lah, I don't know, I don't know what happen, but, will take that but, I think it's good that we start on no child no child


mindset first because if you want to change then it's still possible, ya, ya, correct correct, ya after you give birth already then what can you do, ya


so it's no first ya correct, ya correct, ya ya ya, don't do first then you want to do


it's always better to keep it that route lah but what what age does she say she wants to have maybe she says five years ten years leh, oh she say she want now, ya that's why, so maybe (ah) maybe she means she would when she is twenty eight lor


she's twenty four eh she same age as us meh, oh that's quite early okay


but would, be <mandarin>高临产妇: gao lin chan fu</mandarin> like that, it's then she will be thirty four, that's probably not a good time then if you reach thirty four I think you shouldn't have any child already you shouldn't change no to yes just no all the way already


oh she dead set ah


break up ah


your thinking ah, oh he told her this also the least consequence thing, okay what what what did you tell her actually like when when you all talk about this


is the point of raising, oh she said that, that comes with money, no money no house no car no food eh is not only money is the things that money can buy eh


sometimes they just don't understand, sometimes they just don't don't get it ah it's not the value of the money it's the things that money can get you


then then that's the argument also lah, I didn't know that you considering break up cause of this !wow!


it's quite serious lah, oh so you all when you are talking about it it's not a serious conversation lah it's just, she takes it seriously ah, it's trying to play it down ah ya


ya you got the time period, they will expire soon


would won't want the, to see whether you change your mindset lah


it's a vicious cycle, ya, ya


I mean, the experiment ya I know


or your accounts right ya ya ya, then you go and buy five ten dollar lah, ya ya


how what small price, then you pay him, [huh] so sue little, oh so it's a starter only lah, wah lucky sia eighteen month for me okay lah


now I think of that also if you can you don't buy then you get your ten dollars, ya then, ah [huh]


[orh], then you pay ten lah, the faulty one was the one that wasn't


!aiya! but then again, this is our worst right well you know right


wa lucky I never first prize first prize you have to pay three hundred buck already, then did he know that you didn't buy in the end


ya this is very weird, but is vote for last number lah this, when everybody buy from you, you have the expect that right, and then you earn from the premiere mode is just insurance


just hope that one don't don't Kena accident can already, oh not bad ah


don't buy, wait but four D is the huge risk cause you never know whether first prize ever come out, let's say is a starter then eighteen dollar okay lah first prize is three hundred bucks eh, that one, is a risk I might not take, I don't know even though the property is very small but it might be just Suay enough to Kena that probability


ya correct correct correct or hundred percent ya ya


is one percent chance


correct what then you still have nine nine percent chance, the truth, one percent is too little eh, ya is very dog shit dog year dog shit already


ya sia


err it's just this year ah I think next year will be be better next year if people ask you buy again, nothing worse is first prize lor, first prize is worse already


ya that's why, ya, you won't lose ah, ya the whole whole account zero balance


next year ah next year I think next year will be better luck already, ya lor and then I'm going cruise this year end also so I don't I don't don't think, I don't know whether, then Zao ah, okay I heard the Genting dreams the food not very nice


the Royal-Caribbean is a nice food that one I went with my parents !wah! then it's damn nice, it's really you should try, ya, freaking legit mash potato is the best shit ever, !wah! I eat keep eating you know it's like those fine dining but you can order three to four plate I order three to four


ordered three to four plates !wah! it's damn good really it's damn good, no it's the whole trip, the five days four nights, you stop by at Penang and Phuket, and then uh, per per pax was like, five hundred, but I think it's worth because if you travel overseas you have to pay tickets you have to pay the accommodation you have to pay the food also


this one you will pay nothing you paid forehand already, and then eat whatever the shit you want, it feels damn good you should really try, okay Royal-Caribbean the main thing is the food, if you want to swim you can swim they got wave, the you know the surf surf boarding have also


but there's no cinema that's the that's the bad part lah, the bad part, but there's casino also, gym have also gym is with quite common, it's quite boring if you don't have anything to do lah and if you don't like casino, I who don't like casino then


there's something to do there lah but the food is good lah, if you like casino then that that's the best place for you, no not really gamble and eat lah or you just gamble a while and then go eat and then ya just have lor


ya it's through other stuff lah, got gym also ya I went to gym, actually not a lot of things to do lah if you don't like casino then you're basically screwed, they love the okay my, my grandmother went also mah grandmother and my mother like casino so they can, but my father very sad he don't like casino


so he stayed in the room and watch the, ya ya so if you don't like casino then it's quite quite bad, ya then you don't go, but the eating part is really very good so this time I go Genting I will see whether the food good lah


they say eat the hashtag is the ship the one, it's this Genting dream cruise, ya ya so there's more entertainment here like cinema and all, don't know eh, the food might be shit lah but the entertainment is good lor that one oh Zouk it's Zouk eh


the club ya, I won't I won't I'm not going ah, I I'm not going lah ya, that's why you not going ah, she say she wanna try, she never go before, cause it's the M B S food battle then


#Jin Xiang# oh really meh, oh really, ah Samuel Samuel ya Samuel Samuel Samuel ya ya ya, oh cold quite lame lah, but I go club then club very very lame eh like waste money


I think it's free lah, but should be very crowded lah, cause the whole the whole ship is there, chill right


ya then then you go the the Royal-Caribbean that's really very good I'm not kidding eh for the price, does #Cai Hua# gamble


then she'll be bored lah, you go go go cruise and try lor, it's better than going anywhere else I think


it's like your itinerary is planned already you don't have to you don't have to plan on where to go here or where to go there, very boring eh, you go anywhere or not, your parents allow to you all to go together already ah


ya but I thought can already, he she allow the Bali right, or where


but nevermind lah if don't allow even better lah so you don't have the unplanned pregnancy coming on, okay thank you uncle don't allow me forever


what do you mean you just find a girl that don't want a child ah, why you you going Deloitte what, you going Deloitte what


your pool is away larger than mine already mine is all aunties eh, batch mate as in no, young person, young person ah


the the the three scholars [loh] I have three scholars mah ya ya so, all guys ah, ya lah but but is okay lah I have a girlfriend so it also it doesn't mean matter to me lah but if I'm searching and hunting right then is different lah, ya I I know I understand that feeling also


is not like we want to do something wrong right is just that the view is good leh


I think is a motivation go to work lah I guess, cause work can go boring sometime then you think that you going to go work and see people not talking to each other, and people will play, hair, ya then , is just different generation [loh] then is very boring to go work also


ya actually ya is the three of us [loh], not their one is HCBS, err so is one year older, then the others is NUS


one year older also so I'm the youngest there, absolute youngest, it's not very good bruh, okay is not all aunties lah is just that certain department got more aunties than the others


more uncles also err no I'm a rotating so I can get to see all departments, ya, the worst is the admin department [loh] like everybody, you will hear a pin drop in the office which is !wah! damn bad


if there's no young people there's no interaction, ya, at where Deloitte, eh oh ya EY EY, EY young people or no meh


!wah! is a culture lah is a is a culture, good lah is the culture is different lah cause, your culture EY Deloitte all there's big four is like all the graduates mah then obviously they must make it more fun and more fun when they join them


but ours is the middle to old age industry, they don't even Jio us for lunch, ya, is a first day then the head of department will like oh just go to lunch together this kind of thing then after that no


ya is quite sad, ya you introduce to me your friends ah, for Deloitte really eh !wah! everytime I cause I go downstairs I can see all the Deloitte people what the hell man what am I doing here, I mean even though scholar then, and sometimes is a misconception you know they always think that scholar are damn Zai


but the problem is right I don't know what I'm doing there also the other two is damn Zai the other two, one is double degree NTU, first class honours for both, this ways, the guy is freaking Zai then the other is NUS business finance first class also, that one what you think, so is like when they see programming all those stuff they expect us don't know


the other two I guess you know lah then I don't know what that is like what the hell man, like coding they got take courses on that one barely freaking legit, top clear scholar like those in human beings


anyhow one lah, compared to, banks maybe not exclude but, I think their standard is still there cause they say over hundred over people apply for scholarship, very sure I was got it, so I don't know why I got it also


it's like I'm not I'm not comparable the other two guys, no they are friendly people lah but, as in is, err I will learn also lah like coding


but there everybody everybody like especially aunties, they just think as !wah! scholar damn Zai, your future is set already they even ask me, how can I what what do you eat ah, what do you eat like really really they really ask the question leh what do you eat eh, what is that then I said how


ya then then then I said how how can I say a question then I say, it's quite what eh


you !wah! must be very very smart what like that scholar what like that, as in I don't know what I'm doing there, if they say the other two smart then okay ah nothing to say but I don't know what I'm doing there, because I'm sitting ya


but you see the problem is smart people right is that they don't really talk, ya but I I talk at the most, oh but we are quite close now so is is we can talk to each other but they don't really talk with other people, they talk work stuff is very good, with other people but they won't talk about small talk right like those


house or family all those stuff like their, not good at that at all, so those aunties usually approach me to ask stuff, I'm not that smart so I can I still can talk this kind of shit, we different level eh ya ya ya so you'll


god like people, oh then who's the other two, the other two


oh, then rich in knowledge ah, but I'm from the streets ah, uh I though watch long time ago already


I thought long time ago, ya the the what Golden Circle right, eh that's is damn long ago already leh, oh, but it's not that good eh, the one is better ah first one is better


the the action sequence is still okay ah, but I think they try too hard sometimes, is like the first you know first first movie the church scene was very good, it was the ban, ya ya, but the second movie they tried to replicate it also


but it's, a bit forced ya ya it's a, ya it's a bit forced that one, it's as impactful as the first one


ya ya, they trying too hard for the second one already but the first one first one was good, oh the the guy ah


no ah cause if he's not alive then nobody could have saw saw through the, the cowboy he's a bad guy then nobody will say that he will die lah something like that, I mean you can have another way to do it lah but but that's that's that's the probably the surprising way lah


at the start of the movie


you should show the gravity of the situation, then then must go to a got to another another state right


oh nice nice right, you you like Obama also right, ya used to be lah


M S I G, what the hell eh ya, ya ya I know I know, stupid lah that guy, I will drunk him for sure ya, the scholar eh scholar eh let's drunk him


ya correct, correct correct, it look also, that's why, he scrawny the guy


ya thanks


ya ya, for one one million oh ya what the hell, that's small change eh !wah!, ya peanuts


ten dollar aunty , my team being also, nice nice nice nice nice (ppb) Channing Tatum is just loser lah Channing Tatum, know what you doing is life


wasting his life away, freaking ill the guy, ya that's conclusion, anyway, don't break up lah


I have no idea, if it's me I don't know what to do also, like you feel that you are not the, you are not the best guy for her right, !aiya! but if you think your mindset can change I think you can try try to hold her on, but do you think your mindset can change, you cannot forsee anything


oh so you least consequence is to break up now first also lah


so you don't, !huh! so you don't like her anymore, no as in I now now I know that we not honeymoon phase lah like the the sparks all died already but


and it should have change now lah yalor, but you think you can't change lah you think you can't change, you better to make the commitment to change ah


okay ah just practice lor if you say you want to break with her cause cause of this reason right I think, ya lor she confirm say no like like it's not it's not it's not a trigger to break up what it's not that devastating, but you will only feel the effect five years later


that's why she will feel the effect five years later like you are wasting my time


oh she wants to keep money herself also, oh no one time also lah one time also lah, ya ya ya correct correct cause [orh] ya correct cause keep the money to herself means can travel travel means alone time lah


the child ah actually I didn't think that eh, I just think of the money only


leave her money ya


that's the only argument ah, she's serious about it lah


ya lor ya Zao ah, no ah I think she's not trying to say that when you are poor you can have fun but when you are rich you cannot she's just trying to say that, even if you are poor you can still live like a human being


it doesn't ya he's just trying to say that lah, why choose to be poor right


but but that's no the main point lah but is is now what you want to do now lah, refer, if not you work for what right


!aiya! we are all working for the money how we not care about money


that I I must agree with them that


she always take care of money lah, I think it can be solved, very well ah ya


you see whether you pay off ya, that's my worse then that sadder


you will give up in first place


that's the biggest middle finger ya, and kill the shelf


wait that's quite that's quite a legit thing eh, it's quite fun eh I don't mind, then you wait twenty years right, oh damn !wah! that's good eh


oh nice nice nice nice nice, if you are single and alone lah


can eh actually can, Jun Ting, I can ah, actually right sometimes right when you are


I think you should know what you are alone for so long already right you all have, been mutual friends, oh then okay lah but sometimes when you keep going out with her alone alone alone right there's only so much things you can do


that's good lah cause, we don't really have a lot of mutual friends ah, then it's like, so it's like quite boring lah there's certain things you can't do two person, like laser tag you can't do two person escape room can't two person cannot also then that


that's that's damn lame leh like two person solve the same thing like what the hell, ya [loh] that's why, there there's there's a lot of activities that is like, by default is left out already two person


ya ya just go man !wah! really eh it's sometimes there's, only so much things you can do, and like Singapore is damn boring also you know right it's either movie cafe, or exercise but she don't exercise so exercise is out already hiking out already


exercise you take a lot time eh and energy it's good, !ya! let's do together then they always do exercise together also, that's the best shit ever


or they're still doing a fit couple thing, it's good lah exercise takes up the whole day already so it's like you don't have to think


the problem is right, the problem is right Korea is cool enough to, hike the mountain you hike the mountain it's very enjoyable cause it's very cool, but I can imagine I hate it when I hike in Singapore


eh what like what the hell man it's so so sunny you still want me to hike that that shit, and now we are working some more leh the only rest time we have you go and hike, then it's like bringing trouble to yourself already


just chill watch movie cafe go shopping all these, I would rather be a student eh brother, !wah! that one TGIF man is it is a legit phrase eh, I can't wait to say TGIF every single day you know like what the hell man


I rather be a student eh, like really eh you, you know the first day I start work right, !wah! the the dread is worse than army you know like I'm not kidding eh the dread is worse than army the BMT first day eh, did you dread army first day, is worse than that


because army right you have a end in light end in mind eh it's like two years I'm I'm over, this one there's no end you know, is legit leh I I just !wah! the first day I was depressed you know legit eh like !wah! gonna start this and not ending it eh, you you gonna feel it soon lah, but !wah! but now okay already lah but !aiyo! but still


the first week was tough, enjoy your life man brother enjoy your life this December like really try try to enjoy more don't don't care so much about studies ah since you, already have your placement already, but there's no consequences right like minimum GPA to achieve and stuff


is your own personal thing lah ya, but how bad can you get MBS is all smoking what you just smoke, you won't get so bad what at least a B


but does your salary get back to your GPA like you get higher then you higher salary, what's the risks


can you get Singapore, we are in Singapore already right, Singapore for one degree ah


so if you have two degree second upper means you get two hundred or what I don't know, what what is GPA now


for both ah


[huh] I thought you got, ya eight one oh what the hell so you are not beside me, it's damn far


really meh I'm at I'm at SGS-center eh, really meh where you all eat, oh Amoy ah then still quite close lah


oh damn, oh you EY ah what the hell, oh I keep thinking you are Deliotte cause Deliotte !wah! you just exactly go down then we see which each other already, ya, oh but EY the they say the benefit is very good lah, easier I don't know


oh KPMG I got a lot of friends there leh, like Glarry is there also


oh you you get off one lah, I can take a full day off ya


work ten hours get one hour back, !wow!, then why why you still must take leave no need take already lah


oh, then obviously get you already what the hell if it's ten to one it's crazy eh


but brother you're smart you don't need your study break what, like really really, really meh, A plus already, it's no he, okay it's a bit


okay technically he's in DIY insurance it's a online insurer lah, she he's a agent also, but technically his salary doesn't get pegged, to the thing he sell so it's not traditional agent, so you can know that everything he recommends you right, it's really for you own good it's not for his own commissions


so that that that's the thing good about his company, he's there's no commissions, four point two, ya he he commands quite a high salary ya the, ya, four point two


it's quite high, ya it's very good, I think small company you can have a larger say lah especially if you have a Uni degree and if it's first class some more, so ya lor, three point seven, I three point eight


oh no no she went, ya I search online and stuff, eh no he help her found a job already, wait


she graduate already, she do LOA ah, oh she found a job, uh ya, she found a job already, found a job already, but she want to find big four


her result quite bad lah


it's should be quite a lot of openings online, and right if you ask her to write a salary right cause they will argue it a for my expected salary itself right just ask her to whack, just write damn high especially for small companies


she just write three point seven to three point eight K leh she just give a range, and she cause she don't really the place also so she just I don't care lah just write so high lah, ya that's why but four is a bit too much ah is like that time increase a bit too much like what the hell is emotional have four K four K pay


then in the end, minimal stuff, ya you should match their offer, and and they match their her offer so is like, it should put for I think she would she would get also leh


small company that you, to twenty four ninety eight lah, two hundred K already


for small firms lah, all acounting, that that that's a benefit of small firm I think cause is not listed so you don't have to


or don't have to tell them lah they are shareholders they just distribute of, there's more firms that are not ready, that stringent auditing right or what


probably that twenty four months bonus accountant they do a lot for money laundering lah they make alot of money then can give so much, !wah! is crazy eh then ask her to join the company lah


the school email ah, sounds like #Ai Hua# doesn't really care about her


her jobs and stuff also lah, she's not that active ah, she's quite active ah


[orh] just waiting for things to happen like that lah


then then got the got the base ah got the base ah, ya better work in small firms lah big firms got a lot of restrictions lah, and your your opinion doesn't really matter in a big firm


not good ah, it's not really about the OT it's about the boss ah the boss is a, ya, but to everybody, is like what the hell man err they get, labour from Batam, for three hundred dollars a month eh


without work permit eh, that's illegal eh


oh okay nice, what do you to eat later, this #Tai Seng# right #Tai Seng# got nothing right


so you find #Le Xing# ah, find #Le Xing# ah, I just texted her yesterday, no no no no I I I cause I wanted to meet her for very long already but I never meet her, then she lives overseas now also


no she still in York, ya ya but she says she want quit soon lah, she say ya she want quit soon already, ya lor she haven't quit yet


he went SIM ah I know, ya means didn't do well , ya it's quite good quite good, okay lah #Le Xing#, #Le Xing# she's getting very busy, I think she's still single also


no but maybe #Le Xing# doesn't want a child, maybe she doesn't want a child, oh ya oh ya ya then you sing the chekc again, okay then then what then what we gonna eat later


the #Tai Seng# the hawker, #Tai Seng#, is the indoor area right the very


indoor, outdoor


oh now now nowadays I mean managing my finances really tightly


the #Cai Fan# that one three fifty only, ya so like quite retarded lah that one very hard already, ya


but you know, it's not supposed to track spending right it's supposed to, after you get salary right then you you think of amount to save and invest first right then you the remaining then you can spend right


err I got nineteen dollars to spend per day, nineteen to spend per day after I, deduct all my fixed expenses and all the savings and stuff, nineteen a day, so I think still not bad ah nineteen is still quite high leh per day, but it's always the weekends then you go out then


you will burn suddenly sixty dollars, so you must save during the weekdays to spend on weekends ah, it's like give your parents allowance, those are fixed mah so you minus that first, then we are also saving two hundred dollars per month for


just for travelling, so two hundred dollar I consider expense also, so that's expenses lor, but I'm saving thousand seven per


I already have account but I haven't apply the credit card yet, one point eight five, actually account is very good eh you don't have to have a huge activity eh, it's like you credit salary right that's one activity


it's already done for your right, and then you just use, one dollar on the credit card right they give you one point eight five percent, cause it's it's cause it's about the total transaction amount, your salary is that transaction amount already, it's the bulk of it ya, so the next the next err tier will be two percent lah but that one is quite high lah it's around seven K err I think


ya that one is, it's crazy already, ya it's crazy one why is crazy so, but now I cannot cannot get a credit card I don't know why, I went to apply online they say something wrong I don't know why also, but you know that err, I went to apply for two hundred credit cards the the Standard Chartered and the Amex


cause in it's in the website lah it's in the SingSaver website it's a an intermediary, after activation I can get, cash bonus five fifty dollars per card, so I'm just waiting for three hundred dollars to come, ya acupressure already then that's quite good so


no but you can't mah cause you don't have a a salary yet, ya ya ya so once you get your salary don't apply for card first you go to those intermediary accounts to get those, to get those err the benefits, cause more worth it, if you apply through directly right you don't have those kind of benefits one, you must apply through the third third party websites


three hundred dollars just like that, but but but ya, but there's annual fees lah that one, just that they waive, they waive the first year and the sec the second year


ya that's why I keep I keep track of the date I apply, and cause usually right they say when when you call them you want to cancel the card right they will beg you to stay, and then you just say that you just tell them I will stay if you cancel my annual fees and usually they do that, I heard for Amex they will do that especially they will just offer to cancel you the annual fee


no cause I think their mentality is like, ya they want to get into your wallets first so they will pays in a chance they they they will use you to pay, cause they charge per they charge percentage


to the to the let's say I buy furniture using the credit card right, they will charge the furniture shop a commission also, so technically if you are in my wallet then there's a chance that it might charge then if I late payment then twenty four percent interest leh, it's quite a good thing for them


ya just one of that we just know, you not worry I'm not going to over overdue my payments man, a little bit of financial knowledge


it's damn dumb twenty four percent leh siao you can eat so many chicken rice already what the hell, ya ya, twenty four percent is crazy twenty four percent


I think it's a dumbest shit also, the dumb people, I don't know why I don't know why they do this kind of thing


or you mean that you give us a dumb child ah, or, I win I mean that's why #Lee Kuan Yew#, say two university grads to marry together mah then at least the child is not that dumb ah, that that's what that's what he say lah


I mean at least he's, above average what I guess


no I think if you want to raise a child right is the best to raise a child overseas, like without the stress, in Singapore in Singapore is just you need money, but right that time I went, the Switzerland mah I told you right, then I can see people really very happy one leh working in a chocolate shops selling chocolate


like I can feel they are generally happy with their life eh, because, I don't know they don't really have, this much of a pressure like us to like !woah! I need to earn this much earn this much I want to go climb the corporate ladder, twos err twos, maintain my family they don't have this kind of thinking one I think


they are just happy go lucky, and they can survive cause they don't need that much


just to pay your bills eh what the hell man, time to get a car you get a car you die already


oh, everything else


then what what what what what do you say to the car argument


Kaist is much cheaper, but Kaist is so much cheaper, at


ya ya ya ya, !wah! it's very sad one leh I see my company right, it's like I can see people in their fifties sixties right and I see their rank ah, he's lower than me eh, that's like you worked so hard, in the end, you might just be outshined by other competitors


your other peers, executive lor, they are like admin officers is the is the clerical staff admin officers senior admin officers, assistant executive then executive


not really reporting lah but the rank is just different lah, but I don't know about salary lah salary they might be higher than me cause they work so long mah, ya, no our, there were but it's not listed


but sometimes, I realise this ah cause you know my father his work working Great Eastern mah, but he just recently interviewed err, a member from my company, cause the person wants to jump from my company to his company, then err this member right worked for MSIG for twenty seven years already


and he's a A VP eh means assistant vice president he's quite a big shot inside the company eh, her pay is nine K, her pay is nine K eh, so this just shows that loyalty doesn't pay off, you need, ya it's dog shit what the hell nine K if I work twenty seven years nine K I want to kill myself already


no but the problem is he can't also there's salary pegging he says can only pay maximum nine point eight, and it's damn sad, ya [huh]


fifteen fifteen ya fifteen ya, ya lah but !wah!


ya lor then we should should have compensate her ten K right, but but but it's not confirmed yet lah, good enough lar good enough lar, but but but the problem the issue is this lor, loyalty doesn't pay off eh there's some people always jump jump jump here, I was talking to my senior executive one day on the train


then she was asking how long I intend to stay in this company, then I said at least five years lah, then she's like [huh], don't lah just two years, three years can Zao already, it's true lah everybody is doing this lor cause can jump in rank jump in salary, that guy twenty seven years eh what the hell ADP nine K I can't imagine that ADP is not fifteen eighteen K one


ya usually eighteen K, all the SME level twenty thirty K one what the hell AVP you serve nine K ah I don't know what she doing here, there's no other benefits okay leave a lot lah leave, but what do you need so many leave for AVP you can't take that so many leave cause you got too much work


ya it's much work the work is yours, I just like what the hell, ya


I think it's a comfort level [loh] it's like, I'm going to ask my father how come, pay them more to get your job rather pay you eh, then there especially, like disgracing you the loyalty this dog shit doesn't mean anything to us


ya, then my father said HR mindset is that, oh you work here very long already then your friends are here you know where to eat, there's a very nice culture then these are additional benefit that's above the salary but no man, what the hell for us it's just money right what the hell you don't want the money then talk what shit


ya going leave somewhere take some leave right ya, I just want to be a partner lah ya [loh]


I have no idea, but I will I will fight I will fight for it man I really will fight for it, ya, ya I guess, but I I will fight fight for it man


but at least you at least at least you do serve for two years lah, above one year only, but I'm rotating so I don't know anything at all I don't a real job you know, I'm just learning what what what they are doing it's like never to have any hands on job which is quite dumb lah, I have no real skills now cause so if I put myself out there the market right now nobody will hire me I got no real skills


ya that's why, that's all that's the only thing we know right


that's what it's worth, but nevermind lah anyway I'm not going to stay more than three years already, that's why


ya correct correct, but like, okay lah that's that's true lah I'm also thinking that


let's say if I really don't care after the second year right, it's also a better thing for me cause I'll put myself out in the market, and then if I have a job offer, then I can just whack MSIG already I will just say, seven K take it or leave it because I can leave already, if they if they really give then okay ah then if they don't give then I just leave [loh]


no third year third year, perform well lah I guess these few years I made myself known to the other people [loh], !wah! I will try lah I will try lah I'll probably not get it lah


but even if you if you say seven K they can't decrease until like, five K what they will just just give something around, six six point one then that's good enough already, I mean if you don't care about something then it's more likely that you will just whack lah


I don't want ah I don't want ah I probably not lah, I think probably not lah screw this I really want to keep the money to myself, but the problem is right if I die first then Kenny will be very very sad lah, no haven't tell her yet we haven't had a in depth discussion one child only


should be left alone leh unless you can


when you mean exploit you mean exploit what, [huh] you just mean that, you mean you mean that, export other guys, what the hell I was thinking whatsia you really export export other guys


you how long already ah


you won't be heart you won't be heartbroken meh, you won't be heartbroken


give her subtle hints, subtle hints, like eh you know the App Tinder, you look together


he's a perfect version for you man, !haiz! got so sad sia brother, I will never expect this, I will never expect this I thought I thought you were the one who want kids, you you look like a very, very


I think the first twelve is annoying until they get to a certain point whereby they are independent enough then okay


but still they give you so little


that is bad investment


ya that's a good investment, ya it's only you can only go down eh you know


your child is like ya ya, somehow, part time worker and Honestbee then okay lah


ya cannot lah, that one cannot already, ya ya ya ya


ya got friends working as investment bankers, I B, you know Glenn, maybe don't know him lah but, but anyway he's investment banker right


he was with his girlfriend for five years eh, once he start work he breakup already, investment banker very tough one eh they all really very tough their working hours ah really damn shag eh, you go work at eight AM then you come back work


one two AM one eh, it's like there's no really no time for, a relationship, like even Saturday and Sunday they are working eh, but their pay very good lah ten K ten K plus and then their bonus is like six months eight months one, it's very good but really you have no, social life so immediately break up with girlfriend already because


he say there is no point, which is quite sad lah the the money is worth lah but the time I don't know whether it's worth eh, I want a work life balance ah I can't imagine myself just slogging away at the office


ya we will but I will you are you still willing to are you still willing to you are right actually, if you work eight to one AM, will will for ten K, five days of the week, oh no six days a week will you do it


if you are single, I won't because three point eight K lah but if it's ten K to my account then I maybe I can try ah if I'm single, but relationship very hard lah confirm break up one ah


you don't have to spend ya, they they provide, lunch they provide lunch and dinner eh


ya ya and they provide transport also then technically your everything is free eh you don't have to spend anything, besides CPF ya, then you don't have a girlfriend you don't have to spend on her also, it's like what the hell man !wah! it's really


oh but ya ya [loh] but you waste a lot of time lah waste your waste your life lah, I think once once you start on the IB route right you can't go back already, you earn so much you won't settle for anything less


your lifestyle change already, very sad lah very sad


oh is the best day ever


but today we gonna see one, Toa-Payoh got the this err, ya, later, is my nice home gallery that one is not really on the location but it's like a damn it's like a layout of the err do you go before, I don't know whether you want to marry her lah but if you want to marry someone you you go there lah you go there and see the houses is is quite good lah


ya [loh] you want


ya ya quite funny quite funny, when when was it ya ya ya, you should go there lah if you want to go, you want you want to go, go marry or go marry someone, but but it's quite quite cheap actually, the one coming out soon is Tampines


is damn near the MRT eh what the hell man, ya I I like Tampines, is very peaceful I think the the area


a lot facilities there also ya it's a it's a growing thing leh, oh but that's Tampines West so it's okay, ya the down Downtown Line there, ya ya it's right right in front of the Downtown Line MRT only the !wah! is, is near the Bedok Reservoir


ya ya !wah! freaking awesome leh the place I think it's going to be over subscribe lah but, can try our luck lah but the next thing is I don't know how to tell Candy's parents, quick if your apply BTO might tell them lah it's


they approve for, no Candy say they approve of me but they don't approve for her getting married so early, but the problem is right BTO only wait five years, but we don't know how to convince them that err gonna to apply now cause now is she is actually twenty two eh is actually quite young


ya ya is not our age ya, her sister is, older me by one year, oh she she just broke up some more, so it's like, it might just damp dampen their, hopes of a boyfriend


you know, I see her a few times already for Chinese New Year, ya she had, so it's like the parents might not be that confident anymore since you're


three year plus relationship can break off then if we go apply for BTO now what happen, so I don't know I don't know how to tell them lah, but Tampines a very good area sia cannot miss this leh, ya it's right in front of MRT some more eh very very rare one leh BTO usually is very far from MRT one !wah! this is this is very very nice location


Ubi is coming up is it, Ubi is coming up ah, I heard they are coming but I don't know when when is it coming up I never see their name appear


but now got MRT there okay ah, I'm going to work directly eh have a Downtown Line also, ya there's a lot of facilities there like !wah! Tampines Hub is damn buzzing now what the hell man, oh ya ya ya, it's next to it actually


the Simei street one is just like, five minutes drive, ya ya it's the very high class one right, the hut the newer one lah, round market oh


ya ya ya ya, the upstairs is the young young people right the old the downstairs is the older generation one right, upstairs got a lot of western food all those stuff right, ya ya that that's damn good, I was at the lost of what to eat there, cause there's too much food to choose from


I will try to take ah but should be over subscribed lah


you apply for one one, like the issue at Tampines you must apply for Tampines only or Yishun and Tampines then you can pay two application fees, oh no no as in okay now let's say I apply at Tampines one now lah


then in two months time right I will know if I get accepted for the application, and then if I never get accepted means die lah but if I get accepted right I will be given a queue number, Tampines got one thousand units then I will be given a queue number from one to one thousand, let's say my queue number is one thousand right it means that I'm the absolute last person to choose the unit eh so I might probably give up


ya I probably give up, give us you will get the shit the the most shit err, ya ya, ya, but generally if your number is in the front then it's better ah cause you get to choose first mah, so that's how lor if you if you confirm that number right that you say I want to I want that number I want to apply


then you pay the option fee you pay the down payment, ya, then after that key collection, you pay the remaining down payment and then you can start, stay in the house already, the key collection is five years from now on


you don't know whether you will get or not right actually, ten dollar lah ten dollar application, that is three plates of Caifan leh what the hell, three plates of Caifan actually ten dollar


don't know whether they will allow or not, ya I don't know that's why


before I hit six K lah, wa we cannot get any grant already, we no more grant already for now


the the ceiling is six K, ya so I need to, apply before I hit six K, no err average


she don't know lah but she say she's gonna be very aggressive in asking for increment cause she don't like this company, if she fire her even better then, so she bery very aggressive [loh], so before six K lor


condo very hard leh condo very really very expensive eh I didn't know this sia but condo is really very expensive, err my father is paying seven K a month, for a loan, like what the hell man


cannot too much, ya seven K a month, ya just for the house, me and Kelly's salary combine together also cannot pay the pay the house sia what the hell man


it's crazy eh, cannot the the it's too expensive already, apply soon ah, it's better to apply soon, five years later


I'll be twenty nine it's around time to get married already, but it's just it's just hard to convince her parents lah, it's like how how do I even say sia uncle <mandarin>我要跟你女儿去: wo yao gen ni nü er</mandarin> apply BTO, I don't know leh


I think he will be like !huh! <mandarin>你们刚刚开始做工而已就: ni men gang gang kai shi zuo gong er yi jiu</mandarin> apply BTO I think ya he will definitely say that, then how what can I say


what can I say sia really what can I say I don't know what can I say, uncle <mandarin>明年我: ming nian wo</mandarin> salary ten K liao <mandarin>不可以: bu ke yi</mandarin> apply liao


ya is like, I don't know I don't want I don't want to say to her man I don't want to say to him leh, think mine around the same lor they just want the stable relationship then work longer first


you take five years leh five years leh, no no she said, cause she said the her parent is very much of traditional kind lah, is like, they want her to be settle down


career wise and stuff like that don't depend on the guy this kind of things, so that they will probably want her to settle down first on the career, my problem is need wait five years for the for the for the flat eh is not is not a short time sia


is not about six K already, but I think for me is not really about six K leh, is for location eh


Punggol Sengkang, then #Bukit Batok# #Choa Chu Kang# stay so far meh, I rather stay in the east east is very nice I like I like east leh, I rather like east better than in central or the north


is not good already what #Choa Chu Kang# cause you need to travel so far to work, cannot lah is too far already, location is damn good at Tampines that it right in front of the MRT eh, ya


ya the flight the flight is so much better, the west sounds like industrial area already like


okay Serangoon locate Serangoon is okay, screw Bishan man I don't like Bishan is too commercialize already, somemore crowd like shit leh, ya don't stay there man the house is expensive


okay, your your right side got, north beach oh okay, okay then we have one difference already, my one says to the beach the sign


your sign is to the beach, ya beach, ra circle circle oi circle circle, circle his dick ya, balls, okay bro below the sign is there some armpit hair guy


okay my one also, my one also only one arm got armpit hair, got hair, hey Paul oh mine never say, he never say anything he just waving


wait wait what what the guy wearing, oh okay that's same, can't tell the okay, bird behind the north beach sign on the rocks ah oh okay mine no bird


okay, (eh) the your sign there got dustbin or not, is it err what what color trash, okay, oh so yours is err lying down !wah!


sex bruh, morning warning wood, okay, then there after that got one car right behind the armpit hair guy


okay, is there, a dog inside right okay it, brown, is it wearing seatbelt, no ah okay, nice, my one pink, !wah! okay that's two so circle the seat and the dog


nice brother, two guy, [orh] okay err on the rest side there's a guy, white and blue white shirt and blue jeans, with red shoes, and I think he's wearing a watch ah ya I think


okay then the other guy is wearing a cap, green shirt and black pants, err orange, said they say one two three push, different ah, !wah! nice, sex


err wait the two guys no no other difference ah, the shoes leh the other guy red shoe and white shoe is it, correct ah okay okay


what color are the are the pigeons, seagulls , !huh! pink ah, really meh, okay can, okay, yours made of what


same mine made of sand, what colour case your, what colour is your err sand castle, okay same, but the position of the , the position of the


flag is what, top left is blue, then right, from our position ah, okay is a okay it's a diamond shape right, so the, when you look vertically up it's red, red flag and red flag lah okay then I know


then is there a pail and like a shower mix, red pail and, orange yellow shower, wait so are we suppose to find difference or what we pairing here


on the back got sea at the back, there a shark, the shark lah what kind of shark is yours, the red shark ah, same same mine is grey white shark, then err


oh, one two three four, five, okay same same of our beef what colour is the seat in your, red ah oh mine is red also nice


okay, mermaid I would err black shirt and red pants, same ah, black


what colour rod is he using you know ah, black rod ah nice, long and black okay is he wearing a hat , is it a red hat, what colour is the, yellow ah nice same


what is he, having a good day, or say is my look okay, after that at okay near the two guys washing the car right, there's this bad, there's a girl


there's quite forget okay, she holding a tilt rack, she holding a tilt rack so, she is holding a the life buoy, ya what colour is your red okay same


then , green, okay, then , the hair is, yellow blonde, okay, okay ya okay can then


see car [orh] okay, text one, say okay err, white, white and like the


don't know lah ya, okay then wait your taxi is what company one, okay mine is Northshore Tech, seas at the ya err, mine is at the door eh so you don't see you don't see anything also that means it's something err ya okay


okay ah never mind, but ya there's a there's a difference there, okay then , after that near the, ah near the car there's the smoothie, thing right, is there a blender on your, oh have okay


mine sell peach and plum, green outside, oh nice, it says smoothies, red


behind the smoothie, grey, nine okay in the end there got this sign the shack, is that what does yours say, oh okay mine says love shack live today


okay then this is the ten, ya the woman selling, what she selling for your, three ah, okay mine is two only


nice, sold out, two socks okay mine three socks, nice, okay same, the tent ah err light blue


wait then nate near the, near the racket there's five balls yours have or not, so you don't have balls nice okay, green singlet, kind of thing


sleeveless ya blue pants ya, okay same what kind of hairstyle she have afro, oh that's a nice hair nice hair, okay, then now it's a passage one right, no lah don't have, so now we can talk anything ah or we have to grade this thing


okay card game, card game card game card game card game, we're actually okay on the ball, on the ball, oh okay okay okay so okay we take turns lor, okay five five lah five five


oh it's like Singlish lah oh so we can speak English Singlish lah is it, oh, it's okay, the hell okay wait ah this one, oh ya, alright eh


you're smart eh no wonder, no wonder you're M G I S scholar, oh MSIG, okay


(eh) trash, electronics, [huh], we wait ah wait ah


wait wait wait are we supposed to is there a word that we cannot say in the, on the cards, okay we try to figure it out okay Kampung spirit okay this one make sense what so


what do you mean just answer the question, oh really meh oh


okay so I say for example, describe the place you call home in Singapore, oh man I don't understand man, the answer is what Balik Kampung is go home what, it's tell you to go home what [huh]


oh the star is the correct answer ah or something eh, okay okay wait wait wait which one is the correct answer first the Kampung okay, oh it's for !huh! then we don't need this what actually


televisions, television is a dying hobby right everyone is just using computer okay, oh ya, oh okay my answer is not good


saving, Aeropostale shirts, cause both of us are wearing it, nice shirt brother, my brother nice sia eh your shirt nice sia where you buy from


!wah! same okay err, do I get do I have to go next, what are you most Kia about, Kia means everything also scared


okay what are you most what are you most Kia about, means scared about lah, no money ah nice same but why you you have a good scholarship and you are, working in M G I S now brother M S I G brother


why you don't think why why think money is an issue, oh nice okay okay


I was doing an experiment then after that the, payout right that I could get was the absolute lowest that's a twenty percent times twenty percent chance, four percent chance to get the absolute lowest payout and ninety six percent chance to get, any higher payout than that twenty percent time twenty percent chance


and that, was when I was get damn stun, thanks brother you're the best, okay next one, you think, think of your favorite Singlish word, or phrase, then explain guess or make up its origins


Singlish phrase, !walao! okay err, okay, why who who said it


the fat guy [orh] Terry ah, Terry [orh], okay wait ah then I want ask you Terry from what stream


I think that, we have an ageing population now in Singapore, so it's just, it's time for young people to pick, I guess they can just all go and rest they can like stay at home


I'll recommend they just stay at home and like chill the rest of their lives away ah, don't always go and take the MRT cause quite crowded already


I recommend they just stay at home, they don't need any help, you're the freaking best brother, what favorite hawker dish makes you Laonua means drool


nice, err which is your favorite stall, in Singapore, prefer with skin or without skin


a lot of skin, more skin than already provided so you ask for extra skin is it, okay, extra meat then err you prefer what part of the chicken like breast thigh breast, then


do you like the do you eat, err I ate pig sorry do you eat the chicken gizzards, like the <mandarin>内脏: nie zang</mandarin> I mean the internal organs sorry, no okay, chicken breast, okay it's very good to like to eat breast in Singapore because right


and it's cheaper also, compare to overseas they they actually charger higher for breast okay this this is this is legit by the way, ya I do I also like breast


miss back old Singapore ah, okay this is just nostalgia goggles lah is when we, err when you guy when you look back and you think oh actually I miss that, your balls okay anyway it's okay you take the bus that's still, non air conditioned one then when when the bus drives then then into the rain


but it's as in like it's just because it used to have it's not like cause like I really like it lah, as your way, obviously aircon is like better but then like you just miss the days where, it's it's still it's still you can just open the window and have the wind blow at your face like a dog


you know , okay, may grew up [orh] what's this, which place in Singapore made the biggest impression on you as a kid brother, who know nets ah


oh don't have the chop sound or anything ah, !wah! nice brother, so that was where Stephen-Curry was born lah


how ah, how is Stephen-Curry these days heard he tore it recently, most busybody thing I've ever done


eh that would have to be, when I was walking past this toilet, then I heard a woman screaming, so I was thinking should I get someone to go in and help her or should I go in and help her, but it place it was quite deserted deserted place lah, and part of me part of me just thought aiya not my problem


but if and part of me was just thinking aiya should, doesn't matter, ya cause it's very , as a guy I mean as a guy in general it's very suggestive for you to to even do, or enter the wrong err gender's err washroom so


I guess, being very not so proactive in as a on a usual basis I decided to enter and like check out what was going on, so in the end err, she was like had she was having a miscarriage, and then I try to call


so I I so I just call someone else lah and handed over but, I was busybody up to that point after that I can't I couldn't really help because, even though, I have some basic knowledge from watching movies and, how giving birth have big risk right I don't think I could offer assistance based on my


knowledge okay , and she was wearing a yellow dress with like, quite a few polka dots, very weird I think polka dots might have been blood , red polka dots


on her yellow dress, the place ah MacPherson, ya near the temple there there's this ya I was walking past I think there's a portable toilet, !huh! the father


you are not the father , okay okay, nice brother we are very, which Singaporean dead or alive do you most admire


err which Singaporean, right dead or alive do you most admire


oh nice not so it's not supposed Stamford-Raffles, that founded Singapore, I don't really get that a


ya actually I don't really get that guy also because his statue takes up a lot of space at the at the at the Clarke-Quay ya, no very good wait then err #Lee Kuan Yew#, how is he now ah


okay got got got next next next, oh I will think Bishan, Bishan is the heartland, heartland and that's where every


every evening you get to experience the very fantastic jam at the MRT, and you can squeeze with all the locals there and truly experience local life, instead of going to places like Marina-Bay-Sands, where is obviously not the local place, cause it, but then if I truthfully could I want to stay at Marina-Bay-Sands as my personal residence as well


but then we have to work towards it, by working, as as we speak we're actually working and getting some income, now, okay next one, err what single piece of advice would you give a non Singaporean friend who's moving to, Singapore ya ya


non Singaporean friend, who's going to Singapore, lower expectations, can be either is there a general like non non gender specific err, or, okay wait okay what if it's a guy


ya, if it's a guy then you will is there a different advice from a girl like what's the special advice that you will have, oh ya whether that when you in Singapore right he has to go to the male toilet instead of the female toilet correct


I will advise that also for, for a guy coming overseas to Singapore that if he's visiting the washroom, he should use okay he should use the male toilet instead of the female toilet, and same for the female comes to, when a female visiting Singapore I will also suggest that


she should use the female toilet instead of the male toilet, okay what that what's it brother, for a guy coming to Singapore, ya brother


doing what, recess, as in my favourite game during recess right during like when my, or or game ah, oh my favorite game would be like, I'll challenge my friends


to see who can eat the most number of plates, of chicken rice during recess last time, so what, okay okay what we normally do is that right we will go down to the, and then I went there right, then the auntie the auntie is a very nice woman


so she knows that we are having this like this err week, weekly chicken rice eating competition, so she will, as in she will prepare a few plates of rice and chicken lah, and during then, it was a simple it was a simpler time lah, so when you try as kids we're not we're not sure like


what's the best way to ingest, chicken rice so we'll find like, different places to put the chicken rice into, to speed up our process and that was quite memorable, oh right there's more places than you know


like your mouth, we even stuff it up our nose our ears, but but the ears were not a very good entry point, okay, brother I think that was the reason I wasn't very good cause I I I didn't find I didn't explore the avenues


err and maximize my chicken rice intake, brother I'll probably choose like, ya , somewhere that I could turn right, and ya


okay bruh this one is a good question, the best place to chillax in Singapore is, Singapore-River


oh but you legit do that with, oh ya bruh that is important, Tampopo [orh] bruh we don't have Tampopo during our, our all six, don't remember


really meh, with, !wah! I don't know I wait I forget who the first one, eh oh ya it wasn't with you right is it then I was with oh ya ya ya I went


oh, then we see wait so, I get to choose exactly what I want to collect ah, oh then I'll just, this is probably the expected answer lah I'll just go to every door, then this will be the ideal situation if I was a Karang-Guni, so Karang-Guni you know when they go to the different neighborhood they'll ring their bell


after that the family will either place their stuff outside or they give or they hand over their, the old things they want what right, but if I was Karang-Guni in the ideal world of mine right, but when I go to the Head D and then I ring my I ring my horn, then after that Karang-Guni and everyone in they would know okay I am here


and they will just pass me their money they will either put it outside or abundant it nicely, that's okay for me to just pick up or just hand over you, hand me money by paycheck also, and in the ID world I'll also be carrying in the cause now it is very, when where tech ya technologically divide developed society that we live in


I would probably have nets machine and all that, and probably I pay you can pay lah me or something also, and probably they can get fifty cents lah when they donate to me cause you know pay you know now you do the Paynow thing got the fifty cents off, so is very good they give me five bucks where I get fifty cents back, okay I knew it right now I ask you


okay what's the best Lobang you have ever received or shared, oh right, oh ya


oh Lord the guy sounds so guy, some some guy very big proportionate very big this proportionate right only parts


civics tutor, junior college, okay so in JC I was I attended to play truant a lot, I would like not go to school and can and part part take in activity such as not studying, and err basketball


so this book this err this series I got mine this ones I brought it to school but I wanted to, get some friends to like play basketball with me so, but then I didn't check where we so I text back one of the I text back


this this this series do not mine instead, so I ask err hey want play ball I ask her want play ball then she was like, okay whose ball, after bottleneck we didn't speak after that you know


cause she didn't show up and I wasn't sure whether, she was up to play a ball or not, quite fat, oh ya cause she's fat


this is very tough question cause as someone who very likes kid, this thing okay this is thing okay I really like kid, but then right, but then it's tough to raise your own child, it's a very different thing as it's one thing to like to play with children and like children in general


but then to raise, as in to be responsible and then you raise your child, and develop the the child from, birth lah it it it's different it's like it's, I thought I think more people don't have the right, okay as in not saying that not saying I wiser it has a


has a wrong has a wrong mindset of raising a child lah but I think a lot people don't see the other, especially the practically aspects of raising it, like Singapore of all places, so I think especially in Singapore it's quite tough to raise, financial even including development also lah like


to develop the child is very different leh you know it's quite a responsibility to, make sure this person like, fifty one


time's up already, time's up already brother, ya lah so, I don't know what do you think I think that, for something like a child the compromise there's no middle ground it's either have or don't have cause if the person don't want to have


can't be he say [orh] just have one, or like, err have half and then you can , can't have half a child also whats, so it's it's quite, that ya lor


it's more than financial also like, I don't know a lot of people like to say the child will bring the couple closer but I think that is one of the most stupid things to say, it's like how come you have to validate


your relationship with a child, in fact I would say you have a child it's going to get worse cause now you all have to, ya lor and like I think a lot of marriage in general, err in general right like don't really work out because of, the child also like because


how to say ah it's like okay in the first place the reason to have the child is to, like they say want to strengthen their, relationship or something so


ya lor no then a lot of time they set up for failure also because like maybe your, own <mandarin>感情: gan qing</mandarin> is already eh your own relationship is starting to fade already right and then you, and then you decide okay so now we start to move on to our next state, and then ah you have a child then, then that's like the foundation is wrong also already so it's like you set up for


the failure anyway then it's like, so I think if you want the worst argument I think you can give for having a child is to say that you'll bring your, marriage to the next level I think that is the worst the absolute worst err, reason to give


as in like I think you really have to want it only lah that's the only thing I can say you, you have to truly, want to like go and develop and cultivate, new person a new you as in a new, offspring of yours to, yalor


but what why why do you so, yours, currently I know you say is you you're financially, eh financially that is your err that is your concern with raising a child right, then , are you saying if there's no financial concerns you will want


a child, okay why


you confirm negative ROI, negative one thousand is an understatement right


and like and be had by someone else also right, ya bruh as in I know okay thinking talking in ROI is very


is very financial and as in likeI know it's not going to be a good argument against my girlfriend but then like, err as in on top of the like obviously can be calculated negative ROI based on financial terms right it's like, you can, there's a lot of time and a lot of like a lot of effort you have to put in a lot of err a lot of stress also cause


there's a lot of opportunity cost like even let's say you work for the extra financial stability or whatever lah, that you wanna counter the fact that, err having a child is already a financial, pain in your bloody butt, then right, then after that you trade off the bonding with the child and the development then it's like what the hell it's so many freaking things right


okay we move on okay obviously it's legit cause how we are genuine but then if if really that happens somehow both our partners


go first right well we can still just talk to each other right as in not even , oh shit okay okay


oh ya actually I think we can I think we can cope better is it , okay but I think that, but this is a, ya that's why you see that's that's still that's a that's like a seventy year investment right


to check at the end of your final I will say, okay just say best case your final few two three years of your life, just to check whether your thing your, your investment paid off eh that's like the worst, that's the worst news reveal ever you waited seventy years then after that


he decide oh actually, today he need to go like he need to go club or something then okay err got to go man , ya okay then okay what what we just said just now, is about we're working and to to provide for


then you see you like your life just becomes, you get the you go and work to earn the money to go and put into this bloody child just just okay, okay and as in ya lah you just go work and well like you see your life becomes, planned around this guy now like you have to okay so now I need to work


then after that I need go back, ya, okay at least for the first I would say, okay that means I be now I would say I would have to be conservative I would say at least for the, for five years or twelve years oh ya even worse, I was gonna say five only but twelve even worse


ya so for first twelve years like you probably can't do much fun stuff eh, and all your, travelling okay unless you have a car or something it's all it's, super, super Mafan to bring the, the the child out with you when you


let's say you take MRT you take, public transport lah it's it's it's super bad like, it's a nuisance lah to me it's it's a very big nuisance and I already say I don't hate children like I don't hate children, I really, thinking about all this now you know


cause as in like we we okay now it's legit like we don't W S C all that we always do volunteer stuff and all that what right it's, I if I hated them I won't I won't go and do and, to all these stuff so, I don't hate, I just hate to know that you have to sacrifice so much already I can easily go play with more kids if I want


ya lah but, it's not it's just different, sacrifice so much okay okay then knowing that I ask you, like let's say one couple one's one wants to have a child and one doesn't want to have a child, does it make sense if I said that the best compromise is to have no child


logical ah is it okay okay, ya true actually okay I need to say also, this one is regard to generation ya correct like you said I think is a very bad generation to


as in I think is a very bad future to bring our child in I don't know if you agree with this I just feel, okay I'm not I'm not suicidal you see I just feel that like life just life is just for like, like just like that already you just you just you just live through ya lor


you I went through already what the hell I want to bring in another guy to experience the same thing as me, probably go through with worse okay like okay now we talk about financial a bit I think is financially much harder to be successful now also


like and even as graduate you come out, ya everyone is graduate so even now ya, that's all and then, go with harder to be successful now, and, okay I would say last time right, if you are a, for our parent's age


having a child can actually be quite a good positive ROI in a sense that, her how you say ah maybe you are you your whole your whole your whole like status right wasn't that high, but me have a child then you like make sure he study hard he come to like some good school or what, then like you kind of elevated your your position


then now there's nothing already you are eligible all of us are around the same level then you just have a child, then like, as in this one is obviously we we can't I like right you can't really you don't if god forbid your bloody child is autis right


game over eh, that's the biggest negative I will okay but then I know that one is that one is very, ass to say but then there is a confirm negative ROI already, !wah! then I don't know, okay that one is a fear of mind also


it is like, is a big fear as is not very rational to think like that but then, if you're ready to have a child you are have to be ready, for a child ya lor you have to be ready girl guy gay or whatever, okay you have you have to be ready for the child to come in whatever form leh you cannot be oh I only want boy


or I only want girl I only want to I want this girl I only want this boy to athletic I only want this boy to be good in music, it has it has to be, ya lor, and it's so unfair to the child like you want the child like I know I hear a lot of people that say oh I want my child to be good in sports


or good in what ya lor, [orh] ya lah I know lah, I know but then, as I just think is so many is is this is so pointless also like the fact that this, it just becomes so pointless okay people that want a child want all these they want to ya they want to see something in their child or whatever


but then people who don't want their child don't care anyway to begin with, so why why would I won't have a child, for now lah at least quite strong actually, I will confirm ask for work


I will confirm ask for work, okay I need okay no child or having child right, abort also lah, as of now hor as of now hor


I don't know leh I just think I've been very harden over the, over the years of my life that like, I just really think it's very, like maybe in the ideal world right, I have all the time in the world to go and like take care of the child and develop him then yes lor I would want to


like maybe got someone else is paying me ten K a month like just to sit there and take care [orh] okay lah then maybe I will do it lah, but it still wouldn't make sense because I can take the ten K and go and do other things, see that's why it's like I don't know how to say it's so hard to argue for, the child other than you really love to have a child and I am willing


to and to you like sacrificing of other things is is like the fun part of your life then okay lor, I think that's probably the only thing that I can think of


but I always like subtly hint that, I probably won't want lah like I'll just say !woah!, like as in there's sometimes they will say, and is like how to say ah sometimes they will they will forget what are they arguing for and they and maybe they talk about how like


raise you so long and all that you know then after that they say oh ya lah raise you so long aiya not worth it lah, don't really quick go enjoy you know this kind of thing is like, but I would I would think one of the another one of the biggest thing is probably the traditional thing a lot people also have the mindset of must have one


like they is like need to have but then they never think of all these things they just say [orh] like you should have cause, err is is the right is the right right right thing what the hell why is it right or wrong


but to be fair no one's doing it, the birth rate is falling like, crap leh is like one point I think one point one or something, ya [loh] they


eh Den in Deloitte oh ya lah true but then, correct lor mindset are shifting I think is is good also lah, I actually, I'm as in I think statistic also reflect, she wasn't instead of just telling people that oh


err many people are getting more develop and not wanting to have children, which also like trigger another part like why like, the government should think wide like what are they doing, ya lor like


ya that's why I always say all the scheme all the scheme is to just like how to say ah is very, is not a, ya, is just to as in all the way is just to okay okay K we use up mind so you can just do it and have it, then just like put there right and then they will let it grow like is like having a plant I give you money you just buy a plant you just put there


you just let it grow and then hopefully like, it get enough sunlight or something then then then it will it will then it can, hover the food or something next time but then, essentially, that the whole main bunch of of having the child is not even there already like you don't even, enjoy


the process of, like carrying more, the person or whatever, ya very useless then is like waste time, overall