Profile For Islamic Banking
FIS has developed comprehensive Islamic banking facilities within the proven architecture of Profile®. The Islamic Banking and Finance Institute Malaysia Sdn Bhd has sharia certified our Islamic banking capabilities. These facilities are suitable for banks operating entirely on Islamic principles and conventional banks offering Islamic banking windows.
Profile offers a flexible platform to launch and maintain a range of Islamic account types easily and profitably.
Current And Savings Accounts
- Al-Wadiah Yad Dhamanah
Profile facilitates the sharing of profits and payment of hibah where appropriate.
Profile supports a range of general and special investment accounts. You can offer a range of investment accounts, ranging from 1-15 months and profits shared according to predetermined ratios. Profile allows profit to be paid at any time and from any account, based on the configured profit rate.
Asset based financing
- Ijarah leasing and Ijarah Thumma Bai
Equity based financing
- Musharakah Mutaniqisah
Benefit from our experience
Banks that choose FIS can create a lasting competitive advantage through improved business agility and prudent cost management. There are templates for most Islamic product types and products can be bundled to create compelling services.
Profile helps you stay sharia compliant and competitive. You can launch new products quickly and easily to stay ahead of the competition.