E-Banking in Malaysia: Opportunity and Challenges
Goi, Chai Lee, (2005) E-Banking in Malaysia: Opportunity and Challenges. Journal of Internet Banking and Commerce, 10 (3).
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Official URL: http://www.arraydev.com/commerce/JIBC/2006-02/GOI.htm
Curtin University of Technology, Sarawak Campus, Malaysia, School of Business
E-banking has to be a delivery channel that replicates and replaces many of the physical functions a bank currently performs. Hence, the E-banking now becomes a virtual banking counter that the individual and corporate customer to carry out the regular activities. Even E-banking services more to electronic-based, but, it still strongly support banking activities, therefore communication, transaction and distribution (Peterson, Balasubramanian and Bronnenberg, 1997). There are number of challenges need to be faced by Malaysian banks, however, the opportunity in this industry is high due to the current trend especially application and development of ICT.
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