ADVERTISER DISCLOSURE Credit Cards for People with No Credit Using one of our best credit cards for those with limited or no credit history is a great first step to building a solid credit score and earning valuable rewards These cards make it easy to track your spending and can help to quickly raise your score find the perfect credit card for you and get started Currently in school Check out these partner offers just for students Summary CreditCardscoms Best Credit Cards for No Credit Best No Annual Fee Card Capital One Platinum Credit Card Best Card for Online Shopping Discover it Student Cash Back Best Everyday Spending Card Discover it Secured Best Widely Accepted Secured Card Citi Secured Mastercard Best Card for Dining and Gas Discover it Student chrome Best Card to Grow Credit Line Capital One Secured Mastercard Best Card for Establishing Credit Total VISA Unsecured Credit Card Best Flatrate Rewards Card Capital One QuicksilverOne Cash Rewards Credit Card Best Card for No Foreign Transaction Fees Journey Student Rewards from Capital One Best Card Alternative Self Lender Credit Builder Account Featured 8731 Reviews Capital One Platinum Credit Card Fair to Good Credit Recommended 580740 CreditCardscom credit ranges are a variation of FICO Score 8 one of many types of credit scores lenders may use when considering your credit card application OK at Capital Ones Secure Site Rewards Rate This card doesnt offer cash back miles or points At A Glance Annual Fee 0 Balance Transfer Intro APR NA Regular APR 2696 variable Pay no annual fee Get access to a higher credit line after making your first 5 monthly payments on time Discover it Student Cash Back 1099 Reviews See Rates Fees No Credit History at Discovers Secure Site Rewards Rate 5 Earn 5 cash back in rotating categories each quarter like gas stations grocery stores restaurants Amazoncom and more up to the quarterly maximum each time you activate 1 Earn 1 unlimited cash back on all other purchases automatically Annual Fee 0 Balance Transfer Intro APR 1099 for 6 months Regular APR 1524 2424 variable Show More Discover it Secured 797 Reviews See Rates Fees No Credit History at Discovers Secure Site Rewards Rate 2 2 cash back at gas stations and restaurants on up to 1000 in combined purchases every quarter automatically 1 Earn unlimited 1 cash back on all other purchases Annual Fee 0 Balance Transfer Intro APR 1099 for 6 months Regular APR 2524 variable Show More Citi Secured Mastercard No Credit History at Citis Secure Site Rewards Rate This card doesnt offer cash back miles or points Annual Fee 0 Balance Transfer Intro APR NA Regular APR 2474 variable Show More Discover it Student chrome 628 Reviews See Rates Fees No Credit History at Discovers Secure Site Rewards Rate 2 Earn 2 cash back at gas stations and restaurants on up to 1000 in combined purchases each quarter 1 Earn 1 unlimited cash back on all other purchases automatically Annual Fee 0 Balance Transfer Intro APR 1099 for 6 months Regular APR 1524 2424 variable Show More Capital One Secured Mastercard 12967 Reviews Bad to Fair Credit Recommended 300670 CreditCardscom credit ranges are a variation of FICO Score 8 one of many types of credit scores lenders may use when considering your credit card application OK at Capital Ones Secure Site Rewards Rate This card doesnt offer cash back miles or points Annual Fee 0 Balance Transfer Intro APR NA Regular APR 2699 variable Show More Total VISA Unsecured Credit Card Bad to Fair Credit Recommended 300670 CreditCardscom credit ranges are a variation of FICO Score 8 one of many types of credit scores lenders may use when considering your credit card application OK at The Bank of Missouris Secure Site Rewards Rate This card doesnt offer cash back miles or points Annual Fee See Terms Balance Transfer Intro APR NA Regular APR See Terms Show More Capital One QuicksilverOne Cash Rewards Credit Card 9373 Reviews Fair to Good Credit Recommended 580740 CreditCardscom credit ranges are a variation of FICO Score 8 one of many types of credit scores lenders may use when considering your credit card application OK at Capital Ones Secure Site Rewards Rate 15 Earn unlimited 15 cash back on every purchase every day Annual Fee 39 Balance Transfer Intro APR NA Regular APR 2696 variable Show More Journey Student Rewards from Capital One 7964 Reviews Fair to Good Credit Recommended 580740 CreditCardscom credit ranges are a variation of FICO Score 8 one of many types of credit scores lenders may use when considering your credit card application OK at Capital Ones Secure Site Rewards Rate 1 Earn 1 cash back on all your purchases Pay on time to boost your cash back to a total of 125 for that month Annual Fee 0 Balance Transfer Intro APR NA Regular APR 2696 variable Show More Self Lender Credit Builder Account No Credit History at Self Lender Credit Builders Secure Site Rewards Rate This card doesnt offer cash back miles or points Annual Fee One Time 9 15 Account Fee Varies by Product Balance Transfer Intro APR NA Regular APR 1203 1598 variable Show More Editorial disclosure All reviews are prepared by CreditCardscom staff Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser The information including card rates and fees presented in the review is accurate as of the date of the review Check the data at the top of this page and the banks website for the most current information All About Credit Cards That Help Build Your Credit By Laura Mohammad Updated January 3 2019 When you are just starting out it can be tough to land the car you want the apartment you need and even the job you are hoping for Why Because so much of our society centers around having good credit But in a few short months you can establish credit and be on your way to financial bliss We researched and evaluated more than 260 credit card offers that people with a limited credit profile can apply for using criteria such as ability to get approved rewards rate fees and rates customer service ability to improve credit line benefitsperks and more Here we look at CreditCardscoms best starter credit cards for no credit in 2019 Our research methodology How can I get a credit card if I have no credit history How to build your credit Factors to look for in your first credit card How a limited credit history can affect other life decisions Can you get a credit card at 18 Do you have to have a job to apply for a credit card What information is needed to apply for a credit card How to use a credit card responsibly Make 2019 your year for building credit Best starter credit cards for no credit in 2019 Card Best For Annual Fee Capital One Platinum Credit Card No Annual Fee 0 Discover it Student Cash Back Online Shopping 0 Discover it Secured Everyday Spending 0 Citi Secured Mastercard Widely Accepted Secured Card 0 Discover it Student chrome Dining and Gas 0 Capital One Secured Mastercard Growing Credit Line 0 Total VISA Unsecured Credit Card Establishing Credit 75 first year then 48 Capital One QuicksilverOne Cash Rewards Credit Card Flatrate Rewards 39 Journey Student Rewards from Capital One No Foreign Transaction Fees 0 Self Lender Credit Builder Account Card Alternative Varies by product For more credit cards tailored to college students or recent graduates with a short or no credit history see our student credit cards Our research methodology Credit cards for no credit history analyzed 264 Criteria used Annual fee regular APR promotional APR if any other rates and fees credit needed ease of application process rewards rates rewards categories redemption options ability to improve credit line tools to track credit score customer service security other features and benefits How can I get a credit card if I have no credit history There are cards out there that serve consumers who are new to credit such as the Capital One Secured Mastercard Sometimes they want you to have a checking account and they may require a refundable deposit of at least 200 Here is what you need to know about getting a card when you dont have a credit history Check your score If you have a credit file check your credit score either through MyFICOcom for about 20 for each score or your VantageScore for free at CreditCardscom This is an excellent behavior to get in the habit of Some 62 of consumers correctly believed that checking their credit score didnt affect their score while 22 wrongly thought it did according to Discovers Current State of Consumer Credit Health report Look into a creditbuilder loan Check with your local financial institution about these small loans which are designed primarily to help you build your credit A local credit union is an excellent choice You will likely need to open a checking or savings account with the institution Consider a secured card The fastest and easiest way to build credit is with a credit card and a relatively easy card to land is a secured card Thats because you put down a refundable deposit that is used to secure your credit limit Just make sure the card issuer is going to send your credit habits to the credit bureaus Research then apply for one card With your score handy look at cards you are likely to get checking annual fees and any other charges that might be incurred See about being an authorized user If you dont think you will be able to get your own card or you want to take baby steps see if you can become an authorized user on a responsible consumers card Just make sure they pay on time and in full each month because their good credit habits will go on your file Not all card issuers report authorized users information to the credit bureaus so check In a few months you will be able to apply for your own card How to build your credit Theres a lot of misinformation out there about building your credit including how to properly manage your credit card In fact your credit card is one of your important tools for building credit but its also critical to know how to manage your credit as a whole The fact is that we are increasingly checking our credit reports from 29 in 2014 to 36 in 2018 but the number of people who feel its important to actually check them is down from 72 in 2014 to 67 percent in 2018 according to VantageScores eighth annual credit score survey in conjunction with the Consumer Federation of America In 2019 plan to be one of the consumers who checks her credit reports regularly Ideally check one of your 3 reports every 4 months on AnnualCreditReportcom for free Correct any errors with the 3 major credit bureaus Make sure there arent any accounts you dont recognize Also pay off any outstanding debts you have or at least come up with a payment plan There are a number of other tricks to improve your credit many of which tie to credit cards By managing your credit card and other bills you are well on your way to building your credit this year Pay your bills on time If you are not doing this already then start immediately Keep in mind that even if a creditor such as a landlord may not send positive credit patterns the creditor may send bad credit habits For that reason its important to pay each and every month Get a credit card that you can use responsibly This is the fastest way to build credit But its a must that you pay on time or your credit score will drop significantly and quickly Use your credit card By making a small charge on your card each month you keep your account active Pay your card in full If you pay your card in full each month you avoid paying interest charges and you build your credit that much faster Thats because your available credit by your balance is factored in If your available credit is 1000 and your balance is 100 then your credit utilization ratio is 10 you want it as close to zero as possible although 10 is considered good Dont be tempted to take out more credit Think strategically dont apply for loans or credit cards without a plan because applications can affect your credit However there are some times when taking out credit is a good idea For example by taking out a creditbuilder loan or some other type of installment loan such as a car loan you give your credit a little boost Factors to look for in your first credit card If youve made up your mind to get your first credit card in 2019 youve come to the right place However with hundreds of credit cards in the market it can be overwhelming to decide which card you should get first We can help with that For example youll need to look at which type of card you want or can get whether there are fees and what rewards are offered Well walk you through the different types of cards and what you should pay attention to Does the card issuer report to the credit bureaus This is a dealbreaker because if the issuer doesnt report to the bureaus you wont be able to improve your credit with the card Are you clear about the fees Look at not only the betterknown fees in the Schumer Box such as late and returned payment fees but also fees lower in the text including billing statement copy fee and expedited telephone payment fee Make sure you wont be nickel and dimed with your new card Do you understand the types of cards there are Secured This card requires a refundable deposit typically starting at 200 This is a good card for someone with bad or no credit Unsecured Most cards are unsecured which means there is no required deposit There are some unsecured cards available for consumers just starting out Student These cards are usually for the beginner consumer although they dont necessarily vary significantly from other cards Rewards The ultimate goal for many is to work toward a rewards card which typically requires good or excellent credit but some beginner cards include rewards Gas Gas cards typically require lower credit and they can have loyalty to specific brands Some are cobranded which means they are aligned with a card network such as Visa or Mastercard which allows you to use the card anywhere the network is accepted Of 28 gas cards surveyed recently 11 were found to be cobranded Do you qualify Check that you have a high likelihood of landing the card before applying because every time you apply for a card it impacts your credit score by about 5 points Youll need your credit score for this Is there an annual fee While this isnt necessarily a dealbreaker youll want to pay attention to make sure its something you can afford and that its worth your while Are there rewards or benefits Some starter cards offer rewards although it can be worth your while to minimize the fees for now and plan to get a rewards card in a year or so What is the APR While its usually a bad idea to carry a balance on your credit card because youll pay interest charges if you do youll want to pay attention to the APR just in case Youll start building a positive credit history within a month of signing up for your first credit card as long as you pay the bill on time says Ted Rossman industry analyst at CreditCardscom You should also try to maintain a utilization ratio credit used divided by credit available below 30 After about six months you should be able to upgrade from a secured card or another type of starter card to a card with even better terms and more lucrative rewards How a limited credit history can affect other life decisions Unless you live on a plot of land you own free and clear in a tiny house powered by propane your credit matters Thats because not only credit card issuers and lenders make decisions based on your credit Employers landlords even utility companies are interested in how you handle credit Here are some primary ways credit can affect your world Insurance Your insurance company looks at your credit when deciding how much your premiums should be Credit card When you are on the hunt for a credit card your first stop needs to be a card that will likely accept your credit score anything above will only set you up for rejection Mortgage or car loan Perhaps the bestknown reason for why credit matters lenders look at your credit to decide which product if any to grant you as well as product terms That means the higher your score the better the terms usually Job While potential employers cant check your credit without your approval companies are increasingly studying job applicants credit history before making a final decision Apartment Landlords are increasingly looking at potential renters credit when making a decision on which renter to accept Utility and cellphone accounts Utility and cellphone companies check your credit before making a call on whether to require a down payment and in some cases even whether to accept you as a customer Can you get a credit card at 18 Turning 18 this year Yes you can get a credit card when you are 18 but it is complicated Thats because the Credit CARD Act of 2009 is designed to make sure young consumers dont take out a financial product before they are financially or emotionally able to handle it Unfortunately the easiest and fastest way to build credit is with a credit card While it can be frustrating to have to jump through hoops to be able to start building your credit there are some workarounds such as becoming an authorized user on someone elses account How to get a credit card when you are under 21 Do you have credit files The first thing you should do when you turn 18 is to check your credit files with the 3 major credit bureaus TransUnion Experian and Equifax You want to make sure that a you even have a file and b that the file is accurate Have the bureaus correct any incomplete or inaccurate information You shouldnt have a file if you dont have any credit accounts Do you have income If you are under 21 you are required by the Credit CARD Act of 2009 to have your own income if you want a credit card of your own If you are over 21 years old you dont have to have a job to apply for a credit card provided that you have reasonable access to income for example that of a partner or spouse The Consumer Financial Protection Bureau amended the CARD Act of 2009 in 2013 to allow athome parents the ability to get a credit card without a job Whats your score Youll need this to know which cards you qualify for Only apply for one so your score doesnt take a hit Could you be an authorized user If you dont have your own income or your credit file is too thin not enough credit information look into being an authorized user on a responsible consumers credit card account You are not legally responsible for the bill but you benefit from their good credit habits Also unlike cosigning its easy to be taken off an account as an authorized user A couple of things to know about being an authorized user Make sure the holder of the account pays on time and in full every month Keep track of your credit reports and scores to make sure they are on track Work toward getting your own card because the benefits from being an authorized user are only as long as you are on that account Not all card issuers report authorized users credit habits to the 3 major credit bureaus so check What information is needed to apply for a credit card Here are common questions asked when you apply for a credit card As you can see you might be asked about whether you own or rent your monthly housing payment and source of income If its a starter card you may be asked if you have a bank account and if so what type Name Phone Address Years at address Whether you own or rent Monthly housing payment Income Income source Liquid assets Whether you have a bank account Type of bank account Date of birth Social Security number Mothers maiden name US citizenship Dual citizenship Laura is an editor and writer at CreditCardscom She has written extensively on all things credit cards and works to bring you the most uptodate analysis and advice Lauras work has been cited in such publications as the New York Times and Associated Press You can reach her by email at lauramohammadcreditcardscom and on Twitter creditcards_lm Join the Discussion We encourage an active and insightful conversation among our users Please help us keep our community civil and respectful For your safety we ask that you do not disclose confidential or personal information such as your bank account number phone number or email address Keep in mind that anything you post may be disclosed published transmitted or reused The comments posted below are not provided reviewed or approved by the card issuers or advertisers Additionally the card issuer or advertiser does not assume responsibility to ensure that all posts andor questions are answered

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Credit Card Reviews Advertiser Disclosure Menards Big Card Reviews Approval Odds 10 out of 5 stars 1 Review From Cardholders in the last year 5 4 3 2 1 100 or to see your Approval Odds ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL Application Process 25 out of 5 stars Customer Service 2 out of 5 stars Showing Sort By These reviews were written by current and former cardholders in the last year Jun 05 2018 This card is a joke NE0 Cardholder I applied for the card to redo our kitchen cabinets and countertops I planned on financing about 4500 and paying the rest in cash The line of credit they granted was only 2500 on a near six figure income and perfect credit I request a credit line increase and was denied Needless to say Ill spend thousands elsewhere Was this review helpful 1 0 0 Result of Results per page Page 1 of 1 Add Your Review I Own It I Had It I Applied How would you rate this card overall See Your Approval Odds Before You Apply Sign up for a free membership and Credit Karma can estimate your chances of approval based on your credit profile Youll also get Credit scores and reports Credit monitoring Personalized recommendations GET STARTED Advertiser Disclosure The offers that appear on this site are from third party advertisers from which Credit Karma receives compensation This compensation may impact how and where products appear on this site including for example the order in which they appear It is this compensation that enables Credit Karma to provide you with services like free access to your credit scores and free monitoring of your credit and financial accounts at no charge Credit Karma strives to provide a wide array of offers for our members but our offers do not represent all financial services companies or products

O O B O O B I I B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O


You are here Home Home Loan SBI Home Loans SBI Home Loans State Bank of India or SBI is Indias largest public sector bank and a Fortune 500 company It has now branched into various financial services and is a governmentowned corporation headquartered out of Mumbai As of 201415 SBI had assets worth Rs 20480 billion and was ranked 232rd on the Fortune Global 500 list of the worlds biggest corporations as of 2016 SBI traces its roots back to 1806 making it the oldest commercial bank in the Indian subcontinent The State Bank of India as it is today has been in existence since 1956 As on date it has a market share of over a whopping 20 percent in deposits and loans among Indian commercial banks Company brief SBI offers a range of banking products and services through its extensive branch network which includes products targeted at resident Indians as well as nonresident Indians or NRIs In addition to its five associate banks the SBI also operates in the nonbanking sphere which includes credit cards life and general insurance funds management and capital markets among others What sets them apart What sets them apart from competition is the sheer reach that SBI offers reaching out to potential home owners in semiurban and rural areas in addition to metropolitan cities Further in keeping with the rapid technological development in the banking and financial services BFSI sector the SBI has expanded its reach by offering services at the click of a button Geographic spread SBI has a wide reach that is not spread only domestically but as well as in the overseas market There are 14 regional hubs and over 57 zonal offices located in India The number of bank branches has crossed 18354 in India itself and as of 201415 the Bank had 191 offices spread across 36 countries worldwide It also operates several foreign subsidies or affiliates Product information When it comes to home loans SBI offers various products and all of these product offerings can be categorised as under Home loans which include options for new homes resale or preowned homes as well as construction of a house Loan for Earnest Money Deposit which is to help individuals finance their requirements towards earnest money to book residential plots builtup hoing uses properties being sold by government housing agencies an urban development authorities and housing boards Further this loan can be repaid through the proceeds of the housing loan availed of from SBI Takeover of home loans which is a balance transfer facility to shift your existing home loan from scheduled commercial banks or private and foreign banks and even housing finance companies registered with the National Housing Bank to SBI Tribal Plus Scheme which is a special housing finance scheme for the hill tribal areas of North East India and areas around Chandigarh Bhopal Lucknow Patna and Bhubaneswar Her Ghar loans exclusively for women home owners offered at a concessional interest rate FlexiPay Home Loan Scheme which is targeted at young working professionals to ease the financial burden by offering attractive repayment options In addition the SBI also caters to the NRI audience with a selection of housing loan product offerings Loan application process In keeping with the tradition of employing the latest technological advances you can apply for a housing loan both at a SBI branch and online as well SBI also has digital branches known as SBI InTouch which offer an instant loan facility for home loans among other products and services Existing loan account holders can access their loan accounts online for ease of tracking and account maintenance Company financials SBI has shown a yearonyear growth when it comes to home loan disbursals with a steady increase in disbursement numbers as indicated below Period Disbursement Rs Crore FY 2013 23863 FY 2014 28517 FY 2015 29238 Additional information Rewarding individuals for availing of a home loan SBI has an attractive rewards programme called the State Bank Rewardz which offers reward points as part of its Group Loyalty Programme These points can then be redeemed upon accrual for various products and services both offline as well as online

O O O O O O B B I B B I O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I B O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O B O O O O O O B O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O


Crooked Tree Arts Center Petoskey Founded in 1971 Crooked Tree Arts Center Petoskey features four galleries a theater dance studio classrooms a culinary arts kitchen and much more We are located in downtown Petoskey and our galleries are free and open to the public Monday Saturday Crooked Tree Arts Center Petoskey 461 E Mitchell Street Petoskey MI 49770 231 3474337 Current hours and driving directions

B I I O B O O O B I I O B O B I O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O B I I O B O O O O B O O O O O O O O O

crooked tree arts
petoskey
four galleries


Home Cruise Lines Royal Caribbean International Rhapsody of the Seas Review Rhapsody of the Seas Review 35 50 Cruise Critic Editor Rating 1446 Reviews Overview Reviews Dining Activities Photos From Rhapsody of the Seas 2018 Best Overall 2018 Best for Cabins 2018 Best for Dining 35 50 Cruise Critic Editor Rating 1446 Reviews Starting Price 8665012339 Call our partner agents to book By Lisa Cheng Cruise Critic contributor Save Rhapsody of the Seas Overview When people think of Royal Caribbean they often imagine megavessels with an interminable roster of wow factors bumper cars robot bartenders skydiving simulators and parks so large they could be part of a floating city About Royal Caribbean Rhapsody of the Seas 1446 Reviews 22 Cabin Types Starting at View Cruises Pro Personalized service and consistent quality in the main dining room and buffet Con Entertainment options could be improved shows amused but rarely wowed Bottom Line Comfortable intimate midsize ship offers a solid choice of amenities Already booked Find Your Roll Call Royal Caribbean Cruise Deals Find a Rhapsody of the Seas Cruise But theres much more to the Royal Caribbean fleet than these showstoppers The 2416passenger Visionclass Rhapsody of the Seas isnt the biggest or the flashiest of the fleet but it does have a lot to offer on a more manageable scale Activities are aplenty onboard and there wont be a moment where youre wondering what to do Active cruisers can tackle a rock climbing wall fitness classes or a jogging track Connoisseurs of food and drink can sample wine and cuisine at three specialty restaurants or even head to the main dining room or buffet both of which score high Service and consistency are particular strengths on Rhapsody of the Seas the result of being a mediumsize and not an overwhelmingly large vessel Crew members from waiters and cabin stewards to the guest services personnel make an effort to extend their warmest welcome and offer their genuine assistance For those who admire ocean views there are plenty of places onboard to take in the sea breezes though not necessarily from your cabin The ship has just two decks of staterooms with private balconies Top Royal Caribbean Rhapsody of the Seas Itineraries Rhapsody of the Seas 14 Night Florida To Spain Cruise Tampa Key West La Palma Tenerife Malaga Barcelona Rhapsody of the Seas 7 Night Western Caribbean Cruise Tampa Key West Cozumel Belize City Costa Maya Tampa Rhapsody of the Seas 7 Night Western Caribbean Cruise Tampa Costa Maya Belize City Roatan Cozumel Tampa Rhapsody of the Seas 7 Night Greece Croatia Cruise Venice Dubrovnik Kotor Santorini Katakolon Venice Rhapsody of the Seas 7 Night Greek Isles Cruise Venice Kotor Corfu Athens Mykonos Argostoli Venice View All Itineraries for Royal Caribbean Rhapsody of the Seas 23 Fellow Passengers The passenger makeup on Rhapsody of the Seas cuts through a broad swath of people ranging in ages and geographic origins though when the ship sails to the Caribbean youll find lots of people from Florida and the Midwest When the ship voyages through the Mediterranean youll find more Europeans sailing Youll find young couples families with tots and teens and retirees on vacation During school vacation plenty of school children populate the ship Photos of Royal Caribbean Rhapsody of the Seas Cruise Critics professional photographers and our extraordinary community members have taken 2576 pictures of Royal Caribbean Rhapsody of the Seas When you visit our photo galleries you can be assured that what you see is what you get View All Rhapsody of the Seas Photos Royal Caribbean Rhapsody of the Seas Dress Code Dress for the most part is casual onboard Rhapsody of the Seas About the ship passengers roam around in shorts or jeans Tshirts or summer dresses for most of the day In the evenings some people get decked out in their finest jackets and ties flowy dresses on formal nights typically two evenings for a weeklong cruise Others wont bother with changing from their day wear The evening dress codes are merely suggestions in any case Theres no fashion police though swim attire is not permitted in the more formal public venues As a general rule of thumb passengers when Royal Caribbean Rhapsody of the Seas Gratuity Gratuity is 1450 per person per day for cruisers in standard staterooms and 1750 per person per day for suite passengers The amount is automatically charged to passengers SeaPass accounts which is then pooled and distributed among the crew An additional 18 percent is added to specialty restaurant covers and bar purchases as well as spa treatments Though not required some people choose to tip the stateroom steward and the waiters who tend to their dinner table extra in other words the staff who get to know passengers on a oneonone basis Royal Caribbean Rhapsody of the Seas Awards Cruisers Choice Awards 2018 Best Overall 2018 Best for Cabins 2018 Best for Dining 2018 Best for Entertainment 2018 Best for Fitness Recreation 2018 Best for Public Rooms 2018 Best for Shore Excursions 2018 Best for Value 2017 Best for Value 2016 Best for Cabins 2016 Best for Embarkation 2016 Best for Fitness Recreation 2016 Best for Service 2016 Best for Shore Excursions 2016 Best for Value 2015 Best Overall 2015 Best for Dining 2015 Best for Public Rooms 2015 Best for Value 2014 Best Overall 2014 Best for Cabins 2014 Best for Dining 2014 Best for Embarkation 2014 Best for Entertainment 2014 Best for Fitness 2014 Best for Public Rooms 2014 Best for Service 2014 Best for Shore Excursions 2014 Best for Value 2013 Best for Dining 2013 Best for Public Rooms 2013 Best for Service Royal Caribbean Rhapsody of the Seas Member Reviews So as they were offering this cruise with prices I last saw in 2007 I couldnt resist and booked an ocean view cabin for this transatlantic Price covered both of us 2 helpful votes This was our first transatlantic cruise and I have been totally converted I never imagined we would have such amazing weather in December and be suntanning around the 1 helpful vote First transatlantic As a solo cruiser the ship size suited me perfectly enabling me to get to know a lot of fellow passengers MDR wait staff were very good for earl View All Royal Caribbean Rhapsody of the Seas Reviews 1446 Deck 2 Rhapsody of the Seas Deck Plans Royal Caribbean Rhapsody of the Seas Ship Stats Sails From Barcelona Tampa Venice Sails To Western Caribbean Eastern Mediterranean Western Mediterranean Crew 806 Launched 1997 Decks 11 Passengers 2416 Registry Bahamas CDC Score 100 Rhapsody of the Seas Ratings Category Editor Member Cabins 35 41 Dining 40 40 Entertainment 35 37 Public Rooms 35 43 Fitness Recreation 35 37 Family 40 37 Shore Excursion 40 38 Enrichment 35 34 Service 40 44 Value For Money 40 38 Rates 30 42 Already Booked Get to know who youll be sailing with Find Your Roll Call Royal Caribbean International Fleet

O O O B I O B I I I O B I I I O O O O O O O O O O O O O O O B I I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I I O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I B I I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O B I I I O O O O O O O B I O O O B O O O B I I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I B I I I O B I I I O O O O O O O O O O O O O O B I I I O O O O O O O O O O O O O O B I I I O O O O O O O O O O O O O B I I I O O O O O O O O O O O B I I I O O O O O O O O O O O O O O O O B I B I I I O O O O O O O B I I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I B I I I O O O O O O O O O O O O O O B I B I I I O O O O O O O O O O O O O O O O O O O O B I I I O B I B I I I O O O O O O O O O O B I I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I B I I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I B I I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I B I I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I B I I I O O O O B I I I O O B I B I I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O

rhapsody of the seas
royal caribbean
showstoppers


Angels of Death Average Rating 5 70 4 17 3 18 2 15 1 15 38 out of 5 135 votes User Reviews 59 out of 72 people found this review helpful Having doubts about this anime By Izayoi_Sakuya on Jul 6 2018 See all reviews by Izayoi_Sakuya So the anime is finished and I can actually make a review based on the whole anime but also the game and manga Read the edit further down for a review of how the actual anime turned out The part underneath this is just my thoughts of the plot from the game Plot A young girl named Rachel Gardner wakes up without any memories and finds herself trapped in a building with several floors Was this review helpful Yes No Report as spam 28 out of 48 people found this review helpful An anime review of the anime By nt82777 on Jul 8 2018 See all reviews by nt82777 This review will be regularly updated Firstly I am only reviewing the anime here No games or manga Apparently there are some fans of both around The character design and animation are decent enough but the backgrounds and atmosphere are bland and poorly defined leaving it with a very cheap and generic feel The characters are very onedimensional It doesnt feel creepy or scary Was this review helpful Yes No Report as spam 4 out of 4 people found this review helpful Angels Of Death Promising With A Tone Of Flat By kinglandia on Oct 7 2018 See all reviews by kinglandia While some time has passed since I shared a review on Crunchyroll I didnt really stop watching series I patiently finished Angels Of Death and now the time has come yet again to express this series in a few lines Just because Im well aware of the hype about the other aspects of this series meaning games books songs coffee mugs and such I wanted to point out that this is my first contact Was this review helpful Yes No Report as spam 6 out of 8 people found this review helpful Early 2000s Edginess By neverable2 on Jul 12 2018 See all reviews by neverable2 Ive watched a whole lets play of the original Indie game I quite enjoyed this first episode so far I already know the whole story and what to expect To those who say the characters are twodimensional I can see why youd think that I disagree because there is a degree of character development that will become apparent if you stick around long enough Know too that the story IS that Was this review helpful Yes No Report as spam 4 out of 5 people found this review helpful A rare RPGmaker horror adaptation with everything that would imply By Plk_Lesiak on Sep 21 2018 See all reviews by Plk_Lesiak This is probably one of the strangest shows Ive seen in a while a quite literal adaptation of a popular RPGmaker horror game If you know that youll see many elements that are very common in such games edginess cryptic puzzles travelling through levels with a theme and an antagonist on every one of them Its all very gamey and feels strange in anime form All the characters are pretty Was this review helpful Yes No Report as spam 2 out of 2 people found this review helpful Please Kill Me Im Bored By JpopJrockStar on Nov 8 2018 See all reviews by JpopJrockStar I was recommended this anime and even finished all of it It was more boring than I thought though I give it credit I was surprised I was expecting Rachel to be some sort of bada She was in fact cool but in the intro the way she was shown made it seem like there would be some sort of fight between her and Zack which is what I was most looking forward to It has some good ideas set up and Was this review helpful Yes No Report as spam 2 out of 2 people found this review helpful Darker anime centered around death past trauma and sin By Flanos on Oct 23 2018 See all reviews by Flanos This is a darker anime with themes revolving around death religion trauma and hopelessness as well as a twisted series of enemies to be killed the angels of death so to speak and puzzles that need to be completed in order to survive If you like dark fantasy and dont mind quite a bit of religious concepts and symbolism sprinkled in I would say this is just for you If youre not a fan of Was this review helpful Yes No Report as spam 2 out of 2 people found this review helpful Why did I watch this when I know Ill be hurt T_T By CherrySS on Oct 19 2018 See all reviews by CherrySS This anime is a must watch I was so hyped when this was getting made into an anime To be honest I didnt know this game existedyes this is a game before it got an anime so I watched the lets play videos for the game so I know whatll happen just saying that this was actually very close to the game If you want a starter anime as well I suggest this anime when it comes out fully Enjoy Was this review helpful Yes No Report as spam 2 out of 2 people found this review helpful I Love this anime and you will too if you like horror By brittaney53 on Sep 29 2018 See all reviews by brittaney53 Im a huge horror anime buff and this anime completely gripped my attention the animation is a wonderfully smooth representation of what you would more than likely see in a drawn manga The story is very well written and flows almost like youre watching a movie its binge worthy without a doubt it will keep you on your toes Was this review helpful Yes No Report as spam 5 out of 8 people found this review helpful A completely illqualified mans review By Tagsclassic on Jul 22 2018 See all reviews by Tagsclassic I played through the RPGmaker game of this anime and I gotta say it was a good 10 or so hours of fun The story gets better I promise while the characters seem a bit bland and incomplete they have some dramatic and gripping scenes later on in the story So stick around if you want and enjoy the ride Was this review helpful Yes No Report as spam Prev 1 2 3 4 5 6 7 8 9 10 Next

B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O


BRAZIL MANUAL COFFEE GRINDER Play Video BRAZIL COFFEE GRINDER COPENHAGEN CRANK HANDLE MILL STOCKHOLM MILL CRUSHGRIND MORE THAN JUST A PEPPER MILL Based on the principles of the old mortar CrushGrind was developed to be more than just a pepper mill When it was launched in 1994 it revolutionized the pepper mill traditions by enabling consumers to grind besides pepper also salt dried herbs and spices CrushGrind also offered new and better ways to adjust and keep the grinding coarseness as well as easier ways to fill the spice Whole spices keep their aroma and flavour intact for years When using a CrushGrind mill the essential oils inside the spices are released and the full aroma derives Selected products Brazil coffee grinder 1 pcs DKK 59995 Colombia coffee grinder 1 pcs DKK 39995 Kala spice grinder 1 pcs DKK 12995 Paris wooden mill 1 pcs from DKK 34995 Torino wooden mill 1 pcs from DKK 24995 Matahari mill 1 pcs DKK 29995 Copenhagen Mill 1 pcs DKK 59995 Stockholm from DKK 29995 2 pcs Matahari set DKK 59990 crushgrind a professional tool THE CRUSHGRIND STORY As with so many other great stories ours starts with a guy and a good idea Ken Muff Lassen originally built himself an international career in the Danish furniture business This attracted some interesting offers one of them coming from the now world famous company IKEA In 1987 after 18 years with IKEA he realized that the explosive success of IKEA meant more management and less hands on with the companys products For Ken who wanted to stay close to the products during the development phase this ultimately meant leaving IKEA and going back into business for himself Its time to spice things up When a spice or herb is dried it still contains the ethereal oils These oils hold the taste and freshness of the spice or herb By grinding it the taste is released or activated However if the spice or herb is stored as a ground powder these volatile oils will evaporate and in little time only a pale weak version of the original spice or herb is left Therefore spices and herbs should be ground just before use This way the oils will be activated and used when they are at their best The result is not only more but also better taste Its time to spice things up Instagram Colombia Coffee Grinder As seen on Kickstarter available December 2017 Play Video

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Academics Academic Departments Architecture Architecture The Architecture program aims to prepare students for meaningful work in the profession and awards an Associate of Applied Science in Architecture degree Certificate programs are also offered in 3D Visualization Certificate Architectural CAD Drafting Certificate Architectural Design Certificate The Architecture program focuses not on design theory but rather on the job skills necessary to piece together a building project and to develop the analytical and descriptive drawings necessary for the project to be constructed The program covers manual and CAD drafting Building Information Modeling BIM detailing product selection and specification design the study of architectural history code evaluation and other skills used daily in the occupation Architecture students who graduate from our program obtain employment often well before graduation in a variety of environs Most find jobs in architectural and engineering firms who rely heavily upon them for their computer aided design CAD training and skills Others are hired by builders developers product manufacturers retailers and other industry related businesses For more information contact us at Design Construction and Trades Department Email constructcsccedu Phone 6142875949 Programs and Certificates

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Email Favorite February 15 2017 News Local News Prosecutor stuck with lifetime debt for collecting pension By Pam Zubeck PZubeck click to enlarge Pam Zubeck Dave Zook left sued the county pension fund on behalf of his brother Dan Zook Work hard Do your part Get ahead Its the American way But Dan Zook who built a solid reputation and career as a criminal prosecutor over more than two decades actually got punished to the tune of 700000 for trying to go the extra mile Some might recall Zook who joined the 4th Judicial District Attorneys Office in 1985 He prosecuted dozens of murder cases including four deathpenalty cases One of those for example was the savage rape and murder in 1997 of Jacine Geilinski In 2000 Zook won firstdegree murder convictions against Lucas Salmon and George Woldt Both are serving life terms During Zooks lengthy career he participated in El Paso Countys pension plan which covers roughly 4400 employees and retirees of the county and other agencies including the local DAs Office Fulltime employees must join the plan They contribute about 6 percent of their pay to the fund employers match Zook took an early retirement in 2005 paying 48000 to the pension fund for the privilege and began collecting his benefit of 3568 a month But he didnt stay away for long In 2009 he rejoined the DAs Office and told the plan to discontinue his benefit The only information he received from the plan personnel is that his pension benefits would stop and his contribution would resume during his reemployment Zook argues in court documents He also says that Howard Miller the plans executive at that time told him he would build equity by returning to work Miller died As a fulltime employee earning an average of 126500 a year Zook was required to rejoin the plan and contribute a percentage of his pay Between 2009 and Dec 31 2012 when he retired a second time Zook paid 35000 to the pension fund and the county paid 35000 Also during that time Zook received annual reports that estimated his growing monthly retirement benefit Just prior to his second retirement his annual report stated his benefit had increased to 6148 a month But Zook soon learned those extra four years of work had cost him dearly Plan officials told Zook hed need to pay back pension payments collected during his first retirement and handed him a bill for 173405 in benefits paid to him from 2005 to 2009 Adding 8 percent interest compounded annually drove the debt up to 241264 and the amount owed grew even more by a computation known as an actuarial equivalent that alters the amount to current dollars Total due 273547 The plans remedy was to dock his new retirement benefit by 2219 a month and to do so for life and for the life of his wife his beneficiary That means the Zooks will end up paying roughly 720000 if they live to normal life expectancies Zook was 61 when he retired and his wife is seven years younger than he is It also means hes receiving less than he expected in monthly benefits about 3500 though he worked those extra years I owed more by going back to work than I made Zook says Thousands of other pension plans dont do that Zook says he was never told he would have to repay the amount he received during his shortlived retirement I wouldnt have gone back to work I never would have done that he says adding he would have insisted on working only parttime so that he didnt have to rejoin the plan They need to tell you when you come back to work Its going to cost you This is so unconscionable The countys 3237million pension fund was about 76 percent funded as of January 2016 according to the most recent actuarial study available In 2015 it failed to return the 8 percent investment on which future payments are based the report said it made 63 percent instead The pension is overseen by a fivemember board comprised of two citizens appointed by county commissioners two employees elected by the plans active members and the county treasurer The board is autonomous and gets little if any oversight from commissioners Commissioner Peggy Littleton for example whos been in office six years tells the Independent in an email I have not been made aware of this Zooks case by staff And apparently theres no reason she should be County Attorney Amy Folsom says via email the retirement board is a separate entity from the county Zook has responded to his debacle as you might expect Hes filed a lawsuit Hes represented by his brother David Zook who worked for the DAs office from 1973 to 2005 before retiring In the 1990s Dave Zook helped investigate and bring to justice the pension funds manager and consultant Mike Witty who stole hundreds of thousands of dollars from the fund and its beneficiaries Witty went to prison but has since been paroled Its totally unfair says David Zook about his brothers case calling it a case of unjust enrichment for the fund Still Fourth Judicial District Judge Jill Brady sided with the pension fund the Zooks filed an appeal to the Colorado Court of Appeals in September Pension fund executive Thomas Pfeifle declined to comment citing ongoing litigation In court papers the pension fund argued its rule is clearly stated in the plan In the case of reemployment of a retired member who received any pension payments prior to a reemployment the pension payable upon his subsequent retirement shall be reduced by the actuarial equivalent of the pension payments he received prior to his normal retirement date The plan has spent 188220 in legal fees and court costs so far on the Zook case of which 64828 has been reimbursed by its insurance carrier Pfeifle reports In her ruling Judge Brady wrote Essentially plaintiff wants a different plan and noted the plans rule is unambiguous Its not the first time the Zook brothers have tangled with the plan They sued in 2008 over a different rule that allows those who leave the plan to buy their way back in when they return Neither was told of that rule either when each took a brief absence from fulltime employment in the 1980s They lost that case too Asked if they should have studied the rules more closely Dave Zook says How many people do Nobody does that It didnt even occur to us In fact he named past pension board members who themselves didnt know about the payback rule If a person were alert and didnt trust the plan and thought it could be an unconscionable plan like this is you could have researched it and looked into it he says But we didnt and nobody else does either I guarantee you Because his pension was reduced by the payback deduction Dan Zook went back to work in 2013 He served as lead prosecutor in the 18th Judicial District Attorneys Offices deathpenalty case against Aurora theater shooter James Holmes who killed 12 people and injured 58 Holmes is serving life in prison Dave Zook says county commissioners should keep an eye on the plan They should monitor and make sure its the plan they want he says Is it fair he asks to penalize a faithful employee with a lifetime grab on his pension checks When Dan signed up the last time he was told his pension benefit was going to stop but thats it Thats all they told him Dave Zook says Now hes paying back 719000 when the original debt was 170000 More Local News Tags Local News El Paso County taxes politics Dan Zook

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A Rash of Good News Side effect may predict response to treatment BY Stacie Berg PUBLISHED December 11 2007 When standard chemotherapy failed to stop his stage 4 colon cancer from progressing Mike Blaylock began a combination of Erbitux cetuximab and Camptosar irinotecan He got the rash as he calls it immediately after beginning the new treatment Blaylock a vice president at the University of Mobile in Alabama had acne on his face and a chickenpoxlike rash on his back chest and legs It was like being a teenager again he says But while the rash wasnt pretty it was a good sign the drug was killing the cancer Although a rash isnt usually a welcomed sight patients being treated with drugs that target the epidermal growth factor receptor or EGFR often feel relieved at least initially when they develop one Studies show those who develop a rash often have a better response to the drug and live longer The good news is you dont have to live with the rash which can be itchy and possibly disfiguring Most people think having a rash is something they have to deal with says Mario E Lacouture MD director of the Cancer Skin Care Program at the Robert H Lurie Comprehensive Cancer Center in Chicago But because these rashes can lead to infection and ultimately a delay or stop in treatment doctors take them very seriously Doses are less likely to be reduced or modified if we can treat rashes early Dr Lacouture says Patients primarily experience acnelike rashes on the face neck chest and back which vary in severity but are typically mild to moderate While timelines vary most patients develop the rash during the first week of treatment presenting as a red and inflamed rash erythema with swelling followed by an acnelike rash called papulopustular eruption during the first three weeks The rash usually peaks during the first couple of weeks and dries up within a month Patients may have dry skin and pruritis and redness may develop In addition hair can thin out and tissue surrounding the nail bed can become inflamed Approved EGFR inhibitors known to cause rash include Erbitux Tarceva erlotinib Vectibix panitumumab Nexavar sorafenib Sutent sunitinib and Tykerb lapatinib The incidence of rash varies based on the type of cancer and drug used For instance skin rash occurs in up to 90 percent of patients treated with Erbitux while other drugs may only affect half of patients Multiple studies demonstrate the correlation of rash between EGFR inhibitors and prolonged survival among patients with nonsmall cell lung cancer colorectal kidney pancreatic head and neck and ovarian cancers In patients with metastatic colorectal cancer a study published in the New England Journal of Medicine showed patients who had skin reactions had higher response rates to Erbitux with or without Camptosar More than 25 percent of patients who developed a rash saw their cancer respond to the combination compared with only 63 percent of patients who did not have a rash Among those who took Erbitux alone 13 percent of patients who had a rash responded to treatment compared with none in the group without rash Trials of Tarceva showed a correlation betweenrash severity and drug effectiveness In one study advanced nonsmall cell lung cancer patients who received Tarceva and developed a grade 23 rash survived on average 196 months compared with patients with no rash who survived a median of 15 months Other Tarceva studies show similar results with head and neck and ovarian cancer patients Experts caution however that its important to note that association between rash severity and survival remains to be validated in randomized studies with longterm followup Although rash may signify the drug is working it does not mean the rash shouldnt be treated Research continues to determine if the drugs work in patients who dont develop a rash Thats the problem We dont know that says Roman PerezSolar MD chairman of medical oncology at the Albert Einstein College of Medicine and Montefiore Medical Center in New York Theres not enough evidence For some patients rash may be a delayed effect Nicholas Kraus a 64yearold scientist who describes himself as a lifetime radical nonsmoker was diagnosed in September 2005 with stage 4 lung cancer Treated with Tarceva Kraus developed a rashbut only after a couple of monthson his face and neck as an acne and sunburnlike rash Although rash may signify the drug is working it does not mean the rash shouldnt be treated A severe rash can develop into an infection which can delay treatment or necessitate a dose reduction which is why its so important to treat a rash before it becomes severe doctors say If the rash is not well controlled you can get infected anywhere theres a hair follicle says Ed Kim MD assistant professor of thoracichead and neck medical oncology at Houstons MD Anderson Cancer Center When EGFR inhibitors were first introduced and patients developed a rash physicians would stop giving the drug because of relative unfamiliarity of treatment of side effects says Dr Kim While theres still no widespread consensus new guidelines have been developed based on two recent studies says Dr Lacouture The first was a phase III study presented at the 2007 annual meeting of the American Society of Clinical Oncology showing that the antibiotic tetracycline was effective in managing rash The second study presented at the 2007 annual meeting of the American Academy of Dermatology found minocycline improved rash severity and could possibly be recommended as a preventive measure during the first few weeks of Erbitux treatment In May 2007 The Oncologist proposed a breakdown of rash severity and treatment guidelines A mild rash defined as a localized acnelike rash with no signs of infection and minimal impact on daily activities can either be watched or treated with an overthecounter topical hydrocortisone cream or clindamycin an antibiotic gel Doctors recommend not using overthecounter acne medications or alcoholbased lotions or gels Emollients such as Eucerin Cetaphil and Aquaphor may be helpful in soothing and healing rash on the hands and feet For a moderate rash which is a more spreadout rash with mild pruritus or tenderness but no signs of infection and no impact on daily activities the guidelines recommend treatments include a stronger topical hydrocortisone cream clindamycin or Elidel pimecrolimus a cream used to treat eczema plus oral antibiotics doxycycline or minocycline Treatment for a severe rash with severe pruritus or tenderness that covers a wide area impacts daily activities and is infected or has the potential to become infected is the same as that for a moderate rash but with the addition of Medrol methylprednisolone a topical steroid drug to suppress inflammation Cancer treatment dose may be reduced until the infection is under control If improvement is not seen within two to four weeks an interruption in therapy is recommended Within a week of starting treatment for stage 4 lung cancer 62yearold Daryl Gilberts face completely broke out with an acnelike rash Caused by Tarceva it subsequently spread to her arms legs and buttocks Dr Lacouture started Gilbert on an oral antibiotic and creams and called her every three days to see if the rash improved After trying several drugs and creams it was the acne drug Accutane isotretinoin that reduced the symptoms Accutane is only used when other interventions have failed and the patients tumor is responding to the EGFR inhibitor Because of Dr Lacoutures encouragement and suggestions Gilbert didnt have to stop treatment to deal with the rash symptoms Kraus and Blaylock both had minor treatments to manage their rashes Kraus underwent a cycle of oral antibiotic and Blaylock tried special soaps which didnt work but found the antihistamine Benadryl diphenhydramine reduced the itching Dr Kim treats his patients prophylacticallya strategy that has really helped us not have to wait until the patient comes into the doctors office and has helped us not have to withhold the drug While other options for treatmentrelated rash are being studied how can one compete with antibiotics and steroids They are inexpensive and work pretty effectively Dr Kim says Even with treatment the appearance of a rash hits everyone differently For Gilbert who runs market research groups it was discouraging to have this rash all over my face You just dont feel very good about yourself she says Its like wearing cancer on your face Every time you look in the mirror its like reminding yourself you have cancer But its that correlation that has Blaylock saying I dont mind looking bad when the cancers being killed Its better than lying in the coffin and having people say My doesnt he look good

O B O B I O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O B I O O O O O O O O B O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O B O O O O O O O B O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O B O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O B O O O O O O O O O O O B O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O B O O O O O O O O O O O B O O O O O B O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O B O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O B O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O


Minecraft Modpacks Multiplayer Minecraft Modpacks Game Version Filter 1 2 3 4 5 206 StoneBlock 1061686 Updated Dec 27 2018 Created Mar 26 2018 Kinda like SkyBlock except you dont start with a tree and youre surrounded by stone Download Install All the Mods 3 1167380 Updated Nov 18 2018 Created Jun 12 2017 All your favorite mods now on 112 Download Install Enigmatica 2 179806 Updated Dec 15 2018 Created Jun 7 2017 A Questing KitchenSink Modpack for Minecraft 1122 with 200 mods and over 800 quests Download Install Enigmatica 2 Expert 155805 Updated 5 days ago Created Nov 29 2017 An Expert Questing Pack for Minecraft 1122 Download Install Pokemon Adventure 289663 Updated Jan 22 2017 Created Aug 6 2016 Welcome to the world of Pokemon Download Install TownCraft 78660 Updated Dec 8 2018 Created Aug 30 2017 Town Building over 50k blocks nuclear reactors spaceships planes trains cars and trucks Download Install Regrowth 521107 Updated Jan 11 2017 Created Aug 20 2015 An HQM pack set in a desolate wasteland Download Install Lapitos Galacticraft 51938 Updated 2 days ago Created May 10 2018 New to curse Improved for 112 The same as years past Space PvP Tech and Download Install Kinda CrazyCraft 61289 Updated Nov 25 2018 Created Mar 29 2018 Crazy Craft Just Not As Crazy Download Install Enigmatica 2 Expert Skyblock 54705 Updated 5 days ago Created Jun 6 2018 A skyblock version of the Enigmatica 2 Expert modpack Download Install Minecraft Time 87173 Updated Dec 13 2018 Created Mar 11 2018 Play together in a world after After Humans Experience the new modpack from Debitor Have Download Install All the Mods 3 Remix 24684 Updated Nov 13 2018 Created Aug 28 2018 ATM3Remix A new take on ATM for 112 an update so large it Download Install Mystical Village 2 25502 Updated Nov 15 2018 Created Jan 26 2018 MagicAdventureSuprisesContains mostly magic mods like Electroblobs Wizardry and Thaumcraft6AncientWarfare2 for tech progressionSome magic ores gated Download Install The Modded WayPixelmon 152448 Updated Jul 16 2017 Created Oct 4 2016 The Modded Ways Pixelmon pack for the official public server Download Install Age of Engineering 444699 Updated Nov 24 2017 Created Mar 28 2017 Techonly modpack with guide and trophies Focus in progression divided in 15 ages Download Install TerraFirmaPunk 76923 Updated Oct 11 2016 Created Jul 6 2016 1710 TerraFirmaPunk 20 TerraFirmaCraft SteamPunk Adventures Download Install TerraFirmaCraft Reloaded 79678 Updated Nov 7 2018 Created Jul 7 2016 A customized TerraFirmaCraft experience with mods improving on the environmental features and gameplay Comes with Download Install MineColonies Official 159356 Updated Dec 29 2018 Created Aug 29 2016 Here you can test the minecolonies alpha Download Install Magiculture 2 82203 Updated 10 hours ago Created Nov 20 2017 112 pack focused on exploration magic and agriculture Download Install 1 2 3 4 5 206

B B O B B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O


350 Chevy TurnKey Crate Engine 420 HP 350 Chevy TurnKey Crate Engine 420 HP Fully machined seasoned factory roller 4 bolt main block Block painted with 3 coats of high temp ceramic engine paint Eagle steel crankshaft 3480 stroke Eagle IBeam connecting rods with ARP bolts High performance pistons SpeedPro or Keith Black Performance rod and main bearing Clevite King or Federal Mogul Performance rings hand filed to match application ARP main bolts The complete rotating assembly is balanced Three piece double roller timing set Custom ground hydraulic roller camshaft Hydraulic roller lifters Performance aluminum cylinder heads Edelbrock 716 Screw in studs and hardened guide plates Chrome moly push rods Performance roller rockers SSR Series Melling high volume oil pump and screen Chrome oil pan Chrome dipstick and tube Chrome timing cover FelPro gaskets Performance balancer Performance aluminum intake manifold Edelbrock Chrome thermostat housing Holley Ultra HP carburetor w electric choke Chrome air cleaner MSD Pro Billet Distributor Requires MSD CDI Box Autolite spark plugs Taylor 8mm ignition wires color of choice Black Red Blue Yellow Green Orange no extra charge Water pump Chrome valve covers Chrome breathers Your engine build will be photo documented during the building process so you can see the quality of parts and workmanship that goes into your engine Your engine will be hot run testedcarburetor and timing set 1 Year Unlimited Mileage Warranty Pulley Systems Alternator Only This system includes the following items Chrome 105 Amp alternator Alternator pulley Crankshaft pulley Water pump pulley Aluminum bracket with fan nose cover Serpentine belt Installed on your engine Add 875 Alternator Power Steering This system includes the following items March Performance Style Tracks Kit 105 Amp alternator chrome Chrome power Steering Pump Alternator pulley Crankshaft pulley Water pump pulley Power steering pump pulley Aluminum bracket with fan nose cover Serpentine belt Installed on your engine Add 1850 Alternator Power Steering Air Conditioning This system includes the following items March Performance Style Tracks Kit Chrome 105 Amp alternator Power Steering Pump Chrome AC Pump Alternator pulley Crankshaft pulley Water pump pulley Power steering pump pulley AC pump nose cover Aluminum bracket with fan nose cover Serpentine belt Installed on your engine Add 2300 Corvette Alt PS and AC This system includes the following items March Performance Style Tracks Kit Chrome 105 Amp alternator Power Steering Pump Chrome AC Pump Alternator pulley Crankshaft pulley Water pump pulley Power steering pump pulley AC pump nose cover Aluminum bracket with fan nose cover Serpentine belt Installed on your engine Add 2400 Dyno Testing Have your new crate engine Dyno tested Proformance Unlimited measures over 30 parameters that are monitored and logged to the computer during each engine test A complete printout including graphs We tune your engine on the dyno for maximum power No more endless trial and error methods at the track are required You see your results instantly Dynamometer testing costs a fraction of what you have invested Take the guesswork out of tuning by dynoing This system includes the following items Your engine will be broken in under various load conditions Tested in real world conditions through headers and mufflers Precise horsepower and torque rating with graph and numerical print out Induction system tuned for optimal performance Dyno session video taped Add 650 Fuel Delivery Systems FiTech Fuel Injection This system includes the following items Die Cast Throttle body Handheld Controller 4 HiFlow 600 HP injectors Builtin pressure regulator 25 BAR Internal MAP Sensor Throttle Position Sensor Idle Air Control Coolant Temp Sensor Wide band O2 Sensor O2 Bung Kit 06AN Fuel Inlet Fitting Gasket Kit Add 995 Parts MSD Street Fire CD Ignition MSD Street Fire CD ignitions are perfect for budgetminded enthusiasts Street Fire CD ignitions offer capacitive discharge technology that fires a series of multiple sparks for 20 degrees of crankshaft rotation when the engine is running under 3000 rpm This ensures complete combustion and produces great throttle response with a smooth idle MSDs Street Fire CD ignitions are built within a durable cast aluminum housing and easily connects to points amplifiers and magnetic pickup distributors Theres even an adjustable rev limiter 100 rpm increments for overrev protection This system includes the following items Ignition Control Module Street Fire CDI Add 160 MSD Starter This system includes the following items Dyna Force Starter Small Block Chevy Big Block Chevy High Torque 153 and 168 Tooth Straight Bolt Pattern Add 300 Flywheel Chevy This system includes the following items 153 or 168 tooth Add 375 Dress Up Custom Painted Engine Have a custom painted car Why not have a custom painted engine Give us your paint code and well do the rest This system includes the following items Custom paint Add 350 GM Performance Black Crinkle Kit Engine DressUp Kit HighTech Collectors Series ValveTiming Covers Air Cleaner Breather Black Crinkle This system includes the following items Dress Up Code 758 Valve Covers Tall Design Wing Nuts and Valve Cover HoldDown Clamps Air Cleaner 14 dia with BowTie Center Nut Timing Chain Cover Breather Cap Add 225 Chevy Small Block Engine Dress Up Kit Orange Dress Up Kit Tall Valve Covers Drop Base Air Cleaner Accessories Orange Powdercoated Chevy Small Block This system includes the following items Dress Up Code 780 Tall Valve Covers Valve Cover Mini Nuts and Valve Cover HoldDown Clamps 14 Air Cleaner with BowTie Center Nut 14 Air Cleaner with BowTie Center Nut Breather Cap Add 245 GM Performance Chrome Dressup Kit wBowtie Engine DressUp Kit Chrome Tall Valve CoversAir CleanerTiming CoverBreather Chevy Small Block This system includes the following items Dress Up Code 900 Tall Valve Covers Air Cleaner 14 dia with BowTie Center Nut Timing Chain Cover Breather Cap Valve Cover Wing Nuts Valve Cover Hold Downs Add 225 GM Performance DieCast Slant Edge Chrome Valve Cover Kit Valve Covers Cast Aluminum Chrome SlantEdge Chevrolet Bowtie Emblem Chevy Small Block Pair This system includes the following items Dress Up Code 930 Chrome ChevroletBow Tie Recessed Logo 14 Air Cleaner with BowTie Center Nut Breather Cap Timing Chain Cover Add 425 Transmission Automatic Transmission Package TH350 or TH400 This system includes the following items 3 Speed Auto Transmission Shift Kit Improved Valve Body Adjustable Servo Stall Speed Converter To Match Application Add 2200 Tremec TKO600 5 Speed Manual Transmission Package This system includes the following items New TKO600 Ford Street and Strip 26spline input shaft full factory warranty Gear Ratios 287 189 128 11 64 Main Case Streamlining Modified to fit your tunnel AP Revolution Shifter Mechanism Original 4speed shift position Driveshaft Slip Yoke Cryogenically hardened steel XFactor Cross Member Modular T6061 Aluminum boltin Transmission Mount Polyurethane Pilot Bearing Stainless rollers grease prepak Reverse Light Harness Speedometer Conversion Shifter Knob Hardware Instructions QT SFI Bell Housing for Ford 28930250351 CW to TKOT5 SCIENCE FRICTION Billet Steel 157t Flywheel FLYWHEEL BOLT SET OF 6 Race Grade 8 SBF 8mm PP Bolt Set SCIENCE FRICTION STAGE2 SUPER STREET CLUTCH KIT HIGH CLAMP LOAD 105 LOW FLEX FORMED PRESSURE PLATE FULL FACE WOVEN KEVLAR SPRUNG HUB DISC ALL STEEL RELEASE BEARING STAINLESS PILOT BEARING LIGHT PEDAL EFFORT FORD HYDRAMAX Hydraulic Clutch Actuator System Kit Includes Concentric Slave Bearing Dual line double width seals Steel Braided Lines Teflon Lined Stainless Steel 34 Bore Master Cylinder Black Powder Coated Hydramax Firewall Mount Patented Adjustable Mount wFirewall Stiffener Reservoir Kit Remote or local mount plastic billet upgrade available Pedal Rod and Hardware Model Specific Adjustable Length Fittings hardware and complete instructions Add 48006500

O B O B I O O O B O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O B O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O


Definition of Customer Management In todays complex business world a company must ensure it has the right systems in place for managing customers Here we define what is meant by Customer Management One definition of Customer Management would be that it encompasses all the systems processes and applications needed to manage the customer relationship The implementation of a robust IT system for collecting and collating customer data is necessary for most large companies these days Even the smallest organization will have a need for some kind of customer management system Customer Management systems and applications also know as CRM or Customer Relationship Management are used to capture research and analyse information such as customer behaviour buying preferences and demographics Customer retention and loyalty are important goals for successful companies These business aim to retain and develop a core customer base Good customer management enables companies to ensure the services they provide are inline with what the customer wants Importantly it can also identify further opportunities for growth At the heart of customer management is the customer database Customer Data is an extremely valuable asset of any business A business that has clean correctly formatted and accurate data will be able to provide a good level of service as well as saving time and money A well chosen customer management process should be able to capture customer feedback This valuable information can and should be used by management Positive feedback can be built on to offer even more great service and negative feedback can be corrected and acted upon There are many Customer management software systems on the market Well known names for small to medium business include salesforce ACT and Microsoft and for the larger business companies such as SAP and Oracle are widely chosen In summary organizations with a successful customer management system can expect to report higher profits growth in revenue lower costs and stronger customer loyalty Share this

O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O B I O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O

customer management
customer relationship management