KSLI 1280 AM LATEST POSTS Scotty McCreery and Wife Welcome New Addition to the Family The McCreerys have an announcement to share with fansthe family is getting bigger Wendy Hermanson 13 hours ago Kane Brown Serenades Fans With Michael Jackson Hit Watch Brown dusted off an 80s gem to post on social media and put smiles on the faces of his followers Wendy Hermanson 20 hours ago Dolly Parton Scores Golden Globe Nod for Girl in the Movies Congratulations This is her sixth nomination Sterling Whitaker 21 hours ago Remember When Johnny Cash Attacked Homer Simpson It was one of the coolest guest appearances in the history of the show Sterling Whitaker 2 days ago Remember Which Country Star Murdered His Wife The career of one of country musics most successful early stars was derailed after he was convicted of murdering his wife Sterling Whitaker 2 days ago William Shatner to Make Grand Ole Opry Debut Hes appearing alongside a legendary country musician Sterling Whitaker 2 days ago Remember Who First Recorded Garths The Thunder Rolls Have you ever heard the extra verse Sterling Whitaker 2 days ago Danielle Bradberys Cover of Post Malones Psycho Is a Stunner Danielle Bradbery is rounding out her Yours Truly 2018 covers project by sharing her take on rapper Post Malones hit Psycho Angela Stefano 2 days ago Enjoy Wild Game at the Texas Wild Bunch Bonanza Cook Off Its time for the Texas Wild Bunch Bonanza Cook Off and Auction All attendees get to sample everything from deer to elk to bacon wrapped jalapeno poppers Rudy Fernandez 2 days ago Kid Rocks 20Foot Butt Bar Sign Gets Approved in Nashville The crazy sign featuring a womans rear end caused a swirl of discussion Wendy Hermanson 2 days ago Remember When Dolly Parton Surprised Reba McEntire on the Opry Shes made so many special memories on the Opry stage Sterling Whitaker 3 days ago Chris Young Takes on the Hag With Silver Wings Cover Watch In his new single Chris Young proudly proclaims that he was raised on country and he can prove it Angela Stefano 3 days ago The Tractors Guitarist Steve Ripley Dead at 69 Rest in peace Steve Carena Liptak 3 days ago Danielle Bradbery Rounds Out Yours Truly 2018 With Psycho The final third of Bradberys Yours Truly 2018 tribute project is here Carena Liptak 3 days ago Load More Articles Country Music News Kane Brown Serenades Fans With Michael Jackson Hit Watch Scotty McCreery and Wife Welcome New Addition to the Family Meet the Staff Rudy Fernandez Shay Hill Chaz Frank Pain Classic Country 1280 on Facebook Abilene TX January 7 2019 70000 AM PST January 7 2019 70000 AM PST January 7 2019 70000 AM PSTth 62 Clear 71 42 view forecast VIP Contests New Year New You 100 Amazon Gift Card Small Business Solutions Devote more time to running your business Engage your clients across multiple platforms Reach more customers than ever before Get an Edge on the Competition Today KSLIs Daily Deal Certificate for a Rhythm USA Clock From Jewels of Time

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2013 iDatalink Training Distributor of 12 VOLT Auto Electronics and Accessories Our Warehouse is located in LODI NJ The Items that we stock include Radios CD Players and Changers Dash kits Antennas Security Systems Mobile Video Radar Neon Strobe Lights Speaker Boxes AmpsCrossovers and Associated Accessories We stock and ship a wide variety of dash kits wiring harnesses adapters installation accessories for the professional installer security add ons tools and more We have everything under one roof We Have Periodic Specials please call us so we can fax email you our specials and our catalog 170 Gregg St Lodi NJ 07644 2013682632 Fax 2013681068

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Finance H ANDBOOK F26 R EVISION Additions Modifications and Upgrades Effective September 8 2001 Handbook F26 Personal Property Accounting is revised to reflect a change in the capitalization criteria We will incorporate these changes into the next printed version of Handbook F26 Handbook F26 Personal Property Accounting 2 Personal Property Policies 225 Additions Modifications and Upgrades Revise 225 to read as follows Expenditures for additions modifications and upgrades to capital equipment items are added to the cost of the original items of capital equipment only if they are at least onehalf of the capitalization criteria currently 3000 therefore the criteria for Additions Modifications and Upgrades would be 1500 or more and if any of the following occur a The productive capacity or operating efficiency is materially increased b The life of the item is significantly extended c The modification adapts the item to a different use If the criteria is not met the items are then expensed Corporate Accounting Finance 82301 H ANDBOOK F1 R EVISION Segmented Inventory Accountability Effective August 23 2001 Handbook F1 Post Office Accounting Procedures is revised to reflect Segmented Inventory Accountability SIA changes in section 48 Managing Accountable Paper and Cash at Offices with Segmented Inventory Accountability We will incorporate these changes into the next printed version of Handbook F1 and into the online version located on the corporate intranet at httpblueuspsgov click on Information then Policies and Procedures then Handbooks Handbook F1 Post Office Accounting Procedures 4 Managing Accountable Paper 48 Managing Accountable Paper and Cash at Offices with Segmented Inventory Accountability Revise 481 to read as follows 481 Overview Segmented Inventory Accountability SIA is a financial concept used at Postal Service retail units with POS ONE pointofservice terminals Each unit must contain and maintain a unit reserve stock and has a number of different segments A window services employee is identified as a sales and services associate SSA and an associates role determines his or her access and responsibility for the assigned inventory segments Employees SSA working at window services do not have a stamp stock inventory assigned as individual accountability Instead they work from a shared retail floor stock SSAs working from the retail floor stock are assigned Revise title and text of 4811 to read as follows 4811 Retail Floor Stock The major change incorporated in this section is the inclusion of the concept of retail floor stock Under this concept two modifications are made to traditional controls First cash is separated from stamp stock in retail credits Second a shared retail floor stock replaces individual stamp credits for SSAs Revise 482 to read as follows 482 Responsibility for Retail Unit Operations The postmasterunit manager or supervisor is responsible for compliance with the procedures defined in this section Key elements of this responsibility include establishing and controlling segments within the unit monitoring inventory levels ensuring proper entry of all financial transactions remittance of all funds in excess of authorized reserves and monitoring of operations including count procedures The postmasterunit manager or supervisor is responsible for providing adequate security for all accountable items Revise 4822 to read as follows 4822 Responsibility for Inventory Items Cash and Equipment It is the responsibility of all employees to ensure Financial integrity Security of all postal stock funds equipment and facilities Reporting of all retail transactions to include providing a receipt to each customer In POS ONE sites using the POS ONE cash drawers for all daily transactions as they occur See section 15142 Employees are accountable for Cash directly assigned to them Money order stock directly assigned to them Stamp stock directly assigned to them Correct collection and remittal of all funds due the Postal Service Revise 483 to read as follows 483 Unit Reserve Responsibility 1 The unit reserve is assigned to the postmaster unit manager supervisor or finance clerk lead SSA at a finance station A finance station has no domiciled supervisor and has no more than three fulltime SSAs assigned to the unit A finance clerk lead SSA may also be assigned a credit from which direct sales to the public are conducted 2 At other units where no supervisor is domiciled the unit reserve stock may be assigned to a window service technician lead SSA When the unit reserve stock is assigned to a window service technician lead SSA that employee may not also have accountability for any credit from which sales are made directly to the public 3 The individual assigned to the unit reserve is referred to as unit reserve custodian The unit reserve custodian is directly accountable for the value of all items in the unit reserve stock 4 Assignment of the unit reserve stock is made using Form 3369P Consigned Credit Receipt and all counts of the unit reserve are posted to Form 3368P Accountability Examination Record 5 A POS ONE Unit Reserve Financial Report Form 3958 Main Stock or Unit Reserve Stock Transaction Record Stamp Stock Unit 1412 or an IRT Form 3958 is prepared and signed every day that transactions affect the unit reserve stock 6 The unit reserve contains items listed in section 413 of this handbook The unit reserve custodian maintains and secures all accountable papers for the unit beyond the levels authorized for the various segments The employees assigned to the various segments within the retail unit obtain these items directly from the unit reserve 7 The unit reserve stamp stock is maintained at the required 9week stock level in compliance with section 4222 Do not exceed the 9week sales level for your office 484 Segments Revise 4841 to read as follows 4841 Definition Segments define the assignment of cash or stamp stock to various individuals or roles within a unit On each units systemgenerated Form 1412 Daily Financial Report the total of all stamp stock is posted in AIC 853 Stamp Accountability Closing Balance In both the POS ONE system and on the IRTs the Clerk Balance List generates a report of the balance of each segments stock The total value of stock computed on the Clerk Balance List must always equal the units total reported in AIC 853 on the daily financial report The Clerk Balance List will always include a unit reserve a retail floor stock and may include other segments such as mobile unit philatelic or selfservice vending Similarly the units daily financial report Form 1412 has a total of AIC 753 Cash Retained This is defined on the Clerk Balance List by listing the units cash retained reserve plus the various assigned associates cash retained credits Note Rural carrier credits and stamps on consignment are included in the unit reserve accountability They are fixed amounts entered into the unit reserve total as unique item numbers and are not segments Replenishment is made by purchasing stock from retail floor stock Revise 4842 to read as follows 4842 Segments Assigned from the Unit Reserve Segments assigned from the unit reserve include Vending SelfService Credits Stock for sale through vending equipment is assigned to the Self Service Postal Center SSPC technician or designated employee who is directly accountable for that inventory This credit is replenished directly from the unit reserve to the designated employee to whom the credit is assigned unless this function is supported by the Stamp Distribution Office SDO or Stamp Service Center SSC as a separate unit ID Mobile Unit Credits Stock for use by associates assigned to operate mobile units is issued directly from the unit reserve This credit is accountable to an individual Philatelic Units or dedicated windows Where a dedicated philatelic credit is used stock is issued directly from the unit reserve The credit is accountable to an individual Retail Floor Stock Stock for this inventory is issued from the unit reserve The purpose is to provide a common inventory for use by the associates in units as defined in section 4811 This credit is not accountable to any individual Stamps by Mail where volume prohibits filling requisitions by an associate Stock for this inventory is issued from the unit reserve The purpose is to provide an inventory for use in filling stamp orders received from customers by mail or fax This credit is accountable to an individual Note Special Event Credits On occasion the Postal Service establishes credits associated with special events Temporary credits can be assigned to one of the accountable segments with stock issued directly from the unit reserve At the completion of the event all sales must be posted A count is conducted and the balance is either returned to the unit reserve prepared for destruction or moved to retail floor stock Revise 4843 to read as follows 4843 Documentation of Stock Assignment 48431 POS ONE Offices 1 Assignments of all individually accountable credits and unit reserve stock are documented by the completion of Form 3369 In these instances assigned employees are accountable for all stock accountable paper money orders and money in their respective credits 2 For stamps on consignment the contract serves as documentation for the credit 3 Retail floor stock is issued directly from the unit reserve Although no individual is accountable for this stock each associate making sales from this credit is responsible for ensuring adequate protection and security of Postal Service resources 4 Form 17 Stamp Requisition or an approved electronic equivalent is retained to document shipments of stock from the unit reserve to retail floor stock and from retail floor stock back to the unit reserve The unit reserve stock custodian signs the Form 17 as shipped or received as appropriate An associate must independently count all stock moved into and out of the retail floor stock and sign the appropriate Form 17 as witnessed or verified by Revise title and text of 48432 to read as follows 48432 Retail Postal Stores with IRTs 1 Associates selling from the retail floor stock segment at IRT units must maintain stock balances to operate the IRT Although these associates have a stock value listed on the Clerk Balance List they are not individually accountable for this balance and no Form 3369 is required 2 The IRTs do not have the ability to accommodate the retail floor stock segment In essence since each associate has to maintain a stock balance to operate the IRT the retail floor stock is valued at the total of all associates IRT balances Even though each individual associate working from credits that represent the retail floor segment has a balance listed on the Clerk Balance List none are held to be individually responsible for that listed value The total of balances for all associates operating from the retail floor stock must at all times be equal to the total retail 3 In this IRT environment each shipment of stock into or out of the unit reserve must be documented on a Form 17 The exact item numbers and quantities shipped to the retail floor stock from the unit reserve must be shipped by the unit reserve custodian and witnessed by one of the associates operating in the retail floor stock segment with signatures required Ensure that stock shipped to the retail floor stock is adequately distributed among the associates to maintain an operational balance In some instances stock credit will have to be transferred between associates to maintain operating stock balances 4 Stock returned from retail floor stock must be documented on Form 17 also The stock is independently verified by an associate and the stock custodian An associate witnesses the Form 17 and the stock custodian receives the stock with signatures required 485 Retail Floor Stock Revise 4851 to read as follows 4851 Definition Retail floor stock is a common inventory used by associates in units as defined in section 4811 This stock is not assigned to an individual Retail floor stock is divided into two major components Display stock which is only used in postal retail stores comprises the following two items Open Merchandise Stock Shrinkwrapped stamp stock and philatelic products that are displayed in the open merchandising area accessible to the general public on the slat wall or gondola Closed Merchandise Stock Stamp stock and philatelic products displayed in the retail clerk area inaccessible to the general public and nonretail employees Loose Stock Accountable paper held as a common credit available to all associates in a designated retail window unit but not on display This stock is held in the associates area inaccessible to the general public and nonretail employees Revise 4852 to read as follows 4852 Retail Floor Stock Limits Retail floor stock which is the sum of display stock plus loose stock must be limited to a 2week level as determined by same period last year SPLY stamp sales Formula SPLYAIC 852 Total Sales minus AIC 096 Vending and AIC 094 Stamps by Mail The limitations must be enforced to minimize the risk of losses that might be associated with the concept of common accountabilities Note Proper inventory controls are an essential part of managing the retail floor stock and minimizing potential losses Broken stock partial sheets loose stamps etc held in the loose stock must be kept to a minimum to simplify the count of the unit Revise 4853 to read as follows 4853 Money Order Form Sets Each associate is assigned money order form sets as explained in section 74 of chapter 7 of this handbook Do not split a package of domestic money order form sets between associates Associates acknowledge the receipt of blank money order sets by signing Form 17 and accepting money orders in the POS ONEIRT system A complete record of all blank money order sets assigned to associates is maintained using Item 0137A green logbook including money order serial numbers date and associates printed name and initials Note When an associates credit is canceled the assigned money orders are returned to the unit reserve These may be reassigned to another associate and the newlyassigned associate must verify the continuity of serial numbers The associate acknowledges the receipt of blank money orders by signing Form 17 accepting money orders in the POS ONEIRT system and initialing the money order log maintained in Item 0137A Revise 4861 to read as follows 4861 Unit Cash Retained Reserve 1 A unit cash retained reserve is established for the unit This is used to provide retail floor stock associates and employees assigned to the other segments a source for rolled coins and smaller denomination currency This reserve is fixed in amount It is established via a written request by the postmasterretail unit manager to the district finance manager This request must include the proposed amount of the unit cash retained reserve and the total of all associates cash retained that will be reported in AIC 753 along with justification The district finance manager is responsible for reviewing the request including 2 The units cash retained reserve is assigned to an individual on Form 3369P who is directly accountable When circumstances warrant the unit cash retained reserve custodian may reassign all or part of the unit cash retained reserve using Form 3369P The unit cash retained reserve has no tolerance These reassigned funds must not be mixed with other accountable credits assigned to the employee Revise title and text of 4862 to read as follows 4862 Sales and Services Associates Cash Retained Associates working from the retail floor stock segment do not sell from an individual stamp credit Associates are authorized a cash retained amount of 100 for which they are individually accountable The total of the unit cash retained reserve and the individual associate cash retained amounts must be equal to AICs 353753 as reported on the units Form 1412 and can not exceed the approved amount Note Form 3369P Consigned Credit Receipt is used for each assigned cash retained credit Revise 4863 to read as follows 4863 End of the Day Internal Controls Due to the change from individual accountabilities to the retail floor stock concept closeout procedures are modified POS ONE and the IRT both generate a Clerk Balance List At close out the person consolidating the units Form 1412 must 1 Verify that the total of the cash retained balances both the units cash retained reserve and the individual associates cash retained is equal to the total entered as AIC 753 on the units Form 1412 2 Verify that the total stamp stock accountability appearing in AIC 853 on the units Form 1412 is in agreement with the units total stamp accountability on the Clerk Balance List Note In POS ONE the Clerk Balance List shows the unit reserve selfservice vending credits mobile credits philatelic credit and the retail floor stock credit The retail floor stock credit replaces the traditional individual window employee credits 487 Conducting Counts Revise 4871 to read as follows 4871 Responsibility The postmasterunit manager is responsible for ensuring that all required counts are performed including stamp stock credits cash credits unit reserve stock and retail floor stock This is to ensure compliance with all existing contractual commitments required time frames for counts documentation of results and prompt reporting and resolution of any discrepancies Revise 4873 to read as follows 4873 Count of the Unit Cash Retained Reserve 1 The units cash retained reserve is to be counted at the end of each accounting period AP Any portions reassigned to employees on Form 3369P must be counted at least once every 2 weeks in conjunction with the cash credit count The count is performed by the assignee and a witness one of whom must be a nonbargaining employee for finance stations see Note in section 48741 There is no tolerance for unit cash retained reserve accountabilities or the reassigned portions 2 At any time the unit cash retained reserve custodian is reassigned a count must be performed and a new Form 3369P prepared Revise 48731 to read as follows 48731 Discrepancies in the Unit Cash Retained Reserve Overages Overages are to be placed into AIC 068 Cash Retained Overage and submitted to the bank Unresolved cash retained overages are removed from trust and declared as revenue AIC123 Lobby Services Revenue after 90 days Shortages Shortages must be reported in AIC 764 Cash Retained Shortages on the day of the count unless paid from personal funds at the time of the count The shortage if not paid at the time of the count is cleared by an entry to AIC 364 Cash Retained Shortage Cleared Revise 48732 to read as follows 48732 Documenting Count Results Form 3294C Cash Credit Count and Summary is used for each count of unit cash retained and all results posted to Form 3368P Accountability Examination Record Form 571 Discrepancy of 100 or More in Financial Responsibility is required for differences of 100 or more If a shortage is paid at the time of the count Forms 3294C and 3368P should indicate paid by personal funds File in accordance with section 42654 Revise title of 4874 to read as follows 4874 Counts of Associates Cash Retained Credits Revise 48741 to read as follows 48741 Frequency Each associates cash retained credit is to be counted randomly at least once every 2 weeks 14day period or once every 10 scheduled days in that unit for pool and relief SSAs credits not used at least once an AP must be cancelled see section 4266 Each associates domestic international MP1 and ATI and bait money orders must be counted in conjunction with the cash retained count see section 48746 If an associate has a reassigned portion of the unit cash retained reserve it must be counted in conjunction with the associates cash retained count The assigned associate and a Note If a nonbargaining employee is not assigned or domiciled at the retail unit the lead SSA associate with the unit reserve assigned may conduct the count with the assigned associate The postmaster manager or supervisor responsible for the unit manages and monitors these counts performed by the lead SSA In addition to this management also performs counts of all associates cash credits at his or her unit no less than once a quarter 90 days Revise 48742 to read as follows 48742 Tolerance Each associate is allowed a tolerance of 5 in his or her assigned cash retained credit If a count results in a discrepancy of 5 or less record the results on Forms 3294C and 3368P 48743 Overages For overages exceeding the 5 tolerance reconcile cash credit and record the full amount of overage in AIC 068 Cash Retained Overage at the time of the count Cash in excess of the associates balance listing is deposited to the bank Note Unresolved cash retained overages are removed from trust and declared as revenue AIC 123 Lobby Services Revenue after 90 days Revise 48744 to read as follows 48744 Shortages For shortages exceeding the 5 tolerance reconcile cash credit and record the full amount of the shortage in AIC 764 Cash Retained Shortages at the time of the count this decreases AIC 752 When the employee repays the shortage clear the suspense item using AIC 364 Revise 48745 to read as follows 48745 Documenting Count Results Form 3294C is used to document each cash retained count with signatures of employees that performed the count Results of the counts are posted to Form 3368P and Form 571 is initiated for differences of 100 or more If a shortage is paid on the day of the count the Form 3368P should indicate paid by personal funds File in accordance with section 42654 Revise 48746 to read as follows 48746 Inventory of Money Order Blank Stock Money orders issued to an employee working from the retail floor stock must be audited in conjunction with the required cash count and documented on Form 3294C Any discrepancies are resolved and reconciled into the POS ONE system For missing money orders see section 7423 5 4875 Unit Reserve Count Revise 48751 to read as follows 48751 Frequency 1 Unit reserve stock is counted at least once every 12 months or no less frequently than once every 4 months if assigned to a bargaining employee This count is conducted in conjunction with a count of the retail floor stock at least once every 12 months The unit reserve must be counted any time custody of the unit reserve changes and a new Form 3369P must be prepared All credits held by the custodian must also be counted when the unit reserve is counted 2 Whenever the results of the retail floor stock count exceed the 12 threshold over or short the unit reserve stock count is performed concurrently 3 The unit reserve custodian and another employee performs the unit reserve stock count one of these must be a nonbargaining employee 4 Prior to beginning a count confirm that the total of unit reserve stock and all the SSA credits segments equal AIC 853 on the last closed unit Form 1412 Differences must be identified and corrected prior to performing the count ie reconciling stock intransit 5 All counts are based on the actual value of the unit reserve stock as shown on system generated reports Differences are placed in either trust or suspense and attributed to the individual stock custodian 6 All counts of the unit reserve must be posted in the POS ONE Post AuditAudit Report Count Sheet or the IRT inventory adjustment process as applicable Revise title and text of 48752 to read as follows 48752 Tolerance Amount in Unit Reserve Tolerance is applied during the required count of the unit reserve stamp stock The amount of tolerance applied is according to the stamp credit amount chart in section 42916 and not to exceed 150 The unit reserve stock custodian is accountable and responsible for the total amount of shortage if it exceeds the tolerance amount Whenever the unit reserve stock is cancelled or transferred no tolerance is applied and therefore the employee is accountable and responsible for the total amount of shortage Revise 48753 to read as follows 48753 Count and Adjustment Procedures 1 When counting the unit reserve stock two independent counts are performed The stock custodian and one other employee conducts the counts One of them must be a nonbargaining employee 2 Adjust the unit reserve inventory in the POS ONE ReconciliationStock Audit Module on the day of the count In IRTPOS ONE count results exceeding the tolerance are posted to trust or suspense on the day of the count Overages Any overages exceeding the tolerance discovered as a result of the unit reserve count are entered into AIC 057 Employee Overage Unresolved overages remain in trust for 1 year and then are purged to AIC 123 Lobby Services Revenue Shortages Any shortages exceeding the tolerance discovered as a result of the unit reserve count are entered into AIC 767 Employee Shortage Shortages should be resolved as soon as possible In collecting a shortage from the assigned unit reserve custodian all contractual provisions must be followed Revise 48754 to read as follows 48754 Inventory of Blank Money Order Sets An inventory of the units blank money order stock is conducted every time the unit reserve is counted Revise 48755 to read as follows 48755 Documenting Unit Reserve Count Results Form 3294P is used to document counts of the unit reserve stock and all results are posted to Form 3368P Form 571 is required for differences of 100 or more File in accordance with section 42654 4876 Counting Retail Floor Stock Revise 48761 to read as follows 48761 Responsibility The postmastermanager or supervisor has the responsibility for the required count of the retail floor stock and the maintenance of the inventory levels in accordance with section 4842 When the floor stock is counted this represents a count of the common inventory used by retail associates including display stock and loose stock Note There is no tolerance applied for retail floor stock counts Revise 48762 to read as follows 48762 Threshold The goal in operating a retail floor stock is to maintain a threshold within 12 percent variance over or short of total sales since last count Total sales are computed by calculating the total amount reported on the units Form 1412 in AIC 852 minus AIC 094 and AIC 096 since the last count Revise 48763 to read as follows 48763 Frequency The frequency of audits is contingent upon maintaining an inventory variance over or short at 12 percent or less Retail units are required to count each AP until they achieve three consecutive counts within the 12 percent threshold A t that time counts are required at least once every three APs as long as the threshold is maintained within the 12 percent limit If the counts from the three APs result in a variance in excess of the 12 percent threshold the count frequency reverts to the AP requirement When the 12 percent threshold is achieved on three consecutive AP counts the office returns to once every three APs count cycle Note If results of the floor stock count exceed the 12 percent threshold over or short the unit reserve stock count is performed concurrently Revise 48764 to read as follows 48764 Procedures The retail floor stock inventory of the unit is counted separately by two employees One of the participants must be the postmastermanager or supervisor responsible for the unit Use the following procedures Floor stock counts should not be performed during business hours POS ONE Offices 1 Use Form 3294P to record the opening balance of the retail floor stock 2 Perform the physical count of the retail floor stock including display stock and loose stock 3 Reconcile the retail floor stock and verify that adjustments are posted to the corresponding AICGLA accounts No tolerance is applied 4 Print the reconciledfinal audit report and attach to Form 3294P 5 Record the amounts in the corresponding section on page 4 of Form 3294P 6 Signatures of employees that performed the count are required on the bottom of page 4 on Form 3294P Note Do not include packaging products or retail products in this count Postal Retail Stores with IRTs 1 Use Form 3294P to record the opening balance of the retail floor stock 2 Print Clerk Balance List to calculate the amounts that represent the retail floor stock as opening balance prior to the count 3 Perform the physical count of the retail floor stock including display stock and loose stock 4 Use Form 3294P pages 2 and 3 to record the retail floor stock as counted 5 Balance to the actual value of the retail floor stock calculate the difference and enter amounts in the corresponding sections on page 4 of Form 3294P 6 Record amount of overage or shortage to the corresponding AIC account no tolerance will be applied 7 Signatures of employees that performed the count are required on the bottom of page 4 on Form 3294P Note Do not include packaging products or retail products in this count Overages 1 The floor stock count must be entered into the POS ONE Inventory ReconciliationStock Audit module and the overage amount is recorded to AIC 239 Floor Stock Overage 2 In retail Postal Service stores with IRTs overage amount discovered as a result of the floor stock count must be recorded to AICGLA 239 Floor Stock Overage Shortages 1 The floor stock count must be entered into the POS ONE Inventory ReconciliationStock Audit module and the shortage amount is recorded to AIC 639 Floor Stock Shortage 2 In retail Postal Service stores with IRTs the shortage amount discovered as a result of the floor stock count must be recorded to AICGLA 639 Floor Stock Shortage Note There is no tolerance applied to the floor stock count therefore all discrepancy amounts must be recorded to the corresponding AICGLA account 3 The postmastermanager or supervisor follows these procedures If Then There is no evidence of negligence theft fraud embezzlement Ensure the shortage amount is recorded in AIC 639 and submit a copy of Form 3294P with reconcileaudit report to the DAO The shortage is a result of robbery or burglary Submit a claim for loss to DAO after the Postal Inspection Service has ascertained the amount involved in the burglary or theft and record amount to AIC 639 The DAO removes from AIC 639 and records amount into suspense on the same reporting date Upon receipt of Investigative Memorandum from Postal Inspection Service DAO removes amount from suspense and records to AIC 519 See section 846 Revise 48765 to read as follows 48765 Documenting Retail Floor Stock Count Results 1 Record retail floor stock count results in Form 3368P Accountability Examination Record 2 File Form 3294P with attached POS ONE reconciledfinal audit report locally 3 Prepare Form 571 for all differences of 100 or more and send to the Postal Inspection Service 4 Keep copy of electronic article surveillance EAS log locally Note File in accordance with section 42654 Revise 4877 to read as follows 4877 Counts of All Other Accountability Segments 1 Other accountability segments outlined in section 4842 are individually accountable stamp stock and cash credits assigned Counts of accountability segments are in compliance with section 429 Conducting Examinations 2 Frequency of counts for bargaining employees should be no less frequent than once every 4 months 3 When the unit reserve stock is assigned to a nonbargaining employee all accountable credits assigned to himher ie cash credit stamp stock credit unit cash retained vending machine credit are counted in conjunction with the unit reserve stock This begins a new cycle for the required count frequencies for the unit cash reserve and the vending machine credit unit cash reserve every AP and vending machine credit every 4 months 4 In POS ONE offices which require separation of cash and stock refer to the POS ONE Users Guide for instructions on entering or reconciling counts in the POS ONE system 5 Blank money order stock assigned to an accountable segment SSA must be audited each time the count for that segment is performed See section 48746 Revise 4878 to read as follows 4878 SIA Accountability Counts Chart Accountability Tolerance Frequency Over Short Unit Reserve Stock Bargaining Nonbargaining See chart in Section 42916 Section 42916 4 months 12 months AIC 057 AIC 057 AIC 767 AIC 767 Unit Cash Reserve Bargaining Nonbargaining 00 00 2 weeks AP AIC 068 AIC 068 AIC 764 AIC 764 Cash Retained Credit 500 2 weeks AIC 068 AIC 764 Segments Bargaining Nonbargaining Section 42916 00 4 months Conjunction UR AIC 057 AIC 057 AIC 767 AIC 767 Floor Stock Difference 12 sales Difference 12 sales 00 00 Every AP Every 3 APs AIC 239 AIC 239 AIC 639 AIC 639 Money Orders Floor Stock Associates Accountable Segments Unit Inventory NA NA NA 2 weeks 4 months Conjunction UR NA NA NA NA NA NA SelfService Vending Credit 00 4 months AIC 175 AIC 612 See section 487512 Post Office Accounting Finance 82301

B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O B O O B O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O


Ionic Bonds What are ionic bonds ionic bonds are forces of attraction between ions of opposite charge and What kinds of biological molecules form ionic bonds any kind of biological molecule that can form ions An example of a functional group that can enter into ionic bonds is shown below The carboxyl group is shown Under the right conditions of pH the carboxyl group will ionize and form the negatively charged COO ion and a positively charged H ion or proton When ionization of the carboxyl group occurs a proton dissociates from the OH group leaving the shared electrons behind with the oxygen Thus the COO ion has an excess of electrons over protons and is an anion The proton that is released has no associated electron and is therefore a cation What function do ionic bonds have in biology They are important in all biological processes A few examples are They play an important role in determining the shapes tertiary and quartenary structures of proteins They are involved in the process of enzymic catalysis they are important in determining the shapes of chromosomes They play a role in muscle contraction and cell shape They are important in establishing polarized membranes for neuron function and muscle contraction

B I O O B I B I O O O B O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O


Improving Case Management Practice Through Education A Mission with a Method The Academy of Certified Case Managers ACCM has one missionto improve case management practice through education Our mission has a clear method We enable our members to maintain their certification by making available a stream of continuing education as home study programs New programs are published bimonthly in CCMCs CMSAs and ACCMs official journal CareManagement Completion of these continuing education programs and their CE examinations allows ACCM members to receive Certificates of Completion that are accepted by the Commission for Case Manager Certification CCMC and the Certification of Disability Management Specialists Commission CDMSC for certification maintenance purposes Other case management certifying organizations may elect to accept ACCM courses as well CareManagement and its educational programs are available to ACCM members exclusively If you are a certified case manager CCM and you want to stay on the forefront of case management practice fulfill your continuing education requirements and receive these opportunities at home then ACCM is for you Join your colleagues today Our Staff Howard Mason RPh MS is Chief Executive Officer of the Academy of Certified Case Managers and Publisher and President of CareManagement Gary S Wolfe RN CCM is Executive Vice President of the Academy of Certified Case Managers and EditorinChief of CareManagement Gary is a nationally recognized case manager in private practice whose expertise is in case management process HIVAIDS hepatitis diabetes and chronic conditions Jennifer Maybin MA ELS is Executive Editor of CareManagement Jennifer is a medical writer and editor specializing in nursing longterm care and senior health Esther Tazartes MS is the Copy Editor for CareManagement Jacqueline Abel is Senior VP Finance Administration for the Academy of Certified Case Managers and CareManagement Laura Campbell is Art Director and Webmaster for the Academy of Certified Case Managers and CareManagement

O B I I O B O O O O O O O O O O O O O O O O B I I O B O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O


Home Blogs Charles Gabas blog The SilverSwitcharoo is a great workaround for almost everyone ALMOST Previous Story Next Story The SilverSwitcharoo is a great workaround for almost everyone ALMOST Sun 07012018 823pm For nearly a year healthcare wonks like myself David Anderson Andrew Sprung and Louise Norris have been heavily getting the word out to promote not just the Silver Loading CSRload workaround but an even more clever variant which Ive coined the Silver Switcharoo which takes the concept of Silver Loading and goes one step further It gets a bit complicated but heres my explainer of how the Silver Switcharoo works for ACA individual market policies The bottom line is that in theoryon paper just about everyone either comes out ahead or at least is no worse off if they use silver switching Subsidized enrollees in Silver plans end up paying the same as they did before Subsidized enrollees in Bronze plans end up paying far less and in some cases nothing at all in premiums Subsidized enrollees in Gold or Platinum plans end up paying far less in premiums and in some cases less than they would for Silver plans Unsubsidized enrollees in Bronze Gold or Platinum plans end up paying only whatever the normal premium increase is that is without any CSR load on or off exchange Unsubsidized enrollees in Silver plans can also avoid paying any CSR load by moving to an offexchange Silver plan Everyone wins or at least no one loses right Well as Norris reminds everyone theres one exception to this winwin situation But theres a downside that has to be considered As described above you cant switch from an offexchange plan to an onexchange plan in the middle of the year unless you have a qualifying event and a change in income is not a qualifying event So if youre in a state that allows the silver switch option and your income is too high for premium subsidies you can sign up for a lowercost offexchange silver plan during open enrollment But if your income drops during the year to a subsidyeligible level you wont be able to switch to an onexchange plan at that point Youd essentially be stuck with your fullprice offexchange plan until the end of the year So its a gamble Do you pay a higher rate for the onexchange silver plan just in case you do end up being eligible for subsidies you can go back and claim them on your tax return if your income for the year makes you eligible but only if you bought the plan through the exchange Or you do take the silver switch option and go for the lowerpriced offexchange silver plan knowing that theres no way to get subsidies later in the year even if your income declines Theres no right answer to this question but its something to keep in mind when youre deciding where to buy your coverage Its worth noting that a potential solution would be to buy an onexchange bronze or gold plan in this situation instead of a silver plan You wouldnt have the cost of CSR added to your premiums but youd also be able to start getting premium subsidies midyear if your income were to decline or go back and claim the subsidy on your tax return after the year is over As Ive noted many times before my own family could be faced with this situation in 2018 andor 2019 depending on how the year goes Were both selfemployed and our income is highly variable from year to year We might only make 300 of the Federal Poverty Line one year but 500 the next or vice versa Since the ACAs subsidy cutoff point is 400 FPL that presented an annual dilemma for us even before the CSR cutoff and Silver LoadingSwitching became a thing Heres the problem 100 FPL for one person is 12140 this year 400 of that is 48560 Lets say youre a single adult without kids just over that thresholdaround 50000year You earn just barely too much to qualify for ACA tax credits so you have to pay full price for you policy regardless of metal level and whether you buy on or off exchange In this case assuming youre 48 years old living here in Oakland County Michigan a Silver plan will cost around 425month 5100year or 102 of your income If youre absolutely certain that youre going to earn at least 50Kyear next year as well then it doesnt matter whether you buy on or off the exchange since you wouldnt be eligible for subsides regardless However what if you have a variable income Lets say theres a chance youll have a bad year and will only earn say 45000 370 FPL If that happens you will qualify for subsidies In that case youd likely qualify for 66month in tax credits 792year so youd only end up paying a total of 4308 for the year 96 of your income But heres the catch Youd only qualify for that 792 if you had enrolled in the onexchange Silver plan If you enrolled in the exact same policy or any other one off exchange you wouldnt qualify for any subsidies no matter how crappy your income ends up being for the year in question This by the way is likely the main reason why around 15 of onexchange enrollees are consistently unsubsidized each yeartheres a chunk of mostly selfemployed people like my wife and I who probably dont qualify for subsidies but enroll through the ACA exchange anyway just in case they have a bad year and end up qualifying after all With Silver loading the stakes are even higher because the gap between a Subsidized and Unsubsidized Silver plan is even greater As Norris notes it can be tricky for folks in this situation to know what the best route to take is Again if youre certain that youll earn over 400 FPL in 2019 go for the offexchange plan If you think theres a reasonable chance of falling below the 400 threshold however you might want to go for an onexchange Gold or Bronze plan insteadjust in case UPDATE Its important to note that folks caught in this situation may have another option available to them There are several money management strategies they can use to try and keep their official MAGI income below the 400 FPL threshold Andrew Sprung of Xpostfactoid along with Norris lays out some of them here Many but not all resources for reducing MAGI are available only to the selfemployed They include the following 1 Individual 401k Ms Cornwell the article reports made 80000 a year as a project manager for a small consulting firm that doesnt offer health insurance My immediate reaction was that an employee of a consultancy that doesnt offer health insurance or it emerges later a 401k should be able to get herself paid as a contractor ie get selfemployed status If she did shed be able to deduct as much income as she forfeited or more if she so chose 2 Health Savings Account HSAs are taxsheltered savings accounts that must be paired with a socalled High Deductible Health Plans HDHP An HDHP must have a minimum deductible of 1300 for an individual and 2600 for a family rather quaint thresholds at a time when the average silver plan has a deductible approaching 4000 and the average gold plan deductible is over 1000 3 Roth IRA or nonretirement savings This one is for the relatively affluent Lets say youre in your early 60s like Ms Cornwell and you want to retire early without taking early Social Security or drawing on your main retirement income source say a 401k Withdrawals from a Roth IRA are not taxable income in Roth IRAs contributions are not tax deductible when made but withdrawals after age 59 12 can be made tax free 4 Selfemployed health insurance deduction If youre selfemployed and buying insurance for yourself andor your family on the individual market you can deduct the full cost of the insurance as long as your selfemployment income exceeds the cost of insurance after various other deductionsThis too is an abovetheline deduction that reduces MAGI 5 Qualified Business Expenses If youre selfemployed and fill out a Schedule C Profit or Loss from Business consider being more liberal in spending to grow your business or improve your capabilities than you might normally be inclined to be It may do your business good Note Norris points out to me that things get a little circular when the deduction increases the subsidy thereby reducing the cost of insurance and reducingthe deduction Louise points to the appropriate IRS instructions for squaring this circle here Charles Gabas blog Silver Switcharoo Silver Loading OE6 CSRs

O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O B O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O


Click here for a FREE electronic booklet explaining how acupuncture helps treat your medical condition Click here for a FREE electronic booklet explaining how acupuncture helps treats pain Have questions Contact Us Acupuncture Las Vegas Phone 7024816216 Email rkyomitchellgmailcom 2400 N Tenaya Way Suite 117 Las Vegas NV 89128 Life is too short to waste it on suffering I dont want to live like this When you are in pain or have a medical condition which is affecting the quality of your life you want effective treatment now If you are looking for an effective solution to your problem you are in the right place Through the use of acupuncture and Chinese herbal medicine I have helped hundreds of people in Las Vegas just like you and I have an effective affordable solution for you What if I told you that your body has an amazing capacity to heal itself Have you noticed how quickly children heal As adultsthis process works a lot less efficiently Have you ever wondered why Have you ever wondered if this capacity can be rebooted to help you heal If you want to understand why we heal less efficiently as adults simply click on the link to the right It is a free electronic booklet to help you understand how your bodys ability to heal can be rebooted so that you function more effectively I was skeptical about acupuncture before my first treatment but now have recommended several friends who also experience pain as it has worked for me Robert Ratzburg November 22 2017 Physically I was on a downward spiral Nothing I did altered it Then I started acupuncture treatments with Dr Mitchell The downward spiral stopped and rev ersed to an upward spiral Miriam Spencer March 28 2018 I had tried acupuncture before with not a lot of success But I received a highly recommended referral for Dr Mitchell to treat my Bells palsy After just one session I had noticeable Improvement I look forward to continued healing and positive outcome Dottie BrehmMarsch May 1 2018 Are you ready to resolve your pain Are you ready to effectively treat the cause of your medical condition and not just the symptoms Then call my clinic today at 7024816216 and schedule a FREE 15 minute consultation I will listen to your case and explain how I can help you Then you can decide if this is right for you If you have questions or concerns about acupuncture please click on the tab Acupuncture Las Vegas above It addresses most of the questions and concerns people have about acupuncture Is fifteen minutes of your time worth a potential solution to your problem or would you prefer to continue in your current state of health Life is too short to waste any of it on suffering from pain or a medical condition which affects your quality of life I am never too busy to help you Why Try Acupuncture Acupuncture and Chinese herbal medicine have helped effectively treat BILLIONS of people for over 2000 years If it was not truly effective do you think it would have survived for over 2000 years Acupuncture and Chinese herbal medicine work in an entirely different way than pharmaceutical treatment I have helped hundreds of people with chronic illness and pain to end their suffering and begin living their lives with renewed vitality and excitement

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FIS Decision Support Training on FIS Decision Support Looking for a training overview of FIS Decision Support Log in to the UC Learning Center and search on keyword DACFISDS101 for a 30minute online overview of DS how to log in home page features running a query and additional functions that can save you time FIS Decision Support FIS DS is the Webbased reporting component of Kuali our current campus financial system and of DaFIS our previous financial system FIS DS contains the approved transaction data from each of those systems and it also contains the billing information from UC Davis service units and from MyTravel and UCD Buy KFS users are automatically granted access to FIS DS employees who do not have a need to access KFS can request a DS Only account through their department see left menu Log in to FIS Decision Support here Operating Hours The hours of operation for FIS Decision Support are 6 am10 pm Monday through Friday and 6 am to 8 pm Saturday FIS DS may be unavailable on Sundays due to scheduled maintenance What Queries Are Available To learn more about the types of queries available in FIS DS run the Query List 168 If you run the query without entering any search criteria you will receive a list of ALL reports in FIS DS broken down by category with a description of how that query works and the search criteria that can be used on that query The 168 is a great query for new users who want to learn what data is available in FIS DS and it is also helpful for experienced users who may be looking for additional queries Throughout FIS DS click on the question mark icons to learn more about a specific field query or query category When Are Reports Updated Reports are generally updated by 800am Monday through Saturday In other words all fully approved financial transactions from the previous business day will appear in DS by 800am During the closing of a fiscal period or one of the monthly or biweekly payroll end dates the time for the FIS DS reports to fully update can take longer Please note that the status of the DS report updates and any affected reports is always posted in the upper left corner of the DS home page and updated as necessary Is Supporting Documentation Available FIS DS also contains links to the scanned images of supporting documents such as on the Payment Detail 111 Most users access this report by drilling down on documents in other reports such as Transaction Listing 2 and Transaction Log 54 When viewing the detail report documents with scanned images show a link labeled View Scanned Images on the right side of the screen Click on the link to view the scanned documents Click on the links on the left menu to learn more about FIS DS and how to make it work most effectively for you FIS Decision Support Menu FIS Decision System Login FIS Home Contact Us Learn about FIS DS video

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Opinion Xinhua News Agency Landov The enduring influence of the Crusades How Muslim extremists and American conservatives came to find comfort in Crusade metaphors July 15 2014 600AM ET by Nick Danforth NicholasDanfort On July 15 1099 915 years ago to the day Jerusalem fell to the knights of the First Crusade launching a powerful metaphor for the apparently implacable civilizational conflict between Islam and Christianity The abbreviated version of the story goes something like this A Western army invades a Middle Eastern country relying on military technology to shock and awe a numerically superior Muslim opponent After achieving a seemingly decisive victory the triumphant invaders set out to build a new state based on the prevailing European political model The parallel is crude and reductive yet remains popular with both Muslim extremists and American conservatives alike So instead of rehashing an old narrative 915 years after it happened lets consider the odd story of how the Crusades in all their messy historical detail became a lasting symbol for MuslimChristian relations Rather than look for overly precise political parallels in the 11th 19th and 21st centuries we should consider how selectively and effectively the language of holy war has been invoked throughout history often to the mutual benefit of opposite sides in the same conflict The way we talk about the Crusades tells us a lot more about the world we live in than the Crusades themselves could Crusade nostalgia For the better part of a millennium after they ended no one in either Western Europe or the Middle East cared much about the Crusades The Christian world was more wrapped up in its Greek and Roman past and when Muslim thinkers considered foreign invaders they were more likely to remember the trauma of the Mongols Things started to change with the rise of European nationalism in the 19th century when patriotic historians rediscovered the Crusades as heroic examples of French British or German chivalry and martial valor This fascination famously flourished in World War I when medieval legend offered The most enthusiastic participants in the Crusades started out as dirtencrusted freeloaders with an enthusiasm for sacking the temples they claimed to protect Europes interest in its crusader history peaked right around the time of its colonial exploits in the Middle East That was hardly a coincidence When TE Lawrence of Arabia fame first went to the Middle East at 17 he got a camel an Arab guide and a gun and set about researching his senior thesis at Oxford His subject naturally was the architecture of crusader castles And as Europeans wrapped their imperial mission in Crusades rhetoric colonized people were quick to pick up on it If Europeans cast themselves as Christian knights finishing the crusaders work it is little surprise their opponents would start to identify with Saladin the Muslim commander who famously recaptured Jerusalem Then as now the Crusades served as an excellent metaphor for enemies to better articulate their enmity After World War I crusaderthemed nationalism proved particularly popular with Europes fascist right which is part of the reason that it lost its luster in the West But among those who still found themselves subject to Western power for the rest of the 20th century Crusades rhetoric remained popular especially when it became associated with Israel There is a particularly sad irony though in the contemporary pairing of Zionists and crusaders The Crusades as many people know were an unmitigated disaster for Jews Vicious pogroms accompanied the crusaders progress through Europe and the Middle East But there is also irony Europes interest in its crusader history peaked right around the time of its colonial exploits in the Middle East That was hardly a coincidence when Lawrence of Arabia first went to the Middle East at age 17 he got a camel an Arab guide and a gun and set about researching his senior thesis at Oxford His subject naturally was the architecture of Crusader castles And as Europeans wrapped their imperial mission in crusader rhetoric colonized people were quick to pick up on it If Europeans cast themselves as Christian knights finishing the Crusaders work it is little surprise their opponents would start to identify with Saladin the Muslim commander who famously recaptured Jerusalem Then as now the Crusades served as an excellent metaphor for enemies to better articulate their enmity After World War One crusaderthemed nationalism proved particularly popular with Europes fascist right which is part of the reason that it lost its luster in the West But among those who still found themselves subject to Western power for the rest of the 20th century Crusader rhetoric remained more popular especially when it became associated with Israel There is a particularly sad irony though in the contemporary pairing of Zionists and Crusaders The Crusades as many people know were an unmitigated disaster for Jews Vicious pogroms accompanied the crusaders progress through Europe and the Middle East alike But there is Europes interest in its crusader history peaked right around the time of its colonial exploits in the Middle East That was hardly a coincidence when Lawrence of Arabia first went to the Middle East at age 17 he got a camel an Arab guide and a gun and set about researching his senior thesis at Oxford His subject naturally was the architecture of Crusader castles And as Europeans wrapped their imperial mission in crusader rhetoric colonized people were quick to pick up on it If Europeans cast themselves as Christian knights finishing the Crusaders work it is little surprise their opponents would start to identify with Saladin the Muslim commander who famously recaptured Jerusalem Then as now the Crusades served as an excellent metaphor for enemies to better articulate their enmity After World War One crusaderthemed nationalism proved particularly popular with Europes fascist right which is part of the reason that it lost its luster in the West But among those who still found themselves subject to Western power for the rest of the 20th century Crusader rhetoric remained more popular especially when it became associated with Israel There is a particularly sad irony though in the contemporary pairing of Zionists and Crusaders The Crusades as many people know were an unmitigated disaster for Jews Vicious pogroms accompanied the crusaders progress through Europe and the Middle East alike But there is Greater ironies An even greater irony goes back a thousand years to the Crusades themselves The main protagonists on both sides of this archetypal religious war were barbarians from the edges of the Christian and Muslim worlds respectively who belatedly embraced their faiths with excessive zeal in order to fit into the civilizations they had only recently conquered Seen as a conflict between Seljuqs and Normans rather than Muslims and Christians the Crusades become a much more versatile parable for our era The Normans a medieval civilization now known mostly to scalemodel wargame enthusiasts owe their relative anonymity to the fact that despite their historical importance no presentday nation has quite claimed them as ancestors The Swedes have the Vikings and the Irish have the Celtics but no one has a sports franchise named after the Normans The Normans were more or less Vikings who settled in northern France Normandy in the 10th century learned French and converted to Christianity before conquering England Ireland and Sicily then setting off for the Middle East As a result theyre too Scandinavian for the French too French for the Scandinavians and way too French for the English But their conquests explain a good deal about the modern world why southern Italians are Catholic and not Muslim or Greek Orthodox why lazy Englishspeaking high school students prefer French to German German is linguistically more closely related but a huge number of French words entered our language with the Norman conquest and why Fitzgerald is an Irish name its a corruption of the French fils or son of Gerald signifying descent from one of the islands first AngloNorman conquerors The Normans also helped inspire many of our modern images of the Middle Ages giving us much of the medieval pastiche that show up in places like Game of Thrones That said names from the Norman era were often even better than the imitations they inspired Just a few Harold Harefoot Harthacnut Swein Forkbeard Charles the Simple Hrolf known as Rollo William Longsword William of the Iron Arm Flodoard Dudo of St Quentin the Dux Pyratorum or Duke of Pirates and Robert the Weasel Terror of the World Selfpromotional piety As some of these names suggest for all the clichés about chivalry the Normans image among contemporaries often had more to do with their Viking ancestry than their religiosity In the words of one abbot they were men more apt to destroy than to build the temples of the Lord The abovementioned Robert as the most prominent Norman leader in Italy was excommunicated three times It is telling that one of his most pious moments occurred when after crushing the popes army in battle he kissed the pontiffs feet and begged forgiveness for the victory Though not a cliché they On the other side of the Crusades were the Seljuqs a dynasty that entered the Islamic world as mounted warriors who rode in from the Central Asian steppes In 1055 a decade before the Norman conquest of England they seized control of Baghdad becoming rulers of the Abbassid Caliphate and the greater Middle East about half a century before the Crusaders headed for Jerusalem Like the Normans they did not always enjoy the best of reputations among their coreligionists Consider the words of caliphal envoy Ahmad ibn Fadlan He included among the Seljuqs vices the shamelessness of their women who were always unveiled and their brazenly exposing their pudenda their As it happened the Normans and the Seljuqs were both eager to compensate for their lack of pious credentials which helps explain how they ended up as protagonists in an epic religious war For the Normans accepting Christianity nominally at first was a stipulation for their being allowed to settle in northern France Subsequently patronizing churches and monasteries became a crucial method to gain acceptance as a respectable part of their new society Likewise when the Seljuqs found themselves trying to rule the Abbassid Caliphate without any claim whatsoever to descent from the Prophet Muhammad they reinvented themselves as defenders Some of the warriors who fought in the Crusades were undoubtedly simple hypocrites while others were almost certainly completely convinced by their own religious rhetoric But in either case exploiting the rhetorical possibilities of a holy war fit nicely with each sides tradition of selfpromotional piety So if we insist on making the Crusades in all their strange messy historical complexity a simplistic lesson about anything it might as well be for that truism that the most enthusiastic participants in any mission often started out as dirtencrusted freeloaders with an enthusiasm for sacking the temples they claimed to protect Like all historical metaphors its hardly perfect but given whats going on across the Middle East right now its not entirely inaccurate either Nick Danforth is a PhD candidate at Georgetown University He writes about Middle East maps history and politics at Midafternoon Map The views expressed in this article are the authors own and do not necessarily reflect Al Jazeera Americas editorial policy Share This

O O O O O B I I I I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O

the enduring influence of the crusades
jerusalem
civilizational


Collections Subjects Object Groups Listerine 1 of 7 Description Listerine now a product of Pfizer Inc is a common household item known for its antiseptic properties While used today primarily as a mouthwash for oral health and hygiene it has been sold as a surgical disinfectant a cure for dandruff a floor cleaner a hair tonic a deodorant and as a beneficial remedy for diseases ranging from diphtheria and dysentery to small pox and gonorrhea Listerine named for Sir Joseph Lister founder of the practice of antiseptic medicine was first formulated in St Louis MO in 1879 by Dr Joseph Lawrence and Jordan Wheat Lambert Lamberts Pharmacal Co later merged with the William R Warner Company Lamberts son Gerald Barnes Lambert became LambertWarners president in 1923 In his five years as the head of the firm Listerines profits increased 60 times The success was largely due to Lamberts memorable advertising campaigns most notably the reinvention of bad breath as the medical condition halitosis and the resultant social fears it inspired This Listerine bottle dates from between 1895 and1906 It was the winner of a national contest sponsored by Listerine in 1995 to find the most interesting example of an old Listerine bottle The bottle was chosen because of its rare twopart rear labeling on an unembossed bottle in excellent condition Location Currently not on view date made 18951906 maker Lambert Pharmacal Company place made United States Missouri St Louis Physical Description thyme product active ingredients eucalypyus product active ingredients baptisia product active ingredients gaultherin product active ingredients paper label material glass container material benzoboracic acid 2 grainsfl drachm product active ingredients mentha arvensis product active ingredients Measurements overall 7 38 in x 2 34 in 187325 cm x 6985 cm ID Number 1995001301 catalog number 1995001301 accession number 19950013 Credit Line Gift of WarnerLambert Company subject First Aid Products Antiseptics See more items in Medicine and Science Medicine Beauty and Hygiene Products Alleviating Odor Health Medicine The Antibody Initiative Beauty and Health Beauty and Hygiene Products Oral Care Data Source National Museum of American History Comments Add a comment about this object Do you have something to share that would enrich our knowledge about this object Please use the form below Selected comments will appear on this page Have a question about anything else or would you prefer a personal response Please visit our FAQ or contact page Please note that we generally can not answer questions about the history rarity or value of your personal artifacts Your name What code is in the image Enter the characters shown in the image Collections Search Search only items with images

O O O O B O O O O B O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O B O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O

listerine
pfizer inc
surgical disinfectant