8 best audiobook apps you can use on your Android phone or tablet by Piotr Kowalczyk Published on February 13 2018 81 Looking for best ways to play audiobooks Use your Android phone or tablet and one of the apps listed below Audiobooks are getting more and more popular The main reason for their success is the fact that they are more accessible than ever before See also Best of 2018 our most popular articles lists and guides this year 8 most reliable iPad Pro 2018 cases with wireless Apple Pencil charging support You dont have to buy a CD with the audiobook version of the new novel from your favorite author You dont need to keep that old CD player just to be able to listen to audiobooks Many people have recently discovered the joy of playing audiobooks on their smart speakers such as Amazon Echo Google Home or Apple HomePod You dont have to buy a smart speaker though All you need is a free app If you have a phone or tablet powered by Android youll find plenty of audiobook apps Download one and youll be able to listen to audiobooks in a matter of minutes We list the most popular and interesting Android audiobook applications in the below There is one thing youll need to remember about audiobooks They take much more space than ebooks A single audiobook can eat the same amount of space as a movie from 100 to even 500 MB Its because they dont take an hour or two but five or ten If youd like to share your experience with audiobooks or would like to recommend an app that is missing please use the comment section below Our readers and we are also waiting for you in social media Best audiobook apps in Google Play Store 1 Google Play Books Google brought audiobooks to Play Store in January 2018 The same day Play Books app in the Android Store was updated with audiobook support The app is now a usage hub for different kinds of digital content ebooks textbooks comic books and eventually audiobooks The content you can access via Google Play Books Android app syncs across all devices that you have connected to your Google account for instance another Android device or the web browser The sync capability also applies to audiobooks It means that you can start listening to an audiobook in a browser on your laptop and continue from the last location in your Play Books app on your Android or iOS device I have tested it on a free audiobook from Google Play Store Mindfulness by Mark Williams and it works beautifully The audiobook you start playing in the Play Books app is being downloaded to your device Thanks to that you will be able to listen to it when you are offline or without using your cellular data Benefits all kinds of digital books in one place easy to use sync between connected devices Price Free offers inapp purchases Play Books 2 Audible If you have tried audiobooks and realized they are your thing you should try Audible Its the largest and most advanced audiobook service in the world offering exclusive titles audio shows and book series Audible lets you choose the preferred way of getting the content You can either buy audiobooks the traditional way one by one or get them via subscription which costs 1495 per month and enables you to download one audiobook for free and get other titles 30 off the list price On top of that if you are a member of Amazon Prime extensive subscription platform you have free access to Audible Channels a carefully curated selection of original programs lectures and audio editions from top sources Once you decide to give Audible a try you can access and play your audiobooks on the Android phone and tablet using a dedicated Audible app The app is free and adfree and syncs audiobooks in your account between all connected devices You can listen to audiobooks even if you are offline The player offers superior audio quality without interruptions enables you to adjust the narration speed and lets you quickly move forward or backward The app also offers extended access to an Audible store with advanced recommendation tools and ability to explore Audibles original shows comedy and other audio channels Benefits access to the worlds largest selection of audiobooks no compromise the app is optimized for audiobooks Price Free offers inapp purchases Audible 3 LibriVox LibriVox is a volunteerpowered service that offers free audiobook versions of classic books that entered the public domain in the US LibriVox Audio Books Free is an Android app thats developed by a different company Book Design Nevertheless it offers free audiobooks from LibriVox as well Currently the app offers over 24000 free classic audiobooks If you live in the US you will also have access to over 75000 paid audiobooks including new releases and bestsellers The app gives easy access to Bluetooth controls so that you can easily connect your Bluetoothenabled speaker or headphones Android Auto and Google Cast are supported Benefits a large collection of free audiobooks easy sound management Price Free with ads offers inapp purchases LibriVox 4 Libby If you have ever borrowed an ebook from your local library you will love Libby Developed by OverDrive Libby is a nextgeneration application to manage the content you borrow from public libraries Yes the plural was used deliberately You can use more than one library card and all the content from different libraries will appear in the unified userfriendly library Most importantly if your connected libraries offer audiobooks you can borrow them just like ebooks And you can play them within the app Libby is a great way to listen to free audiobooks of newly released books and hot bestsellers not only free public domain titles The catalog of ebooks and audiobooks offered by your public library is not as large as on Audible and you may wait in a queue to borrow most popular audiobooks but its a simple enjoyable and most importantly legal way to listen to audiobooks for free Benefits read ebooks and play audiobooks from public libraries sign in to multiple libraries Price Free Libby 5 Audio Books Are you looking for an audiobook service that gives access to both free titles and paid bestsellers Audiobookscom is the right place to check out The site offers over 100000 premium audiobooks Over 7000 can be downloaded for free The company claims hundreds of new audiobooks are being added to the catalog every week You can access all your tracks using Audio Books app available in the Google Play Store Audio Books app offers quality sound You can adjust narration speed and chat with customer service from within the app An interesting thing is the ability to add bookmarks and create notes with memos You can enjoy audiobooks on the road with Android Auto or listen at home on the Sonos smart speaker Benefits wide compatibility advanced player instant access to customer service Price Free offers inapp purchases Audio Books 6 Oodles If you are only interested in free ebooks and audiobooks from legal sources you can take a look at Oodles The app offers over 50000 ebooks and 15000 audiobooks from the public domain They are classic books from authors such as Jane Austen Mark Twain or Victor Hugo Dont expect newly released titles or alltime bestsellers though As I said only the public domain titles are offered In Oodles you can find books in either English or Hindi You can listen to audiobooks even if you are offline If an ebook is also available as an audiobook in Oodles the app will link both formats Benefits a large collection of free ebooks and audiobooks Price Free with ads offers inapp purchases Oodles 7 Kobo If your primary source of ebooks is Kobo you should look no further if you are also getting interested in audiobooks Kobo added audiobooks to their ebookstore in September 2017 Now in this single online destination you can buy both ebooks including comic books and textbooks and audiobooks And Kobo for Android is a single application you can use to enjoy everything youve purchased in the Kobo store The app works the same way as Google Play Books Its either a book reader or an audiobook player with the common library and access to the store The audiobook player is beautifully crafted with a nice slider that makes it easy to navigate through the book with one touch You can slow down or speed up the narration as well as see how much time is left A good thing about the Kobo app is that it lets you browse the Kobo store for audiobook deals and includes an option to sign up for 10month audiobook subscription service similar to Audible Benefits all in one place both ebooks and audiobooks beautiful audiobook player Price Free offers inapp purchases Kobo 8 Kindle for Android Kindle is one of the most popular bookreading apps on Android It can also play audiobooks Unlike Google Play Books which is either a book reader or an audiobook player Kindle offers a more flexible solution for people who are not dedicated to audiobooks The way Kindle for Android handles audiobooks is different from other apps Normally you have to make a decision You either buy an ebook or an audiobook With Kindle you can buy an ebook and add an audiobook companion for a fraction of the audiobooks regular price You have one book in two formats Now the magic starts Thanks to the technology called Whispersync for Voice you can easily switch between reading and listening Its a matter of a few taps The book is synced between devices so that you can start reading on your Android smartphone and switch to listening on your Amazon Fire tablet Kindle app with the option to add audiobook companions is a good solution not only for readers who want to have a freedom of choosing the format that suits the mood but also if you share your Kindle library with other members of your family Benefits ability to add audiobook companions for Kindle ebooks Whispersync for Voice technology Price Free with ads offers inapp purchases Kindle To get more posts like this please subscribe by RSS or email Lets also connect on Facebook Twitter and Pinterest Never stop exploring Here are other lists to check out Best of 2018 our most popular articles lists and guides this year 8 most reliable iPad Pro 2018 cases with wireless Apple Pencil charging support Explore Kindle best sellers of 2018 in popular genres The best 2018 infographics about books libraries and reading Get creative with these Apple iPad Pro 129 2018 cases and sleeves Do you want the best books for your Kindle or Kindle app Take a look at Kindle best sellers of 2018 in most popular genres thrillers literary fiction romance biographies and more

O O B I O O O O O B I O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O

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Home Publications Final report of the HighLevel Expert Group on Sustainable Finance Report Final report of the HighLevel Expert Group on Sustainable Finance First published on 31 January 2018 Author Financial Stability Financial Services and Capital Markets Union Topics Banking and financial services The groups report sets out strategic recommendations for a financial system that supports sustainable investments The European Commission will finalise its strategy on sustainable finance on the basis of these recommendations Read more Press release

O O O O O O O O O O B I O O O O O O O O O B I O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O


d

Topic

TerriS

Member

Posts

Last

edited

February

Barcode

Creation

Scanning

This

post

is

outdated

We

are

setting

up

our

NEW

online

store

as

well

as

our

NEW

retail

store

with

the

new

Shopify

POS

I

need

clarification

on

how

the

process

works

for

barcodes

Our

products

will

be

barcoded

with

inhouse

use

barcodes

only

We

want

to

use

inhouse

barcodes

to

make

sales

and

inventory

tracking

easier

Is

this

how

it

works

I

generate

a

unique

barcode

for

a

single

productitem

Scan

the

barcode

into

the

Shopify

POS

app

Enter

and

Save

the

product

details

like

size

price

product

name

into

the

POS

app

When

a

customer

comes

in

purchases

a

pair

of

shoes

at

the

checkout

counter

we

Scan

the

barcode

label

on

the

shoe

box

The

Product

comes

up

on

the

Shopify

POS

screen

with

the

product

detailspricesize

Process

the

Sale

The

product

comes

out

of

our

POS

app

and

online

inventory

Any

clarification

or

suggestions

on

this

process

would

be

appreciated

i

Replies

Allan

Godding

Shopify

Employee

Posts

September

Hey

TerriS

congratulations

on

setting

up

your

new

store

Your

second

set

of

steps

that

has

to

do

with

actually

processing

a

sale

is

correct

You

scan

the

barcode

the

correct

product

variant

will

be

added

to

your

cart

you

process

the

sale

and

your

inventory

will

reflect

this

sale

At

this

time

we

dont

yet

support

scanning

barcodes

to

actually

add

a

product

to

your

inventory

through

POS

as

you

suggested

in

your

first

set

of

steps

This

is

something

we

are

looking

into

expect

to

see

this

in

the

future

For

now

youll

need

to

add

the

barcodes

manually

through

your

web

admin

page

f

Reply

Andrew

Paliga

Shopify

Employee

Posts

September

Hi

Terri

Just

to

elaborate

you

can

associate

any

barcode

number

with

the

product

variants

you

have

in

Shopify

web

admin

You

can

either

manually

enter

the

code

or

add

your

barcode

scanner

as

a

keyboard

to

your

computer

and

then

just

scan

the

barcode

it

will

automatically

populate

as

if

it

was

being

typed

Here

is

a

screenshot

of

the

edit

variant

form

Hope

this

helps

f

Reply

TerriS

Member

Posts

September

Thanks

to

both

Shopify

Employees

for

your

feedback

f

Reply

TerriS

Member

Posts

September

During

Checkout

using

the

Shopify

POS

when

I

scan

the

barcode

label

I

generated

upon

entering

the

product

in

ADMIN

does

it

relate

to

and

retrieve

the

UPC

or

the

SKU

of

the

product

Very

confused

on

this

at

this

point

Thanks

f

Reply

Julian

Nadeau

Shopify

Employee

shopifycom

Posts

September

Hi

Terri

If

you

look

at

the

admin

interface

you

want

to

set

the

Barcode

option

under

a

variant

So

you

would

go

to

Products

Product

Name

Variants

Edit

Similar

to

as

you

see

below

Hope

this

helps

Julian

Nadeau

Cheers

Julian

Nadeau

Developer

Shopify

Mobile

httpshopifyca

f

Reply

Roy

Tucker

Shopify

Partner

smartwithtechmyshopifycom

Posts

December

Two

questions

How

do

you

get

the

Barcode

products

on

the

label

you

put

on

the

product

into

the

system

Do

you

make

the

SKU

and

the

Bar

Code

the

same

number

for

simplicity

sake

f

Reply

Julian

Nadeau

Shopify

Employee

shopifycom

Posts

Last

edited

February

Hi

Roy

Im

not

sure

I

understand

Question

however

if

I

am

not

mistaken

you

are

asking

how

to

get

a

product

that

already

has

a

barcode

into

the

system

There

are

two

options

here

Either

manually

enter

the

barcode

or

download

a

CSV

of

your

products

put

any

barcodes

in

there

and

then

reimport

Protip

You

can

autogenerate

barcodes

in

our

barcode

app

if

that

helps

This

is

not

necessary

The

barcode

is

for

scanning

the

sku

is

not

related

Julian

Shopify

Mobile

Cheers

Julian

Nadeau

Developer

Shopify

Mobile

httpshopifyca

f

Reply

Debra

Klockner

Member

poisonkandyklothingmyshopifycom

Posts

February

Hi

I

am

just

setting

up

shopify

POS

into

our

shop

and

was

wondering

with

the

barcodes

that

I

have

already

on

the

products

in

the

shop

can

these

be

put

into

shopify

using

the

scanner

or

do

I

need

to

type

these

in

manually

Thanks

Deb

f

Reply

Julian

Nadeau

Shopify

Employee

shopifycom

Posts

February

Currently

the

only

way

for

barcodes

to

be

entered

is

through

manual

entry

You

could

use

our

API

if

you

had

a

number

of

products

I

had

also

made

a

bit

of

an

error

before

the

barcode

is

not

currently

available

via

CSV

Were

working

on

a

better

solution

Cheers

Julian

Nadeau

Developer

Shopify

Mobile

httpshopifyca

f

Reply

or

for

an

account

to

reply

This

thread

has

been

closed

You

will

not

be

able

to

reply

O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O


Delhi High Court issues notices to Flipkart Amazon on FDI violation PIL By Sambhavi Anand ET Bureau Jul 30 2018 1123 PM IST 0 Comments Save Through these sellers Amazon and Flipkart have complete control on influencing the price of goods sold on their platforms a practice that violates FDI norms of the country the NGO alleged NEW DELHI The Delhi High Court has issued notices to Flipkart and Amazon besides the Centre in a public interest litigation PIL filed by Telecom Watchdog which alleged the ecommerce giants had violated FDI norms and circumvented them by routing popular products at much cheaper rates through proxy controlled sellers and pushing out small businesses and brickandmortar retailers to circumvent the PN32016 Press Note 3 the document which spells out the FDI norms for ecommerce both Amazon and Flipkart have created multiple entities andor created name lending companies andor controlled sellers through which they route such hotselling stocks the petition filed by the NGO said The petition added that through the name lending companies they buy the branded goods in bulk at discounts from manufacturers rendering small sellers uncompetitive by a wide margin thus influencing the prices in violation of FDI norms Amazon and Flipkart which have foreign funding operate through a marketplace model under which they are not allowed to influence the prices of products sold on their website or hold inventory Through these sellers Amazon and Flipkart have complete control on influencing the price of goods sold on their platforms a practice that violates FDI norms of the country the NGO alleged Citing the example of one such seller Cloudtail which sells on Amazonin the petition said FDI is not allowed in an entity operating on the inventory based ecommerce model Cloudtail buys goods in bulk from many manufacturers and sells them on the online platform of Amazon Seller The petition alleged that to circumvent FDI norms Amazon has created a company called Prione Business Services a joint venture between Amazon group and Catarman Advisors LLP This entity is the owner of Cloudtail Flipkart and Amazon did not respond to queries were sent by ET After the new FDI norms came into force with the issue of Press Note 3 Flipkart devised a new method under which it looked for some name lenders who would form companies and through them the invoicing for goods would be routed 0 Comments Save Are you a Business Owner Get Your Free Business Listing on Economic Times

O O O O O O B B O B I I O O O O O O O O O O O O O O O O O B O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O B O O O O O O O O O O O O B O O O O O O O O O O O O B O B O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O


Stock market update IT stocks fall up to 3 Wipro TCS Infosys suffer ETMarketscom Updated Oct 08 2018 1253 PM IST 0 Comments Hindalco Industries Vedanta HCL Technologies Wipro and Tata Consultancy Services were among the top losers in the Nifty pack of stocks NEW DELHI Most IT stocks were trading in negative territory during Mondays session even as the Indian rupee continued its slide against the US dollar The rupee was trading 19 paise lower at 7395 against the US dollar around 1245 pm The Nifty IT index was trading 201 per cent down at 15278 at that time with NIIT Technologies down 336 per cent and Mindtree down 295 per cent as the top losers Company Summary NSE BSE Tata Consultancy Ser 480 024 Wipro Ltd 525 155 Infosys Ltd 1710 246 Shares of HCL Technologies down 263 per cent Wipro down 261 per cent Oracle Financial Services Software down 248 per cent Tata Consultancy Services TCS down 207 per cent and Infosys down 159 per cent declined significantly Shares of Tata Elxsi down 116 per cent and Tech Mahindra down 114 per cent too were in the red Infibeam Avenues up 076 per cent was the only stock in the IT pack that was up at that time Benchmark NSE Nifty50 index was up 17 points at 10334 while the BSE Sensex was up 41 points at 34418 Among the 50 stocks in the Nifty index 24 were trading in the green while 26 were in the red YES Bank Reliance Industries UPL Indiabulls Housing Finance and HPCL were among the top gainers in the Nifty index Hindalco Industries Vedanta HCL Technologies Wipro and Tata Consultancy Services were among the top losers in the Nifty pack of stocks 0 Comments TCS Share Price markets Nifty IT Wipro share price IT stocks Tata Consultancy Services Ltd Wipro Ltd

B I O O O O O O O O B B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O


Mutual Fund fundamentals What is expense ratio By Sameer Bhardwaj ET Bureau Updated Mar 26 2012 0839 AM IST 0 Comments While choosing a mutual fund you should judge it on various parameters such as its past performance with respect to its benchmark and category average its asset allocation pattern and the fund managers history Another common criterion that can help you select a suitable fund is its expense ratio What is expense ratio The expense ratio measures the per unit cost of managing a fund It is calculated by dividing the funds total expenses by its assets under management Asset management companies AMCs employ highly qualified professionals to track developments in equity debt and money markets and then transact accordingly in the asset markets to attain the objectives that are stated in the funds offer documents For such specialised services the AMC pays a management fee to the professionals There are operating expenses too such as the fee for transfer and registrar agents They are responsible for issuing and redeeming units of the mutual fund and providing other related services such as preparation of transfer documents and updating investor records Other than these charges a fee is also paid to the custodian who buys and sells securities in large volumes Moreover there are legal expenses audit fees as well as marketing and distribution expenses A mutual fund recovers such costs through its unit holders on a daily basis The daily net asset values NAVs of a fund scheme are reported after deducting such expenses though the expense ratio is disclosed only once every six months The market regulator Sebi has set a ceiling for the expense ratio For an equity mutual fund it can not be more than 25 of its average weekly net assets For debt funds the ceiling is 225 while for index funds and fund of funds FoFs the expense ratios are capped at 15 and 075 respectively Impact of expense ratio If you invest Rs 1 lakh in a mutual fund at a NAV of Rs 10 and the expense ratio is 2 after one year there is a gain of 12 on the NAV So the value of Rs 1 lakh has gone up to Rs 112 lakh However after a deduction of 2 charge the amount is reduced to Rs 109 lakh which translates into a loss of Rs 2240 Though it does not seem a big reduction it could impair the value of investments over the long term The impact of expense ratio is greater in case of debt funds which earn 89 on an average For an investor of an equity fund paying 2 from an average return of 1520 may not pinch but it will hurt to pay 2 in case of an 89 average return for debt funds Consider the above table where the value of Rs 1 lakh is growing at 12 a year In 15 years the fund with a 25 expense ratio has reduced the value of investments to 20 compared with a fund that has a 1 expense ratio If you compare this with an imaginary fund that has no expense ratio the fund with a 25 recurring expense ratio will see an erosion in value of the investment to 32 This clearly indicates that a high expense ratio can eat into your returns so you must take into account this factor while investing Looking back at the evolution of mutual fund industry in the last quartercentury Invest in zero commissions direct mutual funds with ETMONEY Start SIP as low as 500month 0 Comments

B I B O O B I O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O B I O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O B I O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O B I O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O B I O O O O O O O O O O O B I O O O O O O B I O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O


Centre to clear new BengaluruChennai expressway in two months ET Bureau Updated Apr 18 2017 0825 PM IST 0 Comments Nitin Gadkari made an announcement to this effect at a review meeting of NHAI projects in New Delhi on Tuesday BENGALURU The proposed 265km sixlane expressway between Bengaluru and Chennai is expected to get the Centres nod by June this year The ambitious tollway project once implemented will cut down fuel consumption and travel time to less than four hours Union Road Transport and Highways Minister Nitin Gadkari made an announcement to this effect at a review meeting of NHAI projects in New Delhi on Tuesday Besides BengaluruChennai the government will also sanction MumbaiVadodara and DelhiAmritsarKatra expressways by June the minister said The NHAI National Highways Authority of India has planned to implement the project on design build finance operate and transfer DBFOT basis and has already applied to ministry of environment and forests for clearance The NHAI will implement the project under 1000km of expressways it proposes to build under phase VI of the national highways development project NHDP According to a NHAI note submitted for forest and environment clearance the NHAI wants to facilitate highspeed travel on the proposed BengaluruChennai corridor which will have a width of 90metres The highways organisation has projected a peak traffic of 45000 to 60000 passenger car units PCUs a day in three sections along the corridor The Centre has decided to build the greenfield project as the existing national highwayfour NH4 which runs parallel to the proposed corridor is one of the highest traffic carrying corridors in India The new project will be developed as a fully access controlled facility on a new alignment according to the NHAI note Bengaluru and Chennai are currently connected by two highways One runs 335km via Kolar Chittoor Ranipet and Kanchipuram while the other runs 372km via Krishnagiri and Ranipet The new corridor has been planned in such a way that it will originate at Hoskote on Bengaluru outskirts where NH4 meets NH207 and ends at Sriperumbudar 40 km from Chennai city The NHAI wants the Chennaibound traffic coming from Mumbai to access the proposed expressway at the Hoskote point According to the NHAI note it will build the project in five sections of BengaluruKolar KolarPalamaner PalamanerChittoor ChittoorKanchipuram and KanchipuramChennai At the review meeting Gadkari said while a record 16271 km of national highways have been awarded and 8231 km constructed during 201617 He urged the ministry officials to award more projects in the coming days and asked NHAI officials to execute projects at a faster pace He also said the best performing project director and regional officer of NHAI will receive an award The Minister also said electronic toll collection will be effective on all lanes on all toll plazas by the end of March next year 0 Comments

O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O


New antigraft law comes into force bribe givers to get 7year jail PTI Jul 31 2018 0505 PM IST 0 Comments Bribe givers were not covered in any of the domestic legislations to check corruption NEW DELHI Bribe givers can now be punished with a jail term of maximum of seven years under a new anticorruption law that has got assent from President Ram Nath Kovind Besides public servants politicians bureaucrats and bankers among others have also been given a shield from prosecution in the legislation that makes it mandatory for investigating agencies such as the CBI to take prior approval from a competent authority before conducting any enquiry against them The president gave approval to the Prevention of Corruption Amendment Act 1988 recently an official order said The central government has decided July 26 2018 as the date on which the provisions of the Act shall come into force it said No police officer shall conduct any enquiry or investigation into any offence alleged to have been committed by a public servant under this Act where the alleged offence is relatable to any recommendation made or decision taken by such public servant in discharge of his official functions or duties without the previous approval the order said The Act however states that such permission shall not be necessary for cases involving on the spot arrest of a person on the charge of accepting or attempting to accept any undue advantage for himself or for any other person This shield will be also applicable to retired public servants according to the Act Union Minister Arun Jaitley had recently said that the amendment to the Prevention of Corruption Act will ensure that bonafide actions of public servants are not called into question The somewhat loose language of the Act Prevention of Corruption or PC Act 1988 enabled investigating agencies to shed their professionalism and follow the investigators golden rule when in doubt file a charge sheet he had said The result was many honest persons were harassed and eventually never convicted Reputations were ruined and a fear amongst decision makers was created This witnessed a tendency where civil servants would postpone decision making to their successor rather than take the risk upon themselves Jaitley had said According to the amended law any person who gives or promises to give undue advantage to a public servant shall be punishable with imprisonment for a term which may extend to seven years or with fine or with both Bribe givers were not covered in any of the domestic legislations to check corruption Instances of corruption and provisions to punish the guilty are provided in the 30yearold Prevention of Corruption Act 1988 The new law has amended certain provisions of this Act However to protect persons who give bribe under coercion the Act has provided that the person so compelled would have to report the matter to the law enforcement authority or investigative agency within seven days For bribe takers the amended law has increased the punishment to a minimum of three years of imprisonment which may extend to seven years besides fine The Act has included commercial organisation into its ambit also A commercial organisation shall be guilty of an offence and shall be punishable with fine if any person associated with the commercial organisation gives or promises to give any undue advantage to a public servant it said The amended law also sets a twoyear deadline to decide on corruption cases as per the Act 0 Comments

O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O


GST Composition scheme for small taxpayers extended to Rs 15 crore By Pranbihanga Borpuzari ET Online Nov 10 2017 0927 PM IST 0 Comments Law will be amended for composition threshold hike Finance Secy Adhia The GST Council in its 23rd meeting in Guwahati has decided to increase the threshold for composition scheme once again to Rs 15 crore and also decided to amend the law to increase the statutory threshold to Rs2 crore This will only happen after the amendment of law and it is only a proposal said Finance Secretary Hasmukh Adhia It the 22nd meeting of the GST Council last month it was decided to increase the threshold for composition scheme to Rs 1 crore from the original Rs 75 lakh There has been an increase in the threshold to Rs 15 Crores from the 1 Crore limit The increase in threshold seems to align itself with the exemption which was applicable under the central excise regime The increase in the threshold to Rs 15 crore is a welcome relief for small traders manufacturers who would now have a simple compliance this move should not result in in significant revenue loss to the Government as the dealers opting for the composition scheme would have to forgo the input tax credit available In fact given the credit chain break quite a few A large chunk of taxpayers in the Nil category have opted for GST registration This is big taxpayer base of which about 155 lakh are the ones who have opted for the composition scheme and the increase in threshold is expected to lead to an increase in that number Under composition scheme you need to file quarterly returns Adhia added that there will be a uniform rate of 1 05 Central tax plus 05 State tax on composition scheme for dealers and manufacturers Manufacturers under this scheme earlier pay 2 1 Central tax plus 1 State tax of the turnover Restaurant Services pay 5 25 Central tax plus 25 SGST of the turnover and this remains unchanged The composition levy is an alternative method of levy of tax designed for small taxpayers whose turnover is up to Rs 15 crore and pays a flat rate of tax regardless of what they manufacture provide as a service or trade they carry on Moreover it is optional and the eligible person opting to pay tax under this scheme can pay tax at a prescribed percentage of his turnover every quarter instead of paying tax at normal rate 0 Comments taxpayers GST GST Council GST Rates composition scheme

B B I O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B B O B O B I


Lesson 4 The Second Inaugural Address 1865Restoring the American Union Mr Lincoln that was a sacred effort So spoke Frederick Douglass soon after he heard Abraham Lincolns Second Inaugural Address on March 4 1865 The abolitionist oratoreditor and former slave had met Lincoln only twice before and for most of the war was a fierce critic of the presidents policies But he praised Lincolns fourparagraph speech as sounding more like a sermon than like a state paper Lincolns Second Inaugural Address was a surprisingly brief but profound reflection on the meaning of the Civil War that speculated on the purposes of God to help reunite the country With the war nearing its completion and the Confederacy in a shambles Lincoln adopted a humble approach in stating the Administrations view of the war and the future of the American union He surprised many observers by rejecting the triumphalism of Radical Republicans in Congress who sought to rule over the defeated Southern States with a vengeance Moreover in the face of Southern defiance spurred by Confederate President Jefferson Davis who called Southerners to stand to our arms Lincoln counseled malice toward none with charity for all The newly reelected president sought to unite the American people by interpreting the waning conflict as a divine judgment upon both sides of the war He believed that a common memory of the war and its impact on slavery one that viewed God as a key player in the unfolding drama would help the country move beyond its disagreements with malice toward none with charity for all Lincoln gave a uniquely providential reading of the cause duration and consequences of the war in hopes that the duly chastened nation both North and South might achieve and cherish a just and a lasting peace This lesson will examine Lincolns Second Inaugural Address to determine how he sought to reunite a divided country through a providential interpretation of the Civil War AP US History teachers will benefit from this lesson because their students will better understand the context out of which Lincoln made his Second Inaugural Address and the magnanimous way in which his speech sought not to find blame but to give an interpretation to the Civil War that would help the nation to heal In enlarging student understanding of warits effects resolution and aftermathstudents will be better equipped for the AP exam particularly the DBQ and essay part of the exam Specifically this lesson deepens student knowledge in the following AP areas in the Themes section of the Course Guiding Questions How did Lincoln seek to restore the American union as the Civil War drew to a close Learning Objectives Describe the historical context for Lincolns second inauguration as president Articulate some of the concerns of Massachusetts Senator Charles Sumner a leader of the Radical Republicans who controlled Congress after the election of 1864 Describe the mood of the South as reflected in Confederate President Jefferson Daviss rhetoric in early 1865 Explain Lincolns understanding of how the war began its relation to slavery and the role of God in the conflict

O O B I I I O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O

the second inaugural address
the american union


Education What Is the Use of Genetic Engineering to Transfer Human Genes into Bacteria Written by David H Nguyen PhD Related Articles 1 What Is Formed by Joining DNA Molecules From Two Different Organisms 2 The Organelle That Controls the Cells Activities Contains DNA 3 Comparison of Cloning to Mitosis 4 What Is an Example in a Living System of How Molecular Shape Is Critical Transferring a human gene into bacteria is a useful way of making more of that genes protein product It is also a way of creating mutant forms of a human gene that can be reintroduced into human cells Inserting human DNA into bacteria is also a way of storing the entire human genome in a frozen library for later access Production of Medicine A gene contains information to make a protein Some proteins are lifesustaining molecules in humans By inserting a human gene into a bacterium scientists can produce large amounts of the protein that is encoded by the gene The production of insulin is a perfect example Some diabetes patients need insulin injections in order to survive Human insulin is produced through the use of bacteria Its Cold in This Library Bacteria contain small circular pieces of DNA called plasmids Plasmids have regions that can be cut such that a human gene can be inserted into the plasmid The entire human genome all the genes in a human can be cut into small pieces These pieces can be inserted into plasmids that are then inserted into bacteria Each bacterial cell contains one piece of human DNA and can be grown into a colony of many bacteria that contain the same piece of DNA In this way the human genome can be stored in a freezer that is like a library Instead Creating Mutants Another advantage of inserting a human gene into a bacterium is that you can mutate that gene at any location within its sequence You can even cut out chunks of the gene These mutations do not hurt the bacteria which produces the protein from the mutated gene as it would do for any other gene in the plasmid This method allows scientists to isolate a human gene insert it into a plasmid mutate the gene in the plasmid place the mutated gene into bacteria grow the bacterial population then get more copies of the mutated gene from the bacterial population GlowintheDark Protein Scientists often fuse extra protein parts to human genes when they insert the human gene into bacteria The plasmid that carries the human gene can already be engineered to have a gene that makes green fluorescent protein GFP The GFP protein glows neon green when exposed to ultraviolet light Inserting a human gene into a plasmid allows the scientist to fuse the human gene to GFP When the scientist extracts the plasmids that contain this fusion gene from a batch of bacteria that have this plasmid the scientist can then place these fusion genes into human cells In this way References DNA Learning Center How insulin is made using bacteria AddGene What Is a Plasmid Modern Genetic Analysis Making a DNA Library Basic Neurochemistry Gene Transfer and Expression John Innes Centre Green Fluorescent Protein Resources Biology for High Schools Cloning a Gene About the Author David H Nguyen holds a PhD and is a cancer biologist and science writer His specialty is tumor biology He also has a strong interest in the deep intersections between social injustice and cancer health disparities which particularly affect ethnic minorities and enslaved peoples He is author of the Kindle eBook Tips of Surviving Graduate Professional School Photo Credits Chad BakerPhotodiscGetty Images

O O O O O O B I O O B I I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O

genetic engineering
human genes into bacteria
creating mutants


New Mexico Durable Financial Power of Attorney Form Durable Power of Attorney in New Mexico provides a method by which a person can appoint another person to represent them and take action on their behalf with regard to managing property and assets The durable type is often used when a person is seeking to plan for the future when there may come a time when he or she is considered to be mentally or physically disabled and unable to handle his or her own property If properly prepared and executed this form can provide peace of mind knowing that you have someone you trust in place to make sure your property and assets are handled Laws 455B104 Health Care Power of Attorney Directive Used to appoint a trusted individual to make medical decisions for the Principal and to carry out their wishes as outlined in the document How to Write 1 Access The New Mexico Paperwork To Designate Durable Authority To An Agent The image on this page serves as a preview to this template while the buttons in the caption area will allow access to a downloadable version You may use any of the file types displayed on these buttons This form can be prepared live with the correct software or it can be printed then manually supplied with information 2 Detail The Roles Of The Principal And The Agents The Principal should make sure to read the Notice at the opening of this document Immediately below will be a statement of declaration where the Name and Address of the Principal must be placed on the first and second blank lines respectively This statement will need the Names And Addresses of each Agent intended to receive and wield Principal Powers on the third blank space The option to designate a Successor Agent has been presented in the next statement If Any AttorneyinFact The blank space in this statement should be used to present the Name of a backup or reserve Agent that has Principal Approval to assume Principal Power should the Agents named above be unable to The next two statements will deliver the Principal intention of keeping the Powers delivered here to remain in Effect unless he or she revokes them or dies and two nominate the Agents above for the courts consideration should it be determined the Principal must have a Court Appointed Guardian or Conservator Either or both statements may be crossed out or removed if inapplicable If more than one Agent will be appointed with Principal Power then by default they will have to wield this Authority jointly or working together If the Principal wishes each one to wield Principal Authority independently of the other then mark the checkbox attached to the statement starting with the terminology If More Than One Person Is Appointed To Serve As My AttorneyinFact 3 Deliver Principal Approval To Designate Various Types Of Authority The next portion of this delegation presents the various divisions of Principal Power that can be granted to the Agent The Principal should reserve enough time to review this list Generally it is recommended the Principal have a frank conversation with the Agent and qualified professional ie an Attorney before tending to this area He or she will have to determine which Principal Powers should be given to the Agent then initial the divisions of Power here that adequately define the granted Power Thus if the Principal wishes to enable the Agent to wield Principal Powers with Real Property using At times the Principal may wish to further define limit or extend the Principal Authority being delivered here The empty lines under the heading Special Instructions have been included in this document to fully report such directives If more room is required to define these Principal Provisions then you may continue reporting them on an attachment 4 Set A Date When The Agents Principal Powers Become Effective The next checkbox statement shall define the Start Date of the Principal Power as being the same Date as a Physicians diagnosis that the Principal has been rendered disabled or incapacitated and unable to make decisions or act regarding his or her own affairs If this Date will be the desired Date of Effect then mark the checkbox beginning with This Power Of Attorney Shall Become Effective Only If I Become Incapacitated If the Start Date should be this documents Principal Signature Date leave this box unmarked 5 Verify This Paperwork With A Notarized Principal Signature And Affidavit The final section of this template shall require a method where the Principal can execute the designation of Powers as defined above To achieve this the Principal should sign the Signature line Below this the Principals Social Security Number should be presented This is optional but it is recommended Finally the Principal must enter the Date he or she has placed his or her Signature and Social Security Number on the previous two lines The Notary Public will use the Acknowledgment section to notarize the Principal Signing A final tool used to verify the Principals intentions defined in this form is the Affidavit As To Power Of Attorney Being In Full Force This area will also require the instruction and credentials of the Notary Public

B I O O O O B I B I O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O


Electrical Safety Protective Methods Working On or Near Energized Circuits up Arc Flash Personal Protective Equipment Use of Protective Equipment Employees working in areas where there are potential electrical hazards must be provided with and use electrical protective equipment appropriate for the parts of the body to be protected and the work performed Protective equipment must be maintained in a safe reliable condition and be periodically inspected or tested as required by 29 CFR 1910137 Electrical Protective Devices Where the insulating capability of protective equipment is subject to damage during use the insulating material must be protected by covering with leather or other appropriate materials Nonconductive head protection must be worn wherever there is danger of head injury from electrical General Protective Equipment and Tools Insulated tools and handling equipment must be used by employees working near exposed energized conductors or circuit parts if the tools andor equipment may make contact with the conductors or parts The insulating material of tools and equipment must be protected where it is subject to damage Fuse handling equipment insulated for the circuit voltage must be used to remove or install fuses when the fuse terminals are energized All ropes and hand lines used near exposed energized parts must be nonconductive Protective shields protective barriers or insulating material must be used to protect employees from shock burns or other Alerting Techniques Alerting techniques must be used to warn and protect employees from electrical shock hazards burns or failure of electric equipment parts Safety signs safety symbols or accident prevention tags must be used where necessary to warn employees about electrical hazards which may endanger them Barricades should be used in conjunction with safety signs where necessary to prevent or limit employee access to work areas exposing employees to uninsulated energized conductors or circuit parts Conductive barricades must not be used where they might cause an electrical contact hazard An attendant should be stationed to warn and protect employees where signs and Working On or Near Energized Circuits up Arc Flash Personal Protective Equipment Printerfriendly version Staff Kelly States Assistant Director 6092582648 James McQuaid Program Manager 6092585106

B I I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O

electrical safety protective methods
alerting techniques


Junctional Dysrhythmias Supraventricular Tachycardia Supraventricular Tachycardia Practice Strip Supraventricular Tachycardia Supraventricular tachycardia occurs when the heart rhythm occurs as a result of electrical impulses initiated above the ventricles at a rate of 150 250 bpm or more What will remain will be a normal appearing and measuring QRS complex depolarizing at a rapid rate As a result of the rapid rate the cardiac complexes will be very close to one another The T waves of the previous complex will cover the P wave of the next complex P waves will be entirely buried making it impossible to describe their morphology and measure the PR interval Practice Strip Analyze this tracing using the five steps of rhythm analysis Compare your answers with the answers on the next slide Answers Rhythm Regular Rate 200 P wave Buried PR interval Unable to measure QRS 006 sec Interpretation Supraventricular Tachycardia Lessons Overview Rhythm Analysis Method Interpretation Introduction Part 1 Introduction Part 2 Premature Junctional Complex PJC and Junctional Escape Beats PJC Tracings Junctional Escape Beat Junctional Rhythm Accelerated Junctional Rhythm Junctional Tachycardia Supraventricular Tachycardia Test Questions 14 Test Questions 58 Test Questions 911 Test Questions 1214 Test Questions 1518 Test Questions 1922 EKG Self Test Next Lesson

B I B I B I O O B I B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O

junctional dysrhythmias
supraventricular tachycardia
qrs complex


731 Questionnaires and surveys Questionnaires and surveys Online or paper based surveys used to capture student responses for data collection and analysis Precourse entry and postcourse exit surveys may be combined to measure students attitudes to study methods and learning activities An entry survey may be included as part of the course induction activities before or during the first contact session helping to capture the learning profile of the cohort eg perceived levels of IT literacy prior experience of blended study methods and expectations towards the study methods The exit survey may be issued at the end of the teaching cycle but before the final assessment inviting students to review their attitudes to blended methods in the light of their learning experience Consequently the results from the There are various ways you can collect survey data we would suggest Yorkshare Survey Google Forms googlecomforms or Qualtrics further information and support provided by IT Services Example Example generic endofmodule survey PDF This form would be supplemented with additional questions about specific learning and teaching interventions that are of interest for evaluation The basic form however is very short but still provides information to the module lead about how to improve the module Guides Designing questionnaires and surveys PDF Likert items and scales PDF UK Data Service Case studies The evaluation case study from Health Sciences below focused on the reception of online tutoring and discussion methods enabling comparison of attitudes between the start and finish of the course as represented through responses to a 5point Likert scale Note the presentation of the entry and exit scores together for each question item which can reveal shifts in attitudes based on the learning experience that students have encountered Open questions may also be introduced in the exit survey to invite participants to elaborate on the reasons behind their responses Coronary Heart Disease Prevention Example of a range of evaluation methods Ros Brownlow Health Sciences PDF A further case study below from Social Policy and Social Work compares the use of paperbased and online evaluation forms with reference to Google Forms and Qualtrics Module Evaluation with Online Tools A comparison of paperbased and online module evaluation tools Next 732 Usage statistics

O B O B B O B O O O O B O O O O O O O O O O O O O O O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B O B O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O


Samsung 32 LNT3232HXXAA 35D013932 TCon Timing Board Unit Price too high Submit your best offer now We respond in under 24 hours Please be sure that the BOARD Part Number and picture on your motherboard is EXACTLY as shown above Do not match by TV Model There are possibly several different boards for each model TV This board has been pulled from a working cracked screen TV All items are tested and guaranteed to work Description Tags Reviews Part Type TCon Board LCD Controller Control Board CTRL Board Timing Control Part Number 996510009692 Part Usage LCD MFR Part Number 1 Samsung BN8101867A MFR Part Number 2 Philips 996510009692 MFR Part Number 3 CMO 35D013932 Board Numbers V315B1C01 Substitute Parts 35D012135 BN8101868A 35D02191 Known Models Magnavox 32MD357B37 32MD357BF7 32MF337B27 Rca L32WD22 Samsung LNT3232HXXAA LN32A300J1DXZA LN32A330J1DXZA LN32C350D1DXZA LNT3242HXXAA Sanyo DP32647 P3264706 DP32648 P3264801 Sharp LC32DV24U Spectroniq IQTV732H Proscan 32LA30Q Polaroid TDX03211C 3211TLXB TDA03211C Element 32LE30Q FLX3210 Hp LC3272N Insignia NSLCD3209 E328MZNKW1BYNN NSLTDVD3209 Jensen JE3208 Viewsonic N3235W VS117701M Please be sure that the Part Number and picture on your motherboard is EXACTLY as shown above There are possibly several different boards for each model TV There will be a 15 restocking fee for any incorrect purchases The board has been pulled from working cracked screen TV All items are tested and guaranteed to work Please be sure that the Part Number and picture on your motherboard is EXACTLY as shown above There are possibly several different boards for each model TV There will be a 15 restocking fee for any incorrect purchases Power Issues Troubleshooting NOTE LG Vizio TVs must be plugged in for 5 minutes before it will turn on 1 Inspect ALL Ribbons and connectors Any tears or bad connections between boards must be replaced FIRST 2 If you have any of these boards it should be the first board to be replaced A TCon Board Video Problems No Video with standby light on audio but no video grainy distorted or color problems in screen B X or Y Buffer Board Plasma TVs only Standby light is on but no power C Backlight Inverter LED Driver No Video with standby light on 3 Main Video Board Standby light is on but no power Either video or audio does not work if no TCon in TV If audio but no video it is TCon 4 Power Board No power AND standby light does NOT turn on If standby light is on try other boards above 5 Panel No power distorted picture lines slow motion half screen faded in out Panel problems are usually not worth replacing the panel NO Power Troubleshooting HELP We are here to help If youre unsure of how to diagnose and troubleshoot the TV message or call us for more assistance NOTE LG Vizio TVs must be plugged in for 5 minutes before it will turn on For main board replacements check firmware upgrades online We can not preinstall them 1 Inspect ALL Ribbons and connectors Any tears or bad connections between boards must be replaced FIRST 2 If you have any of these boards it should be the first board to be replaced A TCon Board Video Problems No Video with standby light on audio but no video grainy distorted or color problems in screen B X or Y Buffer Board Plasma TVs only Standby light is on but no power C Backlight Inverter LED Driver No Video with standby light on 3 Main Video Board Standby light is on but no power Either video or audio does not work if no TCon in TV If audio but no video it is TCon 4 Power Board No power AND standby light does NOT turn on If standby light is on try other boards above 5 Panel No power distorted picture lines slow motion half screen faded in out Panel problems are usually not worth replacing the panel NOTES Please be sure that the BOARD Part Number and picture on your motherboard is EXACTLY as shown above Do not match by TV Model There are possibly several different boards for each model TV This board has been pulled from a working cracked screen TV All items are tested and guaranteed to work This photo is STOCK meaning it may vary slightly from the one you received in color or removable cables Check out Tampatecs video below for help with general troubleshooting and diagnosing problems with boards

B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O


New York Knicks What to do about Enes Kanter ESNY Graphic Getty Images Enes Kanter is one of the most divisive players in the NBA with opinions on his value all over the map We take a look at which side is right and how what the New York Knicks decide to do with him will play a huge role in building this team moving forward Hes the hero Gotham deserves but not the one it needs right now So well hunt him Because he can take it Because hes not our hero Hes a silent guardian A watchful protector A Dark Knight I s Enes Kanter really that different than Batman Both are hunted by The Man both got into it with the Joker and both are lightning rods for public opinion Is he a menaceor a hero Half the fan base cant get him out of town fast enough and the other half feels like hes been the only consistently good part of yet another season from hell Could they both be right Rare air Can you blame his supporters really Even if youre in the antiKanter camp youd have to admit that its not hard to build a case for the big guy as a valuable piece of both the New York Knicks present and future If you want to go the traditional route you can point out that Kanter is one of only two players in the league along with Clint Capela who plays with two future Hall of Fame guards to average 14 points 10 rebounds and three offensive rebounds per game while also shooting 60 percent from the field Are advanced stats your thing Kanter is one of only four players to sport a 64 true shooting percentage while keeping up a usage rate of at least 21 meaning hes one of the most efficient highvolume scorers in the league The others Kevin Durant Steph Curry and KarlAnthony Towns arguably three of the top six assets in basketball Can you win with Kanter It would appear so In the games hes played this season with a healthy Kristaps Porzingis and Tim Hardaway Jr the Knicks are a 500 team despite not having ample talent elsewhere on the roster Just two years ago he played 21 minutes a night for a conference finalist And then theres all the other stuffhes a model teammate his coaches seem to love him he plays hurt and of course wont back down from any fight Its easy to argue that every NBA team needs a guy like Enes Kanter if it wants to be successful Its also easy to argue the exact opposite Haters gonna hate The easy place to start is with his defense As the Knicks nominal center who also happens to be an extremely large human you would think that Kanter could establish a baseline level of defensive competence by merely standing up straight and putting his arms high in the air Except he cant Despite being 6foot11 Kanters arms are quite short for his body size His wingspan during the predraft process was measured at just 7foot1 which is comparable to Al Horford and slightly longer than Frank Kaminsky and far less than Porzingis 7foot6 Unsurprisingly this affects his ability to block shots against other equally tall humans According to CleaningtheGlasscom Kanter blocks just one percent of field goals attempted against him which is in the bottom third of the league among big men By comparison Porzingis blocks nearly four percent of opponents shots which is among the best in the NBA Well just because he doesnt block shots doesnt mean he cant negatively effect shots right In Kanters case it does When the Knicks center defends an attempt opponents are hitting 52 percent of those shots That number is fourth worst among 99 players who defend at least 10 field goal attempts per game below only noted turnstiles Nikola Jokic Kevin Love and Nikola Vucevic and 20yearold guard Jamal Murray Photo by Ezra ShawGetty Images When added to Kanters wellknown ability to struggle to defend in space one would think his deficiencies result in his team struggling on defense when hes on the court One would be right Looking at advanced lineup data from CleaningtheGlasscom we see that the Knicks give up 55 more points per 100 possessions when Kanter is on the floor which ranks in the 12th percentile of the league Thats actually an improvement on his twoandahalf seasons in OKC where he was in the third eighth and ninth percentile respectively It gets worse During the 788 possessions Kanter has been on the court without Porzingis the Knicks have given up a Rucker Park Leagueworthy 1214 points per 100 possessions Not only is that over 10 points worse than the leagueworst Suns but it ranks in the bottom percent of all NBA fiveman units It cant be all his fault can it Jarrett Jack is a sieve on the perimeter so some of this has to be on him right Not according to the numbers When Jack plays without Kanter the team has a nearelite 1036 defensive rating When its the other way around 1109 in other words worse than Phoenix Theres no way around it hard as he might try when hes out there Enes Kanter remains one of the most detrimental defensive players in the league Worth the price So what No ones perfect and just because Kanter isnt Dikembe Mutombo in the post doesnt mean he cant be a big part of a successful team Or does it If it was merely a question of roster construction the answer might very well be in Kanters favor Theoretically if he played with a group of strong defensive guards and wings and also alongside someone who could make up for his lack of rim protection its not impossible to fathom a team hiding Kanters shortcomings enough to be a respectable defensive unit This is part of what made the partnership with Kristaps so exciting Sure enough through KPs last game on February 6th the Knicks were 17th in the league in defensive efficiency It was easy to imagine Frank Ntilikina taking Jacks place in the starting lineup next year New York adding one more defensiveminded wing Mikal Bridges anyone and all of the sudden being a top 10 unit even with Kanter playing a significant role Theres just a couple of problems with that logic For starters the injury to our unicorn savior changed everything When he returns its safe to assume KP will be spending more time at the five so as to put less pressure on his surgically repaired knee moving forward Given the numbers for when Porzingis mans the middle this is probably something the Knicks would have been moving towards regardless Would the Knicks suffer without Kanters ability to chew the offensive glass and be a reliable option in the post Yes and no Via CleaningtheGlasscom the Knicks outscore teams by 14 more points per 100 possessions when Kanter is on the court which is solid but nowhere near enough to justify what he gives up on the other end especially with the KPatcenter option looming His limited offensive impact shouldnt be a complete shock since for all he does on that end spacing the floor isnt one of them For his career Kanter has just 32 made threes Still wouldnt it be ideal if Kanter could be something of a nominal starter save KP some early pounding in the paint but only top out at 15 maybe 20 minutes a night max Given his current annual salary thats about a million bucks a minute Kanters player option for next season is for 186 million and given the NBAs current financial climate hes a near lock to pick it up How much of a pay cut can the team reasonably expect him to take after that deal runs out Would he sign for 12 million annually 10 million Even less Anything is possible but even for the selfprofessed Mr Knick loving the Big Apple only goes so far Moving on Rather than bending over backward to accommodate an imperfect player perhaps the Knicks should consider two equally intriguing alternatives Option A Let Kanter expire Yes youd be losing him for nothing but if you can make up 75 percent of his production on offense plug the holes he causes on defense and do so at a fraction of the cost would that be the worst rosterbuilding strategy A serviceable replacement wouldnt exactly be hard to find Jordan Bell Deyonta Davis Montrezl Harrell Richaun Holmes and old friend Willy Hernangomez have all been picked in the second round over the last three years while Daniel Theis and Cristiano Felicio were undrafted Just last summer Dewayne Dedmon who shoots threes and can defend a bit on the perimeter signed a twoyear deal with Atlanta for 14 million total Dedmon Holmes Davis Ekpe Udoh and Jarell Martin are all set to hit the market in 2019 and will come far cheaper than Kanter Option B Utilize Kanter for the value he truly has as an expiring contract There are plenty of teams out there who could easily talk themselves into Contract Year Enes Kanter and just as many looking to offload salary in advance of the summer of 2019 when several stars will be hitting the market The Knicks figured to be one of the teams making pitches to Klay Kawhi and company in 16andahalf months but Kristaps injury may have changed those plans Is any bigtime free agent really going to join a team coming off yet another 50loss season If you dont think the Knicks are going to struggle immensely in KPs absence you might want to tune into a game these days Itsnot pretty If New York isnt going to be a player in the market they can at least take advantage of teams looking to shed salary Would say the Washington Wizards want to exchange Ian Mahinmi s albatross of a contract and a lightly protected firstround pick straight up for Kanter If Boogie Cousins bolts for LA or Dallas might New Orleans want to swap a future pick plus Solomon Hill and Alexis Ajina for the Turkish delight Milwaukee is more complicated because of the protected pick they owe to Phoenix via the Eric Bledsoe deal but a Kanter for John Henson Matthew Dellavedova future first deal would make a lot of sense All are options that could be on the table All New York has to do is ask For their trouble the Knicks could potentially go into July of 2020 the summer KP turns just 25 with over 50 million in cap room There have been worse ideas throughout the franchises history Despite the sound logic the big guy would be missed He hasnt always made fans around the league but he sure seems to like calling New York home So lets all enjoy this wrestling heel of a player while we still can In a season that has gone wrong in just about every way one can there are worse things to look forward to NEXT 3 FirstHalf Positives For Knicks TAGS Elite Trending Enes Kanter Featured Frank Ntilikina Jarrett Jack Kevin Durant Kristaps Porzingis NBA New York Knicks Stephen Curry Tim Hardaway Jr

B I I O O O O B I O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O O B I O O O O O O O O O O B I I O O O O O


PTSD Treatment Center for Teenagers PTSD in Children Sometimes terrifying events occur in the lives of children or adolescents making it difficult for them to understand what has happened or how to bounce back afterward When young people have trouble coping with a traumatic event they are at risk for developing a mental health condition known as Post Traumatic Stress Disorder or PTSD Sometimes it leads to maladaptive behaviors that must be addressed in a safe residential treatment setting like the Elk River Treatment Program Children or teens with PTSD might have nightmares about the event or relive the trauma over and over in their memories Suddenly theyre avoiding people and places that remind them of the event making everyday life scary and challenging These extremely stressful events might include sexual or physical abuse natural disasters car accidents war and experiencing or witnessing other violent events at home or in the community Frequency of PTSD in Children and Teens Trauma studies have estimated that anywhere between 15 to 43 of children and teens experience at least one traumatic event in their life Of these children a much smaller percentage will develop PTSD from anywhere from 1 to 15 Young people are more at risk for developing symptoms depending on the severity and frequency of the traumatic event and how parents and other family members react to the event Sometimes symptoms persist for a few weeks or months but when they are left untreated they can become more complex and lead to other behavioral problems PTSD Symptoms for Children and Teens A child or adolescent with PTSD can experience a number of symptoms which include Nightmares flashbacks or frequent memories of the trauma Becoming tense or on edge Difficulty concentrating at school Avoiding places and people who remind them of the trauma Repeating behaviors while playing that remind them of the trauma Impulsive behavior or angry outbursts Feeling emotionally numb or hopeless Treatment for PTSD in Children and Teens Sometimes trauma symptoms in children will disappear after a few months However its important to consult with a mental health professional for an assessment and to learn about treatment options These might include Play therapy Young children with PTSD can benefit from play therapy techniques especially when they are unable to comprehend or verbalize their thoughts about the trauma Games art and other techniques can be used to help a child build resilience and process the trauma through play Cognitive behavioral therapy CBT There is a traumafocused style of this common therapy treatment that is frequently used in working with children and teens with PTSD This type of therapy helps correct irrational or incorrect thoughts a young person might have about the event and it can also help them develop skills for reducing anxiety and stress Eye moment desensitization and reprocessing EMDR This therapy uses guided eye movement techniques that help a young person process their memories about the event and their thoughts and emotions associated with the trauma Medication Many medications have proven to decrease symptoms associated with the disorder Antianxiety medications and antidepressants have proven effective specifically when administered in conjunction with therapy Specialized treatment Sometimes PTSD symptoms can cause additional problems in children and teens such as troubling sexual behavior selfharm drug and alcohol use and other behavioral issues Addressing these challenges may require outpatient treatment or specialized residential treatment If youre not sure where to start think about how you can make your child or teen feel safe today Listen to their worries and frustrations and dont minimize or dismiss their concerns Above all dont feel like you and your child have to carry the weight of trauma alone What allies can you recruit at their school in your community and on a professional level to help them live their best life PTSD can be treated and your son or daughter can move past trauma and towards a full and healthy life Proud to be accredited and affiliated with the following professional organizations

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